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The Ramsey Show

The Ramsey Show believes you can build wealth and take control of your life—no matter what stupid mistakes you’ve made with money. Join as Dave Ramsey and his team of experts answer your questions on the top problems holding you back. Listen now or ask your question live by calling 888.825.5225 weekdays from 2–5 p.m. ET. Learn more at www.ramseysolutions.com

Latest Episodes:

What Happens When Parents Misbehave Oct 31, 2023

Show notes

The Ramsey Show Listener Survey: Click here to be Entered to Win a $500 Gift Card!!!

Dave Ramsey & Jade Warshaw answer your questions and discuss:

"My husband spent $14K on phone games..."
"How much should we save before having kids?"
How much Americans spend on Halloween,
"How much should be in my emergency fund?"
Why you should never lease a car,
read more: How Does Leasing a Car Work?
"My cousin is stealing from her 13-year-old son,"
"Get student loans for a higher paying career?"
"Should I wait to buy a house?"
"How can we keep each other motivated?"
"How can we keep each other motivated?"
"Save in the S&P500 or in CDs?"
"Trade in our car while paying off debt?"
"We can't afford our current expenses,"
"My dad wants me to help him buy a house,"
"How do we handle our finances as newlyweds?"
"What's the best way for me to buy my first car?"
"How do I get on track with the Baby Steps?"

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

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Don’t Use a Math-Based Solution to a Behavior-Based Problem Oct 30, 2023

Show notes

Dave Ramsey & Ken Coleman answer your questions and discuss:

The Ramsey Show Listener Survey: Click here to be Entered to Win a $500 Gift Card!!!

"Should I sell my investments to pay off debt?"
"Should I buy a house with 3.5% down?"
"How can I best pay off my debt?"
"Should I file bankruptcy?"
"Should I use savings to payoff my house?"
"Am I committing career suicide?"
"Pull from my Roth to pay off my HELOC?"
"My business equipment is being held hostage,"
"Should I keep paying for my medical license?"
"Save for a house while paying off debt?"
"How can I feel okay about spending money?"
"Can I afford a career change?"
"Saving for retirement vs. starting a business"

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Support Our Sponsors:

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Want a plan for your money? Find out where to start: Click Here

Listen to all The Ramsey Network podcasts: Click Here

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Don't Solve A 30-day "Uh-Oh" With A 30-year Commitment Oct 27, 2023

Show notes

John Delony & Jade Warshaw answer your questions and discuss:

How to make progress in your finances after having your first kid,
Busting myths about having a 0 credit score,
read more: Living Without a Credit Score
What to do when you need to go to rehab but you can't afford it,
How to know if you should repair your home or move somewhere new,
What to do when your parents don't respect your boundaries around your wishes for your wedding,
What to do when your family transitions to a single income when your wife has had a successful career,
Why you shouldn't be sharing vehicles and homes with people that aren't your spouse,
How to address generational expectations and set boundaries while preparing for your own future,
Why it's so important to prioritize paying off debt for your financial future,
read more: The Truth About Debt
Dr. John Delony's new Questions for Humans conversations cards for Thanksgiving and Grandparents & Kids,
from the store: Questions for Humans Conversation Cards
What to do when you and your spouse don't agree about selling or repairing a vehicle,
How to help grandparents that are being taken advantage of financially.

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Support Our Sponsors:

The Ramsey Show Listener Survey: Click here to be Entered to Win a $500 Gift Card!!!

Prep for open enrollment—take our coverage quiz! Click Here

Need help with your taxes? See who we trust. Click Here

Join the Crusade at Ramsey Solutions! Apply Now! Click Here

Want a plan for your money? Find out where to start: Click Here

Listen to all The Ramsey Network podcasts: Click Here

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Ramsey Solutions Privacy Policy

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It’s Not About What You Did, It’s About What You Do Next Oct 26, 2023

Show notes

Ken Coleman & Jade Warshaw answer your questions and discuss:

"How do I get on the same page as my husband?"
"When can I afford to buy a house?"
"Should I pause the Baby Steps after losing my job?"
"Should I use savings to pay off debt?"
"We went $32,000 over our wedding budget..."
Trying to find a new career,
"Can we upgrade to a better apartment?"
Deep dive on Baby Steps 1-3,
"Should I go into debt for an internship?"
"Pull from stocks to pay off my car?"

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Support Our Sponsors:

The Ramsey Show Listener Survey: Click here to be Entered to Win a $500 Gift Card!!!

Prep for open enrollment—take our coverage quiz! Click Here

For help with investing, get connected with a SmartVestor Pro: Click Here

Want a plan for your money? Find out where to start: Click Here

Listen to all The Ramsey Network podcasts: Click Here

Interested in advertising on The Ramsey Show? Click Here

Learn more about your ad choices. https://www.megaphone.fm/adchoices

Ramsey Solutions Privacy Policy

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Think About the Future When You Make Decisions Today Oct 25, 2023

Show notes

George Kamel & Rachel Cruze answer your questions and discuss:

Take out 401(k) loan to pay off my car?
George and Rachel react to Ramsey's most-hated financial advice,
"Should I use a VA loan?"
"Sell our only car to get out of debt?"
"How can I pay for college without student loans?"
"Should we wait to buy property?"
Getting back on track with the Baby Steps
"We owe the IRS $150,000, what can we do?"
"How should we manage our investments?"
Buying a car while on Baby Step 2,
"My wife wants to buy a $1500 baby stroller!"
"Pay off our house or save for kid's college?"
"How long should I pause retirement?"
"My husband left us."

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Support Our Sponsors:

The Ramsey Show Listener Survey: Click here to be Entered to Win a $500 Gift Card!!!

