The Personal Finance Podcast

Latest Episodes:

How to Invest $1 Million (A Simple Strategy To Invest a Lump Sum) Aug 04, 2025

Show notes

In this episode of the Personal Finance Podcast, we are going to talk about how to invest $1 million,a simple strategy to invest a lump sum.

Watch this episode on ⁠Youtube⁠.

How Andrew Can Help You:

Listen to The Business Show here.
Don't let another year pass by without making significant strides toward your dreams. "Master Your Money Goals" is your pathway to a future where your aspirations are not just wishes but realities. Enroll now and make this year count!
Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here!
Learn to invest by joining Index Fund Pro! This is Andrew’s course teaching you how to invest!
Watch The Master Money Youtube Channel! ,
Ask Andrew a question on Instagram or TikTok
Learn how to get out of Debt by joining our Free Course
Leave Feedback or Episode Requests here.
Car buying Calculator here

Thanks to Our Amazing Sponsors for supporting The Personal Finance Podcast

Shopify: Shopify makes it so easy to sell. Sign up for a one-dollar-per-month trial period at shopify.com/pfp
Thanks to Policy Genius for Sponsoring the show! Go to policygenius.com to get your free life insurance quote.
Indeed: Start hiring NOW with a SEVENTY-FIVE DOLLAR SPONSORED JOB CREDIT to upgrade your job post at Indeed.com/personalfinance
Go to https://joindeleteme.com/PFP20/ for 20% off!
Shop outdoor furniture, grills, lawn games, and WAY more for WAY less. Head to wayfair.com
Get 50% Off Monarch Money, the all-in-one financial tool at www.monarchmoney.com/PFP
Chime: Start your credit journey with Chime. Sign-up takes only two minutes and doesn’t affect your credit score. Get started at chime.com/

Links Mentioned in This Episode:

Connect With Andrew on Social Media:

Free Guides:

Learn more about your ad choices. Visit megaphone.fm/adchoices

The Case For and Against Bitcoin (You Need to Hear This!) Jul 31, 2025

Show notes

In this episode of the Personal Finance Podcast, we are going to talk about the case for and against bitcoin.

Watch this episode on Youtube.

How Andrew Can Help You:

Listen to The Business Show here.
Don't let another year pass by without making significant strides toward your dreams. "Master Your Money Goals" is your pathway to a future where your aspirations are not just wishes but realities. Enroll now and make this year count!
Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here!
Learn to invest by joining Index Fund Pro! This is Andrew’s course teaching you how to invest!
Watch The Master Money Youtube Channel! ,
Ask Andrew a question on Instagram or TikTok
Learn how to get out of Debt by joining our Free Course
Leave Feedback or Episode Requests here.
Car buying Calculator here

Thanks to Our Amazing Sponsors for supporting The Personal Finance Podcast

Shopify: Shopify makes it so easy to sell. Sign up for a one-dollar-per-month trial period at shopify.com/pfp
Thanks to Policy Genius for Sponsoring the show! Go to policygenius.com to get your free life insurance quote.
Indeed: Start hiring NOW with a SEVENTY-FIVE DOLLAR SPONSORED JOB CREDIT to upgrade your job post at Indeed.com/personalfinance
Go to https://joindeleteme.com/PFP20/ for 20% off!
DELL: Get a new Dell AI PC starting at $749.99, at Dell.com/ai-pc.
This episode is sponsored by Plaud https://www.plaud.ai/ — an AI wearable gadget that takes notes of meetings and calls. With Plaud, you don’t have to take notes and make summaries anymore.
Shop outdoor furniture, grills, lawn games, and WAY more for WAY less. Head to wayfair.com
Visit www.functionhealth.com/PERSONALFINANCE or use gift code PERSONALFINANCE100 at sign-up to own your health.
Get 50% Off Monarch Money, the all-in-one financial tool at www.monarchmoney.com/PFP

Links Mentioned in This Episode:

Connect With Andrew on Social Media:

Twitter

Free Guides:

Learn more about your ad choices. Visit megaphone.fm/adchoices

Should I Invest in REITS? (Money Q&A) Jul 28, 2025

Show notes

In this episode of the Personal Finance Podcast, we are going to do a Money Q&A about should I invest in REITS?

Today we are going to answer these questions:

Question 1: Should I buy Vanguard’s VNQ REIT for easy real estate investing instead of using Fundrise?

