The Personal Finance Podcast

Latest Episodes:

9 Things You Need to Do to Become a Millionaire Next Door Jun 30, 2025

Show notes

In this episode of the Personal Finance Podcast, we are going to talk about the 9 things you need to do to become a millionaire next door.

Watch this episode on Youtube.

How Andrew Can Help You:

Listen to The Business Show here.
Don't let another year pass by without making significant strides toward your dreams. "Master Your Money Goals" is your pathway to a future where your aspirations are not just wishes but realities. Enroll now and make this year count!
Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here!
Learn to invest by joining Index Fund Pro! This is Andrew’s course teaching you how to invest!
Watch The Master Money Youtube Channel! ,
Ask Andrew a question on Instagram or TikTok.
Learn how to get out of Debt by joining our Free Course
Leave Feedback or Episode Requests here.
Car buying Calculator here

Thanks to Our Amazing Sponsors for supporting The Personal Finance Podcast.

Shopify: Shopify makes it so easy to sell. Sign up for a one-dollar-per-month trial period at shopify.com/pfp
Chime: Start your credit journey with Chime. Sign-up takes only two minutes and doesn’t affect your credit score. Get started at chime.com/
Thanks to Fundrise for Sponsoring the show! Invest in real estate going to fundrise.com/pfp
Thanks to Policy Genius for Sponsoring the show! Go to policygenius.com to get your free life insurance quote.
Indeed: Start hiring NOW with a SEVENTY-FIVE DOLLAR SPONSORED JOB CREDIT to upgrade your job post at Indeed.com/personalfinance

Shop Data Plans and Save Big at mintmobile.com/pfp
Go to https://joindeleteme.com/PFP20/ for 20% off!
DELL: Get a new Dell AI PC starting at $749.99, at Dell.com/ai-pc.
This episode is sponsored by Plaud https://www.plaud.ai/ — an AI wearable gadget that takes notes of meetings and calls. With Plaud, you don’t have to take notes and make summaries anymore.

Links Mentioned in This Episode:

How to Run the Numbers on a Rental Property (And the Mistakes You MUST Avoid)

Connect With Andrew on Social Media:

Free Guides:

Learn more about your ad choices. Visit megaphone.fm/adchoices

How to Plan for Healthcare Costs (By Age) Jun 25, 2025

Show notes

In this episode of the Personal Finance Podcast, we are going to talk about how to plan for healthcare costs by age.

Watch this episode on Youtube

How Andrew Can Help You:

Listen to The Business Show here.
Don't let another year pass by without making significant strides toward your dreams. "Master Your Money Goals" is your pathway to a future where your aspirations are not just wishes but realities. Enroll now and make this year count!
Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here!
Learn to invest by joining Index Fund Pro! This is Andrew’s course teaching you how to invest!
Watch The Master Money Youtube Channel! ,
Ask Andrew a question on Instagram or TikTok.
Learn how to get out of Debt by joining our Free Course
Leave Feedback or Episode Requests here.
Car buying Calculator here

Thanks to Our Amazing Sponsors for supporting The Personal Finance Podcast.

Shopify: Shopify makes it so easy to sell. Sign up for a one-dollar-per-month trial period at shopify.com/pfp
Chime: Start your credit journey with Chime. Sign-up takes only two minutes and doesn’t affect your credit score. Get started at chime.com/
Thanks to Fundrise for Sponsoring the show! Invest in real estate going to fundrise.com/pfp
Thanks to Policy Genius for Sponsoring the show! Go to policygenius.com to get your free life insurance quote.
Indeed: Start hiring NOW with a SEVENTY-FIVE DOLLAR SPONSORED JOB CREDIT to upgrade your job post at Indeed.com/personalfinance

Shop Data Plans and Save Big at mintmobile.com/pfp
Go to https://joindeleteme.com/PFP20/ for 20% off!
DELL: Get a new Dell AI PC starting at $749.99, at Dell.com/ai-pc.
This episode is sponsored by Plaud https://www.plaud.ai/ — an AI wearable gadget that takes notes of meetings and calls. With Plaud, you don’t have to take notes and make summaries anymore.

Links Mentioned in This Episode:

Connect With Andrew on Social Media:

Free Guides:

Learn more about your ad choices. Visit megaphone.fm/adchoices

Can You Achieve FIRE with Only Stocks? (Money Q&A) Jun 24, 2025

Show notes

In this Money Q&A episode of the Personal Finance Podcast, we will talk about can you achieve FIRE with only stocks money.

Watch this episode live on Youtube

We will answer these questions:

What to do if I’m a contract worker? My salary is not deducted for retirement
Can you discuss life insurance options and what to get?
How to get a leadership job without internship experience?
What’s the best way to navigate paying off student loans?
Should I sell my rental to pay off my 6.5% primary mortgage?
Can you FI/RE with only stocks, or do you need real estate?
My girlfriend is getting $220k, age 23, debt-free, lives at home. What should she do?
How to have a conversation with your partner about finances?
Best points credit card for wedding + travel hacking?

How Andrew Can Help You:

Listen to The Business Show here.
Don't let another year pass by without making significant strides toward your dreams. "Master Your Money Goals" is your pathway to a future where your aspirations are not just wishes but realities. Enroll now and make this year count!
Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here!
Learn to invest by joining Index Fund Pro! This is Andrew’s course teaching you how to invest!
Watch The Master Money Youtube Channel! ,
Ask Andrew a question on Instagram or TikTok.
Learn how to get out of Debt by joining our Free Course
Leave Feedback or Episode Requests here.
Car buying Calculator here

Thanks to Our Amazing Sponsors for supporting The Personal Finance Podcast.

Shopify: Shopify makes it so easy to sell. Sign up for a one-dollar-per-month trial period at shopify.com/pfp
Chime: Start your credit journey with Chime. Sign-up takes only two minutes and doesn’t affect your credit score. Get started at chime.com/
Thanks to Fundrise for Sponsoring the show! Invest in real estate going to fundrise.com/pfp
Thanks to Policy Genius for Sponsoring the show! Go to policygenius.com to get your free life insurance quote.
Indeed: Start hiring NOW with a SEVENTY-FIVE DOLLAR SPONSORED JOB CREDIT to upgrade your job post at Indeed.com/personalfinance

Shop Data Plans and Save Big at mintmobile.com/pfp
Go to https://joindeleteme.com/PFP20/ for 20% off!
DELL: Get a new Dell AI PC starting at $749.99, at Dell.com/ai-pc.
This episode is sponsored by Plaud https://www.plaud.ai/ — an AI wearable gadget that takes notes of meetings and calls. With Plaud, you don’t have to take notes and make summaries anymore.

Links Mentioned in This Episode:

Connect With Andrew on Social Media:

Free Guides:

Learn more about your ad choices. Visit megaphone.fm/adchoices

The Ultimate Guide to Managing Money Together as a Married Couple Jun 18, 2025

Show notes

In this episode of the Personal Finance Podcast, we are going to talk about the ultimate guy to managing money together as a married couple.

Watch this episode on Youtube.

How Andrew Can Help You:

Listen to The Business Show here.
Don't let another year pass by without making significant strides toward your dreams. "Master Your Money Goals" is your pathway to a future where your aspirations are not just wishes but realities. Enroll now and make this year count!
Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here!
Learn to invest by joining Index Fund Pro! This is Andrew’s course teaching you how to invest!
Watch The Master Money Youtube Channel! ,
Ask Andrew a question on Instagram or TikTok.
Learn how to get out of Debt by joining our Free Course
Leave Feedback or Episode Requests here.
Car buying Calculator here

Thanks to Our Amazing Sponsors for supporting The Personal Finance Podcast.

Shopify: Shopify makes it so easy to sell. Sign up for a one-dollar-per-month trial period at shopify.com/pfp
Chime: Start your credit journey with Chime. Sign-up takes only two minutes and doesn’t affect your credit score. Get started at chime.com/
Thanks to Fundrise for Sponsoring the show! Invest in real estate going to fundrise.com/pfp
Thanks to Policy Genius for Sponsoring the show! Go to policygenius.com to get your free life insurance quote.
Indeed: Start hiring NOW with a SEVENTY-FIVE DOLLAR SPONSORED JOB CREDIT to upgrade your job post at Indeed.com/personalfinance

Shop Data Plans and Save Big at mintmobile.com/pfp
Go to https://joindeleteme.com/PFP20/ for 20% off!

Links Mentioned in This Episode:

The 1-3-6 Method For Building & Managing Your Emergency Fund

Relevant Episodes

Connect With Andrew on Social Media:

Free Guides:

Learn more about your ad choices. Visit megaphone.fm/adchoices

How Much Should Be in Your Emergency Fund (By Age!) Jun 16, 2025

Show notes

In this episode of the Personal Finance Podcast, we are going to talk about how much should be in your emergency fund by age?

Watch this episode on Youtube

How Andrew Can Help You:

Listen to The Business Show here.
Don't let another year pass by without making significant strides toward your dreams. "Master Your Money Goals" is your pathway to a future where your aspirations are not just wishes but realities. Enroll now and make this year count!
Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here!
Learn to invest by joining Index Fund Pro! This is Andrew’s course teaching you how to invest!
Watch The Master Money Youtube Channel! ,
Ask Andrew a question on Instagram or TikTok.
Learn how to get out of Debt by joining our Free Course
Leave Feedback or Episode Requests here.
Car buying Calculator here

Thanks to Our Amazing Sponsors for supporting The Personal Finance Podcast.

Shopify: Shopify makes it so easy to sell. Sign up for a one-dollar-per-month trial period at shopify.com/pfp
Chime: Start your credit journey with Chime. Sign-up takes only two minutes and doesn’t affect your credit score. Get started at chime.com/
Thanks to Fundrise for Sponsoring the show! Invest in real estate going to fundrise.com/pfp
Thanks to Policy Genius for Sponsoring the show! Go to policygenius.com to get your free life insurance quote.
Indeed: Start hiring NOW with a SEVENTY-FIVE DOLLAR SPONSORED JOB CREDIT to upgrade your job post at Indeed.com/personalfinance

Shop Data Plans and Save Big at mintmobile.com/pfp
Go to https://joindeleteme.com/PFP20/ for 20% off!

Links Mentioned in This Episode:

Connect With Andrew on Social Media:

Free Guides:

Learn more about your ad choices. Visit megaphone.fm/adchoices

The Fastest Way to Learn Anything with Pat Flynn Jun 11, 2025

Show notes

In this episode of the Personal Finance Podcast, we are going to talk about the fastest way to learn anything and achieve more with Pat Flynn.

Watch this episode on ⁠Youtube

How Andrew Can Help You:

Listen to The Business Show here.
Don't let another year pass by without making significant strides toward your dreams. "Master Your Money Goals" is your pathway to a future where your aspirations are not just wishes but realities. Enroll now and make this year count!
Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here!
Learn to invest by joining Index Fund Pro! This is Andrew’s course teaching you how to invest!
Watch The Master Money Youtube Channel! ,
Ask Andrew a question on Instagram or TikTok.
Learn how to get out of Debt by joining our Free Course
Leave Feedback or Episode Requests here.
Car buying Calculator here

Thanks to Our Amazing Sponsors for supporting The Personal Finance Podcast.

Shopify: Shopify makes it so easy to sell. Sign up for a one-dollar-per-month trial period at shopify.com/pfp
Chime: Start your credit journey with Chime. Sign-up takes only two minutes and doesn’t affect your credit score. Get started at chime.com/
Thanks to Fundrise for Sponsoring the show! Invest in real estate going to fundrise.com/pfp
Thanks to Policy Genius for Sponsoring the show! Go to policygenius.com to get your free life insurance quote.
Indeed: Start hiring NOW with a SEVENTY-FIVE DOLLAR SPONSORED JOB CREDIT to upgrade your job post at Indeed.com/personalfinance

Shop Data Plans and Save Big at mintmobile.com/pfp
Go to https://joindeleteme.com/PFP20/ for 20% off!

Connect with Pat Flynn

Connect With Andrew on Social Media:

Free Guides:

Learn more about your ad choices. Visit megaphone.fm/adchoices

The Ultimate Guide to Becoming an Employer Match Millionaire (FREE MONEY) Jun 09, 2025

Show notes

In this episode of the Personal Finance Podcast, we are going to talk about the Ultimate Guide to Becoming an Employer Match Millionaire.

Watch this episode on Youtube

How Andrew Can Help You:

Listen to The Business Show here.
Don't let another year pass by without making significant strides toward your dreams. "Master Your Money Goals" is your pathway to a future where your aspirations are not just wishes but realities. Enroll now and make this year count!
Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here!
Learn to invest by joining Index Fund Pro! This is Andrew’s course teaching you how to invest!
Watch The Master Money Youtube Channel! ,
Ask Andrew a question on Instagram or TikTok.
Learn how to get out of Debt by joining our Free Course
Leave Feedback or Episode Requests here.
Car buying Calculator here

Thanks to Our Amazing Sponsors for supporting The Personal Finance Podcast.

Shopify: Shopify makes it so easy to sell. Sign up for a one-dollar-per-month trial period at shopify.com/pfp
Chime: Start your credit journey with Chime. Sign-up takes only two minutes and doesn’t affect your credit score. Get started at chime.com/
Thanks to Fundrise for Sponsoring the show! Invest in real estate going to fundrise.com/pfp
Thanks to Policy Genius for Sponsoring the show! Go to policygenius.com to get your free life insurance quote.
Indeed: Start hiring NOW with a SEVENTY-FIVE DOLLAR SPONSORED JOB CREDIT to upgrade your job post at Indeed.com/personalfinance

Shop Data Plans and Save Big at mintmobile.com/pfp
Go to https://joindeleteme.com/PFP20/ for 20% off!

Links Mentioned in This Episode:

Connect With Andrew on Social Media:

Free Guides:

Learn more about your ad choices. Visit megaphone.fm/adchoices

The Insurance You MUST HAVE and What You Don't Need Jun 04, 2025

Show notes

In this episode of the Personal Finance Podcast, we are going to talk about the insurance you must have and what you don't need.

Watch this episode on ⁠Youtube⁠

How Andrew Can Help You:

Listen to The Business Show here.
Don't let another year pass by without making significant strides toward your dreams. "Master Your Money Goals" is your pathway to a future where your aspirations are not just wishes but realities. Enroll now and make this year count!
Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here!
Learn to invest by joining Index Fund Pro! This is Andrew’s course teaching you how to invest!
Watch The Master Money Youtube Channel! ,
Ask Andrew a question on Instagram or TikTok.
Learn how to get out of Debt by joining our Free Course
Leave Feedback or Episode Requests here.
Car buying Calculator here

Thanks to Our Amazing Sponsors for supporting The Personal Finance Podcast.

Shopify: Shopify makes it so easy to sell. Sign up for a one-dollar-per-month trial period at shopify.com/pfp
Chime: Start your credit journey with Chime. Sign-up takes only two minutes and doesn’t affect your credit score. Get started at chime.com/
Thanks to Fundrise for Sponsoring the show! Invest in real estate going to fundrise.com/pfp
Thanks to Policy Genius for Sponsoring the show! Go to policygenius.com to get your free life insurance quote.
Indeed: Start hiring NOW with a SEVENTY-FIVE DOLLAR SPONSORED JOB CREDIT to upgrade your job post at Indeed.com/personalfinance

Shop Data Plans and Save Big at mintmobile.com/pfp
Go to https://joindeleteme.com/PFP20/ for 20% off!

Links Mentioned in This Episode:

How to Protect Your Finances Online (Right Now!)

Connect With Andrew on Social Media:

Free Guides:

Learn more about your ad choices. Visit megaphone.fm/adchoices

My Retirement Plan Charges 1.38% Is It Robbing Me of My Future? (Money Q&A) Jun 02, 2025

Show notes

In this episode of the Personal Finance Podcast, we are going to do a Money Q&A about my retirement plan charges 1.38%. Is it robbing me of my future?

Watch this episode on ⁠⁠Youtube⁠

Today we are going to answer these questions!

Question 1: What should my next steps be after paying off a personal loan—emergency fund, car savings, or student loans?

Question 2: What’s the best investment or savings account to open for my 5-year-old to start learning about money?

Question 3: Is it worth contributing to a Roth 457(b) with a 1.385% fee, or should I focus on low-cost accounts?

Question 4: I’m in the military maxing out TSP and Roth IRA—what else can I do to retire early? And how can my parents retire with $150K at age 55?

Question 5: I’m new to investing with $30K in cash—should I just dump it into an index fund, or do something more?

Question 6: We’re 48 and 49, saving aggressively with no debt—how do we ensure we hit our $1.5M retirement goal by age 55?

Question 7: We rolled over $35K into an IRA, have $125K in a 401(k), and big home equity—how do we build wealth and retire early in California?

How Andrew Can Help You:

Listen to The Business Show here.
Don't let another year pass by without making significant strides toward your dreams. "Master Your Money Goals" is your pathway to a future where your aspirations are not just wishes but realities. Enroll now and make this year count!
Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here!
Learn to invest by joining Index Fund Pro! This is Andrew’s course teaching you how to invest!
Watch The Master Money Youtube Channel! ,
Ask Andrew a question on Instagram or TikTok.
Learn how to get out of Debt by joining our Free Course
Leave Feedback or Episode Requests here.
Car buying Calculator here

Thanks to Our Amazing Sponsors for supporting The Personal Finance Podcast.

Shopify: Shopify makes it so easy to sell. Sign up for a one-dollar-per-month trial period at shopify.com/pfp
Chime: Start your credit journey with Chime. Sign-up takes only two minutes and doesn’t affect your credit score. Get started at chime.com/
Thanks to Fundrise for Sponsoring the show! Invest in real estate going to fundrise.com/pfp
Thanks to Policy Genius for Sponsoring the show! Go to policygenius.com to get your free life insurance quote.
Indeed: Start hiring NOW with a SEVENTY-FIVE DOLLAR SPONSORED JOB CREDIT to upgrade your job post at Indeed.com/personalfinance

Shop Data Plans and Save Big at mintmobile.com/pfp
Go to https://joindeleteme.com/PFP20/ for 20% off!

Links Mentioned in This Episode:

Connect With Andrew on Social Media:

Free Guides:

Learn more about your ad choices. Visit megaphone.fm/adchoices

Starting at 40+? Here’s the Exact Investing Plan I’d Use (FI After 40 Framework) May 28, 2025

Show notes

In this episode of the Personal Finance Podcast, we are going to talk about starting at 40, and what are the exact plan I'd use the FI after 40 framework.

Watch this episode on Youtube.

How Andrew Can Help You:

Listen to The Business Show here.
Don't let another year pass by without making significant strides toward your dreams. "Master Your Money Goals" is your pathway to a future where your aspirations are not just wishes but realities. Enroll now and make this year count!
Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here!
Learn to invest by joining Index Fund Pro! This is Andrew’s course teaching you how to invest!
Watch The Master Money Youtube Channel! ,
Ask Andrew a question on Instagram or TikTok.
Learn how to get out of Debt by joining our Free Course
Leave Feedback or Episode Requests here.
Car buying Calculator here

Thanks to Our Amazing Sponsors for supporting The Personal Finance Podcast.

Shopify: Shopify makes it so easy to sell. Sign up for a one-dollar-per-month trial period at shopify.com/pfp
Chime: Start your credit journey with Chime. Sign-up takes only two minutes and doesn’t affect your credit score. Get started at chime.com/
Thanks to Fundrise for Sponsoring the show! Invest in real estate going to fundrise.com/pfp
Thanks to Policy Genius for Sponsoring the show! Go to policygenius.com to get your free life insurance quote.
Go to https://joindeleteme.com/PFP20/ for 20% off!
Indeed: Start hiring NOW with a SEVENTY-FIVE DOLLAR SPONSORED JOB CREDIT to upgrade your job post at Indeed.com/personalfinance
Turn your business dream into reality! Apply now at www.oneday.org/pfp