The Rachel Cruze Show

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Habits That Boost Your Wealth-Building Progress Jun 17, 2024

Show notes

This week, I'm talking about what to do once you’ve saved your first $1,000, revealing the hidden truth behind 0% interest deals, and exploring successful investing routines. I weigh in on some popular financial advice, offer smart steps for saving, and share habits that help grow your wealth.

In This Episode:

· 5 Things to Do After Saving $1000

· What’s the Catch With 0% Interest?

· My Annual Investment Routine

Next Steps

· 🎥 Watch my video on 25 fast ways to save $1,000.

· 🚗 Check out my video on five cars to never waste your money.

· 💵 Go to my video revealing six legit ways to earn passive income.

· 💸 Learn to win with money by enrolling in Financial Peace University.

· 💰 Navigate your investments with expert guidance from SmartVestor Pro.

Ramsey Solutions is a paid, non-client promoter of SmartVestor Pros.

Offers From Today's Sponsors

· 🏥 Learn more about Christian Healthcare Ministries.

· 🧩 Use code Rachel20 for 20% off your TruPlay annual subscription

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Clever Hacks to Help You Thrive Financially Jun 10, 2024

Show notes

Learning how to save and invest your money the right way is a crucial step toward achieving financial security—and more importantly, financial peace. Here’s how you can get started at any level.

Next Steps

· 📈 Connect with a SmartVestor Pro in your area today!

· 💻 Start building wealth with Financial Peace University.

Offers From Today's Sponsors

· 🏥 Learn more about Christian Healthcare Ministries.

· 🧩 Use code Rachel20 for 20% off your TruPlay annual subscription

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💡 The Rachel Cruze Show

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Stop Technology From Controlling Your Life (and Money) Jun 03, 2024

Show notes

In this week's episode, I'm talking about fun ways to get little ones to love playing outside, unpacking "money dysmorphia" with tips for a healthy money mindset, and responding to your most-asked Instagram questions on finance and more.

In This Episode:

Five ways to really get kids off screens (with Ginny Yurich)
The real reason you feel behind financially
The top five questions I get asked on Instagram

Next Steps

🎥 Watch my video on 21 fun and budget-friendly things to do with kids.
😊 Check out my video on how feeling fulfilled can help save you money.
💰 Go to my video where I break down which budgeting method actually works.
📔 Pick up a copy of my new kids book, I'm Glad for Where I Am.
✅ Keep up with Ginny Yurich on Instagram.
📖 Grab a copy of Ginny’s book Until the Streetlights Come On.
🌱 Listen to Rachel’s guest episode with Ginny on The 1000 Hours Outside Podcast.
📚 Shop for my recent reads below!
Wild Things: The Art of Nurturing Boys
The Women
The Teacher

Offers From Today's Sponsors

🏥 Learn more about Christian Healthcare Ministries.

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3 Conversations That Can Affect Your Home and Your Marriage May 27, 2024

Show notes

From talking about money in your marriage, to smart insights on home refinancing, to which home renovations really add value—in this week's episode, I'm sharing my tips for navigating major financial decisions with confidence.

In This Episode:

· How to Talk About Money in Your Marriage (Without Ending It)

· Is Refinancing Always a Good Idea?

· Home Upgrades That Are (and Aren’t) Worth the Money

Next Steps

· 🎥 Watch my video on my most hated financial advice .

· 🤫 Check out my interview with my husband on TRS about real estate.

· ✅ Go to my video on the weird things people do to save money.

· 🏠 Find financing options with the trusted pros at Churchill Mortgage.

· 💵 Make a monthly budget today with my favorite budgeting app, EveryDollar.

· 💰 Use our calculator to calculate your mortgage payoff date.

Offers From Today's Sponsors

· 🏥 Learn more about Christian Healthcare Ministries.

Listen to More From Ramsey Network

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Level Up Your Everyday Money Habits May 20, 2024

Show notes

In this week’s episode, I unpack the ins and outs of wealth-building, financial self-care, and savvy grocery shopping. I give my honest opinions on the 7 Baby Steps, guide you through a financial self-care routine that’ll help you build a life you love, and expose some grocery shopping mistakes that can cost you.

