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    Business

    She’s Talkin’ Money

    You make good money. You save. You contribute to retirement. On paper, you are doing well. So why do you still feel unsure whether you are making the right decisions with your money?

    She’s Talkin’ Money is the personal finance podcast for women who have outgrown basic budgeting advice and want more clarity about what comes next.

    Hosted by financial planner and money expert Shari Rash, the show helps you understand how to put your money to work through smarter investing, retirement planning, saving, tax strategy, and intentional spending.

    You will also hear honest conversations about the emotional side of money: fear, guilt, comparison, financial independence, over-saving, and why earning more does not always make you feel more secure.

    Expect practical solo episodes, expert conversations, and real money questions designed to help you stop second-guessing yourself and start making financial decisions with more confidence.

    Because doing well on paper should feel good in real life, too.

    Previously known as Everyone’s Talkin’ Money.

    Advertise

    Copyright: © 2024, Shannah Game

    • Apple Podcasts
    • Google Play
    • Spotify

    Latest Episodes:
    Ways to Break Money Habits From Your Parents That Don't Serve You Oct 26, 2023
    Show notes

    Did you know that your money habits are set by the age of seven? That means it is really easy to pick up some money habits from your parents that don't serve you as an adult. In this episode, I'll explore ways to break money habits from your parents and how to create new habits that work for you.

    SPONSORS

    Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App store and use code Talkin Money under Podcast.

    Thanks to Factor for sponsoring the show. Head to www.factormeals.com/etm50 and use code ETM50 to get 50% off.

    Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.

    Thanks to NetSuite for sponsoring the show. Download NetSuite’s popular KPI Checklist for free at www.netsuite.com/etm.

    Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order.

    Thanks to AirDoctor for sponsoring the show. Head to www.airdoctorpro.com and use promo code ETM and depending on the model, you’ll receive UP TO 39% off or UP TO $300 off.

    How To Connect with Shannah:

    • Download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq
    • Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/
    • Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq
    • Leave a 5-star Review here https://ratethispodcast.com/etm

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    Best Credit Cards, Savings Accounts, and Mortgage Lenders of 2023 with Ian Salisbury Oct 25, 2023
    Show notes

    If you’ve ever wondered what is the best credit card out there, this episode is for you. We have Ian Salisbury, the Money Editor for Buy Side from WSJ, back on the show to share the best cash-back credit cards, travel rewards credit cards, savings accounts, mortgage lenders, and more in this episode. We’ll break down all the details about why you might choose one credit card over the next and tips to make the mortgage process so much easier. We also chat about the biggest money trends this year, like student loans and home prices, and what Ian thinks 2024 will look like in terms of your money. Specifically, the question we all want to know is whether gas and grocery prices will finally come down to a reasonable amount.

    LINKS

    Buy Side WSJ https://www.wsj.com/buyside

    SPONSORS

    Thanks to EarnIn for sponsoring the show. Download the EarnIn app in Google Play of the Apple App Store and use code Talkin Money under Podcast.

    Thanks to Factor for sponsoring the show. Head to www.factormeals.com/etm50 and use code ETM50 to get 50% off.

    Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.

    Thanks to NetSuite for sponsoring the show. Download NetSuite’s popular KPI Checklist for free at www.netsuite.com/etm.

    Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order.

    Thanks to AirDoctor for sponsoring the show. Head to www.airdoctorpro.com and use promo code ETM and depending on the model, you’ll receive UP TO 39% off or UP TO $300 off.

    How To Connect with Shannah:

    • Download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq
    • Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/
    • Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq
    • Leave a 5-star Review here https://ratethispodcast.com/etm

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    How to Build Wealth with Tiny House Living with Ryan Mitchell Oct 23, 2023
    Show notes

    Living simply is one of the best ways to create wealth. Living in only 150 square feet for years, Ryan Mitchell has learned a thing or two about living simply. From downsizing to life simplification and designing a life that’s right for you, Ryan brings a lot of experience and practical knowledge to the table. He built his own tiny house in 2012, learning as he went along, which inspired him to help others in their journey to live small. Today he still lives in his tiny house full time and off grid with solar, teaching others how to live simply. In this episode, you'll learn:

    • Ways to simplify your life with a tiny house
    • Why it matters
    • How to build wealth by living simply
    • How it might be the missing piece to you achieving the stuff you want in life

    Links

    The Tiny Life

    Tiny Life on YouTube

    SPONSORS

    Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App Store and use code Talkin Money under Podcast.

    Thanks to Factor for sponsoring the show. Head to www.factormeals.com/etm50 and use code ETM50 to get 50% off.

    Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.

    Thanks to NetSuite for sponsoring the show. Download NetSuite’s popular KPI Checklist for free at www.netsuite.com/etm.

    Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order.

    Thanks to AirDoctor for sponsoring the show. Head to www.airdoctorpro.com and use promo code ETM and depending on the model, you’ll receive UP TO 39% off or UP TO $300 off.

    How To Connect with Shannah:

    • Download 10 Money Questions to Ask Yourself Free Money Guide https://bit.ly/10moneyq
    • Join the Everyone’s Talkin’ Money Newsletter, where you get insider tips, exclusive content, and takeaways from each episode https://tinyurl.com/etmnewsletter
    • Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/
    • Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq
    • Leave a 5-star Review here https://ratethispodcast.com/etm

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    Ask Shannah: Saving Money Tips Oct 20, 2023
    Show notes

    In this Ask Shannah episode, I’m covering some of my favorite tips to save money inspired by a question from Brett. This question comes from Brett – "Hi, Shannah, thanks for taking the time to answer my question. I’ve listened to this show since 2016, and even though you’ve changed it up over the years, it’s still one of my favorites. There are a lot of dude money podcasts, but I really like a softer approach and one that feels very non-judgmental. So thank you. I’m in my late 30s and doing pretty well financially, but I always seem to end the month without being able to save a lot of money. Am I doing something wrong? Can you give me any ideas of how much I save and any tips or tricks that you have to save money every month? Thanks a ton.”

    SPONSORS

    Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App store and use code Talkin Money under Podcast.

    Thanks to Factor for sponsoring the show. Head to www.factormeals.com/etm50 and use code ETM50 to get 50% off.

    Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.

    Thanks to NetSuite for sponsoring the show. Download NetSuite’s popular KPI Checklist for free at www.netsuite.com/etm.

    Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order.

    Thanks to AirDoctor for sponsoring the show. Head to www.airdoctorpro.com and use promo code ETM and depending on the model, you’ll receive UP TO 39% off or UP TO $300 off.

    How To Connect with Shannah:

    • Download 10 Money Questions to Ask Yourself Free Money Guide https://bit.ly/10moneyq
    • Join the Everyone’s Talkin’ Money Newsletter, where you get insider tips, exclusive content, and takeaways from each episode https://tinyurl.com/etmnewsletter
    • Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/
    • Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq
    • Leave a 5-star Review here https://ratethispodcast.com/etm

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    Breaking the Barriers: Empowering Women in Business and Finance with Melody McCloskey Oct 18, 2023
    Show notes

    Two percent of venture capital money goes toward women-owned businesses. Still, in 2023. It’s still somewhat shocking to me. Our guest, Melody McCloskey, co-founder and CEO of StyleSeat, the premier platform for booking beauty and wellness appointments, is one of those lucky 2 %. She started her business in 2011, ironically right next to the two Instagram founders who would ask her thoughts on what Instagram photo filters she liked. As a woman, she’s learned how to grow a business from the ground up and push through the boundaries of being a female tech business owner, what you need to know to pitch yourself for venture capital funds the right way, and why it’s so important to have a good money team in place. She’s sharing all the juicy bits in this episode and the money lessons she’s learned.

    Links

    StyleSeat https://www.styleseat.com/m/

    Melody on Instagram https://www.instagram.com/melody/

    10 Money Questions to Ask Yourself Freebie https://bit.ly/10moneyq

    Timestamps

    [00:00:46] Lack of venture funding for women.

    [00:05:51] Taking unconventional risks in business.

    [00:09:56] Normalizing talking about finances.

    [00:11:11] Doubting and building a business.

    [00:16:04] Founding documents and equity.

    [00:18:48] Seeking support in starting businesses.

    [00:24:30] Starting StyleSeat near Instagram founders.

    [00:28:09] Lack of venture funding for women.

    [00:30:55] Women's impact on venture capital.

    [00:34:07] Different paths to success.

    [00:39:54] Branding and design importance.

    [00:43:29] Have a clear vision.

    [00:45:35] More funding for women

    SPONSORS

    Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App store and use code Talkin Money under Podcast.

    Thanks to Factor for sponsoring the show. Head to www.factormeals.com/etm50 and use code ETM50 to get 50% off.

    Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.

    Thanks to NetSuite for sponsoring the show. Download NetSuite’s popular KPI Checklist for free at www.netsuite.com/etm.

    Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order.

    Thanks to AirDoctor for sponsoring the show. Head to www.airdoctorpro.com and use promo code ETM and depending on the model, you’ll receive UP TO 39% off or UP TO $300 off.

    How To Connect with Shannah:

    • Download 10 Money Questions to Ask Yourself Free Money Guide https://bit.ly/10moneyq
    • Join the Everyone’s Talkin’ Money Newsletter, where you get insider tips, exclusive content, and takeaways from each episode https://tinyurl.com/etmnewsletter
    • Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/
    • Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq
    • Leave a 5-star Review here https://ratethispodcast.com/etm

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    Manifesting Your Money To Build The Life You Desire with Kathleen Cameron Oct 16, 2023
    Show notes

    What do you think about manifesting? Maybe you don’t believe it’s possible, or you’ve tried it, and it never seems to work. Kathleen Cameron, a world-famous manifestation coach who has worked with Hollywood celebrities and Wall Street heavy hitters and is the author of, The Best Of Yourself, wants you to know that you can’t just create a vision board and cross your fingers hoping it will all work out. Instead, Kathleen says, “Manifesting is becoming aware of a version of yourself already there and then dialing into that version.” Ok, I’m intrigued. Kathleen and I share a very honest and open conversation in this episode. Kathleen is plus-sized and always felt a lot of shame and guilt around that. Then she discovered manifesting and believed that she could manifest the life she desired while still being plus-sized…and it started to work. Life started to change, and her money situation started to change. She believes you can also create change without changing who you are.

    In this episode, we talk about:

    • What is manifesting, and how do you do it
    • 9 Ways to Manifest Money
    • How to move past those self-created roadblocks to achieve your money goals
    • No matter how you feel about manifesting, this episode will get you thinking


    Links

    Kathleen's website https://kathleencameronofficial.com/

    Kathleen on Instagram https://www.instagram.com/kathleencameronmanifests/


    SPONSORS

    Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App store and use code Talkin Money under Podcast.

    Thanks to Factor for sponsoring the show. Head to www.factormeals.com/etm50 and use code ETM50 to get 50% off.

    Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.

    Thanks to NetSuite for sponsoring the show. Download NetSuite’s popular KPI Checklist for free at www.netsuite.com/etm.

    Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order.

    Thanks to AirDoctor for sponsoring the show. Head to www.airdoctorpro.com and use promo code ETM and depending on the model, you’ll receive UP TO 39% off or UP TO $300 off.


    How To Connect with Shannah:

    • Download 10 Money Questions to Ask Yourself Free Money Guide https://bit.ly/10moneyq
    • Join the Everyone’s Talkin’ Money Newsletter, where you get insider tips, exclusive content, and takeaways from each episode https://tinyurl.com/etmnewsletter
    • Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/
    • Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq
    • Leave a 5-star Review here https://ratethispodcast.com/etm

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    Ask Shannah: Should I Get a Prenup? Oct 13, 2023
    Show notes

    Should I get a prenup? A question from Brian and Tracey inspired this episode of Ask Shannah. They have friends who recently got a postnuptial agreement and are curious about how they work and if it makes sense for them. As controversial as they might be, if you're thinking about a prenup or a postnup, the first place you should start is getting some education about these hot-button documents. Jennifer Guimond-Quigley is joining us on this episode to demystify what you need to know about prenups and break down the differences between postnups in a fun and easily digestible way (no crazy lawyer speak here, just a totally educational and enjoyable conversation).

    Links

    Law Offices of Jennifer Guimond-Quigley

    5 Signs You Need a Postnup

    RELATED EPISODES



    SPONSORS

    Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App store and use code Talkin Money under Podcast.

    Thanks to Factor for sponsoring the show. Head to www.factormeals.com/etm50 and use code ETM50 to get 50% off.

    Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.

    Thanks to NetSuite for sponsoring the show. Download NetSuite’s popular KPI Checklist for free at www.netsuite.com/etm.

    Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order.

    Thanks to AirDoctor for sponsoring the show. Head to www.airdoctorpro.com and use promo code ETM and depending on the model, you’ll receive UP TO 39% off or UP TO $300 off.


    How To Connect with Shannah:

    • Download 10 Money Questions to Ask Yourself Free Money Guide https://bit.ly/10moneyq
    • Join the Everyone’s Talkin’ Money Newsletter, where you get insider tips, exclusive content, and takeaways from each episode https://tinyurl.com/etmnewsletter
    • Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/
    • Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq
    • Leave a 5-star Review here https://ratethispodcast.com/etm

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    Surprising Ways To Build Wealth With Franchise Investing with Kenny Rose Oct 11, 2023
    Show notes

    Did you know that you could build wealth with franchise investing? The idea of franchising started way back in the Middle Ages, but it really started to pick up steam in the 1960s with the creation of turnpikes and President Eisenhower’s Interstate Highway System. That’s when franchising really had its heyday, but in the last couple of decades, franchising has been looked down on and passed over as an opportunity to build wealth. But the tide is changing. Our guest, Kenny Rose, CEO and founder of FranShares, created a platform that democratizes franchise investing so it could become accessible to everyone. The beauty is that you no longer need to own a franchise, which could cost hundreds of thousands of dollars. Instead, you can invest in franchises and generate passive income for much less. It’s an interesting concept for sure, and I’m personally happy that franchising is having a renaissance because it’s a business model that has worked for so many people it would be silly to overlook it. In this episode, you’ll learn:

    • What is franchise investing?
    • What makes a franchise profitable?
    • Why should you invest in a franchise right now?
    • And so much more, you’ll want to take notes on this episode.


    Links

    FranShares

    Kenny on LinkedIn

    SPONSORS

    Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App Store and use code Talkin Money under Podcast.

    Thanks to Factor for sponsoring the show. Head to www.factormeals.com/etm50 and use code ETM50 to get 50% off.

    Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.

    Thanks to NetSuite for sponsoring the show. Download NetSuite’s popular KPI Checklist for free at www.netsuite.com/etm.

    Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order.

    Thanks to AirDoctor for sponsoring the show. Head to www.airdoctorpro.com and use promo code ETM and depending on the model, you’ll receive UP TO 39% off or UP TO $300 off.


