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The Ramsey Show

The Ramsey Show believes you can build wealth and take control of your life—no matter what stupid mistakes you’ve made with money. Join as Dave Ramsey and his team of experts answer your questions on the top problems holding you back. Listen now or ask your question live by calling 888.825.5225 weekdays from 2–5 p.m. ET. Learn more at www.ramseysolutions.com

Latest Episodes:

Be the Tortoise Not the Hare Jan 29, 2025

Show notes

📈 Are you on track with the Baby Steps? Get a Free Personalized Plan

Dr. John Delony & George Kamel answer your questions and discuss:

I'm bringing a ton of debt into our new marriage,"
"Should I keep putting my money into Bitcoin?"
"Should I sell the truck I bought with my grandfather?"
"When should I move out of my mom's house?"
"Should I help my husband pay off his debt?"
"Is Webull a good platform to start investing?"

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🏥 Learn more about Christian Healthcare Ministries
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🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle!
🥗 Save 15% on your first Field of Greens order with code RAMSEY
💸 Learn more about opening a high-yield savings account with Laurel Road
💻 Visit NetSuite today to learn more
🗂️ Use promo code RAMSEY for 18% off at The Nokbox
💵 Learn more about Timothy Plan
🏛 Get started with YRefy or call 844-2-RAMSEY
🔐 Visit Zander Insurance for your free instant quote today!

Next Steps

📱 Watch the full episode for free in the Ramsey Network app.

📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!

🎟️ Get Tickets to the Money & Relationships Tour

💼 Connect with a RamseyTrusted tax pro for help with payroll and more

💵 Start your free budget today. Download the EveryDollar app!

🪑 Check out Front Row Seat with Ken Coleman!

💪 Invest with confidence! Get tickets to Investing Essentials

Listen to more from Ramsey Network

🎙️ The Ramsey Show

🧠 The Dr. John Delony Show

🍸 Smart Money Happy Hour

💡 The Rachel Cruze Show

💸 The Ramsey Show Highlights

💰 George Kamel

🪑 Front Row Seat with Ken Coleman

📈 EntreLeadership

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Building Wealth Happens One Baby Step at a Time Jan 28, 2025

Show notes

📈 Are you on track with the Baby Steps? Get a Free Personalized Plan

Ken Coleman & Dr. John Delony answer your questions and discuss:

"When do we stop investing and start giving?"
"My ex wants to spend way too much on our kid,"
"How do I stop having 'retirement guilt'?"
"Can we upgrade our home when we retire?"
"I'll never be able to match my fiancée's lifestyle,"
"We might lose our dream home."

Support Our Sponsors:

🌱 Get 10% off your first month of BetterHelp
◎ Get 10% off Byrna product bundles and more!
🏥 Learn more about Christian Healthcare Ministries
🏡 Get started today with Churchill Mortgage
🔒 Get 20% off when you join DeleteMe
🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle!
🥗 Save 15% on your first Field of Greens order with code RAMSEY
💸 Learn more about opening a high-yield savings account with Laurel Road
💻 Visit NetSuite today to learn more
🗂️ Use promo code RAMSEY for 18% off at The Nokbox
💵 Learn more about Timothy Plan
🏛 Get started with YRefy or call 844-2-RAMSEY
🔐 Visit Zander Insurance for your free instant quote today!

Next Steps

📱 Watch the full episode for free in the Ramsey Network app.

📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!

📄 Need help with your taxes? See who we trust.

🎟️ Get Tickets to the Money & Relationships Tour

💵 Start your free budget today. Download the EveryDollar app!

🪑 Check out Front Row Seat with Ken Coleman!

🏘️ Free Tools & Resources to Reach Your Home Goals

Listen to more from Ramsey Network

🎙️ The Ramsey Show

🧠 The Dr. John Delony Show

🍸 Smart Money Happy Hour

💡 The Rachel Cruze Show

💸 The Ramsey Show Highlights

💰 George Kamel

🪑 Front Row Seat with Ken Coleman

📈 EntreLeadership

Learn more about your ad choices. https://www.megaphone.fm/adchoices

Ramsey Solutions Privacy Policy

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Your Future Self Deserves Better Choices Today Jan 27, 2025

Show notes

📈 Are you on track with the Baby Steps? Get a Free Personalized Plan

💳 Share your thoughts and you could WIN a $500 Gift Card!

