Grow Your Business and Grow Your Wealth

Latest Episodes:

Episode 124: Christopher Barber Jan 04, 2023

Show notes

Christopher Barber is the founder, CEO, and proudly proclaimed Chief Nerd at Cheaper Than A Geek®- an IT services firm helping small businesses with stellar, client-focused outsourced IT support. CTAG has a rather unusual approach to IT and can support an entire IT department for companies even as small as 1-10 employees organizations.

Additionally, with a fanatical emphasis on great customer service, Cheaper Than A Geek® has won more awards for their customer service than any other IT provider in the DC, MD, and VA area. An industry disrupter, Barber, is also heavily involved in the community serving on many boards and committees and has appeared in numerous publications as an authority on IT.

Here are some of the beneficial topics covered on this week’s show:

✅ Chris explains in the Cloud-Based End User License Agreement that the company is not responsible for your data.

✅ Why you need a good backup system.

✅ Learn the number one cyber attack and how to protect your business.

✅ What to look for so you can identify fake accounts and phishing emails.

✅ Why you should have a good training program on cyber security.

✅ Learn why you should protect your WIFI, don’t be so quick to give the password.

Listen to this and previous episodes:

https://podcasts.apple.com/us/podcast/grow-your-business-and-grow-your-wealth/id1521874291

Website: https://cheaperthanageek.com/

Twitter: https://twitter.com/cheapertag

Facebook: https://www.facebook.com/CheaperThanAGeek

YouTube: https://www.youtube.com/channel/UCm5rWNrcdpk7_2A7xZO0Xtw

LinkedIn: https://www.linkedin.com/company/cheaperthanageek/

Connect with Gary:

Website: sbadvisors.cc/

Facebook: facebook.com/SmallBusinessAdvisors

LinkedIn: linkedin.com/in/gary-d-heldt-jr-388a051/

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Episode 123: Aaron J Aisen Dec 28, 2022

Show notes

Before opening Aisen Law, PLLC, Aaron Aisen focused his practice on regulatory compliance, governance issues, and complex litigation. He works to provide clients practical solutions to their problems, whether it is helping a client navigate complex state and federal regulations and laws or complex litigation or helping a client with a basic small claims matter or traffic infraction. He has successfully helped clients navigate various areas of law, including immigration, insurance regulation, consumer protection, and cybersecurity/data privacy.

Aaron has nearly a decade of experience in federal court litigating various claims, including immigration, commercial, and consumer protection claims. Aaron earned his undergraduate degree from George Washington University, his Master of Public Administration degree from Brigham Young University, and his law degree from the University at Buffalo.

Aaron answers these questions and offers other great tips to prevent cyber crimes.

✅ What is the best way to prevent fraud?

✅ My identity was stolen; what should I do?

✅ I received a collection notice from a company I had never heard of.

✅ Credit report was pulled, and I don’t recognize a creditor.

✅ When should you seek help from an attorney?

✅ How do I lock down my card from scammers?

✅ I believe my social security number has been stolen; what should I do now?

✅Tips on preventing cyber security.

Listen to this and previous episodes:

https://podcasts.apple.com/us/podcast/grow-your-business-and-grow-your-wealth/id1521874291

Contact Aaron:

aaron.aisen@gmail.com
https://www.linkedin.com/in/aaron-j-aisen-esq-mpa-4628004/
https://www.aisenlawpllc.com/
https://www.facebook.com/AisenLawPLLC

Connect with Gary:

Website: sbadvisors.cc/
Facebook: facebook.com/SmallBusinessAdvisors
LinkedIn: linkedin.com/in/gary-d-heldt-jr-388a051/

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Episode 123: Richard Culbertson Dec 21, 2022

Show notes

Richard Culbertson received his Juris Doctor degree from Western State College of Law in 1975. He was admitted to the California Bar in that same year. He was subsequently admitted to The Florida Bar. He spent the first twenty years of his career providing legal services to low-income individuals through non-profit legal aid and legal services offices.

He opened his own office in 1996. He is Board Certified in Social Security Disability Advocacy by the National Board of Legal Certification Specialty, which the American Bar Association accredits. Richard has spoken at many seminars on Social Security issues sponsored by community organizations, County and State Bar Associations, and the National Organization of Social Security Claimants' Representatives.

Attorney Culbertson now handles nothing but Social Security cases and related Medicare issues. He has handled thousands of cases from pre-application through the United States Supreme Court.

The Culbertson Law Group consists of five attorneys who represent Social Security claimants. The Group includes two certified specialists and one former Social Security Administrative Law Judge.

Here are some of the beneficial topics covered on this week’s show:

Attorney Culbertson shares why the Social Security Administration denies disability.
Understanding the different levels when seeking disability.
How Covid has caused a backlog of cases and
Why any benefit of the doubt goes against the claim and the claimant?
When should you first seek help from a disability attorney?
The difference between Social Security Disability Insurance and Supplemental Security Income
The steps and processes when you are found disabled and what to expect.

Listen to this and previous episodes:

https://podcasts.apple.com/us/podcast/grow-your-business-and-grow-your-wealth/id1521874291

Connect with Attorney Richard Culbertson

Phone

Orlando: 407-894-0888
Daytona: 386-253-6811
Leesburg: 352-728-5552

Email

Orlando: orlando@culbertsonlawgroup.com
Daytona: orlando@culbertsonlawgroup.com
Leesburg: info@richardculbertsonlaw.com

Connect with Gary:

Website: sbadvisors.cc/
Facebook: facebook.com/SmallBusinessAdvisors
LinkedIn: linkedin.com/in/gary-d-heldt-jr-388a051/

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Episode 122 Maureen Murat, Attorney Advisor of the General Counsel with the DC Department of Insurance, Securities and Banking (DISB) Dec 14, 2022

Show notes

Maureen Murat is an Attorney-Advisor in the Office of the General Counsel with the DC Department of Insurance, Securities, and Banking (DISB). She provides legal guidance and support on banking issues the DISB regulates.

Maureen primarily supports the Banking Bureau and provides legal advice and guidance to the agency on local and federal banking and financial institution laws and regulations.

Before joining DISB, Maureen worked at a small firm advising startups and small businesses interested in launching Fintech businesses, including advising companies on raising capital and private securities offerings and filings under Regulations A+, D, S, and CF.

Maureen has also taught courses on fintech and how they intersect with the law at the University of New Hampshire Franklin Pierce School of Law. She has been speaking and presenting on Fintech, blockchain, and cryptocurrency solutions for over four years and is excited to share her knowledge.

Here are some of the beneficial topics covered on this week’s show:

✅ What is the responsibility of the Department of Insurance Securities and Banking?

✅ What are the license types of entities that DISB regulates?

✅ Understanding the Dodd-Frank Act when depositing money into a payment app.

✅ Learn what a BTM is and that using it is not considered a money transaction.

✅ Why you should be careful of scams and phishing attempts and stay up on the news.

Listen to this and previous episodes: https://podcasts.apple.com/us/podcast/grow-your-business-and-grow-your-wealth/id1521874291

Mentioned during the show:

District of Columbia Department of Insurance, Securities & Banking

Get in touch with Maureen:

https://www.linkedin.com/in/maureen-l-murat-esq/

Connect with Gary:

Website: sbadvisors.cc/
Facebook: facebook.com/SmallBusinessAdvisors
LinkedIn: linkedin.com/in/gary-d-heldt-jr-388a051/

Learn more about your ad choices. Visit megaphone.fm/adchoices

Episode 121 Linda Sorg Ostovitz Dec 07, 2022

Show notes

In her 40 years of practice, Linda Sorg Ostovitz has served as a leader, educator, and advocate. She is a family law attorney and the Legal Operations Chair at Offit Kurman. She is also on the firm's Board of Directors and is a member of the Management Committee. Mrs. Ostovitz holds a prestigious fellowship in the American Academy of Matrimonial Lawyers and is the Vice President of the Maryland Chapter. She is on the Howard County Chamber of Commerce boards, Respite Retreats, and the Rotary Club of Columbia Patuxent. Linda was awarded one of Maryland’s Top 100 Women in 2015 and 2019 and is a 2020 Her Mind Community Hero.