Question 2: Should I invest extra cash, pay off my boat and car loans, or tackle my 8% rental mortgages first?

Question 3: How do I save money for my kids if I don’t want a 529 and want them to use it for anything — not just college?

Question 4: Is tax loss harvesting worth it for regular index fund investors — or should I just keep dollar-cost averaging?

Question 5: Should I buy finance books now to learn more — or wait until my emergency fund and investments are set up?

Question 6: I opened brokerage accounts in my name for my kids — how do I transfer these to them later without selling everything?

How Andrew Can Help You:

Listen to The Business Show here.
Don't let another year pass by without making significant strides toward your dreams. "Master Your Money Goals" is your pathway to a future where your aspirations are not just wishes but realities. Enroll now and make this year count!
Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here!
Learn to invest by joining Index Fund Pro! This is Andrew’s course teaching you how to invest!
Watch The Master Money Youtube Channel!
Ask Andrew a question on Instagram or TikTok.
Learn how to get out of Debt by joining our Free Course
Leave Feedback or Episode Requests here.
Car buying Calculator here

Thanks to Our Amazing Sponsors for supporting The Personal Finance Podcast

Shopify: Shopify makes it so easy to sell. Sign up for a one-dollar-per-month trial period at shopify.com/pfp
Thanks to Policy Genius for Sponsoring the show! Go to policygenius.com to get your free life insurance quote.
Indeed: Start hiring NOW with a SEVENTY-FIVE DOLLAR SPONSORED JOB CREDIT to upgrade your job post at Indeed.com/personalfinance
Go to https://joindeleteme.com/PFP20/ for 20% off!
DELL: Get a new Dell AI PC starting at $749.99, at Dell.com/ai-pc.
This episode is sponsored by Plaud https://www.plaud.ai/ — an AI wearable gadget that takes notes of meetings and calls. With Plaud, you don’t have to take notes and make summaries anymore.
Shop outdoor furniture, grills, lawn games, and WAY more for WAY less. Head to wayfair.com
Visit www.functionhealth.com/PERSONALFINANCE or use gift code PERSONALFINANCE100 at sign-up to own your health.
Get 50% Off Monarch Money, the all-in-one financial tool at www.monarchmoney.com/PFP

Links Mentioned in This Episode:

⁠⁠How to Invest In Real Estate Without the Headaches (Fundrise VS REITS!)⁠⁠

Connect With Andrew on Social Media:

Free Guides:

Learn more about your ad choices. Visit megaphone.fm/adchoices

Level Up Your Finances with The Wealth Ladder Framework (with Nick Maggiulli) Jul 23, 2025

Show notes

In this episode of the Personal Finance Podcast, we are going to talk about level up your finances with the Wealth Ladder with Nick Majuli.

Watch this episode on Youtube

How Andrew Can Help You:

Listen to The Business Show here.
Don't let another year pass by without making significant strides toward your dreams. "Master Your Money Goals" is your pathway to a future where your aspirations are not just wishes but realities. Enroll now and make this year count!
Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here!
Learn to invest by joining Index Fund Pro! This is Andrew’s course teaching you how to invest!
Watch The Master Money Youtube Channel! ,
Ask Andrew a question on Instagram or TikTok.
Learn how to get out of Debt by joining our Free Course
Leave Feedback or Episode Requests here.
Car buying Calculator here

Thanks to Our Amazing Sponsors for supporting The Personal Finance Podcast

Shopify: Shopify makes it so easy to sell. Sign up for a one-dollar-per-month trial period at shopify.com/pfp
Thanks to Policy Genius for Sponsoring the show! Go to policygenius.com to get your free life insurance quote.
Indeed: Start hiring NOW with a SEVENTY-FIVE DOLLAR SPONSORED JOB CREDIT to upgrade your job post at Indeed.com/personalfinance
Go to https://joindeleteme.com/PFP20/ for 20% off!
DELL: Get a new Dell AI PC starting at $749.99, at Dell.com/ai-pc.
This episode is sponsored by Plaud https://www.plaud.ai/ — an AI wearable gadget that takes notes of meetings and calls. With Plaud, you don’t have to take notes and make summaries anymore.
Shop outdoor furniture, grills, lawn games, and WAY more for WAY less. Head to wayfair.com
Visit www.functionhealth.com/PERSONALFINANCE or use gift code PERSONALFINANCE100 at sign-up to own your health.
Get 50% Off Monarch Money, the all-in-one financial tool at www.monarchmoney.com/PFP

Connect with Nick Maggiulli

Connect With Andrew on Social Media:

Free Guides:

Learn more about your ad choices. Visit megaphone.fm/adchoices

21 Money Traps Smart People Still Fall Into Jul 21, 2025

Show notes

In this episode of the Personal Finance Podcast, we are going to talk about 21 Money Traps Smart People still fall into.

