TopPodcast.com
Menu
  • Home
  • Top Charts
  • Top Networks
  • Top Apps
  • Top Independents
  • Top Podfluencers
  • Top Picks
    • Top Business Podcasts
    • Top True Crime Podcasts
    • Top Finance Podcasts
    • Top Comedy Podcasts
    • Top Music Podcasts
    • Top Womens Podcasts
    • Top Kids Podcasts
    • Top Sports Podcasts
    • Top News Podcasts
    • Top Tech Podcasts
    • Top Crypto Podcasts
    • Top Entrepreneurial Podcasts
    • Top Fantasy Sports Podcasts
    • Top Political Podcasts
    • Top Science Podcasts
    • Top Self Help Podcasts
    • Top Sports Betting Podcasts
    • Top Stocks Podcasts
  • Podcast News
  • About Us
  • Podcast Advertising
  • Contact
Not in our directory?
Add Show Here
Podcast Equipment
Center

toppodcastlogoOur TOPPODCAST Picks

  • Comedy
  • Crypto
  • Sports
  • News
  • Politics
  • True Crime
  • Business
  • Finance

Follow Us

toppodcastlogoStay Connected

    View Top 200 Chart
    Back to Rankings Page
    Business

    The Ramsey Show

    The Ramsey Show believes you can build wealth and take control of your life—no matter what stupid mistakes you’ve made with money. Join as Dave Ramsey and his team of experts answer your questions on the top problems holding you back. Listen now or ask your question live by calling 888.825.5225 weekdays from 2–5 p.m. ET. Learn more at www.ramseysolutions.com

    Advertise

    Copyright: © Copyright 2019

    • Apple Podcasts
    • Google Play
    • Spotify

    Latest Episodes:
    That's Triple Stupid! (Hour 1) Jun 01, 2023

    Jade Warshaw & George Kamel answer your questions and discuss:

    • "Can we afford to let my wife quit her job to be a stay at home mom?",
    • Why going further into debt isn't the answer to get out of debt,
    • from the blog: What Is a 401(k) Loan? And How Does It Work?
    • "How do we get back on the Baby Steps after getting hit hard the last 2 years?",
    • How intense you should be about paying off your mortgage when you still have consumer debt.


    Support Our Sponsor:

    • Zander Insurance
    • DreamCloud
    • PODS Moving & Storage
    • Neighborly


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Join a Personality-led FPU class. Click here!

    Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

    Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

    Interested in advertising on The Ramsey Show? https://ter.li/s64ye3


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy


    You Need A New Picture Of What Life Will Look Like (Hour 2) Jun 01, 2023

    Jade Warshaw & George Kamel answer your questions and discuss:

    • Why you should always make sure you have the proper coverage for your vehicle and family that drives them,
    • from the blog: Protect Yourself With The Right Coverage
    • "What should I do with money I saved for school now that I got a full ride scholarship?",
    • How TurboTax cheated millions of people,
    • from the The Fine Print Podcast with George Kamel: How TurboTax Is SCREWING You
    • "Should I sell my house to be completely debt free after a divorce?",
    • from the blog: Finances After the Unexpected: Divorce, Remarriage, and Death
    • "How do we get out of $50k of debt with low income?",
    • from the blog: How to Get Out of Debt on a Low Income


    Support Our Sponsor:

    • Christian Healthcare Ministries
    • BetterHelp
    • Neighborly


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Join a Personality-led FPU class. Click here!

    Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

    Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

    Interested in advertising on The Ramsey Show? https://ter.li/s64ye3


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy


    If You're Not Financially Ready, It's Not The Right Time (Hour 3) Jun 01, 2023

    Jade Warshaw & George Kamel answer your questions and discuss:

    • "We're getting kicked out of my grandpa's retirement community and we don't know if we should rent or buy,"
    • from the blog: Should I Rent or Buy a House?
    • Why it's important to share the same financial values with your significant other,
    • "Should I insure my engagement ring?",
    • from the blog: How to Buy an Engagement Ring: 5 Tips
    • How to financially prepare for a layoff,
    • "Should we move away from family so we can afford a house?",
    • from the blog: How Much House Can I Afford?
    • The best ways save for upcoming medical expenses.


    Support Our Sponsor:

    • Neighborly


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Join a Personality-led FPU class. Click here!

    Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

    Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

    Interested in advertising on The Ramsey Show? https://ter.li/s64ye3


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy


    You Have To Beat Your Spending Addiction (Hour 1) May 31, 2023

    George Kamel & John Delony answer your questions and discuss:

    • "How do I stay out of debt for good?",
    • from the blog: How to Pay Off Credit Card Debt
    • "When does saving money and living with my parents become crutch?",
    • "Should we sell our house to pay off debt?",
    • "How do I start investing to create a stable financial future?",
    • from the blog: How to Start Investing: A Beginner's Guide


    Support Our Sponsor:

    • BetterHelp
    • Churchill Mortgage
    • Zander Insurance
    • Neighborly


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Join a Personality-led FPU class. Click here!

    Enter The Ramsey Cash Giveaway for a chance at $3,000! https://bit.ly/TRSgvwy

    Shop our bestsellers during the $10 Sale! https://bit.ly/TRS10Sale


    Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

    Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

    Interested in advertising on The Ramsey Show? https://ter.li/s64ye3


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy


    How Can I Do All Of This AND The Dishes? (Hour 2) May 31, 2023

    George Kamel & John Delony answer your questions and discuss:

    • "How do I explain to my wife that the risk isn't worth the reward with credit cards?",
    • from the blog: Living Without a Credit Score
    • from The Fine Print Podcast with George Kamel: The Dirty Truth Behind Your Credit Score
    • How to increase income as a single mother that can't make ends meet,
    • from the blog: How to Increase Your Income
    • Why you turn off social media and stop worrying about the world burning down around you,
    • "My girlfriends debt is having a negative impact on our relationship".


    Support Our Sponsor:

    • PODS Moving & Storage
    • Neighborly


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Join a Personality-led FPU class. Click here!

    Enter The Ramsey Cash Giveaway for a chance at $3,000! https://bit.ly/TRSgvwy

    Shop our bestsellers during the $10 Sale! https://bit.ly/TRS10Sale


    Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

    Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

    Interested in advertising on The Ramsey Show? https://ter.li/s64ye3


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy


    This Is REAL Bad! (Hour 3) May 31, 2023

    George Kamel & John Delony answer your questions and discuss:

    • "Should I take out student loans so I can make a career change?",
    • "My husband keeps lying to me about our financial situation",
    • from the blog: Overcoming Financial Infidelity
    • How to decide about selling your house when moving,
    • "Should we continue living with family when there's major tension between my wife and my mom?",
    • What to do when parents are stealing money from their kids.


    Support Our Sponsor:

    • Neighborly


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Join a Personality-led FPU class. Click here!

    Enter The Ramsey Cash Giveaway for a chance at $3,000! https://bit.ly/TRSgvwy

    Shop our bestsellers during the $10 Sale! https://bit.ly/TRS10Sale


    Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

    Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

    Interested in advertising on The Ramsey Show? https://ter.li/s64ye3


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy


    He Doesn't Want To Pay His Fiancée's Debt?! (Hour 1) May 30, 2023

    Jade Warshaw & John Delony answer your questions and discuss:

    • "How do we prepare to be on a single income?",
    • from the blog: How to Make a Budget: Your Step-by-Step Guide
    • How do prepare for marriage when your on different Baby Steps,
    • "How do I stick to my debt payoff plan when friends and family don't agree with my plan?",
    • What to do when you have a good job but want to go back to school for a career change,
    • "I was in Baby Step 4 then went back in debt $60k - how do I get out of this?",


    Support Our Sponsor:

    • PODS Moving & Storage
    • Zander Insurance
    • NetSuite
    • Neighborly


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Join a Personality-led FPU class. Click here!

    Enter The Ramsey Cash Giveaway for a chance at $3,000! https://bit.ly/TRSgvwy

    Shop our bestsellers during the $10 Sale! https://bit.ly/TRS10Sale


    Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

    Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

    Interested in advertising on The Ramsey Show? https://ter.li/s64ye3


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy


    It Takes Time To Build Trust (Hour 2) May 30, 2023

    Jade Warshaw & John Delony answer your questions and discuss:

    • "How do I make a budget off commission?",
    • from the blog: How to Budget With an Irregular Income
    • When to know if it's time to sell your business,
    • The inspiring story of a social worker and a civil engineer that didn't give up on their Debt Free Journey,
    • What to do when deciding if you should keep or sell family land.


    Support Our Sponsor:

    • DreamCloud
    • Neighborly


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Join a Personality-led FPU class. Click here!

    Enter The Ramsey Cash Giveaway for a chance at $3,000! https://bit.ly/TRSgvwy

    Shop our bestsellers during the $10 Sale! https://bit.ly/TRS10Sale


    Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

    Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

    Interested in advertising on The Ramsey Show? https://ter.li/s64ye3


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy


    You've Got A Willy Wonka Ticket To Your Future! (Hour 3) May 30, 2023

    Jade Warshaw & John Delony answer your questions and discuss:

    • "Should I buy land to live in a camper during college?",
    • 5 Signs That You'll Never Be Rich,
    • from the blog: How to Build Wealth at Any Age
    • Why you should keep business savings and personal expenses separate,
    • from the blog: Best Small-Business Bookkeeping and Accounting
    • "Should I sell my car and buy a cheaper one with cash?",
    • from the blog: How to Sell a Car


    Support Our Sponsor:

    • Neighborly


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Join a Personality-led FPU class. Click here!

    Enter The Ramsey Cash Giveaway for a chance at $3,000! https://bit.ly/TRSgvwy

    Shop our bestsellers during the $10 Sale! https://bit.ly/TRS10Sale


    Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

    Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

    Interested in advertising on The Ramsey Show? https://ter.li/s64ye3


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy


    Our Favorite Calls of 2023 (Part 1) May 29, 2023

    While we're out for the holiday, we've compiled our favorite moments from the year so far into a special episode. We hope you enjoy it and we'll be back with a live show tomorrow. Let us know what you think in the comments.


    Support Our Sponsor:

    • Churchill Mortgage
    • BetterHelp
    • PODS Moving & Storage
    • Neighborly


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Join a Personality-led FPU class. Click here!

    Enter The Ramsey Cash Giveaway for a chance at $3,000! https://bit.ly/TRSgvwy

    Shop our bestsellers during the $10 Sale! https://bit.ly/TRS10Sale


    Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

    Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

    Interested in advertising on The Ramsey Show? https://ter.li/s64ye3


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy


    Our Favorite Calls of 2023 (Part 2) May 29, 2023

    While we're out for the holiday, we've compiled our favorite moments from the year so far into a special episode. We hope you enjoy it and we'll be back with a live show tomorrow. Let us know what you think in the comments.


    Support Our Sponsor:

    • Zander Insurance
    • Neighborly


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Join a Personality-led FPU class. Click here!

    Enter The Ramsey Cash Giveaway for a chance at $3,000! https://bit.ly/TRSgvwy

    Shop our bestsellers during the $10 Sale! https://bit.ly/TRS10Sale


    Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

    Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

    Interested in advertising on The Ramsey Show? https://ter.li/s64ye3


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy


    Our Favorite Calls of 2023 (Part 3) May 29, 2023

    While we're out for the holiday, we've compiled our favorite moments from the year so far into a special episode. We hope you enjoy it and we'll be back with a live show tomorrow. Let us know what you think in the comments.


    Support Our Sponsor:

    • Neighborly


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Join a Personality-led FPU class. Click here!

    Enter The Ramsey Cash Giveaway for a chance at $3,000! https://bit.ly/TRSgvwy

    Shop our bestsellers during the $10 Sale! https://bit.ly/TRS10Sale


    Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

    Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

    Interested in advertising on The Ramsey Show? https://ter.li/s64ye3


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy


    Higher Pay Doesn't Always Require A Degree (Hour 1) May 26, 2023

    Ken Coleman & John Delony answer your questions and discuss:

    • "Should I go to college for business if I already have a business?"
    • How you don't always need a degree to have a high-paying job,
    • from the blog: 25 High-Paying Jobs That Don't Require a 4 Year Degree
    • "We're expecting our 2nd kid and don't know how to get out of debt",
    • How you and your spouse can get on the same page about paying off debt,
    • from the blog: How To Talk To Your Spouse About Money
    • "My roommate is moving out and I don't think I can afford my house",
    • How to find another job in the technology field to increase your income,
    • from the blog: BethelTech.net/KenColeman


    Support Our Sponsor:

    • DreamCloud
    • Zander Insurance
    • PODS Moving & Storage
    • Neighborly


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Join a Personality-led FPU class. Click here!

    Enter The Ramsey Cash Giveaway for a chance at $3,000! https://bit.ly/TRSgvwy

    Shop our bestsellers during the $10 Sale! https://bit.ly/TRS10Sale


    Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

    Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

    Interested in advertising on The Ramsey Show? https://ter.li/s64ye3


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy


    What Kind Of Boyfriend Have You Been To Debt? (Hour 2) May 26, 2023

    Ken Coleman & John Delony answer your questions and discuss:

    • "How do I pay for college for 9 kids?",
    • from the blog: 10 Ways to Pay for College
    • from the store: Foundations in Career Discovery
    • Why your credit score is a bad indicator for true wealth,
    • "I loaned $25k to my brother and his girlfriend and they won't pay me back",
    • from the blog: Should You Ever Loan Money to Family?
    • "Is it ethical to have two remote full-time jobs at the same time?"


    Support Our Sponsor:

    • Churchill Mortgage
    • Neighborly


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Join a Personality-led FPU class. Click here!

    Enter The Ramsey Cash Giveaway for a chance at $3,000! https://bit.ly/TRSgvwy

    Shop our bestsellers during the $10 Sale! https://bit.ly/TRS10Sale


    Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

    Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

    Interested in advertising on The Ramsey Show? https://ter.li/s64ye3


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy


    You Don't Even Know What Page You're On! (Hour 3) May 26, 2023

    Ken Coleman & John Delony answer your questions and discuss:

    • "How do my wife and I get on the same page with our spending habits?",
    • What to do when feeling lonely at work,
    • from the blog: How to Deal with Loneliness
    • When it's beneficial to change degrees to reach career goals faster,
    • "The dealership told me it's cheaper to finance through them than to pay cash",
    • from the blog: How to Buy a Used Car Right Now
    • "My girlfriend has high expectations for a house - how can I afford this?",
    • from the website: Ramsey Mortgage Calculator


    Support Our Sponsor:

    • Neighborly


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Join a Personality-led FPU class. Click here!

    Enter The Ramsey Cash Giveaway for a chance at $3,000! https://bit.ly/TRSgvwy

    Shop our bestsellers during the $10 Sale! https://bit.ly/TRS10Sale


    Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

    Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

    Interested in advertising on The Ramsey Show? https://ter.li/s64ye3


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy


    Quit Playing Footsie With the Brokerage Funds! (Hour 1) May 25, 2023

    Dave Ramsey & Dr. John Delony answer your questions and discuss:

    • "My fiancée's father unfairly put a lien on her car",
    • Saving for retirement on an irregular income,
    • Pulling money from stocks to pay off the house,
    • from the blog: Should I Use My Investments to Pay Off Debt?
    • "How do I avoid feeling embarrassed when people judge me for living below my means?"
    • The best way to get out of debt,
    • "Should I use my emergency fund to pay off my house?"


    Support Our Sponsor:

    • PODS Moving & Storage
    • BetterHelp
    • Churchill Mortgage
    • Neighborly


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Join a Personality-led FPU class. Click here!

