The Rachel Cruze Show

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Who Really Wants to Be a Millionaire Apr 08, 2024

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Show Description

Sometimes making more money creates more problems—but reaching your financial goals is still worth it. Today’s episode covers all the things you wouldn’t expect about millionaires. From investment habits to frugal car choices, you don’t want to miss it!

In This Episode

· Things People Don’t Know About Millionaires

· Become a Millionaire Making Less Than $60,000

· 4 Sneaky Problems With Making More Money

Next Steps

· 🧐 Learn how I invested my money in 2023: https://www.youtube.com/watch?v=49hhHXAMFqo

· 🤯 This single mom paid off $180,000 of debt: https://www.youtube.com/watch?v=P-FebWGJjWw

· 💻 Start your wealth-building journey with Financial Peace University: https://www.ramseysolutions.com/ramseyplus/financial-peace?gad_source=1&gclid=Cj0KCQjwwYSwBhDcARIsAOyL0fiqS0Xl9cnP74k0AoehKs8PjbdhfdkF6m8OcsuqAxEQxq_QBlswI1saAgqcEALw_wcB

· ✅ Find out which Baby Step you’re on and what to do next: https://www.ramseysolutions.com/dave-ramsey-7-baby-steps?gad_source=1&gclid=Cj0KCQjwwYSwBhDcARIsAOyL0fj4T77fPCb9M4N8vAYj2V5GaI3YD3ALZi57RHLo7tiGYX_O0sKPozIaAs0sEALw_wcB

Offers From Today's Sponsors

🏥 Learn more about Christian Healthcare Ministries.

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🎙️ The Ramsey Show

💵 Sign up for EveryDollar today - Create a free Budget!

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Make Your Money Work Smarter, Not Harder Apr 01, 2024

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Show Description

It’s no secret that everyone’s financial situation is different. But there are three money topics that relate to almost everyone on the planet: taxes, income and housing. Learn how to instantly make smarter money decisions in your everyday life.

In This Episode

· I Explain the Tax System in Under 10 Minutes

· My Most Hated Financial Advice: Side Hustles

· Renting vs. Buying

Next Steps

🧠 Need help with your taxes? https://www.ramseysolutions.com/taxes/tax-services

😳 Want to hear more financial hot takes? https://www.youtube.com/watch?v=wSsZt04NIJU

🚙 Need a cheap, reliable car? https://www.youtube.com/watch?v=2xFFsnW913M

Offers from Today's Sponsors

🏥 Learn more about Christian Healthcare Ministries.

Listen to more from Ramsey Network

🎙️ The Ramsey Show

💵 Sign up for EveryDollar today. Create a free budget!

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How to Build Wealth That Will Change Your Family Tree Mar 25, 2024

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Show Description

Does leaving your kids money help or hurt them in the long run? Do ancient wealth-building habits still apply today? And how do you know what kind of money advice actually works? I’m sharing my thoughts on all of this and more.

Next Steps

📕 Grab a copy of my kids book I’m Glad for What I Have: https://store.ramseysolutions.com/youth/children/im-glad-for-what-i-have-by-rachel-cruze/?gad_source=1&gclid=Cj0KCQjwwMqvBhCtARIsAIXsZpaQJTMavJXLa5OguBhnEKV4epQHwAO0i7SEPMgqLCl89uWmoHXMGeIaAoHxEALw_wcB

🎥 Check out my episode on setting your kids up for financial freedom: https://www.youtube.com/watch?v=WObMxA2Y6M0

🤔 Watch my video about millionaires who aren’t leaving their kids any money: [SP1]

✅ Create a monthly budget with EveryDollar: https://www.ramseysolutions.com/ramseyplus/everydollar

💸 Find out how to make wise financial choices for your family with Financial Peace University: https://www.ramseysolutions.com/ramseyplus/financial-peace?gad_source=1&gclid=Cj0KCQjwwMqvBhCtARIsAIXsZpac5u3WZEBuuZ3zif2e6SMxfiXDeE-CNWgP_PdU_YZaL3COBE-J5SsaArhiEALw_wcB

Offers from Today's Sponsors

🏥 Learn more about Christian Healthcare Ministries.

Listen to more from Ramsey Network

🎙️ The Ramsey Show

💵 Sign up for EveryDollar today. Create a free budget!

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Clever Tips for Saving and Spending Anyone Can Use Mar 18, 2024

Show notes

Show Description

Want to learn clever tricks for saving money? This week I’m sharing wealth building lessons that anyone can take advantage of. I’ll also show you four easy ways to save $1,000 and give you some fun date night ideas that won’t break the bank!

