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    The Ramsey Show

    The Ramsey Show believes you can build wealth and take control of your life—no matter what stupid mistakes you’ve made with money. Join as Dave Ramsey and his team of experts answer your questions on the top problems holding you back. Listen now or ask your question live by calling 888.825.5225 weekdays from 2–5 p.m. ET. Learn more at www.ramseysolutions.com

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    Latest Episodes:
    It’s Our 2024 Annual Giving Show! Dec 18, 2024
    Show notes

    📈 Are you on track with the Baby Steps? Get a Free Personalized Plan

    📱 Listen to the full episode for free in the Ramsey Network app.Watch United States of Anxiety exclusively on the free Ramsey Network app!

    Dave Ramsey & George Kamel hear stories of outrageous generosity from our listeners. Find out how much fun you can have giving away money on our 2024 Annual Giving Show!


    Support Our Sponsors:

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    • 🔒 Get 20% off when you join DeleteMe
    • 🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle!
    • 🥗 Save 15% on your first Field of Greens order with code RAMSEY
    • 💤 Visit Helix Sleep for special offers!
    • 🗂️ Use promo code RAMSEY for 18% off at The Nokbox
    • 💵 Learn more about Timothy Plan
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    Next Steps

    📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!

    🎄You could win $5,000 in the Ramsey Christmas Cash Giveaway!

    🎁 Our 50 days of Christmas deals are ending soon! Get 30% off meaningful gifts.

    ☂️ Protect yourself with the right coverage—take our coverage quiz!

    🎒 Donate Foundations in Personal Finance Curriculum to a high school in your community.

    💵 Start your free budget today. Download the EveryDollar app!


    Listen to more from Ramsey Network

    🎙️ The Ramsey Show

    🧠 The Dr. John Delony Show

    🍸 Smart Money Happy Hour

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    💸 The Ramsey Show Highlights

    💰 George Kamel

    💼 The Ken Coleman Show

    📈 EntreLeadership


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    You Can’t Win With Money if You Keep Ignoring the Real Problem Dec 17, 2024
    Show notes

    📈 Are you on track with the Baby Steps? Get a Free Personalized Plan

    📱Watch the full episode for free in the Ramsey Network app.

    Dave Ramsey & Dr. John Delony answer your questions and discuss:

    • "My father-in-law owes us $100k and now he wants to put up our house for collateral,"
    • "How do I financially prepare to have a child?"
    • "My husband says I "sucked the fun" out of his hobby,"
    • "My mother-in-law sticks her nose into everything,"
    • "How do I tackle $100K of debt?"


    Support Our Sponsors:

    • 🌱 Get 10% off your first month of BetterHelp
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    • 🔒 Get 20% off when you join DeleteMe
    • 🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle!
    • 🥗 Save 15% on your first Field of Greens order with code RAMSEY
    • 💤 Visit Helix Sleep for special offers!
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    • 🗂️ Use promo code RAMSEY for 18% off at The Nokbox
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    • 🏛 Get started with YRefy or call 844-2-RAMSEY
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    Next Steps

    📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!

    ☂️ Protect yourself with the right coverage—take our coverage quiz!

    🎄You could win $5,000 in the Ramsey Christmas Cash Giveaway!

    🎁Our 50 days of Christmas deals are ending soon! Get 30% off meaningful gifts.

    💵 Start your free budget today. Download the EveryDollar app!

    🎟️ Get Tickets to the Money & Relationships Tour


    Listen to more from Ramsey Network

    🎙️ The Ramsey Show

    🧠 The Dr. John Delony Show

    🍸 Smart Money Happy Hour

    💡 The Rachel Cruze Show

    💸 The Ramsey Show Highlights

    💰 George Kamel

    💼 The Ken Coleman Show

    📈 EntreLeadership


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    Delayed Gratification Is a Key Ingredient to Building Wealth Dec 16, 2024
    Show notes

    📈 Are you on track with the Baby Steps? Get a Free Personalized Plan

    📱Watch the full episode for free in the Ramsey Network app.

    Dave Ramsey & Ken Coleman answer your questions and discuss:

    • "Should I buy a $250K supercar?"
    • "I borrowed from my parents to start a business,"
    • "How do we steer our daughter's career choice?"
    • "Should I be involved in my husband's business?"
    • "I'm unsuccessfully tried to settle my debts,"
    • "How do I budget my starting salary?"


    Support Our Sponsors:

    • 🌱 Get 10% off your first month of BetterHelp
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    • 🏥 Learn more about Christian Healthcare Ministries
    • 🏡 Get started today with Churchill Mortgage
    • 🔒 Get 20% off when you join DeleteMe
    • 🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle!
    • 🥗 Save 15% on your first Field of Greens order with code RAMSEY
    • 💤 Visit Helix Sleep for special offers!
    • 💻 Visit NetSuite today to learn more
    • 🗂️ Use promo code RAMSEY for 18% off at The Nokbox
    • 💵 Learn more about Timothy Plan
    • 🏛 Get started with YRefy or call 844-2-RAMSEY
    • 🔐 Visit Zander Insurance for your free instant quote today!


    Next Steps

    📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!

    💵 Start your free budget today. Download the EveryDollar app!

    🎟️ See Dave and John LIVE in a city near you!

    🎄You could win $5,000 in the Ramsey Christmas Cash Giveaway!

    🎁 Our 50 days of Christmas deals are ending soon! Get 30% off meaningful gifts.


    Listen to more from Ramsey Network

    🎙️ The Ramsey Show

    🧠 The Dr. John Delony Show

    🍸 Smart Money Happy Hour

    💡 The Rachel Cruze Show

    💸 The Ramsey Show Highlights

    💰 George Kamel

    💼 The Ken Coleman Show

    📈 EntreLeadership


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    Your Debt Should Make You Uncomfortable Dec 13, 2024
    Show notes

    📈 Are you on track with the Baby Steps? Get a Free Personalized Plan

    📱 Listen to the full episode for free in the Ramsey Network app. Watch United States of Anxiety exclusively on the free Ramsey Network app!

    Rachel Cruze & Jade Warshaw answer your questions and discuss:

    • "Should I invest while in college?"
    • "Should guests pay for meals at our wedding?"
    • "My late husband hid our finances from me"
    • "I have a big problem..."
    • "How do I budget an irregular income?"


    Support Our Sponsors:

    • 🌱 Get 10% off your first month of BetterHelp
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    • 🔒 Get 20% off when you join DeleteMe
    • 🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle!
    • 🥗 Save 15% on your first Field of Greens order with code RAMSEY
    • 💤 Visit Helix Sleep for special offers!
    • 💻 Visit NetSuite today to learn more
    • 🗂️ Use promo code RAMSEY for 18% off at The Nokbox
    • 💵 Learn more about Timothy Plan
    • 🏛 Get started with YRefy or call 844-2-RAMSEY
    • 🔐 Visit Zander Insurance for your free instant quote today!


    Next Steps

    📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!

    🎄You could win $5,000 in the Ramsey Christmas Cash Giveaway!

    🎁 Our 50 days of Christmas deals are ending soon! Get 30% off meaningful gifts.

    💵 Start your free budget today. Download the EveryDollar app!

    🎟️ Get Tickets to the Money & Relationships Tour

    ❤️Get tickets to Money & Marriage Getaway and make this the best Valentine’s Day EVER.


    Listen to more from Ramsey Network

    🎙️ The Ramsey Show

    🧠 The Dr. John Delony Show

    🍸 Smart Money Happy Hour

    💡 The Rachel Cruze Show

    💸 The Ramsey Show Highlights

    💰 George Kamel

    💼 The Ken Coleman Show

    📈 EntreLeadership


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    To Change Your Results You Have To Change Your Behavior Dec 12, 2024
    Show notes

    📈 Are you on track with the Baby Steps? Get a Free Personalized Plan

    📱 Listen to the full episode for free in the Ramsey Network app. Watch United States of Anxiety exclusively on the free Ramsey Network app!

    Jade Warshaw & Rachel Cruze answer your questions and discuss:

    • "How do we divide a gift when buying together?"
    • "Why should I have a 15-year mortgage?"
    • "I co-signed for a truck with my ex-fiancee,"
    • "My husband's employer hasn't paid him..."
    • "How do I budget with an irregular income?"
    • Asking for a friend: What are tax withholdings?


    Support Our Sponsors:

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    • 🔒 Get 20% off when you join DeleteMe
    • 🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle!
    • 🥗 Save 15% on your first Field of Greens order with code RAMSEY
    • 💤 Visit Helix Sleep for special offers!
    • 💻 Visit NetSuite today to learn more
    • 🗂️ Use promo code RAMSEY for 18% off at The Nokbox
    • 💵 Learn more about Timothy Plan
    • 🏛 Get started with YRefy or call 844-2-RAMSEY
    • 🔐 Visit Zander Insurance for your free instant quote today!


    Next Steps

    📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!

    🎟️ Get Tickets to the Money & Relationships Tour

    🎄Hurry—Your chance to win $5k is almost over! Enter the Ramsey Cash Giveaway today!

    🎁 Our 50 days of Christmas deals are ending soon! Get 30% off meaningful gifts.

    💵 Start your free budget today. Download the EveryDollar app!


    Listen to more from Ramsey Network

    🎙️ The Ramsey Show

    🧠 The Dr. John Delony Show

    🍸 Smart Money Happy Hour

    💡 The Rachel Cruze Show

    💸 The Ramsey Show Highlights

    💰 George Kamel

    💼 The Ken Coleman Show

    📈 EntreLeadership


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    How to Escape Living Paycheck to Paycheck Dec 11, 2024
    Show notes

    📈 Are you on track with the Baby Steps? Get a Free Personalized Plan

    📱 Listen to the full episode for free in the Ramsey Network app. Watch United States of Anxiety exclusively on the free Ramsey Network app!

    Dave Ramsey & George Kamel answer your questions and discuss:

    • "Should I fix my car or buy another one?"
    • "Living paycheck-to-paycheck on $600K a year,"
    • "How do I get my wife on board with the plan?"
    • "How does compound interest work on multiple accounts?"
    • "Should I get my fiancé to sign a prenup?"
    • "How much house can I afford?"
    • "My parents are kicking me out for failing college?"


    Support Our Sponsors:

    • 🌱 Get 10% off your first month of BetterHelp
    • ◎ Get 10% off Byrna product bundles and more!
    • 🏥 Learn more about Christian Healthcare Ministries
    • 🏡 Get started today with Churchill Mortgage
    • 🔒 Get 20% off when you join DeleteMe
    • 🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle!
    • 🥗 Save 15% on your first Field of Greens order with code RAMSEY
    • 💤 Visit Helix Sleep for special offers!
    • 💻 Visit NetSuite today to learn more
    • 🗂️ Use promo code RAMSEY for 18% off at The Nokbox
    • 💵 Learn more about Timothy Plan
    • 🏛 Get started with YRefy or call 844-2-RAMSEY
    • 🔐 Visit Zander Insurance for your free instant quote today!


    Next Steps

    📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!

    💵 Start your free budget today. Download the EveryDollar app!

    🎟️ Get Tickets to the Money & Relationships Tour

    🎄Hurry—Your chance to win $5k is almost over! Enter the Ramsey Cash Giveaway today!

    🎁 Our 50 days of Christmas deals are ending soon! Get 30% off meaningful gifts.


    Listen to more from Ramsey Network

    🎙️ The Ramsey Show

    🧠 The Dr. John Delony Show

    🍸 Smart Money Happy Hour

    💡 The Rachel Cruze Show

    💸 The Ramsey Show Highlights

    💰 George Kamel

    💼 The Ken Coleman Show

    📈 EntreLeadership


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    If You Want To Be a Millionaire, Do What Millionaires Do Dec 10, 2024
    Show notes

    📈 Are you on track with the Baby Steps? Get a Free Personalized Plan

    📱Watch the full episode for free in the Ramsey Network app.

    Dave Ramsey & Ken Coleman answer your questions and discuss:

    • "How do I recover after a bankruptcy?"
    • "Should I go into debt to visit my sick parents?"
    • "Do I have enough saved to be self-insured?"
    • "Should I go into a partnership with my attorney?"
    • "Can you explain what a 'shared mortgage' is?"


    Support Our Sponsors:

    • 🌱 Get 10% off your first month of BetterHelp
    • ◎ Get 10% off Byrna product bundles and more!
    • 🏥 Learn more about Christian Healthcare Ministries
    • 🏡 Get started today with Churchill Mortgage
    • 🔒 Get 20% off when you join DeleteMe
    • 🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle!
    • 🥗 Save 15% on your first Field of Greens order with code RAMSEY
    • 💤 Visit Helix Sleep for special offers!
    • 💻 Visit NetSuite today to learn more
    • 🗂️ Use promo code RAMSEY for 18% off at The Nokbox
    • 💵 Learn more about Timothy Plan
    • 🏛 Get started with YRefy or call 844-2-RAMSEY
    • 🔐 Visit Zander Insurance for your free instant quote today!


    Next Steps

    📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!

    🎄Hurry—Your chance to win $5k is almost over! Enter the Ramsey Cash Giveaway today!

    🎁 Our 50 days of Christmas deals are ending soon! Get 30% off meaningful gifts.

    💵 Start your free budget today. Download the EveryDollar app!

    🎟️ See Dave and John LIVE in a city near you!


    Listen to more from Ramsey Network

    🎙️ The Ramsey Show

    🧠 The Dr. John Delony Show

    🍸 Smart Money Happy Hour

    💡 The Rachel Cruze Show

    💸 The Ramsey Show Highlights

    💰 George Kamel

    💼 The Ken Coleman Show

    📈 EntreLeadership


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    Building Wealth Starts With Setting Aggressive Goals Dec 09, 2024
    Show notes

    📈 Are you on track with the Baby Steps? Get a Free Personalized Plan

    📱Listen to the full episode for free in the Ramsey Network app. Watch United States of Anxiety exclusively on the free Ramsey Network app!

    Dave Ramsey & Jade Warshaw answer your questions and discuss:

    • "Should I invest in a whole life policy?"
    • "My mom has a bad plan, how do I talk her out of it?"
    • "Should I put down less than 20% on a home?"
    • "My wife wants to leave me after I hid $26K of debt,"
    • "Should I buy my friend a car?"
    • "My 401(k) was closed without my knowledge"


    Support Our Sponsors:

    • 🌱 Get 10% off your first month of BetterHelp
    • ◎ Get 10% off Byrna product bundles and more!
    • 🏥 Learn more about Christian Healthcare Ministries
    • 🏡 Get started today with Churchill Mortgage
    • 🔒 Get 20% off when you join DeleteMe
    • 🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle!
    • 🥗 Save 15% on your first Field of Greens order with code RAMSEY
    • 💤 Visit Helix Sleep for special offers!
    • 💻 Visit NetSuite today to learn more
    • 🗂️ Use promo code RAMSEY for 18% off at The Nokbox
    • 💵 Learn more about Timothy Plan
    • 🏛 Get started with YRefy or call 844-2-RAMSEY
    • 🔐 Visit Zander Insurance for your free instant quote today!


    Next Steps

    📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!

    🎟️ Get $100 Off Money & Marriage Getaway with code CHRISTMAS.

    🎄Hurry—Your chance to win $5k is almost over! Enter the Ramsey Cash Giveaway today!

    💵 Start your free budget today. Download the EveryDollar app!


    Listen to more from Ramsey Network

    🎙️ The Ramsey Show

    🧠 The Dr. John Delony Show

    🍸 Smart Money Happy Hour

    💡 The Rachel Cruze Show

    💸 The Ramsey Show Highlights

    💰 George Kamel

    💼 The Ken Coleman Show

    📈 EntreLeadership


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    Don’t Overcomplicate Building Wealth, Keep It Simple Dec 06, 2024
    Show notes

    📈 Are you on track with the Baby Steps? Get a Free Personalized Plan

    📱Watch the full episode for free in the Ramsey Network app.

    George Kamel & Dr. John Delony answer your questions and discuss:

    • "How do I budget an inconsistent income?"
    • "How do I get my family on board with a budget?"
    • Are you Broke, Average, or Wealthy?
    • "Should I transfer my credit card balance to a HELOC?"
    • "How do we get money back from a friend"
    • "Drop out of college to take a Bitcoin mining job?"


    Support Our Sponsors:

    • 🌱 Get 10% off your first month of BetterHelp
    • ◎ Get 10% off Byrna product bundles and more!
    • 🏥 Learn more about Christian Healthcare Ministries
    • 🏡 Get started today with Churchill Mortgage
    • 🔒 Get 20% off when you join DeleteMe
    • 🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle!
    • 🥗 Save 15% on your first Field of Greens order with code RAMSEY
    • 💤 Visit Helix Sleep for special offers!
    • 🗂️ Use promo code RAMSEY for 18% off at The Nokbox
    • 💵 Learn more about Timothy Plan
    • 🏛 Get started with YRefy or call 844-2-RAMSEY
    • 🔐 Visit Zander Insurance for your free instant quote today!


    Next Steps

    📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!

    🏠 Get organized and prepared to buy or sell a home.

    💵 Start your free budget today. Download the EveryDollar app!

    🎁 Cyber Monday Extended Deals as low as $8

    🎄 Hurry—Your chance to win $5k is almost over! Enter the Ramsey Cash Giveaway today!


    Listen to more from Ramsey Network

    🎙️ The Ramsey Show

    🧠 The Dr. John Delony Show

    🍸 Smart Money Happy Hour

    💡 The Rachel Cruze Show

    💸 The Ramsey Show Highlights

    💰 George Kamel

    💼 The Ken Coleman Show

    📈 EntreLeadership


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    Get Out of the Cycle of Debt and Choose Peace Instead Dec 05, 2024
    Show notes

    📈 Are you on track with the Baby Steps? Get a Free Personalized Plan

    📱Watch the full episode for free in the Ramsey Network app.

    Dave Ramsey & Dr. John Delony answer your questions and discuss:

    • "How do I handle a defaulted loan?"
    • "Should I buy a house while my husband is in prison?"
    • "I make $73k/year but still feel broke,"
    • "Should I buy a car to get better gas mileage?"
    • "My step-sister wants me to share my inheritance"
    • "Should I help my boyfriend pay off debt?"


    Support Our Sponsors:

    • 🌱 Get 10% off your first month of BetterHelp
    • ◎ Get 10% off Byrna product bundles and more!
    • 🏥 Learn more about Christian Healthcare Ministries
    • 🏡 Get started today with Churchill Mortgage
    • 🔒 Get 20% off when you join DeleteMe
    • 🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle!
    • 🥗 Save 15% on your first Field of Greens order with code RAMSEY
    • 💤 Visit Helix Sleep for special offers!
    • 🗂️ Use promo code RAMSEY for 18% off at The Nokbox
    • 💵 Learn more about Timothy Plan
    • 🏛 Get started with YRefy or call 844-2-RAMSEY
    • 🔐 Visit Zander Insurance for your free instant quote today!


    Next Steps

    📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!

    💵 Start your free budget today. Download the EveryDollar app!

    🎁 Cyber Monday Extended Deals as low as $8

    🏠 Get organized and prepared to buy or sell a home.

    🎄 Hurry—Your chance to win $5k is almost over! Enter the Ramsey Cash Giveaway today!


    Listen to more from Ramsey Network

    🎙️ The Ramsey Show

    🧠 The Dr. John Delony Show

    🍸 Smart Money Happy Hour

    💡 The Rachel Cruze Show

    💸 The Ramsey Show Highlights

    💰 George Kamel

    💼 The Ken Coleman Show

    📈 EntreLeadership


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy

    Learn more about your ad choices. Visit megaphone.fm/adchoices


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