The Personal Finance Podcast

Latest Episodes:

5 Side-Hustles That Can Turn into a Full time Income! May 26, 2025

Show notes

In this episode of the Personal Finance Podcast, we are going to talk about the five Side hustles that could turn into a full-time business.

Watch this episode on Youtube

How Andrew Can Help You:

Listen to The Business Show here.
Don't let another year pass by without making significant strides toward your dreams. "Master Your Money Goals" is your pathway to a future where your aspirations are not just wishes but realities. Enroll now and make this year count!
Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here!
Learn to invest by joining Index Fund Pro! This is Andrew’s course teaching you how to invest!
Watch The Master Money Youtube Channel! ,
Ask Andrew a question on Instagram or TikTok.
Learn how to get out of Debt by joining our Free Course
Leave Feedback or Episode Requests here.
Car buying Calculator here

Thanks to Our Amazing Sponsors for supporting The Personal Finance Podcast.

Shopify: Shopify makes it so easy to sell. Sign up for a one-dollar-per-month trial period at shopify.com/pfp
Chime: Start your credit journey with Chime. Sign-up takes only two minutes and doesn’t affect your credit score. Get started at chime.com/
Thanks to Fundrise for Sponsoring the show! Invest in real estate going to fundrise.com/pfp
Thanks to Policy Genius for Sponsoring the show! Go to policygenius.com to get your free life insurance quote.
Go to https://joindeleteme.com/PFP20/ for 20% off!
Indeed: Start hiring NOW with a SEVENTY-FIVE DOLLAR SPONSORED JOB CREDIT to upgrade your job post at Indeed.com/personalfinance
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Shop Data Plans and Save Big at mintmobile.com/pfp

Relevant Episodes:

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Should You Buy a House Now or Wait it Out? (Money Q&A) May 21, 2025

Show notes

In this episode of the Personal Finance Podcast, we are going to talk about , should you buy a house now or wait it out?

Watch this episode on Youtube

How Andrew Can Help You:

Listen to The Business Show here.
Don't let another year pass by without making significant strides toward your dreams. "Master Your Money Goals" is your pathway to a future where your aspirations are not just wishes but realities. Enroll now and make this year count!
Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here!
Learn to invest by joining Index Fund Pro! This is Andrew’s course teaching you how to invest!
Watch The Master Money Youtube Channel! ,
Ask Andrew a question on Instagram or TikTok.
Learn how to get out of Debt by joining our Free Course
Leave Feedback or Episode Requests here.
Car buying Calculator here

Thanks to Our Amazing Sponsors for supporting The Personal Finance Podcast.

Shopify: Shopify makes it so easy to sell. Sign up for a one-dollar-per-month trial period at shopify.com/pfp
Chime: Start your credit journey with Chime. Sign-up takes only two minutes and doesn’t affect your credit score. Get started at chime.com/
Thanks to Fundrise for Sponsoring the show! Invest in real estate going to fundrise.com/pfp
Thanks to Policy Genius for Sponsoring the show! Go to policygenius.com to get your free life insurance quote.
Go to https://joindeleteme.com/PFP20/ for 20% off!
Indeed: Start hiring NOW with a SEVENTY-FIVE DOLLAR SPONSORED JOB CREDIT to upgrade your job post at Indeed.com/personalfinance
Turn your business dream into reality! Apply now at www.oneday.org/pfp

Go to Acorns.com/pfp and start automating your investments and get a $5 bonus today!
Shop Data Plans and Save Big at mintmobile.com/pfp

Links Mentioned in This Episode:

Cryptocurrency 101: Should You Invest In Cryptocurrency? (Or is it a Horrible Investment!?)

Relevant Episodes:

Connect With Andrew on Social Media:

Free Guides:

Learn more about your ad choices. Visit megaphone.fm/adchoices

How to Get Out Of Debt The FAST WAY (The 7-0 Method) May 19, 2025

Show notes

In this episode of the Personal Finance Podcast, we are going to talk about how to get out of debt the fast way with the 7-0 method.

