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    Business

    Before the Millions

    We are lifestyle oriented entrepreneurs and millionaires who cashflow through real estate… Every week we have conversations surrounding our best strategies & advice so that you may follow a proven path to success…

    Theme:
    2017 – Passive Income Streams and Lifestyle Businesses
    2018 – Getting Started In Real Estate
    2019 – Building A Lifestyle Business Through Real Estate

    Advertise
    • Apple Podcasts
    • Google Play
    • Spotify

    Latest Episodes:
    BTM 38: After the Inspection Comes the Offer with Nathan Tabor Feb 20, 2018
    Show notes

    On today\'s show we welcome Nathan Tabor, who has built a life helping others and improving lives. Throughout his own life and experiences, Nathan has acquired an incredible ability to solve problems, develop game plans, and create real and lasting results in both his personal and professional life.

    He has successfully founded and operated more than two dozen businesses since 1999, grossing over $150 million in sales. His experience spans the areas of commercial real estate acquisition and redevelopment, automobile sales, direct product sales, web-based marketing, and strategic partnership facilitation.

    He’s had amazing successes and epic failures, and learned more from his failures than his successes. After years of struggling to keep all of the balls in the air, he learned that there are laws and processes that, when implemented, will deliver the desired results.

    More specific to real estate investing, he took the laws and processes that he picked up along to way to apply them to the due diligence phase of an investment purchase. Join us on today\'s episode as he not only walks us along his before the millions path but highlights exactly what we need to know when performing due diligence and inspecting an investment property.

    Links mentioned in the show:

    Nathan\'s Website

    The Bible (Link takes you to Daray\'s personal recommendation of an Audio Bible)

    Any-Do App

    2 Free Books Today on Audible

    Work with Daray

    Access The Best Strategies, Tips & Advice!

    Every week, we send an email sharing my best advice, tips and strategies related to Real Estate Investing. Each of these weekly emails contain relevant and actionable information that can help you no matter where you are in your investing journey.

    Sign up to join our community



    BTM 37: Long Distance Real Estate Investing 101 with Billy Keels Feb 13, 2018
    Show notes

    Today International Investor, Billy Keels, is on the show and is going to teach us all things lifestyle design through Real Estate. We dive into Billy\'s life and discover some of the tactics he uses to grow his portfolio such as Seller Financing. We are going to learn exactly what Seller Financing is and how we can take advantage of such a strategy. We\'ll also look at the importance of building a strong team around your real estate business especially if you are one that is looking to be location independent. Lastly, we\'ll discuss how crucial it is to be a problem solver rather than a real estate investor.

    In the last 17 years Billy Keels, KeePon Cashflow\'s founder, has had the opportunity to work in 86 countries, learn and fluently speak 5 languages and has lived in 3 European Countries. Today Billy is a long distance real estate entrepreneur, author, coach, public speaker and mentor. Hi\'s teams select and operate multifamily properties in the USA, while Billy lives in Barcelona, Spain. Today\'s show is jam packed and filled with actionable goodies!

    Links mentioned in the show:

    The Creature From Jekyll Island

    Speak with Billy

    growyourmoneythesmartway.com

    keeponcashflow.com

    Rich Dad Poor Dad by Robert Kiyosaki (Physical Copy)

    2 Free Books Today on Audible

    One on One Coaching with Daray

    Access The Best Strategies, Tips & Advice!

    Every week, we send an email sharing my best advice, tips and strategies related to Real Estate Investing. Each of these weekly emails contain relevant and actionable information that can help you no matter where you are in your investing journey.

    Sign up to join our community



    BTM 36: Buy Your 1st (Next) Real Estate Investment: The 12 Step Process Feb 06, 2018
    Show notes

    Buy Your 1st (Next) Real Estate Investment: The 12 Step Process.

    In this episode we walk through the exact steps that I teach my coaching students to ensure that they close on their first property this year. I know you are thinking that this is too good to be true - but believe it! I want to make sure that as many people who are looking for a process to follow are equipped with the know how to purchase their first rental investment in 2018.

    Here are the steps:

    1. Real Estate Literacy

    • Rich Dad Poor Dad
    • Episode 31
    • Bigger Pockets

    2. Goal Setting (SMART Goals)

    • Lifestyle Goals
    • Financial Goals
    • Real Estate Investment Goals

    3. Choosing A Market

    • Types of Markets
    • Growth Market
    • Stable Market
    • Declining Market
    • Top-Down Approach
    • Economic Factors
    • Real Estate Factors
    • Regulator Factors
    • Local Market Factors
    • Investing Locally or Remote

    4. Analyzing Deals

    • In Depth Analysis
    • General Rules of Thumb
    • 50% Rule
    • 2% Rule
    • 70%Rule

    For steps 5 through 12 along with 1-4 above, we have created a detailed 12 Step Process write up for your ease...

    Simply click here to opt in our newsletter where the detailed 12 Step Process will be one of the first emails that you receive as we\'ll be emailing you the best tips, tricks and strategies weekly to help you on your investing journey.

    Links mentioned in the show:

    Daily Audio Bible

    Miracle Morning by Hal Elrod

    Rich Dad Poor Dad by Robert Kiyosaki (Physical Copy)

    2 Free Books Today on Audible

    4 Hour Work Week by Tim Ferris

    One on One Coaching with Daray

    Access The Best Strategies, Tips & Advice!

    Every week, we send an email sharing my best advice, tips and strategies related to Real Estate Investing. Each of these weekly emails contain relevant and actionable information that can help you no matter where you are in your investing journey.

    Sign up to join our community



    BTM 35: 6-Figure House Flipper Explains Do’s and Don’ts Before You Buy with Matt Aitchison Jan 30, 2018
    Show notes

    Wait! Before you invest or even flip your first property, there are a few things you should know. On today’s episode we interview a millionaire a few times over but more importantly an expert at “6-Figure House Flips”.

    Matt Aitchison, a millennial entrepreneur, 7-figure real estate investor, speaker and avid adventurist. He overcame criminal charges, committed to doing the extraordinary on a daily basis, and decided that entrepreneurship would be his vehicle of choice to unlock the life he’d always dreamed of.

    Fast forward to today, He has started several 6 and 7 figure businesses, he\'s traveling the world, he get to work with some of the brightest minds on the planet, and most importantly, we\'ve been able to sit down with him for an interview and share with you some of his greatest tactics.

    Topics discussed on today’s episode:

    • How to get into your first flip
    • The value of a mentor
    • The right way to win over a potential home seller
    • The transition from flipping to investing

    Links mentioned on today’s episode:

    www.6FigureFlipper.com

    Traction by Gino Wickman

    www.tripit.com

    1 Hour Coaching with Daray

    Access The Best Strategies, Tips & Advice!

    Every week, we send an email sharing my best advice, tips and strategies related to Real Estate Investing. Each of these weekly emails contain relevant and actionable information that can help you no matter where you are in your investing journey.

    Sign up to join our community



    BTM 34: The Time Management Aspect of Transitioning to Entrepreneur with Jill Stanton Jan 23, 2018
    Show notes

    Are you having trouble carving out time to grow your business while maintaining 9 to 5 work? On today\'s episode we interview an expert at time management but more importantly an expert at \"screwing your 9 to 5\".

    Jill Stanton is the co-founder of Screw the Nine to Five—her and her husband, Josh\'s slice of the internet where they teach unsatisfied 9-to-5\'ers how to hit the eject button on their careers and start a business online without all the overwhelm, frustration or temptation to day-drink.

    Topics discussed on today\'s episode:

    • Productivity Tools/Hacks
    • Whether you should niche your business or not
    • How to find gaps of time in your day to purchase your first investment
    • How to manage your free time to grow you business

    Links mentioned in the episode:

    www.screwtheninetofive.com

    Traction by Gino Wickman

    1 Hour Coaching with Daray

    Access The Best Strategies, Tips & Advice!

    Every week, we send an email sharing my best advice, tips and strategies related to Real Estate Investing. Each of these weekly emails contain relevant and actionable information that can help you no matter where you are in your investing journey.

    Sign up to join our community



    BTM 33: The Passive Income Physician & the Operations Genius with Tim & Tom Black Jan 16, 2018
    Show notes

    In our 1st multi-guest show, we welcome Tim and Thomas Black of Napali Capital group. Tim and Tom are brother\'s who specialize in the buy, hold and repositioning of large commercial real estate to create passive income streams for its investors.

    Tim has spent his 30-year career at Six Flags Theme Parks and Great Wolf Resorts. Throughout this 30-year span, Tim became well versed in operations, strategic planning, marketing, sales, revenue management and real estate development.

    Thomas is a board certified physician in Emergency Medicine. He is an active blogger in the healthcare community and passionate about translating high income earners into high net worth individuals through passive real estate investing.

    Topics discussed on today\'s show:

    • Real Estate Market Outlook in 2018
    • The Best Areas to Invest in 2018
    • The Work-Life Balance of a Medical Doctor and Real Estate Investor

    Links mentioned in the episode:

    www.thepassiveincomephysician.com

    www.freedomintheblack.com

    Passive Income Physician by Thomas Black

    1 Hour Coaching with Daray

    Access The Best Strategies, Tips & Advice!

    Every week, we send an email sharing my best advice, tips and strategies related to Real Estate Investing. Each of these weekly emails contain relevant and actionable information that can help you no matter where you are in your investing journey.

    Sign up to join our community



    BTM 32: What Banks Don’t Want You To Know About Your Mortgage with Jordan Goodman Jan 09, 2018
    Show notes

    Today on the show we welcome, Jordan Goodman aka The American Money Answer Man. Jordan’s expertise has quite literally led him to write the Dictionary for Investment and Finance, along with thirteen other bestselling books. Jordan has appeared on Fox News, The View, BBC (to name a few) and spent eighteen years on the editorial staff of Money Magazine.

    In this episode, Jordan shares tons of tips, tricks and strategies to help us save on our current investment properties. We discuss how the new tax law is going to affect home owners across the nation, as well as the outlook of marijuana stocks for 2018, Bitcoin and other crypto currencies for 2018.

    Jordan teaches us how to invest in real estate, how to maximize our Roth ROA and how to verify that our mortgage and PMI payments are correct. One of the biggest takeaways from this episode is learning that banks and loan servicers are not perfect and that there are many mistakes being made every single day on our mortgages and on our PMI. We could save thousands of dollars by one little trick that banks might not necessarily want you to know, and Jordan is going to show us how.

    If you’re a home owner or an investor, looking to save money, you can just by listening to this episode.

    Free Verify My Mortgage PDF

    Get 2 Free Audio Books

    Rich Dad Poor Dad

    Dictionary of Finance and Investment Terms

    The Future of Money

    Access The Best Strategies, Tips & Advice!

    Every week, we send an email sharing my best advice, tips and strategies related to Real Estate Investing. Each of these weekly emails contain relevant and actionable information that can help you no matter where you are in your investing journey.

    Sign up to join our community



    BTM 31: 6 Reasons Why You Should Purchase Your 1st Investment Property in 2018 Jan 02, 2018
    Show notes

    For those of you who feel unfulfilled by your job, wish you had more time to pursue your interests, and had more financial freedom, investing in real estate can be your ticket to that lifestyle...

    On this episode of Before the Millions Podcast, I’ve elaborated on the Top 6 Reasons Why You Should Purchase Your First Property in 2018. I know that a lot of you have questions and concerns about your investment strategy and if Real Estate is as good as we claim - In this episode I will cover it all in detail!

    Top 6 Reasons:

    • Power of Leverage
    • Tenants are Footing the Bill
    • Monthly Excessive Cashflow
    • Appreciation and Forced Appreciation
    • The Business of Investment Property
    • Everyone Will Always Need Somewhere to Live

    Links

    • Sign up for a 1 Hour Coaching Call with Daray
    • Read Before the Millions Host Daray Olaleye 27th Birthday Surprise: Journey to Success
    • Join the Before the Millions group on Facebook
    • Two Free Audiobooks with Audible

    Access The Best Strategies, Tips & Advice!

    Every week, we send an email sharing my best advice, tips and strategies related to Real Estate Investing. Each of these weekly emails contain relevant and actionable information that can help you no matter where you are in your investing journey.

    Sign up to join our community



    BTM 30: Unlocking Success through Financial Freedom with Tyler Sheff Dec 26, 2017
    Show notes

    Today we welcome Tyler Sheff to the show. Tyler is the CEO of Cashflowguys.com, a company which aims to educate their clientele in investing in real estate and building long-term wealth. Tyler is a licensed real estate problem solver, educator, investor and syndicator.

    His professional career has included time as a soldier in the US Army Military Police, a Florida Certified Police Officer and Firefighter, a Contractor, a Repair Technician, and a Boat Captain. Truly a varied career that has helped pave the way for his success today. In today’s episode, Tyler shares his journey into real estate, why and how he transitioned out of fixing and flipping into investing, and why it was so important for him to make the shift.

    Key Points From This Episode:

    • How Tyler came upon his path and made the shift towards his career today.
    • The importance of having a good work ethic on your journey towards building wealth.
    • Why there is no good result that comes from accumulating piles of cash.
    • Learning about the advantage of building various streams of income.
    • Understanding why Tyler shifted out of fixing and flipping and into real estate investing.
    • How a crazy tax bill forced Tyler to get a regular 9 to 5 job.
    • Figuring out how to reprogram your mind to create cashflow.
    • The mindset barrier that holds most people back from getting started in real estate.
    • Understanding that money is mindset; leveraging other people’s money.
    • How Cash Flow Guys got started and their purpose.
    • The way Tyler used his first four-plex property to escape the rat-race.
    • Influence and success stories that came out of Tyler’s Podcast since it launched.
    • Tyler’s advice and tips to maximize profitability as a landlord.
    • Understanding why you should always hire-out property management.
    • Why you should always surround yourself with experts, and not go it alone.

    Tweetables:

    [spp-tweet tweet=\"“Real estate investing, or any type of wealth-building activity, is not for the lazy.” — @tyler_sheff\"]

    [spp-tweet tweet=\"“Anything that you do that accumulates piles of money is usually either illegal or heavily taxed.” — @tyler_sheff\"]

    [spp-tweet tweet=\"“What makes me different is that I figured out a way to get the answers to the questions I had.” — @tyler_sheff\"]

    [spp-tweet tweet=\"“You’re not free if you’re a slave to your properties.” — @tyler_sheff\"]

    [spp-tweet tweet=\"“People are more willing to decide on the end of something before they even try it.” — @tyler_sheff\"]

    Links Mentioned in Today’s Episode:

    Tyler Sheff — http://tylersheff.com/

    Cash Flow Guys — http://www.cashflowguys.com/

    Rich Dad, Poor Dad

    Audible Trial – www.audibletrial.com/beforethemillions

    Equity Happens: Building Lifelong Wealth with Real Estate

    Evernote — https://evernote.com/

    Stacy Cross, Comfort Killers — http://thecomfortkillers.com/

    FinCon — https://finconexpo.com/

    Larry Harbolt — http://www.larryharbolt.com/

    Access The Best Strategies, Tips & Advice!

    Every week, we send an email sharing my best advice, tips and strategies related to Real Estate Investing. Each of these weekly emails contain relevant and actionable information that can help you no matter where you are in your investing journey.

    Sign up to join our community



    BTM 29: Rejection, Massive Action and Cultivating a No-Fear Attitude With Vinney Chopra Dec 19, 2017
    Show notes

    We welcome Vinney Chopra, aka “Mr. Smiles” to the show today. Vinney came to the US as an immigrant with $7 in this pocket and today, has over two million dollars in assets! Vinney grew up in India, with six siblings in a one-bedroom apartment. His first job in the US was selling Bibles and Encyclopedia’s door-to-door, he slowly worked his way up, started his own business and is an investor and syndicator in the real estate business. Vinney has participated in 26 syndications and spent 37 years as a fundraising consultant and motivational speaker.

    Today, Vinney has just retired at the age of 62 and he couldn’t be happier. In this episode, we’re focusing on mindset, what it means to take a leap of faith and molding your lifestyle to how you see fit. We find out how Vinney was able to turn $7 into a multi-million-dollar company, hear his philosophies on business and why we need to understand rejection in order to succeed.

    Vinney is someone who was handed a specific set of cards and refused to live a life that society pigeon-holed him into living. He broke the barrier, he broke the chains and now, Mr. Smiles is thriving! A fascinating and inspiring story for anyone who has ever thought about giving up.

    Key Points From This Episode:

    • Vinney tells the story of his humble beginnings in New Delhi, India.
    • How Vinney won a five-year scholarship to become a chemical engineer.
    • Why Vinney had the urge to come to the USA and make a difference.
    • How Vinney convinced his Grandpa to let him come to the USA.
    • Selling Bibles and Encyclopedia’s door-to-door: Vinney’s first job in the US.
    • Discover how Vinney came to value the importance of understanding rejection.
    • Going back to the basics and learning the fundamental techniques.
    • Find out how Vinney worked his way up in his first door-to-door sales job.
    • How Vinney got into motivational speaking, fundraising and real estate.
    • Why Google, podcasts and books are Vinney’s biggest mentors.
    • Retiring at the age of 62 and what a balanced lifestyle means to Vinney.
    • Discover how Vinney runs his company and manages employees today.
    • Why you should always smile.

    Tweetables:

    [spp-tweet tweet=\"“My grandpa paid for my ticket and I brought $7 and myself into the US.” — @vinneychopra \"]

    “Understanding rejection is the number one thing in life. Many times, people give up [spp-tweet tweet=\"too quickly.” — @vinneychopra\"]

    [spp-tweet tweet=\"“I do not spend a lot of time in front of the TV… Books have made me who I am.” — @vinneychopra\"]

    [spp-tweet tweet=\"“You have to show sincerity, have the high moral standards and the integrity. That is where you build it.” — @vinneychopra\"]

    Links Mentioned in Today’s Episode:

    Vinney Chopra Website – http://www.vinneychopra.com/

    How To Win Friends and Influence People by Dale Carnegie

    The Magic of Thinking Big by David J. Shwartz

    Sign Easy App – https://www.getsigneasy.com/

    The Power of Now by Eckhart Tolle

    Access The Best Strategies, Tips & Advice!

    Every week, we send an email sharing my best advice, tips and strategies related to Real Estate Investing. Each of these weekly emails contain relevant and actionable information that can help you no matter where you are in your investing journey.

    Sign up to join our community



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