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    Business

    She’s Talkin’ Money

    You make good money. You save. You contribute to retirement. On paper, you are doing well. So why do you still feel unsure whether you are making the right decisions with your money?

    She’s Talkin’ Money is the personal finance podcast for women who have outgrown basic budgeting advice and want more clarity about what comes next.

    Hosted by financial planner and money expert Shari Rash, the show helps you understand how to put your money to work through smarter investing, retirement planning, saving, tax strategy, and intentional spending.

    You will also hear honest conversations about the emotional side of money: fear, guilt, comparison, financial independence, over-saving, and why earning more does not always make you feel more secure.

    Expect practical solo episodes, expert conversations, and real money questions designed to help you stop second-guessing yourself and start making financial decisions with more confidence.

    Because doing well on paper should feel good in real life, too.

    Previously known as Everyone’s Talkin’ Money.

    Advertise

    Copyright: © 2024, Shannah Game

    • Apple Podcasts
    • Google Play
    • Spotify

    Latest Episodes:
    The 7 Biggest Money Headlines from 2023 with Jordan Grumet & Joe Saul-Sehy Dec 08, 2023
    Show notes

    The 7 Biggest Money Headlines of 2023. First, can we talk about how crazy of a year 2023 was? There was certainly a lot to talk about. I invite you to listen to this special episode that was recorded on the Earn & Invest podcast with its host, Jordan Grumet, myself, and Joe Saul-Sehy from Stacking Benjamins.

    Links

    The Earn & Invest Podcast

    Stacking Benjamins


    SPONSORS

    Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM.

    Thanks to Uncommon Goods for sponsoring the show. Get 15% off your next gift by going to www.uncommongoods.com/ETM.

    Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App Store and use code Talkin Money under Podcast.

    Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.

    Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order.

    How To Connect with Shannah:

    • Download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq
    • Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/
    • Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq
    • Leave a 5-star Review here https://ratethispodcast.com/etm

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    How to Make Your Money Happy with Ken Honda Dec 06, 2023
    Show notes

    Have you ever tried to achieve a money goal and felt like you never made any progress? Or do you walk around feeling completely uneasy about your money situation? If you answered yes to either of these questions, you are not alone. You see, money is about more than numbers. It’s about our very complex relationship with money that was set in motion even before we were born, believe it or not. As our much-beloved guest, Ken Honda, says, “It’s like you have a mold in you that attracts a certain relationship with money until you recognize it and start to make changes, nothing else will change.” Ken is a money and happiness expert and a best-selling self-development author in Japan. His book “Happy Money” is one that will forever be on my bookshelf, and if you haven’t read it, now is the time. In this vault episode, Ken shares how to figure out what is enough for you so you aren’t sucked into believing that more is better, how to redefine your relationship with money so you can bring in some ease, and how to do the work to let go of your money fears for good.

    LINKS

    Ken's website

    Happy Money book

    SPONSORS

    Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM.

    Thanks to Uncommon Goods for sponsoring the show. Get 15% off your next gift by going to www.uncommongoods.com/ETM.

    Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App Store and use code Talkin Money under Podcast.

    Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.

    Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order.

    How To Connect with Shannah:

    • Download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq
    • Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/
    • Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq
    • Leave a 5-star Review here https://ratethispodcast.com/etm

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    From Financial Fear to Financial Freedom with Meghan Dwyer Dec 05, 2023
    Show notes

    Did you ever have bad dreams when you were a kid? Maybe you thought there was something lurking in your closet or under your bed - the boogie monster. Now, that boogie monster might be replaced by bad dreams about money. Our guest, Meghan Dwyer, a Certified Financial Planner and host of the Money Isn’t Scary podcast, is here to take away all those bad money dreams and help you go from financial fear to financial freedom. I get that money might feel scary - it’s a primal need, and you can’t escape it. So how do you move money out of the scary place? In this episode, Meghan will share some truths and words of wisdom to help you do just that. We talk about why envisioning the future you is so important, how planning for the unexpected can actually help money be less scary, and why it’s really okay to like money, despite what society might lead you to believe. Whether you’re in full-on scarcity mode or want to feel more confident about your money, this episode is for you.

    Links

    Money Isn't Scary podcast

    Financial Abundance: It's OK to Like Money blog

    Timestamps

    (03:58 - 04:19) Financial Education and Fear of Money

    (07:08 - 07:29) The Meaning of Money

    (12:49 - 14:05) Importance of Budgeting and Expense Tracking

    (22:40 - 24:42) Exploring Money Perspectives and Attitudes

    (32:28 - 33:40) The Importance of Liking Money

    (35:56 - 36:48) Money as a Tool and Resource

    SPONSORS

    Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM.

    Thanks to Uncommon Goods for sponsoring the show. Get 15% off your next gift by going to www.uncommongoods.com/ETM.

    Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App store and use code Talkin Money under Podcast.

    Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.

    Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order.

    How To Connect with Shannah:

    • Download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq
    • Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/
    • Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq
    • Leave a 5-star Review here https://ratethispodcast.com/etm

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    Best Money Apps, Online Banks & Educational Resources of 2023 Dec 01, 2023
    Show notes

    Ever feel like a deer caught in headlights when it comes to managing your finances? You are not alone! We've all stood at that crossroads, but today, I'm venturing down the path of financial clarity. We're discussing the crème de la crème of money tools and apps that help you stay on top of your budget, like Monarch and You Need a Budget. I also shake up conventional banking wisdom as I highlight why it's worth considering online banks like Ally Bank and VARO and why avoiding monthly fees can be a game-changer for your financial health. Remember how we all used to believe in the Tooth Fairy and Santa Claus? It’s time to debunk another myth: that all banks are created equal. I’ve got news for you: they're not. Drawing on my personal experiences, we examine the features that make an online bank a true ally in your financial journey. We’re not just talking about fee structures or interest rates. We’re talking about aligning your financial values with your bank’s. Plus, for the lovebirds out there, we chat about the unsung benefits of joint accounts. I'm also thrilled to share our favorite books and podcasts, sources of knowledge that fuel my passion for financial literacy. From the timeless wisdom in "The Millionaire Next Door" and "The Wealthy Gardener" to the fresh perspectives from podcasts like "Stacking Benjamins" and "Afford Anything," I'm pointing you toward resources that will empower you to make informed financial decisions.

    Links

    To get all the links for this episode, head to https://etmpod.link/best2023

    SPONSORS

    Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM.

    Thanks to Uncommon Goods for sponsoring the show. Get 15% off your next gift by going to www.uncommongoods.com/ETM.

    Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App store and use code Talkin Money under Podcast.

    Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.

    Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order.

    How To Connect with Shannah:

    • Download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq
    • Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/
    • Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq
    • Leave a 5-star Review here https://ratethispodcast.com/etm

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    How to Donate Money Wisely Nov 29, 2023
    Show notes

    How do you donate money wisely? I definitely love giving more than receiving…in fact, I’m a terrible gift receiver. Giving effectively isn’t always easy. Our guest, Grace Nicolette, co-host of the Giving Done Right Podcast and Vice President of Programming and External Relations at the Center for Effective Philanthropy (CEP), is here to help you figure out how to give effectively whether it’s now at the end of the year or whether you want to create a giving plan for next year. Grace answers some of your toughest questions like How much money do I give? Where should I give? And How do I know if I’m making a difference — or if I’m actually doing more harm than help?

    LINKS

    Giving Done Right podcast

    Center for Effective Philanthropy

    SPONSORS

    Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM.

    Thanks to Uncommon Goods for sponsoring the show. Get 15% off your next gift by going to www.uncommongoods.com/ETM.

    Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App store and use code Talkin Money under Podcast.

    Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.

    Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order.

    How To Connect with Shannah:

    • Download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq
    • Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/
    • Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq
    • Leave a 5-star Review here https://ratethispodcast.com/etm

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    How To Have A Successful Money Date You'll Actually Enjoy Nov 27, 2023
    Show notes

    Let me share a little secret with you - I have a date every week. But this rendezvous doesn't involve candlelight dinners or dressed-up evenings; instead, it involves my money. That's right, I've been practicing the concept of "money dates," and truth be told, it's been a game-changer in reshaping my relationship with money. In this episode, I'll walk you through how I set up my money dates and how you can structure yours in a way that aligns with what you want and makes them enjoyable.

    I confess, my financial journey has been a roller coaster ride, and money dates have been my safety harness. They’ve provided me with a platform for financial reflection and planning. We'll explore some interesting techniques like setting intentions, creating a money manifesto, and more. And let's not forget about the 'why' of our financial decisions – knowing that can be a powerful motivator during our financial highs and lows. We'll also tackle the often-ignored concept of shedding the negative emotions tied to money and replacing them with positivity. So, buckle up as we embark on this transformative journey to improve our connection with money and turn these dreaded money conversations into enjoyable money dates.

    LINKS

    Hire me to speak at your event - https://etmpod.link/speaking

    SPONSORS

    Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. And now through Cyber Monday listeners of this show will get an extended thirty-day free trial and 50% off your first year on the annual plan if you're switching from Mint when you go to www.monarchmoney.com/ETM.

    Thanks to Uncommon Goods for sponsoring the show. Get 15% off your next gift by going to www.uncommongoods.com/ETM.

    Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App store and use code Talkin Money under Podcast.

    Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.

    Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order.

    How To Connect with Shannah:

    • Download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq
    • Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/
    • Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq
    • Leave a 5-star Review here https://ratethispodcast.com/etm

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    Why We Eat What We Eat on Thanksgiving with Katherine Spires Nov 23, 2023
    Show notes

    Have you ever wondered why we eat turkey, mashed potatoes, gravy, and our favorite veggie dish for Thanksgiving? The Thanksgiving meal has evolved so much since the early 1900s and become the holiday we associate with eating until we can't eat anymore. In this reboot Friendsgiving episode, I sat down with the amazing Katherine Spiers, host of the Smart Mouth Podcast, to find out the history behind the Thanksgiving meal and get to the bottom of our pumpkin-crazed eating trends. Katherine shares how Thanksgiving has evolved over time, how to make the most out of your Thanksgiving on any budget, and the fascinating story behind the year of two Thanksgivings.

    Links

    Smart Mouth Podcast

    Katherine on Instagram

    SPONSORS

    Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. And now, through Cyber Monday, listeners of this show will get an extended thirty-day free trial and 50% off your first year on the annual plan if you're switching from Mint when you go to www.monarchmoney.com/ETM.

    Thanks to Uncommon Goods for sponsoring the show. Get 15% off your next gift by going to www.uncommongoods.com/ETM.

    Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App store and use code Talkin Money under Podcast.

    Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.

    Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order.


    How To Connect with Shannah:

    • Download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq
    • Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/
    • Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq
    • Leave a 5-star Review here https://ratethispodcast.com/etm

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    Black Friday 2023: Deals, Steals and Money Tips with Trae Bodge Nov 22, 2023
    Show notes

    Open, open, open! You may be too young to remember, but a clothing store named Mervyn’s back in the early ’90s had some great commercials with people camped out by their store just waiting for them to open for the big Black Friday sales day. Now, if you’re like me, you probably don’t go to the store that often on Black Friday. I’d much rather online shop, that is, until I heard what our guest Trae Bodge, our resident shopping expert, had to say about the hefty return fees retailers are now charging. Whether you’re planning to shop online or brave the crowds to score a deal in-store, Trae’s sharing all the tips you need to know, including Trae’s Black Friday shopping rules to get the best buys, her favorite shopping browser extensions to save money like PayPal Honey, my personal fav, and most importantly, how to stay on budget and not go into debt during Black Friday and Cyber Monday. You always love Trae’s Black Friday episodes, and this is our third year having her on the show. I learn something new each time myself and this episode is no exception. So while you’re stuffing yourself on Thanksgiving, shoot this episode out to 5 of your friends or share it on your socials so everyone can shop smart this week.

    Links

    Trae's website - https://truetrae.com/

    Trae on Instagram - https://www.instagram.com/truetrae/

    PayPal Honey - https://www.joinhoney.com/paypal

    Rakuten - https://www.rakuten.com/

    SPONSORS

    Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. And now through Cyber Monday listeners of this show will get an extended thirty-day free trial and 50% off your first year on the annual plan if you're switching from Mint when you go to www.monarchmoney.com/ETM.

    Thanks to Uncommon Goods for sponsoring the show. Get 15% off your next gift by going to www.uncommongoods.com/ETM.

    Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App store and use code Talkin Money under Podcast.

    Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.

    Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order.

    How To Connect with Shannah:

    • Download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq
    • Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/
    • Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq
    • Leave a 5-star Review here https://ratethispodcast.com/etm

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    Dave Ramsey’s Terrible Retirement Advice with Paula Pant and Joe Saul-Sehy Nov 20, 2023
    Show notes

    In this episode, we're talking about Dave Ramsey's terrible retirement advice. Let me put myself in your shoes. No matter how old you are, you’re probably saving for retirement. You’re trying to figure out how much you need to save and what retirement accounts are best - do you go 401K or Roth IRA, etc? And the biggest question is, how much money can you take out each year for retirement? And, you’re hoping, fingers crossed, you’re saving enough. Then, the biggest voice in money, Dave Ramsey, comes along and says it’s simple, if you earn 12% each year in your investments, you can safely take out 8% for retirement each year and leave 4% in your account for inflation. Simple, according to his “math.”But it’s not that simple, and it’s mathematically wrong advice - damaging advice if you ask me. Why? Because of pure facts, the stock market's average 30-year return is 9.9% and just 7.3% adjusted for inflation - far less than the 12% return he spouts. His latest rant in response to a caller who wanted to know how much he could take out for retirement each year is the reason for this episode. I called in my two money expert friends, Paula Pant from Afford Anything and Joe Saul-Sehy from Stacking Benjamins, to talk through why this advice is wrong, what moral obligation money experts have to their listeners to get things right, and what you need to know to figure out how much money you should be saving and what a good retirement withdrawal rate really is.

    Links

    Afford Anything https://affordanything.com/

    Stacking Benjamins https://www.stackingbenjamins.com/

    Average Stock Market Return article

    Supernerds United Against Dave Ramsey's 8% Safe Withdraw Rate Guidance article

    SPONSORS

    Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. And now through Cyber Monday listeners of this show will get an extended thirty-day free trial and 50% off your first year on the annual plan if you're switching from Mint when you go to www.monarchmoney.com/ETM.

    Thanks to Uncommon Goods for sponsoring the show. Get 15% off your next gift by going to www.uncommongoods.com/ETM.

    Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App store and use code Talkin Money under Podcast.

    Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.

    Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order.

    How To Connect with Shannah:

    • Download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq
    • Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/
    • Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq
    • Leave a 5-star Review here https://ratethispodcast.com/etm

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    Mint Alternative: Monarch Nov 19, 2023
    Show notes

    If you haven't heard, Mint is going away in January. In a recent Ask Shannah, I talked all about the Mint transition. In this bonus episode, I'm sharing an update from Monarch, my favorite budgeting app, about how you can easily transfer over your data from Mint.

    Links

    Move Data from Mint to Monarch article

    CNET Mint article

    Monarch is offering listeners of this show an extended 30-day free trial plus 50% off an annual plan through CYBER MONDAY http://www.monarchmoney.com/ETM

    Learn more about your ad choices. Visit megaphone.fm/adchoices


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