Mrs. Ostovitz has written and contributed to publications on family law matters and authors HoCo in the Know. She is a strong advocate for her clients and inspires the highest level of confidence, allowing the best and most informed decisions to be made.

She enjoys speaking to groups and guest lecturing for organizations. She also hosts a free Breakfast Bar series to educate her guests about the varied legal options offered by Offit Kurman.

Here are some of the beneficial topics covered on this week’s show:

The tax laws have changes that impact divorce and support.
Can you protect your inheritance?
The division of retirement assets should be considered.
Alimony is still alive; who gets it?
Take time to look at your future during a divorce.
Today’s court looks at each persona’s financial circumstance.

Connect with Attorney Ostovitz:

Website: https://www.offitkurman.com/attorney/linda-s-ostovitz-principal/
www.linkedin.com/in/linda-sorg-ostovitz

Connect with Gary:

Website: sbadvisors.cc/
Facebook: facebook.com/SmallBusinessAdvisors
LinkedIn: linkedin.com/in/gary-d-heldt-jr-388a051/

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Episode 120 Adrienne Woods, The Law Offices of Adrienne Woods, P.C. Nov 30, 2022

Show notes

Ms. Woods graduated from Fordham Law School, where she worked in the Journal of Corporate and Financial Law. After graduation, Ms. Woods clerked for the Honorable Alan L. Gropper (ret.) in the United States Bankruptcy Court for the Southern District of New York.

In 2013, Ms. Woods established her law firm to make the quality representation usually associated with large firms more accessible for small businesses and individuals. The Law Offices of Adrienne Woods, P.C. represents individual and business debtors and creditors in bankruptcies and out-of-court restructurings.

Here are some of the beneficial topics covered on this week’s show:

The evolution of bankruptcy.
Founding principles of America: No Debtors Prison.
Understanding the Means Test.
What does “Breathing Spell” actually mean in bankruptcy?
Why do courts defer to the business judgment of the debtor?

Connect with Adrienne Woods, Esquire:

Website: https://www.woodslawpc.com/
Twitter: https://twitter.com/WoodsLawPC
Instagram: https://www.instagram.com/woodslawpc/
Facebook: https://www.facebook.com/WoodsLawPC
LinkedIn: https://www.linkedin.com/company/the-law-offices-of-adrienne-woods-p-c-/

Connect with Gary:

Website: sbadvisors.cc/
Facebook: facebook.com/SmallBusinessAdvisors
LinkedIn: linkedin.com/in/gary-d-heldt-jr-388a051/

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Episode 119 Christian Pereyda, Associate at Bankruptcy & Restructuring Group Nov 16, 2022

Show notes

Christian Pereyda is an attorney at Maynard, a full-service commercial law firm based in Birmingham, Alabama, with offices across the United States. Christian’s practice focuses on complex transactional, litigation, and advisory work related to debtor-creditor relationships, including restructuring through Chapter 11 bankruptcy proceedings and out-of-court workouts. He also regularly helps clients with various commercial law issues, inside and outside of distressed debt scenarios, including representing parties in complex commercial litigation and advising on various corporate law, real estate, and commercial finance matters.

Here are some of the beneficial topics covered on this week’s show:

Understand the distinction between liquidation and reorganization
Explanation of the difference between Chapter 7 and Chapter 11 in bankruptcy.
What happens if you are doing business with a debtor who has filed for bankruptcy?
Protecting yourself by researching the companies you are doing business with to be sure they have not filed for bankruptcy.
The PACER system and how it can help you research: https://pacer.uscourts.gov/”
Red Flags to look for when collecting payments from clients.

