The Rachel Cruze Show

Latest Episodes:

How to Never Pay Full Price Again with Dave Ramsey Nov 27, 2023

Show notes

I love a deal, but I don’t love haggling for one. It’s not hard—you just have to know how. And no one knows how to get a deal better than Dave Ramsey! Today, Dave’s sharing the do’s and don’ts of negotiation, you’ll learn what not to say when you walk into a car dealership, and I’ll tell you why I don’t play the points game when it comes to travel.

What you get in this episode:

· How to Never Pay Full Price Again with Dave Ramsey

· Things You Should Avoid Saying When Buying a Car

· Travel Hacking: Why It’s Not for Me

Helpful Resources:

· Buy, sell or maintain a car with the Ramsey Car Guide.

· Hear more from Dave Ramsey on The Ramsey Show.

· Check out Financial Peace University, the fastest way to beat debt and build wealth.

· Start budgeting for free with EveryDollar.

· Learn more about Christian Healthcare Ministries.

· Try BetterHelp today.

Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: Christian Healthcare Ministries and BetterHelp.

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In-Store, Delivery and At-Home Grocery Budget Hacks Nov 20, 2023

Show notes

Nothing says “holiday spirit” like trampling a total stranger at the grocery store to get the last can of cranberry sauce on sale. Guys, we can do better! Tune in for new ideas, tips and a 30-day challenge to help you keep your grocery budget in check.

What you get in this episode:

· Are You Making These 7 Grocery Shopping Mistakes?

· We Put Kroger and Instacart to the Test

· Does This Hack Actually Save You Money on Groceries?

Helpful Resources:

· Start saving with my Meal Planner & Grocery Savings Guide.

· Start making memories. Go NOW and get Tapple at Walmart.

· Start budgeting for free with EveryDollar.

· Learn more about Christian Healthcare Ministries today.

· Try BetterHelp today.

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How to Choose Contentment This Holiday Season Nov 15, 2023

Show notes

Holiday “deals” are coming for your cash—are you ready? Today, I’ll share what I won’t be spending money on this season and what I plan to do instead. Plus, I’m looking back at my very first video to see if I still agree with my own advice on raising grateful kids.

What you get in this episode:

· Do I Agree With My Own Money Advice 10 Years Later?

· What I Refuse to Spend Money on This Holiday Season

Helpful Resources:

· Start budgeting for free with EveryDollar.

· Pick up a copy of my new kids book, I’m Glad For What I Have.

· Start making memories. Go NOW and get Telestrations or Tapple at Walmart.

· Learn more about Christian Healthcare Ministries today.

· Try BetterHelp today.

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Making Money Isn’t Enough—Learn How to Manage It Nov 06, 2023

Show notes

Having a large salary doesn’t mean you’re building wealth, and earning a smaller income doesn’t mean you can’t manage it well. Anyone can win with money if they have the right tools—here’s what to do.

What You Get in This Episode:

· Making $330,000 and Still Broke? (My Reaction)

· This Habit Is Keeping You Broke

· How to Find $2,500 in Your Budget

Helpful Resources:

· Try BetterHelp today!

· Check out Christian Healthcare Ministries.

· Start budgeting for free with EveryDollar.

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’90s Money Rules, Contentment and My Budget Must-Haves Oct 30, 2023

Show notes

We may have rocked some questionable fashion in the ’90s but when it comes to our money, we got a few things right. I’ll share what we got right, the four things you should always have in your budget, and the money lesson I had to learn the hard way.

What you get in this episode:

· ’90s Money Principles That Still Work Today

· 4 Things You Must Include in Your Budget

· The Money Trap I Fell Into (and How to Avoid It)

Helpful Resources:

· Grab Telestrations at your local Walmart.

· Try BetterHelp today!

· Check out Christian Healthcare Ministries

· Start budgeting for free with EveryDollar.

· See your earning potential with our Investment Calculator.

· Learn more about my journey to contentment in my book Love Your Life, Not Theirs.

Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsor has paid for the programming you are viewing: The Op Games, Better Help and Christian Healthcare Ministries.

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9 Simple Habits to Live More Minimally (and Have More Peace) Oct 23, 2023

Show notes

When it comes to saving money, it’s all about simplicity. Which is why I’m sharing nine practical money habits for you to try if your budget is in need of a reset. Also, let’s unpack the one question we’ve all asked: Will making more money solve my problems?

What You Get in This Episode:

· 5 Frugal Habits to Cut Your Expenses in Half

· 4 Things Minimalists Do to Build Wealth

· Will Making More Money Solve Your Problems?

Helpful Resources:

· Grab Telestrations at your local Walmart.

· Try BetterHelp today!

· Check out Christian Healthcare Ministries.

· Start budgeting for free with EveryDollar.

· Get on the waitlist for Rachel’s new kids book, I'm Glad for What I Have

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How to Hack Retail and Protect Your Wallet Oct 16, 2023

Show notes

No matter how different our budgets look, shopping is a part of everyone’s monthly spending plan. From IKEA’s best deals to Target’s marketing tactics—this episode is all about pro tips for being a budget-conscious consumer online and in-store.

What You Get in this Episode:

6 Affordable IKEA Finds (You Wouldn't Think Were Real)
5 Clever Ways Target Gets You to Spend More
Online vs. In-Store Shopping: Which is Best?

Helpful Resources

Kristen McGowan's YouTube Channel

Better Help

Christian Healthcare Ministries

EveryDollar

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How to Spot Hidden Costs and Money Traps Oct 09, 2023

Show notes

Being smart with money means you have to know where to cut back and where it's actually worth it to spend top dollar—from big life events to your breakfast cereal. In this episode, learn what it really costs to have a baby today, things people commonly get wrong about money, and whether buying generic could save you big . . . but is it worth it?

What you get in this episode:

· What Does It Cost to Have a Baby Today?

· 5 Things People Get Wrong About Money

· Is Buying Generic Brand Groceries Really Worth It?

Helpful Resources:

· Christian Healthcare Ministries

· Better Help

· EveryDollar

· Financial Peace University

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The Two Terrible Habits Keeping You in Debt Oct 02, 2023

Show notes

When it comes to monthly spending, it can be easy to settle for “just getting by.” But wasting your paycheck on minimum payments forever is no way to live (or budget!)—here’s what to do instead.

What You Get in this Episode:

· Why the Majority of People Will Stay Broke

· How Minimum Payments Take Years of Your Life

Helpful Resources:

Christian Healthcare Ministries

EveryDollar

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Best Money Habits to Make Sure You Don’t Retire Broke Sep 25, 2023

Show notes

The money habits you have today could affect the rest of your life . . . including retirement. So, how do you know you’re setting yourself up for success when it comes time to hang up your suit and spend your days with your toes in the sand? In this episode, we’ll cover the reason why most Americans won’t be able to afford to retire and the habits you can start now that will ensure you’ll live a life you love when it’s time for retirement. Plus, Dr. John Delony and I talk about how getting rid of debt improves your mental health.

What you get in this episode:

- Why 70% of Americans Won’t Retire

- 4 Money Habits to Master Before 40

- The Psychological Impact of Crushing Debt with Dr. John Delony

Helpful Resources:

· Start making memories now and purchase Telestrations today!

· Christian Healthcare Ministries

· Follow Dr. John Delony

· Preorder Dr. John Delony’s new book, Building a Non-Anxious Life, now.

· EveryDollar

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