Stay Wealthy Retirement Podcast

3 Retirement and Tax Planning Updates for 2023 Oct 19, 2022

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Today I'm sharing three retirement and tax planning updates for 2023.

Specifically, I'm sharing a summary of important changes to:

Social Security payments
Social Security taxation
Medicare Part B premiums

I'm also sharing key highlights from the highly anticipated Secure Act 2.0 bill + when we might expect it to (finally) pass.

If you're wrapping up your year-end planning and starting to think about 2023 and beyond, this episode is for you.

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How to Invest During a Lost Decade Oct 11, 2022

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Recent headlines suggest stocks could be flat (or negative!) for the next 10 years.

The technical for this is "lost decade."

And these headlines have created more concern for investors who are already on edge.

So, what exactly does a lost decade mean for retirement savers?

How likely is it that we are going to experience one?

If we do, how should investors approach their asset allocation?

Those are the questions I'm answering in today's episode!

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Why Are Markets Falling (and How Did We Get Here) Oct 04, 2022

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Today I'm breaking down the current state of the markets and economy.

Specifically, I'm sharing:

Why markets are falling (and how we got here)
How things could get worse before they get better
Four (4) reasons for investors to be optimistic right now

If you're feeling worried or concerned and want to learn more about the current downturn, this episode is for you.

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What Does an Inverted Yield Curve Mean for Retirement Investors Sep 20, 2022

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The current yield on a one-year U.S.Treasury bond is 4%.

But the yield on a ten-year Treasury bond is only…3.5%.

Why is this?

What does it mean for retirement savers?

And how should investors respond?

That's what I'm tackling today on the show!

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Tax-Loss Harvesting (Part 3): Answering Three Important Questions Sep 13, 2022

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In today's episode, I'm wrapping up our tax-loss harvesting series.

Specifically, I'm answering three BIG questions:

What if I don't have any capital gains to offset? How to maximize the benefits of tax loss harvesting?
How do I navigate multiple tax lots properly + avoid making a costly mistake?
What is direct indexing and why is tax-loss harvesting always advertised as a benefit?

If you're a new listener, hit the pause button on today's episode and go listen to part 1 of this series first.

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Tax-Loss Harvesting (Part 2): Who Benefits the Most? Aug 30, 2022

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Today I'm continuing with our series on tax-loss harvesting.

Here in part 2, I'm sharing:

Who should consider tax-loss harvesting
Who should stay away from it
The (top) 3 things that can boost your tax savings

I'm also presenting situations where tax loss harvesting can backfire, and do more harm than good. 😬

If you're a retirement saver ready to learn how this tax strategy can be maximized, you're going to love today's episode.

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Tax-Loss Harvesting (Part 1): The 5 Things You Need to Know Aug 24, 2022

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Today I'm kicking off a multi-part series on tax-loss harvesting.

In part one, I'm breaking down:

What tax-loss harvesting is (and how it works)
Why it has become a popular tax strategy
5 little-known things about the wash sale rule

If you're a retirement saver ready to learn all about tax-loss harvesting, you're going to love this episode...and this series.

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Zero Inflation, Buffer ETFs, and Social Security Increases Aug 16, 2022

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Today I'm tackling a few retirement and investing questions from our listeners.

Specifically, I'm answering the following:

How do you make sense of the two conflicting July inflation reports (0% inflation vs 8.5%)?
What are Buffer ETFs and are they a good investment for retirement accounts?
What will the 2023 Social Security COLA be and why are news outlets quoting different numbers?

If you're ready to get answers to some of the top retirement questions I've received lately, this episode is for you.

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