Connect with Attorney Pereyda:

https://www.linkedin.com/in/christian-pereyda/
https://www.maynardcooper.com/

Connect with Gary:

Website: sbadvisors.cc/
Facebook: facebook.com/SmallBusinessAdvisors
LinkedIn: linkedin.com/in/gary-d-heldt-jr-388a051/

Learn more about your ad choices. Visit megaphone.fm/adchoices

Episode 118 Timothy Schaffer, Founder and President of HRi Nov 09, 2022

Show notes

Founder and President of HRi, an HR Outsourcing company specializing in providing personalized, custom-designed human resource services & solutions to small & mid-sized organizations.

At Human Resources inc. (HRi), they reduce the complexities of being an employer by leveraging economies of scale. For instance, our single-source solution creates efficiencies through HR technology without multi-vendor confusion. Therefore, you gain peace of mind with subject matter experts in Human Resources, Benefits, Risk Management, and Payroll.

Here are some of the beneficial topics covered on this week’s show:

The cost of not having an expert in Human Resources on your team.
The biggest mistake companies make when it comes to HR.
Employees working remotely can be complex and confusing.
How do you measure your remote employee’s ROI?
Why management by exception may not work today.

Connect with Timothy Schaffer

Website: https://www.hri-online.com/our-team/

Facebook: https://www.facebook.com/HRi.Crofton/

LinkedIn: https://www.linkedin.com/company/human-resources-inc-/

Twitter: https://twitter.com/HRi_Crofton

Connect with Gary:

Website: sbadvisors.cc/

Facebook: facebook.com/SmallBusinessAdvisors

LinkedIn: linkedin.com/in/gary-d-heldt-jr-388a051/

Learn more about your ad choices. Visit megaphone.fm/adchoices

Episode 117 Darelle Joiner, CEO with OohRah Fitness Nov 01, 2022

Show notes

After a highly successful 16-year Federal national security and law enforcement career, Darelle was recruited by Dimension Healthcare, a major health provider in the Washington, DC region, to create and organize an internal fitness program for its 3,000+ employees. Darelle founded and became President and C.E.O of OohRah Fitness, Inc. This company provides the unique and novel service of sending fitness trainers directly into corporate offices, bringing fitness instruction to people on the job. Listen to this informative Grow Your Business and Grow Your Wealth podcast episode with Darelle Joiner.CEO, President, and Founder of OohRah Fitness, Inc.

Here are some of the beneficial topics covered on this week’s show:

How to get started if you haven't exercised in a while
Learn the best time of day to exercise.
What is the biggest challenge in exercising for a business owner or executive.
Darelle's four core to being healthy
Why it is not too late to get started in a program.

Connect with Darelle Joiner

Website:https://www.oohrahfitnessstudio.com/

Instagram: https://www.instagram.com/oohrahfitnessstudio/

Facebook: https://www.instagram.com/oohrahfitnessstudio/

LinkedIn: https://www.linkedin.com/in/darelle-joiner-82166116/

Connect with Gary:

Website: sbadvisors.cc/

Facebook: facebook.com/SmallBusinessAdvisors

LinkedIn: linkedin.com/in/gary-d-heldt-jr-388a051/

Learn more about your ad choices. Visit megaphone.fm/adchoices

Episode 116 Jubin Dana , Registered Patent Attorney Oct 25, 2022

Show notes

Jubin Dana is a Registered Patent Attorney with over 25 years of experience. He is the owner and main shareholder of Dana Legal Services. He and his team provide legal counsel in all matters related to intellectual property, including obtaining patents through the US Patent Office, Patent Law, Intellectual Property Law, Trademark Law, Copyright Law, Startup Law, and Negotiation.

Here are some of the beneficial topics covered on this week’s show: