Grow Your Business and Grow Your Wealth

Latest Episodes:

Episode 134: Jamaal Stafford Mar 15, 2023

Show notes

Jay leverages his experience from nearly a decade of working in complex litigation at two major law firms on behalf of individuals with professional licensing or employment law matters. He has built a successful niche in professional licensing defense, helping licensed professionals in Maryland and Washington, D.C., protect their professional licenses and careers.

Jay relishes counseling, strategizing with, and representing doctors, dentists, nurses, physical therapists, optometrists, real estate agents, social workers, and other licensed Maryland and Washington, D.C. professionals who are forced to assert their rights or defend their reputations against accusations from their professional licensing boards.

Here are some of the beneficial topics covered on this week’s show:

Documentation of performance management issues.
Regarding employment law, why it's better to pay a professional upfront?
An outside HR professional can be cost-effective for the small business owner.
Why employer relationships can change the minute an employee gets an attorney involved
The importance of an employee handbook
The real rule of hours.
Understand what EPLI Insurance is.

Connect with Attorney Jaamal Stafford

Website: https://www.staffordtrialteam.com/attorney-profile/

Baltimore

20 S Charles St.

Suite 901

Baltimore, MD 21201

Phone: 410-514-6099

Connect with Gary:

Website: sbadvisors.cc/

Facebook: facebook.com/SmallBusinessAdvisors

LinkedIn: linkedin.com/in/gary-d-heldt-jr-388a051/

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Episode 133: Candise and Justin Cernitz Mar 08, 2023

Show notes

Episode 133 The Grow Your Business and Grow Your Wealth podcast with Gary Heldt

Guest: Candise and Justin Cernitz

For the past ten years, Candise has been the managing partner of Cernitz Law, which she started with her husband, Justin Cernitz, and helped build a successful law firm completely organically without social media, marketing, or much of a digital footprint - 100% through word of mouth and referrals and are proud of what they have built on this, the most solid of foundations. Now, they are charging through the digital age ferociously and expanding out as far as the internet can touch. Candise is a Recipient of the 2022 Elite Lawyer Award and the Lawyers of Distinction Award, recognizing her excellence in insurance law.

Justin is the Founding Partner of Cernitz Law Firm. He counsels and represents clients on various insurance and personal injury legal issues, including First-Party Property Insurance Disputes, Bad Faith Litigation, Medical Malpractice, Personal Injury Protection, Catastrophic Injury, Wrongful Death, and Nursing Home Negligence.

Justin Cernitz originally formed Cernitz Law after working at firms representing injured people and insurance companies. Shortly after opening up Cernitz Law, Justin’s wife, Candise, joined him after working for many years representing insurance companies and policyholders.

Listen to this informative Grow Your Business and Grow Your Wealth podcast.

➡️ Being a lawyer vs. defending the insurance companies.

➡️ Mistakes that people make in personal injury cases.

➡️ How personal injury claims are handled.

➡️ Advice for hurricane preparedness.

➡️ The importance of speaking with an attorney.

➡️ The common issues when it comes to Property Insurance Law.

➡️ When do rates go up when it comes to auto accidents?

➡️ Explanation of Florida's no-fault automobile insurance state

Connect with Candise and Justin:

Website: https://cernitzlaw.com/

Facebook: https://www.facebook.com/cernitzlawmiami

Instagram: https://www.instagram.com/cernitzlaw/

linked-in: https://www.linkedin.com/company/cernitz-law/

Youtube: https://www.youtube.com/@relawtionship

Connect with Gary:

Website: sbadvisors.cc/

Facebook: facebook.com/SmallBusinessAdvisors

LinkedIn: linkedin.com/in/gary-d-heldt-jr-388a051/

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Episode 132: Candise and Justin Cernitz Mar 08, 2023

Show notes

Listen to this informative Grow Your Business and Grow Your Wealth podcast.

➡️ Being a lawyer vs. defending the insurance companies.

➡️ Mistakes that people make in personal injury cases.

➡️ How personal injury claims are handled.

➡️ Advice for hurricane preparedness.

➡️ The importance of speaking with an attorney.

➡️ The common issues when it comes to Property Insurance Law.

➡️ When do rates go up when it comes to auto accidents?

➡️ Explanation of Florida's no-fault automobile insurance state

Connect with Candise and Justin:

Website: https://cernitzlaw.com/

facebook: https://www.facebook.com/cernitzlawmiami

instagram: https://www.instagram.com/cernitzlaw/

linked-in: https://www.linkedin.com/company/cernitz-law/

Youtube: https://www.youtube.com/@relawtionship

Connect with Gary:

Website: sbadvisors.cc/

Facebook: facebook.com/SmallBusinessAdvisors

LinkedIn: linkedin.com/in/gary-d-heldt-jr-388a051/

Learn more about your ad choices. Visit megaphone.fm/adchoices

Episode 131: Jennifer Smith Funn and Aldo Mar 01, 2023

Show notes

Jennifer Funn has been named the director of the Baltimore region Small Business Development Center (SBDC) at the University of Maryland. The new region will provide services to businesses and entrepreneurs in Baltimore City and Baltimore County. The region is one of 6 centers and more than 23 locations serving Maryland businesses.

