The Rachel Cruze Show

· Net Worth Calculator

Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: Christian Healthcare Ministries.

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Best Budget Practices (No Matter Your Salary) Sep 11, 2023

Show notes

I say it all the time: You need to have a budget! But how do you know your budget is getting you where you want to go with your money goals? In this episode, I share how I budget each month, how you can figure out your net worth, and why the six-figure salary everybody wants isn’t what it used to be.

What you get in this episode:

· How I manage my money each month

· How to quickly calculate your net worth

· Why six figures isn't what it used to be

Helpful Resources:

· Net Worth Calculator

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How to Make Your Money Work for You Sep 04, 2023

Show notes

Becoming a millionaire doesn’t happen overnight, but with discipline and smart choices, it’s totally possible to reach your money goals. Today, I’ll walk you through how you can start investing (even if you’re a beginner), show you the money magic trick that actually works, and debunk the popular 50/30/20 rule.

What you get in this episode:

· Investing for Total Beginners

· The Money Magic Trick That Will Make You Rich

· Why I Wouldn’t Recommend the 50/30/20 Rule

Helpful Resources:

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Lessons for Building Wealth From Scratch Aug 28, 2023

Show notes

Money goals require planning, taking on side hustles, and thinking differently about how you spend. In this episode, you’ll learn how to create a budget from scratch, what side hustles you could try (and which ones you should avoid), and how Rachel advises people on major purchases.

What you get in this episode:

How to Create a Budget From Scratch
The Best (and Worst) Side Hustles Ranked
Advising People on Major Purchases

Helpful Resources:

· Op Games

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Red Flags and Surprises That Could Slow Down Your Money Goals Aug 21, 2023

Show notes

Think you have what it takes to be a millionaire? If you’ve got big money goals, then the last thing you need to do is make bad decisions that will slow you down. Watch out for these red flags that could be keeping you from becoming wealthy.

What you get in this episode:

· 5 Signs That You Will (or Won’t) Be Wealthy

· Are Credit Card Rewards Going Away?

· Why 37% of Americans Are in Financial Trouble

Helpful Resources:

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How to Reach Your Money Goals (and Still Have a Life) Aug 14, 2023

Show notes

Here’s a little-known secret: Winning with money is only 20% math—the other 80% is all about your choices. And the best time to start making smart money choices is right now! Today, I’ll show you how to get started, share some helpful tools, and walk you through a few options to consider in order to reach your goals and create a life you love.

What you get in this episode:

· How to Save Your First $100,000

· Can You Afford a Bigger Home?

· Is the FIRE Movement Too Good to Be True?

Helpful Resources:

· Start budgeting for free with EveryDollar.

· Find a Ramsey Trusted Real Estate Agent near you.

· See your earning potential with our Investment Calculator.

· Learn more about Christian Healthcare Ministries today!

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The Best and Worst Things to Do With Your Money Aug 07, 2023

Show notes

Take advantage of 2023’s high interest rates and put them to work for you! I’ll tell you how. Also in this episode, you’ll hear about one place you should never—really, never—keep your money and why denial isn’t just a river in Egypt (and other things I’ve learned hosting The Ramsey Show).

What you get in this episode:

· The LAST Place You Want to Keep Your Money

· What I’ve Learned Hosting 1,000+ Hours of The Ramsey Show

· Are You Missing Out on Free Money?

Helpful Resources:

· Learn more about Christian Healthcare Ministries today!

· Take back control of your money with Financial Peace University.

· Start budgeting for free with EveryDollar.

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Major Misconceptions Keeping You From Building Wealth Jul 31, 2023

Show notes

Your comfort zone can feel like your best friend . . . but actually be your worst enemy when it comes to being smart with money. In this episode, you’ll find out what I’m learning about comfort, get a breakdown of how to budget a tight income, and challenge your gender stereotypes around money.

What you get in this episode:

· 5 Impactful Things I'm Learning Right Now

· How I Would Budget $3,600 a Month

· Controversial Gender Stereotypes Around Money

Helpful Resources:

· Ramsey Car Guide

· Ops Games

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Money Hacks That Seem Too Good to Be True (but WORK!) Jul 24, 2023

Show notes

Building wealth doesn’t always have to mean diving headfirst into a side hustle. Today, I’ll share the smart money decisions you can make to start building wealth through everyday decisions. You’ll learn the best places to buy a used car, how to cook delicious meals on a budget, and tips for paying off your mortgage early.

What you get in this episode:

· 10 Great Cars Under $10K

· Can $41 REALLY Buy 24 Meals? (with Frugal Fit Mom)

· The Simple Hack to Ditching Your Mortgage Fast

Helpful Resources:

· Ramsey Car Guide

· Follow Frugal Fit Mom

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Budget Better, Buy Smarter, and Boost Your Savings Jul 17, 2023

Show notes

Your biggest wealth-building tool is your income, and a great way to increase your wealth is to spend (and save) wisely. In this episode, you’ll get some tips and tricks you can start using today to help you win with money. I’m sharing how I would budget $12,000 a month, the things you should stop buying, and eight easy ways to increase your savings.

What you get in this episode:

· How I Would Budget $12,000 a Month

· Things Minimalists Never Buy

· 8 Easy Ways to Increase Your Savings

Helpful Resources:

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