Stay Wealthy Retirement Podcast

The Best Investment Jul 26, 2023

Show notes

What separates a good investment from a bad one?

How do you evaluate different investment options?

Why are some very well-known metrics flawed and problematic?

I'm answering these questions + sharing a personal story that caused me to change my approach when giving opinions about different asset classes.

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As a thank you, you'll receive a copy of my 2023 Tax Planning Cheatsheet.

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***

EPISODE RESOURCES:

3 (More) Reasons NOT to Do Roth Conversions Jul 12, 2023

Show notes

Last year, I published an episode titled, 5 Reasons Not to Do a Roth Conversion.

The 5 reasons shared were:

1️⃣ - Shadow taxes

2️⃣ - No undo button

3️⃣ - Lack of cash flow to pay the tax bill

4️⃣ - You just don't want to :)

5️⃣ - Future charitable giving goals

Today I'm sharing three (more) reasons not to convert + why it might be ok to leave money in your pre-tax IRA.

Roth conversions can be a wildly beneficial tax planning move for the right person...

...but they aren't a "no-brainer" for everyone.

If you want to learn more about situations when converting money to a Roth IRA does NOT make sense, today's episode is for you.

WANT MORE RETIREMENT PLANNING TIPS?

Join thousands of listeners and subscribe to the Stay Wealthy Retirement Newsletter.

As a thank you, you'll receive a copy of my 2023 Tax Planning Cheatsheet.

👉 Click here to subscribe and grab your cheatsheet.

***

EPISODE RESOURCES:

Why Cash Is Not a Great Investment (Even With a 5% Yield!) Jun 21, 2023

Show notes

"Cash is king."

But is it a great investment?

Historically, investors have built up dry powder to fund emergencies or survive market downturns.

But with cash now yielding close to 5%...

...many investors are viewing cash as a way to make money.

Today I'm sharing why cash — even at today's rates — is a bad investment.

I'm also sharing how much cash a retirement investor should consider holding.

WANT MORE RETIREMENT PLANNING TIPS?

Join thousands of listeners and subscribe to the Stay Wealthy Retirement Newsletter.

As a thank you, you'll receive a copy of my 2023 Tax Planning Cheatsheet.

👉 Click here to subscribe and grab your cheatsheet.

***

EPISODE RESOURCES:

International Stocks: 3 Reasons Why Retirement Investors Should Own Them Jun 07, 2023

Show notes

For the last 53 years, U.S. stocks have significantly outperformed international stocks.

(It's not even close.)

As a result, many retirement investors are left wondering if they should own this asset class.

Today I'm sharing why owning international stocks over the last 5 decades -- despite the disappointing track record -- was actually a smart decision.

I'm also sharing why owning international stocks for the next 50 years and beyond is likely a wise decision, too.

WANT MORE RETIREMENT PLANNING TIPS?

Join thousands of listeners and subscribe to the Stay Wealthy Retirement Newsletter.

As a thank you, you'll receive a copy of my 2023 Tax Planning Cheatsheet.

👉 Click here to subscribe and grab your cheatsheet.

***

EPISODE RESOURCES:

Phil-in the Gaps: Why Alternative Investments Belong in Your Retirement Portfolio May 03, 2023

Show notes

Today I'm joined by Phil Huber, Chief Investment Officer at Savant Wealth Management.

Phil joins me to take the other side of the alternative investment debate and shares three big insights:

1.) What exactly defines an "alternative investment"

2.) Why traditional stock/bond portfolios will be challenged in the years ahead

3.) How alternatives can help to reduce risk and improve investment returns

He also addresses common misconceptions about this complex asset class.

If you're looking to expand your investment knowledge and learn how alternatives might enhance your retirement portfolio, this episode is for you.

WANT MORE RETIREMENT PLANNING TIPS?

Join thousands of listeners and subscribe to the Stay Wealthy Retirement Newsletter.

As a thank you, you'll receive a copy of my 2023 Tax Planning Cheatsheet.

👉 Click here to subscribe and grab your cheatsheet.

***

EPISODE RESOURCES:

The Bond Market is Flashing a Recession Warning Apr 26, 2023

Show notes

Today I'm talking about the bond market.

Specifically, what it's currently telling us about where the economy might be headed.

In fact, we've never seen bond yields sound the recession alarm this loudly. 🚨

But, how reliable is the bond market?

What does this "recession warning" mean for retirement savers?

And how might the current environment impact investment decisions?

I'm answering these questions (and more) in this episode!

WANT MORE RETIREMENT PLANNING TIPS?

Join thousands of listeners and subscribe to the Stay Wealthy Retirement Newsletter.

As a thank you, you'll receive a copy of my 2023 Tax Planning Cheatsheet.

👉 Click here to subscribe and grab your cheatsheet.

***

EPISODE RESOURCES:

📘 Check Out the More Than Money Book

Why You Shouldn't Be Surprised By Your Investment Returns Apr 05, 2023

Show notes

Today we're talking about expectations vs reality.

To help, I'm joined by Rubin Miller, founder and CIO of Peltoma Capital.

Rubin and I talk about three BIG things:

Why chess players don't make great investors
How retirement savers should think about their current and future investment returns
What investment assumptions should be used when running retirement planning projections

We also talk about "risk-free" investments, the hidden dangers of an investor's time horizon, and growth vs value stocks.

If you want to learn how to be a successful investor + how we can use evidence to make informed retirement planning decisions, today's episode is for you.

WANT MORE RETIREMENT PLANNING TIPS?

Join thousands of listeners and subscribe to the Stay Wealthy Retirement Newsletter.

As a thank you, you'll receive a copy of my 2023 Tax Planning Cheatsheet.

👉 Click here to subscribe and grab your cheatsheet.

***

EPISODE RESOURCES:

📘 Grab Your Copy of the More Than Money Book

The Banking Crisis: 3 Things Retirement Investors Need to Know Mar 29, 2023

Show notes

Today I'm talking about the current banking crisis.

Why?

Silicon Valley Bank and Signature Bank were the 2nd and 3rd largest bank failures in history.

In addition to explaining how we got here + why these banks collapsed...

...I'm answering three (3) important questions that retirement investors are asking.

If you're ready to understand what this banking debacle means and what to do in response, today's episode is for you!

WANT MORE RETIREMENT PLANNING TIPS?

Join 2,000+ retirement savers and subscribe to the Stay Wealthy Retirement Newsletter.

As a thank you, you'll receive a copy of my 2023 Tax Planning Cheatsheet.

👉 Click here to subscribe and grab your cheatsheet.

***

EPISODE RESOURCES:

📘 More Than Money is Available Everywhere!

Two (Real Life) Retirement Planning Case Studies Mar 22, 2023

Show notes

*** More Than Money is officially out! Click here to grab your copy now. ***

(All net proceeds being donated to non-profit organizations dedicated to improving financial literacy and diversity in the profession.)

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Today I'm sharing my recent conversation with Joe Saul-Sehy from Stacking Benjamins.

Together, Joe and I break down two real-life case studies from my (just released!) book, More Than Money.

We cover:

Why the "making work optional" exercise is so empowering
How to have constructive money conversations
How a widow overcame the newfound challenge of managing the finances

We also talk about retirement planning misconceptions, how my wife and I track our expenses (😲), and more!

WANT MORE RETIREMENT PLANNING TIPS?

Join thousands of listeners and subscribe to the Stay Wealthy Retirement Newsletter.

As a thank you, you'll receive a copy of my 2023 Tax Planning Cheatsheet.

👉 Click here to subscribe and grab your cheatsheet.

***

EPISODE RESOURCES:

📘 Grab Your Copy of the More Than Money Book