How Andrew Can Help You:

Listen to The Business Show here.
Don't let another year pass by without making significant strides toward your dreams. "Master Your Money Goals" is your pathway to a future where your aspirations are not just wishes but realities. Enroll now and make this year count!
Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here!
Learn to invest by joining Index Fund Pro! This is Andrew’s course teaching you how to invest!
Watch The Master Money Youtube Channel! ,
Ask Andrew a question on Instagram or TikTok.
Learn how to get out of Debt by joining our Free Course
Leave Feedback or Episode Requests here.
Car buying Calculator here

Thanks to Our Amazing Sponsors for supporting The Personal Finance Podcast.

Shopify: Shopify makes it so easy to sell. Sign up for a one-dollar-per-month trial period at shopify.com/pfp
Chime: Start your credit journey with Chime. Sign-up takes only two minutes and doesn’t affect your credit score. Get started at chime.com/
Thanks to Fundrise for Sponsoring the show! Invest in real estate going to fundrise.com/pfp
Thanks to Policy Genius for Sponsoring the show! Go to policygenius.com to get your free life insurance quote.
Go to https://joindeleteme.com/PFP20/ for 20% off!
Indeed: Start hiring NOW with a SEVENTY-FIVE DOLLAR SPONSORED JOB CREDIT to upgrade your job post at Indeed.com/personalfinance
Turn your business dream into reality! Apply now at www.oneday.org/pfp

Go to Acorns.com/pfp and start automating your investments and get a $5 bonus today!
Shop Data Plans and Save Big at mintmobile.com/pfp

Links Mentioned in This Episode:

The Fastest Way to Pay Off Debt

Relevant Episodes:

Connect With Andrew on Social Media:

Free Guides:

Learn more about your ad choices. Visit megaphone.fm/adchoices

7 Mindset Shifts to Master Your Money Psychology May 14, 2025

Show notes

In this episode of the Personal Finance Podcast, we are going to talk about the seven mindset shifts to master your money psychology.

Watch this episode on Youtube.

How Andrew Can Help You:

Listen to The Business Show ⁠here⁠.
Don't let another year pass by without making significant strides toward your dreams. "Master Your Money Goals" is your pathway to a future where your aspirations are not just wishes but realities.⁠ Enroll now and make this year count!⁠
Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week ⁠Here⁠!
Learn to invest by joining ⁠ Index Fund Pro⁠! This is Andrew’s course teaching you how to invest!
Watch The Master Money ⁠Youtube Channel⁠! ,
Ask Andrew a question on ⁠Instagram⁠ or ⁠TikTok⁠.
Learn how to get out of Debt by joining our ⁠Free Course ⁠
Leave Feedback or Episode Requests ⁠here⁠.
Car buying Calculator ⁠here⁠

Thanks to Our Amazing Sponsors for supporting The Personal Finance Podcast.

Shopify: Shopify makes it so easy to sell. Sign up for a one-dollar-per-month trial period at ⁠ ⁠⁠shopify.com/pfp⁠
Chime: Start your credit journey with Chime. Sign-up takes only two minutes and doesn’t affect your credit score. Get started at⁠ chime.com/⁠
Thanks to Fundrise for Sponsoring the show! Invest in real estate going to⁠ ⁠⁠fundrise.com/pfp⁠
Thanks to Policy Genius for Sponsoring the show! Go to ⁠policygenius.com⁠ to get your free life insurance quote.
Go to ⁠https://joindeleteme.com/PFP20/⁠ for 20% off!
Indeed: Start hiring NOW with a SEVENTY-FIVE DOLLAR SPONSORED JOB CREDIT to upgrade your job post at ⁠Indeed.com/personalfinance⁠
Turn your business dream into reality! Apply now at ⁠www.oneday.org/pfp⁠

Go to ⁠Acorns.com/pfp⁠ and start automating your investments and get a $5 bonus today!
Shop Data Plans and Save Big at ⁠mintmobile.com/pfp⁠

Links Mentioned in This Episode:

Connect With Andrew on Social Media:

Free Guides:

Learn more about your ad choices. Visit megaphone.fm/adchoices

Fastest Way to $1 Million, Roth Rules, and If You Should Rent Forever (Money Q&A) May 12, 2025

Show notes

In this episode of the Personal Finance Podcast Money Q&A, we are going to talk about the fastest Way to 1 million Roth Rules, and should you rent forever.

Watch this episode on Youtube

Today we are going to answer these questions!

Question 1: How do I build back my emergency fund after using it, and where should I move money from to do this?
Question 2: Is it wise to invest my HSA funds?
Question 3: I’ve come across an extra $500/month. Should I put it toward credit card debt or savings?
Question 4: Should I roll my rollover IRA back into my new 401(k) plan now that I’ve started a new job?
Question 5: How do I become a millionaire in a rapid-fire way?
Question 6: As a 28-year-old in a high cost of living area, would I be better off renting forever and investing the difference instead of owning?
Question 7: If I make over $150K/year, should I stop investing in Roth accounts for my IRA and 401(k)?
Question 8: Should I still move my money from my Roth 401(k) to a Roth IRA, or are they essentially the same thing?
Question 9: My mortgage rate is 6.625%. You always say over 6% is high-interest debt—should I pay it off early?
Question 10: Have you heard of the AIQ ETF? What are your thoughts on it?

How Andrew Can Help You:

Listen to The Business Show here.
Don't let another year pass by without making significant strides toward your dreams. "Master Your Money Goals" is your pathway to a future where your aspirations are not just wishes but realities. Enroll now and make this year count!
Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here!
Learn to invest by joining Index Fund Pro! This is Andrew’s course teaching you how to invest!
Watch The Master Money Youtube Channel! ,
Ask Andrew a question on Instagram or TikTok.
Learn how to get out of Debt by joining our Free Course
Leave Feedback or Episode Requests here.
Car buying Calculator here

Thanks to Our Amazing Sponsors for supporting The Personal Finance Podcast.

Shopify: Shopify makes it so easy to sell. Sign up for a one-dollar-per-month trial period at shopify.com/pfp
Chime: Start your credit journey with Chime. Sign-up takes only two minutes and doesn’t affect your credit score. Get started at chime.com/
Thanks to Fundrise for Sponsoring the show! Invest in real estate going to fundrise.com/pfp
Thanks to Policy Genius for Sponsoring the show! Go to policygenius.com to get your free life insurance quote.
Go to https://joindeleteme.com/PFP20/ for 20% off!
Indeed: Start hiring NOW with a SEVENTY-FIVE DOLLAR SPONSORED JOB CREDIT to upgrade your job post at Indeed.com/personalfinance
Turn your business dream into reality! Apply now at www.oneday.org/pfp

Go to Acorns.com/pfp and start automating your investments and get a $5 bonus today!
Shop Data Plans and Save Big at mintmobile.com/pfp

Links Mentioned in This Episode:

The Ultimate Guide to the HSA (The Super Retirement Account!)

Connect With Andrew on Social Media:

Free Guides:

Learn more about your ad choices. Visit megaphone.fm/adchoices

How to Get Rich Doing Boring Things With Nick Huber May 07, 2025

Show notes

In this episode of the Personal Finance Podcast, we are going to talk to Nick Huber about how to get rich doing boring things

Watch this Episode on Youtube

How Andrew Can Help You:

Listen to The Business Show here.
Don't let another year pass by without making significant strides toward your dreams. "Master Your Money Goals" is your pathway to a future where your aspirations are not just wishes but realities. Enroll now and make this year count!
Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here!
Learn to invest by joining Index Fund Pro! This is Andrew’s course teaching you how to invest!
Watch The Master Money Youtube Channel! ,
Ask Andrew a question on Instagram or TikTok.
Learn how to get out of Debt by joining our Free Course
Leave Feedback or Episode Requests here.
Car buying Calculator here

Thanks to Our Amazing Sponsors for supporting The Personal Finance Podcast.

