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    Business

    She’s Talkin’ Money

    You make good money. You save. You contribute to retirement. On paper, you are doing well. So why do you still feel unsure whether you are making the right decisions with your money?

    She’s Talkin’ Money is the personal finance podcast for women who have outgrown basic budgeting advice and want more clarity about what comes next.

    Hosted by financial planner and money expert Shari Rash, the show helps you understand how to put your money to work through smarter investing, retirement planning, saving, tax strategy, and intentional spending.

    You will also hear honest conversations about the emotional side of money: fear, guilt, comparison, financial independence, over-saving, and why earning more does not always make you feel more secure.

    Expect practical solo episodes, expert conversations, and real money questions designed to help you stop second-guessing yourself and start making financial decisions with more confidence.

    Because doing well on paper should feel good in real life, too.

    Previously known as Everyone’s Talkin’ Money.

    Advertise

    Copyright: © 2024, Shannah Game

    • Apple Podcasts
    • Google Play
    • Spotify

    Latest Episodes:
    Ask Shannah: Are Rewards Credit Cards Worth It Oct 04, 2023
    Show notes

    This vault Ask Shannah episode was inspired by a question from Bri: "Thank you for being the FIRST person to support me through my financial journey as an adult. I’m currently healing from many different emotions surrounding money. My question for you is about credit cards with perks. I got a few cards totaling 4,000 that I’m paying down, but I didn’t realize I was doing a disservice to myself by not utilizing cards with perks (travel, rewards). Should I be moving toward paying off and closing 2/3 of those cards or pay off/down and try to add those smarter cards to my life? Thanks again for all you do, you’ve changed my life for the better. I’m not as afraid of money as I once was."

    LINKS

    Creditcards.com

    Credit Karma

    NerdWallet

    Credit Sesame

    Should I Close My Credit Card

    SPONSORS

    Thanks to Factor for sponsoring the show. Head to www.factormeals.com/etm50 and use code ETM50 to get 50% off.

    Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.

    Thanks to NetSuite for sponsoring the show. Download NetSuite’s popular KPI Checklist for free at www.netsuite.com/etm.

    Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order.

    Thanks to AirDoctor for sponsoring the show. Head to www.airdoctorpro.com and use promo code ETM and depending on the model, you’ll receive UP TO 39% off or UP TO $300 off.

    How To Connect with Shannah:

    • Join the Everyone’s Talkin’ Money Newsletter, where you get insider tips, exclusive content, and takeaways from each episode https://tinyurl.com/etmnewsletter
    • Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/ or TikTok https://www.tiktok.com/@shannahgame
    • Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq
    • Leave a 5-star Review here https://ratethispodcast.com/etm

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    Want to Learn How to Create a Profitable Podcast? Join Me In My Special Course! Oct 03, 2023
    Show notes

    I have a question for you. Have you ever wanted to start a podcast just like this one? If you answer yes, you’re in for a treat. I’m teaching a very special group coaching course called Podcast and Profit - 6 weeks to create, launch, and profit from your podcast. We’ll take your expertise or special talent and turn it into a podcast that everyone wants to listen to. Whether you are looking to build a podcast as a main source of income or a side hustle, this course is for you. You’ll walk away with a Podcast Playbook - everything you need to get your podcast up and running. We start on Oct 11, 2023. For all the info, head to https://bit.ly/podandprofit. I’ve only got 5 spots remaining.

    LINKS

    Podcast & Profit Course

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    5 Important Money Questions to Ask Yourself ASAP Oct 02, 2023
    Show notes

    How would you answer these 5 money questions? Life gets crazy, but it's important to take time and do a little money self-love exercise. These 5 questions will help you define the role that money plays in your life and figure out what's getting in the way of you achieving your money goals.

    LINKS

    10 Money Questions Downloadable

    Spending Plan Downloadable

    Nobody Listens to Paula Poundstone episode

    BiggerPockets Money episode

    Money Isn't Scary podcast

    How Your Salary Affects Happiness article

    How Much Money Do You Need to Be Happy article

    SPONSORS

    Thanks to Factor for sponsoring the show. Head to www.factormeals.com/etm50 and use code ETM50 to get 50% off.

    Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.

    Thanks to NetSuite for sponsoring the show. Download NetSuite’s popular KPI Checklist for free at www.netsuite.com/etm.

    Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order.

    Thanks to AirDoctor for sponsoring the show. Head to www.airdoctorpro.com and use promo code ETM and depending on the model, you’ll receive UP TO 39% off or UP TO $300 off.


    How To Connect with Shannah:

    • Join the Everyone’s Talkin’ Money Newsletter, where you get insider tips, exclusive content, and takeaways from each episode https://tinyurl.com/etmnewsletter
    • Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/ or TikTok https://www.tiktok.com/@shannahgame
    • Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq
    • Leave a 5-star Review here https://ratethispodcast.com/etm
    • Be a Featured Guest on an episode https://everyonestalkinmoney.com/contact/

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    Demystifying Credit Scores: A Beginner's Guide with Marsha Barnes Sep 30, 2023
    Show notes

    Your credit score has power, and that three-digit number has a dramatic impact on your financial future. If you do nothing else this year, grab your credit score the tail and yank it up to 700+ (preferably over 740). You don’t have to go all crazy trying for an 850 score – but don’t get lazy. Even if you have a good score, it could drop tomorrow by one silly mishap. Marsha Barnes from The Finance Bar will share her best tips to get your score in check in this reboot episode.

    What You'll Learn

    • Why your credit score is a powerful piece of your financial future
    • How to create a better financial brand for yourself
    • Which credit scoring models do you need to care about
    • What action steps you should take this year to raise your score
    • How your score impacts your job and where you live
    • Why Marsha is so passionate about financial literacy


    Links

    • FICO
    • The Finance Bar
    • Credit Karma
    • Credit Sesame


    SPONSORS

    Thanks to Factor for sponsoring the show. Head to www.factormeals.com/etm50 and use code ETM50 to get 50% off.

    Thanks to NetSuite for sponsoring the show. Download NetSuite’s popular KPI Checklist for free at www.netsuite.com/etm.

    Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order.

    Thanks to AirDoctor for sponsoring the show. Head to www.airdoctorpro.com and use promo code ETM and depending on the model, you’ll receive UP TO 39% off or UP TO $300 off.

    How To Connect with Shannah:

    • Join the Everyone’s Talkin’ Money Newsletter, where you get insider tips, exclusive content, and takeaways from each episode https://tinyurl.com/etmnewsletter
    • Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/ or TikTok https://www.tiktok.com/@shannahgame
    • Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq
    • Leave a 5-star Review here https://ratethispodcast.com/etm
    • Be a Featured Guest on an episode https://everyonestalkinmoney.com/contact/

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    Debt-Free Blueprint: Your Path to Financial Freedom with Erin Skye Kelly Sep 29, 2023
    Show notes

    This is one of my favorite episodes that I wanted to air again because the tips, strategy, and messaging around debt are so important! Are you ready to get out of debt? If you’ve ever tried it, you know it’s tricky. You have to work on your relationship with money, be willing to change habits and look at your money in a whole new light. Our guest, Erin Skye Kelly wrote her new book, Get the Hell Out of Debt, rooted in her story of getting out of over $2.1 million dollars in debt. Her book and this episode are a judgment-free zone jam-packed with tips to revolutionize your relationship with money and come up with a plan to get rid of your debt. You’ll learn how getting out of debt will open up opportunities to build wealth beyond what you can imagine, more about Erin’s personal debt-free journey, and small steps you can start taking today.

    Links

    Get the Hell Out of Debt book

    Erin's website

    Erin on Instagram

    SPONSORS

    Thanks to Factor for sponsoring the show. Head to www.factormeals.com/etm50 and use code ETM50 to get 50% off.

    Thanks to NetSuite for sponsoring the show. Download NetSuite’s popular KPI Checklist for free at www.netsuite.com/etm.

    Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order.

    Thanks to AirDoctor for sponsoring the show. Head to www.airdoctorpro.com and use promo code ETM and depending on the model, you’ll receive UP TO 39% off or UP TO $300 off.


    How To Connect with Shannah:

    • Join the Everyone’s Talkin’ Money Newsletter, where you get insider tips, exclusive content, and takeaways from each episode https://tinyurl.com/etmnewsletter
    • Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/ or TikTok https://www.tiktok.com/@shannahgame
    • Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq
    • Leave a 5-star Review here https://ratethispodcast.com/etm
    • Be a Featured Guest on an episode https://everyonestalkinmoney.com/contact/

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    How to Make Your Big Dreams a Reality with Liz Elting Sep 27, 2023
    Show notes

    What do your big dreams look like? I’m talking about those big dreams here. Do you want to turn your entrepreneurial dreams into the next hot company or propel your side hustle into a full-time business? No matter what your big dreams are, our guest, Liz Elting, will inspire you in this episode. Liz is an entrepreneur, philanthropist, Forbes’ Richest Self-Made Woman, and author of the new book, Dream Big and Win. She took her big dream all the way from her NYU dorm room into the world’s largest provider of language and technology solutions for global business - so yes, she knows a little something about dreaming big and winning. In this episode, you’ll learn not only how to dream big but also how to win in business and life, practical steps to bring your entrepreneur dreams to life, how to know if your passion can turn into a profitable business, and Liz’s business and life advice if she was starting all over again. Here’s to your big dreams.

    LINKS

    Dream Big and Win book

    Liz's website

    SPONSORS

    Thanks to Factor for sponsoring the show. Head to www.factormeals.com/etm50 and use code ETM50 to get 50% off.

    Thanks to NetSuite for sponsoring the show. Download NetSuite’s popular KPI Checklist for free at www.netsuite.com/etm.

    Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order.

    Thanks to AirDoctor for sponsoring the show. Head to www.airdoctorpro.com and use promo code ETM and depending on the model, you’ll receive UP TO 39% off or UP TO $300 off.

    How To Connect with Shannah:

    • Join the Everyone’s Talkin’ Money Newsletter, where you get insider tips, exclusive content, and takeaways from each episode https://tinyurl.com/etmnewsletter
    • Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/ or TikTok https://www.tiktok.com/@shannahgame
    • Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq
    • Leave a 5-star Review here https://ratethispodcast.com/etm
    • Be a Featured Guest on an episode https://everyonestalkinmoney.com/contact/

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    The Recipe for Successful Stock & Option Investing Sep 25, 2023
    Show notes

    To be successful in investing, you just want to make sure you don’t make a few mistakes that most investors make. The biggest mistake is not knowing what you are doing when it comes to investing. It's like investing in stocks that you don’t understand because you’re afraid of FOMO. Scott Kyle and Patrick Fischer want to make sure that you avoid as many of these investing mistakes as possible. Scott is the CEO and Chief Investment Officer of Coastwise Capital Group, LLC, a boutique money management firm. Patrick is a Financial Advisor at Coastwise, and they both are the authors of a new book called The Compound Code: An Expert Guide to Trading Stocks and Options. We haven’t talked a lot on this show about investing in options and dividends, but to be a successful investor, you should know how they work. Don’t worry, this episode won’t get too technical. Instead, they share the recipe you need for successful stock investing; we talk about what options are when you should use options, how to buy a good stock, what dividend stocks are, and a whole lot more.

    LINKS

    The Compound Code: An Expert Guide to Trading Stocks and Options book

    Coastwise Capital Group website

    Timestamps

    [00:02:07] Investing in options and dividends.

    [00:06:23] Explosion in options trading.

    [00:07:31] Options as income generation.

