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    Business

    She’s Talkin’ Money

    You make good money. You save. You contribute to retirement. On paper, you are doing well. So why do you still feel unsure whether you are making the right decisions with your money?

    She’s Talkin’ Money is the personal finance podcast for women who have outgrown basic budgeting advice and want more clarity about what comes next.

    Hosted by financial planner and money expert Shari Rash, the show helps you understand how to put your money to work through smarter investing, retirement planning, saving, tax strategy, and intentional spending.

    You will also hear honest conversations about the emotional side of money: fear, guilt, comparison, financial independence, over-saving, and why earning more does not always make you feel more secure.

    Expect practical solo episodes, expert conversations, and real money questions designed to help you stop second-guessing yourself and start making financial decisions with more confidence.

    Because doing well on paper should feel good in real life, too.

    Previously known as Everyone’s Talkin’ Money.

    Advertise

    Copyright: © 2024, Shannah Game

    • Apple Podcasts
    • Google Play
    • Spotify

    Latest Episodes:
    Day 7: The Connection Between Sleep and Money with Terry Cralle Dec 24, 2023
    Show notes

    Day 7 of our 12 Days of Holiday episodes: Raise your hand if you’re sleepy. According to our guest, Terry Cralle, a registered nurse, certified clinical sleep educator, and author of Sleeping Your Way to the Top, we are ALL not getting enough sleep. As she describes, it’s a vicious cycle between the lack of sleep and money stress, so no wonder you’re probably stressed out and pretty sleepy. Terry’s got some great tricks up her sleeve that can help you both sleep better and worry a little less about money. This episode is guaranteed to help you sleep better and stress less.

    LINKS

    The Better Sleep Council - https://bettersleep.org/

    Terry's website - https://terrycrallern.com/

    Terry's Books - https://terrycrallern.com/books/

    SPONSORS

    Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM.

    Thanks to Uncommon Goods for sponsoring the show. Get 15% off your next gift by going to www.uncommongoods.com/ETM.

    Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App store and use code Talkin Money under Podcast.

    Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.

    Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order.


    How To Connect with Shannah:

    • Download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq
    • Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/
    • Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq
    • Leave a 5-star Review here https://ratethispodcast.com/etm

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    Day 6: How To Reduce Money Stress with Jesse Mecham Dec 23, 2023
    Show notes

    Day 6 of our 12 Days of Holiday episodes: Will more money eliminate all your money stress? It’s a question I’ve tossed around in my head for many years now. Of course, you and I both would love to test the theory - to have more money than you need and see how that feels. Try it on for a day or two. Our guest, Jesse Mecham, Founder and CEO of You Need a Budget, or YNAB, one of my very favorite budgeting platforms, has seen a ton of budgets over the years, and he's here to dish on it all. In this episode, Jesse shares the three steps to help you start being intentional with your money so you can reduce your money stress once and for all.

    LINKS

    You Need a Budget -https://www.ynab.com/

    You Need a Budget podcast - https://www.ynab.com/podcasts/

    You Need a Budget on YouTube- https://www.youtube.com/@YNABofficial


    SPONSORS

    Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM.

    Thanks to Uncommon Goods for sponsoring the show. Get 15% off your next gift by going to www.uncommongoods.com/ETM.

    Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App store and use code Talkin Money under Podcast.

    Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.

    Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order.


    How To Connect with Shannah:

    • Download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq
    • Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/
    • Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq
    • Leave a 5-star Review here https://ratethispodcast.com/etm

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    Day 5: How Much Money Do You Need with Ben Hockema Dec 22, 2023
    Show notes

    Day 5 of the 12 Days of Holiday episodes: In this episode of "Everyone's Talkin' Money," Ben Hockema joins me to explore the idea of how much is "enough" money and what financial security looks like. We discuss how to figure out what is enough for each individual and create a financial plan that allows us to live the life we want. We dive into the detrimental effects of shame marketing and the importance of focusing on untapped potential instead. We also touch on the need to understand our relationship with money and address any shame surrounding it. Overall, we aim to help listeners achieve a calming clarity about their finances and find a balance between current spending and future savings.

    Links

    Illuminate Wealth Management


    SPONSORS

    Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM.

    Thanks to Uncommon Goods for sponsoring the show. Get 15% off your next gift by going to www.uncommongoods.com/ETM.

    Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App store and use code Talkin Money under Podcast.

    Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.

    Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order.