Rachel Cruze & Jade Warshaw answer your questions and discuss:

"My in-laws offered us money to move closer,"
"How do I save for a house on a low income?"
"Should I keep investing 75% of my income?"
"I'm worried about disappointing my parents,"
"Should I sell my car to pay for school?"
"My husband won’t put me on our house deed,"

Support Our Sponsors:

🌱 Get 10% off your first month of BetterHelp
◎ Get 10% off Byrna product bundles and more!
🏥 Learn more about Christian Healthcare Ministries
🏡 Get started today with Churchill Mortgage
🔒 Get 20% off when you join DeleteMe
🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle!
🥗 Save 15% on your first Field of Greens order with code RAMSEY
💸 Learn more about opening a high-yield savings account with Laurel Road
💻 Visit NetSuite today to learn more
🗂️ Use promo code RAMSEY for 18% off at The Nokbox
💵 Learn more about Timothy Plan
🏛 Get started with YRefy or call 844-2-RAMSEY
🔐 Visit Zander Insurance for your free instant quote today!

Next Steps

🏘️ Free Tools & Resources to Reach Your Home Goals

📱 Watch the full episode for free in the Ramsey Network app.

📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!

🏖️ For help with investing, get connected with a SmartVestor Pro.

🎟️ Get Tickets to the Money & Relationships Tour

💵 Start your free budget today. Download the EveryDollar app!

🏘️ Free Tools & Resources to Reach Your Home Goals

Listen to more from Ramsey Network

🎙️ The Ramsey Show

🧠 The Dr. John Delony Show

🍸 Smart Money Happy Hour

💡 The Rachel Cruze Show

💸 The Ramsey Show Highlights

💰 George Kamel

🪑 Front Row Seat with Ken Coleman

📈 EntreLeadership

Ramsey Solutions is a paid, non-client promoter of SmartVestor Pros.

Learn more about your ad choices. https://www.megaphone.fm/adchoices

Ramsey Solutions Privacy Policy

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If You Want to Build Wealth, Stop Acting Like Everyone Else Jan 24, 2025

Show notes

💳 Share your thoughts and you could WIN a $500 Gift Card!

📈 Are you on track with the Baby Steps? Get a Free Personalized Plan

Ken Coleman & Rachel Cruze answer your questions and discuss:

"Our millionaire in-laws are unwilling to discuss their will,"
"My fiancée and I have $155k of debt,"
"My fiancée grew up in a different money culture – how do I get her on board with the Baby Steps?"
"How do I use my investments to build a home?"
"I feel selfish for working so much to pay off debt,"

Support Our Sponsors:

🌱 Get 10% off your first month of BetterHelp
◎ Get 10% off Byrna product bundles and more!
🏥 Learn more about Christian Healthcare Ministries
🏡 Get started today with Churchill Mortgage
🔒 Get 20% off when you join DeleteMe
🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle!
🥗 Save 15% on your first Field of Greens order with code RAMSEY
💸 Learn more about opening a high-yield savings account with Laurel Road
💻 Visit NetSuite today to learn more
🗂️ Use promo code RAMSEY for 18% off at The Nokbox
💵 Learn more about Timothy Plan
🏛 Get started with YRefy or call 844-2-RAMSEY
🔐 Visit Zander Insurance for your free instant quote today!

Next Steps

📱 Listen to the full episode for free in the Ramsey Network app.

📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!

🏖️ For help with investing, get connected with a SmartVestor Pro.

💪 Invest with confidence! Get tickets to Investing Essentials

💵 Start your free budget today. Download the EveryDollar app!

💼 Whether you’re confident filing solo or you need support from a pro, we have all the tools you need to crush your taxes

Listen to more from Ramsey Network

🎙️ The Ramsey Show

🧠 The Dr. John Delony Show

🍸 Smart Money Happy Hour

💡 The Rachel Cruze Show

💸 The Ramsey Show Highlights

💰 George Kamel

💼 The Ken Coleman Show

📈 EntreLeadership

Ramsey Solutions is a paid, non-client promoter of SmartVestor Pros.

Learn more about your ad choices. https://www.megaphone.fm/adchoices

Ramsey Solutions Privacy Policy

Learn more about your ad choices. Visit megaphone.fm/adchoices

Don’t Become a Victim of Your Circumstances Jan 23, 2025

Show notes

💳 Share your thoughts and you could WIN a $500 Gift Card!

💸 Start taking control of your money in 2025 at our free livestream

Ken Coleman & George Kamel answer your questions and discuss:

"How do I get my girlfriend to move with me?"
Buying a home with no credit score,
"I live in New York and I'm miserable,"
"Should I divorce my spending addict husband?"
"Are we paying off the mortgage too quickly"
"My in-laws can't manage their finances and moved in with us."

Support Our Sponsors:

🌱 Get 10% off your first month of BetterHelp
◎ Get 10% off Byrna product bundles and more!
🏥 Learn more about Christian Healthcare Ministries
🏡 Get started today with Churchill Mortgage
🔒 Get 20% off when you join DeleteMe
🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle!
🥗 Save 15% on your first Field of Greens order with code RAMSEY
💸 Learn more about opening a high-yield savings account with Laurel Road
💻 Visit NetSuite today to learn more
🗂️ Use promo code RAMSEY for 18% off at The Nokbox
💵 Learn more about Timothy Plan
🏛 Get started with YRefy or call 844-2-RAMSEY
🔐 Visit Zander Insurance for your free instant quote today!

Next Steps

📱 Listen to the full episode for free in the Ramsey Network app.

📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!

📈 Are you on track with the Baby Steps? Get a Free Personalized Plan

🎟️ Get Tickets to the Money & Relationships Tour

🏖️ For help with investing, get connected with a SmartVestor Pro.

💵 Start your free budget today. Download the EveryDollar app!

💪 Invest with confidence! Get tickets to Investing Essentials

Listen to more from Ramsey Network

🎙️ The Ramsey Show

🧠 The Dr. John Delony Show

🍸 Smart Money Happy Hour

💡 The Rachel Cruze Show

💸 The Ramsey Show Highlights

💰 George Kamel

💼 The Ken Coleman Show

📈 EntreLeadership

Ramsey Solutions is a paid, non-client promoter of SmartVestor Pros.

Learn more about your ad choices. https://www.megaphone.fm/adchoices

Ramsey Solutions Privacy Policy

Learn more about your ad choices. Visit megaphone.fm/adchoices

You Can Build Wealth No Matter Where You Are in Life Jan 22, 2025

Show notes

💳 Share your thoughts and you could WIN a $500 Gift Card!

💸 Start taking control of your money in 2025 at our free livestream

Dr. John Delony & Jade Warshaw answer your questions and discuss:

"I'm 66 and have nothing saved for retirement,"
"Are we obligated to support my uncle?"
"I think moving to Texas was a bad decision,"
"How do I deal with a spouse that wants to spend everything in the bank account?"
"I'm $40k in debt and behind on my credit cards,"
"How do I budget on an irregular income?"

Support Our Sponsors:

🌱 Get 10% off your first month of BetterHelp
◎ Get 10% off Byrna product bundles and more!
🏥 Learn more about Christian Healthcare Ministries
🏡 Get started today with Churchill Mortgage
🔒 Get 20% off when you join DeleteMe
🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle!
🥗 Save 15% on your first Field of Greens order with code RAMSEY
💸 Learn more about opening a high-yield savings account with Laurel Road
💻 Visit NetSuite today to learn more
🗂️ Use promo code RAMSEY for 18% off at The Nokbox
💵 Learn more about Timothy Plan
🏛 Get started with YRefy or call 844-2-RAMSEY
🔐 Visit Zander Insurance for your free instant quote today!

Next Steps

📱 Listen to the full episode for free in the Ramsey Network app.

📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!

