The Rachel Cruze Show

Carly Jean Los Angeles with code “Rachel”

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Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: Christian Healthcare Ministries and Carly Jean Los Angeles.

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The Secret to Boosting Your Home's Value Apr 24, 2023

Show notes

Today’s episode is all about the biggest financial asset most of us have: our home. We’ll start by covering how to figure out how much your home is worth. After that, I’ll share proven ways to boost your home’s value, as well as which upgrades aren’t worth the money.

What you get in this episode:

· How to Actually Determine the Value of Your Home

· Proven Ways to Boost Your Home’s Value

· 9 Home Upgrades That Aren't Worth Your Money

Helpful Resources:

Carly Jean with code “Rachel”

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Save or Splurge? How to Handle Big-Ticket Items Apr 17, 2023

Show notes

When it comes to big-ticket items, we always want to know if the expense was worth it. In this episode, I’m sharing what I really think of my Tesla (plus a story my dad doesn’t even know!). We’ll also talk about what happens when people splurge on cars a little too often, and I’ll go over how I’m saving for my next big trip.

In this episode:

· The Story Not Even Dave Ramsey Knows

· Could This Cause the Car Industry to Collapse?

· The Dream Vacation I'm Saving For

Helpful Resources:

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The Tricks to Ditching Debt Fast Apr 10, 2023

Show notes

Imagine a life where you can stop spending your money on debt payments and every paycheck is yours to spend instead. That’s what this episode is all about. We look at a popular debt payoff method called the debt avalanche, the sneaky ways your credit card is keeping you broke, as well as how to become financially independent once and for all.

What you get in this episode:

· Why I Never Recommend the Debt Avalanche Method

· Secrets Credit Card Companies Don’t Want You to Know

· Are Millennials Too Dependent Financially?

Helpful Resources:

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What Is (And Isn't) Worth Your Money Apr 03, 2023

Show notes

What are the right things to use your money on? That’s what we’re covering in this episode, starting with how Winston and I are currently investing. I also react to a YouTuber’s claims about what the middle class should be able to afford and reveal some products I just don’t think are worth the hype.

What you get in this episode:

· How I'm Investing in 2023

· 15 Things the Middle Class Can't Afford Anymore

· 3 Products That Aren't Worth the Hype

Helpful Resources:

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6 Money Moves to Up Your Financial Game Mar 27, 2023

Show notes

Upping your financial game sounds hard—but it can actually be really simple. In this episode, we cover the money moves guaranteed to help you reach your goals, as well as the financial facts everyone needs to know.

In this episode:

· 6 Money Moves to Up Your Financial Game

· Facts About Money Everyone Should Know

Helpful Resources:

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Spending Habits for a Debt-Free Lifestyle Mar 20, 2023

Show notes

A debt-free lifestyle is all about spending and saving with purpose. I start out this episode by getting real about what that looks like in my monthly budget, then I talk with Jade Warshaw about how she paid off $460,000 (she’s the real deal, you guys). We'll also dig into the reasons we’re tempted to spend big during big sales.

In this episode:

· What I Spend in a Month

· How She Paid Off $460,000 in Debt (With Jade Warshaw)

· Are Big Sales Worth the Hype?

Helpful Resources:

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What to Do When Managing Money Feels Complicated Mar 13, 2023

Show notes

This episode is all about taking control of your money. Because guess what? That can help you transform your life. Today we’ll talk about the costly hoarding habits almost all of us are guilty of, find out whether or not I’m on board with a popular YouTuber’s debt payoff advice, and learn some trusty tips on cleaning up a messy budget.

In this episode:

· 5 Hoarding Habits That Are Costing You Money

· Can This Advice Get YOU Debt-Free?

· 3 Reasons Why Your Budget Is a Mess

Helpful Resources:

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Lessons From Growing Up Bankrupt (and Other Money Mess-Ups) Mar 06, 2023

Show notes

Moving forward financially comes down to avoiding sneaky traps and learning from our mistakes. That’s why, in this episode, I start by sharing what I learned growing up in a bankrupt home. We then look at how living in California and New York can become a money pit. And we talk through high-profile tax fraud cases—and how you can stay legal.

In this episode:

· Lessons From Growing Up Bankrupt

· Why Wealthy People Are Fleeing California and New York

· Shocking Tax Fraud Cases (and How to Steer Clear)

Helpful Resources:

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The Best Ways to Budget Your Time and Money Feb 27, 2023

Show notes

Most people never feel like they have enough time or money. And I get it! But today is about the best ways to spend both of those things. I’m sharing my five favorite ways to buy back time. Then, we’ll cover the ins and outs of an all-cash budget and have some fun diving into the wild financials of the wedding industry.

In this episode:

· 5 Ways I Buy Back My Time

· How I Created an All-Cash Budget

· How Weddings Became a Multibillion-Dollar Industry

Helpful Resources:

Financial Peace University

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