Watch this episode on Youtube.

How Andrew Can Help You:

Listen to The Business Show here.
Don't let another year pass by without making significant strides toward your dreams. "Master Your Money Goals" is your pathway to a future where your aspirations are not just wishes but realities. Enroll now and make this year count!
Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here!
Learn to invest by joining Index Fund Pro! This is Andrew’s course teaching you how to invest!
Watch The Master Money Youtube Channel! ,
Ask Andrew a question on Instagram or TikTok.
Learn how to get out of Debt by joining our Free Course
Leave Feedback or Episode Requests here.
Car buying Calculator here

Thanks to Our Amazing Sponsors for supporting The Personal Finance Podcast

Shopify: Shopify makes it so easy to sell. Sign up for a one-dollar-per-month trial period at shopify.com/pfp
Thanks to Policy Genius for Sponsoring the show! Go to policygenius.com to get your free life insurance quote.
Indeed: Start hiring NOW with a SEVENTY-FIVE DOLLAR SPONSORED JOB CREDIT to upgrade your job post at Indeed.com/personalfinance
Go to https://joindeleteme.com/PFP20/ for 20% off!
DELL: Get a new Dell AI PC starting at $749.99, at Dell.com/ai-pc.
This episode is sponsored by Plaud https://www.plaud.ai/ — an AI wearable gadget that takes notes of meetings and calls. With Plaud, you don’t have to take notes and make summaries anymore.
Shop outdoor furniture, grills, lawn games, and WAY more for WAY less. Head to wayfair.com
Visit www.functionhealth.com/PERSONALFINANCE or use gift code PERSONALFINANCE100 at sign-up to own your health.
Get 50% Off Monarch Money, the all-in-one financial tool at www.monarchmoney.com/PFP

Links Mentioned in This Episode:

Connect With Andrew on Social Media:

Free Guides:

Learn more about your ad choices. Visit megaphone.fm/adchoices

Smart Money Habits That Made Ordinary People Millionaires (With Tom Corley) Jul 16, 2025

Show notes

In this episode of the Personal Finance Podcast, we are going to talk about the smart money habits that made ordinary people millionaires with Tom Corley.

How Andrew Can Help You:

Listen to The Business Show here.
Don't let another year pass by without making significant strides toward your dreams. "Master Your Money Goals" is your pathway to a future where your aspirations are not just wishes but realities. Enroll now and make this year count!
Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here!
Learn to invest by joining Index Fund Pro! This is Andrew’s course teaching you how to invest!
Watch The Master Money Youtube Channel! ,
Ask Andrew a question on Instagram or TikTok.
Learn how to get out of Debt by joining our Free Course
Leave Feedback or Episode Requests here.
Car buying Calculator here

Thanks to Our Amazing Sponsors for supporting The Personal Finance Podcast.

Shopify: Shopify makes it so easy to sell. Sign up for a one-dollar-per-month trial period at shopify.com/pfp
Thanks to Policy Genius for Sponsoring the show! Go to policygenius.com to get your free life insurance quote.
Indeed: Start hiring NOW with a SEVENTY-FIVE DOLLAR SPONSORED JOB CREDIT to upgrade your job post at Indeed.com/personalfinance
Go to https://joindeleteme.com/PFP20/ for 20% off!
DELL: Get a new Dell AI PC starting at $749.99, at Dell.com/ai-pc.
This episode is sponsored by Plaud https://www.plaud.ai/ — an AI wearable gadget that takes notes of meetings and calls. With Plaud, you don’t have to take notes and make summaries anymore.
Shop outdoor furniture, grills, lawn games, and WAY more for WAY less. Head to wayfair.com
Function is offering 160+ lab tests for $365 to anyone who signs up. To get started, visit www.functionhealth.com/PERSONALFINANCE
Get 50% Off Monarch Money, the all-in-one financial tool at www.monarchmoney.com/PFP

Connect With Tom Corley:

Connect With Andrew on Social Media:

Free Guides:

Learn more about your ad choices. Visit megaphone.fm/adchoices

How to Lower Every Bill in Your Life in 60 Days Jul 14, 2025

Show notes

In this episode of the Personal Finance Podcast, we are going to talk about how to lower every bill in 60 Days.

Watch this episode on Youtube.

How Andrew Can Help You:

Listen to The Business Show here.
Don't let another year pass by without making significant strides toward your dreams. "Master Your Money Goals" is your pathway to a future where your aspirations are not just wishes but realities. Enroll now and make this year count!
Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here!
Learn to invest by joining Index Fund Pro! This is Andrew’s course teaching you how to invest!
Watch The Master Money Youtube Channel! ,
Ask Andrew a question on Instagram or TikTok.
Learn how to get out of Debt by joining our Free Course
Leave Feedback or Episode Requests here.
Car buying Calculator here

Thanks to Our Amazing Sponsors for supporting The Personal Finance Podcast.

Shopify: Shopify makes it so easy to sell. Sign up for a one-dollar-per-month trial period at shopify.com/pfp
Thanks to Policy Genius for Sponsoring the show! Go to policygenius.com to get your free life insurance quote.
Indeed: Start hiring NOW with a SEVENTY-FIVE DOLLAR SPONSORED JOB CREDIT to upgrade your job post at Indeed.com/personalfinance
Go to https://joindeleteme.com/PFP20/ for 20% off!
DELL: Get a new Dell AI PC starting at $749.99, at Dell.com/ai-pc.
This episode is sponsored by Plaud https://www.plaud.ai/ — an AI wearable gadget that takes notes of meetings and calls. With Plaud, you don’t have to take notes and make summaries anymore.
Shop outdoor furniture, grills, lawn games, and WAY more for WAY less. Head to wayfair.com
Function is offering 160+ lab tests for $365 to anyone who signs up. To get started, visit www.functionhealth.com/PERSONALFINANCE
Get 50% Off Monarch Money, the all-in-one financial tool at www.monarchmoney.com/PFP

Links Mentioned in This Episode:

Connect With Andrew on Social Media:

Free Guides:

Learn more about your ad choices. Visit megaphone.fm/adchoices

22 Things Broke People Waste Money On Jul 09, 2025

Show notes

In this episode of the Personal Finance Podcast, we are going to talk about 22 things broke people waste money on.

Watch this episode on Youtube.

How Andrew Can Help You:

Listen to The Business Show here.
Don't let another year pass by without making significant strides toward your dreams. "Master Your Money Goals" is your pathway to a future where your aspirations are not just wishes but realities. Enroll now and make this year count!
Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here!
Learn to invest by joining Index Fund Pro! This is Andrew’s course teaching you how to invest!
Watch The Master Money Youtube Channel! ,
Ask Andrew a question on Instagram or TikTok.
Learn how to get out of Debt by joining our Free Course
Leave Feedback or Episode Requests here.
Car buying Calculator here

Thanks to Our Amazing Sponsors for supporting The Personal Finance Podcast.

Shopify: Shopify makes it so easy to sell. Sign up for a one-dollar-per-month trial period at shopify.com/pfp
Thanks to Policy Genius for Sponsoring the show! Go to policygenius.com to get your free life insurance quote.
Indeed: Start hiring NOW with a SEVENTY-FIVE DOLLAR SPONSORED JOB CREDIT to upgrade your job post at Indeed.com/personalfinance

Go to https://joindeleteme.com/PFP20/ for 20% off!
DELL: Get a new Dell AI PC starting at $749.99, at Dell.com/ai-pc.
This episode is sponsored by Plaud https://www.plaud.ai/ — an AI wearable gadget that takes notes of meetings and calls. With Plaud, you don’t have to take notes and make summaries anymore.
Shop outdoor furniture, grills, lawn games, and WAY more for WAY less. Head to wayfair.com
Function is offering 160+ lab tests for $365 to anyone who signs up. To get started, visit www.functionhealth.com/PERSONALFINANCE
Get 50% Off Monarch Money, the all-in-one financial tool at www.monarchmoney.com/PFP

Links Mentioned in This Episode:

Connect With Andrew on Social Media:

Free Guides:

Learn more about your ad choices. Visit megaphone.fm/adchoices

Should I Take on Debt to Start A Business on The Side? (Money Q&A) Jul 07, 2025

Show notes

In this episode of the Personal Finance Podcast Money Q&A, we are going to talk about should I take on debt to start my dream business on the side?