📈 Are you on track with the Baby Steps? Get a Free Personalized Plan

💪 Invest with confidence! Get tickets to Investing Essentials

💵 Start your free budget today. Download the EveryDollar app!

🏖️ For help with investing, get connected with a SmartVestor Pro.

🏘️ Free Tools & Resources to Reach Your Home Goals

Listen to more from Ramsey Network

🎙️ The Ramsey Show

🧠 The Dr. John Delony Show

🍸 Smart Money Happy Hour

💡 The Rachel Cruze Show

💸 The Ramsey Show Highlights

💰 George Kamel

💼 The Ken Coleman Show

📈 EntreLeadership

Ramsey Solutions is a paid, non-client promoter of SmartVestor Pros.

Learn more about your ad choices. https://www.megaphone.fm/adchoices

Ramsey Solutions Privacy Policy

Learn more about your ad choices. Visit megaphone.fm/adchoices

Do You Have Too Much Month Left at the End of Your Money? Jan 21, 2025

Show notes

💳 Share your thoughts and you could WIN a $500 Gift Card!

💸 Start taking control of your money in 2025 at our free livestream

Ken Coleman & Jade Warshaw answer your questions and discuss:

"I'm $115k in debt at 19and don't know what to do,"
"Should we pay off the IRS first?"
"My husband isn't being upfront with our finances,"
"Should we finance a kitchen renovation?"
Jade and Ken discuss the inauguration and tarrifs,
Wages vs. Inflation.

Support Our Sponsors:

🌱 Get 10% off your first month of BetterHelp
◎ Get 10% off Byrna product bundles and more!
🏥 Learn more about Christian Healthcare Ministries
🏡 Get started today with Churchill Mortgage
🔒 Get 20% off when you join DeleteMe
🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle!
🥗 Save 15% on your first Field of Greens order with code RAMSEY
💸 Learn more about opening a high-yield savings account with Laurel Road
💻 Visit NetSuite today to learn more
🗂️ Use promo code RAMSEY for 18% off at The Nokbox
💵 Learn more about Timothy Plan
🏛 Get started with YRefy or call 844-2-RAMSEY
🔐 Visit Zander Insurance for your free instant quote today!

Next Steps

📱 Listen to the full episode for free in the Ramsey Network app.

📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!

📈 Are you on track with the Baby Steps? Get a Free Personalized Plan

🏖️ For help with investing, get connected with a SmartVestor Pro.

💵 Start your free budget today. Download the EveryDollar app!

🎟️ Get Tickets to the Money & Relationships Tour

💪 Invest with confidence! Get tickets to Investing Essentials

🏘️ Free Tools & Resources to Reach Your Home Goals

Listen to more from Ramsey Network

🎙️ The Ramsey Show

🧠 The Dr. John Delony Show

🍸 Smart Money Happy Hour

💡 The Rachel Cruze Show

💸 The Ramsey Show Highlights

💰 George Kamel

💼 The Ken Coleman Show

📈 EntreLeadership

Ramsey Solutions is a paid, non-client promoter of SmartVestor Pros.

Learn more about your ad choices. https://www.megaphone.fm/adchoices

Ramsey Solutions Privacy Policy

Learn more about your ad choices. Visit megaphone.fm/adchoices

It’s Never Too Late to Start Building Wealth Jan 20, 2025

Show notes

💳 Share your thoughts and you could WIN a $500 Gift Card!

💸 Start taking control of your money in 2025 at our free livestream

George Kamel & Dr. John Delony answer your questions and discuss:

"Is it too late to invest for the future?"
"I was involved in a horrible financial scam,"
"Should I use my trust fund to pay off my fiancée's debt?"
"Do I need to pay off loan my husband secretly took out before he died?"
"How can I pay off a ballooning HELOC?"
"Am I selfish for not wanting to see my in-laws?"

