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    The Ramsey Show

    The Ramsey Show believes you can build wealth and take control of your life—no matter what stupid mistakes you’ve made with money. Join as Dave Ramsey and his team of experts answer your questions on the top problems holding you back. Listen now or ask your question live by calling 888.825.5225 weekdays from 2–5 p.m. ET. Learn more at www.ramseysolutions.com

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    Latest Episodes:
    Make Your Decisions Based on Your Desired Destination Dec 12, 2023
    Show notes

    Dave Ramsey & Ken Coleman answer your questions and discuss:

    • "I'm making $150k at my side hustle...can I quit my job?"
    • read more: How to Take Your Side Hustle Full Time,
    • "What should my goals be in Baby Steps 4-6?"
    • "How much house should we buy?"
    • "I haven't filed taxes since 2020..."
    • read more: Tax Debt Relief: How to Handle Back Taxes,
    • "How do I use this inheritance?"
    • "Is now a good time to start my own business?"
    • "How do I prepare to get fired?"
    • "My store is on the brink of bankruptcy..."
    • "My wife wants to pay off the higher balance debt first,"
    • "How do I pay off my home while trying to retire?"


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Support Our Sponsors:

    • USCCA
    • BetterHelp
    • Churchill Mortgage
    • Zander Insurance
    • Neighborly


    You could WIN $5,000! Enter the Ramsey Christmas Cash Giveaway today!

    Find a Ramsey Trusted Real Estate Agent: Click Here

    Start your EveryDollar Free Account today: Click Here

    Want a plan for your money? Find out where to start: Click Here

    Listen to all The Ramsey Network podcasts: Click Here

    Interested in advertising on The Ramsey Show? Click Here


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy

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    If You Want To Win You Need To Account for Risk Dec 11, 2023
    Show notes

    Dave Ramsey & George Kamel answer your questions and discuss:

    • "My wife doesn't think we can afford to retire,"
    • "How do I start paying off debt?"
    • "Should I wait for interest rates to come down?"
    • "My boyfriend wants us to buy a house in cash,"
    • "Is it possible to eliminate the national debt?"
    • "How can I best guide my mom & sister?"
    • "I got scammed by my dad,"
    • "What should I do with income from my rental?"
    • Following up with a previous caller (Sarah from Nashville),
    • "I'm lost on how to manage my money"


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Support Our Sponsors:

    • BetterHelp
    • Zander Insurance
    • Balance of Nature
    • DreamCloud
    • Neighborly


    Start your EveryDollar Free Account today: Click Here

    Have more money and less stress with George Kamel's NEW book, Breaking Free From Broke!

    Find a Ramsey Trusted Real Estate Agent: Click Here

    Want a plan for your money? Find out where to start: Click Here

    Listen to all The Ramsey Network podcasts: Click Here

    Interested in advertising on The Ramsey Show? Click Here


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    You Can Have a Great Christmas on a Budget! Dec 08, 2023
    Show notes

    George Kamel & Dr. John Delony answer your questions and discuss:

    • Dealing with an online gambling addiction,
    • Budgeting for therapy,
    • Sacrificing to pay off over $200k in student loans,
    • Moving forward after debt, divorce and job loss,
    • "I lied to my girlfriend about my debt,"
    • Cancelling insurance to pay off debt,
    • What debts to pay off first
    • Where to start when you owe over $400k in debt,
    • "My debt is keeping us from owning a house"
    • "I feel so constrained by our budget this Christmas"
    • "Bankruptcy is not the solution to your problem"
    • "How do I keep myself from spoiling my kids"


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Support Our Sponsors:

    • USCCA
    • Balance of Nature
    • BetterHelp
    • Zander Insurance
    • Neighborly


    You could WIN $5,000! Enter the Ramsey Christmas Cash Giveaway today!

    Find a Ramsey Trusted Real Estate Agent: Click Here

    Start your EveryDollar Free Account today: Click Here

    Want a plan for your money? Find out where to start: Click Here

    Listen to all The Ramsey Network podcasts: Click Here

    Interested in advertising on The Ramsey Show? Click Here


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    Learning To Let Go of Your Financial Mistakes Dec 07, 2023
    Show notes

    Rachel Cruze & Ken Coleman answer your questions and discuss:

    • Letting go of past financial mistakes,
    • "My husband doesn't want me to stay at home,"
    • "We feel guilty spending our money,"
    • "I barely make any money, what can I do?"
    • "Should I take out more loans to continue my education?"
    • "How do I talk to my parents about money?"
    • Money lessons from Christmas movies,
    • "Paying off debt while unemployed,"
    • "Should we sell our house when we move?"
    • "Should I tell my boss that I'm looking for a new job,"
    • "Did we buy too much home?"
    • "Take out student loans to start a business?"
    • "Is our childcare cost too high?"


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Support Our Sponsors:

    • DreamCloud
    • Churchill Mortgage
    • Zander Insurance
    • BetterHelp
    • Neighborly


    Start your EveryDollar Free Account today: Click Here

    You could WIN $5,000! Enter the Ramsey Christmas Cash Giveaway today!

    Find a Ramsey Trusted Real Estate Agent: Click Here

    Want a plan for your money? Find out where to start: Click Here

    Listen to all The Ramsey Network podcasts: Click Here

    Interested in advertising on The Ramsey Show? Click Here


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    Stop Stepping Over Dollars To Pick Up Nickels Dec 06, 2023
    Show notes

    George Kamel & Dr. John Delony answer your questions and discuss:

    • How to start managing investments after a loved one passes,
    • read more: Questions to Ask a Financial Advisor at Your First Meeting
    • What to do when a job requires you to have a credit score,
    • George's book: Breaking Free From Broke
    • How to get started flipping houses,
    • read more: How to Flip a House
    • "Should I buy a Tesla for the tax credits?"
    • read more: What are Tax Credits?
    • How to know if you should sell your house to get out of debt,
    • How to go back school without debt when living paycheck to paycheck,
    • A caller financed 3 vehicles to start a rental car business and ruined their finances,
    • The biggest excuses George hears about cars,
    • read now: How to Buy a Used Car Right Now
    • "How do I stay within my budget?"
    • "I'm underwater on my car and can't get a loan,"
    • "How can I help my daughter deal with collectors?"
    • "Should I buy a house while still in debt?"
    • "Pull from my 401(k) to pay off the IRS?"
    • "Is now a good time to buy a house?"


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Support Our Sponsors:

    • BetterHelp
    • Zander Insurance
    • Balance of Nature
    • Neighborly


    Find a Ramsey Trusted Real Estate Agent: Click Here

    Start your EveryDollar Free Account today: Click Here

    You could WIN $5,000! Enter the Ramsey Christmas Cash Giveaway today!

    Want a plan for your money? Find out where to start: Click Here

    Listen to all The Ramsey Network podcasts: Click Here

    Interested in advertising on The Ramsey Show? Click Here


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    Do You Know Where All Your Money Is Going? Dec 05, 2023
    Show notes

    Rachel Cruze & Dr. John Delony answer your questions and discuss:

    • "Should we buy long-term care insurance?"
    • "How do we deal with a setback in our budget?"
    • "Should we wait to move for a new job?"
    • "When do I stop investing?"
    • "I don't know where our money is going,"
    • "Can we pause investing to grow our business?"
    • "Does it make sense for us to combine finances?"
    • "How do we best leave real estate to our kids?"
    • "Grieving a cancer diagnosis,"
    • "Paying off debt while still in school,"
    • "We aren't getting the promised solar tax breaks,"
    • "Should I use a debt consolidation loan?"


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Support Our Sponsors:

    • Balance of Nature
    • BetterHelp
    • Zander Insurance
    • Churchill Mortgage
    • Neighborly


    Have more money and less stress with George Kamel's NEW book, Breaking Free From Broke!

    Find a Ramsey Trusted Real Estate Agent: Click Here

    Start your EveryDollar Free Account today: Click Here

    Want a plan for your money? Find out where to start: Click Here

    Listen to all The Ramsey Network podcasts: Click Here

    Interested in advertising on The Ramsey Show? Click Here


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    If You Follow the Proven Plan, This Stuff WORKS Dec 04, 2023
    Show notes

    Ken Coleman & George Kamel answer your questions and discuss:

    • "15% to retirement is too much for our budget,"
    • "How do I pay my bills after losing my job?"
    • "What's the best way to combine finances?"
    • "How do we get started investing without risk?"
    • "What should I do with money from a lawsuit?"
    • "We disagree about our rental property..."
    • "Should I focus on pay or finding my calling?"
    • "What's the best way to tackle my student loans?"
    • "Should I sell my car?"
    • "Should I buy rental property with my family?"
    • "Does funding asbestos removal count as an emergency?"
    • "Would it be smart to sell our house?"
    • "How do I budget for unexpected issues?"
    • "Should I buy my parents' house?"
    • "What's my next step to find my dream job?"


