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    The Ramsey Show

    The Ramsey Show believes you can build wealth and take control of your life—no matter what stupid mistakes you’ve made with money. Join as Dave Ramsey and his team of experts answer your questions on the top problems holding you back. Listen now or ask your question live by calling 888.825.5225 weekdays from 2–5 p.m. ET. Learn more at www.ramseysolutions.com

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    Latest Episodes:
    Patience Always Pays Off in the Long Run Nov 28, 2023
    Show notes

    George Kamel & Ken Coleman answer your questions and discuss:

    • "I don't know what I want to do while grieving,"
    • "Pay minimum payments while saving for a house?"
    • "Should I take a commission only job?"
    • "How do I balance my faith with pursuing wealth?"
    • "Pay off our house before starting to invest?"
    • "Change our budget for my seasonal job?"
    • "Take cash from my mom with strings attached?"
    • "Take a lower paying job or wait for a better offer?"
    • "I bought a house and found out the seller painted over mold,"
    • "Should I stop investing to pay off my loans?"
    • "What is the safest way to invest with family?"
    • "Should I talk to my spouse about money?"
    • Dealing with a rude and difficult boss.


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


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    Cyber Monday Deals are here! Shop meaningful gifts for as low as $7 this week only! Click Here

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    Personal Finance Is 20% Knowledge, 80% Behavior Nov 27, 2023
    Show notes

    Dr. John Delony & George Kamel answer your questions and discuss:

    • "Our 23-year-old stepson doesn't want to be an adult,"
    • "I'm afraid to use life insurance to pay off debt,"
    • "How do I pay off my debt faster?"
    • "Rebuilding my life after divorce,"
    • "Can we afford to be generous?"
    • "I don't trust myself with money,"
    • "Pay off debt before starting the Baby Steps?"
    • "Should we sell our house when we move?"
    • "What should I do with money in my bank?"
    • "Should I propose with a ring from a past relationship?"
    • "My dad gave us a house, what's our next step?"
    • "Should I pay off my husband's debt?"


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Support Our Sponsors:

    • BetterHelp
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    Start your EveryDollar Free Account today: Click Here

    Cyber Monday Deals are here! Shop meaningful gifts for as low as $7 this week only!: Click Here

    For help with investing, get connected with a SmartVestor Pro: Click Here

    Want a plan for your money? Find out where to start: Click Here

    Listen to all The Ramsey Network podcasts: Click Here

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    The Best Calls of the Year So Far (Part 5) Nov 24, 2023
    Show notes

    While the team is off for Thanksgiving break, we've curated this special episode with some of our favorite calls of the year. We hope you enjoy and we'll be back on Monday!


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Support Our Sponsors:

    • BetterHelp
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    • NetSuite
    • Zander Insurance
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    The Black Friday Sale is here! Shop meaningful gifts for as low as $8 this week only! Click Here

    Start your EveryDollar Free Account today: Click Here

    Need help with your taxes? See who we trust: Click Here

    Want a plan for your money? Find out where to start: Click Here

    Listen to all The Ramsey Network podcasts: Click Here

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    The Best Calls of the Year So Far (Part 4) Nov 23, 2023
    Show notes

    While the team is off for Thanksgiving break, we've curated this special episode with some of our favorite calls of the year. We hope you enjoy and we'll be back on Monday!


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Support Our Sponsors:

    • Churchill Mortgage
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    Start your EveryDollar Free Account today: Click Here

    Protect yourself with the right coverage—Take our Coverage Quiz!

    The Black Friday Sale is here! Shop meaningful gifts for as low as $8 this week only! Click Here

    Want a plan for your money? Find out where to start: Click Here

    Listen to all The Ramsey Network podcasts: Click Here

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    Quit Making Yourself a Victim! Nov 22, 2023
    Show notes

    Jade Warshaw & Dr. John Delony answer your questions and discuss:

    • "My husband's drinking is affecting our money,"
    • "I can't afford the minimum payments on my debt,"
    • "How an I help my wife understand we can't afford to travel to visit family?"
    • "Is the 15% investing rule based on gross or net?"
    • "My house payment is half my take-home pay,"
    • Preparing to manage money after college,
    • Helping irresponsible family with money,
    • "Should I buy a house with my brother?"
    • "Should I pay my girlfriend's hospital bills?"
    • "I'm having trouble finding a side hustle,"
    • "I am recovering from a gambling addiction,"
    • "Should I take out a loan to pay off my IRS debt?"


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Support Our Sponsors:

    • DreamCloud
    • BetterHelp
    • Zander Insurance
    • Balance of Nature
    • Neighborly


    The Black Friday Sale is here! Shop meaningful gifts for as low as $8 this week only!: Click Here

    Start your EveryDollar Free Account today: Click Here

    Protect yourself with the right coverage—Take our Coverage Quiz!

    Want a plan for your money? Find out where to start: Click Here

    Listen to all The Ramsey Network podcasts: Click Here

    Interested in advertising on The Ramsey Show? Click Here


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    What To Do When You Feel Overwhelmed About Money Nov 21, 2023
    Show notes

    Rachel Cruze & Jade Warshaw answer your questions and discuss:

    • "We have $200k in student loan debt,"
    • "Should I move back in with my parents?"
    • "Should I get life insurance for my baby?"
    • "Navigating social obligatons on a budget,"
    • "How can I save to pay cash for a house?"
    • "How do I invest to create a passive income?"
    • "Getting spouse on the same financial page,"
    • Dealing with a 9-to-5 schedule,
    • "Should we move or pay off our home?"
    • "Should I pay off my student loans or car first?"
    • "What is the 25% rule for house payment?"
    • "I am feeling overwhelmed about my finances..."
    • "Is it okay to take out a small loan for a reliable car?"
    • "My husband's truck is about to be repossessed"


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Support Our Sponsors:

    • Zander Insurance
    • Balance of Nature
    • BetterHelp
    • Christian Healthcare Ministries
    • Neighborly


    Start your EveryDollar Free Account today: Click Here

    The Black Friday Sale is here! Shop meaningful gifts for as low as $8 this week only!: Click Here

    Protect yourself with the right coverage—Take our Coverage Quiz!

    Want a plan for your money? Find out where to start: Click Here

    Listen to all The Ramsey Network podcasts: Click Here

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    Intensity and Intentionality Are the Keys to Building Wealth Nov 20, 2023
    Show notes

    Ken Coleman & Dr. John Delony answer your questions and discuss:

    • "How can I help my parents without committing financial infidelity?"
    • "Should we cash out our investments to pay off debt?"
    • "My husband charges me rent and utilities,"
    • "How can I help my son pay for college?"
    • "We got divorced to protect my wife from debt,"
    • "My dad offered to pay off our house"
    • Why we work,
    • "How much do I put towards my side business?"
    • "Pay off truck or save money for the baby?"
    • "I bought a house with my ex-girlfriend"
    • "Should I sell my car to pay off student loans?"
    • "Is $1K really enough for an emergency fund?"
    • "What's the best way to make a career change?"


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Support Our Sponsors:

    • NetSuite
    • Zander Insurance
    • USCCA
    • Churchill Mortgage
    • DreamCloud
    • Neighborly


    The Black Friday Sale is here! Shop meaningful gifts for as low as $8 this week only!: Click Here

    Start your EveryDollar Free Account today: Click Here

    For help with investing, get connected with a SmartVestor Pro: Click Here

    Want a plan for your money? Find out where to start: Click Here

    Listen to all The Ramsey Network podcasts: Click Here

    Interested in advertising on The Ramsey Show? Click Here


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    Don’t Rob From Your Future Self! Nov 17, 2023
    Show notes

    Jade Warshaw & George Kamel answer your questions and discuss:

    • "How do I manage my inventory?"
    • "I'm struggling to pay off debt even though I have the money in savings,"
    • "We disagree on what to do with extra money,"
    • "Should we live in my mother-in-law's house?"
    • "I was in a horrible hotel and can't get a refund,"
    • "How can I best help my grandma?"
    • All about tipping culture,
    • read more: How to Tip in All Situations,
    • "Our neighbors smoke a lot of weed..."
    • "My girlfriend's family sees me as just a dollar sign,"
    • "Is it still okay for me to retire early?"
    • "How do I pay for school to change careers?"
    • "Should we prepay college for our 2 kids?"
    • "My husband is worried about missing our kids while working"


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Support Our Sponsors:

    • Zander Insurance
    • BetterHelp
    • DreamCloud
    • Balance of Nature
    • Neighborly


    Start your EveryDollar Free Account today: Click Here

    Protect yourself with the right coverage—Take our Coverage Quiz!

    Need help with your taxes? See who we trust: Click Here

    Want a plan for your money? Find out where to start: Click Here

    Listen to all The Ramsey Network podcasts: Click Here

    Interested in advertising on The Ramsey Show? Click Here


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    More Payments = More Problems Nov 16, 2023
    Show notes

    Rachel Cruze & Dr. John Delony answer your questions and discuss:

    • "My marriage doesn't look like I thought it would..."
    • "Should I cash off my bitcoin to pay off my car?"
    • "I'm tired of arguing with my husband,"
    • 15-year vs. 30-year mortgage,
    • Paying for youth sports on a tight budget,
    • "Should I pay off my car lease or student loans?"
    • "What should we do after paying off our house?"
    • How can I help my girlfriend tackle her debt?
    • "Going through a tough divorce,"
    • "Pause the Baby Steps to prepare for a baby?"
    • "How much should we spend on a vacation?"
    • "My boyfriend doesn't want me to take a new job"


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Support Our Sponsors:

    • Christian Healthcare Ministries
    • USCCA
    • NetSuite
    • Zander Insurance
    • Neighborly


    For help with investing, get connected with a SmartVestor Pro: Click Here

    Protect yourself with the right coverage—Take our Coverage Quiz!

    Start your EveryDollar Free Account today: Click Here

    Want a plan for your money? Find out where to start: Click Here

    Listen to all The Ramsey Network podcasts: Click Here

    Interested in advertising on The Ramsey Show? Click Here


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    Getting Out of the Paycheck-to-Paycheck Cycle Nov 15, 2023
    Show notes

    Jade Warshaw & Ken Coleman answer your questions and discuss:

    • "I'm feeling financially stuck,"
    • "How can I get rid of my car loans?"
    • Report back from our Washington DC trip,
    • "How can I turn $20K into passive income?"
    • "Should I sign a six-year business lease?"
    • "Our HOA is making changes we don't like"
    • "Setting myself up for the future,"
    • "I feel broke because of my adult kids,"
    • "Should an emotional shopper stay out of malls?"
    • "What should I do with money left over?"
    • "How quickly should I pay off my house?"
    • "How do I get out of the payday loan cycle?"
    • "Keep paying out of pocket for school?"


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Support Our Sponsors:

    • USCCA
    • Zander Insurance
    • BetterHelp
    • Churchill Mortgage
    • Neighborly


    Start your EveryDollar Free Account Today: Click Here

    For help with investing, get connected with a SmartVestor Pro: Click Here

    Protect yourself with the right coverage—take our coverage quiz!

    Want a plan for your money? Find out where to start: Click Here

    Listen to all The Ramsey Network podcasts: Click Here

    Interested in advertising on The Ramsey Show? Click Here


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy

    Learn more about your ad choices. Visit megaphone.fm/adchoices


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