    [00:11:45] Investment time horizon.

    [00:14:22] Warren Buffett's authenticity.

    [00:18:22] The reality of risk.

    [00:21:28] Adding fixed income for retirement.

    [00:25:39] Mistakes in investing.

    [00:29:13] Due diligence for small-capped stocks.

    [00:32:18] Long-term hold and surviving downturns.

    [00:36:24] Achieving specific investment objectives.

    [00:39:00] Dividend-paying stocks.

    [00:43:01] Typical investing mistakes.

    [00:45:50] A brand new episode.

    SPONSORS

    Thanks to Factor for sponsoring the show. Head to www.factormeals.com/etm50 and use code ETM50 to get 50% off.

    Thanks to NetSuite for sponsoring the show. Download NetSuite’s popular KPI Checklist for free at www.netsuite.com/etm.

    Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order.

    Thanks to AirDoctor for sponsoring the show. Head to www.airdoctorpro.com and use promo code ETM, and depending on the model, you’ll receive UP TO 39% off or UP TO $300 off.

    How To Connect with Shannah:

    • Join the Everyone’s Talkin’ Money Newsletter, where you get insider tips, exclusive content, and takeaways from each episode https://tinyurl.com/etmnewsletter
    • Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/ or TikTok https://www.tiktok.com/@shannahgame
    • Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq
    • Leave a 5-star Review here https://ratethispodcast.com/etm
    • Be a Featured Guest on an episode https://everyonestalkinmoney.com/contact/

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    Figuring out Health Insurances: Tips and Hacks Sep 22, 2023
    Show notes

    Are you ready for health care open enrollment? Open enrollment for health insurance is right around the corner. However, no matter when you’re listening to this vault episode, you’re going to love this guide to hacking health insurance with Cosmopolitan Deputy Lifestyle Director Ashely Oerman. Ashley is breaking down what you need to know to save some bucks in the process, like her great tip on whether to choose an HMO or PPO. She also shares what you need to know about a Health Savings Account and ways to save on prescription drugs.

    LINKS

    • Cosmo's Smart Girl's Guide to Hacking Health Insurance
    • Open enrollment guidelines
    • Ashley on Instagram
    • Ashley's website

    Timestamps

    [00:02:57] PPO as a better option.

    [00:06:00] Choosing health insurance plans.

    [00:09:39] Health costs without insurance.

    [00:12:13] HSA health savings accounts.

    [00:16:34] Therapy and mental health.

    [00:21:42] Getting married for health insurance.

    [00:24:03] Prescription drug prices and savings.

    [00:29:39] Living in an expensive city.

    [00:32:03] Negotiating medical bills.

    SPONSORS

    Thanks to Factor for sponsoring the show. Head to www.factormeals.com/etm50 and use code ETM50 to get 50% off.

    Thanks to NetSuite for sponsoring the show. Download NetSuite’s popular KPI Checklist for free at www.netsuite.com/etm.

    Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order.

    Thanks to AirDoctor for sponsoring the show. Head to www.airdoctorpro.com and use promo code ETM and depending on the model, you’ll receive UP TO 39% off or UP TO $300 off.

    How To Connect with Shannah:

    • Join the Everyone’s Talkin’ Money Newsletter, where you get insider tips, exclusive content, and takeaways from each episode https://tinyurl.com/etmnewsletter
    • Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/ or TikTok https://www.tiktok.com/@shannahgame
    • Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq
    • Leave a 5-star Review here https://ratethispodcast.com/etm
    • Be a Featured Guest on an episode https://everyonestalkinmoney.com/contact/


    Keywords:

    Open enrollment, health insurance, how to pick the best health plan, deductible, out-of-pocket max, HMO, PPO, premium, money, personal finance

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    4 Reasons Why Your Car Insurance Is On The Rise Sep 21, 2023
    Show notes

    If you haven’t taken a look at your car insurance bill lately, you might want to give it a peek. There are 4 reasons why Car insurance premiums are soaring, and we’re going to chat about it all in this episode. We'll also talk about different ways you can save some money, like shopping around, bundling your auto and renter's insurance, and raising your deductible.

