Stay Wealthy Retirement Podcast

4 (Little-Known) Retirement Planning Misconceptions Feb 21, 2024

Show notes

Today I'm talking through four (rarely-discussed) retirement planning misconceptions.

In fact, some of these misconceptions might not be misconceptions at all...

...they might be concepts that you've never even considered!

For example, is retirement planning a complex problem OR a complicated problem? (And why does it matter?)

And, should you develop a retirement plan from the outside in OR the inside out?

To help answer these important questions, I'm joined by Roger Whitney, host of the Retirement Answer Man podcast.

Along with being a great person and expert retirement planner, Roger is also a deep, critical thinker who will definitely get your wheels turning in this episode.

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How to Invest During an Election Year Feb 08, 2024

Show notes

It's an election year.

As a result, many retirement investors believe that the market MUST be in for a wild ride.

But is that true?

Over the last 100 years, how have markets behaved during election years?

What have been the best and worst returns?

How has the market performed during every 4-year presidential term since 1929?

And is it "different this time?"

To help retirement savers invest wisely during this period of heightened uncertainty, I'm answering these questions (and more).

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Why We Need to Stop Talking About "Paying Off the National Debt" Jan 25, 2024

Show notes

The U.S. national debt recently crossed $34 trillion.

Without causing some serious pain, paying off this debt is nearly impossible to do.

We would have to dramatically cut spending in some VERY important areas, increase taxes, or both.

This debacle has led many to label this situation as catastrophic...

...as a "building that we're stuck in that will need to collapse on us before we can leave."

But is it really as bad as some make it out to be?

Is $34 trillion of debt truly an issue?

Should we really be focused on paying down (or paying off) this debt?

To help answer these questions and shed light on this complex topic, I'm joined today by Cullen Roche, monetary economic expert and CIO of Discipline Funds.

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How to Evaluate (and Choose) a Financial Advisor Jan 11, 2024

Show notes

With over 300,000 in the U.S., finding a financial advisor is easy.

On the other hand, properly evaluating an advisor AND choosing the right expert to help with your unique needs is a challenging task.

To help, I'm providing an actionable framework for evaluating financial advisors in this episode.

I'm also sharing 3 critical things everyone should consider before entering into a new advisory relationship.

It doesn't matter if you are looking for short-term help or a long-term relationship...if you're considering a financial advisor this year, you'll enjoy this episode.

WANT MORE RETIREMENT PLANNING TIPS?

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As a thank you, you'll receive a copy of my 2024 Tax Planning Cheatsheet.

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2024 Market Outlook: Why We Should Prepare for a Crash Jan 04, 2024

Show notes

Today I'm talking about stock market predictions.

Specifically, I'm sharing:

‣ What happened in the markets in 2023

‣ What may lie ahead for us in 2024

‣ Why we should prepare for the biggest crash of our lifetime

I'm also sharing an exciting announcement that will directly benefit you! 😊

WANT MORE RETIREMENT PLANNING TIPS?

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EPISODE RESOURCES:

📊 Get Your Free Retirement + Tax Analysis

4 Retirement and Tax Planning Updates for 2024 Dec 21, 2023

Show notes

Today I'm sharing 4 (important!) retirement and tax planning updates for 2024.

I'm also sharing my freshly updated two-page tax cheatsheet 😊

One listener recently said:

"This is the best two-page cheat sheet that I've seen! I do a lot of planning around taxes, IRMAA's, etc., and it is very helpful."

If you're wrapping up your year-end planning + starting to think about 2024 and beyond, you'll enjoy today's episode.

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Is Tax-Loss Harvesting Worth It? Dec 14, 2023

Show notes

Year-end is a popular time for tax planning strategies.

Roth conversions. Charitable gifts. Squeezing in those final tax-deductible contributions.

And, of course, the crowd favorite...good ol' tax-loss harvesting!

‣ Who should consider tax-loss harvesting (and who should stay away from it)?

‣ How can you increase the benefit of tax-loss harvesting?

‣ When can harvesting losses backfire?

If you're a retirement saver wanting to learn more about this popular tax strategy, you'll love today's episode.

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3 Big Medicare Pitfalls to Avoid (In 2024) Nov 30, 2023

Show notes

Navigating the Medicare world is confusing and challenging.

As a result, many retirees make Medicare decisions without clearly understanding the long-term implications.

Long-term implications that, in worst-case scenarios, can put a retirement plan in jeopardy.

To help you avoid making costly Medicare mistakes, I'm sharing three (3) big pitfalls to avoid in this episode.

If you want to brush up on your Medicare knowledge before turning 65—or you're looking to change your current Medicare plan—you'll love today's episode.

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NAVIGATING IRMAA (2024 UPDATED)

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WANT MORE RETIREMENT PLANNING TIPS?

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As a thank you, you'll receive a copy of my 2023 Tax Planning Cheatsheet.

👉 Click here to subscribe and grab your cheatsheet.

***

EPISODE RESOURCES:

📊 Get Your Free Retirement + Tax Analysis