Support Our Sponsors:

🌱 Get 10% off your first month of BetterHelp
◎ Get 10% off Byrna product bundles and more!
🏥 Learn more about Christian Healthcare Ministries
🏡 Get started today with Churchill Mortgage
🔒 Get 20% off when you join DeleteMe
🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle!
🥗 Save 15% on your first Field of Greens order with code RAMSEY
💸 Learn more about opening a high-yield savings account with Laurel Road
💻 Visit NetSuite today to learn more
🗂️ Use promo code RAMSEY for 18% off at The Nokbox
💵 Learn more about Timothy Plan
🏛 Get started with YRefy or call 844-2-RAMSEY
🔐 Visit Zander Insurance for your free instant quote today!

Next Steps

📱 Listen to the full episode for free in the Ramsey Network app.

📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!

📈 Are you on track with the Baby Steps? Get a Free Personalized Plan

💪 Invest with confidence! Get tickets to Investing Essentials

📄 Need help with your taxes? See who we trust.

💵 Start your free budget today. Download the EveryDollar app!

💰Watch 90 Day Money Makeover.

Listen to more from Ramsey Network

🎙️ The Ramsey Show

🧠 The Dr. John Delony Show

🍸 Smart Money Happy Hour

💡 The Rachel Cruze Show

💸 The Ramsey Show Highlights

💰 George Kamel

💼 The Ken Coleman Show

📈 EntreLeadership

Learn more about your ad choices. https://www.megaphone.fm/adchoices

Ramsey Solutions Privacy Policy

Learn more about your ad choices. Visit megaphone.fm/adchoices

Are You Ready To Go Scorched Earth on Your Debt? Jan 17, 2025

Show notes

💳 Share your thoughts and you could WIN a $500 Gift Card!

💸 Start taking control of your money in 2025 at our free livestream

George Kamel & Dr. John Delony answer your questions and discuss:

"My ex-husband is coercing our daughter into a $600,000 mortgage,"
"How do I start investing for retirement?"
How the California wildfires impact everyone,
"We think a bank employee is embezzling money from our bank account,"
"My parents bought whole life insurance for me as a child,"
"We regret purchasing a fixer-upper,"
"Borrow from my 401(k) to pay off debt?"

Support Our Sponsors:

🌱 Get 10% off your first month of BetterHelp
◎ Get 10% off Byrna product bundles and more!
🏥 Learn more about Christian Healthcare Ministries
🏡 Get started today with Churchill Mortgage
🔒 Get 20% off when you join DeleteMe
🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle!
🥗 Save 15% on your first Field of Greens order with code RAMSEY
💸 Learn more about opening a high-yield savings account with Laurel Road
💻 Visit NetSuite today to learn more
🗂️ Use promo code RAMSEY for 18% off at The Nokbox
💵 Learn more about Timothy Plan
🏛 Get started with YRefy or call 844-2-RAMSEY
🔐 Visit Zander Insurance for your free instant quote today!

Next Steps

📱 Listen to the full episode for free in the Ramsey Network app.

📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!

📈 Are you on track with the Baby Steps? Get a Free Personalized Plan

💵 Start your free budget today. Download the EveryDollar app!

💪 Invest with confidence! Get tickets to Investing Essentials

💰Watch 90-Day Money Makeover.

🏘️ Free Tools & Resources to Reach Your Home Goals

Listen to more from Ramsey Network

🎙️ The Ramsey Show

🧠 The Dr. John Delony Show

🍸 Smart Money Happy Hour

💡 The Rachel Cruze Show

💸 The Ramsey Show Highlights

💰 George Kamel

💼 The Ken Coleman Show

📈 EntreLeadership

Learn more about your ad choices. https://www.megaphone.fm/adchoices

Ramsey Solutions Privacy Policy

Learn more about your ad choices. Visit megaphone.fm/adchoices

The Road to Financial Freedom Begins With Hard Choices Jan 16, 2025

Show notes

💳 Share your thoughts and you could WIN a $500 Gift Card!

💸 Start taking control of your money in 2025 at our free livestream

Rachel Cruze & Dr. John Delony answer your questions and discuss:

"Should I re-home my dog to pay off debt?"
"How do we start saving for retirement?,"
"We don't want to get married,"
"Is it time for us to move out of California?"
"My parents asked me to loan them 50k so they could put a down payment down on a house"

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