    How To Connect with Shannah:

    • Download 10 Money Questions to Ask Yourself Free Money Guide https://bit.ly/10moneyq
    • Join the Everyone’s Talkin’ Money Newsletter, where you get insider tips, exclusive content, and takeaways from each episode https://tinyurl.com/etmnewsletter
    • Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/
    • Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq
    • Leave a 5-star Review here https://ratethispodcast.com/etm

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    7 Steps to Map Your Financial Future with Louis Llanes Oct 09, 2023
    Show notes

    In this vault episode, our guest, Louis Llanes, shares the 7 seven steps to mapping your financial future to help you secure financial independence. If you’re anything like me, you would love to know how to accelerate your path to prosperity. Now, that word means something different for all of us. Maybe prosperity is a dollar amount, or being able to have time and freedom in your day, maybe it’s becoming debt-free, or having a certain amount of money in your investment accounts. No matter what prosperity means to you, you need a roadmap to get there. Our guest, Louis Llanes, is the founder of Wealthnet Investments, LLC, and the author of a new book called Financial Freedom Blueprint. Louis also holds the Chartered Financial Analyst (CFA) and Chartered Market Technician (CMT) designations, an MBA from the University of Denver, and a BS in Finance from the University of Colorado - aka, he knows his stuff.

    Links

    Financial Freedom Blueprint book

    Wealthnet Investments, LLC


    SPONSORS

    Thanks to Factor for sponsoring the show. Head to www.factormeals.com/etm50 and use code ETM50 to get 50% off.

    Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.

    Thanks to NetSuite for sponsoring the show. Download NetSuite’s popular KPI Checklist for free at www.netsuite.com/etm.

    Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order.

    Thanks to AirDoctor for sponsoring the show. Head to www.airdoctorpro.com and use promo code ETM and depending on the model, you’ll receive UP TO 39% off or UP TO $300 off.

    How To Connect with Shannah:

    • Download 10 Money Questions to Ask Yourself Free Money Guide https://bit.ly/10moneyq
    • Join the Everyone’s Talkin’ Money Newsletter, where you get insider tips, exclusive content, and takeaways from each episode https://tinyurl.com/etmnewsletter
    • Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/
    • Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq
    • Leave a 5-star Review here https://ratethispodcast.com/etm

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    Little Treat Culture: Is It Good For Your Money and Mental Health with Ashley Lapato Oct 06, 2023
    Show notes

    You can tell me, what’s your favorite thing to spend money on every week that just makes you feel good? These little treats, we all do them. And guess what, we all feel really good when we make an impulse buy - it’s like a quick dopamine hit, a rush. So that you know, you’re not alone - 55+ million people on TikTok have created a trend called “little treat culture.” It’s a trend where people impulsively treat themselves for a quick boost of happiness. So, with 55+ million people strong, I think this is something we need to talk about. On today’s episode, Ashley Lapato, money and lifestyle expert @theorganizedwallet, helps me break down little treat culture. Ashely says, “Eliminating impulsive spending isn't the solution, but unsubscribing from the narrative that “little treats” mean you're bad with money (ahem, avocado toast). Instead, give yourself permission to budget for impulsive "little treats," knowing that it will bring you joy today and won’t take away from your financial goals tomorrow."

    Links

    Ashley on TikTok

    You Need a Budget


    SPONSORS

    Thanks to Factor for sponsoring the show. Head to www.factormeals.com/etm50 and use code ETM50 to get 50% off.

    Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.

    Thanks to NetSuite for sponsoring the show. Download NetSuite’s popular KPI Checklist for free at www.netsuite.com/etm.

    Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order.

    Thanks to AirDoctor for sponsoring the show. Head to www.airdoctorpro.com and use promo code ETM and depending on the model, you’ll receive UP TO 39% off or UP TO $300 off.

    How To Connect with Shannah:

    • Join the Everyone’s Talkin’ Money Newsletter, where you get insider tips, exclusive content, and takeaways from each episode https://tinyurl.com/etmnewsletter
    • Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/ or TikTok https://www.tiktok.com/@shannahgame
    • Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq
    • Leave a 5-star Review here https://ratethispodcast.com/etm
    • Be a Featured Guest on an episode https://everyonestalkinmoney.com/contact/

    Learn more about your ad choices. Visit megaphone.fm/adchoices


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