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Support Our Sponsors:

    • BetterHelp
    • Zander Insurance
    • DreamCloud
    • Balance of Nature
    • Neighborly


    Start your EveryDollar Free Account today: Click Here

    Have more money and less stress with George Kamel's NEW book, Breaking Free From Broke!

    Find a Ramsey Trusted Real Estate Agent: Click Here

    Want a plan for your money? Find out where to start: Click Here

    Listen to all The Ramsey Network podcasts: Click Here

    Interested in advertising on The Ramsey Show? Click Here


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    How Can I Get Ahead With My Money? Dec 01, 2023
    Show notes

    Ken Coleman & Rachel Cruze answer your questions and discuss:

    • Why combining money before you get married is a bad idea
    • "Is my wife a princess for not wanting to work?"
    • "Preparing to take on my girlfriend's debt?"
    • "Am I being too stingy with vacations?" (Yes)
    • "My lifestyle is completely unsustainable..."
    • "Am I being irresponsible?"
    • "Buy a home if it will double my housing cost?"
    • "What should I do with my increased income?"
    • "Can I use my emergency fund for daughter's quinceañera?"
    • "How do I get ahead when my income is so low?"
    • "Should I keep my whole life insurance?"
    • "Should I move out of my parents' house?"
    • "Sell rentals and primary to buy our dream home?"


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Support Our Sponsors:

    • Balance of Nature
    • DreamCloud
    • Zander Insurance
    • BetterHelp
    • Neighborly


    Start your EveryDollar Free Account today: Click Here

    Cyber Monday Deals are here! Shop meaningful gifts for as low as $7 this week only!: Click Here

    Find a Ramsey Trusted Real Estate Agent: Click Here

    Want a plan for your money? Find out where to start: Click Here

    Listen to all The Ramsey Network podcasts: Click Here

    Interested in advertising on The Ramsey Show? Click Here


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    Breaking the Paycheck-to-Paycheck Cycle Nov 30, 2023
    Show notes

    Jade Warshaw & Rachel Cruze answer your questions and discuss:

    • "Should I pull from my 401(k) to pay off debt?"
    • "What's the best way to pay off my truck?"
    • "How should I save money for the future?"
    • "Can we afford to stay in our current apartment?"
    • Living paycheck-to-paycheck,
    • "How can we fix our finances?"
    • "Scammers are after my father, what can I do?"
    • "We hate the house we bought,"
    • "How do I start investing?"
    • "Should we give Christmas gifts to teachers?"
    • "Should we pay off our house before investing?"
    • "Pay off debt before buying more rentals?"
    • "Should I drop my car insurance?"
    • "Pay off debt before buying more rentals?"


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Support Our Sponsors:

    • Zander Insurance
    • Balance of Nature
    • BetterHelp
    • USCCA
    • Neighborly


    Protect yourself with the right coverage—Take our Coverage Quiz!

    Start your EveryDollar Free Account today: Click Here

    Cyber Monday Deals are here! Shop meaningful gifts for as low as $7 this week only!: Click Here

    Want a plan for your money? Find out where to start: Click Here

    Listen to all The Ramsey Network podcasts: Click Here

    Interested in advertising on The Ramsey Show? Click Here


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    Making Good Financial Decisions Is Hard (but Worth It) Nov 29, 2023
    Show notes

    Rachel Cruze & Jade Warshaw answer your questions and discuss:

    • "Should I take out a loan from a family member?"
    • "Should I have more than $1000 in Baby Step 1,"
    • "My parents lost their business, how can I help?"
    • "The real truth about Christmas gifts,"
    • "How should I save for a house?"
    • Why it's sometimes hard to make wise money decisions
    • "I'm scared to tithe while on Baby Step 2,"
    • "I'm not happy with our affordable vacations,"
    • "My husband is about to file bankruptcy"
    • "Should I leave my job?"
    • "How can I best pay off debt?"
    • "Should we cash out investments to pay off debt?"
    • "Should we move closer to family?"
    • "I'm $42K in debt and just lost my job"


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Support Our Sponsors:

    • Churchill Mortgage
    • Christian Healthcare Ministries
    • NetSuite
    • Zander Insurance
    • Neighborly


    Cyber Monday Deals are here! Shop meaningful gifts for as low as $7 this week only! Click Here

    For help with investing, get connected with a SmartVestor Pro: Click Here

    Protect yourself with the right coverage—Take our Coverage Quiz!

    Want a plan for your money? Find out where to start: Click Here

    Listen to all The Ramsey Network podcasts: Click Here

    Interested in advertising on The Ramsey Show? Click Here


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy

    Learn more about your ad choices. Visit megaphone.fm/adchoices


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