    How To Connect with Shannah:

    • Download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq
    • Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/
    • Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq
    • Leave a 5-star Review here https://ratethispodcast.com/etm

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    Day 4: 5 Ways to Get Rid of Medical Debt Dec 21, 2023
    Show notes

    Day 4 of 12 Days of Holiday episodes: Did you know there is $195 billion of medical debt outstanding? And, in fact, medical debt is the leading cause of bankruptcy here in the U.S. If you’ve been to the hospital or even a Dr. recently, you know, even with insurance, getting healthcare in the country means you often have to pay out of pocket in a big way. The truth is you shouldn’t be put in financial ruin for walking through the door of a hospital or medical provider. We are human beings who all deserve to have affordable and accessible medical care. End of story. However, as our guest, Allison Sesso, Executive Director of RIP Medical Debt, says, “The system wasn’t set up for your success in the first place.” Allison joins us on a riveting episode uncovering the who, what, when, where, and why behind medical debt and offers some great advice if you are currently in medical debt. Some of her advice includes knowing hospital financial assistance programs, never putting medical debt on a credit card, and making sure you know the loopholes in your insurance plan.

    LINKS

    RIP Medical Debt

    Support a Medical Debt Campaign


    SPONSORS

    Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM.

    Thanks to Uncommon Goods for sponsoring the show. Get 15% off your next gift by going to www.uncommongoods.com/ETM.

    Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App store and use code Talkin Money under Podcast.

    Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.

    Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order.


    How To Connect with Shannah:

    • Download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq
    • Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/
    • Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq
    • Leave a 5-star Review here https://ratethispodcast.com/etm

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    Day 3: How to Save and Spend to Make You Happy with Jason Vitug Dec 20, 2023
    Show notes

    Day 3 of 12 Days of Holiday episodes: Which camp are you in? Money can buy happiness or money can’t buy happiness? I grew up hearing that money can’t buy happiness, but then I saw everyone in my life push hard to make money, hold on tight to money, and not always enjoy money so that all got a bit confusing. Our guest, Jason Vitug, author of the new book Happy Money Happy Life, A Multidimensional Approach to Health, Wealth and Financial Freedom and founder of phroogal.com, believes that money isn’t everything, but it does impact most everything in our lives. So how do you find the balance and put money in its place? In this episode, we’re going to shatter some long-held money beliefs about happiness that just don’t work anymore. Jason also shares why money can buy happiness with a little perspective, how to unlearn all of these false money beliefs and his unique approach to creating happy money and happy life. Let’s start talkin’

    LINKS

    Happy Money Happy Life book

    Phroogal website

    Jason on Instagram


    SPONSORS

    Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM.

    Thanks to Uncommon Goods for sponsoring the show. Get 15% off your next gift by going to www.uncommongoods.com/ETM.

    Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App Store and use code Talkin Money under Podcast.

    Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.

    Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order.


    How To Connect with Shannah:

    • Download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq
    • Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/
    • Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq
    • Leave a 5-star Review here https://ratethispodcast.com/etm

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    Day 2: How to Create an Abundant Life with Cathy Heller Dec 19, 2023
    Show notes

    It's Day 2 of our 12 Days of Holiday episodes. What does it take to live an abundant life? That feels like a pie-in-the-sky question to ask, but I want you just to entertain the thought for a moment. What does abundance look like to you? While money might be the first thing that pops into your head, I challenge you to think about abundance not simply as a dollar amount but as a way that you want to live your life - what you want to do, where you want to work, how you want to spend your time and how you want to feel. I’ve been super interested in this idea of abundance and how to bring what you want to do in life into reality, so I turned to the abundance expert herself, Cathy Heller. You may know Cathy from her super popular podcast, The Cathy Heller Podcast, or her book, Don’t Keep Your Day Job. Cathy believes that creating true abundance is about this simple formula - your mindset plus action. This episode is a joy explosion full of Cathy’s inspiring words and practical steps to help you start walking in abundance this year. I hope you’re ready.

    Links

    The Cathy Heller Podcast

    Cathy's website

    SPONSORS

    Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM.

    Thanks to Uncommon Goods for sponsoring the show. Get 15% off your next gift by going to www.uncommongoods.com/ETM.

    Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App Store and use code Talkin Money under Podcast.

    Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.

    Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order.

    How To Connect with Shannah:

    • Download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq
    • Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/
    • Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq
    • Leave a 5-star Review here https://ratethispodcast.com/etm

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    Day 1: How to Create Multiple Streams of Income with Chris Miles Dec 18, 2023
    Show notes

    Day 1 of our 12 Days of Holiday Episodes. Did you know that passive income is one of the best ways to build wealth? It sounds pretty good, but passive income also has some flaws. The problem is when most people talk about passive income it isn’t actually passive income, like buying a business where you actually have to work. The true definition of passive income is to have money coming in when you aren’t working, aka when you’re sleeping money is flowing into your bank account. That sounds pretty great to me. But how do you actually build passive income? That’s where our guest, Chris Miles, the Cash Flow Expert and Anti-Financial Advisor, comes in. He has used his passive income skills to become financially independent twice and paid off over $1,000,000 in debt after the last recession without filing for bankruptcy. In this episode, Chris is sharing how to create multiple streams of passive income on virtually any budget, why traditional financial advice sucks, and why true wealth can’t come from a scarcity mindset of saving and only contributing to your retirement accounts contrary to what the Dave Ramsey’s of the world spews to millions of people.