Shopify: Shopify makes it so easy to sell. Sign up for a one-dollar-per-month trial period at shopify.com/pfp
Chime: Start your credit journey with Chime. Sign-up takes only two minutes and doesn’t affect your credit score. Get started at chime.com/
Thanks to Fundrise for Sponsoring the show! Invest in real estate going to fundrise.com/pfp
Thanks to Policy Genius for Sponsoring the show! Go to policygenius.com to get your free life insurance quote.
Go to https://joindeleteme.com/PFP20/ for 20% off!
Indeed: Start hiring NOW with a SEVENTY-FIVE DOLLAR SPONSORED JOB CREDIT to upgrade your job post at Indeed.com/personalfinance
Turn your business dream into reality! Apply now at www.oneday.org/pfp

Go to Acorns.com/pfp and start automating your investments and get a $5 bonus today!
Shop Data Plans and Save Big at mintmobile.com/pfp

Links Mentioned in This Episode:

Connect with Nick Huber:

Email: nick@sweatystartup.com

Connect With Andrew on Social Media:

Free Guides:

Learn more about your ad choices. Visit megaphone.fm/adchoices

7 Money Habits That Keep You Stuck (And Broke!) May 05, 2025

Show notes

In this episode of the Personal Finance Podcast, we are going to talk about the 7 money habits that keep you stuck and broke.

Watch this episode on Youtube

How Andrew Can Help You:

Listen to The Business Show here.
Don't let another year pass by without making significant strides toward your dreams. "Master Your Money Goals" is your pathway to a future where your aspirations are not just wishes but realities. Enroll now and make this year count!
Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here!
Learn to invest by joining Index Fund Pro! This is Andrew’s course teaching you how to invest!
Watch The Master Money Youtube Channel! ,
Ask Andrew a question on Instagram or TikTok.
Learn how to get out of Debt by joining our Free Course
Leave Feedback or Episode Requests here.
Car buying Calculator here

Thanks to Our Amazing Sponsors for supporting The Personal Finance Podcast.

Shopify: Shopify makes it so easy to sell. Sign up for a one-dollar-per-month trial period at shopify.com/pfp
Chime: Start your credit journey with Chime. Sign-up takes only two minutes and doesn’t affect your credit score. Get started at chime.com/
Thanks to Fundrise for Sponsoring the show! Invest in real estate going to fundrise.com/pfp
Thanks to Policy Genius for Sponsoring the show! Go to policygenius.com to get your free life insurance quote.
Go to https://joindeleteme.com/PFP20/ for 20% off!
Indeed: Start hiring NOW with a SEVENTY-FIVE DOLLAR SPONSORED JOB CREDIT to upgrade your job post at Indeed.com/personalfinance
Turn your business dream into reality! Apply now at www.oneday.org/pfp

Go to Acorns.com/pfp and start automating your investments and get a $5 bonus today!
Shop Data Plans and Save Big at mintmobile.com/pfp

Links Mentioned in This Episode:

Connect With Andrew on Social Media:

Free Guides:

Learn more about your ad choices. Visit megaphone.fm/adchoices

Why you NEED a Financial Independence Bucket List With Justin Peters Apr 30, 2025

Show notes

In this episode of the Personal Finance Podcast, we are going to Justin Peters about how to create a Financial Independence bucket List.

Watch this episode on Youtube

How Andrew Can Help You:

Listen to The Business Show here.
Don't let another year pass by without making significant strides toward your dreams. "Master Your Money Goals" is your pathway to a future where your aspirations are not just wishes but realities. Enroll now and make this year count!
Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here!
Learn to invest by joining Index Fund Pro! This is Andrew’s course teaching you how to invest!
Watch The Master Money Youtube Channel! ,
Ask Andrew a question on Instagram or TikTok.
Learn how to get out of Debt by joining our Free Course
Leave Feedback or Episode Requests here.
Car buying Calculator here

Thanks to Our Amazing Sponsors for supporting The Personal Finance Podcast.

Shopify: Shopify makes it so easy to sell. Sign up for a one-dollar-per-month trial period at shopify.com/pfp
Chime: Start your credit journey with Chime. Sign-up takes only two minutes and doesn’t affect your credit score. Get started at chime.com/
Thanks to Fundrise for Sponsoring the show! Invest in real estate going to fundrise.com/pfp
Thanks to Policy Genius for Sponsoring the show! Go to policygenius.com to get your free life insurance quote.
Go to https://joindeleteme.com/PFP20/ for 20% off!
Indeed: Start hiring NOW with a SEVENTY-FIVE DOLLAR SPONSORED JOB CREDIT to upgrade your job post at Indeed.com/personalfinance
Turn your business dream into reality! Apply now at www.oneday.org/pfp

Go to Acorns.com/pfp and start automating your investments and get a $5 bonus today!
Shop Data Plans and Save Big at mintmobile.com/pfp

Links Mentioned in This Episode:

How to DOUBLE Your Income in One Year | E164 Andrew Giancola

Connect with Justin Peters on Social Media

Connect With Andrew on Social Media:

Free Guides:

Learn more about your ad choices. Visit megaphone.fm/adchoices

Pay Off Debt or Keep Investing? (Money Q&A) Apr 28, 2025

Show notes

In this episode of the Personal Finance Podcast, we are going to do a Money Q&A about should you pay off debt or keep investing.

Today we are going to answer these questions!

Question 1:

How do I handle high expense ratios in my child’s Roth IRA? Should I switch vendors, change funds, or stay the course?

Question 2:

How do I get smarter about small business finances—write-offs, taxes, and making better financial decisions?

Question 3:

Is disability insurance worth it? Who really needs it and what should I look out for in a policy?

Question 4:

With $150K in student loans and a strong investment strategy, should I focus on paying off debt or keep investing?

Question 5:

As I start a web design side business in California, should I create an LLC or a Corporation—and what should I consider long term?

How Andrew Can Help You:

Listen to The Business Show here.
Don't let another year pass by without making significant strides toward your dreams. "Master Your Money Goals" is your pathway to a future where your aspirations are not just wishes but realities. Enroll now and make this year count!
Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here!
Learn to invest by joining Index Fund Pro! This is Andrew’s course teaching you how to invest!
Watch The Master Money Youtube Channel! ,
Ask Andrew a question on Instagram or TikTok.
Learn how to get out of Debt by joining our Free Course
Leave Feedback or Episode Requests here.
Car buying Calculator here

Thanks to Our Amazing Sponsors for supporting The Personal Finance Podcast.

Shopify: Shopify makes it so easy to sell. Sign up for a one-dollar-per-month trial period at shopify.com/pfp
Chime: Start your credit journey with Chime. Sign-up takes only two minutes and doesn’t affect your credit score. Get started at chime.com/
Thanks to Fundrise for Sponsoring the show! Invest in real estate going to fundrise.com/pfp
Thanks to Policy Genius for Sponsoring the show! Go to policygenius.com to get your free life insurance quote.
Go to https://joindeleteme.com/PFP20/ for 20% off!
Indeed: Start hiring NOW with a SEVENTY-FIVE DOLLAR SPONSORED JOB CREDIT to upgrade your job post at Indeed.com/personalfinance
Turn your business dream into reality! Apply now at www.oneday.org/pfp
Go to Acorns.com/pfp and start automating your investments and get a $5 bonus today!
Delete Me: Use Promo Code PFP for 20% off!
Shop Data Plans and Save Big at mintmobile.com/pfp