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Don't Let Debt Happen To You—Face It Head-On Dec 31, 2024

Show notes

📱 Listen to the full episode for free in the Ramsey Network app.

🇺🇸 Watch United States of Anxiety exclusively on the free Ramsey Network app!

While we're out for new year's, we've compiled some of our favorite George and Rachel calls from the past couple of years. Enjoy your day and we'll be back with a live show in the new year! Happy New Year!

George Kamel & Rachel Cruze answer your questions and discuss:

‘My sister took advantage of our sick mom’
‘$200K in consumer debt, declare bankruptcy?’
‘My husband's boss is a pig, should he leave?’
‘Restaurant waiters are keeping all my cash'
‘How do we handle our son's car getting stolen?’
'How do I become a $100 millionaire by 30?'

Support Our Sponsors:

🌱 Get 10% off your first month of BetterHelp
◎ Get 10% off Byrna product bundles and more!
🏥 Learn more about Christian Healthcare Ministries
🏡 Get started today with Churchill Mortgage
🔒 Get 20% off when you join DeleteMe
🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle!
🥗 Save 15% on your first Field of Greens order with code RAMSEY
💤 Visit Helix Sleep for special offers!
💻 Visit NetSuite today to learn more
🗂️ Use promo code RAMSEY for 18% off at The Nokbox
💵 Learn more about Timothy Plan
🏛 Get started with YRefy or call 844-2-RAMSEY
🔐 Visit Zander Insurance for your free instant quote today!

Next Steps

📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!

💵 Start your free budget today. Download the EveryDollar app!

📈 For help with investing, get connected with a SmartVestor Pro.

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📈 Are you on track with the Baby Steps? Get a Free Personalized Plan

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Financial Peace Starts With Clear Boundaries Dec 30, 2024

Show notes

📱 Listen to the full episode for free in the Ramsey Network app.

🇺🇸 Watch United States of Anxiety exclusively on the free Ramsey Network app!

While we're out for the Christmas break, we've compiled some of our favorite Dave and Jade calls from the past couple of years. Enjoy your day and we'll be back with a live show in the new year!

Dave Ramsey & Jade Warshaw answer your questions and discuss:

‘My new husband is almost $1 million in debt’
'My in-laws loaned us $40K, what should we do?’
‘How beneficial is it to close my credit cards?’
‘How do I choose a financial advisor?'
‘Can I fix my marriage after getting out of debt?’
'My parents send us a bill whenever they visit.'.

Support Our Sponsors:

🌱 Get 10% off your first month of BetterHelp
◎ Get 10% off Byrna product bundles and more!
🏥 Learn more about Christian Healthcare Ministries
🏡 Get started today with Churchill Mortgage
🔒 Get 20% off when you join DeleteMe
🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle!
🥗 Save 15% on your first Field of Greens order with code RAMSEY
💤 Visit Helix Sleep for special offers!
💻 Visit NetSuite today to learn more
🗂️ Use promo code RAMSEY for 18% off at The Nokbox
💵 Learn more about Timothy Plan
🏛 Get started with YRefy or call 844-2-RAMSEY
🔐 Visit Zander Insurance for your free instant quote today!

Next Steps

📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!

📈 For help with investing, get connected with a SmartVestor Pro.

💵 Start your free budget today. Download the EveryDollar app!

Listen to more from Ramsey Network

🎙️ The Ramsey Show

Ramsey Solutions is a paid, non-client promoter of SmartVestor Pros.

Learn more about your ad choices. https://www.megaphone.fm/adchoices

📱Watch the full episode for free in the Ramsey Network app.

Learn more about your ad choices. Visit megaphone.fm/adchoices

How A Bigger Paycheck Could Lead To Bigger Problems Dec 27, 2024

Show notes

While we're out for the Christmas break, we've compiled some of our favorite John and George calls from the past couple of years. Enjoy your day and we'll be back with a live show in the new year!

John Delony & George Kamel answer your questions and discuss:

‘We make $330K and live paycheck to paycheck'
'Is my mother-in-law is trying to cause a rift?’
‘I feel guilty for spending money on therapy’
‘I'm 15, how can I help my parents financially?'
‘Dealing with my husband's gambling addiction’
'We've been living in a hotel for 3 months.'

Support Our Sponsors:

🌱 Get 10% off your first month of BetterHelp
🏥 Learn more about Christian Healthcare Ministries
🏡 Get started today with Churchill Mortgage
🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle!
🥗 Save 15% on your first Field of Greens order with code RAMSEY
💤 Visit Helix Sleep for special offers!
💻 Visit NetSuite today to learn more
🗂️ Use promo code RAMSEY for18% off at The Nokbox
🏛Get started with YRefy or call 844-2-RAMSEY
🔐 Visit Zander Insurance for your free instant quote today!

Next Steps

📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!

📈 Are you on track with the Baby Steps? Get a Free Personalized Plan

🏖️ Invest in Your Future With a SmartVestor Pro

💵 Start your free budget today. Download the EveryDollar app!

🎟️ See Dave and John LIVE in a city near you!

🛳️ Live Like No One Else Cruise

✅ Free tools and resources to find the right insurance for you

Listen to more from Ramsey Network

🎙️ The Ramsey Show

Ramsey Solutions is a paid, non-client promoter of SmartVestor Pros.

Learn more about your ad choices. https://www.megaphone.fm/adchoices

📱 Listen to the full episode for free in the Ramsey Network app.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Define Your Future By Setting The Right Financial Priorities Dec 26, 2024

Show notes

🇺🇸 Watch United States of Anxiety exclusively on the free Ramsey Network app!

📈 Are you on track with the Baby Steps? Get a Free Personalized Plan

While we're out for the Christmas break, we've compiled some of our favorite Ken and Rachel calls from the past couple of years. Enjoy your day and we'll be back with a live show in the new year! Merry Christmas!

Ken Coleman & Rachel Cruze answer your questions and discuss:

‘Quit my two remote jobs to take one hybrid?'
'We couldn't agree on money so we broke up.’
‘Are we teaching our kids that credit is OK?’
‘Use emergency fund for daughter's quinceanera?'
‘I made an agreement for a house I can't afford.’
‘How much should I spend on a wedding ring?’

Support Our Sponsors:

🌱 Get 10% off your first month of BetterHelp
◎ Get 10% off Byrna product bundles and more!
🏥 Learn more about Christian Healthcare Ministries
🏡 Get started today with Churchill Mortgage
🔒 Get 20% off when you join DeleteMe
🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle!
🥗 Save 15% on your first Field of Greens order with code RAMSEY
💤 Visit Helix Sleep for special offers!
🗂️ Use promo code RAMSEY for 18% off at The Nokbox
💵 Learn more about Timothy Plan
🏛 Get started with YRefy or call 844-2-RAMSEY
🔐 Visit Zander Insurance for your free instant quote today!

Next Steps

📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!

🏖️ Invest in Your Future With a SmartVestor Pro

💵 Start your free budget today. Download the EveryDollar app!

🎟️ See Dave and John LIVE in a city near you!

Listen to more from Ramsey Network

🎙️ The Ramsey Show

Ramsey Solutions is a paid, non-client promoter of SmartVestor Pros.

Learn more about your ad choices. https://www.megaphone.fm/adchoices

📈 Are you on track with the Baby Steps? Get a Free Personalized Plan

Learn more about your ad choices. Visit megaphone.fm/adchoices

The Hardest Decisions Are Often About Money & Relationships Dec 25, 2024

Show notes

📱 Listen to the full episode for free in the Ramsey Network app.

🇺🇸 Watch United States of Anxiety exclusively on the free Ramsey Network app!

While we're out for the Christmas break, we've compiled some of our favorite John and Jade calls from the past couple of years. Enjoy your day and we'll be back with a live show in the new year! Merry Christmas!

John Delony & Jade Warshaw answer your questions and discuss:

‘Should I talk to my wife's toxic boss?'
'Is it OK to accept $1M from my in-laws?’
‘My mom lied about paying my student loans.’
‘I blew $50K after leaving an abusive relationship.'
‘My mom is boycotting my wedding rehearsal’
'Our house was destroyed by a tornado'

Support Our Sponsors:

🌱 Get 10% off your first month of BetterHelp
◎ Get 10% off Byrna product bundles and more!
🏥 Learn more about Christian Healthcare Ministries
🏡 Get started today with Churchill Mortgage
🔒 Get 20% off when you join DeleteMe
🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle!
🥗 Save 15% on your first Field of Greens order with code RAMSEY
💤 Visit Helix Sleep for special offers!
🗂️ Use promo code RAMSEY for 18% off at The Nokbox
💵 Learn more about Timothy Plan
🏛 Get started with YRefy or call 844-2-RAMSEY
🔐 Visit Zander Insurance for your free instant quote today!

Next Steps

📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!

🎟️ See Dave and John LIVE in a city near you!

🏖️ Invest in Your Future With a SmartVestor Pro

🏆 Take control of your money in 2025! Register for the free livestream.

💵 Start your free budget today. Download the EveryDollar app!

Listen to more from Ramsey Network

🎙️ The Ramsey Show

Ramsey Solutions is a paid, non-client promoter of SmartVestor Pros.

Learn more about your ad choices. https://www.megaphone.fm/adchoices

📈 Are you on track with the Baby Steps? Get a Free Personalized Plan

Learn more about your ad choices. Visit megaphone.fm/adchoices

Stop Letting Money Conflicts Tear Your Relationships Apart Dec 24, 2024

Show notes

📱 Listen to the full episode for free in the Ramsey Network app.

🇺🇸 Watch United States of Anxiety exclusively on the free Ramsey Network app!

While we're out for the Christmas break, we've compiled some of our favorite Dave and Rachel calls from the past couple of years. Enjoy your day and we'll be back with a live show in the new year! Merry Christmas!

Dave Ramsey & Rachel Cruze answer your questions and discuss:

‘Father-in-law is selling us whole life insurance’
'Brother isn't buying us out of an inherited home’
‘Open a food truck or a brick and mortar?’
‘My wife & I don't share the same views financially'
‘Am I hurting my family's financial future?’
'Will I even be able to become debt free?'

Support Our Sponsors:

🌱 Get 10% off your first month of BetterHelp
◎ Get 10% off Byrna product bundles and more!
🏥 Learn more about Christian Healthcare Ministries
🏡 Get started today with Churchill Mortgage
🔒 Get 20% off when you join DeleteMe
🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle!
🥗 Save 15% on your first Field of Greens order with code RAMSEY
💤 Visit Helix Sleep for special offers!
🗂️ Use promo code RAMSEY for 18% off at The Nokbox
💵 Learn more about Timothy Plan
🏛 Get started with YRefy or call 844-2-RAMSEY
🔐 Visit Zander Insurance for your free instant quote today!

Next Steps

📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!

🏆 Take control of your money in 2025! Register for the free livestream.

🎟️ Get $100 Off Money & Marriage Getaway with code CHRISTMAS.

💵 Start your free budget today. Download the EveryDollar app!

📈 For help with investing, get connected with a SmartVestor Pro.

Listen to more from Ramsey Network

🎙️ The Ramsey Show

Ramsey Solutions is a paid, non-client promoter of SmartVestor Pros.

Learn more about your ad choices. https://www.megaphone.fm/adchoices