    LINKS

    Money Ripples


    SPONSORS

    Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM.

    Thanks to Uncommon Goods for sponsoring the show. Get 15% off your next gift by going to www.uncommongoods.com/ETM.

    Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App store and use code Talkin Money under Podcast.

    Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.

    Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order.

    How To Connect with Shannah:

    • Download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq
    • Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/
    • Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq
    • Leave a 5-star Review here https://ratethispodcast.com/etm

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    Ask Shannah: Should I Buy an Electric Vehicle Dec 15, 2023
    Show notes

    Every time I’ve gone to fill up with gas this year I’ve thought, “you know, an electric vehicle would really come in handy.” In this Ask Shannah episode, I’m exploring if electric vehicles can really help you save money and whether they are worth it or not with Peter Glenn, co-founder of EV Life. I’ve done a deep dive into all the incentives and tax breaks, but there’s a lot to know, and it feels like an ever-changing landscape. So when a listener question came in from Alex wanting to know if an EV is indeed worth the price tag, I knew we had to do an episode about it. Since I'm still learning myself, I turned to Peter Glenn, who is a co-founder of EV Life and a serious advocate of electric vehicles. As he says in the conversation, electric vehicles are like savings accounts on wheels. There's a lot to discuss.

    Links

    EV Life


    SPONSORS

    Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM.

    Thanks to Uncommon Goods for sponsoring the show. Get 15% off your next gift by going to www.uncommongoods.com/ETM.

    Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App store and use code Talkin Money under Podcast.

    Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.

    Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order.


    How To Connect with Shannah:

    • Download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq
    • Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/
    • Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq
    • Leave a 5-star Review here https://ratethispodcast.com/etm

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    5 Stages of Financial Independence with Jamila Souffrant Dec 13, 2023
    Show notes

    This episode is a great way to close out the year. You may have heard of Jamila Souffrant’s top-rated podcast, Journey to Launch. Well, she’s got a new book that just hit the shelves: Your Journey to Financial Freedom: A Step-by-Step Guide to Achieving Wealth and Happiness that is a must-read. When I was thinking about our conversation, I kept coming back to financial freedom. We all want it, but how do you get there? I think one of the best places to start is with Jamila’s five stages of financial independence. Growing your wealth doesn’t just happen overnight. It’s a journey and one that Jaimila knows first-hand. In this episode, she’s sharing her five stages of financial independence, how to calculate your financial independence number, and the role your mindset and habits play in your financial freedom journey.

    Links

    Your Journey to Financial Freedom book

    Journey to Launch podcast

    SPONSORS

    Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM.

    Thanks to Uncommon Goods for sponsoring the show. Get 15% off your next gift by going to www.uncommongoods.com/ETM.

    Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App Store and use code Talkin Money under Podcast.

    Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.

    Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order.

    How To Connect with Shannah:

    • Download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq
    • Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/
    • Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq
    • Leave a 5-star Review here https://ratethispodcast.com/etm

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    You Spent How Much? How Tightwads and Spendthrifts Can Coexist In A Relationship with Scott Rick Dec 11, 2023
    Show notes

    Raise your hand. Are you the tightwad or the spendthrift in your relationship? I have to admit, I’m mostly the tightwad but don’t get me wrong, I do love to spend money too. Get this, tightwads are more likely to marry spendthrifts than they are to marry someone like themselves. That’s what motivated our guest, Scott Rick, a behavioral scientist at the University of Michigan’s Ross School of Business to write his new book TIGHTWADS AND SPENDTHRIFTS: Navigating the Money Minefield in Real Relationships. He was in search of one answer: can seemingly opposing financial personalities coexist peacefully? In this episode, we’re going to talk about it all. How do you make peace with your partner, what is Financial infidelity, whyfinancial translucency aka not sharing all the details of what we spend our money on could save a lot of partnerships, and how to talk to your kids about money so they don’t mimic your tightwadness or spendthriftness. Grab your partner, or just slide this episode their way after you listen. It’s a great way to open up a money conversation.

    Links

    Tightwads and Spendthrifts book

    Scott's website

    SPONSORS

    Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM.

    Thanks to Uncommon Goods for sponsoring the show. Get 15% off your next gift by going to www.uncommongoods.com/ETM.

    Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App store and use code Talkin Money under Podcast.

    Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.

    Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order.

    How To Connect with Shannah:

    • Download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq
    • Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/
    • Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq
    • Leave a 5-star Review here https://ratethispodcast.com/etm

    Learn more about your ad choices. Visit megaphone.fm/adchoices


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