As the director, Ms. Funn will be responsible for planning, developing, and implementing all programs offered by the SBDC; identifying resource requirements and strategies in the delivery of such programs and services; and securing and maintaining the funding necessary to accomplish program goals and objectives in this diverse area of the state.

"I am committed to expanding the Maryland Small Business Development Center's services to assist Baltimore City and Baltimore County's entrepreneurs grow and sustain their businesses,“ says Funn.
"Jennifer's knowledge of Baltimore City and Baltimore County, the breadth and depth of her contacts in each, and her knowledge of the SBDC make her an ideal first director of our new Baltimore region," says Paul Bardack, executive director of the Maryland SBDC Program.

Funn has initiated several innovative programs and was named an outstanding staff member by the University of Maryland. She also received a citation from the city of Baltimore for the SBDC Women’s conference and her work to bring an urban farm to the Branch Avenue in Bloom community project.

Aldo Barillas, MBA

Bilingual-Spanish professional with 20 years of experience in community service, education, utility, consulting, and construction business.

Background includes experience in project teams related to business management, human resources, management, and safety areas.

Currently, working as a business consultant for the Maryland SBDC - Baltimore Region in the business area.

This includes assistance and commercial information, start-up, bidding and contract management, general business management and human resources, and coordinating training.

Listen to this informative Grow Your Business and Grow Your Wealth podcast.

Here are some of the beneficial topics covered on this week’s show:

What is the SBDC, and how do they help small businesses?
The importance of writing your business plan yourself.
The West Baltimore project and legal assistance.
The importance of building your team.
Listen to learn all the free resources available from the SBDC.
Aldo shares information on resources available for the Latino population.
Jennifer shares the other resource partners available to Maryland businesses.

Jennifer Funn

Regional Director - Baltimore City / Baltimore County

Maryland Small Business Development Center

an affiliate of the University of Maryland at College Park

240.342.9410 Mobile Number

jsmithfu@umd.edu

maryalndsbdc.org

Connect with Gary:

Website: sbadvisors.cc/

Facebook: facebook.com/SmallBusinessAdvisors

LinkedIn: linkedin.com/in/gary-d-heldt-jr-388a051/

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Episode 130: Natalie C. Hall Feb 15, 2023

Show notes

NATALIE C. HALL ECONOMIC DEVELOPMENT SPECIALIST/VETERAN BUSINESS DEVELOPMENT OFFICER

Natalie C. Hall is an Economic Development Specialist and the Veteran's Business Development

Officer for the U.S. Small Business Administration, North Florida District Office. Natalie joined the NFDO team in April 2012, and enjoys advocating for entrepreneurs and small business owners by helping them access capital, government contracts, mentoring, counseling, and disaster assistance.

Listen to this informative Grow Your Business and Grow Your Wealth podcast.

Here are some of the beneficial topics covered on this week’s show:

What is the SBA: Small Business Administration.
Who are the resource partners for SBA?
Learn about the unknown programs offered by the SBA.
What does it take to become a disadvantaged business?
Common questions regarding the SBA programs.
Understand more about the SBA Certification programs that are available.
Natalie explains her role as Veteran Business Development Officer and programs.

Connect with Natalie:

Natalie Hall

Economic Development Specialist/Veteran’s Representative

North Florida District Office

U.S. Small Business Administration

(904) 443-1902

Cell - (202)765-9470

Fax – (202)481-4721

Email: natalie.hall@sba.gov

Website: www.sba.gov/northflorida

Connect with Gary:

Website: sbadvisors.cc/

Facebook: facebook.com/SmallBusinessAdvisors

LinkedIn: linkedin.com/in/gary-d-heldt-jr-388a051/

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Episode 129: Brian Laird Feb 08, 2023

Show notes

Brian Laird is an attorney in Tucson, Arizona. Brian provides representation and counsel for companies and individuals in business and financial litigation, real estate and development disputes, construction defects, and other commercial litigation. He represents select clients in serious injury and wrongful death cases.

Listen to this informative Grow Your Business and Grow Your Wealth podcast.

Here are some of the beneficial topics covered on this week’s show:

Consider having an attorney draft your operating agreement and not a DIY form.
Making sure you know the steps of litigation.
The difference between an S Corp and an LLC.
Common mistakes people make when starting a business.
Conflicts arise for business owners when they don't have an OA
Why you should feel comfortable asking your attorney follow up questions.

BRIAN A. LAIRD

Tel. 520-230-8878

Fax 520-230-8879

www.blaird.com

Connect with Gary:

Website: sbadvisors.cc/

Facebook: facebook.com/SmallBusinessAdvisors

LinkedIn: linkedin.com/in/gary-d-heldt-jr-388a051/

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Episode 128: Kimberly DeCarrera Feb 01, 2023

Show notes

Kimberly DeCarrera combines the disciplines of law and accounting to bring business solutions to clients. Kimberly is an accomplished lawyer and accountant with more than 15 years of experience representing companies of all sizes across multiple industries,

including financial services, hospitality, retail, manufacturing, transportation, professional services, and health care. She recently served as in-house counsel and CFO for a transportation brokerage company and serves clients as outside general counsel and business coach. She has a Masters in Tax and a law degree from Georgia State University and a bachelor's of science in business management from Georgia Tech.

