The Ramsey Show

Listen to more from Ramsey Network

🎙️ The Ramsey Show

Learn more about your ad choices. https://www.megaphone.fm/adchoices

💳 Share your thoughts and you could WIN a $500 Gift Card!

Learn more about your ad choices. Visit megaphone.fm/adchoices

There’s Always a Way out of a Financial Spiral Jan 14, 2025

Show notes

💸 Start taking control of your money in 2025 at our free livestream

Ken Coleman & Jade Warshaw answer your questions and discuss:

"Should I buy less healthy food to save money?"
"What should we do with a large financial gift?"
"I just started college and I hate it,"
My sibling got an inheritance and I didn't..."
"We're $500k in debt and the interest is killing us"

Support Our Sponsors:

🌱 Get 10% off your first month of BetterHelp
◎ Get 10% off Byrna product bundles and more!
🏥 Learn more about Christian Healthcare Ministries
🏡 Get started today with Churchill Mortgage
🔒 Get 20% off when you join DeleteMe
🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle!
🥗 Save 15% on your first Field of Greens order with code RAMSEY
💸 Learn more about opening a high-yield savings account with Laurel Road
💻 Visit NetSuite today to learn more
🗂️ Use promo code RAMSEY for 18% off at The Nokbox
💵 Learn more about Timothy Plan
🏛 Get started with YRefy or call 844-2-RAMSEY
🔐 Visit Zander Insurance for your free instant quote today!

Next Steps

📱 Listen to the full episode for free in the Ramsey Network app.

📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!

📈 Are you on track with the Baby Steps? Get a Free Personalized Plan

🏠 Get organized and prepared to buy or sell a home.

💵 Start your free budget today. Download the EveryDollar app!

Listen to more from Ramsey Network

🎙️ The Ramsey Show

Learn more about your ad choices. https://www.megaphone.fm/adchoices

💳 Share your thoughts and you could WIN a $500 Gift Card!

Learn more about your ad choices. Visit megaphone.fm/adchoices

Be Prepared: Math Doesn’t Care About Your Life Situations Jan 13, 2025

Show notes

💸 Start taking control of your money in 2025 at our free livestream

Jade Warshaw & Dr. John Delony answer your questions and discuss:

"My wife left me and took my life savings,"
"Should we move away from our parents?"
"Do we have to help pay for a funeral?"
"How much should I spend on a ring?"
"How do I not resent my husband's low income?"

Support Our Sponsors:

🌱 Get 10% off your first month of BetterHelp
◎ Get 10% off Byrna product bundles and more!
🏥 Learn more about Christian Healthcare Ministries
🏡 Get started today with Churchill Mortgage
🔒 Get 20% off when you join DeleteMe
🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle!
🥗 Save 15% on your first Field of Greens order with code RAMSEY
💸 Learn more about opening a high-yield savings account with Laurel Road
💻 Visit NetSuite today to learn more
🗂️ Use promo code RAMSEY for 18% off at The Nokbox
💵 Learn more about Timothy Plan
🏛 Get started with YRefy or call 844-2-RAMSEY
🔐 Visit Zander Insurance for your free instant quote today!

Next Steps

📱 Listen to the full episode for free in the Ramsey Network app.

📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!

📈 Are you on track with the Baby Steps? Get a Free Personalized Plan

💵 Start your free budget today. Download the EveryDollar app!

Listen to more from Ramsey Network

🎙️ The Ramsey Show

Learn more about your ad choices. https://www.megaphone.fm/adchoices

💳 Share your thoughts and you could WIN a $500 Gift Card!

Learn more about your ad choices. Visit megaphone.fm/adchoices

It’s Never Too Late to Clean Up a Financial Mess Jan 10, 2025

Show notes

💸 Start taking control of your money in 2025 at our free livestream

📱 Listen to the full episode for free in the Ramsey Network app.

George Kamel & Dr. John Delony answer your questions and discuss:

"We have over $2.5 million of debt,"
"Where should we start investing?"
"What's the best way to buy our first home?"
"Should I pursue public service loan forgiveness?"
"Where should we build our dream home?"
"My husband hasn't filed taxes in 20 years"

Support Our Sponsors:

🌱 Get 10% off your first month of BetterHelp
◎ Get 10% off Byrna product bundles and more!
🏥 Learn more about Christian Healthcare Ministries
🏡 Get started today with Churchill Mortgage
🔒 Get 20% off when you join DeleteMe
🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle!
🥗 Save 15% on your first Field of Greens order with code RAMSEY
💸 Learn more about opening a high-yield savings account with Laurel Road
💻 Visit NetSuite today to learn more
🗂️ Use promo code RAMSEY for 18% off at The Nokbox
💵 Learn more about Timothy Plan
🏛 Get started with YRefy or call 844-2-RAMSEY
🔐 Visit Zander Insurance for your free instant quote today!

Next Steps

📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!

📈 Are you on track with the Baby Steps? Get a Free Personalized Plan

🏠 Get organized and prepared to buy or sell a home.

💵 Start your free budget today. Download the EveryDollar app!

Listen to more from Ramsey Network

🎙️ The Ramsey Show

Learn more about your ad choices. https://www.megaphone.fm/adchoices

💳 Share your thoughts and you could WIN a $500 Gift Card!

Learn more about your ad choices. Visit megaphone.fm/adchoices

The Road to Financial Freedom Is Paved With Grit Jan 09, 2025

Show notes

💸 Start taking control of your money in 2025 at our free livestream

📱 Listen to the full episode for free in the Ramsey Network app.

Rachel Cruze & Ken Coleman answer your questions and discuss:

"We disagree on how to use an inheritance,"
"Should my boyfriend and I move out?"
"I can't convice my husband to let me stay home,"
"Should I go against what is in my dad's will?"
"I'm furious at my husband for buying a truck,"

Support Our Sponsors:

🌱 Get 10% off your first month of BetterHelp
◎ Get 10% off Byrna product bundles and more!
🏥 Learn more about Christian Healthcare Ministries
🏡 Get started today with Churchill Mortgage
🔒 Get 20% off when you join DeleteMe
🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle!
🥗 Save 15% on your first Field of Greens order with code RAMSEY
💸 Learn more about opening a high-yield savings account with Laurel Road
💻 Visit NetSuite today to learn more
🗂️ Use promo code RAMSEY for 18% off at The Nokbox
💵 Learn more about Timothy Plan
🏛 Get started with YRefy or call 844-2-RAMSEY
🔐 Visit Zander Insurance for your free instant quote today!

Next Steps

📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!

📈 Are you on track with the Baby Steps? Get a Free Personalized Plan

💵 Start your free budget today. Download the EveryDollar app!

🎟️ See Dave and John LIVE in a city near you!

💰Watch 90 Day Money Makeover

Listen to more from Ramsey Network

🎙️ The Ramsey Show

Learn more about your ad choices. https://www.megaphone.fm/adchoices

💳 Share your thoughts and you could WIN a $500 Gift Card!

Learn more about your ad choices. Visit megaphone.fm/adchoices

Don’t Let Toxic Money Situations Keep You Trapped Jan 08, 2025

Show notes

📱 Listen to the full episode for free in the Ramsey Network app.

Jade Warshaw & Rachel Cruze answer your questions and discuss:

"My boyfriend and I share credit cards,"
"How do I tell my dad he can't borrow from me?"
"When is a 401(k) match too good to pass up?"
"My husband spent our retirement behind my back,"
Housing Market Predictions for 2025
"We co-signed on a house and now we're stuck,"

Support Our Sponsors:

🌱 Get 10% off your first month of BetterHelp
◎ Get 10% off Byrna product bundles and more!
🏥 Learn more about Christian Healthcare Ministries
🏡 Get started today with Churchill Mortgage
🔒 Get 20% off when you join DeleteMe
🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle!
🥗 Save 15% on your first Field of Greens order with code RAMSEY
💸 Learn more about opening a high-yield savings account with Laurel Road
💻 Visit NetSuite today to learn more
🗂️ Use promo code RAMSEY for 18% off at The Nokbox
💵 Learn more about Timothy Plan
🏛 Get started with YRefy or call 844-2-RAMSEY
🔐 Visit Zander Insurance for your free instant quote today!

Next Steps

📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!

📈 Are you on track with the Baby Steps? Get a Free Personalized Plan

💡 Access Ramsey’s Complete Guide to Investing for free

🎟️ See Dave and John LIVE in a city near you!

💵 Start your free budget today. Download the EveryDollar app!

💸 Start taking control of your money in 2025 at our free livestream

Listen to more from Ramsey Network

🎙️ The Ramsey Show

Learn more about your ad choices. https://www.megaphone.fm/adchoices

💳 Share your thoughts and you could WIN a $500 Gift Card!

Learn more about your ad choices. Visit megaphone.fm/adchoices

Stuck in a Financial Pit? Here’s How to Climb Out and Stay Out Jan 07, 2025

Show notes

📈 Are you on track with the Baby Steps? Get a Free Personalized Plan

📱 Listen to the full episode for free in the Ramsey Network app.

Ken Coleman & Jade Warshaw answer your questions and discuss:

"I can't make ends meet after buying a franchise,"
"How do I handle aggressive debt collectors?"
"How do I get out of a financial pit?"
"How do I get better at staying on a budget?"
"We haven't combined banks or debt yet"

Support Our Sponsors:

🌱 Get 10% off your first month of BetterHelp
◎ Get 10% off Byrna product bundles and more!
🏥 Learn more about Christian Healthcare Ministries
🏡 Get started today with Churchill Mortgage
🔒 Get 20% off when you join DeleteMe
🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle!
🥗 Save 15% on your first Field of Greens order with code RAMSEY
💸 Learn more about opening a high-yield savings account with Laurel Road
💻 Visit NetSuite today to learn more
🗂️ Use promo code RAMSEY for 18% off at The Nokbox
💵 Learn more about Timothy Plan
🏛 Get started with YRefy or call 844-2-RAMSEY
🔐 Visit Zander Insurance for your free instant quote today!

Next Steps

📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!

💰 Watch 90 Day Money Makeover.

💸 Start taking control of your money in 2025 at our free livestream

💵 Start your free budget today. Download the EveryDollar app!

🎟️ See Dave and John LIVE in a city near you!

Listen to more from Ramsey Network

🎙️ The Ramsey Show

Learn more about your ad choices. https://www.megaphone.fm/adchoices

💳 Share your thoughts and you could WIN a $500 Gift Card!

Learn more about your ad choices. Visit megaphone.fm/adchoices

Your Life Is More Than Just a Set of Numbers Jan 06, 2025

Show notes

📱 Listen to the full episode for free in the Ramsey Network app.

George Kamel & Dr. John Delony answer your questions and discuss:

"I haven't paid taxes in 7 years"
"We have struggled with relationships since becoming everyday millionaires,"
"My ex was living a double life and left our family in poverty,"
"Should I pause retirement to save for a house?"
"My wife won't talk about unplanned purchases,"

Support Our Sponsors:

🌱 Get 10% off your first month of BetterHelp
◎ Get 10% off Byrna product bundles and more!
🏥 Learn more about Christian Healthcare Ministries
🏡 Get started today with Churchill Mortgage
🔒 Get 20% off when you join DeleteMe
🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle!
🥗 Save 15% on your first Field of Greens order with code RAMSEY
💸 Learn more about opening a high-yield savings account with Laurel Road
💻 Visit NetSuite today to learn more
🗂️ Use promo code RAMSEY for 18% off at The Nokbox
💵 Learn more about Timothy Plan
🏛 Get started with YRefy or call 844-2-RAMSEY
🔐 Visit Zander Insurance for your free instant quote today!

Next Steps

📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!

📈 Are you on track with the Baby Steps? Get a Free Personalized Plan

💵 Start your free budget today. Download the EveryDollar app!

🏠Get organized and prepared to buy or sell a home.

🎆 The New Year's Sale is on! Save big with deals to help you reach your goals.

Listen to more from Ramsey Network

🎙️ The Ramsey Show

Learn more about your ad choices. https://www.megaphone.fm/adchoices

📈 Are you on track with the Baby Steps? Get a Free Personalized Plan

Learn more about your ad choices. Visit megaphone.fm/adchoices

You Can Change Your Life TODAY! Jan 03, 2025

Show notes

📱 Listen to the full episode for free in the Ramsey Network app.

Jade Warshaw & Dr. John Delony answer your questions and discuss:

You can decide to change your life TODAY!
“Our medical bills keep us from moving forward in the baby steps”
“My boyfriend doesn’t share in my financial goals”
“Is work/life balance a real thing?”
Is a high-yield savings account the best place for your money?
“I haven’t paid my credit card debt in 13 years!”

Support Our Sponsors:

🌱 Get 10% off your first month of BetterHelp
◎ Get 10% off Byrna product bundles and more!
🏥 Learn more about Christian Healthcare Ministries
🏡 Get started today with Churchill Mortgage
🔒 Get 20% off when you join DeleteMe
🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle!
🥗 Save 15% on your first Field of Greens order with code RAMSEY
💸 Learn more about opening a high-yield savings account with Laurel Road
💻 Visit NetSuite today to learn more
🗂️ Use promo code RAMSEY for 18% off at The Nokbox
💵 Learn more about Timothy Plan
🏛 Get started with YRefy or call 844-2-RAMSEY
🔐 Visit Zander Insurance for your free instant quote today!

Next Steps

📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!

🏠 Get organized and prepared to buy or sell a home.

🎆 The New Year's Sale is on! Save big with deals to help you reach your goals.

💵 Start your free budget today. Download the EveryDollar app!

Listen to more from Ramsey Network

🎙️ The Ramsey Show

Learn more about your ad choices. https://www.megaphone.fm/adchoices

📈 Are you on track with the Baby Steps? Get a Free Personalized Plan

Learn more about your ad choices. Visit megaphone.fm/adchoices

Your Income Is Your Greatest Wealth Building Tool Jan 02, 2025

Show notes

📱Watch the full episode for free in the Ramsey Network app.

Ken Coleman & George Kamel answer your questions and discuss:

"How can I take control of my money?"
"I should be at 0% interest, but I'm not,"
"I was overpaid $6K, what should I do?"
"Where does this fall in the baby steps?"
"Should we help my mom with money?"

Support Our Sponsors:

🌱 Get 10% off your first month of BetterHelp
◎ Get 10% off Byrna product bundles and more!
🏥 Learn more about Christian Healthcare Ministries
🏡 Get started today with Churchill Mortgage
🔒 Get 20% off when you join DeleteMe
🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle!
🥗 Save 15% on your first Field of Greens order with code RAMSEY
💸 Learn more about opening a high-yield savings account with Laurel Road
💻 Visit NetSuite today to learn more
🗂️ Use promo code RAMSEY for 18% off at The Nokbox
💵 Learn more about Timothy Plan
🏛 Get started with YRefy or call 844-2-RAMSEY
🔐 Visit Zander Insurance for your free instant quote today!

Next Steps

📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!

🎆 The New Year's Sale is on! Save big with deals to help you reach your goals.

☂️ Protect yourself with the right coverage—take our coverage quiz!

💵 Start your free budget today. Download the EveryDollar app!

Listen to more from Ramsey Network

🎙️ The Ramsey Show

Learn more about your ad choices. https://www.megaphone.fm/adchoices