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    Business

    She’s Talkin’ Money

    You make good money. You save. You contribute to retirement. On paper, you are doing well. So why do you still feel unsure whether you are making the right decisions with your money?

    She’s Talkin’ Money is the personal finance podcast for women who have outgrown basic budgeting advice and want more clarity about what comes next.

    Hosted by financial planner and money expert Shari Rash, the show helps you understand how to put your money to work through smarter investing, retirement planning, saving, tax strategy, and intentional spending.

    You will also hear honest conversations about the emotional side of money: fear, guilt, comparison, financial independence, over-saving, and why earning more does not always make you feel more secure.

    Expect practical solo episodes, expert conversations, and real money questions designed to help you stop second-guessing yourself and start making financial decisions with more confidence.

    Because doing well on paper should feel good in real life, too.

    Previously known as Everyone’s Talkin’ Money.

    Advertise

    Copyright: © 2024, Shannah Game

    • Apple Podcasts
    • Google Play
    • Spotify

    Latest Episodes:
    Passive Income | Cash Flow | Investing in Real Estate with Chris Miles Aug 28, 2023
    Show notes

    In this special vault episode, Chris Miles, a cash flow expert and non-financial advisor, talks about the exciting world of passive income and how it can totally change your life for the better! Chris spills all his secrets on how to create multiple streams of passive income on any budget, and he totally busts the myth that you have to work hard to earn money. He's not a fan of boring old financial advice like paying off your house or investing in a 401k, and instead suggests way more exciting strategies like building up an emergency fund and investing in turnkey real estate companies. Plus, he's all about education and passing on wealth to future generations.

    LINKS

    Money Ripples - https://moneyripples.com/

    How To Connect with Shannah:

    • Join the Everyone’s Talkin’ Money Newsletter, where you get insider tips, exclusive content, and takeaways from each episode https://tinyurl.com/etmnewsletter
    • Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/ or TikTok https://www.tiktok.com/@shannahgame
    • Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq
    • Leave a 5-star Review here https://ratethispodcast.com/etm
    • Be a Featured Guest on an episode https://everyonestalkinmoney.com/contact/


    Key topics:

    passive income, personal finance, money tips, budget, paying off debt, building wealth, goal setting, generational wealth, financial planning

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    What Airplane Turbulence Can Teach You About Your Money Aug 25, 2023
    Show notes

    In this solo episode, I'm exploring what airplane turbulence and your money have in common. It's easy to feel out of control with your money and that you're experiencing a lot of bumps. Interest rates are high, the stock market is a bit whacky, the housing market is nuts, and all of these factors might be influencing how you feel about your money. In this episode, I'll explore five lessons you can learn from airplane turbulence to apply to your money goals right now.

    Timestamps

    [00:00:18] Turbulence and Money Goals.

    [00:05:00] Fear of turbulence and control.

    [00:10:09] Dealing with bumpy life.

    [00:13:01] Money and fulfillment.

    [00:18:31] Feeling like it's too late.

    [00:22:31] Trusting the unknown.

    [00:26:33] Can I be okay in the bumps?

    [00:30:25] Turbulence and calming techniques.

    [00:34:38] Turbulent housing market and inflation.


    How To Connect with Shannah:

    • Join the Everyone’s Talkin’ Money Newsletter, where you get insider tips, exclusive content, and takeaways from each episode https://tinyurl.com/etmnewsletter
    • Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/ or TikTok https://www.tiktok.com/@shannahgame
    • Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq
    • Leave a 5-star Review here https://ratethispodcast.com/etm
    • Be a Featured Guest on an episode https://everyonestalkinmoney.com/contact/


    Key terms

    Money goals, money, personal finance, interest rates, money therapy, money how-to, self-improvement, happiness, money tips.

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    Affordable Estate Planning for LGBTQ+ Individuals & Families with Mitch Mitchell Aug 23, 2023
    Show notes

    In this episode of Everyone's Talkin' Money podcast, we're covering affordable estate planning for LGBTQ+ individuals and couples with Mitch Mitchell, Associate Counsel of Estate Planning at Trust & Will. Our money system in this country is outdated and antiquated and, by far, does not meet the needs of LGBTQ+ individuals and families. When it comes to estate planning and making sure that your assets get passed to who you want, things can get even more complicated if you’re in the LGBTQ+ community. Different states have different laws, and figuring it all out is hard.

    You'll Learn:

    • What makes estate planning for LGBTQ+ individuals so challenging
    • What are the essential estate planning documents you need
    • How much estate planning costs (and how to make it more affordable)
    • How do you handle estate planning if you have kids, are adopting, or using a surrogate
    • Why the home-buying process can be tricky for LGBTQ+ couples and individuals


    Links

    Trust & Will

    How to Find an Estate Planning Attorney article

    How To Connect with Shannah:

    • Join the Everyone’s Talkin’ Money Newsletter, where you get insider tips, exclusive content, and takeaways from each episode https://tinyurl.com/etmnewsletter
    • Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/ or TikTok https://www.tiktok.com/@shannahgame
    • Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq
    • Leave a 5-star Review here https://ratethispodcast.com/etm
    • Be a Featured Guest on an episode https://everyonestalkinmoney.com/contact/


    Time stamps

    [00:01:05] Estate planning faces unique challenges. Mitch Mitchell discusses essential documents, costs, and issues for LGBTQ+ individuals. The episode covers adoption, surrogacy, and home buying. LGBTQ+ estate planning necessitates caution and creativity. Further progress is needed in achieving equality.

    [00:03:31] LGBTQ+ families face legal challenges in parenting

    [00:08:07] Challenges passing legislation in a politically charged environment

    [00:11:01] Choose your own plan, especially LGBTQ+

    [00:14:57] Importance of having a will and trust

    [00:17:19] Choosing executor, setting up a trust

    [00:24:20] "In Texas, trusts can help avoid probate"

    [00:25:47] Marriage, property, and legal agreements for LGBTQ+

    [00:28:51] Prepare in advance for LGBTQ+ parental rights

    [00:34:16] Traditional attorney route can be expensive. Trust and Will offer affordable options

    [00:38:24] Important to understand property ownership and inheritance

    [00:42:59] Estate planning advice, LGBTQ+ individuals, TrustandWill.com

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    Is It A Good Time To Buy Real Estate with Selling the Hamptons Star Bianca D'Alessio Aug 21, 2023
    Show notes

    In this episode of Everyone's Talkin' Money, I'm back with another fascinating topic: home buying in today's market and whether it's a good time to buy real estate. I was walking around my neighborhood this morning and was blown away by the number of people selling, buying, and remodeling houses. I was thinking there’s so much talk about high-interest rates and how expensive housing prices have gotten, but it doesn’t seem to be deterring anyone from going about their normal buying, selling, and remodeling home business. So then I thought, if you’re looking to buy your first home, is there ever a “right” time to buy? Lucky for us, Bianca D’Alessio, who is the Ranked #1 Real Estate Broker in New York and New York State and #14 in the Nation for 2022, manages a $10B real estate portfolio for Nest Seekers International and is the Star of Selling the Hamptons on Max(formerly known as HBO) is our guest.

    You'll learn:

    • How to pave your way to first-time home buying in this market
    • How to be competitive when buying
    • Why lenders are more concerned about your credit card debt than your student loan debt
    • If the Airbnb market is really a bust
    • Why staying in your home for 10+ years is probably the best investment you’ll ever make
    • Oh, and we’ll also talk some dirt about Selling the Hamptons


    Links

    Selling the Hamptons

    Nest Seekers International

    Bianca on Instagram


    How To Connect with Shannah:

    • Join the Everyone’s Talkin’ Money Newsletter, where you get insider tips, exclusive content, and takeaways from each episode https://tinyurl.com/etmnewsletter
    • Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/ or TikTok https://www.tiktok.com/@shannahgame
    • Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq
    • Leave a 5-star Review here https://ratethispodcast.com/etm
    • Be a Featured Guest on an episode https://everyonestalkinmoney.com/contact/


    Time Stamps

    [00:00:23] Everyon's Talkin' Money podcast host welcomes all, discusses is it the right time to buy.

    [00:04:09] Start with referrals, research, and interviews for your team.

    [00:08:31] Negotiating: be creative, focus on clients' needs.

    [00:11:38] Inflation concerns rise as prices increase.

    [00:15:16] Interest rates impact affordability, 7% is healthy.

    [00:18:31] Timing sales is crucial; now is buy.

    [00:21:36] Consider family, liquidity, investment, business growth, ownership, technology, and global opportunities when buying real estate.

    [00:25:47] Different lending options; pre-contract inspection for progress.

    [00:28:46] Relative purchase price, overcoming objections for buying.

    [00:33:41] Airbnb needs stability, owners must invest.

    [00:36:29] Reality TV: Surprises, Drama, Real Estate, Acting

    [00:41:21] Mindful money reminder: Buying a home.


    Key Terms Mentioned:

    Money, personal finance, happiness, therapy, home buying, first-time homebuying, selling the Hamptons, Airbnb, buying goals, how to sell your home, negotiation, real estate, personal financial goals, money goals, relationship with money

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    Ask Shannah: My Partner Won’t Let Me See What He Spends + I Lent My Friend Money, Now What Aug 18, 2023
    Show notes

    I’m taking on two Ask Shannah questions in this episode - My Partner Won’t Let Me See What He Spends (and that makes me super nervous) + I Lent My Friend Money, Now What (they won’t even treat me to dinner).

    You'll learn:

    • How to talk about money in your relationship
    • What is your money story
    • How to have uncomfortable conversations
    • How to set boundaries when you lend money to friends
    • Tips to uncover money trauma


    How To Connect with Shannah:

    • Join the Everyone’s Talkin’ Money Newsletter, where you get insider tips, exclusive content, and takeaways from each episode https://tinyurl.com/etmnewsletter
    • Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/ or TikTok https://www.tiktok.com/@shannahgame
    • Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq
    • Leave a 5-star Review here https://ratethispodcast.com/etm
    • Be a Featured Guest on an episode https://everyonestalkinmoney.com/contact/


    Key topics:

    Relationship with money, money in relationships, money trauma, personal finance tips, money therapy, money conversations, financial advice

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    Top 5 Retirement Risks to Avoid Right Now with Joe Curry Aug 16, 2023
    Show notes

    Retirement always seems like a destination that is so far away until you wake up one morning and you’re in your mid to late 30s, even your early 40s, and you’re wondering where all the time went. The easiest way to save for retirement is to start saving and stop worrying about how much. No matter what age you are. Joe Curry, host of Canada’s fast-growing retirement podcast, Your Retirement Planning Simplified, is joining us in today’s episode.

    You'll learn:

    • The top 5 retirement risks that you need to be aware of
    • How to figure out how much money you need to save
    • How to not freak out about your retirement savings
    • How to handle retirement savings curveballs
    • Why you should stay away from those calculators that tell you how much you need to have saved by a certain age because there’s so much more to the story

    Links

    Your Retirement Planning Simplified podcast

    Matthews + Associates website

    How To Connect with Shannah:

    • Join the Everyone’s Talkin’ Money Newsletter, where you get insider tips, exclusive content, and takeaways from each episode https://tinyurl.com/etmnewsletter
    • Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/ or TikTok https://www.tiktok.com/@shannahgame
    • Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq
    • Leave a 5-star Review here https://ratethispodcast.com/etm
    • Be a Featured Guest on an episode https://everyonestalkinmoney.com/contact/

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    Quantum Fertility; Affordable Tips To Help You Get Pregnant with Carrie Bennett Aug 14, 2023
    Show notes

    In this episode of Everyone's Talkin' Money, I chat with guest Carrie Bennett about a topic close to many hearts: infertility. We dive into the world of fertility treatments, the high costs involved, and the financial struggles that come with it. But Carrie brings something new to the table - the concept of quantum fertility. She shares how incorporating simple, free practices like aligning with natural rhythms and minimizing artificial light can potentially boost fertility. We also discuss the importance of balance, gratitude, and letting life unfold. Whether you're dealing with infertility or just curious, this episode offers fresh insights on a challenging subject.

    Links

    Carrie's website

    Carrie's product recommendations

    In this episode, we talk about:

    - The episode will delve into the world of infertility and explore affordable alternatives to costly treatments to help you get pregnant

    - Approximately 48.5 million couples worldwide experience infertility

    - About 15% of couples face difficulty conceiving

    - Infertility can be scary, expensive, and confusing

    - Traditional approaches to infertility focus on the biochemical perspective, which may not address the root causes of infertility

    - Carrie introduces the concept of quantum fertility, which suggests that the body operates on a small scale influenced by factors such as circadian rhythm, light exposure, and nature

    - Quantum fertility offers affordable ways to support fertility that are often unknown or overlooked

    - Most healthcare plans do not cover infertility, leaving couples to pay 85% of the costs out of pocket

    - Topics covered will include circadian rhythm, light exposure, and nature as factors that can support fertility

    - Listeners will learn about low to no-cost techniques that can be incorporated into their routines

    Timestamps

    [00:00:42] Podcast discusses quantum fertility and affordable tips.

    [00:03:57] Body's natural balance can restore fertility.

    [00:08:41] Factors affecting fertility: lifestyle, age, and light.

    [00:10:56] Daytime blue light can energize but drain. At night, blue light disrupts sleep. Artificial light linked to anxiety, depression, and hormone-related cancers. Use orange lenses to mitigate at night.

    [00:15:49] Transformative effects observed within days; objective and subjective improvements; biological measures confirm success.

    [00:17:40] Body has built-in clock for optimal functioning.

    [00:22:23] Increased productivity comes from syncing with natural light.

    [00:23:50] Leptin regulates fertility and body communication.

    [00:27:01] Listen to your intuition and resonate with therapy. Balance your body for higher success rates in fertility.

    [00:33:56] Fascinating correlation in managing chronic tinnitus.

    [00:37:17] Healing journey with unexpected light therapy results.

    [00:40:08] Let life unfold, reduce stress, conceive

    [00:44:34] "Incorporating quantum techniques for improved fertility.

    How To Connect with Shannah:

    • Join the Everyone’s Talkin’ Money Newsletter, where you get insider tips, exclusive content, and takeaways from each episode https://tinyurl.com/etmnewsletter
    • Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/ or TikTok https://www.tiktok.com/@shannahgame
    • Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq
    • Leave a 5-star Review here https://ratethispodcast.com/etm
    • Be a Featured Guest on an episode https://everyonestalkinmoney.com/contact/

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    Ask Shannah: Credit Card vs. Debit Card - Which Should You Use? Aug 11, 2023
    Show notes

    In this Ask Shannah episode of "Everyone's Talkin' Money," I'm diving into the debit vs. credit cards debate. We explore the similarities between the two - they both have logos like Visa or Mastercard and can be used for in-store or online purchases. But when it comes to safety, things get interesting. Gas stations, for example, can be risky spots for credit card scammers. That's why using a credit card is generally safer here, as it offers more protection against potential bank account drain. However, personal preference and money habits should also come into play. You'll learn how to figure out what card is right for you.

    Episode Timestamps:

    [00:02:30] Recognize and accept the current relationship with money. Use a debit card securely. Avoid unsecured internet connections for purchases and bank account checking.

    [00:03:22] "Protect network, guard numbers, prevent credit fraud."

    [00:08:25] Debt doesn't vanish; find a lighter way.

    [00:12:46] Use a debit card to avoid debt.

    [00:15:38] Credit cards automatically categorize expenses for you, allowing easy tracking and adjustments. Additionally, using them for monthly payments can earn rewards and bonuses.