In this episode:

· Rating My Own Financial Advice

· 10 Ways You’ve Been Grocery Shopping All Wrong (With Jade Warshaw)

· The Ultimate Financial Self-Care Routine

Next Steps

· 🎥 Watch my video on how to set up a budget using EveryDollar.

· 🤫 Check out my video with Jade Warsaw on the secrets to overcoming six-figure debt.

· ✅ Keep up with Jade Warshaw on Instagram.

· 💸 Find out what to do with the money in your paycheck.

· 🎓 Learn to win with money by enrolling in Financial Peace University.

Offer From Today's Sponsor

· 🏥 Learn more about Christian Healthcare Ministries.

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What to Do When Inflation Wrecks Your Budget May 13, 2024

Show notes

Sometimes, you have to wonder, “When did things get so expensive?” In this episode, find out how to keep inflation from ruining your budget, including tips on:

- Feeding your family for less than $100 in a week

- Which expenses you can easily cut from your budget

- How to manage affording childcare

Next Steps

· 🎥 Watch my The Right Way To Do A No Spend Challenge video to try a “No Spend” month!

· 📔 Pick up a copy of my new kids book I'm Glad For What I Have!

· 💵 Start saving on groceries with my favorite budgeting app, EveryDollar!

Offers from Today's Sponsors

· 🏥 Learn more about Christian Healthcare Ministries.

Listen to more from Ramsey Network

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💵 Sign up for EveryDollar today. Create a free budget!

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How to Avoid These Popular Debt Trends May 06, 2024

Show notes

This episode is one huge PSA! I’ll go over some of the worst debt trends and traps that steal your paycheck—and what you can do to steer clear of them so you can use your money to create a life you love.

In This Episode:

· Financial Goals That Are Impossible With Debt

· The Sad Reality of Credit Card Rewards

· The Financial Trend That Is Robbing You Blind

Next Steps:

· 📈 Check out the Investment Calculator: https://www.ramseysolutions.com/retirement/investment-calculator

· 🏡 Work with Churchill Mortgage to buy a home without a credit score: https://www.ramseysolutions.com/real-estate/mortgage-loans

· 💸 Take Financial Peace University: https://www.ramseysolutions.com/ramseyplus/financial-peace

· 🎥 Watch “How Financially Smart Are You?" here: https://www.youtube.com/watch?v=MOU0tPd_8RE

Offers From Today's Sponsors

🏥 Learn more about Christian Healthcare Ministries.

Listen to More From Ramsey Network

🎙️ The Ramsey Show

💡 The Rachel Cruze Show

💵 Sign up for EveryDollar today. Create a free budget!

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12 Financial Fails Everyone’s Guilty Of Apr 29, 2024

Show notes

From getting sucked in to one too many sales to overspending on our summer wardrobe (hello, trendy new sunglasses), we’ve all made money mistakes at some point. In this week’s episode, I’m sharing twelve common financial fails—so we can be extra careful about avoiding them!

In This Episode:

· 5 Sneaky Ways Stores Make You Spend More

· 3 Job-Hopping Errors That Will Impact Your Wallet

· 4 Financial Mistakes People Are About to Make

Next Steps:

· 🛒 Are you wasting money at your favorite stores? https://www.youtube.com/watch?v=Z1dksNiuToo

· 📉 Get investing help from a pro: https://www.ramseysolutions.com/retirement/dave-ramsey-smartvestor?campaign_name=SV_PaidSearch&gad_source=1&gclid=CjwKCAjwoPOwBhAeEiwAJuXRh8IOa2FUC2pOZdDm-qKuFyQm0BuAlOFjHD3hyl56H_E1JWeLYpEJMRoCim4QAvD_BwE

· 🤩 Set financial goals at any income level: https://youtu.be/9q-UTjlP3hI

· 😎 Check out these affordable staycation ideas: https://www.ramseysolutions.com/saving/staycation-ideas

· 📚 Try these tech-free summer activities that your kids will actually like: https://www.youtube.com/watch?v=qYSe-2ZRxzU

· 🐰 Spark family conversations about gratitude with my latest kids book: https://store.ramseysolutions.com/youth/children/im-glad-for-where-i-am-by-rachel-cruze/

Offers From Today's Sponsors

🏥 Learn more about Christian Healthcare Ministries.

Listen to more from Ramsey Network

🎙️ The Ramsey Show

💡 The Rachel Cruze Show