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    Business

    She’s Talkin’ Money

    You make good money. You save. You contribute to retirement. On paper, you are doing well. So why do you still feel unsure whether you are making the right decisions with your money?

    She’s Talkin’ Money is the personal finance podcast for women who have outgrown basic budgeting advice and want more clarity about what comes next.

    Hosted by financial planner and money expert Shari Rash, the show helps you understand how to put your money to work through smarter investing, retirement planning, saving, tax strategy, and intentional spending.

    You will also hear honest conversations about the emotional side of money: fear, guilt, comparison, financial independence, over-saving, and why earning more does not always make you feel more secure.

    Expect practical solo episodes, expert conversations, and real money questions designed to help you stop second-guessing yourself and start making financial decisions with more confidence.

    Because doing well on paper should feel good in real life, too.

    Previously known as Everyone’s Talkin’ Money.

    Advertise

    Copyright: © 2024, Shannah Game

    • Apple Podcasts
    • Google Play
    • Spotify

    Latest Episodes:
    Ask Shannah: Paying off Student Loans + Mint's Going Away Nov 17, 2023
    Show notes

    It’s time for another Ask Shannah episode with questions from Abbey and Jacci. In this episode, I break down whether you should take money from your 401K to pay off your student loans and what to do if you are a Mint user; in case you haven’t heard, Mint is going away on January 1st.

    Links

    Monarch Money http://www.monarchmoney.com/ETM

    You Need a Budget https://www.ynab.com/

    Student Loan Planner https://www.studentloanplanner.com/

    CNET: How to Download your Mint Data article

    SPONSORS

    Thanks to Monarch for sponsoring the show. ​​You get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM/.

    Thanks to Uncommon Goods for sponsoring the show. Get 15% off your next gift by going to www.uncommongoods.com/ETM.

    Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App Store and use code Talkin Money under Podcast.

    Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.

    Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order.

    How To Connect with Shannah:

    • Download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq
    • Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/
    • Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq
    • Leave a 5-star Review here https://ratethispodcast.com/etm

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    7 Things to Do With Your Money Before the Year Ends Nov 15, 2023
    Show notes

    In this solo episode, I'm breaking down the seven things you should do with your money before the year ends. As a gentle reminder, pick a few things from this list to do. Find what works for you, and forget the rest. You get to make the money rules that work for you, but hopefully, these seven things will spur some ideas of how you can end the year on a high note.

    Links

    Freebie - 10 Mindful Money Questions to Ask Yourself Right Now https://etmpod.link/10moneyq

    Free annual credit report https://www.annualcreditreport.com/index.action

    SurfShark VPN https://surfshark.com/

    SPONSORS

    Thanks to Monarch for sponsoring the show. ​​You get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM/.

    Thanks to Uncommon Goods for sponsoring the show. Get 15% off your next gift by going to www.uncommongoods.com/ETM.

    Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App store and use code Talkin Money under Podcast.

    Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.

    Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order.

    How To Connect with Shannah:

    • Download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq
    • Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/
    • Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq
    • Leave a 5-star Review here https://ratethispodcast.com/etm

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    Your Ultimate Guide to Afford the Holidays with Pattie Ehsaei Nov 13, 2023
    Show notes

    This episode is your ultimate guide to afford the holidays without all the stress and debt that can come with it. With that said, I get that it is hard to do. The holidays always feel like a time when you are expected to spend money, even when you might not have money to spend. Maybe you have a family member who is always trying to one-up your gifts, or you feel pressured to have the best gift for your boss. And what about Dad’s? I never knew a good gift to get my dad, so I always overspent when I could’ve just got him a new t-shirt, and he would’ve loved that. So, I called in my new friend, Pattie Ehsaei. If you don’t know Pattie, she is known as the Duchess of Decorum on TikTok and has a raving fan base. She teaches financial literacy and social and workplace decorum. For the last 22 years, she's had a multifaceted career as a lawyer and manager in financial services and currently stands as Senior Vice President of Mergers and Acquisitions Lending. In this episode, Pattie shares her best tips to afford the holidays, why she thinks regifting is socially acceptable(I didn’t even know that was a thing), and how to DIY your holiday decorations and gifts in style.

    Links

    Pattie on TikTok https://www.tiktok.com/@duchessofdecorum

    SPONSORS

    Thanks to Monarch for sponsoring the show. ​​You get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM/.

    Thanks to Uncommon Goods for sponsoring the show. Get 15% off your next gift by going to www.uncommongoods.com/ETM.

    Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App Store and use code Talkin Money under Podcast.

    Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.

    Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order.

    How To Connect with Shannah:

    • Download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq
    • Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/
    • Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq
    • Leave a 5-star Review here https://ratethispodcast.com/etm

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    Ask Shannah: Should I Pay Off My Debt Before I Start Investing? I'm So Confused! Nov 10, 2023
    Show notes

    Today's vault Ask Shannah question comes from Laquesha: "Hi Shannah. Thanks so much for answering my question. I really want to start investing but I keep getting hung up on all the chatter out there. I can’t figure out if I’m supposed to wait to start investing until I’ve paid off all my debt, or is that not smart to do? Also, it just feels like I need to be an expert at investing to do it well. I know that’s not true, but man, it just feels so hard to figure out investing. I know so many people are making a killing, and I kinda feel bad that I haven’t started at all, know what I mean. You’ve done so many great investing episodes, I’m curious if there’s an episode from the past that you think I should check out. You’re awesome and I so appreciate this show for motivating me. My boyfriend can’t believe I care this much about my money, but I just tell him, yes, yes I do and so should you. Ok, thanks again."

    Links

    Define Financial

    Stay Wealthy, San Diego

    SPONSORS

    Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App store and use code Talkin Money under Podcast.

    Thanks to Factor for sponsoring the show. Head to www.factormeals.com/etm50 and use code ETM50 to get 50% off.

    Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.

    Thanks to NetSuite for sponsoring the show. Download NetSuite’s popular KPI Checklist for free at www.netsuite.com/etm.

    Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order.

    Thanks to AirDoctor for sponsoring the show. Head to www.airdoctorpro.com and use promo code ETM and depending on the model, you’ll receive UP TO 39% off or UP TO $300 off.

    How To Connect with Shannah:

    • Download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq
    • Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/
    • Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq
    • Leave a 5-star Review here https://ratethispodcast.com/etm

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    The Power of Getting Paid for Your Value + National Let's Talk Money Day with Anne Mahlum Nov 08, 2023
    Show notes

    It’s National Let’s Talk Money Day, and it’s also my 10-year wedding anniversary today, but let’s focus on the money part. Talkin’ money is what we do every week here on the show, so I’m excited that there’s actually a day dedicated to my mission of making talking about money mainstream. There are lots of different topics we could talk about on Let’s Talk Money Day, but if I had to pick one topic that I think is critical to your money success, it would be getting paid for your value. That is something our guest Anne Mahlum, entrepreneur, motivational speaker, business owner, and philanthropist, knows something about. Raised in a working-class family, there was very little in Anne's childhood that would indicate she would one day be one of the most successful founders in the fitness industry. A true self-made success story, Anne's entrepreneurial ventures have resulted in a personal net worth of over $100M and an impact on thousands of lives. In her new podcast, "How to…with Anne Mahlum", she has been interviewing top business minds and influential people and digging into how their success strategies can be adopted by others. But on this Let’s Talk Money Day, Anne wants to equip you with the how-to’s behind getting paid for your value. We talk about how to adopt a money action plan, how to figure out what monetary value you bring in your career to get paid more, and why we should all stop demonizing money.

    Links

    Follow Anne on Instagram https://www.instagram.com/annemahlum/

    Leave a review and win a $50 Amazon Gift Card https://etmpod.link/review

    SPONSORS

    Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App store and use code Talkin Money under Podcast.

    Thanks to Factor for sponsoring the show. Head to www.factormeals.com/etm50 and use code ETM50 to get 50% off.

    Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.

    Thanks to NetSuite for sponsoring the show. Download NetSuite’s popular KPI Checklist for free at www.netsuite.com/etm.

    Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order.

    Thanks to AirDoctor for sponsoring the show. Head to www.airdoctorpro.com and use promo code ETM and depending on the model, you’ll receive UP TO 39% off or UP TO $300 off.