    [00:17:44] Credit card cons: interest rates compound debt.

    [00:21:26] Credit card fraud protection: Quick and easy.

    [00:24:52] Gas station pumps are risky for card payments.

    [00:27:27] Credit card deposit for trips and car rentals.


    How To Connect with Shannah:

    • Join the Everyone’s Talkin’ Money Newsletter, where you get insider tips, exclusive content, and takeaways from each episode https://tinyurl.com/etmnewsletter
    • Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/ or TikTok https://www.tiktok.com/@shannahgame
    • Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq
    • Leave a 5-star Review here https://ratethispodcast.com/etm
    • Be a Featured Guest on an episode https://everyonestalkinmoney.com/contact/

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    Mastering the Money Game: How to Maximize Every Dollar with Tanja Hester Aug 09, 2023
    Show notes

    In this episode of Everyone's Talkin' Money, I chat with the awesome guest Tanja Hester about how you can use your money to make a real impact. We talk about challenging the status quo and embracing nuance when it comes to your spending habits. You'll learn how to maximize every dollar you have, how to identify your personal money values, how to align your money values with your choices, practical tips to become a wallet activist, and how to make intentional choices with your money that will get you closer to your money goals.

    Links

    Wallet Activism book

    Tanja's website


    Timestamps:

    [00:00:36] How to maximize every dollar with Tanja Hester

    [00:05:41] False choices limit our thinking; consumerism deceives.

    [00:08:29] Introspection helps automate decision-making for values.

    [00:14:22] Questioning conventional wisdom, embracing nuance in actions.

    [00:19:45] Demand for change: policy, climate, racial unrest.

    [00:22:35] Retiring early to avoid the burden of disability.

    [00:27:21] Consumer preferences can create significant change.

    [00:29:58] Focus on big-impact decisions in finances.

    [00:32:37] Share small shifts and make a ripple.


    How To Connect with Shannah:

    • Join the Everyone’s Talkin’ Money Newsletter, where you get insider tips, exclusive content, and takeaways from each episode https://tinyurl.com/etmnewsletter
    • Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/ or TikTok https://www.tiktok.com/@shannahgame
    • Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq
    • Leave a 5-star Review here https://ratethispodcast.com/etm
    • Be a Featured Guest on an episode https://everyonestalkinmoney.com/contact/


    Episode key topics:

    intentional spending, wealth inequality, conscious choices, Financial Independence, retiring early, value side of money, personal finances, spending habits, conscious consumerism, personal values, financial choices, wallet activism, goal-setting

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    The Dos and Don'ts of Managing Money as a Couple Aug 07, 2023
    Show notes

    In this episode of "Everyone's Talkin' Money," we dive into all things finances and marriage so you can learn how to successfully manage money as a couple. We tackle the question of who is responsible for the debt in a marriage based on whether you're in a community property state or a common law state. We also explore six major money decisions that can lead to financial success in marriage. From budgeting to creating a will, we cover it all. Plus, I share personal anecdotes and tips to help you navigate the complexities of money in your relationship.

    How To Connect with Shannah:

    • Join the Everyone’s Talkin’ Money Newsletter, where you get insider tips, exclusive content, and takeaways from each episode https://tinyurl.com/etmnewsletter
    • Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/ or TikTok https://www.tiktok.com/@shannahgame
    • Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq
    • Leave a 5-star Review here https://ratethispodcast.com/etm
    • Be a Featured Guest on an episode https://everyonestalkinmoney.com/contact/


    In this episode, we talk about:

    Do's and Don'ts of managing money as a couple, debt in marriage, financial issues in relationships, money decisions in marriage, point person for finances, managing finances in marriage, accountability in spending, delays in addressing financial matters, tension about money, the importance of budget, budget manager, tracking expenses, creating a will, naming an executor, distributing assets, the positive aspect of money, proactive conversations about money, money fears.

    Learn more about your ad choices. Visit megaphone.fm/adchoices


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