In this episode:

· 3 Wealth-Building Hacks Anyone Can Use

· 4 Ways to Easily Save $1,000 in a Month

· 5 Cheap Date Nights You’ll Actually Want to Go On

Next Steps

🏡 Find out how much house you can afford with Ramsey’s Mortgage Calculator: https://www.ramseysolutions.com/real-estate/mortgage-calculator

📈 Track your investment progress with Ramsey’s Investment Calculator: https://www.ramseysolutions.com/retirement/investment-calculator

🍎 Check out my Groceries Saving Guide: https://www.ramseysolutions.com/budgeting/meal-planner

💲 Find extra money with the 14-Day Money Finder: https://www.ramseysolutions.com/saving/moneyfinder

✅ Create a monthly budget with EveryDollar: https://www.ramseysolutions.com/ramseyplus/everydollar

Offers from Today's Sponsors

🏥 Learn more about Christian Healthcare Ministries.

Listen to more from Ramsey Network

🎙️ The Ramsey Show

💵 Sign up for EveryDollar today - Create a free Budget!

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Practical Ways to Reduce Your Financial Stress Mar 11, 2024

Show notes

Want to stress less about money? This week, I’ll share the simple money habit that will reduce your money stress by 38%. Plus, you’ll find out where to invest your money so it can grow completely on its own (yup—even while you sleep), and you’ll also learn four simple ways to pay off your mortgage early.

In this episode:

· Easy Ways to Pay Off Your Mortgage Early

· How to Reduce Your Financial Stress by 38% (Proven Plan)

· 6 Legit Ways to Earn Passive Income

Next Steps

🎥 Watch my Hidden Ways Homeownership Can Lose You Money [KB1] video.

🎥 Watch my The Fastest Way to Become a Millionaire (with Dave Ramsey) video.

➡️ Join Financial Peace University, the #1 personal finance class in America that’s helped nearly 10 million people.

➡️ Invest in your future with a SmartVestor Pro.

🎥 Watch my How Investing Can Actually Lose You Money (Get This Right) video.

Offers From Today's Sponsors

🏥 Learn more about Christian Healthcare Ministries.

Listen to More From Ramsey Network

🎙️ The Ramsey Show

[KB1]“Homeownership” should be one word. But I also want to make sure our wording here matches the title of the YouTube video.

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Weird Things You Can Do to Save Money Mar 04, 2024

Show notes

Ditch paper towels for reusable rags? Cut the end off the toothpaste tube? This week, I’m reacting to some the of weirdest things people do to save money (and fessing up to my own). Plus, I’ll share a few proactive things you can do today to save on unavoidable future expenses, and what to do if you’re completely out of money.

In this episode:

· Weird Things People Do to Save Money (Including Me!)

· How to Save on Life’s Unavoidable Expenses

· If I Lost All My Money Today, Here Is What I Would Do

Next Steps

● Find cash you didn’t know you had with my 14-Day Money Finder.

● 🎥 Watch my Find Out What Everybody Gets Wrong About Budgeting video.

● 🏠 Do you have the right coverage for your needs? Find out in just five minutes.

● 💵 Try my favorite budgeting app, EveryDollar.

● 🎥 Watch my The Fastest Way to Become a Millionaire (with Dave Ramsey) video.

Offers from Today's Sponsors

● 🏥 Learn more about Christian Healthcare Ministries today.

Listen to more From Ramsey Network

🎙️ The Ramsey Show

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How To Be More Intentional With Your Money, Starting Now! Feb 26, 2024

Show notes

Are you paying taxes you don’t owe? This week, I’ll walk you through the “hacks” and write-offs you’ll want to know about before you do your taxes. Plus, I’ll show you why a zero-based budget is the best kind for your money and how to avoid losing money when buying a home.

In this episode:

· How to (Legally) Get Out of Paying Taxes

· 4 Budgeting Methods (and Which One Actually Works)

· Hidden Ways Homeownership Can Lose You Money

Next Steps

● 🎥 Watch my “Taxes Made Easy!” video.

● ➡️ Don’t let tricky taxes overwhelm you—get a pro.

● 🎥 Watch my “Getting Started: How to Use EveryDollar” video.

● 💵 Try my favorite budgeting app, EveryDollar.

● 🎥 Watch my “How Much Home Can You Actually Afford?” video.

● ➡️ Use our free Mortgage Calculator to figure out how much your monthly payment would be.

Offers From Today's Sponsors

● 🏥 Learn more about Christian Healthcare Ministries.

Listen to more from Ramsey Network:

🎙️ The Ramsey Show

🧠 The Dr. John Delony Show

🍸 Smart Money Happy Hour

💡 The Rachel Cruze Show

💸 The Ramsey Show Highlights

💼 The Ken Coleman Show