    How To Connect with Shannah:

    • Download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq
    • Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/
    • Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq
    • Leave a 5-star Review here https://ratethispodcast.com/etm

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    How to Build Wealth as a Female Entrepreneur with Kaitlyn Carlson Nov 06, 2023
    Show notes

    All my fellow female entrepreneurs - this episode is for you. It can be quite challenging being a female entrepreneur. I know personally because I’ve been one since I was 19 in college. You get so busy in the day-to-day trying to grow your business that you overlook one of the main reasons for creating your business - wealth creation. I will tell you something about all the people I’ve worked with financially, the wealthiest of them own a business. But the key is to figure out how to set up your business for success so you can create wealth. Our guest, Kaitlyn Carlson, is the head of Theory Planning Partners, a boutique financial planning firm for top female entrepreneurs with the sole purpose of wealth creation. In this episode, Kaitlyn shares her top tips for wealth creation, why she thinks the Enneagram chart is key to your success, and why she thinks your business needs a financial planner.

    Links

    Theory Planning Partners https://theoryplanning.com/

    Kaitlyn on Instagram https://www.instagram.com/theoryplanningpartners/

    Leave a review for Everyone's Talkin' Money https://etmpod.link/review

    SPONSORS

    Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App store and use code Talkin Money under Podcast.

    Thanks to Factor for sponsoring the show. Head to www.factormeals.com/etm50 and use code ETM50 to get 50% off.

    Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.

    Thanks to NetSuite for sponsoring the show. Download NetSuite’s popular KPI Checklist for free at www.netsuite.com/etm.

    Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order.

    Thanks to AirDoctor for sponsoring the show. Head to www.airdoctorpro.com and use promo code ETM and depending on the model, you’ll receive UP TO 39% off or UP TO $300 off.


    How To Connect with Shannah:

    • Download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq
    • Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/
    • Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq
    • Leave a 5-star Review here https://ratethispodcast.com/etm

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    Want to Achieve Your Money Goals? Start By Training Your Brain with Ariel Garten Nov 03, 2023
    Show notes

    If you want to make changes with your money, you have got to understand the messages your brain is sending out. Did you know that your brain can literally make or break your financial success? You could be capsizing your “money boat” just by the way you are thinking. We're going to change that in this episode. Our guest, Ariel Garten, is a neuroscientist, mom, former psychotherapist, former fashion designer, and co-founder behind the start-up Muse. Ariel is here to help demystify what is going on in your brain, learn how you can reprogram limiting beliefs and thoughts in a healthy way, share the benefits of mediation for your money, and so much more.

    Links

    Muse

    Muse mobile app

    Ariel Garten on LinkedIn

    SPONSORS

    Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App Store and use code Talkin Money under Podcast.

    Thanks to Factor for sponsoring the show. Head to www.factormeals.com/etm50 and use code ETM50 to get 50% off.

    Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.

    Thanks to NetSuite for sponsoring the show. Download NetSuite’s popular KPI Checklist for free at www.netsuite.com/etm.

    Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order.

    Thanks to AirDoctor for sponsoring the show. Head to www.airdoctorpro.com and use promo code ETM and depending on the model, you’ll receive UP TO 39% off or UP TO $300 off.


    How To Connect with Shannah:

    • Download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq
    • Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/
    • Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq
    • Leave a 5-star Review here https://ratethispodcast.com/etm

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    How Am I Never Left With Any Money Each Month...Even With a Budget Nov 01, 2023
    Show notes

    Ever wondered how you are never left with any money each month, even though you have a budget? In this episode, I'm featuring a Budget Rescue with Robert, who asks: "Hi Shannah, thanks for taking the time to answer my question. BTW I love the new name of the show. This is one of the only places I feel like we can listen to all different types of conversations, and you always surprise me with the topics. It’s so cool. I’m writing to see if you could give me some insights into my monthly budget. Here’s my snapshot - I make around $5K per month and have a fairly stable job, at least I think so. I know that I should have around $350 - $500 a month left over, but the problem is that I don’t each month, and I can’t figure out why. You’re super good at helping people with their budgets, so I was wondering if you could give me some pointers and thoughts on what I might be missing or not including here. I’d like to be able to save some money for my ER fund every month and put some into a travel savings account. Thanks again for this show…it’s helped me so much."