    LINKS MENTIONED

    NPR article

    SPONSORS

    Thanks to Factor for sponsoring the show. Head to www.factormeals.com/etm50 and use code ETM50 to get 50% off.

    Thanks to NetSuite for sponsoring the show. Download NetSuite’s popular KPI Checklist for free at www.netsuite.com/etm.

    Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order.

    Thanks to AirDoctor for sponsoring the show. Head to www.airdoctorpro.com and use promo code ETM and depending on the model, you’ll receive UP TO 39% off or UP TO $300 off.

    CONNECT WITH SHANNAH

    • Join the Everyone’s Talkin’ Money Newsletter, where you get insider tips, exclusive content, and takeaways from each episode https://tinyurl.com/etmnewsletter
    • Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/ or TikTok https://www.tiktok.com/@shannahgame
    • Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq
    • Leave a 5-star Review here https://ratethispodcast.com/etm
    • Be a Featured Guest on an episode https://everyonestalkinmoney.com/contact/

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    How to Break the Financial Anxiety Cycle with Lindsay Bryan-Podvin Sep 20, 2023
    Show notes

    How often do you think about money and for bonus points, what are those thoughts? The truth is, we all have financial anxiety. But if you are spinning in anxious money thoughts and unsure how to get out of that loop, this episode is for you. As Lindsay Bryan-Podvin, a biracial financial therapist and wellness expert and author of the book “The Financial Anxiety Solution” says, “Anxiety is a normal and healthy stress response that all humans have - if their nervous system is working appropriately and it might come along with some physical symptoms - sweaty palms, heart racing, etc..” The goal isn’t to never feel anxiety around money because that just isn’t possible. The goal is to have a normal and healthy anxiety response - and one that you can move through. So, how do you get there? In this episode, Lindsay shares the role your childhood, particularly 0-age 8, might play in those anxious thoughts, how money anxiety impacts your daily life, some great exercises to move through those anxious thoughts, and how understanding your money personality will help you play to your money strengths.

    Links

    The Financial Anxiety Solution book

    Lindsay's website

    Mind Money Balance podcast

    Timestamps

    [00:00:22] The influence of childhood on money beliefs.

    [00:06:09] Zero to eight years old.

    [00:07:32] Lack of conversation around money.

    [00:10:59] Financial anxiety and money stories.

    [00:15:00] The meaning of anxiety.

    [00:22:26] Extreme financial anxiety moments.

    [00:27:49] Practicing coping skills without stress.

    [00:30:42] Financial privilege and shame.

    [00:33:10] Money scripts and personality.

    [00:36:03] Blissfully ignorant and money.

    [00:39:13] Empowered use of money.

    [00:45:58] Normalizing money anxiety.

    [00:46:24] Financial Anxiety Solution.

    SPONSORS

    Thanks to Factor for sponsoring the show. Head to www.factormeals.com/etm50 and use code ETM50 to get 50% off.

    Thanks to NetSuite for sponsoring the show. Download NetSuite’s popular KPI Checklist for free at www.netsuite.com/etm.

    Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order.

    Thanks to AirDoctor for sponsoring the show. Head to www.airdoctorpro.com and use promo code ETM, and depending on the model, you’ll receive UP TO 39% off or UP TO $300 off.

    How To Connect with Shannah:

    • Join the Everyone’s Talkin’ Money Newsletter, where you get insider tips, exclusive content, and takeaways from each episode https://tinyurl.com/etmnewsletter
    • Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/ or TikTok https://www.tiktok.com/@shannahgame
    • Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq
    • Leave a 5-star Review here https://ratethispodcast.com/etm
    • Be a Featured Guest on an episode https://everyonestalkinmoney.com/contact/

    Learn more about your ad choices. Visit megaphone.fm/adchoices


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