Prep for open enrollment—take our coverage quiz! Click Here

For help with investing, get connected with a SmartVestor Pro: Click Here

Want a plan for your money? Find out where to start: Click Here

Listen to all The Ramsey Network podcasts: Click Here

Interested in advertising on The Ramsey Show? Click Here

Learn more about your ad choices. https://www.megaphone.fm/adchoices

Ramsey Solutions Privacy Policy

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Rich People “Ask How Much?” Poor People Ask “How Much a Month?” Oct 24, 2023

Show notes

Dave Ramsey & Jade Warshaw answer your questions and discuss:

How to deal with bills in collections,
"Should we buy or rent when we get married?"
"Is it dumb to take out a business loan?"
"How can we get out of a financial rut?"
"How do cashback debit cards work?"
"Should I rent or buy after moving?"
"How can I get out of $50,000 of debt?"
"Should I keep my whole life insurance policies?"
Rapid fire questions around Baby Steps 4, 5, and 6,
Buying furniture vs paying down the mortgage.

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Support Our Sponsors:

The Ramsey Show Listener Survey: Click here to be Entered to Win a $500 Gift Card!!!

Prep for open enrollment—take our coverage quiz! Click Here

Need help with your taxes? See who we trust. Click Here

Want a plan for your money? Find out where to start: Click Here

Listen to all The Ramsey Network podcasts: Click Here

Interested in advertising on The Ramsey Show? Click Here

Learn more about your ad choices. https://www.megaphone.fm/adchoices

Ramsey Solutions Privacy Policy

Learn more about your ad choices. Visit megaphone.fm/adchoices

Hard Work Is the Key to Success Oct 23, 2023

Show notes

Dave Ramsey & Ken Coleman answer your questions and discuss:

"Should I take out student loans for a coding boot camp?"
Michael Easter on Scarcity Mindset,
"Should I borrow from family to pay off my credit cards?"
"Where should I be investing?"
"I recently lost my job, what can I do?"
"Should I pay extra on the house or invest more?"
"Stay at my current job or go back to school?"
"How can I transition to a new career?"
"Should I buy a house or invest?"
"I have 4 rentals and live paycheck-to-paycheck..."
"My boss is preventing me from moving up,"
"How can we start giving while paying off debt?"

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Support Our Sponsors:

The Ramsey Show Listener Survey: Click here to be Entered to Win a $500 Gift Card!!!

For help with investing, get connected with a SmartVestor Pro: Click Here

Want a plan for your money? Find out where to start: Click Here

Listen to all The Ramsey Network podcasts: Click Here

Interested in advertising on The Ramsey Show? Click Here

Learn more about your ad choices. https://www.megaphone.fm/adchoices

Ramsey Solutions Privacy Policy

Learn more about your ad choices. Visit megaphone.fm/adchoices

You Can’t Live Your Dreams if You Don’t Prepare for Them Oct 20, 2023

Show notes

Jade Warshaw & George Kamel answer your questions and discuss:

"Should we save to buy a house?"
"How can I afford my minimum payments?"
"I'm being asked to sell credit cards at my job,"
"Should we stop contributing to our 401(k)?"
"Use a mutual fund for a house down payment?"
"When will my credit score go away?"
"My mom opened a credit card in my name,"
Discussion about the "Girl Math" trend,
"Should we move into a bigger house?"
"My daughter isn't paying her credit card off?"
"Taking over a mortgage with my siblings,"
"Trade in our newer car for an older one?"
"I drained our savings without my wife knowing,"
"Our home buyer came up short on their payment,"
"How can I move out of my parents' house?"

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Support Our Sponsors:

EveryDollar - Create your FREE account today!

For help with investing, get connected with a SmartVestor Pro: Click Here

Want a plan for your money? Find out where to start: Click Here

Listen to all The Ramsey Network podcasts: Click Here

Interested in advertising on The Ramsey Show? Click Here

Learn more about your ad choices. https://www.megaphone.fm/adchoices

Ramsey Solutions Privacy Policy

Learn more about your ad choices. Visit megaphone.fm/adchoices

Don’t Let Financial Drama Throw You off Track! Oct 19, 2023

Show notes

Dave Ramsey & Jade Warshaw answer your questions and discuss:

"How do we prepare to buy a house?"
"How can I get my husband to buckle down?"
"I own property with my daughters and it's a mess..."
"Should I invest or go back to school?"
"My son asked me to bail him out of $200K tax debt. Should we?"
"What should I do with my whole life insurance?"
"Should I sell my car to get out of debt?"
"My husband has a spending problem"
The #1 reason for divorce,
"Should we wait to buy a house?"
"Can I afford to buy a car just for fun?"
"Managing my mom's estate,"
"Sell my house to buy an investment property?"
"Will starting a family slow down our progress?"

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Support Our Sponsors:

EveryDollar - Create your FREE account today!

Want a plan for your money? Find out where to start: Click Here

Listen to all The Ramsey Network podcasts: Click Here

Interested in advertising on The Ramsey Show? Click Here

Learn more about your ad choices. https://www.megaphone.fm/adchoices

Ramsey Solutions Privacy Policy

Learn more about your ad choices. Visit megaphone.fm/adchoices

Anyone Can Become a Millionaire (Even You) Oct 18, 2023

Show notes

Dave Ramsey & Ken Coleman answer your questions and discuss:

We hear about how millionaires built wealth in a Baby Steps Millionaire Theme Hour,
"How can I make my side gig my full-time job?"
"Should we use savings to buy a house or pay off our car?"
"What should my next step be while in college?"
"How do I tell my current boss I'm leaving?"
"Pull from mutual funds to pay off my house?"
"What's the best way to save money for my kids?"
"Should I apply for jobs I'm only halfway qualified for?"
"My wife wants to do drop shipping on Amazon,"
"Go back to school for cyber security?"
"How do we tackle our debt as a young couple?"