Grow Your Business and Grow Your Wealth

Latest Episodes:

Episode 144: Maureen Edwards May 24, 2023

Show notes

✅ Join Gary Heldt, host of Grow Your Business & Grow Your Wealth, as he dives into branding, marketing, and strategic growth with special guest Maureen Edwards, founder of Eight Simple Steps. With a strong background in corporate and entrepreneurial ventures, Maureen helps entrepreneurs and business owners navigate the complexities of branding and marketing for sustainable growth.

Maureen shares her journey from corporate to entrepreneurship and highlights the need for identifying strengths and seeking expertise. She emphasizes the significance of building a solid brand foundation and crafting a customer-centric message. Maureen provides practical advice on scaling businesses and nurturing existing customers.

✨ Key Takeaways:

✅ Transitioning to entrepreneurship: Maureen shares her experience and challenges of leaving a corporate career to start a business.

✅ Leveraging expertise: Focus on strengths and seek help in areas of weakness for business success.

✅ Importance of branding: Build a strong brand foundation before implementing marketing strategies.

✅ Differentiating branding and marketing: Branding is the science behind the scenes, while marketing is the tactical aspect that utilizes branding.

✅ Scaling and growth: Expand offerings while maintaining consistent branding. Nurture existing customers for business growth.

✅ Seeking customer feedback: Proactively ask for feedback to improve branding and marketing strategies.

✅ Advice for aspiring entrepreneurs: Test business ideas while keeping a day job for financial stability and confidence-building.

✅ Customer retention: Prioritize nurturing existing customers for continued growth.

✅ Seeking expert guidance: Maureen offers expertise in messaging, branding, and marketing strategies to support entrepreneurs and business owners.

Get in touch with Maureen:

LinkedIn: https://www.linkedin.com/in/maureenedwards2/

https://www.facebook.com/startandstayinbusiness

https://www.youtube.com/channel/UCPuNduWurW58mKkRm-QJ3eA/videos

goldfish@8simplesteps.net443-955-3154

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Episode 143: Barbara Trapp May 17, 2023

Show notes

Are you tired of feeling overwhelmed by your business tasks and struggling to find balance in your life? Discover the secrets to simplifying your life, boosting productivity, and achieving long-term success as Gary Heldt interviews Barbara Trapp, a Certified Professional Organizer® and Productivity Coach, on this episode of "Grow Your Business & Grow Your Wealth."

🎧 Listen to uncover valuable strategies that will transform the way you run your business and manage your time.

Barbara Trapp is a Certified Professional Organizer® and Productivity Coach with over 15 years of experience in Human Resources, Training and Development, and Process Improvement. She holds specialist certificates in Residential Organizing, Life Transitions, and Workplace Productivity. Barbara is also a Certified DISC & Driving Forces Facilitator and a Full Focus Planner Certified Pro. She founded Zen Your Den to help individuals and businesses optimize their environments and routines, reduce clutter, and increase productivity.

🗝 Key Takeaways

✅ Effective planning systems can significantly improve productivity and time management, such as using a hybrid approach of paper planners, digital calendars, and reminders.

✅ Creating organizational charts and job descriptions, even for solo business owners, helps identify tasks that can be delegated and supports future growth.

✅ Prioritizing tasks by identifying the top three most important items each day can enhance focus and productivity.

✅ Hiring an assistant with complementary skills and strengths can alleviate workload and allow business owners to focus on strategic thinking and development.

✅Understanding individual strengths, motivators, and competencies through DISC assessments can guide hiring decisions and create a well-rounded team.

Get in touch with Barbara Trapp:

To learn more from Barbara Trapp and access valuable resources, visit her website at ZenYourDen.com. You can also contact her directly at 904-500-7678. Don't miss out on the opportunity to simplify your life and boost your productivity with Barbara's expert guidance.

Get in touch with Gary

Website: sbadvisors.cc/

Facebook: facebook.com/SmallBusinessAdvisors

LinkedIn: linkedin.com/in/gary-d-heldt-jr-388a051/

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Episode 142: Attorney Ariana Dindiyal May 10, 2023

Show notes

Ariana Dindiyal is a litigation attorney at Baker Hostetler specializing in legal tech and AI. In this episode, she discusses the benefits and challenges of AI in businesses, emphasizing the importance of transparency and customer trust. Dindiyal offers these tips for businesses to make the most of legal tech and AI.

Key takeaways:

AI is everywhere and can provide numerous benefits for businesses, including streamlining processes and providing data-driven insights.
Lack of transparency in AI usage can concern some consumers, but businesses can build trust by being transparent.
To make the most of legal tech and AI, businesses should stay informed, invest in training, and be transparent with customers.
Legal tech and AI constantly evolve, so staying up-to-date with developments and trends is essential for businesses and lawyers.
Automation should be balanced with human expertise and judgment.

Get in touch with Attorney Dindiyal:

https://www.linkedin.com/in/ariana-dindiyal-9696ab5b/

bakerlaw.com/ArianaDindiyal (Company)

Connect with Gary on LinkedIn: https://www.linkedin.com/in/gary-d-heldt-jr/

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Episode 141: Replay with Jerry Truman May 03, 2023

Show notes

Episode 141 of the Grow Your Business and Grow Your Wealth podcast with Gary Heldt features financial planning expert Jerry Truman. Jerry has been advising high-net-worth clients for over 20 years, helping them develop personalized and comprehensive financial plans that align with their life and business goals. He is also a dedicated philanthropist, co-founding Truman Charities and raising over $950,000 for local and national charities.

In this episode, Jerry shares his valuable insights on smart financial planning. Here are some of the key takeaways:

👉 Listening to clients and asking the right questions is crucial for effective financial planning.

👉 Financial planners should know their clients' business plans to create a cohesive and comprehensive financial plan.

👉 There is no one-size-fits-all approach to financial planning and businesses. Each client is unique and requires personalized attention.

👉 Regular communication and contact with clients can lead to better and more satisfactory service.

👉 Having a financial plan in place is essential during times of uncertainty.

Connect with Jerry:

Links Mentioned:

us.rbcwealthmanagement.com/trumanwmgroup

LinkedIn

linkedin.com/in/jerry-truman-46031852

Connect with Gary:

Website

sbadvisors.cc/

Facebook

facebook.com/SmallBusinessAdvisors

LinkedIn

https://www.linkedin.com/in/gary-d-heldt-jr/

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Episode 140: Fan Favorite Replay with Attorney Candace Dellacona Apr 26, 2023

Show notes

🎉 Get ready to relive one of the most popular episodes of the "Grow Your Business and Grow Your Wealth" podcast! Host Gary Heldt is joined by special guest Attorney Candace Dellacona for a discussion about the importance of asset protection, and their conversation is packed with valuable insights and advice.

👉 Here are some key takeaways from their discussion that you won't want to miss:

✅ A will may not address all your asset protection needs.

✅ A will can lead to probate.

✅ It's important to speak to an estate planning attorney before making any legal decisions.

✅ Having a difficult conversation about death is necessary to protect your family.

✅ Regularly updating legal documents is crucial to protect your assets.

👥 This episode has received rave reviews from listeners, and it's easy to see why. Tune in now to hear from Attorney Candace Dellacona and learn more about Offit Kurman, the law firm she's associated with, by visiting their website and connecting with them on social media. And don't forget to connect with host Gary Heldt, Jr. of Small Business Advisors on his website and social media profiles. Get ready to be inspired!

Connect with Candace:

Website:https://www.offitkurman.com/

Twitter: https://twitter.com/OffitKurmanLaw

Instagram: https://www.instagram.com/offit_kurman/

Facebook: https://www.facebook.com/offitkurman

LinkedIn: https://www.linkedin.com/company/offit-kurman-p-a-

Connect with Gary:

Website: sbadvisors.cc/

Facebook: facebook.com/SmallBusinessAdvisors

LinkedIn: linkedin.com/in/gary-d-heldt-jr-388a051/

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Fan Favorite Replay How To Find Money For College Apr 19, 2023

Show notes

💰 Are you struggling to afford the cost of college? In this episode of the Grow Your Business and Grow Your Wealth podcast, host Gary Heldt sits down with Seth Greene, the nation's leading expert on growing your business, with a podcast and the Founder of How to Find Money for College. Seth shares his personal story of experiencing financial hardships while trying to pay for college, which led him to become a financial aid planner.

💰 If you're a parent or a student, understanding the college financial aid process can be overwhelming. Listen to this episode to learn valuable tips and strategies to help you maximize your opportunities for financial assistance.

✅ College financial planners can help families navigate the complex process of finding financial aid resources and lowering their expected family contribution (EFC).

✅ Filling out the FAFSA is essential to qualify for federal and state financial aid programs and aid from individual colleges and universities.

✅ Private colleges typically have more money to offer in financial aid, but public colleges may be more affordable overall due to lower tuition costs.

✅ Seth's website, How to Find Money for College, offers a VIP training video for families navigating the college financial aid process.

✅ Don't forget to visit How to Find Money for College to access their VIP training video and get more resources for navigating the college financial aid process. https://howtofindmoneyforcollege.com/optin-41494959159596158695

#financialaid #collegeplanning #fafsa #studentloans #highereducation #podcasting #marketing #businessgrowth #entrepreneurship

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Episode 138: Tom Hegna, CLU, ChFC, CASL Apr 12, 2023

Show notes

In this podcast episode, 138, host Gary Heldt interviews Tom Hegna, CLU, ChFC, CASL,, a well-known economist and retirement income expert. They discuss the importance of having guaranteed income in retirement and the potential risks of relying solely on investments. Tom emphasizes the benefits of delaying Social Security benefits and how it can increase your long-term income. Tom also talks about the importance of having a financial professional in your arsenal and recommends utilizing free webinars and resources to educate yourself on retirement planning.

Here are the key takeaways:

Having guaranteed lifetime income can improve your portfolio performance, increase your happiness, and potentially allow you to live longer.
Delaying Social Security benefits can increase your long-term income, especially for the breadwinner in a couple, as it covers both lives.
It's important to consider the health of both partners in a couple when deciding on when to take Social Security benefits.
Working with a financial professional and utilizing free webinars and resources can help educate you on retirement planning and make informed decisions.
As tax rates are potentially going up, it's important to consider how this will impact your retirement income and plan accordingly.

Tom Hegna, CLU, ChFC, CASL, is a renowned author, speaker, and economist who has delivered over 5,000 seminars to Baby Boomers and seniors on how to retire the optimal way. He is considered by many to be THE Retirement Income Expert and is a former Senior Executive Officer at New York Life, retired Lieutenant Colonel, and economist.

Tom has authored five books, including Paychecks and Playchecks: Retirement Solutions for Life, Retirement Income Masters: Secrets of the Pros, Paycheques and Playcheques, Retirement Solutions for Canadians, and Don’t Worry, Retire Happy! Seven Steps to Retirement Security. He specializes in creating simple and powerful retirement solutions based on math and science, not opinions. Tom is available to speak globally to businesses, government organizations, professional associations, financial professionals, and their clients.

Tom’s website:

LinkedIn: https://www.linkedin.com/in/tomhegna/

Connect with Gary:

Website: sbadvisors.cc/

Facebook: facebook.com/SmallBusinessAdvisors

LinkedIn: linkedin.com/in/gary-d-heldt-jr-388a051/

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Episode 137: Violetta Terpeluk Apr 05, 2023

Show notes

Join Gary Heldt in this episode of Grow Your Business & Grow Your Wealth as he speaks to Violetta Terpeluk, MBA, CFP, CPWA, CEPA, CRPC from IndigoFlow Financial Group. Violetta has been helping business owners to build and exit their businesses for 20 years. She shares common mistakes business owners make when selling their businesses, such as needing an overall plan or not working with a professional team. Violetta encourages business owners to plan, evaluate their options, and prepare to successfully sell their business, which will then yield the best returns. To assist them with this, she offers advice and guidance on properly connecting personal problems with business solutions.

Listen to this informative Grow Your Business and Grow Your Wealth podcast on https://podcasts.apple.com/us/podcast/grow-your-business-and-grow-your-wealth/id1521874291

Here are some of the beneficial topics covered on this week’s show:

✅ The Financial Struggles of Retiring Business Owners

✅ Tips for Forming an Integrated Business and Personal Exit Plan.

✅ Timing and Collaboration for Maximizing Value When Selling a Business

✅ The Importance of Financial Planning for Business Owners: Developing an Exit Plan.

✅ What business owners should understand before selling their business.

✅ Building a Supportive Business Team to Maximize Profits

Connect with Violetta”

Website: https://www.ameripriseadvisors.com/team/indigoflow-financial-group/team-profile/

Facebook: https://www.facebook.com/violetta.terpeluk/

Linkedin: https://www.linkedin.com/in/violettaterpeluk/

Connect with Gary:

Website: sbadvisors.cc/

Facebook: facebook.com/SmallBusinessAdvisors

LinkedIn: linkedin.com/in/gary-d-heldt-jr-388a051/

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Episode 136: Richard Culbertson: Back by Demand - 2nd Interview Mar 29, 2023

Show notes

Richard Culbertson is a highly experienced Social Security attorney with over 20 years of experience in the field, based in Daytona and Orlando, Florida. He is a skilled and dedicated advocate known for his compassionate approach and personalized attention to clients. Mr. Culbertson has helped clients with a wide range of Social Security issues, including disability benefits, retirement benefits, and survivor benefits.

Mr. Culbertson graduated from the University of Florida Levin College of Law in 1999 and is a National Organization of Social Security Claimants' Representatives (NOSSCR) member. He is admitted to practice law in Florida before the United States District Court for the Middle District of Florida. In addition to his legal work, Mr. Culbertson is an active member of his local community, volunteering with non-profit organizations and serving on the board of directors.

Key takeaways from this episode:

Medical evidence is necessary for disability cases, so Culbertson established a separate agency to assist clients with health insurance coverage.
The three main possibilities for health insurance coverage are Medicare, Medicaid, and the Affordable Care Act (ACA).
Medicare is the gold standard and covers those 65 and older or those with Social Security Disability Insurance for 24 consecutive months.
Medicaid is a welfare program for low-income individuals, but the choice of doctors is limited. The ACA offers coverage depending on the financial situation and eligibility criteria.
Private insurance companies may have their requirements in the group policy, such as requiring a person to get Medicare, which could lead to issues with coverage and payments.
Veterans may not have health insurance coverage through the VA, which could lead to problems with Medicare coverage.
Coordination of benefits is essential, as it determines who pays first and who pays second and having multiple types of coverage can be beneficial in covering high medical expenses.
Medicare has different parts, including Parts A and B, which cover hospital and medical insurance.
Part C, or Advantage programs, are offered by private insurance companies and provide additional coverage beyond what Parts A and B cover.
Part D covers prescription drug costs, and supplements are available to cover costs not covered by Parts A and B. Supplements become available to those aged 65 or older, and insurance companies cannot deny coverage due to pre-existing conditions.

Connect with Richard:

Connect with Attorney Richard Culbertson

Phone

Orlando: 407-894-0888
Daytona: 386-253-6811
Leesburg: 352-728-5552

Email

Orlando: orlando@culbertsonlawgroup.com
Daytona: orlando@culbertsonlawgroup.com
Leesburg: info@richardculbertsonlaw.com

Connect with Gary:

Website: sbadvisors.cc/

Facebook: facebook.com/SmallBusinessAdvisors

LinkedIn: linkedin.com/in/gary-d-heldt-jr-388a051/

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Episode 135: Jason Massie, CPA, ESQ Mar 22, 2023

Show notes

As Founder and President of MASSIE R&D Tax Credits, Jason is responsible for the quality, consistency, and integrity of our tax credit service offerings. He heads the Delivery Team at MASSIE and leads all Architecture and Controversy Phases for clients across the United States. He received a B.S. in Accounting from Christian Brothers University and a law degree from the University of Memphis. He was first introduced to R&D Tax Credits at a Big 6 accounting firm in Washington, D.C. Over the next few years; he led Big 4 and law firm practices in managing many types of federal and state tax planning, credits, incentives, and other cash flow strategies. He is widely recognized as an expert by his peers in the R&D Tax Credit and R&D Expenditure areas, with frequent speaking and writing engagements.

Here are some of the beneficial topics covered on this week’s show:

What R and D credits are and aren’t.
How do you use technology to improve the process?
An example of how to leverage technology to help with taxes.
The passage of the Tax Cuts and Jobs Act (TCJA) made the research credit permanent in the tax code and made it even more attractive.
The increased interest in r&d tax credit has overwhelmed the IRS, struggling to keep up with the number of tax returns with r&d claims.
The IRS wants to change the form for refund claims and make taxpayers provide more information.

Connect with Gary: