The Rachel Cruze Show

Latest Episodes:

Easy Ways to Build Wealth and Keep It Feb 05, 2024

Show notes

The idea that wealthy people always live in mega-mansions and wear $500 jeans is a myth. Being successful with money is as simple as having the right mindset and following a few basic principles. I’ll share more about it in this episode. Plus, you’ll hear three investing mistakes to avoid and small things you can do right now to double your money (the first one might surprise you!).

What you get in this episode:

· Investing Traps That Could Actually Lose You Money

· 5 Easy Ways to Build Generational Wealth

· How to Double Your Money (Here’s What It Takes)

Helpful Resources:

· Discover your earning potential with the Ramsey Solutions Investment Calculator.

· Watch my How to Create a Budget From Scratch video, then start budgeting for free with EveryDollar.

· Navigate the ups and downs of the market with an investment pro in your area.

· Learn more about Christian Healthcare Ministries.

Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: Christian Healthcare Ministries.

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Proven Methods to Getting Out of Debt (That Actually Work) Jan 29, 2024

Show notes

With thousands of voices telling you how to handle your money (lookin’ at you, TikTok), it can start to feel overwhelming. The good news? Money doesn’t have to be like that. Today, I’ll talk about just five things you need to do to win with money. Plus, Jade Warshaw joins me in the studio, and you’ll hear an emotional moment from The Ramsey Show.

What you get in this episode:

How to Escape Debt at Any Income Level
The Secret to Overcoming 6-Figure Debt
5 Ways to Achieve Financial Goals

Helpful Resources:

Get Jade Warshaw’s new book, Money Is Not a Math Problem. Then, listen to how she paid off $460,000 in debt.
Start budgeting for free with EveryDollar.
Learn more about Christian Healthcare Ministries.

Christian Healthcare Ministries.

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Overlooked Expenses That Are Stealing Your Paycheck Jan 22, 2024

Show notes

You know that anxious feeling you get every time you open your bank app to check your balance? If you do, it’s probably because you’re living paycheck to paycheck. This week, I’ll show you how to get to the end of your month and still have money in the bank. Plus, we’ll talk about five expenses that will wreck your car budget and how to spend your money with your future in mind.

What you get in this episode:

How to Stop Living Paycheck to Paycheck
5 Sneaky Expenses People Overlook When Buying a Car
Appreciating vs. Depreciating Assets for Beginners

Helpful Resources:

Start budgeting for free with EveryDollar.
Get the Ramsey Car Guide.
Discover your earning potential with our Investment Calculator (it’s free!).
Learn more about Christian Healthcare Ministries.

Christian Healthcare Ministries.

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How I’m Prioritizing My Spending in 2024 Jan 15, 2024

Show notes

If you want to ditch debt and save money, you’ve got to be intentional with every dollar you have. That’s why Dawn Madsen—aka The Minimal Mom—and I are listing off the things we won’t be spending money on in 2024. Plus, I’ll share a few Amazon buys I’m loving and the money advice that can transform your mental health.

What you get in this episode:

· Things We Won’t Spend Money on in 2024 (with The Minimal Mom)

· My Most Hated Financial Advice: Giving

· What I’m Loving (and Hating) From Amazon Right Now

Helpful Resources:

· Follow Dawn Madsen at @the.minimal.mom.

· Watch the 10 Best Amazon Purchases Under $20 with But First, Coffee.

· Start budgeting for free with EveryDollar.

· Learn more about Christian Healthcare Ministries.

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Proven Budgeting Habits for Building Long-Term Wealth Jan 08, 2024

Show notes

Building wealth is easier than you think. This week, I’ll weigh in on the “soft saving” trend and share some investing tips that will set you up for success in 2024. Plus, George Kamel joins me in the studio to tell you about how he went from negative net worth to millionaire in just 10 years.

What you get in this episode:

Why Gen Z May Never Retire

How to Break Free From Broke (with George Kamel)

7 Investing Mistakes to Avoid This Year

Helpful Resources:

Preorder George’s new book, Breaking Free From Broke.

Start budgeting for free with EveryDollar.

Learn more about Christian Healthcare Ministries.

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What to Do Differently With Your Money in 2024 (with Dave Ramsey) Jan 01, 2024

Show notes

It’s a New Year's tradition: Dave Ramsey joins me to welcome the new year and talk about everything you need to know to win with money in 2024. Plus, I’ll share smart money tips that will help you have financial peace no matter what challenges the new year brings your way.

What you get in this episode:

· 8 Things to Do Differently With Money in 2024 with Dave Ramsey

· 4 Simple Budgeting Tricks to Never Overdraft Again

· How Financially Smart Are You? (Money Quiz)

Helpful Resources:

· Watch or listen to Dave Ramsey now on The Ramsey Show.

· Get the Rachel Cruze Wallet with cash envelopers.

· Start budgeting for free with EveryDollar.

· Learn more about Christian Healthcare Ministries.

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Expert Tips to Become Financially Smarter in the New Year Dec 25, 2023

Show notes

“The best way to spread Christmas cheer . . .” is quoting our favorite Christmas movies and taking money lessons from them. (Everyone does this, right? Is it just me?) Plus, we’ll talk budgeting tips and ideas that will get you fired up to make 2024 your best year yet. Start working these expert tips today and you’ll benefit from them all year long.

What you get in this episode:

· Money Lessons From My Favorite Christmas Movies

· 5 Budget Reset Habits to Help You Win in 2024

· How to Become Financially Smarter Than 40% of People

Helpful Resources:

· Start budgeting for free with EveryDollar.

· Get Tapple at Walmart or wherever you buy board games.

· Learn more about Christian Healthcare Ministries.

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These Money and Life Habits Are Draining Your Wallet with Michael Easter Dec 18, 2023

Show notes

Winning with money is 20% knowledge and 80% behavior. That’s why I’m excited to sit down with one of my favorite authors to talk about how to break bad habits and change our mindset—specifically around money. Plus, I’ll talk about budgeting and one big mistake I see everybody making.

What you get in this episode:

· What Everybody Gets Wrong About Budgeting

· How Comfort and Scarcity Drain Your Life and Wallet (with Michael Easter)

Helpful Resources:

· Start budgeting for free with EveryDollar.

· Follow Michael Easter and check out his new book, Scarcity Brain.

· Get Tapple at Walmart or wherever you buy board games.

· Learn more about Christian Healthcare Ministries.

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Easy Ways to Cut Your Grocery Bill in Half Dec 11, 2023

Show notes

We all need to eat, but we don’t have to fall into the traps of spending too much money on food. When it comes to groceries, there are a lot of ways to cut back and create more room in your budget. I'll share my favorites with you today. Plus, you’ll hear my money (and food) advice that always stirs up the haters, and why I love Aldi so much.

What you get in this episode:

· 12 Ways to Cut Your Grocery Bill in Half

· How Far Does $50 Go at America's Cheapest Grocery Store?

· My Most Hated Financial Advice: Eating at Home

Helpful Resources:

· Start saving with my Meal Planner & Grocery Savings Guide.

· Start budgeting for free with EveryDollar.

· Get Tapple at Walmart or wherever you buy board games.

· Learn more about Christian Healthcare Ministries.

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How to Finally End Money Fights With Your Spouse with Communication Expert Jefferson Fisher Dec 04, 2023

Show notes

“Talking about money is so romantic!” said no one ever. But since love can’t pay the bills, there are a few conversations you need to have with your significant other. Today, we’re talking about what those conversations are and how to have them in a way that can break the tension without breaking up your relationship. Plus, I’ll share six generosity-inspired and budget-friendly gift ideas.

What you get in this episode:

· 5 Crucial Money Questions to Ask Your Significant Other

· How to Finally End Money Fights With Your Spouse (with Jefferson Fisher)

· Minimalist Gift Ideas That People Will Love

Helpful Resources:

· Follow Jefferson Fisher on Instagram.

· Start budgeting for free with EveryDollar.

· Get Tapple at Walmart or wherever you buy board games.

· Learn more about Christian Healthcare Ministries.

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