    Enter The Ramsey Cash Giveaway for a chance at $3,000! https://bit.ly/TRSgvwy

    Shop our bestsellers during the $10 Sale! https://bit.ly/TRS10Sale


    Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

    Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

    Interested in advertising on The Ramsey Show? https://ter.li/s64ye3


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy


    How Pain Deferred Is Actually Pain Amplified (Hour 2) May 25, 2023

    Dave Ramsey & Dr. John Delony answer your questions and discuss:

    • "How can I help my foster son make better financial decisions?"
    • Why the pause on student loan repayments actually caused borrowers to go into even more debt,
    • the study: The Student-Loan Payment Pause Led Borrowers to Take on More Debt,
    • How to manage money well in retirement.


    Support Our Sponsor:

    • Zander Insurance
    • Neighborly


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Join a Personality-led FPU class. Click here!

    Enter The Ramsey Cash Giveaway for a chance at $3,000! https://bit.ly/TRSgvwy

    Shop our bestsellers during the $10 Sale! https://bit.ly/TRS10Sale


    Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

    Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

    Interested in advertising on The Ramsey Show? https://ter.li/s64ye3


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy


    Your Husband Is Acting Like a Selfish Five-Year-Old! (Hour 3) May 25, 2023

    Dave Ramsey & Dr. John Delony answer your questions and discuss:

    • "My husband spent $2k on golf clubs behind my back",
    • Dealing with a gambling addiction,
    • Budgeting for meals when traveling for work.


    Support Our Sponsor:

    • Neighborly


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Join a Personality-led FPU class. Click here!

    Enter The Ramsey Cash Giveaway for a chance at $3,000! https://bit.ly/TRSgvwy

    Shop our bestsellers during the $10 Sale! https://bit.ly/TRS10Sale


    Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

    Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

    Interested in advertising on The Ramsey Show? https://ter.li/s64ye3


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy


    Quit Running a Race With Ankle Weights On – Pay Off Your Debt! (Hour 1) May 24, 2023

    Dave Ramsey & Ken Coleman answer your questions and discuss:

    • "My wife and I disagree about what to do with profits from a rental",
    • "I'm 16-year-old and will make $100k next year; how should I use it?"
    • "How should I use my bonus check?"
    • Selling the house to pay off debt,
    • from the blog: Should You Sell Your Home to Knock Out Debt?


    Support Our Sponsor:

    • Neighborly


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Join a Personality-led FPU class. Click here!

    Enter The Ramsey Cash Giveaway for a chance at $3,000! https://bit.ly/TRSgvwy

    Shop our bestsellers during the $10 Sale! https://bit.ly/TRS10Sale


    Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

    Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

    Interested in advertising on The Ramsey Show? https://ter.li/s64ye3


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy


    How AI Is Going To Change the Way We Work (Hour 2) May 24, 2023

    Dave Ramsey & Ken Coleman answer your questions and discuss:

    • "Should I study software engineering even with advancements in AI?"
    • "Where should I keep my emergency fund?"
    • from the blog: What Is a High-Yield Savings Account and Do I Need One?
    • "How can I expand my business?"
    • "I used a personal loan to pay off my home",
    • "How do we pay for grad school without debt?"


    Support Our Sponsor:

    • BetterHelp
    • Neighborly


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Join a Personality-led FPU class. Click here!

    Enter The Ramsey Cash Giveaway for a chance at $3,000! https://bit.ly/TRSgvwy

    Shop our bestsellers during the $10 Sale! https://bit.ly/TRS10Sale


    Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

    Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

    Interested in advertising on The Ramsey Show? https://ter.li/s64ye3


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy


    You’re Not Scared Enough of Your Debt Yet (Hour 3) May 24, 2023

    Dave Ramsey & Ken Coleman answer your questions and discuss:

    • "I'm doing the work of 2 people and feel like I deserve a raise..."
    • "Can I buy a car while paying off debt?"
    • "Should I change careers just to get a pension?"
    • Using savings to pay off debt,
    • Moving for a new job with a promotion.


    Support Our Sponsor:

    • Neighborly


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Join a Personality-led FPU class. Click here!

    Enter The Ramsey Cash Giveaway for a chance at $3,000! https://bit.ly/TRSgvwy

    Shop our bestsellers during the $10 Sale! https://bit.ly/TRS10Sale


    Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

    Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

    Interested in advertising on The Ramsey Show? https://ter.li/s64ye3


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy


    Don’t Do the Baby Steps Out of Order – They Work This Way! (Hour 1) May 23, 2023

    Dave Ramsey & Rachel Cruze answer your questions and discuss:

    • "How much should we save for a future home?"
    • "What should we do with our tax return?"
    • from the blog: What Do I Do With My Tax Refund?
    • "Help me decide my business model for my food business",
    • Why you shouldn't pull from your 401(k) to pay off debt,
    • from the blog: Should I Use My Investments to Pay Off Debt?
    • Saving for a home down payment,
    • What to do with your savings,
    • Budgeting as a new college graduate.


    Support Our Sponsor:

    • Christian Healthcare Ministries
    • DreamCloud
    • Zander Insurance
    • Neighborly


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Join a Personality-led FPU class. Click here!

    Enter The Ramsey Cash Giveaway for a chance at $3,000! https://bit.ly/TRSgvwy

    Shop our bestsellers during the $10 Sale! https://bit.ly/TRS10Sale


    Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

    Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

    Interested in advertising on The Ramsey Show? https://ter.li/s64ye3


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy


    Are Dave’s 2023 Real Estate Prediction Coming True? (Hour 2) May 23, 2023

    Dave Ramsey & Rachel Cruze answer your questions and discuss:

    • "I'm $500k in debt after buying a farm",
    • How Dave was right about his 2023 real estate market predictions,
    • "What do I do with the proceeds from my house?"
    • Managing unexpected home repairs.


    Support Our Sponsor:

    • PODS Moving & Storage
    • BetterHelp
    • Neighborly


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Join a Personality-led FPU class. Click here!

    Enter The Ramsey Cash Giveaway for a chance at $3,000! https://bit.ly/TRSgvwy

    Shop our bestsellers during the $10 Sale! https://bit.ly/TRS10Sale


    Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

    Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

    Interested in advertising on The Ramsey Show? https://ter.li/s64ye3


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy


    We Can’t Seem to Make Ends Meet (Hour 3) May 23, 2023

    Dave Ramsey & Rachel Cruze answer your questions and discuss:

    • "Should we sell our house to make ends meet?"
    • Whether or not an adult child should pay for their own insurance,
    • "How much should I save before getting my Ph.D.?"
    • "We were given land as a gift, what do we do with it?"
    • "Does paying off a house prevent financial aid for college?"
    • Accounting for property tax increases in your budget.


    Support Our Sponsor:

    • Neighborly


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Join a Personality-led FPU class. Click here!

    Enter The Ramsey Cash Giveaway for a chance at $3,000! https://bit.ly/TRSgvwy

    Shop our bestsellers during the $10 Sale! https://bit.ly/TRS10Sale


    Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

    Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

    Interested in advertising on The Ramsey Show? https://ter.li/s64ye3


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy


    Jordan Peterson on the #1 Thing People Should Focus On (Hour 1) May 22, 2023

    Dave Ramsey & George Kamel answer your questions and discuss:

    • Repairing a car vs. replacing it,
    • from the blog: Is Your Car Worth Repairing? Or Should You Replace It?
    • Dr. Jordan Peterson on vision and why it's the #1 thing people should be focusing on right now,
    • "Should we have a birthday party for our kids while paying off debt?"
    • "Is rental property enough for retirement or should we also invest elsewhere?"
    • from the blog: How to Invest in Real Estate.


    Support Our Sponsor:

    • BetterHelp
    • PODS Moving & Storage
    • NetSuite
    • Neighborly


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Join a Personality-led FPU class. Click here!

    Enter The Ramsey Cash Giveaway for a chance at $3,000! https://bit.ly/TRSgvwy

    Shop our bestsellers during the $10 Sale! https://bit.ly/TRS10Sale


    Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

    Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

    Interested in advertising on The Ramsey Show? https://ter.li/s64ye3


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy


    Dave’s Feelings About Modern Day Tipping Culture (Hour 2) May 22, 2023

    Dave Ramsey & George Kamel answer your questions and discuss:

    • "I'm bitter after my husband took out a HELOC",
    • Dave's thoughts on modern tipping culture,
    • "Should I pause paying off debt to pay for my son's school?"
    • How automating your savings and investing will help you win with money.


    Support Our Sponsor:

    • Zander Insurance
    • Neighborly


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Join a Personality-led FPU class. Click here!

    Enter The Ramsey Cash Giveaway for a chance at $3,000! https://bit.ly/TRSgvwy

    Shop our bestsellers during the $10 Sale! https://bit.ly/TRS10Sale


    Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

    Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

    Interested in advertising on The Ramsey Show? https://ter.li/s64ye3


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy


    Becoming a Millionaire Is Possible and Anyone Can Do It! (Hour 3) May 22, 2023

    Dave Ramsey & George Kamel interview millionaires to find out how they did it!


    Support Our Sponsor:

    • Neighborly


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Join a Personality-led FPU class. Click here!

    Enter The Ramsey Cash Giveaway for a chance at $3,000! https://bit.ly/TRSgvwy

    Shop our bestsellers during the $10 Sale! https://bit.ly/TRS10Sale


    Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

    Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

    Interested in advertising on The Ramsey Show? https://ter.li/s64ye3


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy


    I Overspent on a Car Behind My Wife’s Back (Hour 1) May 19, 2023

    George Kamel & Dr. John Delony answer your questions and discuss:

    • "Should I quit my high paying job that requires travel?"
    • Making fun of finance guru influencers,
    • "I spent way too much on your car..."
    • "How do I talk to my wife about taking another job",
    • "What should I do with a work bonus?"


    Support Our Sponsor:

    • NetSuite
    • PODS Moving & Storage
    • Zander Insurance
    • Neighborly


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Join a Personality-led FPU class. Click here!

    Enter The Ramsey Cash Giveaway for a chance at $3,000! https://bit.ly/TRSgvwy

    Shop our bestsellers during the $10 Sale! https://bit.ly/TRS10Sale


    Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

    Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

    Interested in advertising on The Ramsey Show? https://ter.li/s64ye3


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy


    I’m in Debt & Reddit Told Me To Call The Ramsey Show... (Hour 2) May 19, 2023

    George Kamel & Dr. John Delony answer your questions and discuss:

    • "Help! I'm in debt and Reddit told me to call Dave Ramsey..."
    • What to do after you get out of debt,
    • "Should I invest in Pokémon cards?"
    • "How do we stay encouraged when we keep getting knocked back in the Baby Steps?"
    • Why you shouldn't do any additional investing outside of retirement until your house is paid off.


    Support Our Sponsor:

    • BetterHelp
    • Churchill Mortgage
    • Neighborly


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Join a Personality-led FPU class. Click here!

    Enter The Ramsey Cash Giveaway for a chance at $3,000! https://bit.ly/TRSgvwy

    Shop our bestsellers during the $10 Sale! https://bit.ly/TRS10Sale


    Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

    Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

    Interested in advertising on The Ramsey Show? https://ter.li/s64ye3


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy


    Stop Coming Up With Schemes To Get Your Way! (Hour 3) May 19, 2023

    George Kamel & John Delony answer your questions and discuss:


    • "My wife doesn't trust me with our finances",
    • What having financial freedom can provide when things go wrong in life,
    • "I don't know what to do about my financial future",
    • "Should I take a pay cut for a more exciting job?"


    Support Our Sponsor:

    • Neighborly


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Join a Personality-led FPU class. Click here!

    Enter The Ramsey Cash Giveaway for a chance at $3,000! https://bit.ly/TRSgvwy

    Shop our bestsellers during the $10 Sale! https://bit.ly/TRS10Sale


    Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

    Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

    Interested in advertising on The Ramsey Show? https://ter.li/s64ye3


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy


    The Best Side Hustles To Make Extra Cash Right Now (Hour 1) May 18, 2023

    George Kamel answers your questions and discusses:

    • "How do I prepare to move out on my own?"
    • Pausing Baby Step 2 during lower income periods,
    • Financially preparing for marriage,
    • The best side hustles to make extra money right now
    • from the blog: 27 Side Hustle Ideas to Earn Extra Cash,
    • "Is it worth taking a job with a long commute?"
    • "How do I pay my debts that are in collections?"


    Support Our Sponsor:

    • BetterHelp
    • Zander Insurance
    • NetSuite
    • Neighborly


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Join a Personality-led FPU class. Click here!

    Enter The Ramsey Cash Giveaway for a chance at $3,000! https://bit.ly/TRSgvwy

    Shop our bestsellers during the $10 Sale! https://bit.ly/TRS10Sale


    Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

    Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

    Interested in advertising on The Ramsey Show? https://ter.li/s64ye3


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy


    I’m Caught in the Cycle of Debt With $140 to My Name (Hour 2) May 18, 2023

    George Kamel answers your questions and discusses:

    • Getting out of the credit card trap,
    • "Should I pay off all my debt before buying a house?"
    • "What's the best way to save money online?"
    • from the blog: What Is a High-Yield Savings Account and Do I Need One?
    • "What's the best way to give my sister money?"
    • "Should I pay off personal debt with business earnings?
    • Selling the car vs. keeping it.


    Support Our Sponsor:

    • PODS Moving & Storage
    • Neighborly


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Join a Personality-led FPU class. Click here!

    Enter The Ramsey Cash Giveaway for a chance at $3,000! https://bit.ly/TRSgvwy

    Shop our bestsellers during the $10 Sale! https://bit.ly/TRS10Sale


    Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

    Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

    Interested in advertising on The Ramsey Show? https://ter.li/s64ye3


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy


    Why You Should Avoid the “Gold Bros” (Hour 3) May 18, 2023

    George Kamel answers your questions and discusses:

    • "Does everyone need life insurance?"
    • What to do after selling a business,
    • Why you should stay away from the "gold bros",
    • Selling a house to by a RV,
    • Going back to school while paying off a mountain of debt


    Support Our Sponsor:

    • Neighborly


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Join a Personality-led FPU class. Click here!

    Enter The Ramsey Cash Giveaway for a chance at $3,000! https://bit.ly/TRSgvwy

    Shop our bestsellers during the $10 Sale! https://bit.ly/TRS10Sale


    Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

    Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

    Interested in advertising on The Ramsey Show? https://ter.li/s64ye3


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy


    How Do I Start Investing Well? (Hour 1) May 17, 2023

    Dave Ramsey & Rachel Cruze answer your questions and discuss:

    • How do I start investing my money well?
    • Paying for grad school,
    • Employee stock purchase plans,
    • Should I build back my credit after filing bankruptcy?


    Support Our Sponsor:

    • PODS Moving & Storage
    • DreamCloud
    • BetterHelp
    • Neighborly


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Join a Personality-led FPU class. Click here!

    Enter The Ramsey Cash Giveaway for a chance at $3,000! https://bit.ly/TRSgvwy

    Shop our bestsellers during the $10 Sale! https://bit.ly/TRS10Sale


    Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

    Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

    Interested in advertising on The Ramsey Show? https://ter.li/s64ye3


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy


    QUIT Making Yourself a Victim of Inflation Using Debt! (Hour 2) May 17, 2023

    Dave Ramsey & Rachel Cruze answer your questions and discuss:

    • Should we buy a bigger house or use a HELOC to add on?"
    • "What should I do with an old 401(k)?"
    • from the blog: 401(k) Rollovers: Everything You Need to Know,
    • "Pausing investing to cash flow a new HVAC?"
    • Should we pay someone to manage our investments?


    Support Our Sponsor:

    • Zander Insurance
    • Neighborly


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Join a Personality-led FPU class. Click here!

    Enter The Ramsey Cash Giveaway for a chance at $3,000! https://bit.ly/TRSgvwy

    Shop our bestsellers during the $10 Sale! https://bit.ly/TRS10Sale


    Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

    Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

    Interested in advertising on The Ramsey Show? https://ter.li/s64ye3


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy


    Pulling Out Your Retirement for a Home Reno Is DUMB! (Hour 3) May 17, 2023

    Dave Ramsey & Rachel Cruze answer your questions and discuss:

    • "Should I go to law school and if so how should I pay for it?"
    • How much buffer to keep in your checking account,
    • "Can we pull from retirement for home renovations?"
    • "My wife is opposed to budgeting... how do I address this?"
    • "We're expecting quintuplets! How do we prepare?"


    Support Our Sponsor:

    • Neighborly


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Join a Personality-led FPU class. Click here!

    Enter The Ramsey Cash Giveaway for a chance at $3,000! https://bit.ly/TRSgvwy

    Shop our bestsellers during the $10 Sale! https://bit.ly/TRS10Sale


    Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

    Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

    Interested in advertising on The Ramsey Show? https://ter.li/s64ye3


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy


    Handling Messy Money Situations (Hour 1) May 16, 2023

    Dave Ramsey & Rachel Cruze answer your questions and discuss:

    • "We called off our engagement. How do I handle the bills?"
    • Working the Baby Steps after getting laid off,
    • from the blog: What to Do if You’re Laid Off,
    • "What should my fiancé and I do with our homes when we get married?"
    • Pausing investing while saving or a house,
    • How long to stay at a company with bad leadership.


    Support Our Sponsor:

    • Zander Insurance
    • BetterHelp
    • PODS Moving & Storage
    • Neighborly


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Join a Personality-led FPU class. Click here!

    Enter The Ramsey Cash Giveaway for a chance at $3,000! https://bit.ly/TRSgvwy

    Shop our bestsellers during the $10 Sale! https://bit.ly/TRS10Sale


    Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

    Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

    Interested in advertising on The Ramsey Show? https://ter.li/s64ye3


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy


    How the Debt Ceiling Affects Your Money (Hour 2) May 16, 2023

    Dave Ramsey & Rachel Cruze answer your questions and discuss:

    • Why it's hard to pay off debt if you don't combine finances in marriage,
    • How the debt ceiling debacle affects you,
    • What to do with an insurance payout from a wife's passing,
    • "Should I help my girlfriend with her expenses?"


    Support Our Sponsor:

    • DreamCloud
    • Neighborly


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Join a Personality-led FPU class. Click here!

    Enter The Ramsey Cash Giveaway for a chance at $3,000! https://bit.ly/TRSgvwy

    Shop our bestsellers during the $10 Sale! https://bit.ly/TRS10Sale


    Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

    Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

    Interested in advertising on The Ramsey Show? https://ter.li/s64ye3


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy


    Are CDs a Good Investment in This Market? (Hour 3) May 16, 2023

    Dave Ramsey & Rachel Cruze answer your questions and discuss:

    • "Can I afford to be a stay-at-home mom?"
    • Teaching a 16yo about handling their money,
    • "My brother is whispering in my ear about investing in CDs",
    • The debt snowball vs. debt avalanche methods,
    • "We feel unsafe in the house we just bought. Should we move?"


    Support Our Sponsor:

    • Neighborly


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Join a Personality-led FPU class. Click here!

    Enter The Ramsey Cash Giveaway for a chance at $3,000! https://bit.ly/TRSgvwy

    Shop our bestsellers during the $10 Sale! https://bit.ly/TRS10Sale


    Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

    Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

    Interested in advertising on The Ramsey Show? https://ter.li/s64ye3


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy


    Your Plan Sucks… I Don’t Want To Be Insulted by Your Abject Failure (Hour 1) May 15, 2023

    Dave Ramsey & Jade Warshaw answer your questions and discuss:

    • "Can I be a stay-at-home mom with $240k of debt?"
    • Why you shouldn't take your time getting out of debt,
    • Making it as a single mom after a divorce,
    • "Can we afford to buy a new car?"


    Support Our Sponsor:

    • Churchill Mortgage
    • Christian Healthcare Ministries
    • Zander Insurance
    • Neighborly


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Join a Personality-led FPU class. Click here!

    Enter The Ramsey Cash Giveaway for a chance at $3,000! https://bit.ly/TRSgvwy

    Shop our bestsellers during the $10 Sale! https://bit.ly/TRS10Sale


    Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

    Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

    Interested in advertising on The Ramsey Show? https://ter.li/s64ye3


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy


    Should We Buy an Investment Property Right Now? (Hour 2) May 15, 2023

    Dave Ramsey & Jade Warshaw answer your questions and discuss:

    • "Should we buy an investment property before our own home?"
    • "I feel guilty spending money on fun things"
    • "How much should we throw at our mortgage?"
    • Helping parents with their finances.


    Support Our Sponsor:

    • PODS Moving & Storage
    • Neighborly


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Join a Personality-led FPU class. Click here!

    Enter The Ramsey Cash Giveaway for a chance at $3,000! https://bit.ly/TRSgvwy

    Shop our bestsellers during the $10 Sale! https://bit.ly/TRS10Sale


    Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

    Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

    Interested in advertising on The Ramsey Show? https://ter.li/s64ye3


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy


    Should We Sell Property We Bought With a HELOC? (Hour 3) May 15, 2023

    Dave Ramsey & Jade Warshaw answer your questions and discuss:

    • Updating your home and investing,
    • "Should we sell property we bought with a HELOC?"
    • "When should I tell my boss I'm moving?
    • "Wait until I retire to pay off my house?"
    • Does an employer match count for my 15%?
    • "I'm about to inherit $1 million..."


    Support Our Sponsor:

    • Neighborly


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Join a Personality-led FPU class. Click here!

    Enter The Ramsey Cash Giveaway for a chance at $3,000! https://bit.ly/TRSgvwy

    Shop our bestsellers during the $10 Sale! https://bit.ly/TRS10Sale


    Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

    Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

    Interested in advertising on The Ramsey Show? https://ter.li/s64ye3


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy


    I’ve Had Enough of My Debt and I’m Ready for a Change! (Hour 1) May 12, 2023

    Dr. John Delony & George Kamel answer your questions and discuss:

    • "I'm in debt and just lost my job",
    • "My house is a money pit; what can I do?"
    • "Should I accept student loan forgiveness?"
    • Using a HELOC,
    • "I'm 59 years old and have no retirement"


    Support Our Sponsor:

    • BetterHelp
    • DreamCloud
    • PODS Moving & Storage
    • Neighborly


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Join a Personality-led FPU class. Click here!

    Enter The Ramsey Cash Giveaway for a chance at $3,000! https://bit.ly/TRSgvwy

    Shop our bestsellers during the $10 Sale! https://bit.ly/TRS10Sale


    Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

    Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

    Interested in advertising on The Ramsey Show? https://ter.li/s64ye3


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy


    When It Comes to Building Wealth, Be the Tortoise, Not the Hare (Hour 2) May 12, 2023

    Dr. John Delony & George Kamel answer your questions and discuss:

    • "We're out of work and our creditors won't work with us"
    • "What's the best way to build a new home?"
    • "Should I put 40k into my house?"
    • "Can I turn $100k into $1m?"
    • "Should I rent my house out or sell it?"


    Support Our Sponsor:

    • Zander Insurance
    • Neighborly


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Join a Personality-led FPU class. Click here!

    Enter The Ramsey Cash Giveaway for a chance at $3,000! https://bit.ly/TRSgvwy

    Shop our bestsellers during the $10 Sale! https://bit.ly/TRS10Sale


    Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

    Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

    Interested in advertising on The Ramsey Show? https://ter.li/s64ye3


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy


    A Crappy Situation Involving a Septic System & a HELOC (Hour 3) May 12, 2023

    Dr. John Delony & George Kamel answer your questions and discuss:

    • "I feel resentful of my husband",
    • "Should I get a HELOC for a new septic system?"
    • "My mom is asking me for money even if I have to go into debt",
    • "What should I do with my crypto investments?"


    Support Our Sponsor:

    • Neighborly


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Join a Personality-led FPU class. Click here!

    Enter The Ramsey Cash Giveaway for a chance at $3,000! https://bit.ly/TRSgvwy

    Shop our bestsellers during the $10 Sale! https://bit.ly/TRS10Sale


    Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

    Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

    Interested in advertising on The Ramsey Show? https://ter.li/s64ye3


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy


    Are Tipping Screens Emotional Blackmail? (Hour 1) May 11, 2023

    George Kamel & Dr. John Delony answer your questions and discuss:

    • "Should I move back in with my parents to go to school?"
    • Tipping screens on self-checkout machines,
    • "How can I earn passive income while pursuing a career in the arts?"


    Support Our Sponsor:

    • Zander Insurance
    • Churchill Mortgage
    • BetterHelp
    • Neighborly


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Join a Personality-led FPU class. Click here!

    Enter The Ramsey Cash Giveaway for a chance at $3,000! https://bit.ly/TRSgvwy

    Shop our bestsellers during the $10 Sale! https://bit.ly/TRS10Sale


    Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

    Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

    Interested in advertising on The Ramsey Show? https://ter.li/s64ye3


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy


    Paying Off Your House Is a Great Forced Savings Plan (Hour 2) May 11, 2023

    George Kamel & Dr. John Delony answer your questions and discuss:

    • "Should we still pay off our house if we're planning to move?"
    • from the blog: How to Pay Off Your Mortgage Early,
    • "How do I get my wife on board with the Baby Steps?"
    • How sports betting is the new oxycontin,
    • "Should I start an e-commerce business to get out of debt?"


    Support Our Sponsor:

    • PODS Moving & Storage
    • Neighborly


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Join a Personality-led FPU class. Click here!

    Enter The Ramsey Cash Giveaway for a chance at $3,000! https://bit.ly/TRSgvwy

    Shop our bestsellers during the $10 Sale! https://bit.ly/TRS10Sale


    Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

    Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

    Interested in advertising on The Ramsey Show? https://ter.li/s64ye3


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy


    My Employer Requires That I Use Credit Cards (Hour 3) May 11, 2023

    Dave Ramsey & Dr. John Delony answer your questions and discuss:

    • "My employer requires that I use credit cards",
    • "Sell a paid off vehicle to pay off another vehicle?"
    • Living paycheck-to-paycheck vs. having a zero-based budget,
    • from the blog: How to Create a Zero-Based Budget,
    • " I'm having to pause my investing, what do I do?"
    • "Fiancee and I are $180k in debt"


    Support Our Sponsor:

    • Neighborly


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Join a Personality-led FPU class. Click here!

    Enter The Ramsey Cash Giveaway for a chance at $3,000! https://bit.ly/TRSgvwy

    Shop our bestsellers during the $10 Sale! https://bit.ly/TRS10Sale


    Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

    Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

    Interested in advertising on The Ramsey Show? https://ter.li/s64ye3


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy


    Here Are the Facts About the Bank Failures (Hour 1) May 10, 2023

    Dave Ramsey & Dr. John Delony answer your questions and discuss:

    • "Should I move to be closer to my son?"
    • Here are the facts about the bank failures and why fear is contagious,
    • "My husband and I disagree on buying a new car",
    • How to handle debt in collections,
    • from the blog: How to Deal With Debt Collectors When You Can’t Pay


    Support Our Sponsor:

    • DreamCloud
    • PODS Moving & Storage
    • Zander Insurance
    • Neighborly


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Join a Personality-led FPU class. Click here!

    Enter The Ramsey Cash Giveaway for a chance at $3,000! https://bit.ly/TRSgvwy

    Shop our bestsellers during the $10 Sale! https://bit.ly/TRS10Sale


    Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

    Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

    Interested in advertising on The Ramsey Show? https://ter.li/s64ye3


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy


    Pay Off My House Early Even if I Have a Low Interest Rate? (Hour 2) May 10, 2023

    Dave Ramsey & Dr. John Delony answer your questions and discuss:

    • Teaching kids to manage money well,
    • "Should I pay off my house early even if I have a low interest rate?"
    • "My father-in-law keeps asking to borrow money"
    • "My ex-wife doesn't want to sell the house"


    Support Our Sponsor:

    • NetSuite
    • Christian Healthcare Ministries
    • Neighborly


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Join a Personality-led FPU class. Click here!

    Enter The Ramsey Cash Giveaway for a chance at $3,000! https://bit.ly/TRSgvwy

    Shop our bestsellers during the $10 Sale! https://bit.ly/TRS10Sale


    Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

    Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

    Interested in advertising on The Ramsey Show? https://ter.li/s64ye3


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy


    You Can’t Change Your Relative’s Mind (He’s a Professional Doob) (Hour 3) May 10, 2023

    Dave Ramsey & Dr. John Delony answer your questions and discuss:

    • "Should I buy into my company?"
    • Dealing with a relative who is aggressively pro-debt,
    • "I'm scared to invest in the stock market",
    • How much to spend buying a house in cash.


    Support Our Sponsor:

    • Neighborly


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Join a Personality-led FPU class. Click here!

    Enter The Ramsey Cash Giveaway for a chance at $3,000! https://bit.ly/TRSgvwy

    Shop our bestsellers during the $10 Sale! https://bit.ly/TRS10Sale


    Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

    Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

    Interested in advertising on The Ramsey Show? https://ter.li/s64ye3


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy


    Can We Afford an Investment Property? (Hour 1) May 09, 2023

    Dave Ramsey & Jade Warshaw answer your questions and discuss:

    • "We're $900k in debt",
    • "When can we afford to buy a third rental?"
    • from the blog: How to Invest in Real Estate,
    • "Should I invest in my employer's 401(k) or a Roth IRA?"
    • from the blog: How to Plan for Retirement,
    • "I'm 10k upside down on my car",
    • "Should I sell my condo to save for a house?"
    • "Take out a loan to get by for the next two years?"


    Support Our Sponsor:

    • PODS Moving & Storage
    • Zander Insurance
    • Churchill Mortgage
    • Neighborly


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Join a Personality-led FPU class. Click here!

    Enter The Ramsey Cash Giveaway for a chance at $3,000! https://bit.ly/TRSgvwy

    Shop our bestsellers during the $10 Sale! https://bit.ly/TRS10Sale


    Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

    Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

    Interested in advertising on The Ramsey Show? https://ter.li/s64ye3


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy


    When Does It Make Sense To Refinance Your Mortgage? (Hour 2) May 09, 2023

    Dave Ramsey & Jade Warshaw answer your questions and discuss:

    • Helping an adult child with emergency medical bills,
    • Knowing when it makes sense to refinance a mortgage,
    • from the blog: Should I Refinance My Mortgage?
    • Trying to sell a camper to family,
    • "Should I buy a new car of pay off my house?"


    Support Our Sponsor:

    • BetterHelp
    • Neighborly


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Join a Personality-led FPU class. Click here!

    Enter The Ramsey Cash Giveaway for a chance at $3,000! https://bit.ly/TRSgvwy

    Shop our bestsellers during the $10 Sale! https://bit.ly/TRS10Sale


    Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

    Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

    Interested in advertising on The Ramsey Show? https://ter.li/s64ye3


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy


    Navigating Money and Family (Hour 3) May 09, 2023

    Dave Ramsey & Jade Warshaw answer your questions and discuss:

    • "Should my brother take over dad's finances?"
    • A high school senior who breaks U.S. record with 125 college offers, $9 million in scholarships,
    • from the blog: Break the Chains of Student Loans,
    • "I'm scared of buying a house..."
    • "Should I pay off student loans or put money in a high-yield savings account?"


    Support Our Sponsor:

    • Neighborly


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Join a Personality-led FPU class. Click here!

    Enter The Ramsey Cash Giveaway for a chance at $3,000! https://bit.ly/TRSgvwy

    Shop our bestsellers during the $10 Sale! https://bit.ly/TRS10Sale


    Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

    Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

    Interested in advertising on The Ramsey Show? https://ter.li/s64ye3


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy


    What the Fed Raising Rates Means for Your Money (Hour 1) May 08, 2023

    Dave Ramsey & George Kamel answer your questions and discuss:

    • Saving for a house during the Baby Steps,
    • from the blog: How to Save for a House,
    • Going on a family trip while paying off debt,
    • How the Fed raising interest rates affects your money,
    • "Is it fair for me to ask my wife to help pay off my debts with me?"
    • Dealing with a convoluted estate from a deceased relative,
    • "Should I invest in mutual funds or real estate?"


    Support Our Sponsor:

    • NetSuite
    • BetterHelp
    • PODS Moving & Storage
    • Neighborly


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Join a Personality-led FPU class. Click here!

    Enter The Ramsey Cash Giveaway for a chance at $3,000! https://bit.ly/TRSgvwy

    Shop our bestsellers during the $10 Sale! https://bit.ly/TRS10Sale


    Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

    Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

    Interested in advertising on The Ramsey Show? https://ter.li/s64ye3


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy


    How To Budget on Irregular Income (Hour 2) May 08, 2023

    Dave Ramsey & George Kamel answer your questions and discuss:

    • "Can I use a HELOC as my primary mortgage?"
    • How to budget commission checks,
    • from the blog: How to Budget With an Irregular Income,
    • "I'm 59 years-old with $258k in student loans",
    • "Should I pay off the house if I'm about to get married?"


    Support Our Sponsor:

    • Zander Insurance
    • Neighborly


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Join a Personality-led FPU class. Click here!

    Enter The Ramsey Cash Giveaway for a chance at $3,000! https://bit.ly/TRSgvwy

    Shop our bestsellers during the $10 Sale! https://bit.ly/TRS10Sale


    Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

    Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

    Interested in advertising on The Ramsey Show? https://ter.li/s64ye3


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy


    I Make Six-Figures but Live Paycheck-to-Paycheck (Hour 3) May 08, 2023

    Dave Ramsey & George Kamel answer your questions and discuss:

    • "I make six figures and live paycheck-to-paycheck",
    • "Should we take higher-paying jobs we enjoy less to pay for our kids' school?"
    • Moving to be closer to a job,
    • "I enjoy my job but have an offer that pays more"
    • Buying a car.


    Support Our Sponsor:

    • Neighborly


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Join a Personality-led FPU class. Click here!

    Enter The Ramsey Cash Giveaway for a chance at $3,000! https://bit.ly/TRSgvwy

    Shop our bestsellers during the $10 Sale! https://bit.ly/TRS10Sale


    Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

    Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

    Interested in advertising on The Ramsey Show? https://ter.li/s64ye3


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy


    Should We Sell Our House and Live in a Camper? (Hour 1) May 05, 2023

    George Kamel & Rachel Cruze answer your questions and discuss:

    • "I feel guilty about my line of work; should I look for another job?"
    • "Should we sell our house and live in a camper?"
    • Selling a rental property to pay off the house,
    • "Pay off student loans or invest with my savings?"
    • "Can I use a virtual debit card to pay off a bill in collections?"
    • "Should we build a house now or save up more?"


    Support Our Sponsor:

    • Christian Healthcare Ministries
    • PODS Moving & Storage
    • NetSuite
    • Neighborly


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Join a Personality-led FPU class. Click here!

    Enter The Ramsey Cash Giveaway for a chance at $3,000! https://bit.ly/TRSgvwy

    Shop our bestsellers during the $10 Sale! https://bit.ly/TRS10Sale


    Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

    Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

    Interested in advertising on The Ramsey Show? https://ter.li/s64ye3


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy


    Why Home Ownership Will Make You Wealthy (When You’re Ready) (Hour 2) May 05, 2023

    George Kamel & Rachel Cruze answer your questions and discuss:

    • "What should I do with inherited homes?"
    • Why home ownership will make you wealthy (when you're ready),
    • "Where should I put extra savings?"
    • from the blog: What Is a High-Yield Savings Account and Do I Need One?
    • "Should I pause retirement to refill the emergency fund?"
    • Buying a fixer-upper vs. move-in-ready home.


    Support Our Sponsor:

    • Zander Insurance
    • Neighborly


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Join a Personality-led FPU class. Click here!

    Enter The Ramsey Cash Giveaway for a chance at $3,000! https://bit.ly/TRSgvwy

    Shop our bestsellers during the $10 Sale! https://bit.ly/TRS10Sale


    Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

    Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

    Interested in advertising on The Ramsey Show? https://ter.li/s64ye3


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy


    How Do I Get Started Investing and Building Wealth? (Hour 3) May 05, 2023

    George Kamel & Rachel Cruze answer your questions and discuss:

    • "Should I increase my emergency fund for inflation and potential layoffs?"
    • "How do I start investing at a young age?"
    • "I'm $200k in consumer debt. Should I declare bankruptcy?"
    • "Put my TSP in a Roth or traditional account?"
    • "Should we use some of our emergency fund for investing?"
    • "My mom gifted me my sister's car but still wants me to make payments..."


    Support Our Sponsor:

    • Neighborly


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Join a Personality-led FPU class. Click here!

    Enter The Ramsey Cash Giveaway for a chance at $3,000! https://bit.ly/TRSgvwy

    Shop our bestsellers during the $10 Sale! https://bit.ly/TRS10Sale


    Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

    Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

    Interested in advertising on The Ramsey Show? https://ter.li/s64ye3


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy


    I Feel Guilty Spending Money Even Though We’re Debt-Free (Hour 1) May 04, 2023

    Dave Ramsey & Jade Warshaw answer your questions and discuss:

    • "Should I take a partial lump sum when I retire?"
    • "I'm debt free but feel guilty spending money",
    • Student loan repayments resuming soon,
    • The best options to grow wealth.


    Support Our Sponsor:

    • DreamCloud
    • Zander Insurance
    • PODS Moving & Storage
    • Neighborly


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Join a Personality-led FPU class. Click here

    Enter The Ramsey Cash Giveaway for a chance at $3,000! https://bit.ly/TRSgvwy

    Shop our bestsellers during the $10 Sale! https://bit.ly/TRS10Sale


    Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

    Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

    Interested in advertising on The Ramsey Show? https://ter.li/s64ye3


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy


    Are You Going To Lose Your House Over a Steak You Put On Credit?! (Hour 2) May 04, 2023

    Dave Ramsey & Jade Warshaw answer your questions and discuss:

    • "How do I set myself up for success?"
    • Stay away from the new Aven credit card (aka HELOC),
    • "Is this real estate deal too good to be true?"
    • Where to save for college.


    Support Our Sponsor:

    • BetterHelp
    • Neighborly


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Join a Personality-led FPU class. Click here!

    Enter The Ramsey Cash Giveaway for a chance at $3,000! https://bit.ly/TRSgvwy

    Shop our bestsellers during the $10 Sale! https://bit.ly/TRS10Sale


    Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

    Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

    Interested in advertising on The Ramsey Show? https://ter.li/s64ye3


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy


    This Is an ADD Plan… You Need To Focus! (Hour 3) May 04, 2023

    Dave Ramsey & Jade Warshaw answer your questions and discuss:

    • "Should I go directly into business or get a degree first?"
    • Why you need to slow down and focus when starting a business,
    • "We're living in a camper with 2 kids and a dog..."
    • "My investments are shrinking, what can I do?"
    • "Taking out a personal loan to fix the car"


    Support Our Sponsor:

    • Neighborly


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Join a Personality-led FPU class. Click here!

    Enter The Ramsey Cash Giveaway for a chance at $3,000! https://bit.ly/TRSgvwy

    Shop our bestsellers during the $10 Sale! https://bit.ly/TRS10Sale


    Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

    Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

    Interested in advertising on The Ramsey Show? https://ter.li/s64ye3


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy


    Tips for First-Time Home Buyers (Hour 1) May 03, 2023

    Dave Ramsey & Jade Warshaw answer your questions and discuss:

    • "What should I do with $100k in savings?"
    • Tips for first-time home buyers,
    • "Do I make enough working at a non-profit?"
    • Doing an interest-rate buy-down,
    • "How much of our inheritance do I owe my sister?"
    • "Should we use our house as a rental when we move?"
    • "Our homeowner's insurance went up $4k! "


    Support Our Sponsor:

    • Churchill Mortgage
    • BetterHelp
    • Zander Insurance
    • Neighborly


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Join a Personality-led FPU class. Click here!

    Enter The Ramsey Cash Giveaway for a chance at $3,000! https://bit.ly/TRSgvwy

    Shop our bestsellers during the $10 Sale! https://bit.ly/TRS10Sale


    Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

    Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

    Interested in advertising on The Ramsey Show? https://ter.li/s64ye3


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy


    Investing To Be Able To Retire Early (Hour 2) May 03, 2023

    Dave Ramsey & Jade Warshaw answer your questions and discuss:

    • "I lost my dream car on a game show!"
    • "How should I invest if I want to retire early?"
    • "Where does my HUD loan fit in the Baby Steps?"
    • "What are my next steps after my wife died?"
    • "What should I do with $125K in the bank?"
    • "Is our rental holding us back?"
    • "Which retirement option is best for me?"


    Support Our Sponsor:

    • PODS Moving & Storage
    • Neighborly


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Join a Personality-led FPU class. Click here!

    Enter The Ramsey Cash Giveaway for a chance at $3,000! https://bit.ly/TRSgvwy

    Shop our bestsellers during the $10 Sale! https://bit.ly/TRS10Sale


    Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

    Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

    Interested in advertising on The Ramsey Show? https://ter.li/s64ye3


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy


    It’s Not a Dream Car if You Have To Go Into Debt for It (Hour 3) May 03, 2023

    Dave Ramsey & Jade Warshaw answer your questions and discuss:

    • "Is a 529 always the best option?"
    • "Should I go into debt to buy a car?"
    • "How can we catch up on investing?"


    Support Our Sponsor:

    • Neighborly


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Join a Personality-led FPU class. Click here!

    Enter The Ramsey Cash Giveaway for a chance at $3,000! https://bit.ly/TRSgvwy

    Shop our bestsellers during the $10 Sale! https://bit.ly/TRS10Sale


    Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

    Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

    Interested in advertising on The Ramsey Show? https://ter.li/s64ye3


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy


    Are We Heading Toward a Recession? (Hour 1) May 02, 2023

    Rachel Cruze answers your questions and discusses:

    • "Should we put money into my father's house or save for our own house?"
    • "How should I budget money I make from surrogacy?"
    • Knowing which debt to tackle next,
    • from the blog: How the Debt Snowball Method Works,
    • Are we heading toward a recession?
    • "Is debt-consolidation the right option for us?"
    • from the blog: What Is Debt Consolidation?


    Support Our Sponsor:

    • Zander Insurance
    • DreamCloud
    • PODS Moving & Storage
    • Neighborly


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Join a Personality-led FPU class. Click here!

    Enter The Ramsey Cash Giveaway for a chance at $3,000! https://bit.ly/TRSgvwy

    Shop our bestsellers during the $10 Sale! https://bit.ly/TRS10Sale


    Enter The Ramsey Cash Giveaway for a chance at $3,000! https://bit.ly/TRSgvwy

    Shop our bestsellers during the $10 Sale! https://bit.ly/TRS10Sale


    Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

    Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

    Interested in advertising on The Ramsey Show? https://ter.li/s64ye3


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy


    Real Estate Investing Is Hard Work, Not “Passive Income” (Hour 2) May 02, 2023

    Rachel Cruze and her husband, Real Estate expert Winston Cruze answer your questions and discuss:

    • How real estate investing is awesome but it's not "passive" income,
    • from the blog: How to Invest in Real Estate,
    • "Are quadplexes a good investment?"
    • "I have $250k to invest; should I buy real estate or other investments?"
    • The riskiness of multi-family investment groups,
    • "How do I best invest the profits of a house sale?"


    Support Our Sponsor:

    • NetSuite
    • BetterHelp
    • Neighborly


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Join a Personality-led FPU class. Click here!

    Enter The Ramsey Cash Giveaway for a chance at $3,000! https://bit.ly/TRSgvwy

    Shop our bestsellers during the $10 Sale! https://bit.ly/TRS10Sale


    Enter The Ramsey Cash Giveaway for a chance at $3,000! https://bit.ly/TRSgvwy

    Shop our bestsellers during the $10 Sale! https://bit.ly/TRS10Sale


    Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

    Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

    Interested in advertising on The Ramsey Show? https://ter.li/s64ye3


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy


    What if My Loans Have 0% Interest? (Hour 3) May 02, 2023

    Rachel Cruze answers your questions and discusses:

    • "Should we buy land before or after leaving the military?"
    • Paying extra on the house vs. saving for a new house,
    • from the blog: How to Pay Off Your Mortgage Early,
    • Travel spending: what conveniences are worth it?
    • from the blog: Travel Hacks That Will Save You Money,
    • "How do I pay off credit cards I haven't paid on in years?"
    • "Pay off small loans first even if they have 0% interest?"
    • "Should we put our whole budget on autopay?"


    Support Our Sponsor:

    • Neighborly


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Join a Personality-led FPU class. Click here!

    Enter The Ramsey Cash Giveaway for a chance at $3,000! https://bit.ly/TRSgvwy

    Shop our bestsellers during the $10 Sale! https://bit.ly/TRS10Sale


    Enter The Ramsey Cash Giveaway for a chance at $3,000! https://bit.ly/TRSgvwy

    Shop our bestsellers during the $10 Sale! https://bit.ly/TRS10Sale


    Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

    Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

    Interested in advertising on The Ramsey Show? https://ter.li/s64ye3


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy


    The Compounding Effects of Borrowing Money (Hour 1) May 01, 2023

    Jade Warshaw & Rachel Cruze answer your questions and discuss:

    • "How do I start my first budget?"
    • Why BNPL has a compounding effect of stupid,
    • "Can I afford to buy a 'fun' car right now?"
    • "We can barely make ends meet supporting our adult children"


    Support Our Sponsor:

    • PODS Moving & Storage
    • Zander Insurance
    • BetterHelp
    • Neighborly


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Join a Personality-led FPU class. Click here!

    Enter The Ramsey Cash Giveaway for a chance at $3,000! https://bit.ly/TRSgvwy

    Shop our bestsellers during the $10 Sale! https://bit.ly/TRS10Sale


    Enter The Ramsey Cash Giveaway for a chance at $3,000! https://bit.ly/TRSgvwy

    Shop our bestsellers during the $10 Sale! https://bit.ly/TRS10Sale


    Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

    Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

    Interested in advertising on The Ramsey Show? https://ter.li/s64ye3


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy


    Jade & Rachel Share Their Own Personal Budget Busters (Hour 2) May 01, 2023

    Jade Warshaw & Rachel Cruze answer your questions and discuss:

    • "Should we pull from retirement to pay off the house?"
    • Why you shouldn't get a loan to buy a mobile home for a rental,
    • Jade & Rachel share their own personal budget busters,
    • Getting a masters degree.


    Support Our Sponsor:

    • Churchill Mortgage
    • Neighborly


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Join a Personality-led FPU class. Click here!

    Enter The Ramsey Cash Giveaway for a chance at $3,000! https://bit.ly/TRSgvwy

    Shop our bestsellers during the $10 Sale! https://bit.ly/TRS10Sale


    Enter The Ramsey Cash Giveaway for a chance at $3,000! https://bit.ly/TRSgvwy

    Shop our bestsellers during the $10 Sale! https://bit.ly/TRS10Sale


    Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

    Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

    Interested in advertising on The Ramsey Show? https://ter.li/s64ye3


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy


    What To Do When You Feel Stuck in Debt (Hour 3) May 01, 2023

    Jade Warshaw & Rachel Cruze answer your questions and discuss:

    • "Should I leave my teaching career?"
    • "Should we move to a different school district for my son's wrestling team?"
    • "I'm feeling stuck and can't get out of debt"
    • "Should we invest the settlement from a car accident?"
    • Selling the house to pay off debt faster.


    Support Our Sponsor:

    • Neighborly


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Enter The Ramsey Cash Giveaway for a chance at $3,000! https://bit.ly/TRSgvwy

    Shop our bestsellers during the $10 Sale! https://bit.ly/TRS10Sale


    Enter The Ramsey Cash Giveaway for a chance at $3,000! https://bit.ly/TRSgvwy

    Shop our bestsellers during the $10 Sale! https://bit.ly/TRS10Sale


    Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

    Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

    Interested in advertising on The Ramsey Show? https://ter.li/s64ye3


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy


    Get Out of Debt Fast, Get Rich Slow! (Hour 1) Apr 28, 2023

    Jade Warshaw & George Kamel answer your questions and discuss:

    • Struggling to get ahead working the baby steps,
    • Why you should get out of debt quick, and get rich slow(ly),
    • "Should I buy a car next year?"
    • "Do my HOA dues violate the Baby Steps?"
    • "Should I get a HELOC to add-on to my house"
    • from the blog: HELOC: What Is a Home Equity Line of Credit?


    Support Our Sponsor:

    • Churchill Mortgage
    • PODS Moving & Storage
    • Zander Insurance
    • Neighborly


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Join a Personality-led FPU class. Click here!

    Enter The Ramsey Cash Giveaway for a chance at $3,000! https://bit.ly/TRSgvwy

    Shop our bestsellers during the $10 Sale! https://bit.ly/TRS10Sale


    Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

    Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

    Interested in advertising on The Ramsey Show? https://ter.li/s64ye3


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy


    Beware of “Debit” Cards That Claim To Build Credit (Hour 2) Apr 28, 2023

    Jade Warshaw & George Kamel answer your questions and discuss:

    • "I'm drained and hate my job... can I afford to quit?"
    • "Should I pay off my car lease or sell it?"
    • The danger of debit cards that claim to build credit,
    • Rolling over a 401(k) into a Roth,
    • "We're in a house we can't afford"


    Support Our Sponsor:

    • Neighborly


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Join a Personality-led FPU class. Click here!

    Enter The Ramsey Cash Giveaway for a chance at $3,000! https://bit.ly/TRSgvwy

    Shop our bestsellers during the $10 Sale! https://bit.ly/TRS10Sale


    Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

    Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

    Interested in advertising on The Ramsey Show? https://ter.li/s64ye3


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy


    What We Can Learn From an Angry Morgan Wallen Fan (Hour 3) Apr 28, 2023

    Jade Warshaw & George Kamel answer your questions and discuss:

    • "Should I get variable universal life insurance?"
    • from the blog: Everything You Need to Know About Universal Life Insurance,
    • Angry Morgan Wallen fan sends singer $4K bill for canceled show,
    • Teaching kids about the best way to save,
    • from the blog: How Do I Teach My Kids How to Save?
    • Pulling from retirement savings to pay off the house,
    • "Can we afford to go on vacation?"
    • "Are we dreaming too big?"


    Support Our Sponsor:

    • Neighborly


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Join a Personality-led FPU class. Click here!

    Enter The Ramsey Cash Giveaway for a chance at $3,000! https://bit.ly/TRSgvwy

    Shop our bestsellers during the $10 Sale! https://bit.ly/TRS10Sale


    Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

    Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

    Interested in advertising on The Ramsey Show? https://ter.li/s64ye3


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy


    Do You Want To Be King of the AirBnB or Have a Peaceful Life? (Hour 1) Apr 27, 2023

    Dave Ramsey & Ken Coleman answer your questions and discuss:

    • Keeping or selling rental property,
    • "Should I use a Robo or A.I. investor?"
    • from the blog: Dave's Investing Philosophy,
    • The best way to go to flight school,
    • "Should I keep money in the S&P500 or put it in savings?"
    • "Is debt-consolidation a good idea?"
    • from the blog: What Is Debt Consolidation?


    Support Our Sponsor:

    • PODS Moving & Storage
    • DreamCloud
    • NetSuite
    • Neighborly


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Enter The Ramsey Cash Giveaway for a chance at $3,000! https://bit.ly/TRSgvwy

    Shop our bestsellers during the $10 Sale! https://bit.ly/TRS10Sale


    Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

    Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

    Interested in advertising on The Ramsey Show? https://ter.li/s64ye3


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy


    Gold Is Just a Rock That’s Yellow, Not an Investment (Hour 2) Apr 27, 2023

    Dave Ramsey & Ken Coleman answer your questions and discuss:

    • "I'm paying my parents a mortgage payment and it's uncomfortable",
    • "Should I invest in gold instead of my 401(k)?"
    • from the blog: Why Investing in Precious Metals Is a Bad Idea,
    • How do I start a Roth IRA?
    • from the blog: How to Start a Roth IRA,


    Support Our Sponsor:

    • Zander Insurance
    • Neighborly


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Enter The Ramsey Cash Giveaway for a chance at $3,000! https://bit.ly/TRSgvwy

    Shop our bestsellers during the $10 Sale! https://bit.ly/TRS10Sale


    Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

    Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

    Interested in advertising on The Ramsey Show? https://ter.li/s64ye3


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy


    Why Is It So Hard To Hire Right Now? (Hour 3) Apr 27, 2023

    Dave Ramsey & Ken Coleman answer your questions and discuss:

    • "Is our business ready to hire an apprentice?"
    • "How do I get my team to have a sense of ownership?"
    • "Some of our high producers are a bad culture fit"


    Support Our Sponsor:

    • Neighborly


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Enter The Ramsey Cash Giveaway for a chance at $3,000! https://bit.ly/TRSgvwy

    Shop our bestsellers during the $10 Sale! https://bit.ly/TRS10Sale


    Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

    Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

    Interested in advertising on The Ramsey Show? https://ter.li/s64ye3


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy


    You’re Immune to Socialism if You Don’t Borrow Money! (Hour 1) Apr 26, 2023

    Dave Ramsey & George Kamel answer your questions and discuss:

    • "Should I pay off my house or keep the mortgage?"
    • from the blog: How to Pay Off Your Mortgage Early,
    • "This is socialized mortgage (and it amounts to nothing)",
    • "Should I keep investing like I am?"
    • Saving for grad school while paying off debt.


    Support Our Sponsor:

    • NetSuite
    • Zander Insurance
    • PODS Moving & Storage
    • Neighborly


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

    Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

    Interested in advertising on The Ramsey Show? https://ter.li/s64ye3


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy


    How Do I Pay for Unexpected Expenses? (Hour 2) Apr 26, 2023

    Dave Ramsey & George Kamel answer your questions and discuss:

    • Paying for emergency medical bills,
    • "Should I mortgage my rental properties?"
    • "How do I prepare for upcoming expenses?"
    • "Should I be concerned about de-dollarization?"


    Support Our Sponsor:

    • Neighborly


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

    Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

    Interested in advertising on The Ramsey Show? https://ter.li/s64ye3


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy


    Don’t Believe the Lies, You CAN Become a Millionaire (Hour 3) Apr 26, 2023

    Dave Ramsey & George Kamel interview millionaires to find out how they built wealth!


    Support Our Sponsor:

    • Neighborly


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

    Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

    Interested in advertising on The Ramsey Show? https://ter.li/s64ye3


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy


    Should We Keep Making Aggressive Mortgage Payments? (Hour 1) Apr 25, 2023

    Dave Ramsey & Dr. John Delony answer your questions and discuss:

    • Refinancing vs. making aggressive mortgage payments
    • The importance of insurance,
    • "How do I get my spouse on board?"


    Support Our Sponsor:

    • Christian Healthcare Ministries
    • Churchill Mortgage
    • Zander Insurance
    • Neighborly


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

    Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

    Interested in advertising on The Ramsey Show? https://ter.li/s64ye3


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy


    What Should We Be Saving Up For? (Hour 2) Apr 25, 2023

    Dave Ramsey & Dr. John Delony answer your questions and discuss:

    • " I feel bad for spending on our wedding"
    • Saving for college vs. paying off the house,
    • "We are scared to go into debt for a house"
    • "Should we update our house even if we move later?"


    Support Our Sponsor:

    • PODS Moving & Storage
    • Neighborly


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

    Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

    Interested in advertising on The Ramsey Show? https://ter.li/s64ye3


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy


    Finding a Well-Paid Side-Hustle (Hour 3) Apr 25, 2023

    Dave Ramsey & Dr. John Delony answer your questions and discuss:

    • Preparing for an upcoming settlement,
    • "Should we use 529 to pay for private school or college?"
    • "How can I find a side hustle that pays well?"
    • "Should we buy a term life insurance that converts to whole life?"
    • Cashing out stocks to pay off student loans,
    • "We're struggling to feel like will we never get a house"


    Support Our Sponsor:

    • Neighborly


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

    Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

    Interested in advertising on The Ramsey Show? https://ter.li/s64ye3


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy


    How Do I Build Wealth for Retirement? (Hour 1) Apr 24, 2023

    Dave Ramsey & Jade Warshaw answer your questions and discuss:

    • "My friends want me to go into business with them",
    • "The best way to save for a house",
    • "How do I grow wealth for retirement?"
    • "Should we be content with our current home?"
    • "Should I use my collector cars as an investment?"


    Support Our Sponsor:

    • Zander Insurance
    • PODS Moving & Storage
    • DreamCloud
    • Neighborly


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

    Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

    Interested in advertising on The Ramsey Show? https://ter.li/s64ye3


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy


    We’re in a Financial Mess… (Hour 2) Apr 24, 2023

    Dave Ramsey & Jade Warshaw answer your questions and discuss:

    • "We're in a financial mess, what can we do?"
    • "Should I use a debt consolidation loan?"
    • Pay off the house vs. investing,
    • "How should I use my signing bonus?"
    • "Should I pay off my $70,000 camper?"
    • Selling stocks to pay off debt.


    Support Our Sponsor:

    • Neighborly


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

    Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

    Interested in advertising on The Ramsey Show? https://ter.li/s64ye3


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy


    What To Do When the Renters Don’t Pay (Hour 3) Apr 24, 2023

    Dave Ramsey & Jade Warshaw answer your questions and discuss:

    • "Should I invest less to pay more on my house?"
    • "Renters stopped paying rent; is this our fault?"
    • Saving up for a rental property,
    • "Should I drop out of college to take a job?"
    • "My boss offered to sell me the company"


    Support Our Sponsor:

    • Neighborly


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

    Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

    Interested in advertising on The Ramsey Show? https://ter.li/s64ye3


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy


    It’s Impossible To Borrow Your Way Out of Debt (Hour 1) Apr 21, 2023

    George Kamel & Jade Warshaw answer your questions and discuss:

    • "I can't afford my apartment and don't know what to do",
    • Why John Cena's daily driver is a Honda Civic,
    • Pausing investing to pay for kids' college,
    • "Should I use my savings to pay off my house?"
    • A gambler describes his cycle of taking out debt to pay off more debt.


    Support Our Sponsor:

    • Zander Insurance
    • PODS Moving & Storage
    • NetSuite
    • Neighborly


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

    Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy


    There’s a Glaring Problem in Your Budget (Hour 2) Apr 21, 2023

    George Kamel & Jade Warshaw answer your questions and discuss:

    • "Should we get a prenup?"
    • "I'm scared to have $1000 emergency fund",
    • The bleak financial state of most Americans (and why there is hope),
    • Paying off a townhome vs. saving for a new house,
    • How kids should handle their money.


    Support Our Sponsor:

    • Neighborly


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

    Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy


    The New Federal Housing Rule Rewards Financial Irresponsibility (Hour 3) Apr 21, 2023

    George Kamel & Jade Warshaw answer your questions and discuss:

    • "I feel overwhelmed trying to save for retirement",
    • The new federal housing rule that rewards financial irresponsibility,
    • Buying precious metals,
    • Saving to be able to travel.


    Support Our Sponsor:

    • Neighborly


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

    Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy


    I’m Begging You Not To Do This! (Hour 1) Apr 20, 2023

    Dave Ramsey & Dr. John Delony answer your questions and discuss:

    • "Should I move after losing my job?"
    • Taking out a HELOC for a downpayment,
    • "Should I use all my savings pay off debt?"
    • What to do about urgent vehicle repairs,
    • Moving to be closer to kids.


    Support Our Sponsor:

    • Christian Healthcare Ministries
    • Zander Insurance
    • PODS Moving & Storage
    • Neighborly


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

    Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy


    How Taylor Swift Saved Herself From a Massive Crypto Lawsuit (Hour 2) Apr 20, 2023

    Dave Ramsey & Dr. John Delony answer your questions and discuss:

    • Taylor Swift was the only celebrity to walk away from an FTX endorsement deal,
    • "My boyfriend is too attached to his parents and I'm getting bitter",
    • "How can I prevent my mom's home foreclosure?"


    Support Our Sponsor:

    • Neighborly


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

    Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy


    This Dream Will Become a Nightmare (Hour 3) Apr 20, 2023

    Dave Ramsey & Dr. John Delony answer your questions and discuss:

    • "What kind of loan should I use to buy a piece of property?"
    • "Student question: How can I be confident going out into the real world after graduation?"
    • "Can we use emergency fund to buy new car?"
    • Using an IRA vs. TSP,
    • "Should I take a cash offer for my house instead of using an agent?"


    Support Our Sponsor:

    • Neighborly


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

    Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy


    Don’t Let Your Inner Drama Queen Control Your Investing! (Hour 1) Apr 19, 2023

    Dave Ramsey & Jade Warshaw answer your questions and discuss:

    • "Should I buy a backup vehicle for my job?"
    • "Taking out a HELOC to repair the roof",
    • from the blog: HELOC: What Is a Home Equity Line of Credit?
    • Getting out of debt while preparing for marriage,
    • Borrowing against one property to buy another,
    • "I make a lot of money but have no retirement"


    Support Our Sponsor:

    • Churchill Mortgage
    • DreamCloud
    • PODS Moving & Storage
    • Neighborly


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

    Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy


    Stupid-Butt Stuff (Like Lendtable) Makes You Broke! (Hour 2) Apr 19, 2023

    Dave Ramsey & Jade Warshaw answer your questions and discuss:

    • What to do if you can't get traditional life insurance,
    • Why borrowing money for your employer match through Lendtable is a terrible idea,
    • What should I do with money in savings?
    • "Should I help my son purchase a home?"
    • "Is our long-term care insurance still worth it?"


    Support Our Sponsor:

    • Zander Insurance
    • Neighborly


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

    Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy


    Reverse Mortgages Are From the Pit of Hell (Hour 3) Apr 19, 2023

    Dave Ramsey & Jade Warshaw answer your questions and discuss:

    • "Should I pay off a reverse mortgage for my father-in-law using 401(k) money?"
    • "Should I buy a second home to be near my boyfriend?"
    • Pulling from a brokerage account to pay off debt,
    • "How do I stop living below the poverty line?"


    Support Our Sponsor:

    • Neighborly


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

    Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy


    My Plans Just Fell Apart (Hour 1) Apr 18, 2023

    Dave Ramsey & Ken Coleman answer your questions and discuss:

    • "My post-college plans just fell apart",
    • Making a side-hustle full-time,
    • Splitting property taxes with family members,
    • Using employee stock options to pay off a home,
    • "We're millionaires but we're still renting"


    Support Our Sponsor:

    • NetSuite
    • PODS Moving & Storage
    • Zander Insurance
    • Neighborly


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

    Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy


    I Feel Like We’ll Never Be Millionaires (Hour 2) Apr 18, 2023

    Dave Ramsey & Ken Coleman answer your questions and discuss:

    • "After 10 years I still feel very far from Baby Step 7",
    • "I don't know how to get ahead with my finances",
    • "My husband won't stop investing even though we're deeply in debt",
    • Why parents shouldn't pay for their adult kids' expenses.


    Support Our Sponsor:

    • Neighborly


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

    Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy


    Do Something That Lights Your Fire (Hour 3) Apr 18, 2023

    Dave Ramsey & Ken Coleman answer your questions and discuss:

    • Choosing the right position within a company,
    • How to nail a 15-minute job interview,
    • "We bought too much house..."


    Support Our Sponsor:

    • Neighborly


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

    Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy


    Why Should I Pay Off My Car? (Hour 1) Apr 17, 2023

    Dr. John Delony & George Kamel answer your questions and discuss:

    • "Should I use my emergency fund to pay off the house?"
    • "Why should I pay off my vehicles?"
    • from the blog: Should I Pay Off My Car Early?
    • "We bought a house we can't afford",
    • "Should I rent my house out to college students?"


    Support Our Sponsor:

    • DreamCloud
    • Zander Insurance
    • Churchill Mortgage
    • Neighborly


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

    Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy


    Why a 40-Year Mortgage Is a Terrible Idea (Hour 2) Apr 17, 2023

    Dr. John Delony & George Kamel answer your questions and discuss:

    • "Should I pay off my student loans or buy a house?"
    • Why a 40-year mortgage is a terrible idea,
    • "Should we sell my husband's car?"
    • Pausing retirement to save for a house,
    • "Which debt do I tackle first?"
    • from the blog: How the Debt Snowball Method Works,
    • "Should I stop paying off debt if I'm about to lose my job?
    • from the blog: When to Pause Your Debt Snowball


    Support Our Sponsor:

    • PODS Moving & Storage
    • Neighborly


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

    Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy


    I Haven’t Filed Taxes in 3 Years… (Hour 3) Apr 17, 2023

    Dr. John Delony & George Kamel answer your questions and discuss:

    • "I haven't filed taxes in three years..."
    • "Are braces a frivolous expense?"
    • "Should I save for my emergency fund or college?"
    • "Is there a way to help our credit score disappear?"


    Support Our Sponsor:

    • Neighborly


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

    Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy


    When Will the Market Be Safe To Invest Again? (Hour 1) Apr 14, 2023

    Dave Ramsey, Jade Warshaw, & Dr. John Delony take questions in front of a live studio audience in our new Ramsey Event Center!

    • "We lost 30k in the market... when is it safe to invest again?"
    • "Is it too late for us to buy a house?"
    • Living and giving without feeling ashamed for being blessed,
    • Convincing others to live a debt-free lifestyle.


    Support Our Sponsor:

    • DreamCloud
    • PODS Moving & Storage
    • Zander Insurance
    • Neighborly


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

    Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy


    What Advice Would Dave Give to His Younger Self? (Hour 2) Apr 14, 2023

    Dave Ramsey, George Kamel, & Ken Coleman take questions in front of a live studio audience in our new Ramsey Event Center!

    • "What advice would you give to your younger self?"
    • "Is $1000 still enough for the starter emergency fund?"
    • "How long will my credit score stick around after I pay off my house?"
    • "Should I get a HELOC?"
    • "What happens to my parents' debt after they die?"


    Support Our Sponsor:

    • Neighborly


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

    Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy


    How Can I Afford To Buy a Home Right Now? (Hour 3) Apr 14, 2023

    Dave Ramsey, Rachel Cruze, & Dr. John Delony take questions in front of a live studio audience in our new Ramsey Event Center!

    • "How can I afford to buy a home right now?"
    • "When should you share your budget with your kids?"
    • Moving from intensity to intentionality later in the Baby Steps,
    • Dave talks about why he decided to start teaching people how to have financial peace.


    Support Our Sponsor:

    • Neighborly


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

    Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy


    Where Do You Draw the Line on Helping Kids With Money? (Hour 1) Apr 13, 2023

    Dave Ramsey & Rachel Cruze answer your questions and discuss:

    • "What do we do with money that's over our Roth limit?"
    • "Where do you draw the line on helping kids with money?"
    • "How do I factor in military retirement?"
    • Saving for a house,
    • from the blog: How to Save for a House,


    Support Our Sponsor:

    • Zander Insurance
    • NetSuite
    • DreamCloud
    • Neighborly


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

    Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy


    When You Should Use a High-Yield Savings Account (Hour 2) Apr 13, 2023

    Dave Ramsey & Rachel Cruze answer your questions and discuss:

    • "Should I sell because my HOA dues are high?"
    • "Where should I keep my emergency fund?"
    • from the blog: What Is a High-Yield Savings Account and Do I Need One?
    • "How should we pay to build a new house?"
    • "Can I afford to buy a new car?"


    Support Our Sponsor:

    • PODS Moving & Storage
    • Neighborly


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

    Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy


    You Need To Hire an Attorney and Sue Her! (Hour 3) Apr 13, 2023

    Dave Ramsey & Rachel Cruze answer your questions and discuss:

    • "What do I do if the executor of a will isn't following the will?"
    • Making a side-hustle a full-time job,
    • "How is my debit card protected from fraud?"
    • Pausing investing while paying off debt
    • from the blog: When You Should Stop Investing


    Support Our Sponsor:

    • Neighborly


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

    Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy


    Controlling Compulsive Spending While Struggling With ADHD (Hour 1) Apr 12, 2023

    Dave Ramsey & Dr. John Delony answer your questions and discuss:

    • "How can I help my parents with their money?"
    • Controlling compulsive spending with ADHD,
    • "We disagree with how to pay off our debt",
    • "Can I make my side hustle my main job?"


    Support Our Sponsor:

    • Churchill Mortgage
    • Zander Insurance
    • PODS Moving & Storage
    • Neighborly


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

    Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy


    “The Tenants Pay My Mortgage” Is Bullcrap! (Hour 2) Apr 12, 2023

    Dave Ramsey & Dr. John Delony answer your questions and discuss:

    • Why more debt always equals more risk,
    • "Should I save for college or pay off the house?"
    • "How do I pull money from retirement and not drain my account?"
    • from the blog: How to Take Money Out of Retirement Accounts
    • Downsizing after the kids are gone,
    • What to do with extra income.


    Support Our Sponsor:

    • Neighborly


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

    Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy


    If You Don’t Do This, No One Else Will! (Hour 3) Apr 12, 2023

    Dave Ramsey & Dr. John Delony answer your questions and discuss:

    • "Being gazelle intense is affecting our marriage",
    • What happens if you don't pay your taxes,
    • Fractional real estate investing vs. REITs.
    • from the blog: What Is a Real Estate Investment Trust (REIT)?
    • "When should the executor of a will be added to bank accounts?"


    Support Our Sponsor:

    • Neighborly


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

    Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy


    I’m Underwater on My Car (Hour 1) Apr 11, 2023

    Dave Ramsey & Jade Warshaw answer your questions and discuss:

    • "Can I become a millionaire by the time I'm 50?"
    • Dealing with an upside down vehicle,
    • from the blog: How to Get Out of an Upside-Down Car Loan,
    • Starting a business debt-free,
    • Selling a house to get out of debt,
    • "Should I still go to my dream college even if I don't get a scholarship there?"


    Support Our Sponsor:

    • PODS Moving & Storage
    • Churchill Mortgage
    • Zander Insurance
    • Neighborly


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

    Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy


    Taxes Are Due Next Week! Here’s What You Need To Know (Hour 2) Apr 11, 2023

    Dave Ramsey & Jade Warshaw answer your questions and discuss:

    • "I'm looking for a side hustle"
    • from the blog: 27 Side Hustle Ideas to Earn Extra Cash,
    • What you need to know about taxes in 2023,
    • "Should I use an investment account to pay off my house?"
    • Adding a spouse to a business account,
    • "What should I do with my savings?"
    • from the blog: What Is a High-Yield Savings Account and Do I Need One?
    • Switching jobs.


    Support Our Sponsor:

    • Neighborly


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

    Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy


    Should I Pay Off My Boyfriend’s Debt? (Hour 3) Apr 11, 2023

    Dave Ramsey & Jade Warshaw answer your questions and discuss:

    • Renting vs. buying a home,
    • "Should I pay off my boyfriend's debt?"
    • "Does it make sense to retire outside the US?"
    • "When should I get term life insurance?"
    • from the blog: What Is Term Life Insurance?
    • Intensity vs. intentionality.


    Support Our Sponsor:

    • Neighborly


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

    Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy


    Is the Fed Trying To Replace the Dollar? (Hour 1) Apr 10, 2023

    Dave Ramsey & George Kamel answer your questions and discuss:

    • Why whole life insurance policies suck,
    • from the blog: What Is Whole Life Insurance?
    • Why the new FedNow payments system is a mixed bag,
    • "Should I sell my rental or keep it?"
    • from the blog: How to Earn Passive Income From Real Estate


    Support Our Sponsor:

    • NetSuite
    • Christian Healthcare Ministries
    • PODS Moving & Storage
    • Neighborly


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

    Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy


    My Husband Bought a $72K Car We Can’t Afford (Hour 2) Apr 10, 2023

    Dave Ramsey & George Kamel answer your questions and discuss:

    • "My Husband bought a $72k car we can't afford",
    • Negotiating medical bills in collections,
    • "Should we pay our student loans?"
    • Getting a construction loan.


    Support Our Sponsor:

    • Zander Insurance
    • Neighborly


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

    Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy


    If You Took This Money You Would Feel Like a Little Kid (Hour 3) Apr 10, 2023

    Dave Ramsey & George Kamel answer your questions and discuss:

    • "My husband refuses to give up his credit card",
    • "My parents offered to take over my debts and have me pay them back..."
    • "Which debt should we pay off first?
    • from the blog: How the Debt Snowball Method Works,


    Support Our Sponsor:

    • Neighborly


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

    Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy


    Help! I Put My Brother’s Business Debt Into My Name (Hour 1) Apr 07, 2023

    Dave Ramsey & Jade Warshaw answer your questions and discuss:

    • "I put my brother's business debt into my name",
    • Setting up my will to protect your kids,
    • "Should I keep my long-term care policy?"
    • "How can I save for a house after graduating?"


    Support Our Sponsor:

    • DreamCloud
    • NetSuite
    • PODS Moving & Storage
    • Neighborly


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

    Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy


    How Should I Invest My Money? (Hour 2) Apr 07, 2023

    Dave Ramsey & Jade Warshaw answer your questions and discuss:

    • "I drive Uber for work but need to sell my car",
    • "How does capital gains tax work?"
    • "Should I invest in company stocks?"
    • "How do I budget getting paid 5 times a year?"
    • "Can I afford a $130,000 car?"


    Support Our Sponsor:

    • Zander Insurance
    • Neighborly


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

    Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy


    I Haven’t Gotten a Raise in 10 Years (Hour 3) Apr 07, 2023

    Dave Ramsey & Jade Warshaw answer your questions and discuss:

    • "I haven't gotten a raise in 10 years!"
    • How do I invest the money for my mom's care?"
    • "Should I go back to my old job to get overtime?"
    • "What's the best way to use our stocks?"


    Support Our Sponsor:

    • Neighborly


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

    Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy


    Should We Be Worried About the National Debt? (Hour 1) Apr 06, 2023

    Dave Ramsey & Jade Warshaw answer your questions and discuss:

    • "Should we be worried about the national debt?"
    • "Can we use our paid off land as a down payment for a house?"
    • Using savings to start a business,
    • "I feel like our debt is never going to end"


    Support Our Sponsor:

    • Christian Healthcare Ministries
    • PODS Moving & Storage
    • Zander Insurance
    • Neighborly


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

    Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy


    Banks Aren’t Even Bashful About Screwing Their Customers! (Hour 2) Apr 06, 2023

    Dave Ramsey & Jade Warshaw answer your questions and discuss:

    • "I don't know what to do next",
    • Why whole-life insurance sucks,
    • from the blog: What Is Whole Life Insurance?
    • "How can the FDIC afford to insure everyone's money?"
    • from the blog: Why Your Money Is Safe in a Bank: A Look at FDIC Insurance and What It Covers.
    • How Rocket Mortgage is screwing their customers.


    Support Our Sponsor:

    • Neighborly


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

    Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy


    I’m Scared for Y’all, This Is Freaking Insanity! (Hour 3) Apr 06, 2023

    Dave Ramsey & Jade Warshaw answer your questions and discuss:

    • "My wife is afraid of the debt payoff process"
    • Paying for home repairs while paying off debt,
    • Why you shouldn't take a job just for the 401(k) match,
    • Why the best "debt relief program" is getting a job,
    • "Our home is 40% of our take home pay"


    Support Our Sponsor:

    • Neighborly


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

    Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy


    Will We Ever See 3% Mortgage Rates Again? (Hour 1) Apr 05, 2023

    Dave Ramsey & Rachel Cruze answer your questions and discuss:

    • "Help! I'm struggling with budgeting",
    • "Will we ever see 3% mortgage rates again?"
    • from the blog: How to Buy a House in 2023,
    • What to do with your money when the market is crazy,
    • "My wife doesn't want to move for my new job"
    • "Should I cash out an inherited IRA?"
    • "How can I best invest for my kids?"


    Support Our Sponsor:

    • PODS Moving & Storage
    • Zander Insurance
    • NetSuite
    • Neighborly


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

    Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy


    I Hit Rock Bottom and Don’t Know What To Do Next (Hour 2) Apr 05, 2023

    Dave Ramsey & Rachel Cruze answer your questions and discuss:

    • "I hit rock bottom and don't know what to do next",
    • Preparing to be a stay-at-home mom,
    • "Can we afford a second home?"
    • "We make $100k and can't seem to make ends meet",
    • Why financial literacy education matters,
    • "When should I buy my first house?"
    • from the blog: How to Buy a House in 2023


    Support Our Sponsor:

    • Neighborly


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

    Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy


    How Do I Stick to My Budget? (Hour 3) Apr 05, 2023

    Dave Ramsey & Rachel Cruze answer your questions and discuss:

    • "How much should I spend on my side hustle?"
    • Daymond John on learning to earn,
    • "How much house can we afford?"
    • The best way to invest for your kids.


    Support Our Sponsor:

    • Neighborly


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

    Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy


    Your Husband Is a "Playa", and You Don’t Play Around With Your Home! (Hour 1) Apr 04, 2023

    Dave Ramsey & Dr. John Delony answer your questions and discuss:

    • Helping a loved one who is dealing with addiction and dysfunction,
    • "My husband and I disagree on what to do with our house",
    • "Should we pay off solar panels?"


    Support Our Sponsor:

    • Churchill Mortgage
    • DreamCloud
    • Zander Insurance
    • Neighborly


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

    Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy


    Do I Need a Credit Card for International Travel? (Hour 2) Apr 04, 2023

    Dave Ramsey & Dr. John Delony answer your questions and discuss:

    • "Should I keep a credit card for traveling?"
    • When to pay off the mortgage,
    • from the blog: How to Pay Off Your Mortgage Early,
    • "We are scared to spend our money"


    Support Our Sponsor:

    • PODS Moving & Storage
    • Neighborly


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

    Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy


    You’re Headed for Stupidville… This Is a Weird Freaking Family (Hour 3) Apr 04, 2023

    Dave Ramsey & Dr. John Delony answer your questions and discuss:

    • "My husband is inheriting a house his ex-wife is living in..."
    • "Should we use the 529 for private school or wait for college?"
    • "How do I invest past the 401(k) max?"
    • from the blog: How to Plan for Retirement


    Support Our Sponsor:

    • Neighborly


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

    Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy


    This Is What Comes From Participation Trophy Culture! (Hour 1) Apr 03, 2023

    Dave Ramsey & Ken Coleman answer your questions and discuss:

    • "Should we purchase rental property?"
    • "How can I budget on irregular income when I'm young?"
    • "I have more money in the bank than FDIC covers"
    • from the blog: Why Your Money Is Safe in a Bank: A Look at FDIC Insurance and What It Covers,
    • Teaching kids about money,
    • What to do with an inheritance,
    • from the blog: What to Do With an Inheritance,


    Support Our Sponsor:

    • Zander Insurance
    • Churchill Mortgage
    • PODS Moving & Storage
    • Neighborly


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Want a plan for your money? Take our FREE 3 minute assessment: https://bit.ly/3nInETX

    Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy


    Your Income Is Your Greatest Wealth-Building Tool (Hour 2) Apr 03, 2023

    Dave Ramsey & Ken Coleman answer your questions and discuss:

    • "I'm hesitant to go into the family business..."
    • "Should I move my 401(k) to a Roth?"
    • Whether or not to pause tithing while paying off debt.


    Support Our Sponsor:

    • Neighborly


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Want a plan for your money? Take our FREE 3 minute assessment: https://bit.ly/3nInETX

    Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy


    My Stepson Keeps Asking Me for Money To Pay His Bills! (Hour 3) Apr 03, 2023

    Dave Ramsey & Ken Coleman answer your questions and discuss:

    • Moving after having just started a new job,
    • "My stepson keeps asking me for money to pay his bills,"
    • "Should we use a cash balanced pension?"
    • "Can I quit-claim deed my timeshare?"


    Support Our Sponsor:

    • Neighborly


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Want a plan for your money? Take our FREE 3 minute assessment: https://bit.ly/3nInETX

    Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy


    Ramsey Rant: Apple Is Becoming a Digital Payday Lender! (Hour 1) Mar 31, 2023

    George Kamel & Jade Warshaw answer your questions and discuss:

    • Balancing part-time work, a mountain of debt, and pursuing a dream career
    • "Apple Pay Later" and why Apple doesn't give a rip about your financial health.
    • from the blog: Buy Now, Pay Later? Why Installment Payment Plans Are Hurting Your Wallet,
    • "We have buyer's remorse after buying our house"
    • "How much should we spend on a car?"


    Support Our Sponsor:

    • Zander Insurance
    • PODS Moving & Storage
    • Churchill Mortgage
    • Neighborly


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Want a plan for your money? Take our FREE 3 minute assessment: https://bit.ly/3nInETX

    Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy


    You Need To Get Your Butt in Gear! (Hour 2) Mar 31, 2023

    George Kamel & Jade Warshaw answer your questions and discuss:

    • "Should I file for bankruptcy?"
    • "I got a car lease from my parents - should I keep it?"
    • "Does a company match count toward my 15%?"
    • from the blog: Should I Take My 401(k) Company Match?
    • Saving for a home.


    Support Our Sponsor:

    • Neighborly


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Want a plan for your money? Take our FREE 3 minute assessment: https://bit.ly/3nInETX

    Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy


    Husband Is Secretly Using Our Savings for Drugs (Hour 3) Mar 31, 2023

    George Kamel & Jade Warshaw answer your questions and discuss:

    • "My husband has been secretly spending our emergency fund on drugs...",
    • What the FDIC means for the average person,
    • from the blog: Why Your Money Is Safe in a Bank: A Look at FDIC Insurance and What It Covers,
    • "Should I keep dating a guy who has a lot of debt?"
    • Shifting from intensity to intentionality.


    Support Our Sponsor:

    • Neighborly


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Want a plan for your money? Take our FREE 3 minute assessment: https://bit.ly/3nInETX

    Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy


    My Boyfriend Co-Signed on His Ex-Girlfriend’s Student Loans (Hour 1) Mar 30, 2023

    Ken Coleman & Rachel Cruze answer your questions and discuss:

    • "My boyfriend co-signed on his ex-girlfriend's student loans",
    • "Should I buy solar panels so I can own my own electricity?"
    • Paying off a vehicle,
    • "Should I wait for the housing market to cool?"


    Support Our Sponsor:

    • Churchill Mortgage
    • Zander Insurance
    • DreamCloud
    • Neighborly


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Want a plan for your money? Take our FREE 3 minute assessment: https://bit.ly/3nInETX

    Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy


    Should I Pull From My 401(k) To Pay Off My House? (Hour 2) Mar 30, 2023

    Ken Coleman & Rachel Cruze answer your questions and discuss:

    • "Should I pull from my 401(k) to pay off my house?"
    • "Is it financially safe for me to retire?"
    • "Should I stay in the military?"
    • "How big should my emergency fund be?"


    Support Our Sponsor:

    • PODS Moving & Storage
    • Neighborly


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Want a plan for your money? Take our FREE 3 minute assessment: https://bit.ly/3nInETX

    Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy


    Should We Buy Land Right Now? (Hour 3) Mar 30, 2023

    Ken Coleman & Rachel Cruze answer your questions and discuss:

    • "Should we buy land for our son and leave it to him in the future?"
    • Investing as a recent college graduate,
    • "Should we file bankruptcy?"
    • "How should I invest $20k?"
    • "Is college worth it for me?"
    • Working with a spouse on the budget.


    Support Our Sponsor:

    • Neighborly


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Want a plan for your money? Take our FREE 3 minute assessment: https://bit.ly/3nInETX

    Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy


    Can I Catch Up on Investing if I Started Late? (Hour 1) Mar 29, 2023

    Rachel Cruze & Dr. John Delony answer your questions and discuss:

    • "Should we stay in a paid for townhome?"
    • "I feel like I'm behind on investing"
    • from the blog: Fastest Ways to Catch Up on Your Retirement Savings,
    • "Should we still sell our house?"
    • Being a blessing to your kids vs. enabling them,
    • How to use a large life insurance payout.


    Support Our Sponsor:

    • NetSuite
    • PODS Moving & Storage
    • Zander Insurance
    • Neighborly


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Want a plan for your money? Take our FREE 3 minute assessment: https://bit.ly/3nInETX

    Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy


    NEVER Say These Things to Your Spouse About Money (Hour 2) Mar 29, 2023

    Rachel Cruze & Dr. John Delony answer your questions and discuss:

    • What to do when you're underwater on your car,
    • from the blog: How to Get Out of a Car Loan,
    • How to get on the same page as your spouse (and 10 things you should NEVER say),
    • from the blog: How to Talk to Your Spouse About Money,
    • "Should I contribute less to retirement to save up for a house?"
    • Budgeting on an irregular income,
    • "Did I mess up by paying off my house too early?"


    Support Our Sponsor:

    • Neighborly


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Want a plan for your money? Take our FREE 3 minute assessment: https://bit.ly/3nInETX

    Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy


    You’ll Never Succeed if You Can’t Build Trust (Hour 3) Mar 29, 2023

    Rachel Cruze & Dr. John Delony answer your questions and discuss:

    • Dr. Henry Cloud on Trust: Knowing When to Give It, When to Withhold It, How to Earn It, and How to Fix It When It Gets Broken,
    • "How do I get my money on track as I'm expecting my first child?"
    • "Should I pull from my Roth IRA to pay off debt?"


    Support Our Sponsor:

    • Neighborly


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Want a plan for your money? Take our FREE 3 minute assessment: https://bit.ly/3nInETX

    Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy


    Your Husband Chose His Mom Over You! (Why Is She Not In Jail?!) (Hour 1) Mar 28, 2023

    Jade Warshaw & John Delony answer your questions and discuss:

    • A mother-in-law that stole $300k from her sons inheritance,
    • How rising interest rates and consumer debt is creating an "ugly stew" for American's,
    • from the blog: State of Personal Finance: Trends for 2023
    • What to do with extra income in Baby Steps 4-6,
    • How long you should rent before buying a house,
    • from the blog: Should I Rent or Buy a House?
    • How to get back on the plan after having a baby,
    • from the blog: How to Win With Money in 7 Baby Steps


    Support Our Sponsor:

    • PODS Moving & Storage
    • DreamCloud
    • NetSuite
    • Neighborly


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Want a plan for your money? Take our FREE 3 minute assessment: https://bit.ly/3nInETX

    Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy


    I Went Into Debt And I Never Want To Do It Again! (Hour 2) Mar 28, 2023

    Jade Warshaw & John Delony answer your questions and discuss:

    • The best ways to be saving money,
    • from the blog: How Much Should I Have In Savings?
    • "Should we pay off our car before our baby arrives?",
    • from the blog: When to Pause Your Debt Snowball
    • What to do when you're starting at "Baby Step Zero",
    • from the blog: 4 Things You Must Include In Your Budget
    • How to prioritize a mortgage and investing when managing health crises,
    • How being out of debt will set you ahead and bring you peace when it seems like the world is falling apart.


    Support Our Sponsor:

    • Zander Insurance
    • Neighborly


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Want a plan for your money? Take our FREE 3 minute assessment: https://bit.ly/3nInETX

    Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy


    You're Wealthy Broke People! You Know This Is Insane (Hour 3) Mar 28, 2023

    Jade Warshaw & John Delony answer your questions and discuss:

    • How much money you can afford for kids activities,
    • Why borrowing money from friends and family will ruin your relationships,
    • What to do when your spouse won't talk to you about debt and finances,
    • from the blog: How To Talk To Your Spouse About Money
    • Crazy ways to get money to save money and pay off debt,
    • from the blog: 27 Side Hustle Ideas to Earn Extra Money
    • Focusing on the Baby Steps to do them in the right order,
    • How to decide between staying close to family or moving across the country for a job,
    • What to do when you hate your job but it's paying for college,
    • from the blog: What to Do If You Hate Your Job


    Support Our Sponsor:

    • Neighborly


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Want a plan for your money? Take our FREE 3 minute assessment: https://bit.ly/3nInETX

    Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy


    Our Investments Keep Losing Money… What Should We Do? (Hour 1) Mar 27, 2023

    Ken Coleman & George Kamel answer your questions and discuss:

    • Investing at a young age to take advantage of compound interest,
    • from the blog: How Teens Can Become Millionaires,
    • "Our investments keep losing money... what should we do?"
    • from the blog: How to Avoid Costly Mistakes When the Market Is Down,
    • Putting your financial "oxygen mask" on first before saving for the kids,
    • "How should I pay taxes that I owe?"
    • Saving for a home repair while expecting a baby.


    Support Our Sponsor:

    • Christian Healthcare Ministries
    • Zander Insurance
    • PODS Moving & Storage
    • Neighborly


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Want a plan for your money? Take our FREE 3 minute assessment: https://bit.ly/3nInETX

    Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy


    What if the Value of the US Dollar Collapses? (Hour 2) Mar 27, 2023

    Ken Coleman & George Kamel answer your questions and discuss:

    • What happens if the US loses its world reserve currency status?
    • Picking up a second job,
    • "Should I cut back on overtime so I can be home more with my family?"
    • Focusing on paying off the mortgage,
    • from the blog: How to Pay Off Your Mortgage Early,
    • "Should I take out a life insurance policy for my mom?"


    Support Our Sponsor:

    • Neighborly


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Want a plan for your money? Take our FREE 3 minute assessment: https://bit.ly/3nInETX

    Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy


    This Is a Relational and Financial Nightmare! (Hour 3) Mar 27, 2023

    Ken Coleman & George Kamel answer your questions and discuss:

    • "Should I buy a house with my brother or with my fiancé?"
    • Using savings to pay off the house,
    • "What should I do after selling my business?"


    Support Our Sponsor:

    • Neighborly


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Want a plan for your money? Take our FREE 3 minute assessment: https://bit.ly/3nInETX

    Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy


    Help! I Keep Going Back Into Debt… (Hour 1) Mar 24, 2023

    Ken Coleman & Rachel Cruze answer your questions and discuss:

    • Investing vs. saving for a down payment,
    • "Help me get out of the cycle of debt"
    • from the blog: Do This First If You Want to Get Out of Debt,
    • Paying the bills after a layoff,
    • "Sell our property on a payment plan?"
    • Should I use savings to pay off my house?


    Support Our Sponsor:

    • NetSuite
    • Zander Insurance
    • PODS Moving & Storage
    • Neighborly


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Want a plan for your money? Take our FREE 3 minute assessment: https://bit.ly/3nInETX

    Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy


    Should I Use My Savings To Pay Off Debt? (Hour 2) Mar 24, 2023

    Ken Coleman & Rachel Cruze answer your questions and discuss:

    • How you can get 4 meals for $43,
    • "Should I use my savings to pay off my student loans?"
    • Starting a part-time business to pay off debt,
    • Getting out of an upside down vehicle.
    • from the blog: How to Get Out of an Upside-Down Car Loan


    Support Our Sponsor:

    • Neighborly


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Want a plan for your money? Take our FREE 3 minute assessment: https://bit.ly/3nInETX

    Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy


    This Is What Happens When the Government Tries To “Help” (Hour 3) Mar 24, 2023

    Ken Coleman & Rachel Cruze answer your questions and discuss:

    • How the Fed is screwing up the economy,
    • "I moved in with my boyfriend and then we broke up",
    • "My wife and I disagree about taking a trip for work",
    • Investing vs. paying off the house.


    Support Our Sponsor:

    • Neighborly


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Want a plan for your money? Take our FREE 3 minute assessment: https://bit.ly/3nInETX

    Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy


    This Is the Real Madness of March (Hour 1) Mar 23, 2023

    Ken Coleman & Jade Warshaw answer your questions and discuss:

    • March Madness through the lens of college tuition,
    • "Should I buy my wife a truck?"
    • "Is this a scam?"
    • Paying down debt after a layoff,
    • "Should we take 6 months off work to travel?"


    Support Our Sponsor:

    • PODS Moving & Storage
    • Christian Healthcare Ministries
    • Zander Insurance
    • Neighborly


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Want a plan for your money? Take our FREE 3 minute assessment: https://bit.ly/3nInETX

    Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy


    FOOD: Saving Money on the #1 Budget Buster (Hour 2) Mar 23, 2023

    Ken Coleman & Jade Warshaw answer your questions and discuss:

    • Ken and Jade do a taste test comparing generic and name brand food to save money on groceries,
    • 8 Meal Planning Rules,
    • Saving for retirement to pay off debt,
    • "Should I push my spouse to choose a new career?"
    • Get Clear Career Assessment
    • "Can we finally afford to buy a house?"


    Support Our Sponsor:

    • Neighborly


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Want a plan for your money? Take our FREE 3 minute assessment: https://bit.ly/3nInETX

    Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy


    He Has $100K in Debt and Wants To Buy a New Tesla… (Hour 3) Mar 23, 2023

    Ken Coleman & Jade Warshaw answer your questions and discuss:

    • "My boyfriend has over $100k in debt and now he wants to buy a new Tesla",
    • "I owe my ex-wife money...",
    • "Should I cancel credit cards as they're paid off?"
    • How to use extra money.


    Support Our Sponsor:

    • Neighborly


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Want a plan for your money? Take our FREE 3 minute assessment: https://bit.ly/3nInETX

    Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy


    THIS Is the Fastest Way To Build Wealth (Hour 1) Mar 22, 2023

    Dave Ramsey & Rachel Cruze answer your questions and discuss:

    • How aggressively to pay down a car loan,
    • Managing unexpected medical bills,
    • "Should I move to a higher paying job if it changes benefits?"


    Support Our Sponsor:

    • Churchill Mortgage
    • Zander Insurance
    • DreamCloud
    • Neighborly


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Want a plan for your money? Take our FREE 3 minute assessment: https://bit.ly/3nInETX

    Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy


    Should I Invest in Gold in Case the Economy Collapses? (Hour 2) Mar 22, 2023

    Dave Ramsey & Rachel Cruze answer your questions and discuss:

    • Buying a replacement vehicle after a wreck,
    • Investing in gold in case of an economic collapse,
    • from the blog: Why Investing in Precious Metals Is a Bad Idea,
    • "Should we sell some of our rentals?"
    • Buying a family business,
    • Why personal finance is more personal than finance.


    Support Our Sponsor:

    • PODS Moving & Storage
    • Neighborly


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Want a plan for your money? Take our FREE 3 minute assessment: https://bit.ly/3nInETX

    Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy


    Meet the Millionaire Toilet Scrubber! (Hour 3) Mar 22, 2023

    Dave Ramsey & Rachel Cruze interview millionaires to find out how they built wealth!


    Support Our Sponsor:

    • Neighborly


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Want a plan for your money? Take our FREE 3 minute assessment: https://bit.ly/3nInETX

    Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy


    This Is What the Life of a Hustler Looks Like (Hour 1) Mar 21, 2023

    Dave Ramsey & Jade Warshaw answer your questions and discuss:

    • "Can I pause paying off debt to buy a car?"
    • from the blog: How to Buy a Used Car Right Now,
    • Whole life vs. Term Insurance,
    • from the blog: What Is Term Life Insurance?
    • Saving for retirement vs. paying off debt.


    Support Our Sponsor:

    • Zander Insurance
    • Churchill Mortgage
    • PODS Moving & Storage
    • Neighborly


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Want a plan for your money? Take our FREE 3 minute assessment: https://bit.ly/3nInETX

    Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy


    Quit Trying To Trick Your Way Out of Debt! (Hour 2) Mar 21, 2023

    Dave Ramsey & Jade Warshaw answer your questions and discuss:

    • Following a proven plan vs. "your plan",
    • Should I do a HELOC,
    • from the blog: HELOC: What Is a Home Equity Line of Credit?
    • "Should we pay off our house or invest instead?"
    • What to do with a rental property (and the Sunk Cost Fallacy explained),
    • Handling an inherited IRA.


    Support Our Sponsor:

    • Neighborly


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Want a plan for your money? Take our FREE 3 minute assessment: https://bit.ly/3nInETX

    Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy


    You Need a Lawyer To Put the Fear of God in Your Renters (Hour 3) Mar 21, 2023

    Dave Ramsey & Jade Warshaw answer your questions and discuss:

    • "What do we do with our money during a sabbatical?"
    • What to do when your renters stop paying rent,
    • The best way to save up for a rental property,
    • Transferring mutual funds when employer switches 401(k) plans,
    • "Should I take out small loans to boost my credit score?"
    • from the blog: The Best Way to Improve Your Credit Score


    Support Our Sponsor:

    • Neighborly


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Want a plan for your money? Take our FREE 3 minute assessment: https://bit.ly/3nInETX

    Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy


    There Are STILL Smart People in America! (Just Not in Washington) (Hour 1) Mar 20, 2023

    Dave Ramsey & Jade Warshaw answer your questions and discuss:

    • How do I get to 15% if I'm already maxing out my 401(k) and Roth?
    • from the blog: Why Should I Invest 15% of My Income for Retirement?
    • Selling a lake house to pay off the primary home,
    • Setting up an estate plan for a tricky family situation,
    • What to do with a settlement,
    • "My husband wants to buy an AirBnB w/ a HELOC",
    • Looking for another career.


    Support Our Sponsor:

    • DreamCloud
    • PODS Moving & Storage
    • NetSuite
    • Neighborly


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Want a plan for your money? Take our FREE 3 minute assessment: https://bit.ly/3nInETX

    Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy


    Desperation Leads to Stupidity Which Leads to Being Broke (Hour 2) Mar 20, 2023

    Dave Ramsey & Jade Warshaw answer your questions and discuss:

    • Why you should stay away from viaticals,
    • Using savings to pay off rentals,
    • "Should I use my emergency fund to pay off my car?"


    Support Our Sponsor:

    • Zander Insurance
    • Neighborly


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Want a plan for your money? Take our FREE 3 minute assessment: https://bit.ly/3nInETX

    Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy


    Leave the Cave, Kill Something, and Drag It Home! (Hour 3) Mar 20, 2023

    Dave Ramsey & Jade Warshaw answer your questions and discuss:

    • What to do with a whole life policy,
    • from the blog: What Is Whole Life Insurance?
    • "Should I keep paying off debt after being laid off?"
    • "How do I best invest an inheritance?"
    • "My husband wants to wait for student loan forgiveness"
    • from the blog: Student Loan Forgiveness


    Support Our Sponsor:

    • Neighborly


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Want a plan for your money? Take our FREE 3 minute assessment: https://bit.ly/3nInETX

    Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy


    Delony Rant: This Is an Insane Way To Live! (Hour 1) Mar 17, 2023

    Dr. John Delony & George Kamel answer your questions and discuss:

    • Looking for a new career while paying off debt,
    • What to do with bills in collections,
    • from the blog: How to Pay Off Collections,
    • "Should I sell my house to pay off debt?"
    • from the blog: Should You Sell Your Home to Knock Out Debt?
    • "Protecting your family when you're uninsurable"


    Support Our Sponsor:

    • PODS Moving & Storage
    • DreamCloud
    • Zander Insurance
    • Neighborly


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Want a plan for your money? Take our FREE 3 minute assessment: https://bit.ly/3nInETX

    Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy


    The Dirty Little Secret Behind Credit Card Rewards (Hour 2) Mar 17, 2023

    Dr. John Delony & George Kamel answer your questions and discuss:

    • "Should I save up for a down payment or pay for a house in cash?"
    • The truth behind credit card reward points,
    • "How do I best prepare for my future family?"
    • "I have $230k in undergrad student loan debt",
    • "I'm having a hard time emptying our savings to pay off debts"
    • "We have rental properties but no retirement"


    Support Our Sponsor:

    • Neighborly


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Want a plan for your money? Take our FREE 3 minute assessment: https://bit.ly/3nInETX

    Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy


    How Much Money Will Solve All Your Problems? (Hour 3) Mar 17, 2023

    Dr. John Delony & George Kamel answer your questions and discuss:

    • Can money buy happiness?
    • Transitioning from intensity to intentionality
    • "Is it selfish if I feel stuck as a stay-at-home mom?"
    • "Should I sell my house after moving for work?"


    Support Our Sponsor:

    • Neighborly


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Want a plan for your money? Take our FREE 3 minute assessment: https://bit.ly/3nInETX

    Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy


    Financial Peace Turns Emergencies Into Inconveniences (Hour 1) Mar 16, 2023

    Dave Ramsey & Jade Warshaw answer your questions and discuss:

    • "Your plan kept us safe from the SVB collapse",
    • What to do with an old 529,
    • "I owe $3 million on my rental properties..."


    Support Our Sponsor:

    • NetSuite
    • PODS Moving & Storage
    • Churchill Mortgage
    • Neighborly


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Want a plan for your money? Take our FREE 3 minute assessment: https://bit.ly/3nInETX

    Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy


    There’s No Such Thing as a “Forever Home” (Hour 2) Mar 16, 2023

    Dave Ramsey & Jade Warshaw answer your questions and discuss:

    • "Our debt is worse than we thought it was..."
    • "Should we pay off our mortgage or save for a dream home?"
    • "My ex-wife's student loans are in collections",
    • "Sell one rental property to pay off the other?"


    Support Our Sponsor:

    • Zander Insurance
    • Neighborly


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Want a plan for your money? Take our FREE 3 minute assessment: https://bit.ly/3nInETX

    Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy


    No More Excuses, You’ve Gotta Make a Change! (Hour 3) Mar 16, 2023

    Dave Ramsey & Jade Warshaw answer your questions and discuss:

    • "I lost half my income and I'm behind on debts",
    • "Do HSAs count toward Baby Step 4?"
    • from the blog: How to Make the Most of Your HSA Investment,
    • What to do with savings after marriage?
    • Investing vs. paying off the home.


    Support Our Sponsor:

    • Neighborly


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Want a plan for your money? Take our FREE 3 minute assessment: https://bit.ly/3nInETX

    Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy


    Paint or Get off the Ladder! (Hour 1) Mar 15, 2023

    Dave Ramsey & Dr. John Delony answer your questions and discuss:

    • "I'm running out of money to fight for custody",
    • "When should I pay off the house?"
    • Financially planning for a baby,
    • from the blog: Having a Baby? Don't Forget These Expenses


    Support Our Sponsor:

    • DreamCloud
    • Zander Insurance
    • NetSuite
    • Neighborly


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Want a plan for your money? Take our FREE 3 minute assessment: https://bit.ly/3nInETX

    Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy


    Don’t Nickel and Dime Your Way Into Marriage (Hour 2) Mar 15, 2023

    Dave Ramsey & Dr. John Delony answer your questions and discuss:

    • "Should I allow finances to stop our marriage plans?"
    • "Should I allow my dad to be my financial advisor?"
    • Is the $1000k emergency fund reasonable?
    • from the blog: Is a $1,000 Emergency Fund Enough?
    • "I can't get my wife on board with the Baby Steps",
    • "My husband refuses to get life insurance",
    • What to do with an inheritance.


    Support Our Sponsor:

    • PODS Moving & Storage
    • Neighborly


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Want a plan for your money? Take our FREE 3 minute assessment: https://bit.ly/3nInETX

    Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy


    Making Financial Decisions When Under Stress (Hour 3) Mar 15, 2023

    Dave Ramsey & Dr. John Delony answer your questions and discuss:

    • How to manage an inherited estate,
    • What to do with a large financial gift,
    • "Should I pay off my house or buy a rental?"
    • Using savings to pay off student loans,
    • "My kids are having a hard time after a move"


    Support Our Sponsor:

    • Neighborly


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Want a plan for your money? Take our FREE 3 minute assessment: https://bit.ly/3nInETX

    Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy


    Should I Let My Friend Borrow Money? (Hour 1) Mar 14, 2023

    Dave Ramsey & Jade Warshaw answer your questions and discuss:

    • "Should I go into business with my friend?"
    • from the blog: The Dirt on Partnerships,
    • What to do when friends ask for money,
    • "Should I break up my brokerage fund into multiple accounts?"
    • "We were gifted a deed"


    Support Our Sponsor:

    • Christian Healthcare Ministries
    • PODS Moving & Storage
    • Zander Insurance
    • Neighborly


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Want a plan for your money? Take our FREE 3 minute assessment: https://bit.ly/3nInETX

    Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy


    Don’t Invest Your Money Based on the News Headlines! (Hour 2) Mar 14, 2023

    Dave Ramsey & Jade Warshaw answer your questions and discuss:

    • "Should I pull from retirement to pay off credit cards?"
    • Investing to retire early,
    • from the blog: Can I Retire Early?
    • Where a HUD loan goes in the baby steps,
    • Using a brokerage account for a down payment on a house,
    • Taking out social security early to pay off a mortgage.


    Support Our Sponsor:

    • Neighborly


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Want a plan for your money? Take our FREE 3 minute assessment: https://bit.ly/3nInETX

    Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy


    You Have to Chose Which Thing Is Going To Suck (Hour 3) Mar 14, 2023

    Dave Ramsey & Jade Warshaw answer your questions and discuss:

    • "Will buying a condo ruin me financially?"
    • Getting rid of debt while still in school,
    • Helping with an elderly parent's assisted living expenses,
    • Adjusting a budget to go down to one income,
    • "Should I sell the car?"


    Support Our Sponsor:

    • Neighborly


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Want a plan for your money? Take our FREE 3 minute assessment: https://bit.ly/3nInETX

    Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy


    You’re Hell-Bent on Getting Rich Quick (Hour 1) Mar 13, 2023

    Dave Ramsey & George Kamel answer your questions and discuss:

    • The best way to use an inheritance,
    • "When do you have to pay capital gains tax?"
    • from the blog: What Is Capital Gains Tax?
    • Why you should hardly ever put money in CDs.
    • from the blog: What Is a Certificate of Deposit (CD)?


    Support Our Sponsor:

    • Zander Insurance
    • Churchill Mortgage
    • PODS Moving & Storage
    • Neighborly


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Want a plan for your money? Take our FREE 3 minute assessment: https://bit.ly/3nInETX

    Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy


    The Great News About the SVB Collapse (Hour 2) Mar 13, 2023

    Dave Ramsey & George Kamel answer your questions and discuss:

    • The great news about the SVB collapse,
    • from the blog: Why Your Money Is Safe in a Bank: A Look at FDIC Insurance and What It Covers,
    • "Move in with my parents to save money?"
    • "Should we buy whole life insurance?"


    Support Our Sponsor:

    • Neighborly


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Want a plan for your money? Take our FREE 3 minute assessment: https://bit.ly/3nInETX

    Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy


    Should I Rent My Car Out on Turo? (Hour 3) Mar 13, 2023

    Dave Ramsey & George Kamel answer your questions and discuss:

    • Splitting property with family,
    • "Should I buy a car in cash to use as a rental on Turo?"
    • "I have a mountain of debt; where do I start?"


    Support Our Sponsor:

    • Neighborly


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Want a plan for your money? Take our FREE 3 minute assessment: https://bit.ly/3nInETX

    Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy


    2023 Real Estate Trends: Should You Buy a House Right Now? (Hour 1) Mar 10, 2023

    George Kamel & Rachel Cruze answer your questions and discuss:

    • "I was laid off right after buying a house",
    • "Can I have fun and still save money?"
    • High Interest rates and 2023 real estate trends,
    • from the blog: 2023 Real Estate Trends: What You Need to Know,
    • "What should I do with a cashed out pension?"


    Support Our Sponsor:

    • Zander Insurance
    • Churchill Mortgage
    • NetSuite
    • Neighborly


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Want a plan for your money? Take our FREE 3 minute assessment: https://bit.ly/3nInETX

    Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy


    You Choose: $1200 Car Payment OR 3 Million Dollars? (Hour 2) Mar 10, 2023

    George Kamel & Rachel Cruze answer your questions and discuss:

    • "How can I possibly afford a house?"
    • Short-term vs. long-term mindsets with money,
    • Accessing retirement without tax penalties?
    • "Collectors won't negotiate with me"
    • from the blog: How to Pay Off Collections,
    • Buying a car in Baby Step 2.


    Support Our Sponsor:

    • PODS Moving & Storage
    • Neighborly


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Want a plan for your money? Take our FREE 3 minute assessment: https://bit.ly/3nInETX

    Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy


    Setting a Strong Foundation To Build Wealth (Hour 3) Mar 10, 2023

    George Kamel & Rachel Cruze answer your questions and discuss:

    • Setting a foundation to build wealth,
    • "My husband's boss is a pig... should he leave?"
    • "Should I cash out my investments to buy a house?"
    • from the blog: How to Save for a House,
    • Investing while paying off debt.
    • from the blog: When You Should Stop Investing,
    • "When should I invest in my side hustle?"


    Support Our Sponsor:

    • Neighborly


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Want a plan for your money? Take our FREE 3 minute assessment: https://bit.ly/3nInETX

    Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy


      Related Podcasts

      Damiri | داميري

      1

      Damiri | داميري Business
      The Events Podcast

      2

      The Events Podcast Business
      نتكلم بزنس مع ممدوح الردادي

      3

      نتكلم بزنس مع ممدوح الردادي Business
      Take Command: A Dale Carnegie Podcast

      4

      Take Command: A Dale Carnegie Podcast Business
      Building Places | People, Cities and the Future of Real Estate

      5

      Building Places | People, Cities and the Future of Real Estate Investing
      Reaching World Podcast

      6

      Reaching World Podcast Business
      footer-logo

      Contact Us

      Toll Free: 844-670-7747

      Links

      • Home
      • Top Charts
      • Networks
      • Apps
      • Independents Podcasts
      • Podcast Advertising
      • Podcast News
      • Contact Us
      • About Us
      • Analytics & Insights

      Stay Connected

        Privacy, Terms of Use & Our Code of Ethics Protecting Content Creators Copyrights