Listen to this informative Grow Your Business and Grow Your Wealth podcast.

Here are some of the beneficial topics covered on this week’s show:

The importance of having multiple perspectives on different industries.
Difference between owning a job or owning your business.
Business owners should have a succession plan and incident plan in emergencies.
The importance of having an operating agreement.
Learn about Kimberly’s newest program called Springboard Legal.

Get in touch with Kimberly DeCarrera, Esq. kimberly@decarreralaw.com

(404) 939-5096 https://decarreralaw.com

Connect with Gary:

Website: sbadvisors.cc/

Facebook: facebook.com/SmallBusinessAdvisors

LinkedIn: linkedin.com/in/gary-d-heldt-jr-388a051/

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Episode 127: Michael Blom, The Lake Law Firm Jan 25, 2023

Show notes

As a partner at The Lake Law Firm, Michael Blom focuses on personal injury, pharmaceutical drug injury, medical device liability, and mass tort litigation. Michael also works with business owners to recover refundable tax credits through the employee retention tax credit.

Listen to this informative Grow Your Business and Grow Your Wealth podcast episode with Michael J. Blom, Esq. https://podcasts.apple.com/us/podcast/grow-your-business-and-grow-your-wealth/id1521874291

Here are some of the beneficial topics covered on this week’s show:

✅ What is the Employee Retention Tax Credit (ERC)?

✅ What are some of the exclusions to the ERTC?

✅ If a business shuts down, are they still eligible for ERTC?

✅ What happens if you do not use an attorney to apply?

✅ Common mistakes business owners make when trying to apply for the ERTC.

✅Why you should find an attorney to help you qualify; don't take the word from your CPA or Payroll Company.

https://thelakelawfirm.com/

888-LAKELAW

MBLOM@THELAKELAWFIRM.COM

INFO@THELAKELAWFIRM.COM

Twitter, Instagram, Facebook, LinkedIn, TikTok: @thelakelawfirm

https://www.facebook.com/thelakelawfirm

https://www.linkedin.com/company/thelakelawfirm/

Connect with Gary:

Website: sbadvisors.cc/

Facebook: facebook.com/SmallBusinessAdvisors

LinkedIn: linkedin.com/in/gary-d-heldt-jr-388a051/

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Episode 126: Shannon Procise, Business Connection Specialist Jan 18, 2023

Show notes

Known as the owner of an exclusive “Million Dollar Rolodex,” Shannon has successfully attained over $3.2 Million in F-R-E-E press for herself and her clients. What’s more, she readily shows others how to do the same. A master at creating strategic alliances and developing sustainable partnerships, Shannon almost effortlessly resolves multiple complex issues while motivating teams to peak performance. Shannon has appeared on television, radio, and in the press. She’s co-author of the Amazon #1 bestseller “Law of Business Attraction – The Secret of Cooperative Success” with T Harv Eker of The Millionaire Mind.

Listen to this informative Grow Your Business and Grow Your Wealth podcast episode with Shannon Procise sharing media tips and crisis management.

Here are some of the beneficial topics covered on this week’s show:

Common mistakes people make when dealing with a crisis.
The importance of pausing before responding to a crisis.
A solid team and a plan will help during the good and bad press.
How do you handle questions from the media?
The importance of media and tips on getting press (you don’t have to be a writer).

Connect with Shannon:

Business Success Website: https://billionsuccess.com/shannon-procise/

Shannon Website and book information: https://shannonprocise.com/

LinkedIn: https://www.linkedin.com/in/shannonprocise

Facebook: https://www.facebook.com/ShannonProcise/

Instaram: https://www.instagram.com/shannonprocise/?hl=en

Connect with Gary:

Website: sbadvisors.cc/

Facebook: facebook.com/SmallBusinessAdvisors

LinkedIn: linkedin.com/in/gary-d-heldt-jr-388a051/

Learn more about your ad choices. Visit megaphone.fm/adchoices

Episode 125: Angela Reddock-Wright Jan 11, 2023

Show notes

Angela is the Founder and Managing Partner of the Reddock Law Group and has been a practicing attorney for over 20 years.

As a workplace investigator, Ms. Reddock-Wright is retained by public and private sector employers to conduct independent and neutral investigations of workplace harassment, discrimination, and other claims. Having litigated two of the seminal university sorority hazing cases in recent history, Ms. Reddock-Wright also is retained by secondary and higher educational institutions to investigate Title IX sexual assault, bullying, and hazing cases.

Listen to this informative Grow Your Business and Grow Your Wealth podcast episode with Angela Reddock-Wright talking about the principles of employment law.

Here are some of the beneficial topics covered on this week’s show: