The Ramsey Show

Learning To Let Go of Your Financial Mistakes Dec 07, 2023

Rachel Cruze & Ken Coleman answer your questions and discuss:

Letting go of past financial mistakes,
"My husband doesn't want me to stay at home,"
"We feel guilty spending our money,"
"I barely make any money, what can I do?"
"Should I take out more loans to continue my education?"
"How do I talk to my parents about money?"
Money lessons from Christmas movies,
"Paying off debt while unemployed,"
"Should we sell our house when we move?"
"Should I tell my boss that I'm looking for a new job,"
"Did we buy too much home?"
"Take out student loans to start a business?"
"Is our childcare cost too high?"

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Support Our Sponsors:

Start your EveryDollar Free Account today: Click Here

You could WIN $5,000! Enter the Ramsey Christmas Cash Giveaway today!

Find a Ramsey Trusted Real Estate Agent: Click Here

Want a plan for your money? Find out where to start: Click Here

Listen to all The Ramsey Network podcasts: Click Here

Interested in advertising on The Ramsey Show? Click Here

Learn more about your ad choices. https://www.megaphone.fm/adchoices

Stop Stepping Over Dollars To Pick Up Nickels Dec 06, 2023

George Kamel & Dr. John Delony answer your questions and discuss:

How to start managing investments after a loved one passes,
read more: Questions to Ask a Financial Advisor at Your First Meeting
What to do when a job requires you to have a credit score,
George's book: Breaking Free From Broke
How to get started flipping houses,
read more: How to Flip a House
"Should I buy a Tesla for the tax credits?"
read more: What are Tax Credits?
How to know if you should sell your house to get out of debt,
How to go back school without debt when living paycheck to paycheck,
A caller financed 3 vehicles to start a rental car business and ruined their finances,
The biggest excuses George hears about cars,
read now: How to Buy a Used Car Right Now
"How do I stay within my budget?"
"I'm underwater on my car and can't get a loan,"
"How can I help my daughter deal with collectors?"
"Should I buy a house while still in debt?"
"Pull from my 401(k) to pay off the IRS?"
"Is now a good time to buy a house?"

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Support Our Sponsors:

Find a Ramsey Trusted Real Estate Agent: Click Here

Start your EveryDollar Free Account today: Click Here

You could WIN $5,000! Enter the Ramsey Christmas Cash Giveaway today!

Want a plan for your money? Find out where to start: Click Here

Listen to all The Ramsey Network podcasts: Click Here

Interested in advertising on The Ramsey Show? Click Here

Learn more about your ad choices. https://www.megaphone.fm/adchoices

Do You Know Where All Your Money Is Going? Dec 05, 2023

Rachel Cruze & Dr. John Delony answer your questions and discuss:

"Should we buy long-term care insurance?"
"How do we deal with a setback in our budget?"
"Should we wait to move for a new job?"
"When do I stop investing?"
"I don't know where our money is going,"
"Can we pause investing to grow our business?"
"Does it make sense for us to combine finances?"
"How do we best leave real estate to our kids?"
"Grieving a cancer diagnosis,"
"Paying off debt while still in school,"
"We aren't getting the promised solar tax breaks,"
"Should I use a debt consolidation loan?"

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Support Our Sponsors:

Have more money and less stress with George Kamel's NEW book, Breaking Free From Broke!

Find a Ramsey Trusted Real Estate Agent: Click Here

Start your EveryDollar Free Account today: Click Here

Want a plan for your money? Find out where to start: Click Here

Listen to all The Ramsey Network podcasts: Click Here

Interested in advertising on The Ramsey Show? Click Here

Learn more about your ad choices. https://www.megaphone.fm/adchoices

If You Follow the Proven Plan, This Stuff WORKS Dec 04, 2023

Ken Coleman & George Kamel answer your questions and discuss:

"15% to retirement is too much for our budget,"
"How do I pay my bills after losing my job?"
"What's the best way to combine finances?"
"How do we get started investing without risk?"
"What should I do with money from a lawsuit?"
"We disagree about our rental property..."
"Should I focus on pay or finding my calling?"
"What's the best way to tackle my student loans?"
"Should I sell my car?"
"Should I buy rental property with my family?"
"Does funding asbestos removal count as an emergency?"
"Would it be smart to sell our house?"
"How do I budget for unexpected issues?"
"Should I buy my parents' house?"
"What's my next step to find my dream job?"

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Support Our Sponsors:

Start your EveryDollar Free Account today: Click Here

Have more money and less stress with George Kamel's NEW book, Breaking Free From Broke!

Find a Ramsey Trusted Real Estate Agent: Click Here

Want a plan for your money? Find out where to start: Click Here

Listen to all The Ramsey Network podcasts: Click Here

Interested in advertising on The Ramsey Show? Click Here

Learn more about your ad choices. https://www.megaphone.fm/adchoices

How Can I Get Ahead With My Money? Dec 01, 2023

Ken Coleman & Rachel Cruze answer your questions and discuss:

Why combining money before you get married is a bad idea
"Is my wife a princess for not wanting to work?"
"Preparing to take on my girlfriend's debt?"
"Am I being too stingy with vacations?" (Yes)
"My lifestyle is completely unsustainable..."
"Am I being irresponsible?"
"Buy a home if it will double my housing cost?"
"What should I do with my increased income?"
"Can I use my emergency fund for daughter's quinceañera?"
"How do I get ahead when my income is so low?"
"Should I keep my whole life insurance?"
"Should I move out of my parents' house?"
"Sell rentals and primary to buy our dream home?"

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Support Our Sponsors:

Start your EveryDollar Free Account today: Click Here

Cyber Monday Deals are here! Shop meaningful gifts for as low as $7 this week only!: Click Here

Find a Ramsey Trusted Real Estate Agent: Click Here

Want a plan for your money? Find out where to start: Click Here

Listen to all The Ramsey Network podcasts: Click Here

Interested in advertising on The Ramsey Show? Click Here

Learn more about your ad choices. https://www.megaphone.fm/adchoices

Breaking the Paycheck-to-Paycheck Cycle Nov 30, 2023

Jade Warshaw & Rachel Cruze answer your questions and discuss:

"Should I pull from my 401(k) to pay off debt?"
"What's the best way to pay off my truck?"
"How should I save money for the future?"
"Can we afford to stay in our current apartment?"
Living paycheck-to-paycheck,
"How can we fix our finances?"
"Scammers are after my father, what can I do?"
"We hate the house we bought,"
"How do I start investing?"
"Should we give Christmas gifts to teachers?"
"Should we pay off our house before investing?"
"Pay off debt before buying more rentals?"
"Should I drop my car insurance?"
"Pay off debt before buying more rentals?"

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Support Our Sponsors:

Protect yourself with the right coverage—Take our Coverage Quiz!

Start your EveryDollar Free Account today: Click Here

Cyber Monday Deals are here! Shop meaningful gifts for as low as $7 this week only!: Click Here

Want a plan for your money? Find out where to start: Click Here

Listen to all The Ramsey Network podcasts: Click Here

Interested in advertising on The Ramsey Show? Click Here

Learn more about your ad choices. https://www.megaphone.fm/adchoices

Making Good Financial Decisions Is Hard (but Worth It) Nov 29, 2023

Rachel Cruze & Jade Warshaw answer your questions and discuss:

"Should I take out a loan from a family member?"
"Should I have more than $1000 in Baby Step 1,"
"My parents lost their business, how can I help?"
"The real truth about Christmas gifts,"
"How should I save for a house?"
Why it's sometimes hard to make wise money decisions
"I'm scared to tithe while on Baby Step 2,"
"I'm not happy with our affordable vacations,"
"My husband is about to file bankruptcy"
"Should I leave my job?"
"How can I best pay off debt?"
"Should we cash out investments to pay off debt?"
"Should we move closer to family?"
"I'm $42K in debt and just lost my job"

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Support Our Sponsors:

Cyber Monday Deals are here! Shop meaningful gifts for as low as $7 this week only! Click Here

For help with investing, get connected with a SmartVestor Pro: Click Here

Protect yourself with the right coverage—Take our Coverage Quiz!

Want a plan for your money? Find out where to start: Click Here

Listen to all The Ramsey Network podcasts: Click Here

Interested in advertising on The Ramsey Show? Click Here

Learn more about your ad choices. https://www.megaphone.fm/adchoices

Patience Always Pays Off in the Long Run Nov 28, 2023

George Kamel & Ken Coleman answer your questions and discuss:

"I don't know what I want to do while grieving,"
"Pay minimum payments while saving for a house?"
"Should I take a commission only job?"
"How do I balance my faith with pursuing wealth?"
"Pay off our house before starting to invest?"
"Change our budget for my seasonal job?"
"Take cash from my mom with strings attached?"
"Take a lower paying job or wait for a better offer?"
"I bought a house and found out the seller painted over mold,"
"Should I stop investing to pay off my loans?"
"What is the safest way to invest with family?"
"Should I talk to my spouse about money?"
Dealing with a rude and difficult boss.

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Support Our Sponsors:

Cyber Monday Deals are here! Shop meaningful gifts for as low as $7 this week only! Click Here

Start your EveryDollar Free Account today: Click Here

Sponsor a school and change a student's financial future! Click Here

Want a plan for your money? Find out where to start: Click Here

Listen to all The Ramsey Network podcasts: Click Here

Interested in advertising on The Ramsey Show? Click Here

Learn more about your ad choices. https://www.megaphone.fm/adchoices

Personal Finance Is 20% Knowledge, 80% Behavior Nov 27, 2023

Dr. John Delony & George Kamel answer your questions and discuss:

"Our 23-year-old stepson doesn't want to be an adult,"
"I'm afraid to use life insurance to pay off debt,"
"How do I pay off my debt faster?"
"Rebuilding my life after divorce,"
"Can we afford to be generous?"
"I don't trust myself with money,"
"Pay off debt before starting the Baby Steps?"
"Should we sell our house when we move?"
"What should I do with money in my bank?"
"Should I propose with a ring from a past relationship?"
"My dad gave us a house, what's our next step?"
"Should I pay off my husband's debt?"

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Support Our Sponsors:

Start your EveryDollar Free Account today: Click Here

Cyber Monday Deals are here! Shop meaningful gifts for as low as $7 this week only!: Click Here

For help with investing, get connected with a SmartVestor Pro: Click Here

Want a plan for your money? Find out where to start: Click Here

Listen to all The Ramsey Network podcasts: Click Here

Interested in advertising on The Ramsey Show? Click Here

Learn more about your ad choices. https://www.megaphone.fm/adchoices

The Best Calls of the Year So Far (Part 5) Nov 24, 2023

While the team is off for Thanksgiving break, we've curated this special episode with some of our favorite calls of the year. We hope you enjoy and we'll be back on Monday!

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Support Our Sponsors:

The Black Friday Sale is here! Shop meaningful gifts for as low as $8 this week only! Click Here

Start your EveryDollar Free Account today: Click Here

Need help with your taxes? See who we trust: Click Here

Want a plan for your money? Find out where to start: Click Here

Listen to all The Ramsey Network podcasts: Click Here

Interested in advertising on The Ramsey Show? Click Here

Learn more about your ad choices. https://www.megaphone.fm/adchoices

The Best Calls of the Year So Far (Part 4) Nov 23, 2023

While the team is off for Thanksgiving break, we've curated this special episode with some of our favorite calls of the year. We hope you enjoy and we'll be back on Monday!

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Support Our Sponsors:

Start your EveryDollar Free Account today: Click Here

Protect yourself with the right coverage—Take our Coverage Quiz!

The Black Friday Sale is here! Shop meaningful gifts for as low as $8 this week only! Click Here

Want a plan for your money? Find out where to start: Click Here

Listen to all The Ramsey Network podcasts: Click Here

Interested in advertising on The Ramsey Show? Click Here

Learn more about your ad choices. https://www.megaphone.fm/adchoices

Quit Making Yourself a Victim! Nov 22, 2023

Jade Warshaw & Dr. John Delony answer your questions and discuss:

"My husband's drinking is affecting our money,"
"I can't afford the minimum payments on my debt,"
"How an I help my wife understand we can't afford to travel to visit family?"
"Is the 15% investing rule based on gross or net?"
"My house payment is half my take-home pay,"
Preparing to manage money after college,
Helping irresponsible family with money,
"Should I buy a house with my brother?"
"Should I pay my girlfriend's hospital bills?"
"I'm having trouble finding a side hustle,"
"I am recovering from a gambling addiction,"
"Should I take out a loan to pay off my IRS debt?"

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Support Our Sponsors:

The Black Friday Sale is here! Shop meaningful gifts for as low as $8 this week only!: Click Here

Start your EveryDollar Free Account today: Click Here

Protect yourself with the right coverage—Take our Coverage Quiz!

Want a plan for your money? Find out where to start: Click Here

Listen to all The Ramsey Network podcasts: Click Here

Interested in advertising on The Ramsey Show? Click Here

Learn more about your ad choices. https://www.megaphone.fm/adchoices

What To Do When You Feel Overwhelmed About Money Nov 21, 2023

Rachel Cruze & Jade Warshaw answer your questions and discuss:

"We have $200k in student loan debt,"
"Should I move back in with my parents?"
"Should I get life insurance for my baby?"
"Navigating social obligatons on a budget,"
"How can I save to pay cash for a house?"
"How do I invest to create a passive income?"
"Getting spouse on the same financial page,"
Dealing with a 9-to-5 schedule,
"Should we move or pay off our home?"
"Should I pay off my student loans or car first?"
"What is the 25% rule for house payment?"
"I am feeling overwhelmed about my finances..."
"Is it okay to take out a small loan for a reliable car?"
"My husband's truck is about to be repossessed"

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Support Our Sponsors:

Start your EveryDollar Free Account today: Click Here

The Black Friday Sale is here! Shop meaningful gifts for as low as $8 this week only!: Click Here

Protect yourself with the right coverage—Take our Coverage Quiz!

Want a plan for your money? Find out where to start: Click Here

Listen to all The Ramsey Network podcasts: Click Here

Interested in advertising on The Ramsey Show? Click Here

Learn more about your ad choices. https://www.megaphone.fm/adchoices

Intensity and Intentionality Are the Keys to Building Wealth Nov 20, 2023

Ken Coleman & Dr. John Delony answer your questions and discuss:

"How can I help my parents without committing financial infidelity?"
"Should we cash out our investments to pay off debt?"
"My husband charges me rent and utilities,"
"How can I help my son pay for college?"
"We got divorced to protect my wife from debt,"
"My dad offered to pay off our house"
Why we work,
"How much do I put towards my side business?"
"Pay off truck or save money for the baby?"
"I bought a house with my ex-girlfriend"
"Should I sell my car to pay off student loans?"
"Is $1K really enough for an emergency fund?"
"What's the best way to make a career change?"

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Support Our Sponsors:

The Black Friday Sale is here! Shop meaningful gifts for as low as $8 this week only!: Click Here

Start your EveryDollar Free Account today: Click Here

For help with investing, get connected with a SmartVestor Pro: Click Here

Want a plan for your money? Find out where to start: Click Here

Listen to all The Ramsey Network podcasts: Click Here

Interested in advertising on The Ramsey Show? Click Here

Learn more about your ad choices. https://www.megaphone.fm/adchoices

Don’t Rob From Your Future Self! Nov 17, 2023

Jade Warshaw & George Kamel answer your questions and discuss:

"How do I manage my inventory?"
"I'm struggling to pay off debt even though I have the money in savings,"
"We disagree on what to do with extra money,"
"Should we live in my mother-in-law's house?"
"I was in a horrible hotel and can't get a refund,"
"How can I best help my grandma?"
All about tipping culture,
read more: How to Tip in All Situations,
"Our neighbors smoke a lot of weed..."
"My girlfriend's family sees me as just a dollar sign,"
"Is it still okay for me to retire early?"
"How do I pay for school to change careers?"
"Should we prepay college for our 2 kids?"
"My husband is worried about missing our kids while working"

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Support Our Sponsors:

Start your EveryDollar Free Account today: Click Here

Protect yourself with the right coverage—Take our Coverage Quiz!

Need help with your taxes? See who we trust: Click Here

Want a plan for your money? Find out where to start: Click Here

Listen to all The Ramsey Network podcasts: Click Here

Interested in advertising on The Ramsey Show? Click Here

Learn more about your ad choices. https://www.megaphone.fm/adchoices

More Payments = More Problems Nov 16, 2023

Rachel Cruze & Dr. John Delony answer your questions and discuss:

"My marriage doesn't look like I thought it would..."
"Should I cash off my bitcoin to pay off my car?"
"I'm tired of arguing with my husband,"
15-year vs. 30-year mortgage,
Paying for youth sports on a tight budget,
"Should I pay off my car lease or student loans?"
"What should we do after paying off our house?"
How can I help my girlfriend tackle her debt?
"Going through a tough divorce,"
"Pause the Baby Steps to prepare for a baby?"
"How much should we spend on a vacation?"
"My boyfriend doesn't want me to take a new job"

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Support Our Sponsors:

For help with investing, get connected with a SmartVestor Pro: Click Here

Protect yourself with the right coverage—Take our Coverage Quiz!

Start your EveryDollar Free Account today: Click Here

Want a plan for your money? Find out where to start: Click Here

Listen to all The Ramsey Network podcasts: Click Here

Interested in advertising on The Ramsey Show? Click Here

Learn more about your ad choices. https://www.megaphone.fm/adchoices

Getting Out of the Paycheck-to-Paycheck Cycle Nov 15, 2023

Jade Warshaw & Ken Coleman answer your questions and discuss:

"I'm feeling financially stuck,"
"How can I get rid of my car loans?"
Report back from our Washington DC trip,
"How can I turn $20K into passive income?"
"Should I sign a six-year business lease?"
"Our HOA is making changes we don't like"
"Setting myself up for the future,"
"I feel broke because of my adult kids,"
"Should an emotional shopper stay out of malls?"
"What should I do with money left over?"
"How quickly should I pay off my house?"
"How do I get out of the payday loan cycle?"
"Keep paying out of pocket for school?"

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Support Our Sponsors:

Start your EveryDollar Free Account Today: Click Here

For help with investing, get connected with a SmartVestor Pro: Click Here

Protect yourself with the right coverage—take our coverage quiz!

Want a plan for your money? Find out where to start: Click Here

Listen to all The Ramsey Network podcasts: Click Here

Interested in advertising on The Ramsey Show? Click Here

Learn more about your ad choices. https://www.megaphone.fm/adchoices

You’re Doing Better Than You Think! Nov 14, 2023

Ken Coleman & Jade Warshaw answer your questions and discuss:

"Should I move closer to my job?"
"I'm in the military, should I buy or rent?"
"How do I position myself to take my boss's role?"
"Should I be on my parents' bank account?"
"How do I make traction with my finances?"
"Am I asking too much of my husband?"
"Should I start looking for new clients?"
"Tackling debt while expecting our first kid"
"Should I take out student loans the VA will refund?"
"Pay off student loans or PMI first?"
"How do I adjust my life after husband's passing?"
"How do you do Baby Steps 4-6 all at once?"

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Support Our Sponsors:

Join the Crusade at Ramsey Solutions! Apply Now!

Find a Ramsey Trusted Real Estate Agent: Click Here

For help with investing, get connected with a SmartVestor Pro: Click Here

Want a plan for your money? Find out where to start: Click Here

Listen to all The Ramsey Network podcasts: Click Here

Interested in advertising on The Ramsey Show? Click Here

Learn more about your ad choices. https://www.megaphone.fm/adchoices

Financial Freedom Helps You Solve for Peace Nov 13, 2023

George Kamel & Dr. John Delony answer your questions and discuss:

"We make $300k and live paycheck-to-paycheck,"
"Will the US dollar become obsolete?"
"How can I stay consistent with my budget?"
"Our home is a money pit, what can I do?"
"Pull from retirement to pay off our cars?"
"My mother is running out of money,"
"Which debt should I pay first?"
"When should I replace my vehicles?"
"Should I pay off my Tesla?"
"How do I prepare for retirement?"
"How should I use an insurance payout?"
"Should we sell our rental property?"
"Should we sell a car to pay off debt?"

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Support Our Sponsors:

Need help with your taxes? See who we trust.

Join the Crusade! Apply Now!

Find a Ramsey Trusted Real Estate Agent: Click Here

Want a plan for your money? Find out where to start: Click Here

Listen to all The Ramsey Network podcasts: Click Here

Interested in advertising on The Ramsey Show? Click Here

Learn more about your ad choices. https://www.megaphone.fm/adchoices

Today Is the Day to Chose What Your Future Looks Like Nov 10, 2023

Ken Coleman & George Kamel answer your questions and discuss:

"I won $1m in the lottery and then lost it all,"
"I'm about to lose my job, what should I do?"
"How do I deal with house fever?"
"Should I sell my sports car?"
"My grandfather is leaving me his business instead of my father,"
"Should I leave my family's business?"
"Should I pay off a larger debt first?"
"Use our savings to do a mortgage recast?"
"I'm worried about pausing investing,"
"I feel like I'm drowning in debt,"
"Am I a lost cause?"
"I have over $2000 in car payments..."
"Use savings to invest or pay off our house?"

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Support Our Sponsors:

You could WIN $5,000! Enter the Ramsey Christmas Cash Giveaway today!

Protect yourself with the right coverage—take our coverage quiz!

Find a Ramsey Trusted Real Estate Agent: Click Here

Want a plan for your money? Find out where to start: Click Here

Listen to all The Ramsey Network podcasts: Click Here

Interested in advertising on The Ramsey Show? Click Here

Learn more about your ad choices. https://www.megaphone.fm/adchoices

Overcoming Your Bad Financial Decisions Nov 09, 2023

Jade Warshaw & Rachel Cruze answer your questions and discuss:

"My mom doesn't want us to pay off our house"
"Should I get a HELOC to pay off legal bills"
"Do I keeping paying down debt while preparing to move"
How long should I pause investing
"Should I use my stocks to pay off debt"
"Did I make an irresponsible decision"

Rachel Cruze & Ken Coleman answer your questions and discuss:

"I bought a house with my family & I can no long afford it"
"How do I get my wife on board"
Avoiding lifestyle drift as your income goes up
"Should I sell the house my father left me"
"Buying a new car so I can drive for Uber"
"Negotiating past due bills"
"Should we use our savings to build a second home"
"How do I negotiate a major settlement"

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Support Our Sponsors:

Find a Ramsey Trusted Real Estate Agent: Click Here

You could WIN $5,000! Enter the Ramsey Christmas Cash Giveaway today!

Protect yourself with the right coverage—take our coverage quiz! Click Here

Want a plan for your money? Find out where to start: Click Here

Listen to all The Ramsey Network podcasts: Click Here

Interested in advertising on The Ramsey Show? Click Here

Learn more about your ad choices. https://www.megaphone.fm/adchoices

Does Your Life Need a Radical Shake-Up? Nov 08, 2023

George Kamel & Rachel Cruze answer your questions and discuss:

"Should we put our mortgage in the debt snowball?"
"How do we stop living paycheck to paycheck?"
"Should I take on more debt to go to school?"
"How do I make better money decisions?"
Leaving the family business,
"Should we buy a new car in Baby Step 6?"
"I don't want to close my credit cards,"
"Should we buy a home while in the military?"
"Are store specific debit cards OK to use?"
"Should we sell our house?"
"Is inflation really that bad?"
"How do I budget with inconsistent pay?"

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Support Our Sponsors:

Find a Ramsey Trusted Real Estate Agent: Click Here

For help with investing, get connected with a SmartVestor Pro: Click Here

Want a plan for your money? Find out where to start: Click Here

Listen to all The Ramsey Network podcasts: Click Here

Interested in advertising on The Ramsey Show? Click Here

Learn more about your ad choices. https://www.megaphone.fm/adchoices

Choose the Hard Sacrifice That Leads to Freedom Nov 07, 2023

Rachel Cruze & Dr. John Delony answer your questions and discuss:

"My wife is reluctant to attack her student loans,"
Debt is hurting my marriage, what should I do?
Handling awkward money moments,
"What should we do while in Baby Step 3b?"
"My husband committed financial infidelity,"
"I'm $1.35M in debt..."
"How do I get out of $70K of debt?"
"Should I buy a house or invest?"
"How do debt free screamers increase their income so much?"
"Am I spending too much money?"
"Should I pay off my student loans in full?"
"What should my next steps be after losing my husband?"
"I have $83K in debt and feel discouraged"

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Support Our Sponsors:

Start your EveryDollar Free Account today: Click Here

Have more money and less stress with George Kamel's NEW book, Breaking Free From Broke!

Find a Ramsey Trusted Real Estate Agent: Click Here

Want a plan for your money? Find out where to start: Click Here

Listen to all The Ramsey Network podcasts: Click Here

Interested in advertising on The Ramsey Show? Click Here

Learn more about your ad choices. https://www.megaphone.fm/adchoices

Focused Intensity Over Time Will Move the Needle Nov 06, 2023

George Kamel & Jade Warshaw answer your questions and discuss:

"How can we pay off our debt quickly?"
"Do I need long-term care insurance?"
"How should I be investing?"
"What should I do after getting an inheritance?"
"Can I afford to remodel my kitchen?"
Is debt consolidation a good idea?
"Should I pull from retirement to buy land?"
"I co-signed with my mom to buy a car..."
"Skip a 401(k) match while paying off debt?"
"Renew my lease if I may be getting married?"
"I just got out of bankruptcy, what do I do?"
"Pay for life insurance while paying off debt?"
"I'm $314K in debt, what can I do?"
"Would getting married help our business?"
"Should I renovate a house or pay off my car?"

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Support Our Sponsors:

Have more money and less stress with George Kamel's NEW book, Breaking Free From Broke!

Start your EveryDollar Free Account today: Click Here

Find a Ramsey Trusted Real Estate Agent: Click Here

Want a plan for your money? Find out where to start: Click Here

Listen to all The Ramsey Network podcasts: Click Here

Interested in advertising on The Ramsey Show? Click Here

Learn more about your ad choices. https://www.megaphone.fm/adchoices

You And Your Spouse Have To Be on the Same Page Nov 03, 2023

The Ramsey Show Listener Survey: Click here to be Entered to Win a $500 Gift Card!!!

George Kamel & John Delony answer your questions and discuss:

"Should we buy a new house"
"What do we do with our upside down car"
How do I get my spouse on board"
Mint shutting down and we have a better option
"Should I change careers to help pay off debt"
"I'm a financial wreck"
"Which loan do I pay off first"
"How does manual underwriting work"
"Should I use my savings to pay off my student loans"
"How do we prepare for twins"

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Today's Sponsors:

You could WIN $5,000! Enter the Ramsey Christmas Cash Giveaway today! Enter to Win!

Start your EveryDollar Free Account today: Click Here

Find a Ramsey Trusted Real Estate Agent: Click Here

Want a plan for your money? Find out where to start: Click Here

Listen to all The Ramsey Network podcasts: Click Here

Interested in advertising on The Ramsey Show? Click Here

Learn more about your ad choices. https://www.megaphone.fm/adchoices

You Can’t Win With Money if You Don’t Know Where Your Money Is Nov 02, 2023

The Ramsey Show Listener Survey: Click here to be Entered to Win a $500 Gift Card!!!

Dave Ramsey & Rachel Cruze answer your questions and discuss:

"Fixing my finances after a divorce and a car wreck,"
Mint shutting down,
"How do we combine finances?"
"Pay off my cars or buy a new house?"
"Should I sell my stocks to avoid a market crash?"
"Would it be better to file for bankruptcy?"
"Pause investing to pay off our house?"
"Use a HELOC to buy a new car?"
"How do we prepare to buy a house?"
"My wife wants to quit her job"

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Today's Sponsors:

You could WIN $5,000! Enter the Ramsey Christmas Cash Giveaway today! Enter To Win!

Start your EveryDollar Free Account today: Click Here

Find a Ramsey Trusted Real Estate Agent: Click Here

Want a plan for your money? Find out where to start: Click Here

Listen to all The Ramsey Network podcasts: Click Here

Interested in advertising on The Ramsey Show? Click Here

Learn more about your ad choices. https://www.megaphone.fm/adchoices

Break Free From Broke! Nov 01, 2023

The Ramsey Show Listener Survey: Click here to be Entered to Win a $500 Gift Card!!!

Dave Ramsey & George Kamel answer your questions and discuss:

Get George's new book, Breaking Free From Broke,
"How can I best take over my father's finances?"
"Should I use the debt snowball or debt avalanche?"
"Our car blew up and we can't afford to fix it..."
"Should I get another degree?"
"Pause the Baby Steps to save for a baby?"
"I co-signed on a car with my boyfriend and it's underwater,"
"I have $127k in student loans making $23/hr,"
"Is it wrong to ask a financial advisor's net worth?"
My broke father-in-law keeps buying us gifts"

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Support Our Sponsors:

You could WIN $5,000! Enter the Ramsey Christmas Cash Giveaway today! Entering only takes a few seconds: Enter to Win

Have more money and less stress with George Kamel's NEW book, Breaking Free From Broke! Click Here

Start your EveryDollar Free Account today: Click Here

Find a Ramsey Trusted Real Estate Agent: Click Here

Want a plan for your money? Find out where to start: Click Here

Listen to all The Ramsey Network podcasts: Click Here

Interested in advertising on The Ramsey Show? Click Here

Learn more about your ad choices. https://www.megaphone.fm/adchoices

What Happens When Parents Misbehave Oct 31, 2023

The Ramsey Show Listener Survey: Click here to be Entered to Win a $500 Gift Card!!!

Dave Ramsey & Jade Warshaw answer your questions and discuss:

"My husband spent $14K on phone games..."
"How much should we save before having kids?"
How much Americans spend on Halloween,
"How much should be in my emergency fund?"
Why you should never lease a car,
read more: How Does Leasing a Car Work?
"My cousin is stealing from her 13-year-old son,"
"Get student loans for a higher paying career?"
"Should I wait to buy a house?"
"How can we keep each other motivated?"
"How can we keep each other motivated?"
"Save in the S&P500 or in CDs?"
"Trade in our car while paying off debt?"
"We can't afford our current expenses,"
"My dad wants me to help him buy a house,"
"How do we handle our finances as newlyweds?"
"What's the best way for me to buy my first car?"
"How do I get on track with the Baby Steps?"

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Support Our Sponsors:

For help with investing, get connected with a SmartVestor Pro: Click Here

Prep for open enrollment—take our coverage quiz!: Click Here

Find a Ramsey Trusted Real Estate Agent: Click Here

Want a plan for your money? Find out where to start: Click Here

Listen to all The Ramsey Network podcasts: Click Here

Interested in advertising on The Ramsey Show? Click Here

Learn more about your ad choices. https://www.megaphone.fm/adchoices

Don’t Use a Math-Based Solution to a Behavior-Based Problem Oct 30, 2023

Dave Ramsey & Ken Coleman answer your questions and discuss:

The Ramsey Show Listener Survey: Click here to be Entered to Win a $500 Gift Card!!!

"Should I sell my investments to pay off debt?"
"Should I buy a house with 3.5% down?"
"How can I best pay off my debt?"
"Should I file bankruptcy?"
"Should I use savings to payoff my house?"
"Am I committing career suicide?"
"Pull from my Roth to pay off my HELOC?"
"My business equipment is being held hostage,"
"Should I keep paying for my medical license?"
"Save for a house while paying off debt?"
"How can I feel okay about spending money?"
"Can I afford a career change?"
"Saving for retirement vs. starting a business"

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Support Our Sponsors:

For help with investing, get connected with a SmartVestor Pro: Click Here

Prep for open enrollment—take our coverage quiz!: Click Here

EveryDollar - Create your FREE account today!

Want a plan for your money? Find out where to start: Click Here

Listen to all The Ramsey Network podcasts: Click Here

Interested in advertising on The Ramsey Show? Click Here

Learn more about your ad choices. https://www.megaphone.fm/adchoices

Don't Solve A 30-day "Uh-Oh" With A 30-year Commitment Oct 27, 2023

John Delony & Jade Warshaw answer your questions and discuss:

How to make progress in your finances after having your first kid,
Busting myths about having a 0 credit score,
read more: Living Without a Credit Score
What to do when you need to go to rehab but you can't afford it,
How to know if you should repair your home or move somewhere new,
What to do when your parents don't respect your boundaries around your wishes for your wedding,
What to do when your family transitions to a single income when your wife has had a successful career,
Why you shouldn't be sharing vehicles and homes with people that aren't your spouse,
How to address generational expectations and set boundaries while preparing for your own future,
Why it's so important to prioritize paying off debt for your financial future,
read more: The Truth About Debt
Dr. John Delony's new Questions for Humans conversations cards for Thanksgiving and Grandparents & Kids,
from the store: Questions for Humans Conversation Cards
What to do when you and your spouse don't agree about selling or repairing a vehicle,
How to help grandparents that are being taken advantage of financially.

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Support Our Sponsors:

The Ramsey Show Listener Survey: Click here to be Entered to Win a $500 Gift Card!!!

Prep for open enrollment—take our coverage quiz! Click Here

Need help with your taxes? See who we trust. Click Here

Join the Crusade at Ramsey Solutions! Apply Now! Click Here

Want a plan for your money? Find out where to start: Click Here

Listen to all The Ramsey Network podcasts: Click Here

Interested in advertising on The Ramsey Show? Click Here

Learn more about your ad choices. https://www.megaphone.fm/adchoices

It’s Not About What You Did, It’s About What You Do Next Oct 26, 2023

Ken Coleman & Jade Warshaw answer your questions and discuss:

"How do I get on the same page as my husband?"
"When can I afford to buy a house?"
"Should I pause the Baby Steps after losing my job?"
"Should I use savings to pay off debt?"
"We went $32,000 over our wedding budget..."
Trying to find a new career,
"Can we upgrade to a better apartment?"
Deep dive on Baby Steps 1-3,
"Should I go into debt for an internship?"
"Pull from stocks to pay off my car?"

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Support Our Sponsors:

The Ramsey Show Listener Survey: Click here to be Entered to Win a $500 Gift Card!!!

Prep for open enrollment—take our coverage quiz! Click Here

For help with investing, get connected with a SmartVestor Pro: Click Here

Want a plan for your money? Find out where to start: Click Here

Listen to all The Ramsey Network podcasts: Click Here

Interested in advertising on The Ramsey Show? Click Here

Learn more about your ad choices. https://www.megaphone.fm/adchoices

Think About the Future When You Make Decisions Today Oct 25, 2023

George Kamel & Rachel Cruze answer your questions and discuss:

Take out 401(k) loan to pay off my car?
George and Rachel react to Ramsey's most-hated financial advice,
"Should I use a VA loan?"
"Sell our only car to get out of debt?"
"How can I pay for college without student loans?"
"Should we wait to buy property?"
Getting back on track with the Baby Steps
"We owe the IRS $150,000, what can we do?"
"How should we manage our investments?"
Buying a car while on Baby Step 2,
"My wife wants to buy a $1500 baby stroller!"
"Pay off our house or save for kid's college?"
"How long should I pause retirement?"
"My husband left us."

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Support Our Sponsors:

The Ramsey Show Listener Survey: Click here to be Entered to Win a $500 Gift Card!!!

Prep for open enrollment—take our coverage quiz! Click Here

For help with investing, get connected with a SmartVestor Pro: Click Here

Want a plan for your money? Find out where to start: Click Here

Listen to all The Ramsey Network podcasts: Click Here

Interested in advertising on The Ramsey Show? Click Here

Learn more about your ad choices. https://www.megaphone.fm/adchoices

Rich People “Ask How Much?” Poor People Ask “How Much a Month?” Oct 24, 2023

Dave Ramsey & Jade Warshaw answer your questions and discuss:

How to deal with bills in collections,
"Should we buy or rent when we get married?"
"Is it dumb to take out a business loan?"
"How can we get out of a financial rut?"
"How do cashback debit cards work?"
"Should I rent or buy after moving?"
"How can I get out of $50,000 of debt?"
"Should I keep my whole life insurance policies?"
Rapid fire questions around Baby Steps 4, 5, and 6,
Buying furniture vs paying down the mortgage.

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Support Our Sponsors:

The Ramsey Show Listener Survey: Click here to be Entered to Win a $500 Gift Card!!!

Prep for open enrollment—take our coverage quiz! Click Here

Need help with your taxes? See who we trust. Click Here

Want a plan for your money? Find out where to start: Click Here

Listen to all The Ramsey Network podcasts: Click Here

Interested in advertising on The Ramsey Show? Click Here

Learn more about your ad choices. https://www.megaphone.fm/adchoices

Hard Work Is the Key to Success Oct 23, 2023

Dave Ramsey & Ken Coleman answer your questions and discuss:

"Should I take out student loans for a coding boot camp?"
Michael Easter on Scarcity Mindset,
"Should I borrow from family to pay off my credit cards?"
"Where should I be investing?"
"I recently lost my job, what can I do?"
"Should I pay extra on the house or invest more?"
"Stay at my current job or go back to school?"
"How can I transition to a new career?"
"Should I buy a house or invest?"
"I have 4 rentals and live paycheck-to-paycheck..."
"My boss is preventing me from moving up,"
"How can we start giving while paying off debt?"

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Support Our Sponsors:

The Ramsey Show Listener Survey: Click here to be Entered to Win a $500 Gift Card!!!

For help with investing, get connected with a SmartVestor Pro: Click Here

Want a plan for your money? Find out where to start: Click Here

Listen to all The Ramsey Network podcasts: Click Here

Interested in advertising on The Ramsey Show? Click Here

Learn more about your ad choices. https://www.megaphone.fm/adchoices

You Can’t Live Your Dreams if You Don’t Prepare for Them Oct 20, 2023

Jade Warshaw & George Kamel answer your questions and discuss:

"Should we save to buy a house?"
"How can I afford my minimum payments?"
"I'm being asked to sell credit cards at my job,"
"Should we stop contributing to our 401(k)?"
"Use a mutual fund for a house down payment?"
"When will my credit score go away?"
"My mom opened a credit card in my name,"
Discussion about the "Girl Math" trend,
"Should we move into a bigger house?"
"My daughter isn't paying her credit card off?"
"Taking over a mortgage with my siblings,"
"Trade in our newer car for an older one?"
"I drained our savings without my wife knowing,"
"Our home buyer came up short on their payment,"
"How can I move out of my parents' house?"

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Support Our Sponsors:

EveryDollar - Create your FREE account today!

For help with investing, get connected with a SmartVestor Pro: Click Here

Want a plan for your money? Find out where to start: Click Here

Listen to all The Ramsey Network podcasts: Click Here

Interested in advertising on The Ramsey Show? Click Here

Learn more about your ad choices. https://www.megaphone.fm/adchoices

Don’t Let Financial Drama Throw You off Track! Oct 19, 2023

Dave Ramsey & Jade Warshaw answer your questions and discuss:

"How do we prepare to buy a house?"
"How can I get my husband to buckle down?"
"I own property with my daughters and it's a mess..."
"Should I invest or go back to school?"
"My son asked me to bail him out of $200K tax debt. Should we?"
"What should I do with my whole life insurance?"
"Should I sell my car to get out of debt?"
"My husband has a spending problem"
The #1 reason for divorce,
"Should we wait to buy a house?"
"Can I afford to buy a car just for fun?"
"Managing my mom's estate,"
"Sell my house to buy an investment property?"
"Will starting a family slow down our progress?"

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Support Our Sponsors:

EveryDollar - Create your FREE account today!

Want a plan for your money? Find out where to start: Click Here

Listen to all The Ramsey Network podcasts: Click Here

Interested in advertising on The Ramsey Show? Click Here

Learn more about your ad choices. https://www.megaphone.fm/adchoices

Anyone Can Become a Millionaire (Even You) Oct 18, 2023

Dave Ramsey & Ken Coleman answer your questions and discuss:

We hear about how millionaires built wealth in a Baby Steps Millionaire Theme Hour,
"How can I make my side gig my full-time job?"
"Should we use savings to buy a house or pay off our car?"
"What should my next step be while in college?"
"How do I tell my current boss I'm leaving?"
"Pull from mutual funds to pay off my house?"
"What's the best way to save money for my kids?"
"Should I apply for jobs I'm only halfway qualified for?"
"My wife wants to do drop shipping on Amazon,"
"Go back to school for cyber security?"
"How do we tackle our debt as a young couple?"

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Support Our Sponsors:

EveryDollar - Create your FREE account today!

Find a Ramsey Trusted Real Estate Agent: Click Here

Want a plan for your money? Find out where to start: Click Here

Listen to all The Ramsey Network podcasts: Click Here

Interested in advertising on The Ramsey Show? Click Here

Learn more about your ad choices. https://www.megaphone.fm/adchoices

When the World Goes Crazy, Control the Controllables Oct 17, 2023

Dave Ramsey & Jade Warshaw answer your questions and discuss:

"How can I pay for my vacation property?"
"I am drowning in credit card debt,"
How to handle debt collectors,
read more: How to Deal With Debt Collectors When You Can’t Pay,
"Should I buy hunting land?"
"My expenses are higher than my income,"
"Can I buy a $1.5M house?"
"How do we handle our finances in light of world events?"
"When do I pay off my fiance's student debt?"
"Should we elevate our lifestyle after an income increase?"
"Do I need a credit score?"
read more: The Best Way to Improve Your Credit Score,
"How do I fund my business and personal expenses?"
"How do we get financially prepared for a baby?"
"Why should I give up my work match while paying debt?"
"How do we save for non-recurring purchases?"
"Do credit cards protect from fraud better than debit cards?"
"Should we wait to get married to save for a house?"

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Support Our Sponsors:

EveryDollar - Create your FREE account today!

Want a plan for your money? Find out where to start: Click Here

Listen to all The Ramsey Network podcasts: Click Here

Interested in advertising on The Ramsey Show? Click Here

Learn more about your ad choices. https://www.megaphone.fm/adchoices

Don’t Believe the Lies – YOU Are the Hero of Your Story! Oct 16, 2023

Dave Ramsey & George Kamel answer your questions and discuss:

"I have a baby on the way with no money,"
Prioritizing expenses when you're broke,
"Should I finance boat and live in it?"
"Should I change careers in Baby Step 2?"
"How can we cash flow a new build?"
"How do we have a wedding in Baby Step 2?"
"Cash out my retirement to pay off debt?"
"Invest for retirement or pay off the house?"
"Should I invest as a stay-at-home mom?"
"Should I make my kids pay off their own student loans?"
"How do you plan for retirement at a young age?"
"Should I buy my ex-wife out of the house?"
"Should we sell our home to pay off debt?"
"Should we take over a local business?"
"Confronting a controlling mother-in-law,"
"Relocate our family for better school options?"

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Support Our Sponsors:

Want a plan for your money? Find out where to start: Click Here

Find a Ramsey Trusted Real Estate Agent: Click Here

Listen to all The Ramsey Network podcasts: Click Here

Interested in advertising on The Ramsey Show? Click Here

Learn more about your ad choices. https://www.megaphone.fm/adchoices

Short Term Convenience Has A Long Term Cost Oct 13, 2023

Ken Coleman & George Kamel answer your questions and discuss:

How to financially and professionally prepare for a layoff,
read more: What to Do If You're Laid Off
Why you shouldn't cash out a 401(k) from a previous employer to pay for college,
read more: The High Price of a 401(k) Withdrawl
Some of the dumbest things our listeners have bought using "By Now, Pay Later",
read more: The Truth About Klarna: Why It's Dangerous to Buy Now, Pay Later
What to do when you're not making enough income to cover your expenses,
read more: Ken Coleman's Increase Your Income Bundle
How to manage debt when your industry goes on strike,
What to know about when you need a new car,
When to decide if you should sell your house to move to a safer neighborhood,
How to get on the same page with your spouse about big expenses,
read more: Money, Marriage, and Communication
Why you shouldn't pull from retirement to pay off your house,
How to know if you're ready to launch your own business,
read more: Should I Quit My Job Quiz
The best way to tackle your debt when dealing with consumer debt and a HELOC,
What to do when your parents make you take over car payments on a vehicle you can't afford,
read more: How To Sell A Car

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Support Our Sponsors:

Want a plan for your money? Find out where to start: Click Here

Find a Ramsey Trusted Real Estate Agent: Click Here

Listen to all The Ramsey Network podcasts: Click Here

Interested in advertising on The Ramsey Show? Click Here

Learn more about your ad choices. https://www.megaphone.fm/adchoices

Nothing Will Change Till You're Ready To Change Oct 12, 2023

Dave Ramsey, George Kamel, and Ken Coleman answer your questions and discuss:

Why you should never own a house with someone you're not married to,
Dave and George talk with Graham Stephen about real estate, the economy, investing, and work that matters,
The Iced Coffee Hour with Graham and Jack
Graham Stephan's YouTube Channel
What to take into consideration when deciding to start taking Social Security,
read more: What Is Full Retirement Age? And What Does It Mean For Your Retirement?
What to do with extra money from the sale of their house,
Why a caller can't afford to continue the same patterns of behavior after have two vehicles repossessed,
read more: Don't Believe The Lies: What Can Debt Collectors Do?
"My siblings think I'm taking financial advantage of our father with dementia - what should I do?",
How to pay for major home repairs while in Baby Step 2 when you can't manage your money,
read more: Money Management
What to do with a sign on bonus while in graduate school and plan for the future,
read more: What Is Lifestyle Creep?
Why long distance rental properties are a bad idea,
What to do once you've reached Baby Step 7 and you're not sure what to do with your money,
How to make preparations for your funeral so other family doesn't have to pay for your arrangements,
read more: Pros and Cons of Prepaid Funeral Plans
How to talk to your spouse about combining finances,
read more: And Two Become One: How to Combine Bank Accounts

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Support Our Sponsors:

EveryDollar - Budget for free today!

Want a plan for your money? Find out where to start: Click Here

Listen to all The Ramsey Network podcasts: Click Here

Interested in advertising on The Ramsey Show? Click Here

Learn more about your ad choices. https://www.megaphone.fm/adchoices

Stop Losing Battles And Win The War With Your Budget Oct 11, 2023

Dave Ramsey & George Kamel answer your questions and discuss:

What to do when you and your spouse can't agree on how much to save for building a home,
read more: How Much Does It Cost to Build a House?
How to get prepared for retirement when you have nothing saved at 50 years old,
Do you have enough for retirement? Learn more today: Retirement Calculator
How to financially prepare for a divorce,
read more: How to Survive Divorce: Protect Yourself and Your Finances
What to do when you and your spouse can't agree on how to budget,
read more: Money and Marriage: 7 Tips for a Healthy Relationship
What to do when when receiving certified letters in the mail for debt that's in the collections,
read more: How to Pay Off Collections
"Can I afford to buy more hair transplants?",
How to know if you can afford to quit your side hustle to pursue your dream job,
How to buy a house with zero credit score,
read more: Can You Buy A House With No Credit?
"Should I use my savings to pay my fiancees debt after we get married?",
read more: 4 Steps to Make The Best of Marriage and Debt
What to do when getting divorced and you don't have any financial agreement set up,
How you should prioritize your student loan payments in your Debt Snowball,
from the website: RamseySolutions.com/StudentLoans
What to do when you're underwater on a vehicle and don't know if you should pay it off,
How to get your finances on track as newlyweds when facing major home repairs and feel overwhelmed.

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Support Our Sponsors:

EveryDollar - Budget for free today!

Want a plan for your money? Find out where to start: Click Here

Listen to all The Ramsey Network podcasts: Click Here

Interested in advertising on The Ramsey Show? Click Here

Learn more about your ad choices. https://www.megaphone.fm/adchoices

THIS Is The Best Way To Avoid Bankruptcy Oct 10, 2023

Dave Ramsey & Jade Warshaw answer your questions and discuss:

The right way to set up your budget to take care of your family when you're barely getting by,
read more: 4 Things You Must Include in Your Budget
Where "sinking funds" fall in the Baby Steps,
read more: What Is a Sinking Fund and How Do You Create One?
How to avoid bankruptcy when you're being sued for debts that are in collections,
How to decide if you should go back to school to increase your income,
The best places to hold your money for your sinking funds,
How to know if you're making financial decisions based on wisdom or ungratefulness,
What to be financially prepared for when moving to the mission field,
Why you shouldn't use your Emergency Fund to pay off your house,
"Why are mutual funds highly recommended?",
read more: What Are Mutual Funds? And How Do They Work?
Why you should never voluntarily repossess a vehicle to the bank,
read more: How Does Car Repossession Work?
Where to start focusing your investing as a debt free college graduate,
Why getting a car loan to build a credit score is a horrible idea,
read more: Living Without a Credit Score
Why a 2 hour commute is not worth a cheaper house or beneficial to your marriage,
How one couple became became Baby Steps Millionaires in their 30's,
How much you should have in your Emergency Fund as contract employees,
read more: A Guide to Your Emergency Fund
Why you shouldn't wait for any kind of student loan forgiveness to pay off your student loans,
read more: RamseySolutions.com/StudentLoans

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Support Our Sponsors:

EveryDollar - Budget for free today!

Want a plan for your money? Find out where to start: Click Here

Listen to all The Ramsey Network podcasts: Click Here

Interested in advertising on The Ramsey Show? Click Here

Learn more about your ad choices. https://www.megaphone.fm/adchoices

One Year Of Sacrifice Changes Everything Oct 09, 2023

Dave Ramsey & Jade Warshaw answer your questions and discuss:

When you should look for a new financial planner,
from the website: Find a SmartVestor Pro today
Why "rice & beans" is a metaphor and why you shouldn't be stingy with your generosity,
read more: Dave Rant! You're Not on the Dave Ramsey Plan If...
What to look for if you're trying to figure out if you should sell your house and get a cheaper mortgage,
A powerful Debt Free Scream from a single mother that never quit even when things seemed impossible,
Where to put student loans in your Debt Snowball while still in school,
from the website: RamseySolutions.com/StudentLoans
How to plan for long term medical expenses when facing dementia,
"Can I get my nails done while in Baby Step 2?",
What to do with additional income when your retirement is maxed out,
When to determine if you should sell real estate to pay off student loans,
Newlyweds that do a Debt Free Scream that sacrificed their wedding day to avoid debt,
Have you worked the Baby Steps and become debt free? Fill out your Debt Free Scream Application today!
How to know if you should sell an investment property when expecting a baby,
What to do when you receive a settlement from a car accident and have IRS debt.

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Support Our Sponsors:

Want a plan for your money? Find out where to start: Click Here

Listen to all The Ramsey Network podcasts: Click Here

Interested in advertising on The Ramsey Show? Click Here

Learn more about your ad choices. https://www.megaphone.fm/adchoices

Get Control of Your Money! Oct 06, 2023

Ken Coleman & George Kamel answer your questions and discuss:

"Should we sell our house to pay off debt?"
Consumer spending during this football season,
"Should I cash out my investments to pay off debt?"
"Can debt in collections cause me to lose a job?"
"How much should I spend on a car?"
"Should I refinance my house?"
"Will leaving my job sour my relationship?"
"Should I relocate to work with family?"
"How do I tithe if I can't pay my bills?"
"How do I know when it's time to move on?"
"I'm exhausted from my job,"
"Should we buy a house from my in-laws?"
"A work friend co-signed for my house..."

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Support Our Sponsors:

EveryDollar - Budget for free today!

Want a plan for your money? Find out where to start: Click Here

Listen to all The Ramsey Network podcasts: Click Here

Interested in advertising on The Ramsey Show? Click Here

Learn more about your ad choices. https://www.megaphone.fm/adchoices

If You Want To Win You Have To Go Against the Grain! Oct 05, 2023

Rachel Cruze & Jade Warshaw answer your questions and discuss:

"How do we talk to our kids about money?"
"Pay off debt while saving for retirement?"
"Pause retirement while saving for baby?"
"Should I sell my house to pay of debt?"
"My boyfriend got out of jail and has $30K in collections,"
Why you need to be careful with food delivery services,
"Should we move in with my parents?"
"How do I get started with a Roth IRA?"
"How do I sell my car if I'm upside down on it?"
"My husband lost his job after we bought a house,"
"Should I pause my student loan payments?"
"Should I consolidate my debts?"
"We keep fighting about our finances"

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Support Our Sponsors:

Want a plan for your money? Find out where to start: Click Here

Listen to all The Ramsey Network podcasts: Click Here

Interested in advertising on The Ramsey Show? Click Here

Learn more about your ad choices. https://www.megaphone.fm/adchoices

Quit Chasing the Latest Financial Trends! Oct 04, 2023

George Kamel & Dr. John Delony answer your questions and discuss:

Why cars are the stupidest things we buy (and how to get out of a lease early),
read more: How Does Leasing a Car Work?
"How do we manage rent and a mortgage?"
"How do I deal with a potential government shutdown the next time around?"
"What should I do with a bonus from work?"
"We disagree on paying off our debt."
"Why George was right about NFTs being a poor investment,"
"Pull from mutual funds to pay off our house?"
"Do I need a realtor to build a home?"
"Should my fiancée stay home with our kids?"
"How do I budget my new income?"
"The car salesman lied about the final cost of my car,"
"Should we buy an apartment for my daughter?"
"Should I sell or repair my car?"

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Support Our Sponsors:

Want a plan for your money? Find out where to start: Click Here

Listen to all The Ramsey Network podcasts: Click Here

Interested in advertising on The Ramsey Show? Click Here

Learn more about your ad choices. https://www.megaphone.fm/adchoices

Don’t Bury Your Head in the Sand – Pay Off Your Debt! Oct 03, 2023

Jade Warshaw & Dr. John Delony answer your questions and discuss:

check out John's new book! Building a Non-Anxious Life,
"Should we sell our house?"
"I didn't tell my husband how much debt I have,"
"How quickly should I pay off my car?"
"Should I go into debt to prioritize my health?"
What happens if you don't pay your student loans,
Buying a home without a credit score,
"Our son won't move out, what can we do?"
"Paying for big purchases without credit cards,"
"Should we sell our house when we move?"
"How can I stop living paycheck to paycheck?"

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Support Our Sponsors:

Want a plan for your money? Find out where to start: Click Here

Listen to all The Ramsey Network podcasts: Click Here

Interested in advertising on The Ramsey Show? Click Here

Learn more about your ad choices. https://www.megaphone.fm/adchoices

Find Freedom from Student Loans And Anxiety Oct 02, 2023

Dave Ramsey, John Delony, and George Kamel answer your questions and discuss:

The effect of anxiety in today's world and how to combat it,
Last chance to pre-order: Building a Non-Anxious Life
Jade Warshaw & Ken Coleman live from Washington, D.C. to talk about student loans payments starting back this month,
Learn more: RamseySolutions.com/StudentLoans
Why it can be beneficial to pre-plan your funeral but to not pre-pay,
read more: Pros and Cons of Prepaid Funeral Plans
How to rent a car without a credit card,
read more: How to Rent a Car Without a Credit Card
Ken Coleman talks with Rep. Andy Ogles live in Washington, D.C. about what Congress can do to help repair the issues around the student loan crisis,
Learn more: RamseySolutions.com/StudentLoans
What to do when you're barely able to make minimum payments on your debt,
Learn more: Financial Peace University
How one couple turned their finances around when they stopped acting like children,
"How do we get back on the Baby Steps after having our baby?",
read more: How Much Does It Cost to Have a Baby?
Why you should pay extra on your mortgage,
read more: How to Pay Off Your Mortgage Early
Jade Warshaw & Ken Coleman live from Washington, D.C. about how we get out of this mess of this student loan crisis,
Learn more: RamseySolutions.com/StudentLoans
What to do as a parent when your kids don't want to agree to the terms you set to paying for their college,
How to navigate anxiety about money in your marriage,
read more: How to Deal With Anxiety

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Support Our Sponsors:

Want a plan for your money? Find out where to start: Click Here

Listen to all The Ramsey Network podcasts: Click Here

Interested in advertising on The Ramsey Show? Click Here

Learn more about your ad choices. https://www.megaphone.fm/adchoices

You Can’t Blame Your Way to a Better Life Sep 29, 2023

Jade Warshaw & Dr. John Delony answer your questions and discuss:

If you should take your pension in a lump sum or payments.
We had a $2k bill that was about to go in to collections!"
When in the baby steps you catch up on late bills.
The pitfalls of using a credit card to pay your bills.
"I'm actually in a big mess!"
The dream of student loan forgiveness has died.
Is now the time to buy a house?
"You can't solve a problem while simultaneously creating one."
Selling stocks to pay off debt.
Should my daughter go off to college with an eating disorder?
Using Bitcoin to fund a 529.
How to stop living paycheck to paycheck

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Support Our Sponsors:

Want a plan for your money? Find out where to start: Click Here

Listen to all The Ramsey Network podcasts: Click Here

Interested in advertising on The Ramsey Show? Click Here

Learn more about your ad choices. https://www.megaphone.fm/adchoices

The Best Calls of the Year So Far (Part 3) Sep 28, 2023

In this special curated episode of some of our favorite calls of the year, Dave Ramsey & his co-hosts answer your questions and discuss:

"Should we allow finances to stop our marriage plans?"
"My father-in-law deeded a house to my 7-year-old,"
"Should I cancel the extended warranty on my car to pay debt?"
"Sell my house to pay off debt?"
"My husband is inheriting ex-wife's house,"
Habits of successful millionaires,
Why some immigrants think debt is the only way to thrive in America,
"I've hidden my trust fund from my wife..."
"Can I use a credit card as my emergency fund?"
"What should we do with a million dollars?"
"My husband spent $2,000 without telling me,"
"Pay mortgage off with life insurance money?"
"How do I become a millionaire?"
"Someone offered to buy my land with gold."

Support Our Sponsors:

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Want a plan for your money? Find out where to start: Click Here

Listen to all The Ramsey Network podcasts: Click Here

Interested in advertising on The Ramsey Show? Click Here

Learn more about your ad choices. https://www.megaphone.fm/adchoices

Slow & Steady Wins the Race Sep 27, 2023

Dave Ramsey & Dr. John Delony answer your questions and discuss:

"Should my husband and I 'divorce' our finances?"
"I won $22m in the lottery and haven't told all of my family... should I?"
"Should we sell our house to pay off debt?"
"My husband pays his parents' bills,"
"How should we tackle our mortgage?"
"Should I sell my new truck?"
"My father doesn't leave enough to pay his bills,"
A Baby Steps Millionaire Theme Hour!

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Support Our Sponsors:

Want a plan for your money? Find out where to start: Click Here

Listen to all The Ramsey Network podcasts: Click Here

Interested in advertising on The Ramsey Show? Click Here

Learn more about your ad choices. https://www.megaphone.fm/adchoices

Don’t Let Your Dream Become a Nightmare Sep 26, 2023

Dave Ramsey & Ken Coleman answer your questions and discuss:

"When do I get life insurance as a single mom?"
"Should I accept money from dad to buy a house?"
:"How can I start working through my debt?"
"What do I do after losing my business to a fire?"
"Go back to my old job if they pay me more?"
"What should I do with my savings as a single mom?"
"Should I use a 'Buy Your House Now' company?"
Willie Robertson on the new film The Blind,
"Should I build my credit to rent?"
How can I pay off debt at my age?"

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Support Our Sponsors:

Want a plan for your money? Find out where to start: Click Here

Listen to all The Ramsey Network podcasts: Click Here

Interested in advertising on The Ramsey Show? Click Here

Learn more about your ad choices. https://www.megaphone.fm/adchoices

Are You Making Stupid Money Moves in the Name of Desperation? Sep 25, 2023

Dave Ramsey & George Kamel answer your questions and discuss:

Why you shouldn't listen to idiots about paying off your house,
"Should we save for a wedding or start investing?"
"Should I sell my investment property?"
"Does it make sense to refinance my student loans?"
"Should I transfer my credit card debt?"
"We've been looking for a house for 9 years,"
"Paying off student loans with low income,"
"Should I close the family business?"
"What should I do with money in the bank?"
:How much should I save in a 529?"

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Support Our Sponsors:

Want a plan for your money? Find out where to start: Click Here

Listen to all The Ramsey Network podcasts: Click Here

Interested in advertising on The Ramsey Show? Click Here

Learn more about your ad choices. https://www.megaphone.fm/adchoices

Financial Freedom Requires Sacrifice but It’s Always Worth It! Sep 22, 2023

Dr. John Delony and Jade Warshaw answer your questions and discuss:

"How should we pay for a second car?"
"Should I pay off debt or buy a house?"
Why the national debt shouldn't matter much to you,
"How much emergency fund do I need?"
"Should I keep money separate if I get married?"
Why you shouldn't have to minimize your success with your friends,
"Should I drop out of college?"
"How do you celebrate while paying off debt?"
"Should we work the baby steps or file for bankruptcy?"
"Should we pause our HSA contributions?"
"I want to move but my husband doesn't,"
"Should I sell my house and move for a job?"
"Should I sell my car?"
"Work the Baby Steps or file for bankruptcy?"
"How do we start paying off our debt?"
"Was it right for me to cancel my credit cards?"
"Should I sell my car?"

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Support Our Sponsors:

EveryDollar, budget for the life you want today for free: Click Here

Want a plan for your money? Find out where to start: Click Here

Listen to all The Ramsey Network podcasts: Click Here

Interested in advertising on The Ramsey Show? Click Here

Learn more about your ad choices. https://www.megaphone.fm/adchoices

The Best Debt Resolution Program Is YOU! Sep 21, 2023

Ken Coleman & Jade Warshaw answer your questions and discuss:

"Am I responsible for my kid's college tuition?"
"How can I earn money while in college?"
"How should I find a new job?"
"Pause investing while saving for a house?"
"Should we use savings to pay our student loans?"
"Borrow from our 401(k) to pay off our HELOC?"
Saving money on grocery budgets,
read more: How to Save Money on Groceries,
"How do I pay off my tower of debt?"
"Should I buy a house or rent after I retire?"
"How can I start paying off my debt?"
read more: 15 Best Work From Home Jobs,
"What should I do after losing my job?"
"Should I use a debt resolution program?"
"Should I change jobs for better pay?"

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Support Our Sponsors:

EveryDollar, budget for the life you want today for free: Click Here

Want a plan for your money? Find out where to start: Click Here

Listen to all The Ramsey Network podcasts: Click Here

Interested in advertising on The Ramsey Show? Click Here

Learn more about your ad choices. https://www.megaphone.fm/adchoices

Don’t Rely on Someone Else To Fix Your Life! Sep 20, 2023

George Kamel & Ken Coleman answer your questions and discuss:

"My husband wants to sell our home and retire early,"
"Should I invest my daughter's money?"
"My commute is 8 hours round trip,"
"How can I help protect my mom's retirement?"
"How much should I save for kid's college?"
"Our employer 403(b) has a poor rate of return,"
"Should I use a reverse mortgage to buy a rental?"
"Should I pay off my student loans?"
"Is it OK to leave my full-time job?"
George's episode about how much salary people need to feel secure
George's new video: What It Takes to Be Financially Secure In America,
"How do I start getting out of debt?"
"Should I finance a car to get the incentives?"

Support Our Sponsors:

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

EveryDollar, budget for the life you want today for free: Click Here

Want a plan for your money? Find out where to start: Click Here

Listen to all The Ramsey Network podcasts: Click Here

Interested in advertising on The Ramsey Show? Click Here

Learn more about your ad choices. https://www.megaphone.fm/adchoices

THIS Is the Most Effective Way To Pay Off Debt Sep 19, 2023

Jade Warshaw & Ken Coleman answer your questions and discuss:

"I'm new to the Baby Steps; how do I pay off debt?"
"How much 'fun money' should we budget?"
"Should I turn in the car I'm upside down on?"
Why Ken prefers luxury sheets over luxury shoes,
"How can I keep an inherited farm?"
The best side hustle ideas,
read more: 27 Side Hustle Ideas to Earn Extra Cash,
"How much should we spend on a car?"
"Liquidate stocks to pay off debt?"
"Should I be saving while expecting a baby?"
"Pull from our investments to pay off house?"
"What do I do after maxing out 401(k) investing?"
"Should I take out a loan to travel abroad in college?"

Support Our Sponsors:

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

EveryDollar, budget for the life you want today for free: Click Here

Want a plan for your money? Find out where to start: Click Here

Listen to all The Ramsey Network podcasts: Click Here

Interested in advertising on The Ramsey Show? Click Here

Learn more about your ad choices. https://www.megaphone.fm/adchoices

Very Few People Become Wealthy Using Borrowed Money Sep 18, 2023

Dave Ramsey & Dr. John Delony answer your questions and discuss:

"I'm falling behind financially,"
"Should I take our a HELOC for home repairs?"
"Does it make sense for me to pay for my daughter's college education?"
"Can someone ever stop tithing in a difficult situation?"
"How can I stop enabling my irresponsible mother?"
"Will I be able to retire?"
read more: The Truth About Retirement,
"Should I buy a house with cash?"
"Pull from my mutual funds to pay off debt?"
"I have $220K in student loans, what can I do?"
The persistent illusion of gold,
read more: Why Investing in Precious Metals Is a Bad Idea,
"What should I do with an inheritance?"

Support Our Sponsor:

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

EveryDollar, budget for the life you want today for free: Click Here

Want a plan for your money? Find out where to start: Click Here

Listen to all The Ramsey Network podcasts: Click Here

Interested in advertising on The Ramsey Show? Click Here

Learn more about your ad choices. https://www.megaphone.fm/adchoices

https://bit.ly/everydollar-home

Bonus Episode: Student Loan Debt in America (How We Got Here & How We Get Out) Sep 15, 2023

After a three-year hiatus, student loan payments are coming back. But that doesn't mean you have to freak out! Join Dave Ramsey, Jade Warshaw, and Rachel Cruze for a clear plan on how to cover those payments and ditch your student loan debt for good.

It all starts with a budget—so download EveryDollar today. (It’s totally free!)

The Best Calls of the Year So Far (Part 2) Sep 15, 2023

All The Ramsey Show co-hosts are out on the road for Smart Conference so today we're back with another compilation of our favorite moments from the year so far. We hope you enjoy it and we'll be back with a live show on Monday's episode.

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Support Our Sponsors:

EveryDollar, budget for the life you want today for free: Click Here

Want a plan for your money? Find out where to start: Click Here

Listen to all The Ramsey Network podcasts: Click Here

Interested in advertising on The Ramsey Show? Click Here

Learn more about your ad choices. https://www.megaphone.fm/adchoices

Are You More Concerned With Your FICO Score or Your Net Worth? Sep 14, 2023

Dave Ramsey & Jade Warshaw answer your questions and discuss:

"I'm in a lawsuit with cofounders of my company,"
Getting out of upside down cars (and motorcycles),
"Am I saving too much or should I enjoy my life more?"
read more: Why You Need Some Fun Money in Your Budget,
Things to do to create margin in your budget,
"What should my net worth ratio be?"
"Are we able retire now?"
"Preparing for high interest rates on a home,"
Covering an emergency while in debt,
"Should I sell my house to pay of business debt?"
"Should I use my gold & silver to pay off debt?"
"When would you recommend bankruptcy?"
"How do we set goals after paying off debt?"

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Support Our Sponsors:

EveryDollar, budget for the life you want today for free: Click Here

Want a plan for your money? Find out where to start: Click Here

Listen to all The Ramsey Network podcasts: Click Here

Interested in advertising on The Ramsey Show? Click Here

Learn more about your ad choices. https://www.megaphone.fm/adchoices

Contentment Is the Key to Winning With Money Sep 13, 2023

Dave Ramsey & Rachel Cruze answer your questions and discuss:

"Should we buy a bigger home?"
"I have $300k in student loans and can't work,"
"How much of our money should we save?"
"Should I use savings to pay off my student loans?"
"What should I do after inheriting a house?"
"Do I need Title Theft insurance?"
"How do I fix my relationship with money?"
"How should I invest after selling my house?"
"I took a job but they lied about compensation..."
"My siblings don't want to honor my mom's trust,"
The stupidity of day trading,
read more: What Is Day Trading and How Does It Work?,
Our mother-in-law wants us to get a HELOC.

Support Our Sponsor:

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

EveryDollar, budget for the life you want today for free: Click Here

Want a plan for your money? Find out where to start: Click Here

Listen to all The Ramsey Network podcasts: Click Here

Interested in advertising on The Ramsey Show? Click Here

Learn more about your ad choices. https://www.megaphone.fm/adchoices

When You Have No Debt You Have PEACE Sep 12, 2023

Dave Ramsey & Ken Coleman answer your questions and discuss:

"Should I join the military?"
Home remodels without permits,
"How do I start paying off my student loans?"
"Should I buy a tiny home?"
"Do I stop investing to pay off debt?"
read more: When You Should Stop Investing,
"Should I buy out my car lease?"
"How do I ask for a promotion at work?"
"My ARM is resetting soon, what can I do?"
read more: What Is an Adjustable-Rate Mortgage (ARM) and How Does It Work?
"Do I need extra emergency savings due to a volatile career?"
"Is it wrong for me to sell car leases if I don't believe in them?"
"Should I grow my business or buy a house?"
Selling stocks to pay off debt,
"I'm 76 and still have student loan debt..."
"Planning a wedding while in the Baby Steps,"
"Should I buy a car or pay off my house?"

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Support Our Sponsors:

EveryDollar, budget for the life you want today for free: Click Here

Want a plan for your money? Find out where to start: Click Here

Listen to all The Ramsey Network podcasts: Click Here

Interested in advertising on The Ramsey Show? Click Here

Learn more about your ad choices. https://www.megaphone.fm/adchoices

You’ve Gotta Wake Up and Pay Attention to Your Money! Sep 11, 2023

Dave Ramsey & Jade Warshaw answer your questions and discuss:

"Is it wrong to sell a gift?"
"Should I sell my car to pay my student loans?"
"How can I manage finances after my husband passed,"
"Can I afford to visit my dying father?"
The latest on the real estate market,
What to do with a large financial gift,
"I owe the IRS $100,000..."
read more: Tax Debt Relief: How to Handle Back Taxes,
"Should we focus on improving our credit score?"
"Should I pay off my fiancée's car?"
"I don't feel like we're making any progress"
"Do I look at my student loans individually or as a group?"
Check out the Ramsey Student Loan Hub for tips, tools, and the fastest way to pay off your student loans,
"Should I take out a debt consolidation loan?"
"Is it ethical to invest in stocks?"

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Support Our Sponsors:

EveryDollar, budget for the life you want today for free: Click Here

Want a plan for your money? Find out where to start: Click Here

Listen to all The Ramsey Network podcasts: Click Here

Interested in advertising on The Ramsey Show? Click Here

Learn more about your ad choices. https://www.megaphone.fm/adchoices

Don't Let Debt Take A Toll On Your Relationships Sep 08, 2023

Rachel Cruze & John Delony answer your questions and discuss:

What to do when you're saving for Baby Step 3 but have a car that's about to die,
read more: Is Your Car Worth Repairing? Or Should You Replace It?
How to know if you should live with family when finding a new place to live,
What it means to have an anxious life and how to get away from the stress,
John's New Book: Building A Non-Anxious Life by Dr. John Delony
How to tackle debt when getting out of the military and moving,
What to do when co-parenting and one set of parents is trying to encourage taking on debt,
read more: How to Teach Teenagers About Money
How to prioritize paying off your student loans in your Debt Snowball,
read more: RamseySolutions.com/StudentLoans
Why money problems in your marriage are often a result of deeper issues,
read more: Money and Marriage: 7 Tips for a Healthy Relationship
How to help parents change their mindset about money,
read more: Understanding the Psychology of Money
Why you shouldn't have parents co-sign on a mortgage,
The best ways to use a large inheritance,
read more: What to Do With an Inheritance
How student loans are taking a toll on students mental health,
take Dr. John Delony's Axienty Test
How to be ok with accepting financial generosity from family members without feeling guilty.

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Support Our Sponsor:

EveryDollar, budget for the life you want today for free: Click Here

Want a plan for your money? Find out where to start: Click Here

Listen to all The Ramsey Network podcasts: Click Here

Interested in advertising on The Ramsey Show? Click Here

Learn more about your ad choices. https://www.megaphone.fm/adchoices

Build Wealth Like a Crockpot, Not a Microwave! Sep 07, 2023

Dave Ramsey & Ken Coleman answer your questions and discuss:

"Should we buy a golf course?"
"How can I set myself up for success in my dream job?"
"Will closing credit cards hurt my credit score?"
"Can I afford to move out on my own?"
"I need to find a job that will pay the income I need,"
"I can't get caught up on my savings."
"Should I sell my house when I move?"
"Should I pull from my Roth IRA to pay off debt?"
"How should I ask for a raise?"
read more: How to Ask for a Raise,
"How do I prioritize paying off my house?"
"What's the best way to increase my income?"
Why whole life insurance sucks.

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Support Our Sponsor:

EveryDollar, budget for the life you want today for free: Click Here

Want a plan for your money? Find out where to start: Click Here

Listen to all The Ramsey Network podcasts: Click Here

Interested in advertising on The Ramsey Show? Click Here

Learn more about your ad choices. https://www.megaphone.fm/adchoices

Think About 20 Years From Now, Not 20 Minutes From Now Sep 06, 2023

Dave Ramsey & Jade Warshaw answer your questions and discuss:

"Should we sell our house to pay off debt?"
The stupidity of Biden’s SAVE student loan repayment plan,
Check out the Ramsey Student Loan Hub for tips, tools, and the fastest way to pay off your student loans,
"Should I change careers after an injury?"
"Dave, I think you're wrong about infinite banking..."
"Should I advise recruits to use loan forgiveness?"
"How can I get financially stable?"
"I'm upside down on my car; how do I get out?"
read more: How to Get Out of an Upside-Down Car Loan,
"Should I sell my rental property?"
"Do I need to prepare for a switch to digital currency?"
"Should I pay off my house today?"
"Which debt should I prioritize after a divorce?"

Support Our Sponsor:

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

EveryDollar, budget for the life you want today for free: Click Here

Want a plan for your money? Find out where to start: Click Here

Listen to all The Ramsey Network podcasts: Click Here

Interested in advertising on The Ramsey Show? Click Here

Learn more about your ad choices. https://www.megaphone.fm/adchoices

Don’t Take Financial Advice From Your Broke Friends! Sep 05, 2023

Dave Ramsey & Jade Warshaw answer your questions and discuss:

Balancing saving for retirement and kids college,
"Should we keep or sell our rental property?"
"How do we get back on track with the plan?"
"Should we sell our house to pay off $299K of debt?"
"My stepson won't pay for his daughter's education,"
"Should we replace our HELOC with a fixed-rate loan?"
read more: HELOC: What Is a Home Equity Line of Credit?
"Does it make sense to use our savings to invest or buy a house?"
"Help, I have $311k in student loan debt..."
Check out the Ramsey Student Loan Hub for tips, tools, and the fastest way to pay off your student loans,
"How do we plan to buy land and build a house?"
"Should we get earthquake insurance?"

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Support Our Sponsors:

EveryDollar, budget for the life you want today for free: Click Here

Want a plan for your money? Find out where to start: Click Here

Listen to all The Ramsey Network podcasts: Click Here

Interested in advertising on The Ramsey Show? Click Here

Learn more about your ad choices. https://www.megaphone.fm/adchoices

The Best Calls of the Year (So Far) Sep 04, 2023

While we're out for the holiday, we've compiled our favorite moments from the year so far into a special episode. We hope you enjoy it and we'll be back with a live show tomorrow. Let us know what you think in the comments!

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Support Our Sponsors:

EveryDollar, budget for the life you want today for free: Click Here

Want a plan for your money? Find out where to start: Click Here

Listen to all The Ramsey Network podcasts: Click Here

Interested in advertising on The Ramsey Show? Click Here

Learn more about your ad choices. https://www.megaphone.fm/adchoices

There’s No Price on Your Peace of Mind Sep 01, 2023

Dr. John Delony & Jade Warshaw answer your questions and discuss:

"We are traumatized by the housing market,"
"My student loans give me anxiety..."
Check out the Ramsey Student Loan Hub for tips, tools, and the fastest way to pay off your student loans,
"I have debt but I want to start investing,"
"Should we use our savings to pay off our cars?"
"I hate actually using our emergency fund..."
"Should I keep renting or buy a house?"
"I'm 58 years old and don't have any retirement,"
"Should I pay more on my mortgage or keep saving?"
"Does it make sense for us to pay on our interest-free loans?"
"Should we combine finances now?"
A will vs. a trust,
"I feel guilty for my husband selling his Jeep for my debt,"
"My wife's expenses are more than my income."

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Support Our Sponsors:

EveryDollar, budget for the life you want today for free: Click Here

Want a plan for your money? Find out where to start: Click Here

Listen to all The Ramsey Network podcasts: Click Here

Interested in advertising on The Ramsey Show? Click Here

Learn more about your ad choices. https://www.megaphone.fm/adchoices

Are You Tired Of Living From Crisis To Crisis? Aug 31, 2023

Dave Ramsey & Jade Warshaw answer your questions and discuss:

What to do about student loans payments resuming,
Check out the Ramsey Student Loan Hub for tips, tools, and the fastest way to pay off your student loans,
"How can I get my law degree without loans?"
"Should I be investing for retirement?"
How to know how much money you need to retire,
"Pay off my daughter's car that I co-signed?"
"Should I sell my house now that my divorce is finalized?"
"How do we budget to replace our busted HVAC?"
"Should I convert my term life to a whole life policy?"
"I'm nervous to take out a mortgage to buy our first home,"
"Get a regular job or start my own law firm?"
"How can I help my mom prepare for retirement?"
"How aggressively should I pay off my house?"
read more: How to Pay Off Your Mortgage Early,
"I owe $223K on a business that failed."

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Support Our Sponsors:

EveryDollar, budget for the life you want today for free: Click Here

Enter The Ramsey Cash Giveaway for a chance to win $3,000! https://bit.ly/TRSCashGiveaway

Want a plan for your money? Find out where to start: Click Here

Listen to all The Ramsey Network podcasts: Click Here

Interested in advertising on The Ramsey Show? Click Here

Learn more about your ad choices. https://www.megaphone.fm/adchoices

Live Like No One Else So Later You Can Live Like No One Else! Aug 30, 2023

Dave Ramsey & Dr. John Delony answer your questions and discuss:

EveryDollar, budget for the life you want today for free: Click Here

"It feels like I can't catch up on my debt,"
"What should we do after selling our house?"
"Where should we be investing?"
"Dealing with medical debt while fighting cancer,"
"How much house can I afford?"
"Pay off personal debt with business income?"
"Pause the Baby Steps to save for my son?"
"Take out student loans to pay our bills?"
"I don't know how to get ahead of my debt,"
"How can I become financially responsible?"
"Take a higher paying job if I'll have to move?"
"How can we slow down after Baby Step 7?"

Support Our Sponsor:

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Enter The Ramsey Cash Giveaway for a chance to win $3,000! https://bit.ly/TRSCashGiveaway

Want a plan for your money? Find out where to start: Click Here

Listen to all The Ramsey Network podcasts: Click Here

Interested in advertising on The Ramsey Show? Click Here

Learn more about your ad choices. https://www.megaphone.fm/adchoices

Personal Finance Isn’t a Feeling, It’s MATH! Aug 29, 2023

Dave Ramsey & Ken Coleman answer your questions and discuss:

EveryDollar, budget for the life you want today for free: Click Here

Why you should never borrow money from family,
"Should I keep waiting on a company to hire me?"
"Pay off our house before buying a new house?"
read more: How to Pay Off Your Mortgage Early,
"I'm nervous about working full-time again,"
"What should I do with a $100K gift?"
"Should we cash out our Roth to pay off debt?"
"How do we pay off $110K while raising a baby?"
"Should I quit my job that's a hostile work environment?"
Dave Rant: Personal Finance Isn’t a Feeling, It’s MATH!
"Should we put our savings toward student loans?"
Check out the Ramsey Student Loan Hub for tips, tools, and the fastest way to pay off your student loans,
"Cancel term life insurance after getting debt free?"
"Planning on my income decreasing"

Support Our Sponsor:

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Enter The Ramsey Cash Giveaway for a chance to win $3,000! https://bit.ly/TRSCashGiveaway

Want a plan for your money? Find out where to start: Click Here

Listen to all The Ramsey Network podcasts: Click Here

Interested in advertising on The Ramsey Show? Click Here

Learn more about your ad choices. https://www.megaphone.fm/adchoices

If You Want To Get Rich Do What Rich People Do! Aug 28, 2023

Dave Ramsey & Jade Warshaw answer your questions and discuss:

EveryDollar, budget for the life you want today for free: Click Here

"Emergencies keep holding back our progress,"
"We disagree on how to use our money in Baby Step 6,"
Confusion around student loans,
Check out the Ramsey Student Loan Hub for tips, tools, and the fastest way to pay off your student loans,
"How do we prepare to build a house?"
How to replace a car,
"Is there any way to use the equity in our home?"
"What's the best way to save for my grandkids?"
"Should I invest instead of paying off my house?"
Why warranties aren't worth it,
read more: Are Extended Warranties Worth It?
"Which debt should I pay off first?"
Getting out of a $220k “HELL-OC",
"I think we bought too much house"

Support Our Sponsor:

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Enter The Ramsey Cash Giveaway for a chance to win $3,000! https://bit.ly/TRSCashGiveaway

Want a plan for your money? Find out where to start: Click Here

Listen to all The Ramsey Network podcasts: Click Here

Interested in advertising on The Ramsey Show? Click Here

Learn more about your ad choices. https://www.megaphone.fm/adchoices

Quit Letting Life Happen to You and OWN Your Life! Aug 25, 2023

Ken Coleman & Jade Warshaw answer your questions and discuss:

EveryDollar, budget for the life you want today for free: Click Here

"Should I file bankruptcy?"
"Pause Baby Step 2 to pay for fertility treatments?"
"Should I wait for student loan forgiveness?"
"How do I ask my boss for a raise?"
"Our financial advisor is trying to sell us on whole life insurance"
read more: What Is Whole Life Insurance?
"My husband says he deserves his truck (and its $1400 payment)..."
"How do we budget for student loan payments?"
Check out the Ramsey Student Loan Hub for tips, tools, and the fastest way to pay off your student loans,
What's your "I've Had It!" moment? Share it with us in the comments!
"Should we buy a condo or a small home?"
try our free Mortgage Calculator,
"Should I keep whole life insurance on my kids?"
"Should I use savings to pay off my car loan?"
"I have over $1M in debt, what can I do?"
"I want to move out of my parents' house."

Support Our Sponsor:

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Enter The Ramsey Cash Giveaway for a chance to win $3,000! https://bit.ly/TRSCashGiveaway

Want a plan for your money? Find out where to start: Click Here

Listen to all The Ramsey Network podcasts: Click Here

Interested in advertising on The Ramsey Show? Click Here

Learn more about your ad choices. https://www.megaphone.fm/adchoices

Are You Ready To Get Out of Your Financial Mess? Aug 24, 2023

Rachel Cruze & Dr. John Delony answer your questions and discuss:

EveryDollar, budget for the life you want today for free: Click Here

"Should we pay off debt or buy a house?"
"We feel taken advantage of by my parents,"
"Following the Baby Steps while managing ADHD,"
"Should I buy a car that gets better gas mileage?"
"How do we get out of this financial mess we made?"
"I'm $480k in debt!"
read more: The 7 Baby Steps,
"Should we save for kid's education or pay off our house?"
"Do I need to take out a loan to buy out my ex?"
"My wife wants to sell our house and downsize,"
"What's the best way to pay off my cars?"
"I bought a condo with my mom..."
"Should I rent or buy a home?"
"I promised to buy someone a car..."

Support Our Sponsor:

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Enter The Ramsey Cash Giveaway for a chance to win $3,000! https://bit.ly/TRSCashGiveaway

Want a plan for your money? Find out where to start: Click Here

Listen to all The Ramsey Network podcasts: Click Here

Interested in advertising on The Ramsey Show? Click Here

Learn more about your ad choices. https://www.megaphone.fm/adchoices

The Facts About Biden's New SAVE Plan For Student Loans Aug 23, 2023

Jade Warshaw & Ken Coleman answer your questions and discuss:

EveryDollar, budget for the life you want today for free: Click Here

"I can't keep up with my minimum payments..."
"The facts about Biden's new SAVE plan for your student loans,"
read more: The Truth About Income-Driven Repayment Plans,
Check out the Ramsey Student Loan Hub for tips, tools, and the fastest way to pay off your student loans,
"Will I ever be able to buy a house?"
"Which debt should I pay off first?"
"I received a summons from a debt collector,"
"How do we get our budget back on track?"
read more: How to Make a Budget: Your Step-by-Step Guide,
Challenges of budgeting for groceries,
"Should I take a new job that pays more?"
How to budget on an irregular income,
Walking through Baby Steps 3b, 4, 5, and 6,
"Why should I base my mortgage on net income?"
read more: How Much House Can I Afford?
Finding a budgeting accountability partner,
"I have buyer's remorse for my Tesla,"
Knowing when to quit your full-time job for a side hustle.

Support Our Sponsor:

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Enter The Ramsey Cash Giveaway for a chance to win $3,000! https://bit.ly/TRSCashGiveaway

Want a plan for your money? Find out where to start: Click Here

Listen to all The Ramsey Network podcasts: Click Here

Interested in advertising on The Ramsey Show? Click Here

Learn more about your ad choices. https://www.megaphone.fm/adchoices

Can You Become A Millionaire Today In America? Aug 22, 2023

Dave Ramsey & Ken Coleman answer your questions and discuss:

EveryDollar, budget for the life you want today for free: Click Here

"A debt collector is taking me to court"
"Should I pull from my CD to pay towards debt?"
"How do I find my dream job without a degree?"
"Should I use a settlement company or file bankruptcy?"
read more: Bankruptcy: What It Is and How It Works,
"Sell our house to be closer to family?"
"Should I sell my house before it gets foreclosed on?"
"What do I do with this inheritance?"
Dealing with errors on your credit report,
"Pause investing while we are expecting?"
read more: When to Pause Your Debt Snowball,
"Should we buy or rent while in the military?"
How real millionaires built their wealth.

Support Our Sponsor:

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Enter The Ramsey Cash Giveaway for a chance to win $3,000! https://bit.ly/TRSCashGiveaway

Want a plan for your money? Find out where to start: Click Here

Listen to all The Ramsey Network podcasts: Click Here

Interested in advertising on The Ramsey Show? Click Here

Learn more about your ad choices. https://www.megaphone.fm/adchoices

These 3 Things Will Keep You Broke Aug 21, 2023

Dave Ramsey & George Kamel answer your questions and discuss:

EveryDollar, budget for the life you want today for free: Click Here

"Should I leverage equity to invest in real estate?"
read more: How to Invest in Real Estate,
3 things that will keep you broke,
"How do I account for buffer in my budget?"
read more: How to Make a Budget: Your Step-by-Step Guide,
"Don't burn so many brain calories just to make $1000,"
"Should I invest in land?"
Dave's thoughts on digital payment methods (Apple Pay, Zelle, Venmo),
"Should I pull my money out of a brokerage account and into a Roth?"
"How much should we spend on a home?"
"How much income can I take home from my business?"
"How do I get control of my money?"

Support Our Sponsor:

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Enter The Ramsey Cash Giveaway for a chance to win $3,000! https://bit.ly/TRSCashGiveaway

Want a plan for your money? Find out where to start: Click Here

Listen to all The Ramsey Network podcasts: Click Here

Interested in advertising on The Ramsey Show? Click Here

Learn more about your ad choices. https://www.megaphone.fm/adchoices

What's the Best Way To Get Into Real Estate Investing? Aug 18, 2023

Ken Coleman & Rachel Cruze answer your questions and discuss:

EveryDollar, budget for the life you want today for free: Click Here

"Are we over-giving while paying off debt?"
"How do I move into my business full time?"
"Can we get on the same page before our wedding?"
"I owe more on my car than it's worth"
read more: How to Get Out of an Upside-Down Car Loan,
"What is the best way to get into real estate investing?"
read more: How to Invest in Real Estate,
"Should I take a job that doesn't give paternity leave?"
"How can I pay for my car repairs?"
"Should I use an income-based repayment plan for my student loans?"
Check out the Ramsey Student Loan Hub for tips, tools, and the fastest way to pay off your student loans,
"I don't feel safe with a $1000 emergency fund"

Support Our Sponsor:

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Enter The Ramsey Cash Giveaway for a chance to win $3,000! https://bit.ly/TRSCashGiveaway

Want a plan for your money? Find out where to start: Click Here

Listen to all The Ramsey Network podcasts: Click Here

Interested in advertising on The Ramsey Show? Click Here

Learn more about your ad choices. https://www.megaphone.fm/adchoices

How Can I Pay Off My Student Loans? Aug 17, 2023

Dave Ramsey & Dr. John Delony answer your questions and discuss:

EveryDollar, budget for the life you want today for free: Click Here

"Should I pull from my IRA to pay off our house?"
read more: How Do I Invest in Retirement, Save for College, and Pay Off the Mortgage at the Same Time?
"I don't know how to pay off my student loans,"
Check out the Ramsey Student Loan Hub for tips, tools, and the fastest way to pay off your student loans,
"How can I sustain working 80 hours a week?"
"I'm not sure when to pay my second mortgage,"
"Should I buy a rental with my sister?"
"My husband doesn't want to pay off our house"
"Are MLMs just barely-legal pyramid schemes?"
"Can we shift from intense to intentional?"
"Should I talk my dad out of a terrible money decision?"
"I'm tired of being a landlord; should I sell?"
"How do I get my debt under control?"
read more: How the Debt Snowball Method Works

Support Our Sponsor:

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Enter The Ramsey Cash Giveaway for a chance to win $3,000! https://bit.ly/TRSCashGiveaway

Want a plan for your money? Find out where to start: Click Here

Listen to all The Ramsey Network podcasts: Click Here

Interested in advertising on The Ramsey Show? Click Here

Learn more about your ad choices. https://www.megaphone.fm/adchoices

Should We Wait for Interest Rates To Come Back Down To Buy a House? Aug 16, 2023

Dave Ramsey & Ken Coleman answer your questions and discuss:

EveryDollar, budget for the life you want today for free: Click Here

"We disagree on paying off student loans,"
Check out the Ramsey Student Loan Hub for tips, tools, and the fastest way to pay off your student loans,
"My father-in-law deeded our house to our 7-year-old son..."
"Should I cancel the extended warranty on my car?"
"Do I need to take out a HELOC to get me to retirement?"
read more: HELOC: What Is a Home Equity Line of Credit?
"Should we use savings to pay off student loans?"
"Stop investing while paying off debt?"
"Can I use my investments to buy a house?"
"Should we rent out our house when we move due to the low interest rate?"
read more: How to Rent Out a House: Your Complete Guide,
"Should I sell my car to get rid of the payments?"
Why whole life insurance plans suck,
"How do I protect us financially during a job change?"
"Does it make sense to take a job I don't want if they offer good insurance?"
Choosing between a high-paying job or dream job,
"Someone offered me $500k in gold for my land"
"How quickly should I pay off my student loans?"

Support Our Sponsor:

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Enter The Ramsey Cash Giveaway for a chance to win $3,000! https://bit.ly/TRSCashGiveaway

Want a plan for your money? Find out where to start: Click Here

Listen to all The Ramsey Network podcasts: Click Here

Interested in advertising on The Ramsey Show? Click Here

Learn more about your ad choices. https://www.megaphone.fm/adchoices

You Don’t Become a Millionaire by Investing Borrowed Money Aug 15, 2023

Dave Ramsey & Rachel Cruze answer your questions and discuss:

EveryDollar, budget for the life you want today for free: Click Here

"Are our Baby Steps out of whack?"
read more: The 7 Baby Steps,
Why you shouldn't invest borrowed money to get wealthy,
"Should we pull from our Roth to fund our kid's college?"
"Can I use a credit card as my $1000 emergency fund?"
Dave & Rachel react to a New York Times column,
read more: Money, Marriage, and Communication,
"My ex keeps slowing down my progress,"
"Can we use our kids' accounts to fund our debt snowball?"
Preparing kids for their financial future in a family with a history of Alzheimer's,
"What should I do when my car lease ends?"
"Should I buy a personal home or commercial building?"
"We can't afford our house anymore,"
"Help! I don't want to inherit a timeshare..."
"Should I be investing while paying off debt?"
"Should we pay off our daughter's student loans?"
Following the Baby Steps while fighting cancer.

Support Our Sponsor:

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Enter The Ramsey Cash Giveaway for a chance to win $3,000! https://bit.ly/TRSCashGiveaway

Want a plan for your money? Find out where to start: Click Here

Listen to all The Ramsey Network podcasts: Click Here

Interested in advertising on The Ramsey Show? Click Here

Learn more about your ad choices. https://www.megaphone.fm/adchoices

Get Up off Your Assets and Go to Work! Aug 14, 2023

Dave Ramsey & Jade Warshaw answer your questions and discuss:

EveryDollar, budget for the life you want today for free: Click Here

"I have $700K in debt... should I sell my house?"
"How do I start paying off my student loans?"
Check out the Ramsey Student Loan Hub for tips, tools, and the fastest way to pay off your student loans,
"I'm upside down on my car loan,"
read more: How to Get Out of an Upside-Down Car Loan,
"We have almost $400k in debt",
"I'm scared to use my savings to pay off debt,"
"Should I wait for the new debt forgiveness plan?"
"We rent my wife's ex-husband's house..."
"How quickly should we pay the house off?"
"Should we pay off debt before marriage?"
"Can I afford a quadplex and my rent?"

Support Our Sponsor:

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Enter The Ramsey Cash Giveaway for a chance to win $3,000! https://bit.ly/TRSCashGiveaway

Want a plan for your money? Find out where to start: Click Here

Listen to all The Ramsey Network podcasts: Click Here

Interested in advertising on The Ramsey Show? Click Here

Learn more about your ad choices. https://www.megaphone.fm/adchoices

Math Doesn’t Care What You Want… (Hour 1) Aug 11, 2023

Dr. John Delony & George Kamel answer your questions and discuss:

EveryDollar, budget for the life you want today for free: Click Here

"How can I help my in-laws with their money?"
"Can I pay off my student loans more quickly?"
Check out the Ramsey Student Loan Hub for tips, tools, and the fastest way to pay off your student loans,
"Should we sell our rental property?"
What's your "I've Had It" moment?

Support Our Sponsor:

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Enter The Ramsey Cash Giveaway for a chance to win $3,000! https://bit.ly/TRSCashGiveaway

Want a plan for your money? Find out where to start: Click Here

Listen to all The Ramsey Network podcasts: Click Here

Interested in advertising on The Ramsey Show? Click Here

Learn more about your ad choices. https://www.megaphone.fm/adchoices

You Can’t Change Other People (Hour 2) Aug 11, 2023

Dr. John Delony & George Kamel answer your questions and discuss:

EveryDollar, budget for the life you want today for free: Click Here

"What are my next steps as a recovering addict?"
"How can I keep my friend from filing for bankruptcy?"
Balancing investing and saving for a house,
read more: How to Save for a House,
"Should I borrow for an investment home?"

Support Our Sponsor:

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Enter The Ramsey Cash Giveaway for a chance to win $3,000! https://bit.ly/TRSCashGiveaway

Want a plan for your money? Find out where to start: Click Here

Listen to all The Ramsey Network podcasts: Click Here

Interested in advertising on The Ramsey Show? Click Here

Learn more about your ad choices. https://www.megaphone.fm/adchoices

I Dare You To Put Your Credit Card Away for 90 Days (Hour 3) Aug 11, 2023

Dr. John Delony & George Kamel answer your questions and discuss:

EveryDollar, budget for the life you want today for free: Click Here

The stupidity of credit cards,
Preparing for a move while paying off debt,
"We lost our baby and can't afford to buy burial plots near him"
"How do I pay for a Ph.D. without debt?"

Support Our Sponsor:

Neighborly

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Enter The Ramsey Cash Giveaway for a chance to win $3,000! https://bit.ly/TRSCashGiveaway

Want a plan for your money? Find out where to start: Click Here

Listen to all The Ramsey Network podcasts: Click Here

Interested in advertising on The Ramsey Show? Click Here

Learn more about your ad choices. https://www.megaphone.fm/adchoices

Don’t Step Over a Dollar To Pick Up a Dime! (Hour 1) Aug 10, 2023

Dave Ramsey & Dr. John Delony answer your questions and discuss:

EveryDollar, budget for the life you want today for free: Click Here

"Can I borrow from my trust to pay for school?"
"What should I worry about while changing jobs?"
"Should I save more or pay off my house?"
read more: How to Pay Off Your Mortgage Early,
"How can I be less anxious about money?"

Support Our Sponsor:

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Enter The Ramsey Cash Giveaway for a chance to win $3,000! https://bit.ly/TRSCashGiveaway

Want a plan for your money? Find out where to start: Click Here

Listen to all The Ramsey Network podcasts: Click Here

Interested in advertising on The Ramsey Show? Click Here

Learn more about your ad choices. https://www.megaphone.fm/adchoices

Finance Is Always Personal (Hour 2) Aug 10, 2023

Dave Ramsey & Dr. John Delony answer your questions and discuss:

EveryDollar, budget for the life you want today for free: Click Here

"Can I afford to move out of a house with terrible painful memories?"
"How can I diversify my investments?"
read more: Diversification: What It Is and How to Apply It,
"My mom wants me to quit my job and move to take care of her"
"What should I do with my estate?"

Support Our Sponsor:

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Enter The Ramsey Cash Giveaway for a chance to win $3,000! https://bit.ly/TRSCashGiveaway

Want a plan for your money? Find out where to start: Click Here

Listen to all The Ramsey Network podcasts: Click Here

Interested in advertising on The Ramsey Show? Click Here

Learn more about your ad choices. https://www.megaphone.fm/adchoices

I’ve Lost Over $100K Gambling (Hour 3) Aug 10, 2023

Dave Ramsey & Dr. John Delony answer your questions and discuss:

EveryDollar, budget for the life you want today for free: Click Here

"Should I sell my car?"
"Should I redo my debt snowball after marriage?"
"Should I use my 401(k) to pay off my home?"
"How do I recover my finances after a gambling addiction?"
"How do we best use an inheritance?"
read more: How to Make a Will,

Support Our Sponsor:

Neighborly

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Enter The Ramsey Cash Giveaway for a chance to win $3,000! https://bit.ly/TRSCashGiveaway

Want a plan for your money? Find out where to start: Click Here

Listen to all The Ramsey Network podcasts: Click Here

Interested in advertising on The Ramsey Show? Click Here

Learn more about your ad choices. https://www.megaphone.fm/adchoices

Can You Build Wealth on a Modest Salary? (Hour 1) Aug 09, 2023

Dave Ramsey & Ken Coleman answer your questions and discuss:

EveryDollar, budget for the life you want today for free: Click Here

"Can you build wealth on a modest salary?"
"When should you buy life insurance during the Baby Steps?"
from the blog: How Much Life Insurance Do I Need?,
Getting out of an upside down vehicle,
from the blog: How to Get Out of an Upside-Down Car Loan,
"How can I use my savings to make more money?"
"Should we have a larger emergency fund?"
"Can we afford the house we want?"

Support Our Sponsor:

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Enter The Ramsey Cash Giveaway for a chance to win $3,000! https://bit.ly/TRSCashGiveaway

Want a plan for your money? Find out where to start: Click Here

Listen to all The Ramsey Network podcasts: Click Here

Interested in advertising on The Ramsey Show? Click Here

Learn more about your ad choices. https://www.megaphone.fm/adchoices

Should We Pause Investments To Pay Off Debt? (Hour 2) Aug 09, 2023

Dave Ramsey & Ken Coleman answer your questions and discuss:

EveryDollar, budget for the life you want today for free: Click Here

"Should we pause investments to pay off debt?"
"Sell our house so I can go back to school?"
"I feel guilty leaving the small company I work for"
"Can I afford to work part time?"
"Should I increase my emergency fund to pay HOA fees?"
"I took our a 401(k) loan, what can I do now?"
"Should I pay off my truck?"

Support Our Sponsor:

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Enter The Ramsey Cash Giveaway for a chance to win $3,000! https://bit.ly/TRSCashGiveaway

Want a plan for your money? Find out where to start: Click Here

Listen to all The Ramsey Network podcasts: Click Here

Interested in advertising on The Ramsey Show? Click Here

Learn more about your ad choices. https://www.megaphone.fm/adchoices

I’m Being Sued for $20,000 (Hour 3) Aug 09, 2023

Dave Ramsey & Ken Coleman answer your questions and discuss:

EveryDollar, budget for the life you want today for free: Click Here

"Should we downsize our home?"
"Should we use savings to pay off our cars?"
"Should we buy or build?"
"I'm being sued for $20,000,"
"Should I take a new job that will slow the Baby Steps?"
"Should I use an ERC to pay off debt?"
"How can I increase my income?"

Support Our Sponsor:

Neighborly

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Enter The Ramsey Cash Giveaway for a chance to win $3,000! https://bit.ly/TRSCashGiveaway

Want a plan for your money? Find out where to start: Click Here

Listen to all The Ramsey Network podcasts: Click Here

Interested in advertising on The Ramsey Show? Click Here

Learn more about your ad choices. https://www.megaphone.fm/adchoices

Mortgage Rates Aren't As High As You Think (Hour 1) Aug 08, 2023

Dave Ramsey & Rachel Cruze answer your questions and discuss:

EveryDollar, budget for the life you want today for free: Click Here

Why you should keep investing paused when paying off debt,
Why paying off your student loans and then going back into debt is like a dog chasing its tail,
Learn more today at RamseySolutions.com/StudentLoans
How losing a low mortgage rate to upgrade your home isn't as bad as it sounds,
How selling property to get out of debt won't change your spending habits,
"Should I sell my camper to get out of debt?"
from the blog: How to Declutter Your Life
How saving 15% of your income for retirement is import regardless of what your income is,
from the blog: Why Should I Invest 15% of My Income for Retirement?
What to do when you're burned out and wanting to make a career change,
from the blog: How to Make a Career Change Midlife

Support Our Sponsor:

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Enter The Ramsey Cash Giveaway for a chance to win $3,000! https://bit.ly/TRSCashGiveaway

Want a plan for your money? Find out where to start: Click Here

Listen to all The Ramsey Network podcasts: Click Here

Interested in advertising on The Ramsey Show? Click Here

Learn more about your ad choices. https://www.megaphone.fm/adchoices

Passive Income Is TikTok Mythology (Hour 2) Aug 08, 2023

Dave Ramsey & Rachel Cruze answer your questions and discuss:

EveryDollar, budget for the life you want today for free: Click Here

What to do when you can't agree with your spouse about paying off debt,
from the blog: What to Do When Spouses Don't Agree on Money
Why you shouldn't be borrowing from your cars to invest,
The best ways to build wealth,
from the blog: How to Build Wealth at Any Age
"Is it ok for us to spend money on occasional family gatherings during Baby Step 2?"
from the blog: A Guide to Vacationing on the Baby Steps
Why you have to identify the reality of your situation when you're in debt,
from the blog: If You Don't Want to Be Broke Anymore, Do This

Support Our Sponsor:

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Enter The Ramsey Cash Giveaway for a chance to win $3,000! https://bit.ly/TRSCashGiveaway

Want a plan for your money? Find out where to start: Click Here

Listen to all The Ramsey Network podcasts: Click Here

Interested in advertising on The Ramsey Show? Click Here

Learn more about your ad choices. https://www.megaphone.fm/adchoices

Stop Living In $1 Trillion Of Plastic Denial! (Hour 3) Aug 08, 2023

Dave Ramsey & Rachel Cruze answer your questions and discuss:

EveryDollar, budget for the life you want today for free: Click Here

Why continuing to live in debt and doing nothing about it is choosing to live in denial,
from the blog: How to Survive and Thrive Without Credit Cards
How to know when you can afford to buy a house,
from the blog: Am I Ready to Buy a House?
A Debt Free Scream couple that shares their journey from "Dave-ish" to Gazelle Intensity,
from the blog: Gazelle Intensity: Do You Have It?
"Should I wait to start my own business to increase my savings after battling cancer?"

Support Our Sponsor:

Neighborly

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Enter The Ramsey Cash Giveaway for a chance to win $3,000! https://bit.ly/TRSCashGiveaway

Want a plan for your money? Find out where to start: Click Here

Listen to all The Ramsey Network podcasts: Click Here

Interested in advertising on The Ramsey Show? Click Here

Learn more about your ad choices. https://www.megaphone.fm/adchoices

THIS Is the Real Reason To Get Out of Debt… (Hour 1) Aug 07, 2023

Dave Ramsey & Jade Warshaw answer your questions and discuss:

EveryDollar, budget for the life you want today for free: Click Here

Update on a call from last week,
"Should we sell our house to get out of debt?"
"How can I find extra money to pay off debt?"
"Should I put down more than 20% on my home build?"
"Should I save for a house at 69 years old?"

Support Our Sponsor:

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Enter The Ramsey Cash Giveaway for a chance to win $3,000! https://bit.ly/TRSCashGiveaway

Want a plan for your money? Find out where to start: Click Here

Listen to all The Ramsey Network podcasts: Click Here

Interested in advertising on The Ramsey Show? Click Here

Learn more about your ad choices. https://www.megaphone.fm/adchoices

Are Russia & China Going To Destroy The US Economy? (Hour 2) Aug 07, 2023

Dave Ramsey & Jade Warshaw answer your questions and discuss:

EveryDollar, budget for the life you want today for free: Click Here

"Will BRICS put the strength of the US Dollar in jeopardy?"
"What should I do about my student loans?"
Check out the Ramsey Student Loan Hub for tips, tools, and the fastest way to pay off your student loans,
"Should I pay off my car or house first?"
"How can I stay gazelle intense in Baby Step 2?"
"Should I repair or replace my car?"

Support Our Sponsor:

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Enter The Ramsey Cash Giveaway for a chance to win $3,000! https://bit.ly/TRSCashGiveaway

Want a plan for your money? Find out where to start: Click Here

Listen to all The Ramsey Network podcasts: Click Here

Interested in advertising on The Ramsey Show? Click Here

Learn more about your ad choices. https://www.megaphone.fm/adchoices

Your Mother Is a Travel Agent for Guilt Trips! (Hour 3) Aug 07, 2023

Dave Ramsey & Jade Warshaw answer your questions and discuss:

EveryDollar, budget for the life you want today for free: Click Here

"How do I help my parents plan for retirement?"
Getting an apartment without a credit score,
from the blog: Living Without a Credit Score,
"Should I pay off my house if I'm going to sell?"
"Should we sell a paid off rental to pay off debt?"

Support Our Sponsor:

Neighborly

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Enter The Ramsey Cash Giveaway for a chance to win $3,000! https://bit.ly/TRSCashGiveaway

Want a plan for your money? Find out where to start: Click Here

Listen to all The Ramsey Network podcasts: Click Here

Interested in advertising on The Ramsey Show? Click Here

Learn more about your ad choices. https://www.megaphone.fm/adchoices

Should I Buy a House or Rent? (Hour 1) Aug 04, 2023

Jade Warshaw & George Kamel answer your questions and discuss:

EveryDollar, budget for the life you want today for free: Click Here

"How can I start my financial journey as a recovering addict?"
"Should I buy a house or continue renting?"
from the blog: Should I Rent or Buy a House?
The importance of fun money when budgeting in marriage.
from the blog: Why You Need Some Fun Money in Your Budget,
Which debt should I pay off first as a single mom?

Support Our Sponsor:

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Enter The Ramsey Cash Giveaway for a chance to win $3,000! https://bit.ly/TRSCashGiveaway

Want a plan for your money? Find out where to start: Click Here

Listen to all The Ramsey Network podcasts: Click Here

Interested in advertising on The Ramsey Show? Click Here

Learn more about your ad choices. https://www.megaphone.fm/adchoices

You Have To Get Angry About Your Debt! (Hour 2) Aug 04, 2023

Jade Warshaw & George Kamel answer your questions and discuss:

EveryDollar, budget for the life you want today for free: Click Here

"I don't know where to start with my debt"
What is "Girl Dinner"?
"How do I handle medical debt in collections?"
"I'm about to lose my job and I have a lot of debt"

Support Our Sponsor:

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Enter The Ramsey Cash Giveaway for a chance to win $3,000! https://bit.ly/TRSCashGiveaway

Want a plan for your money? Find out where to start: Click Here

Listen to all The Ramsey Network podcasts: Click Here

Interested in advertising on The Ramsey Show? Click Here

Learn more about your ad choices. https://www.megaphone.fm/adchoices

How Should I Be Investing Right Now? (Hour 3) Aug 04, 2023

Jade Warshaw & George Kamel answer your questions and discuss:

EveryDollar, budget for the life you want today for free: Click Here

"Should I buy a tiny house?"
"How should I be investing right now?"
from the blog: How to Start Investing in 2023: A Beginner’s Guide,
"Is it ever okay to pause the baby steps?"
"How do I become a millionaire?"
from the blog: How to Become a Millionaire

Support Our Sponsor:

Neighborly

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Enter The Ramsey Cash Giveaway for a chance to win $3,000! https://bit.ly/TRSCashGiveaway

Want a plan for your money? Find out where to start: Click Here

Listen to all The Ramsey Network podcasts: Click Here

Interested in advertising on The Ramsey Show? Click Here

Learn more about your ad choices. https://www.megaphone.fm/adchoices

You’re Playing With a Barrel Full of Snakes for $3,000! (Hour 1) Aug 03, 2023

Dave Ramsey & Jade Warshaw answer your questions and discuss:

EveryDollar, budget for the life you want today for free: Click Here

Get John's new book, Building a Non-Anxious Life,
"Should I take out student loans to invest in the market?"
from the blog: Check out the Ramsey Student Loan Hub for tips, tools, and the fastest way to pay off your student loans,
"How do I talk to my friend about his terrible money habits?"
"How do I buy a car without debt?"
from the blog: The Truth About Financing a Car

Support Our Sponsor:

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Enter The Ramsey Cash Giveaway for a chance to win $3,000! https://bit.ly/TRSCashGiveaway

Want a plan for your money? Find out where to start: Click Here

Listen to all The Ramsey Network podcasts: Click Here

Interested in advertising on The Ramsey Show? Click Here

Learn more about your ad choices. https://www.megaphone.fm/adchoices

Get on a Plan and Get in Control of You Money! (Hour 2) Aug 03, 2023

Dave Ramsey & Jade Warshaw answer your questions and discuss:

EveryDollar, budget for the life you want today for free: Click Here

"Is it worth it to move closer to work?"
"What's the best way to save for kid's education if I'm not sure they will go to college?"
"What taxes should I expect when paying off debt?"

Support Our Sponsor:

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Enter The Ramsey Cash Giveaway for a chance to win $3,000! https://bit.ly/TRSCashGiveaway

Want a plan for your money? Find out where to start: Click Here

Listen to all The Ramsey Network podcasts: Click Here

Interested in advertising on The Ramsey Show? Click Here

Learn more about your ad choices. https://www.megaphone.fm/adchoices

My Unemployed Husband Bought a $300,000 Car and Refuses To Sell It (Hour 3) Aug 03, 2023

Dave Ramsey & Jade Warshaw answer your questions and discuss:

EveryDollar, budget for the life you want today for free: Click Here

"My husband bought a $300K McLaren before getting laid off and now refuses to sell it,"
Why whole life insurance sucks,
from the blog: What Is Whole Life Insurance?
"Should I buy a house with cash?"
Why you should always pay IRS debt first
from the blog: What Debt Do You Pay Off First?
"How do I go to dental school without borrowing money?"

Support Our Sponsor:

Neighborly

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Enter The Ramsey Cash Giveaway for a chance to win $3,000! https://bit.ly/TRSCashGiveaway

Want a plan for your money? Find out where to start: Click Here

Listen to all The Ramsey Network podcasts: Click Here

Interested in advertising on The Ramsey Show? Click Here

Learn more about your ad choices. https://www.megaphone.fm/adchoices

Should I Invest in Real Estate? (Hour 1) Aug 02, 2023

Dave Ramsey & Jade Warshaw answer your questions and discuss:

EveryDollar, budget for the life you want today for free: Click Here

"Should I invest in real estate in Thailand?"
"How fast should I pay off my debt?"
from the blog: How the Debt Snowball Method Works,
"Should I sell my house?"
"Use a business broker to sell my business?"

Support Our Sponsor:

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Enter The Ramsey Cash Giveaway for a chance to win $3,000! https://bit.ly/TRSCashGiveaway

Want a plan for your money? Find out where to start: Click Here

Listen to all The Ramsey Network podcasts: Click Here

Interested in advertising on The Ramsey Show? Click Here

Learn more about your ad choices. https://www.megaphone.fm/adchoices

Can You Afford to Light $80,000 on Fire and Walk Away? (Hour 2) Aug 02, 2023

Dave Ramsey & Jade Warshaw answer your questions and discuss:

EveryDollar, budget for the life you want today for free: Click Here

"Can I afford to buy my dream car?"
Paying off $27K in credit card debt,
"Should I pull from my TSP?"
"Should I sell my car or pay it off?"
"Sell our house to pay off student loans?"

Support Our Sponsor:

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Enter The Ramsey Cash Giveaway for a chance to win $3,000! https://bit.ly/TRSCashGiveaway

Want a plan for your money? Find out where to start: Click Here

Listen to all The Ramsey Network podcasts: Click Here

Interested in advertising on The Ramsey Show? Click Here

Learn more about your ad choices. https://www.megaphone.fm/adchoices

"Fair" Is Where the Tilt-a-Whirl & Cotton Candy Are (Hour 3) Aug 02, 2023

Dave Ramsey & Jade Warshaw answer your questions and discuss:

EveryDollar, budget for the life you want today for free: Click Here

"How should I use my tax return?"
"How do I set up my inheritance well?"
"Should I use all my savings to pay off my student loans?"
Check out the Ramsey Student Loan Hub for tips, tools, and the fastest way to pay off your student loans,
"Should we pay off our house before investing?"

Support Our Sponsor:

Neighborly

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Enter The Ramsey Cash Giveaway for a chance to win $3,000! https://bit.ly/TRSCashGiveaway

Want a plan for your money? Find out where to start: Click Here

Listen to all The Ramsey Network podcasts: Click Here

Interested in advertising on The Ramsey Show? Click Here

Learn more about your ad choices. https://www.megaphone.fm/adchoices

My Husband Refuses To Combine Finances With Me (Hour 1) Aug 01, 2023

Dave Ramsey & Dr. John Delony answer your questions and discuss:

EveryDollar, budget for the life you want today for free: Click Here

Get John's new book, Building a Non-Anxious Life,
"My husband refuses to combine finances with me,"
"Should I pull from my 401(k) for a home down payment?"
"How can I convince my daughter not to get a credit card?"
"What's next now that I'm debt-free?"
Getting out of a land loan.

Support Our Sponsor:

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Enter The Ramsey Cash Giveaway for a chance to win $3,000! https://bit.ly/TRSCashGiveaway

Join a Personality-led FPU class. Click here!

Want a plan for your money? Find out where to start: Click Here

Listen to all The Ramsey Network podcasts: Click Here

Interested in advertising on The Ramsey Show? Click Here

Learn more about your ad choices. https://www.megaphone.fm/adchoices

Establishing Money Boundaries With Family (Hour 2) Aug 01, 2023

Dave Ramsey & Dr. John Delony answer your questions and discuss:

EveryDollar, budget for the life you want today for free: Click Here

Get John's new book, Building a Non-Anxious Life,
Establishing money boundaries with siblings,
"Should I pay off my house early?"
from the blog: How to Pay Off Your Mortgage Early,
"How do I hold onto hope paying off debt?"

Support Our Sponsor:

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Enter The Ramsey Cash Giveaway for a chance to win $3,000! https://bit.ly/TRSCashGiveaway

Join a Personality-led FPU class. Click here!

Want a plan for your money? Find out where to start: Click Here

Listen to all The Ramsey Network podcasts: Click Here

Interested in advertising on The Ramsey Show? Click Here

Learn more about your ad choices. https://www.megaphone.fm/adchoices

Don’t Get “Doc-itis” With Your $378K in Med School Debt! (Hour 3) Aug 01, 2023

Dave Ramsey & Dr. John Delony answer your questions and discuss:

EveryDollar, budget for the life you want today for free: Click Here

"How can I pay off my debt without changing my lifestyle?"
Catching up on retirement later in life.
"We have $378K in student loans, what can I do?"
Check out the Ramsey Student Loan Hub for tips, tools, and the fastest way to pay off your student loans,
Dealing with a nasty mold problem.

Support Our Sponsor:

Neighborly

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Enter The Ramsey Cash Giveaway for a chance to win $3,000! https://bit.ly/TRSCashGiveaway

Want a plan for your money? Find out where to start: Click Here

Listen to all The Ramsey Network podcasts: Click Here

Interested in advertising on The Ramsey Show? Click Here

Learn more about your ad choices. https://www.megaphone.fm/adchoices

Don’t Take Financial Advice From Broke People! (Hour 1) Jul 31, 2023

Dave Ramsey & Ken Coleman answer your questions and discuss:

EveryDollar, budget for the life you want today for free: Click Here

"Do I really not need to have a credit score?"
"Should my husband quit and start his own business?"
"Do I need to buy a house now before I get priced out?"
"Should I use my 403(b) to pay off my house?"
"What should we do with a million dollars?"

Support Our Sponsor:

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Join a Personality-led FPU class. Click here!

Want a plan for your money? Find out where to start: Click Here

Listen to all The Ramsey Network podcasts: Click Here

Interested in advertising on The Ramsey Show? Click Here

Learn more about your ad choices. https://www.megaphone.fm/adchoices

Why Even Ivy League Degrees Aren’t Worth Borrowing For (Hour 2) Jul 31, 2023

Dave Ramsey & Ken Coleman answer your questions and discuss:

EveryDollar, budget for the life you want today for free: Click Here

Should my son take out loans for an Ivy League school?"
"How do I get around AI roadblocks when applying for jobs?
from the blog: How to Beat Applicant Tracking Systems (ATS),
"Should we surrender our motorcycles to avoid the payments?"

Support Our Sponsor:

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Join a Personality-led FPU class. Click here!

Want a plan for your money? Find out where to start: Click Here

Listen to all The Ramsey Network podcasts: Click Here

Interested in advertising on The Ramsey Show? Click Here

Learn more about your ad choices. https://www.megaphone.fm/adchoices

I Have $134K in Student Loans (Hour 3) Jul 31, 2023

Dave Ramsey & Ken Coleman answer your questions and discuss:

EveryDollar, budget for the life you want today for free: Click Here

"I have $134K in student loans,"
"Focus on paying off my car or saving for my wedding?"
"Should I sell my house and move into a cheaper home?"
Using car savings to pay off the house,
"How do we get back on track with your plan?"

Support Our Sponsor:

Neighborly

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Join a Personality-led FPU class. Click here!

Want a plan for your money? Find out where to start: Click Here

Listen to all The Ramsey Network podcasts: Click Here

Interested in advertising on The Ramsey Show? Click Here

Learn more about your ad choices. https://www.megaphone.fm/adchoices

Why the Debt Snowball Method Works Best (Hour 1) Jul 28, 2023

Ken Coleman & George Kamel answer your questions and discuss:

"Should I Invest in making passive income?"
Pausing paying off debt to cash flow a wedding,
"Do you still recommend stocks over gold?"
"How much car can we afford?"
"How do I find a good work-life balance?"
"How do I increase my income?"

Support Our Sponsor:

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Here's an EveryDollar deal just for our listeners: get a 14-day free trial PLUS $15 off your first year of premium. Click the link below and start budgeting today!

Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

Interested in advertising on The Ramsey Show? https://ter.li/s64ye3

What Should We Be Doing With Our Money? (Hour 2) Jul 28, 2023

Ken Coleman & George Kamel answer your questions and discuss:

"Should I take an unwanted promotion to pay off debt?"
How technology is and isn't changing the workplace,
"What should we be doing with our money?"
"When is it OK to make a career change?"
"How do we budget an inconsistent income?"
"Do you have any tips on taxes and investing?"
"Can I afford to buy a house when I have debt?"

Support Our Sponsor:

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Here's an EveryDollar deal just for our listeners: get a 14-day free trial PLUS $15 off your first year of premium. Click the link below and start budgeting today!

Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

Interested in advertising on The Ramsey Show? https://ter.li/s64ye3

Should I Invest in a Vacation Home? (Hour 3) Jul 28, 2023

Ken Coleman & George Kamel answer your questions and discuss:

"Should we use my husband's severance to pay off our house?"
"Should I invest in a vacation home?"
"Is it wise to live with my mom until I have a down payment?"
"Should I pause investing to pay down our house?"
"I did the baby steps backwards"

Support Our Sponsor:

Neighborly

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Here's an EveryDollar deal just for our listeners: get a 14-day free trial PLUS $15 off your first year of premium. Click the link below and start budgeting today!

Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

Interested in advertising on The Ramsey Show? https://ter.li/s64ye3

I Feel Like We Can’t Keep Up With Our Money (Hour 1) Jul 27, 2023

Dave Ramsey & Ken Coleman answer your questions and discuss:

"Should we sell our condo?"
"How do I prepare to start a business?"
"I don't feel like we can catch up on our finances"
"How do I say no to a promotion?"
"I'm recently widowed; what should I do for work?"

Support Our Sponsor:

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Here's an EveryDollar deal just for our listeners: get a 14-day free trial PLUS $15 off your first year of premium. Click the link below and start budgeting today!

Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

Interested in advertising on The Ramsey Show? https://ter.li/s64ye3

Don’t Screw Up Your Life With an AirBNB (Hour 2) Jul 27, 2023

Dave Ramsey & Ken Coleman answer your questions and discuss:

"I have $179K in ParentPLUS loans,"
"How much should we spend on a house?"
"Should we get into AirBNBs at our age?"
from the blog: How to Make Extra Money Using Airbnb,
The Babylon Bee joins to talk about the value of making fun of yourself,
"I can't get caught up on my bills"

Support Our Sponsor:

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Here's an EveryDollar deal just for our listeners: get a 14-day free trial PLUS $15 off your first year of premium. Click the link below and start budgeting today!

Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

Interested in advertising on The Ramsey Show? https://ter.li/s64ye3

How Much Should I Be Investing? (Hour 3) Jul 27, 2023

Dave Ramsey & Ken Coleman answer your questions and discuss:

"Should we sell our modular home?"
"Pay off student loans or save for a house?"
Check out the Ramsey Student Loan Hub for tips, tools, and the fastest way to pay off your student loans,
"How much should I be investing?"
"Should I go back to school to become a nurse practitioner?"

Support Our Sponsor:

Neighborly

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Here's an EveryDollar deal just for our listeners: get a 14-day free trial PLUS $15 off your first year of premium. Click the link below and start budgeting today!

Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

Interested in advertising on The Ramsey Show? https://ter.li/s64ye3

Dealing With “Powdered Butt Syndrome” (Hour 1) Jul 26, 2023

Dave Ramsey & Ken Coleman answer your questions and discuss:

"How do I talk to my in-laws about retirement?"
Dave's take on universal basic income,
"What type of life insurance should we get?"
from the blog: Common Types of Life Insurance, Explained,
"Should I go back to school?"
"Will I be able to retire early?"

Support Our Sponsor:

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Here's an EveryDollar deal just for our listeners: get a 14-day free trial PLUS $15 off your first year of premium. Click the link below and start budgeting today!

Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

Interested in advertising on The Ramsey Show? https://ter.li/s64ye3

Massively Successful People Are Also Colossal Failures (Hour 2) Jul 26, 2023

Dave Ramsey & Ken Coleman answer your questions and discuss:

"Should I sell my rental property?"
"Should we sell stocks to use as a down payment?"
"My in-laws took out a reverse mortgage,"
The stock market news no one is talking about,
"Should I buy my daughter's house and move in?"
"What's the best place to save our money?"
"Should I move out of my family's house?"

Support Our Sponsor:

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Here's an EveryDollar deal just for our listeners: get a 14-day free trial PLUS $15 off your first year of premium. Click the link below and start budgeting today!

Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

Interested in advertising on The Ramsey Show? https://ter.li/s64ye3

You’re Not Gonna Like My Answer… (Hour 3) Jul 26, 2023

Dave Ramsey & Ken Coleman answer your questions and discuss:

"Paying off debt while preparing to move."
"How do I negotiate my salary?"
"How should I prepare for inheritance tax?"
Talking to a mother-in-law about retirement.

Support Our Sponsor:

Neighborly

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Here's an EveryDollar deal just for our listeners: get a 14-day free trial PLUS $15 off your first year of premium. Click the link below and start budgeting today!

Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

Interested in advertising on The Ramsey Show? https://ter.li/s64ye3

Budgeting on an Irregular Income (Hour 1) Jul 25, 2023

Dave Ramsey & Jade Warshaw answer your questions and discuss:

"My old lady and I are thinking about getting married..."
"Should we pay off our house or buy a new car?"
Budgeting on an irregular income,
from the blog: How to Budget With an Irregular Income,
"How do I get out of this mess I'm in?"
"Should I keep investing while paying off debt?"
from the blog: When You Should Stop Investing,
Keeping a home as a rental vs. selling it.

Support Our Sponsor:

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Here's an EveryDollar deal just for our listeners: get a 14-day free trial PLUS $15 off your first year of premium. Click the link below and start budgeting today!

Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

Interested in advertising on The Ramsey Show? https://ter.li/s64ye3

My Dad Doesn’t Take Care of My Siblings (Hour 2) Jul 25, 2023

Dave Ramsey & Jade Warshaw answer your questions and discuss:

"My dad doesn't take care of my siblings,"
"Do cost-of-living raises make inflation worse?"
"When can I afford to upgrade my car?"
"How can I help my mom prepare to retire?"

Support Our Sponsor:

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Here's an EveryDollar deal just for our listeners: get a 14-day free trial PLUS $15 off your first year of premium. Click the link below and start budgeting today!

Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

Interested in advertising on The Ramsey Show? https://ter.li/s64ye3

I’m Worried We’re Going To Run Out of Money (Hour 3) Jul 25, 2023

Dave Ramsey & Jade Warshaw answer your questions and discuss:

"I'm worried we're going to run out of money,"
"I can't get my wife on the same financial page,"
"My student loans feel impossible to pay off,"
Take Control of Your Student Loans,
"I don't know what to focus on next financially"

Support Our Sponsor:

Neighborly

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Here's an EveryDollar deal just for our listeners: get a 14-day free trial PLUS $15 off your first year of premium. Click the link below and start budgeting today!

Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

Interested in advertising on The Ramsey Show? https://ter.li/s64ye3

My Wife Spent $50K on Credit Cards Behind My Back (Hour 1) Jul 24, 2023

Dave Ramsey & Jade Warshaw answer your questions and discuss:

"My wife spent $50,000 on credit cards without telling me",
from the blog: Overcoming Financial Infidelity,
"It feels like debt is my only option to get a car",
from the blog: How to Buy a Used Car Right Now,
"Am I morally obligated to pay for my kid's education or should they?"
"Do I have to cut up my final credit card even if I don't use it?"

Support Our Sponsor:

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Here's an EveryDollar deal just for our listeners: get a 14-day free trial PLUS $15 off your first year of premium. Click the link and start budgeting today!

Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

Interested in advertising on The Ramsey Show? https://ter.li/s64ye3

Learn more about your ad choices. https://www.megaphone.fm/adchoices

Quit Being a Bunch of Spoiled Brats and Be Done With This! (Hour 2) Jul 24, 2023

Dave Ramsey & Jade Warshaw answer your questions and discuss:

"We disagree on whether or not to sell the house to get out of debt,"
Bank of America is screwing their customers? Shocker...
"How do I get rid of the car I just bought?"

Support Our Sponsor:

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Here's an EveryDollar deal just for our listeners: get a 14-day free trial PLUS $15 off your first year of premium. Click the link below and start budgeting today!

Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

Interested in advertising on The Ramsey Show? https://ter.li/s64ye3

Learn more about your ad choices. https://www.megaphone.fm/adchoices

Dave Reacts to the F.I.R.E. Movement (Hour 3) Jul 24, 2023

Dave Ramsey & Jade Warshaw answer your questions and discuss:

"I'm scared my husband is retiring too early,"
Dave and Jade react to the F.I.R.E. movement,
What to do with profits following a divorce,
"Should we pay off debt or save for a car?"

Support Our Sponsor:

Neighborly

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Here's an EveryDollar deal just for our listeners: get a 14-day free trial PLUS $15 off your first year of premium. Click the link and start budgeting today! www.everydollar.com/jade

Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

Interested in advertising on The Ramsey Show? https://ter.li/s64ye3

Learn more about your ad choices. https://www.megaphone.fm/adchoices

No Debt Or House Payment Make For An Exciting Retirement (Hour 1) Jul 21, 2023

Ken Coleman & George Kamel answer your questions and discuss:

How to budget when starting a new job at a lower starting income,
What to do when the recommendations you give to improve your workplace are shrugged off,
If it's a good idea to pay off your house before retiring,
from the blog: How to Pay Off Your Mortgage Early
If it's smart to take a pay cut to move for health reasons,
from the blog: Moving Checklist: How to Make a Smooth Move
The best strategies to using extra income to pay off debt faster,
from the blog: How to Get Rid of Debt

Support Our Sponsor:

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Here's an EveryDollar deal just for our listeners: get a 14-day free trial PLUS $15 off your first year of premium. Click the link below and start budgeting today!

Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

Interested in advertising on The Ramsey Show? https://ter.li/s64ye3

Learn more about your ad choices. https://www.megaphone.fm/adchoices

Do You Want A 4Runner Or A Fiancée? (Hour 2) Jul 21, 2023

Ken Coleman & George Kamel answer your questions and discuss:

How to plan for a wedding when you owe back taxes to the IRS,
from the blog: Tax Debt Relief: How to Handle Back Taxes
Why it's up to you to determine your cost of living,
from the website: Ramsey Cost of Living Calculator
What to do with a severance when you've been laid off,
from the blog: What to Do if You're Laid Off
How to find other sources of income when your current income is changing,
from the blog: 34 Ways to Make Extra Money

Support Our Sponsor:

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Here's an EveryDollar deal just for our listeners: get a 14-day free trial PLUS $15 off your first year of premium. Click the link below and start budgeting today!

Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

Interested in advertising on The Ramsey Show? https://ter.li/s64ye3

Learn more about your ad choices. https://www.megaphone.fm/adchoices

Living In A Camper Won't Solve Your Money Problems (Hour 3) Jul 21, 2023

Ken Coleman & George Kamel answer your questions and discuss:

Why you should never take out a 401(k) loan as a down payment for a house,
from the blog: What Is a 401(k) Loan? And How Does It Work?
"Should I feel guilty for not wanting to combine finances with my future wife?"
from the blog: How to Combine Finances as Newlyweds
How to budget on irregular income,
from the blog: How to Budget With an Irregular Income
The core of your life, work, relationships, and finances comes down to your mindset,
Why buying a camper to live in full time is a bad option to solving your money problems,
"Should I file bankruptcy to get rid of $200,000 of debt?"
from the blog: 6 Steps to Avoid Bankruptcy
How to make a career change without going into debt,
from the blog: How to Make a Career Change Midlife

Support Our Sponsor:

Neighborly

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Here's an EveryDollar deal just for our listeners: get a 14-day free trial PLUS $15 off your first year of premium. Click the link below and start budgeting today!

Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

Interested in advertising on The Ramsey Show? https://ter.li/s64ye3

Learn more about your ad choices. https://www.megaphone.fm/adchoices

Facts Are Your Friends When Facing An Uncertain Future (Hour 1) Jul 20, 2023

Dave Ramsey & Rachel Cruze answer your questions and discuss:

Budgeting for your business on inconsistent income,
from the blog: How to Create a Business Budget
How to prepare for the future when facing a difficult medical diagnosis,
from the blog: 8 Types of Insurance You Can't Go Without
A Debt-Free Scream from a couple who listened to The Ramsey Show for 30 hours straight,
Fill out your Debt-Free Scream application for a chance to do your own Debt Free Scream!
Why you should leave retirement savings alone when planning for large purchases in the future,
What to do when you owe major taxes on a vehicle that was used as a tax write off.

Support Our Sponsor:

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Here's an EveryDollar deal just for our listeners: get a 14-day free trial PLUS $15 off your first year of premium. Click the link below and start budgeting today!

Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

Interested in advertising on The Ramsey Show? https://ter.li/s64ye3

You Do Too Much Good To Be Broke (Hour 2) Jul 20, 2023

Dave Ramsey & Rachel Cruze answer your questions and discuss:

Preparing to go down to a single income household while paying off your house,
from the blog: How to Pay Off Your Mortgage Early
How to navigate Baby Step 3b and Baby Step 4 at the same time,
"Should I pause investing while paying off $100,000 of student loans?"
from the blog: Pay Off Debt or Save for the Future?
Want to learn more? Go to RamseySolution.com/StudentLoans
A Debt-Free Scream from a single woman who found confidence to change her life with Dave's common sense financial advice,
from the store: The Total Money Makeover by Dave Ramsey
Why it's ok to leave a low paying job even when you work for family.

Support Our Sponsor:

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Here's an EveryDollar deal just for our listeners: get a 14-day free trial PLUS $15 off your first year of premium. Click the link below and start budgeting today!

Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

Interested in advertising on The Ramsey Show? https://ter.li/s64ye3

You Go From Crisis To Crisis When You're Trapped (Hour 3) Jul 20, 2023

Dave Ramsey & Rachel Cruze answer your questions and discuss:

"How do I get started with the Baby Steps when I'm behind on the bills?"
from the blog: What to Do When You Can't Pay Your Bills
All the financial things you need to take into consideration when buying a house,
from the blog: How Much Money Do I Need to Buy a House?
When to know if you should keep repairing your vehicle or purchase a new one,
from the blog: Is Your Car Worth Repairing? Or Should You Replace It?
What you should do with a house after a divorce,
from the blog: Finances After the Unexpected: Divorce, Remarriage and Death
Why your values around managing money are important to talk about before getting married,
from the blog: 12 Questions to Ask Before Marriage

Support Our Sponsor:

Neighborly

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Here's an EveryDollar deal just for our listeners: get a 14-day free trial PLUS $15 off your first year of premium. Click the link below and start budgeting today!

Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

Interested in advertising on The Ramsey Show? https://ter.li/s64ye3

What Student Loan Payments Will and Won’t Do to the Economy (Hour 1) Jul 19, 2023

Dave Ramsey & George Kamel answer your questions and discuss:

"Should we pull from retirement to pay off debt?"
Focusing on investing vs. saving for a house,
"Will student loan repayment cause inflation?"
"Should I build my emergency fund or pay off debt?"
"How do the Baby Steps transfer to business?"

Support Our Sponsor:

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Here's an EveryDollar deal just for our listeners: get a 14-day free trial PLUS $15 off your first year of premium. Click the link below and start budgeting today!

Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

Interested in advertising on The Ramsey Show? https://ter.li/s64ye3

Adjustable Rate Mortgages (ARMs) Are a Ticket to Foreclosure (Hour 2) Jul 19, 2023

Dave Ramsey & George Kamel answer your questions and discuss:

"Should I get universal life insurance?"
Adjustable rate mortgages are making a comeback,
from the blog: What Is an Adjustable-Rate Mortgage (ARM) and How Does It Work?
"How do I find a good financial planner?"
"What should we do with our house?"

Support Our Sponsor:

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Here's an EveryDollar deal just for our listeners: get a 14-day free trial PLUS $15 off your first year of premium. Click the link below and start budgeting today!

Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

Interested in advertising on The Ramsey Show? https://ter.li/s64ye3

Don’t Believe the Lies – You CAN Be a Millionaire! (Hour 3) Jul 19, 2023

Dave Ramsey & George Kamel interview millionaires to find out how they built their wealth.

Support Our Sponsor:

Neighborly

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Here's an EveryDollar deal just for our listeners: get a 14-day free trial PLUS $15 off your first year of premium. Click the link below and start budgeting today!

Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

Interested in advertising on The Ramsey Show? https://ter.li/s64ye3

You Screwed Yourself… I’m Scared for You (Hour 1) Jul 18, 2023

Dave Ramsey & Ken Coleman answer your questions and discuss:

"We pulled from retirement early to buy a house..."
"How much can I spend on housing?"
from the blog: How Much House Can I Afford?
"Should I view my student loans as a lump sum of debt?"
"My husband's union might go on strike soon"
"What's the best way to combine finances?"

Support Our Sponsor:

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Here's an EveryDollar deal just for our listeners: get a 14-day free trial PLUS $15 off your first year of premium. Click the link below and start budgeting today!

Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

Interested in advertising on The Ramsey Show? https://ter.li/s64ye3

Nate Bargatze: From Applebee’s Specials to Netflix Specials (Hour 2) Jul 18, 2023

Dave Ramsey & Ken Coleman answer your questions and discuss:

"Can I use my signing bonus to buy a new car?"
Comedian Nate Bargatze stopped by to talk about comedy, managing money, helping Dave move houses decades ago, and making more money on comedy than waiting tables at Applebees;
"How can we pay off our house early?"
"Where is a second mortgage in the Baby Steps?"
The difference between a mutual fund and ETF,
from the blog: ETF vs. Mutual Fund: What’s the Difference?

Support Our Sponsor:

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Here's an EveryDollar deal just for our listeners: get a 14-day free trial PLUS $15 off your first year of premium. Click the link below and start budgeting today!

Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

Interested in advertising on The Ramsey Show? https://ter.li/s64ye3

What Do These Millionaire Careers Have in Common? (Hour 3) Jul 18, 2023

Dave Ramsey & Ken Coleman answer your questions and discuss:

"Is it smart to sell our rental property?"
"What should I do with a Social Security payout?"
What most millionaire careers have in common,
Financially preparing for a job loss.

Support Our Sponsor:

Neighborly

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Here's an EveryDollar deal just for our listeners: get a 14-day free trial PLUS $15 off your first year of premium. Click the link below and start budgeting today!

Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

Interested in advertising on The Ramsey Show? https://ter.li/s64ye3

Quit Trying To Borrow Your Way Out of Debt! (Hour 1) Jul 17, 2023

Dave Ramsey & Jade Warshaw answer your questions and discuss:

"Should I pay off debt before buying another rental property?"
from the blog: How to Invest in Real Estate,
"Does my $1000 count toward my 3-6 months emergency fund?"
"Should I keep my savings or pay off my 401(k) loan?"
Focusing on paying off the house vs. retirement,
"My father wants me to buy his business"
"How do we sell a vehicle privately?"
from the blog: How to Sell a Car,
"Should we sell our house to pay off debt?"

Support Our Sponsor:

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Here's an EveryDollar deal just for our listeners: get a 14-day free trial PLUS $15 off your first year of premium. Click the link below and start budgeting today!

Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

Interested in advertising on The Ramsey Show? https://ter.li/s64ye3

How Can You Guys Afford To Eat? (Hour 2) Jul 17, 2023

Dave Ramsey & Jade Warshaw answer your questions and discuss:

"My ex-husband refuses to pay child support",
"How do I talk to my daughters about money",
"Should we sell our truck to pay off debt?"

Support Our Sponsor:

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Here's an EveryDollar deal just for our listeners: get a 14-day free trial PLUS $15 off your first year of premium. Click the link below and start budgeting today!

Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

Interested in advertising on The Ramsey Show? https://ter.li/s64ye3

Quit Waiting on Washington DC To Fix Your Life! (Hour 3) Jul 17, 2023

Dave Ramsey & Jade Warshaw answer your questions and discuss:

Financially preparing for life after college,
Student loan forgiveness,
"How much should I have for a down payment?"
"How should I pay for repairs on my house?"

Support Our Sponsor:

Neighborly

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Here's an EveryDollar deal just for our listeners: get a 14-day free trial PLUS $15 off your first year of premium. Click the link below and start budgeting today!

Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

Interested in advertising on The Ramsey Show? https://ter.li/s64ye3

You're Still Broke If You Got The Debt! (Hour 1) Jul 14, 2023

Jade Warshaw & John Delony answer your questions and discuss:

"I feel like if I pay off all my student loans I'll be broke!"
Want to learn more? Go to RamseySolution.com/StudentLoans
The new Income-Driven Repayment Plan being offered for student loan forgiveness,
What to take into consideration when figuring out if you need to move closer to work,
from the blog: Ramsey Cost of Living Calculator
How to set boundaries with family that won't stop pressuring you about how you spend your money,
from the blog: How to Set Boundaries: 7 Simple Steps
"Should I refinance my house or take out a loan to pay for home repairs?",
from the blog: How to Keep 3 Common Home Repairs From Busting Your Budget

Support Our Sponsor:

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Here's an EveryDollar deal just for our listeners: get a 14-day free trial PLUS $15 off your first year of premium. Click the link below and start budgeting today!

Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

Interested in advertising on The Ramsey Show? https://ter.li/s64ye3

Get Back In The Driver Seat Of Your Life (Hour 2) Jul 14, 2023

Jade Warshaw & John Delony answer your questions and discuss:

"How do I talk to my dad about getting days off work? I haven't had a day off in 2 months!",
from the blog: 12 Tips for Running a Family-Owned Business
Why financing something for 0% interest will never put you ahead financially,
from the blog: What You Need to Know About Zero Percent Financing
What to do with a house you can't afford after breaking up with a significant other,
from the blog: How to Sell a House
How to get your spouse to take finances more seriously,
from the blog: What to Do When Spouses Don't Agree on Money
The best way to save for college when you have a lot of kids,
from the blog: 10 Best Ways to Save for College
It's ok to sell your rental property when you're tired of being a landlord.

Support Our Sponsor:

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Here's an EveryDollar deal just for our listeners: get a 14-day free trial PLUS $15 off your first year of premium. Click the link below and start budgeting today!

Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

Interested in advertising on The Ramsey Show? https://ter.li/s64ye3

Budgeting Is Not Social Conditioning! (Hour 3) Jul 14, 2023

Jade Warshaw & John Delony answer your questions and discuss:

How to stop living paycheck to paycheck after financial infidelity,
from the blog: How to Stop Living Paycheck to Paycheck
Why the idea of a spending plan is playing semantics with the purpose of a budget,
from the blog: 15 Practical Budgeting Tips
"I'm a musician - how can I make extra money?",
from the blog: 34 Ways to Make Extra Money
How to plan for how much house you can afford when getting married,
from the blog: How to Budget for a House

Support Our Sponsor:

Neighborly

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Here's an EveryDollar deal just for our listeners: get a 14-day free trial PLUS $15 off your first year of premium. Click the link below and start budgeting today!

Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

Interested in advertising on The Ramsey Show? https://ter.li/s64ye3

It's Your Choice To Say "Never Again" (Hour 1) Jul 13, 2023

George Kamel & John Delony answer your questions and discuss:

"How do I set boundaries with my mom that keeps asking me for money?"
from the blog: How to Set Boundaries: 7 Simple Steps
Paying off your house early isn't an "illogical financial approach",
from the blog: How to Pay Off Your Mortgage Early
Why going into debt to run a business that makes $0 is insane,
How to plan for a wedding while paying of $200k in student loans,
from the blog: How to Save Money on a Wedding: 27 Tips

Support Our Sponsor:

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Here's an EveryDollar deal just for our listeners: get a 14-day free trial PLUS $15 off your first year of premium. Click the link below and start budgeting today!

Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

Interested in advertising on The Ramsey Show? https://ter.li/s64ye3

You Don't Get Days Off When You Owe $90,000 (Hour 2) Jul 13, 2023

George Kamel & John Delony answer your questions and discuss:

"I have $90k of debt and I can't keep doing what I've been doing",
from the blog: 28 Ways to Get Out of Debt
The hidden ways that owing money affects your mental health,
from the blog: How to Stop Worrying About Money
Setting up your Debt Snowball for success,
from the blog: How the Debt Snowball Method Works
"How much are we morally obligated to help my parents financially?"
from the blog: How To Talk To Your Parents About Money
How to talk with your spouse about getting a job to help meet financial goals,
from the blog: How to Talk to Your Spouse About Money

Support Our Sponsor:

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Here's an EveryDollar deal just for our listeners: get a 14-day free trial PLUS $15 off your first year of premium. Click the link below and start budgeting today!

Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

Interested in advertising on The Ramsey Show? https://ter.li/s64ye3

No More Living At Mommy's House! (Hour 3) Jul 13, 2023

George Kamel & John Delony answer your questions and discuss:

What to do when you feel called to ministry but can't pay your bills,
from the blog: Ministering to the World - Unhindered
Bank of America was fined over $100 million dollars for shady business that hurt consumers,
What to know when deciding if you should sell your current home before building a new one,
from the blog: How to Buy and Sell a Home at the Same Time
If you should live with family to save money when moving or let family member pay your mortgage,
How to take control of your money and stop frivolous spending,
from the blog: How to Change Your Spending Habits

Support Our Sponsor:

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Here's an EveryDollar deal just for our listeners: get a 14-day free trial PLUS $15 off your first year of premium. Click the link below and start budgeting today!

Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

Interested in advertising on The Ramsey Show? https://ter.li/s64ye3

Her Mom Stole Her Identity! (Hour 1) Jul 12, 2023

Ken Coleman & Rachel Cruze answer your questions and discuss:

"My fiancée's mom took out a credit card in her name and we didn't know what to do."
Why couples really fight about money,
from the blog: 7 Steps to Stop Fighting Over Money
How to determine if the degree you want is worth the time and money,
from the blog: How to Choose a Career
What to do when figuring out if you should pay off your house or student loans first.

Support Our Sponsor:

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Here's an EveryDollar deal just for our listeners: get a 14-day free trial PLUS $15 off your first year of premium. Click the link below and start budgeting today!

Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

Interested in advertising on The Ramsey Show? https://ter.li/s64ye3

Some Good News About Inflation? (Hour 2) Jul 12, 2023

Ken Coleman & Rachel Cruze answer your questions and discuss:

If the world is more dangerous than it was when they grew up,
"Should I sell my Tesla to get out of Baby Step 2?"
from the blog: Should I Pay Off My Car Early?
How to deal with paying off debt when ex-spouses names are on debt from the previous relationship,
Recent updates on where inflation has risen, and fallen, in 2023 vs 2022,
from the blog: How to Combat Inflation and Protect Your 4 Walls
"Should I stay in a toxic work environment to keep my pension and healthcare?",
from the blog: How to Handle a Hostile Work Environment

Support Our Sponsor:

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Here's an EveryDollar deal just for our listeners: get a 14-day free trial PLUS $15 off your first year of premium. Click the link below and start budgeting today!

Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

Interested in advertising on The Ramsey Show? https://ter.li/s64ye3

Don't Borrow Against Your House To Buy Groceries! (Hour 3) Jul 12, 2023

Ken Coleman & Rachel Cruze answer your questions and discuss:

Why you shouldn't have a mortgage that's 40% of your take home pay,
from the blog: Mortgage Calculator
How to determine how much of an Emergency Fund you need,
from the blog: A Guide to Your Emergency Fund
"Should we do use a first lien HELOC to buy our first home?"
from the blog: Mortgage Options to Avoid
What to do when you can't get a hold of your budget and are still living paycheck to paycheck,
from the blog: Gazelle Intensity: Do You Have It?
How to make lasting family memories for little to no money,
"Should I pursue a growing side hustle or take a promotion at work?"
from the blog: How to Take Your Side Hustle Full Time

Support Our Sponsor:

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Here's an EveryDollar deal just for our listeners: get a 14-day free trial PLUS $15 off your first year of premium. Click the link below and start budgeting today!

Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

Interested in advertising on The Ramsey Show? https://ter.li/s64ye3

Is It Time To Make My Side Hustle a Full Time Gig? (Hour 1) Jul 11, 2023

Ken Coleman & George Kamal answer your questions and discuss:

The right time to buy a house,
When to make your part time gig your full time career,
How much college students should really expect to make,
Do Baby Steps Millionaires need life insurance?
Working at a dead end job for the benefits,
Living off debt

Support Our Sponsor:

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Here's an EveryDollar deal just for our listeners: get a 14-day free trial PLUS $15 off your first year of premium. Click the link below and start budgeting today!

Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

Interested in advertising on The Ramsey Show? https://ter.li/s64ye3

Is Short Term Pain Worth Long Term Gain? (Hour 2) Jul 11, 2023

Ken Coleman & George Kamel answer your questions and discuss:

Paying down debt or getting a CDL,
Taking a pay cut now for long term benefit,
Is getting paid via the Cash App a good idea?
Should I make my husband be a stay-at-home dad?
Renting out my house to pay my new mortgage
Getting my mom on the Ramsey plan.

Support Our Sponsor:

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Here's an EveryDollar deal just for our listeners: get a 14-day free trial PLUS $15 off your first year of premium. Click the link below and start budgeting today!

Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

Interested in advertising on The Ramsey Show? https://ter.li/s64ye3

My Job Pays Well but the Culture Is Toxic (Hour 3) Jul 11, 2023

Ken Coleman & George Kamel answer your questions and discuss:

Should I stay at a job that is bad for my mental health?
$50K in debt and I can't find a job,
Struggling to make traction on our debt,
The right time to re-fi,
What's the fastest way to pay off $850k in debt?

Support Our Sponsor:

Neighborly

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Here's an EveryDollar deal just for our listeners: get a 14-day free trial PLUS $15 off your first year of premium. Click the link below and start budgeting today!

Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

Interested in advertising on The Ramsey Show? https://ter.li/s64ye3

You're One Step Away From This House Of Cards Crumbling! (Hour 1) Jul 10, 2023

George Kamel & Jade Warshaw answer your questions and discuss:

George triggered the internet with his most recent YouTube video,
from George's YouTube Channel: Why Most People Will Never Be Millionaires
What to do with a house when going through a divorce,
What Baby Steps George and Jade think are most important,
from the blog: How to Win With Money in 7 Baby Steps
How to prioritize saving in Baby Step 3 when expecting a baby,
"I'm in $100,000 debt and don't know if I should sell my rental properties",
from the blog: Should I Sell My Rental Property?
Why you shouldn't stop investing while paying off your home,
from the blog: How Do I Invest in Retirement, Save for College, and Pay Off the Mortgage at the Same Time?
"How can we best use an inheritance when working the Baby Steps?"
from the blog: What to Do With an Inheritance

Support Our Sponsor:

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Here's an EveryDollar deal just for our listeners: get a 14-day free trial PLUS $15 off your first year of premium. Click the link below and start budgeting today!

Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

Interested in advertising on The Ramsey Show? https://ter.li/s64ye3

I Know For A Fact That Money Is Gone (Hour 2) Jul 10, 2023

George Kamel & Jade Warshaw answer your questions and discuss:

"Should I declare bankruptcy to clear my debt?"
from the blog: Bankruptcy: What It Is and How It Works
How student loan repayments will impact the economy,
from the website: Guide to Getting Rid of Your Student Loans
What the next financial steps should be after graduating college debt free,
"How should I prioritize my loans to get out of $140,000 of debt?"
from the blog: How to Get Out of Debt with the Debt Snowball Plan
How to navigate handling the finances when a spouse becomes sick and can't contribute financially.

Support Our Sponsor:

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Here's an EveryDollar deal just for our listeners: get a 14-day free trial PLUS $15 off your first year of premium. Click the link below and start budgeting today!

Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

Interested in advertising on The Ramsey Show? https://ter.li/s64ye3

Are You Managing Debt Or Managing Your Money? (Hour 3) Jul 10, 2023

George Kamel & Jade Warshaw answer your questions and discuss:

"Can we have sinking funds while paying off debt?"
from the blog: What Is a Sinking Fund and How Do You Create One?
How much money American's think they need feel financially secure,
If you should invest while saving for a house,
from the website: Ramsey Mortgage Calculator
"How much we can budget for vacation?"
from the blog: A Guide to Vacationing on the Baby Steps
"Should we skip investing if we receive retirement pay from the military?"
When to know if you can move up in house,
from the blog: How to Upsize Your Home in 3 Steps
How to start investing with minimal income,
from the blog: How to Start Investing: A Beginner's Guide

Support Our Sponsor:

Neighborly

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Here's an EveryDollar deal just for our listeners: get a 14-day free trial PLUS $15 off your first year of premium. Click the link below and start budgeting today!

Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

Interested in advertising on The Ramsey Show? https://ter.li/s64ye3

You Share a Bed but You Can’t Share a Bank Account? (Hour 1) Jul 07, 2023

Jade Warshaw & Rachel Cruze answer your questions and discuss:

"How much should we put into our sinking funds?"
from the blog: What Is a Sinking Fund and How Do You Create One?
Why you can't compartmentalize money in your life or your marriage,
Should I rent or buy after moving?
"Will student loan repayment options hinder our Baby Step 2?"
"Should we sell our house to pay off debt?"

Support Our Sponsor:

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Here's an EveryDollar deal just for our listeners: get a 14-day free trial PLUS $15 off your first year of premium. Click the link below and start budgeting today!

Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

Interested in advertising on The Ramsey Show? https://ter.li/s64ye3

Put That Bad Advice in a Pipe and Smoke It! (Hour 2) Jul 07, 2023

Jade Warshaw & Rachel Cruze answer your questions and discuss:

"Can I afford to go visit family while paying off debt?"
"What are my best options to save for future life expenses?"
What are your money milestones?
"Should we lease a car if we only need it for a season?"

Support Our Sponsor:

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Here's an EveryDollar deal just for our listeners: get a 14-day free trial PLUS $15 off your first year of premium. Click the link below and start budgeting today!

Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

Interested in advertising on The Ramsey Show? https://ter.li/s64ye3

Every Bit Counts, Even the Oatmeal… (Hour 3) Jul 07, 2023

Jade Warshaw & Rachel Cruze answer your questions and discuss:

"Finding support while on the Baby Steps"
What it means to be gazelle intense,
"Which job should I take?"
"How do I get my finances back on track?"

Support Our Sponsor:

Neighborly

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Here's an EveryDollar deal just for our listeners: get a 14-day free trial PLUS $15 off your first year of premium. Click the link below and start budgeting today!

Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

Interested in advertising on The Ramsey Show? https://ter.li/s64ye3

Dealing With Messy Family Money Situations (Hour 1) Jul 06, 2023

Ken Coleman & Dr. John Delony answer your questions and discuss:

The current jobs report and inflation numbers,
"Can I keep charging my sister rent?"
"My husband hates his job..."
"Can I skip investing to pay off the house?"
from the blog: The 7 Baby Steps,
"Should we sell our investment property?"
"Paying off debt with the debt snowball"
from the blog: How the Debt Snowball Method Works

Support Our Sponsor:

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Here's an EveryDollar deal just for our listeners: get a 14-day free trial PLUS $15 off your first year of premium. Click the link below and start budgeting today!

Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

Interested in advertising on The Ramsey Show? https://ter.li/s64ye3

I Feel Like I Never Have Enough Money (Hour 2) Jul 06, 2023

Ken Coleman & Dr. John Delony answer your questions and discuss:

"Can I afford to move while on Baby Step 1?"
from the blog: Relocating Tips: How to Make a Smooth Transition,
"I feel like I never have enough money..."
Starting over after a divorce,
Selling business equipment to pay off debt.

Support Our Sponsor:

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Here's an EveryDollar deal just for our listeners: get a 14-day free trial PLUS $15 off your first year of premium. Click the link below and start budgeting today!

Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

Interested in advertising on The Ramsey Show? https://ter.li/s64ye3

Should We Buy a Bigger Home if We Use It as a Rental? (Hour 3) Jul 06, 2023

Ken Coleman & Dr. John Delony answer your questions and discuss:

"Should we buy a bigger home if we use it as a rental?"
"How can we afford to go back to school?"
from the blog: How to Pay for College Without Student Loans,
"Should I go to law school?"
Advice for dating while paying off debt,
"How do I convince my parents to take FPU?"
"I'm working for my father-in-law and my pay has been inconsistent..."

Support Our Sponsor:

Neighborly

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Here's an EveryDollar deal just for our listeners: get a 14-day free trial PLUS $15 off your first year of premium. Click the link below and start budgeting today!

Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

Interested in advertising on The Ramsey Show? https://ter.li/s64ye3

What Happens When Student Loan Payments Restart? (Hour 1) Jul 05, 2023

Dr. John Delony & Jade Warshaw answer your questions and discuss:

"How can I help my friends with money?"
How student loan repayment plans will affect retailers and people's budgets,
from the blog: Supreme Court Strikes Down Biden’s Student Loan Forgiveness Plan,
"Will we ever be able to afford a house?"
from the blog: How Much House Can I Afford?
"I feel hopeless about following the Baby Steps"

Support Our Sponsor:

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Here's an EveryDollar deal just for our listeners: get a 14-day free trial PLUS $15 off your first year of premium. Click the link below and start budgeting today!

Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

Interested in advertising on The Ramsey Show? https://ter.li/s64ye3

You’re Married to a Child! (Hour 2) Jul 05, 2023

Dr. John Delony & Jade Warshaw answer your questions and discuss:

"How can I get my husband on board?"
Why emergencies become inconveniences when you have financial peace,
"Can I afford to move to a cheaper area?"
from the blog: Relocating Tips: How to Make a Smooth Transition,
"Should I pay off my student loans right now?"
"How should we prepare for digital currency?"

Support Our Sponsor:

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Here's an EveryDollar deal just for our listeners: get a 14-day free trial PLUS $15 off your first year of premium. Click the link below and start budgeting today!

Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

Interested in advertising on The Ramsey Show? https://ter.li/s64ye3

You’re Getting Sued… Isn’t That Enough of a Wakeup Call? (Hour 3) Jul 05, 2023

Dr. John Delony & Jade Warshaw answer your questions and discuss:

"We're deeply in debt and being sued,"
"Should I sell my house to pay off debt?"
from the blog: Should You Sell Your Home to Knock Out Debt?
Paying off debts vs. earning interest on investments,
from the blog: When You Should Stop Investing

Support Our Sponsor:

Neighborly

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Here's an EveryDollar deal just for our listeners: get a 14-day free trial PLUS $15 off your first year of premium. Click the link below and start budgeting today!

Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

Interested in advertising on The Ramsey Show? https://ter.li/s64ye3

Our Favorite Calls of 2023 (Part 7) Jul 04, 2023

While we're out for the holiday, we've compiled our favorite moments from the year so far into a special episode. We hope you enjoy it and we'll be back with a live show tomorrow. Let us know what you think in the comments.

Support Our Sponsor:

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Here's an EveryDollar deal just for our listeners: get a 14-day free trial PLUS $15 off your first year of premium. Click the link below and start budgeting today!

Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

Interested in advertising on The Ramsey Show? https://ter.li/s64ye3

Our Favorite Calls of 2023 (Part 8) Jul 04, 2023

While we're out for the holiday, we've compiled our favorite moments from the year so far into a special episode. We hope you enjoy it and we'll be back with a live show tomorrow. Let us know what you think in the comments.

Support Our Sponsor:

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Here's an EveryDollar deal just for our listeners: get a 14-day free trial PLUS $15 off your first year of premium. Click the link below and start budgeting today!

Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

Interested in advertising on The Ramsey Show? https://ter.li/s64ye3

Our Favorite Calls of 2023 (Part 9) Jul 04, 2023

While we're out for the holiday, we've compiled our favorite moments from the year so far into a special episode. We hope you enjoy it and we'll be back with a live show tomorrow. Let us know what you think in the comments.

Support Our Sponsor:

Neighborly

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Here's an EveryDollar deal just for our listeners: get a 14-day free trial PLUS $15 off your first year of premium. Click the link below and start budgeting today!

Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

Interested in advertising on The Ramsey Show? https://ter.li/s64ye3

Our Favorite Calls of 2023 (Part 4) Jul 03, 2023

While we're out for the holiday, we've compiled our favorite moments from the year so far into a special episode. We hope you enjoy it and we'll be back with a live show soon. Let us know what you think in the comments.

Support Our Sponsor:

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Here's an EveryDollar deal just for our listeners: get a 14-day free trial PLUS $15 off your first year of premium. Click the link below and start budgeting today!

Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

Interested in advertising on The Ramsey Show? https://ter.li/s64ye3

Our Favorite Calls of 2023 (Part 5) Jul 03, 2023

While we're out for the holiday, we've compiled our favorite moments from the year so far into a special episode. We hope you enjoy it and we'll be back with a live show soon. Let us know what you think in the comments.

Support Our Sponsor:

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Here's an EveryDollar deal just for our listeners: get a 14-day free trial PLUS $15 off your first year of premium. Click the link below and start budgeting today!

Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

Interested in advertising on The Ramsey Show? https://ter.li/s64ye3

Our Favorite Calls of 2023 (Part 6) Jul 03, 2023

While we're out for the holiday, we've compiled our favorite moments from the year so far into a special episode. We hope you enjoy it and we'll be back with a live show soon. Let us know what you think in the comments.

Support Our Sponsor:

Neighborly

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Here's an EveryDollar deal just for our listeners: get a 14-day free trial PLUS $15 off your first year of premium. Click the link below and start budgeting today!

Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

Interested in advertising on The Ramsey Show? https://ter.li/s64ye3

You Are Your Own Student Debt Relief (Hour 1) Jun 30, 2023

George Kamel & Ken Coleman answer your questions and discuss:

What to do now that the Supreme Court has shut down Student Loan Forgiveness,
Looking to learn more? Check out the Guide to Getting Rid of Your Student Loans
"Should I sell my Tesla stock to pay off my mortgage?"
from the blog: Should I Use My Investments to Pay Off Debt?
When to know if you should leave a job that's overworking you,
from the website: Should I Quit My Job Quiz
The best way to account for your "4 walls" in your budget,
from the blog: 4 Things You Must Include in Your Budget
"Should I move and change jobs because where I live has a high cost of living?"
from the blog: Where Should I Move?

Support Our Sponsor:

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Here's an EveryDollar deal just for our listeners: get a 14-day free trial PLUS $15 off your first year of premium. Click the link below and start budgeting today!

Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

Interested in advertising on The Ramsey Show? https://ter.li/s64ye3

Compound Interest Can Save You Millions (Hour 2) Jun 30, 2023

George Kamel & Ken Coleman answer your questions and discuss:

The best place to keep money saved when facing large medical expenses,
"Should we move in with family to save money?",
When it's beneficial to downsize your home to meet other financial goals,
from the blog: Downsizing Your Home: 3 Money Benefits
The power of compound interest,
from the blog: How Does Compound Interest Work?
Why you shouldn't use high-yield savings to out earn the interest you're paying on debt,
"Should I offer 50% to the credit card to settle past due debt?",
from the blog: How to Deal With Debt Collectors When You Can't Pay

Support Our Sponsor:

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Here's an EveryDollar deal just for our listeners: get a 14-day free trial PLUS $15 off your first year of premium. Click the link below and start budgeting today!

Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

Interested in advertising on The Ramsey Show? https://ter.li/s64ye3

Please, Do Not Get The Extended Warranty! (Hour 3) Jun 30, 2023

George Kamel & Ken Coleman answer your questions and discuss:

"Should I pay off my debt with variable interest before my other debts?"
Why a new car with the extended warranty doesn't provide you more security than a used vehicle,
from the blog: Are Extended Warranties Worth It?
The potential collapse of Airbnb and how that effects those invested in short term rentals,
from the blog: How to Invest in Real Estate
What to do when taking care of your house is taking up too much of your time and money,
from the blog: How to Budget for a House
"What should I do when my husband and I don't agree on buying a car from a dealership or private party?",
from the blog: 10 Car Buying Tips

Support Our Sponsor:

Neighborly

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Here's an EveryDollar deal just for our listeners: get a 14-day free trial PLUS $15 off your first year of premium. Click the link below and start budgeting today!

Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

Interested in advertising on The Ramsey Show? https://ter.li/s64ye3

Your Money Doesn't Have Feelings! (Hour 1) Jun 29, 2023

Rachel Cruze & Ken Coleman answer your questions and discuss:

What to do when you can't afford the minimum payments on your student loans,
from the blog: How to Pay Off Student Loans Quickly: 10 Easy Steps for Success
"How can I get my husband more excited about giving?",
from the blog: The Importance of Giving Back
Millennials taking on $1,000 side hustles to make ends meet,
How to start saving for college,
from the blog: 10 Best Ways to Save for College
If it's worth it to take a pay cut to pursue a new career.

Support Our Sponsor:

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Here's an EveryDollar deal just for our listeners: get a 14-day free trial PLUS $15 off your first year of premium. Click the link below and start budgeting today!

Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

Interested in advertising on The Ramsey Show? https://ter.li/s64ye3