Watch this episode on Youtube

Today we are going to answer these questions:

Question 1: Should I risk $40K from my home equity to launch my dream tutoring center or build more clients first?

Question 2: Should I raid my emergency fund to max my Roth IRA upfront or play it safe and invest slowly?

Question 3: Is going into student debt for film school in NYC worth it — and how do I avoid drowning in loans?

Question 4: How do I figure out what my pension is really worth when planning my retirement?

Question 5: What are legit remote side hustles to crush credit card debt if I love reading and editing?

Question 6: Should I pay off a 20% credit card with my 7% HELOC — or leave it alone and pay it down slowly?

How Andrew Can Help You:

Listen to The Business Show here.
Don't let another year pass by without making significant strides toward your dreams. "Master Your Money Goals" is your pathway to a future where your aspirations are not just wishes but realities. Enroll now and make this year count!
Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here!
Learn to invest by joining Index Fund Pro! This is Andrew’s course teaching you how to invest!
Watch The Master Money Youtube Channel! ,
Ask Andrew a question on Instagram or TikTok.
Learn how to get out of Debt by joining our Free Course
Leave Feedback or Episode Requests here.
Car buying Calculator here

Thanks to Our Amazing Sponsors for supporting The Personal Finance Podcast.

Shopify: Shopify makes it so easy to sell. Sign up for a one-dollar-per-month trial period at shopify.com/pfp
Thanks to Policy Genius for Sponsoring the show! Go to policygenius.com to get your free life insurance quote.
Indeed: Start hiring NOW with a SEVENTY-FIVE DOLLAR SPONSORED JOB CREDIT to upgrade your job post at Indeed.com/personalfinance

Go to https://joindeleteme.com/PFP20/ for 20% off!
DELL: Get a new Dell AI PC starting at $749.99, at Dell.com/ai-pc.
This episode is sponsored by Plaud https://www.plaud.ai/ — an AI wearable gadget that takes notes of meetings and calls. With Plaud, you don’t have to take notes and make summaries anymore.
Shop outdoor furniture, grills, lawn games, and WAY more for WAY less. Head to wayfair.com
Function is offering 160+ lab tests for $365 to anyone who signs up. To get started, visit www.functionhealth.com/PERSONALFINANCE
Get 50% Off Monarch Money, the all-in-one financial tool at www.monarchmoney.com/PFP

Links Mentioned in This Episode:

Connect With Andrew on Social Media:

Free Guides:

Learn more about your ad choices. Visit megaphone.fm/adchoices

5 Side-Hustles That Can Turn into a Full time Income! (Part 2) Jul 02, 2025

Show notes

In this episode of the Personal Finance Podcast, we are going to talk about the five Side Hustles that can turn into a full-time business, part two.

How Andrew Can Help You:

Listen to The Business Show here.
Don't let another year pass by without making significant strides toward your dreams. "Master Your Money Goals" is your pathway to a future where your aspirations are not just wishes but realities. Enroll now and make this year count!
Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here!
Learn to invest by joining Index Fund Pro! This is Andrew’s course teaching you how to invest!
Watch The Master Money Youtube Channel! ,
Ask Andrew a question on Instagram or TikTok.
Learn how to get out of Debt by joining our Free Course
Leave Feedback or Episode Requests here.
Car buying Calculator here

Thanks to Our Amazing Sponsors for supporting The Personal Finance Podcast.

Shopify: Shopify makes it so easy to sell. Sign up for a one-dollar-per-month trial period at shopify.com/pfp
Thanks to Policy Genius for Sponsoring the show! Go to policygenius.com to get your free life insurance quote.
Indeed: Start hiring NOW with a SEVENTY-FIVE DOLLAR SPONSORED JOB CREDIT to upgrade your job post at Indeed.com/personalfinance

Go to https://joindeleteme.com/PFP20/ for 20% off!
DELL: Get a new Dell AI PC starting at $749.99, at Dell.com/ai-pc.
This episode is sponsored by Plaud https://www.plaud.ai/ — an AI wearable gadget that takes notes of meetings and calls. With Plaud, you don’t have to take notes and make summaries anymore.
Shop outdoor furniture, grills, lawn games, and WAY more for WAY less. Head to wayfair.com
Function is offering 160+ lab tests for $365 to anyone who signs up. To get started, visit www.functionhealth.com/PERSONALFINANCE