    Links Mentioned

    Budget Rescue Info Form (Be featured in an upcoming episode)

    4 Important Factors to Save Money on Your Car Insurance episode


    SPONSORS

    Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App store and use code Talkin Money under Podcast.

    Thanks to Factor for sponsoring the show. Head to www.factormeals.com/etm50 and use code ETM50 to get 50% off.

    Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.

    Thanks to NetSuite for sponsoring the show. Download NetSuite’s popular KPI Checklist for free at www.netsuite.com/etm.

    Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order.

    Thanks to AirDoctor for sponsoring the show. Head to www.airdoctorpro.com and use promo code ETM and depending on the model, you’ll receive UP TO 39% off or UP TO $300 off.


    How To Connect with Shannah:

    • Download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq
    • Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/
    • Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq
    • Leave a 5-star Review here https://ratethispodcast.com/etm

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    Equal Pay for All: How Pay Transparency Makes a Difference with Hannah Williams Oct 30, 2023
    Show notes

    Today, we're talking about a topic that's not just about numbers; it's about people, fairness, and understanding. That's right, we're talking about pay transparency. Ever wondered how this simple concept can make your work life better? Our guest, Hannah Williams, the creator of the viral sensation Salary Transparent Street, has been hitting the streets asking strangers to share what they do and how much they make. Her mission is to combat discriminatory tendencies in employment and close pay gaps that affect women, POC, workers with disabilities, and the LGTQ+ community. For that, I’m a huge fan of Hannah’s, and I know you’ll be too after our conversation. We'll explore how pay transparency can help shrink the wage gap, create a happier workplace, and promote fairness. Plus, Hannah’s sharing juicy information on what to do if you find out you’re underpaid.

    Links

    Salary Transparent Street website - https://www.salarytransparentstreet.com/

    Instagram - https://www.instagram.com/SALARYTRANSPARENTSTREET/

    TikTok - https://www.tiktok.com/@salarytransparentstreet

    Enter to win a $50 Amazon gift card - https://etmpod.link/review

    SPONSORS

    Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App store and use code Talkin Money under Podcast.

    Thanks to Factor for sponsoring the show. Head to www.factormeals.com/etm50 and use code ETM50 to get 50% off.

    Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.

    Thanks to NetSuite for sponsoring the show. Download NetSuite’s popular KPI Checklist for free at www.netsuite.com/etm.

    Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order.

    Thanks to AirDoctor for sponsoring the show. Head to www.airdoctorpro.com and use promo code ETM and depending on the model, you’ll receive UP TO 39% off or UP TO $300 off.

    How To Connect with Shannah:

    • Download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq
    • Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/
    • Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq
    • Leave a 5-star Review here https://ratethispodcast.com/etm

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    8 Fall Money Moves to Make This Year Oct 27, 2023
    Show notes

    In this episode, I’m sharing 8 Fall Money Moves to set yourself up for success. Bring out the cozy sweats, brew a cup of tea, and let's start talkin' money.

    • Fall Money Move 1: Check in on your spending - make sure you're mindfully spending
    • Fall Money Move 2: Increase your retirement savings by 1%
    • Fall Money Move 3: Figure out your monthly money survival number
    • Fall Money Move 4: Use your credit card rewards for holiday purchases
    • Fall Money Move 5: Call your cell phone and internet companies and ask if there's a better rate
    • Fall Money Move 6: Maximize your company benefit package
    • Fall Money Move 7: Call your student loan servicer to get on the best repayment plan
    • Fall Money Move 8: Is there a better healthcare plan for next year


    Links

    Enter the $50 Amazon Gift card Giveaway here - https://etmpod.link/review

    • Download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq
    • Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/
    • Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq
    • Leave a 5-star Review here https://ratethispodcast.com/etm


    Sponsors

    Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App store and use code Talkin Money under Podcast.

    Thanks to Factor for sponsoring the show. Head to www.factormeals.com/etm50 and use code ETM50 to get 50% off.

    Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.

    Thanks to NetSuite for sponsoring the show. Download NetSuite’s popular KPI Checklist for free at www.netsuite.com/etm.

    Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order.

    Thanks to AirDoctor for sponsoring the show. Head to www.airdoctorpro.com and use promo code ETM and depending on the model, you’ll receive UP TO 39% off or UP TO $300 off.

    Learn more about your ad choices. Visit megaphone.fm/adchoices


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