Stay Wealthy Retirement Podcast

📘 Read My New Book: More Than Money

9 Fun (and Useful!) Facts About Investing & Retirement Oct 19, 2023

Show notes

Today I'm sharing nine fun facts about the economy, markets, and retirement.

Along with being entertaining, these facts bring important planning topics to the surface.

They also help to address and answer common questions.

For example:

‣ How correlated is the economy to the stock market?

‣ What are the actual odds of a catastrophic long-term care event?

‣ Should average life expectancy assumptions be used in retirement projections?

If you're ready to have some fun learning about the history of the markets and little-known facts about investing, this episode is for you.

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📊 Get Your Free Retirement + Tax Analysis

📘 Read My New Book: More Than Money

Credit Freeze: Top 5 (Listener!) Questions Answered Oct 04, 2023

Show notes

Everyone should freeze their credit.

But most retirement savers I talk to have not tackled this simple (and free!) task.

After commenting briefly about credit freezes in an episode last month, I've received dozens of GREAT questions from listeners.

Questions like...

‣ Should minor children freeze their credit even if they don't have a credit score?

‣ After freezing with the "big three" (Equifax, Transunion, Experian), what other agencies should I freeze my credit with?

‣ How will freezing my credit affect my credit score?

...and more!

Tune in to get answers to these questions and learn more about this critical financial planning task that continues to be overlooked.

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Join thousands of listeners and subscribe to the Stay Wealthy Retirement Newsletter.

As a thank you, you'll receive a copy of my 2023 Tax Planning Cheatsheet.

👉 Click here to subscribe and grab your cheatsheet.

---

EPISODE RESOURCES:

📖 How to Freeze Your Credit (Step-by-Step)

📊 Get Your Free Retirement + Tax Analysis

What the Media Won't Tell You About Inflation Sep 27, 2023

Show notes

Last June, inflation hit a 40-year high of 9.1%.

Since then, it's been falling month over month, hitting 3.2% in July of this year.

The Fed's aggressive rate hikes seemed to be doing their job, and their 2% inflation target appeared to be in sight.

But then, the August CPI report came out a few weeks ago...

...and we saw inflation spike, jumping up to 3.7%.

What happened? Where does inflation go from here? And should we be worried about this recent uptick?

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WANT MORE RETIREMENT PLANNING TIPS?

Join thousands of listeners and subscribe to the Stay Wealthy Retirement Newsletter.

As a thank you, you'll receive a copy of my 2023 Tax Planning Cheatsheet.

👉 Click here to subscribe and grab your cheatsheet.

---

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The Behavior Gap: How Retirement Investors Can Avoid It Sep 14, 2023

Show notes

Year after year, investors underperform the funds they invest in by almost 2%. 🤯

Not because of fees or taxes...but because of poorly-timed investing decisions.

In today's episode, I'm sharing the results of this year's "Mind the Gap" study from Morningstar.

I'm also sharing:

‣ The asset classes with the highest and lowest behavior gap over the last 10 years

‣ The relationship between volatility and investing returns

‣ Three things retirement investors can do to earn more of the returns generated by their investments

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WANT MORE RETIREMENT PLANNING TIPS?

Join thousands of listeners and subscribe to the Stay Wealthy Retirement Newsletter.

As a thank you, you'll receive a copy of my 2023 Tax Planning Cheatsheet.

👉 Click here to subscribe and grab your cheatsheet.

---

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3 Financial Scams to Watch Out For in 2023 Sep 06, 2023

Show notes

Consumers reported losing nearly $9 billion to fraud in 2022 — a 30% increase from the year prior.

And those are just the incidents that are reported.

In fact, some reports suggest that the ACTUAL amount is closer to $40 billion!

One thing every report seems to agree on is that scams are becoming more prevalent and more sophisticated.

So to help protect retirement investors from becoming victims, today I'm sharing the three financial scams to watch out for.

I'm also sharing how you can protect yourself (and your loved ones) from each scam.

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WANT MORE RETIREMENT PLANNING TIPS?

Join thousands of listeners and subscribe to the Stay Wealthy Retirement Newsletter.

As a thank you, you'll receive a copy of my 2023 Tax Planning Cheatsheet.

👉 Click here to subscribe and grab your cheatsheet.

---

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Listener Q&A: Early Retirement Pitfalls, Best Index Funds to Invest In, and More! Aug 30, 2023

Show notes

In this episode, we're answering listener questions!

Specifically, guest host Jeremy Schneider is answering questions like:

What are the best index funds to invest in
How do you access retirement money early
What are the little-known pitfalls of early retirement

Jeremy also shares important tips on transferring money from old investment accounts.

If you want to get answers to these great questions (and hear from a surprise guest who snuck their way in!), this episode is for you.

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WANT MORE RETIREMENT PLANNING TIPS?

Join thousands of listeners and subscribe to the Stay Wealthy Retirement Newsletter.

As a thank you, you'll receive a copy of my 2023 Tax Planning Cheatsheet.

👉 Click here to subscribe and grab your cheatsheet.

---

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Why You Shouldn't Care About Your Credit Score Aug 23, 2023

Show notes

Almost every day, I (guest host Jeremy Schneider) hear someone mention their credit score.

After being in school our entire young lives, we must all crave for someone to give us another grade.

And when the ol' FICO corporation is slapping a big number on all of us...

...we excitedly spend every waking moment trying to improve (or maintain) it.

But here's the problem: Focusing on your credit score is a TERRIBLE way to win with money.

You're putting your energy towards precisely the wrong thing.

In today's episode, I'm sharing why you shouldn't care about your credit score + what you should be focusing on instead!

WANT MORE RETIREMENT PLANNING TIPS?

Join thousands of listeners around the country and subscribe to the Stay Wealthy Retirement Newsletter.

As a thank you, you'll receive a copy of my 2023 Tax Planning Cheatsheet.

👉 Click here to subscribe and grab your cheatsheet.

***

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Backdoor Roth IRA: What It Is, Pros + Cons, and How to Execute Aug 16, 2023

Show notes

Today we're talking about the Backdoor Roth IRA.

Specifically, guest host Jeremy Schneider is sharing:

What the Backdoor Roth IRA strategy is
Why you should (or shouldn't) pursue it
How to execute it the right way

If you're interested in learning more about this unique strategy for getting more money into a Roth IRA, this episode is for you.

***

WANT MORE RETIREMENT PLANNING TIPS?

Join thousands of listeners and subscribe to the Stay Wealthy Retirement Newsletter.

As a thank you, you'll receive a copy of my 2023 Tax Planning Cheatsheet.

👉 Click here to subscribe and grab your cheatsheet.

***

EPISODE RESOURCES:

How to Prepare Loved Ones for When You Die Aug 09, 2023

Show notes

If YOU were to unexpectedly die tomorrow, would your loved ones know how to access your information?

Your bank accounts? Insurance policies? Debts? Access to your home and car? Your devices?

Approximately 2/3 of Americans don't have any estate planning documents!

To help you avoid leaving a financial mess behind, guest host Jeremy Schneider is sharing how he's PERSONALLY prepared his family for an untimely death.

Specifically, he's sharing:

➡ What information and documents he has gathered

➡ Where and how he (securely) stores it

➡ His process for keeping everything updated

If you need actionable ideas (and motivation!) to tackle this critical planning task, today's episode is for you.

WANT MORE RETIREMENT PLANNING TIPS?

Join thousands of listeners and subscribe to the Stay Wealthy Retirement Newsletter.

As a thank you, you'll receive a copy of my 2023 Tax Planning Cheatsheet.

👉 Click here to subscribe and grab your cheatsheet.

***

EPISODE RESOURCES: