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The Clark Howard Podcast — Business
The Clark Howard Podcast

Save more and spend less is more than just a motto for money expert Clark Howard; it’s a way of life. Clark and his crew — Team Clark — are on a mission to empower people to take control of their personal finances by providing money-saving tips, consumer advice, hot deals and economic news to help everyone achieve financial freedom. Clark is a nationally syndicated radio talk show host and a consumer reporter for television stations around the country. His podcast, The Clark Howard Show, receives more than one million downloads each month and is a hub for listeners to get valuable advice on-demand any time. Clark answers questions on the most popular business and consumer topics including; how to buy a cars, financing a home, retirement planning, shopping for insurance and getting the most out of your savings. Join the conversation and submit your question to www.clark.com/askclark . Clark spearheads two free resources — Clark.com and ClarkDeals.com — to encourage consumers to save more, spend less and avoid ripoffs.

Copyright: Copyright © 2023 Clark Howard Inc. All rights reserved.

Latest Episodes:

09.19.25 Clark Answers His Critics on Clark Stinks / HOTELS: What’s In A Name Sep 19, 2025

Show notes

Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Something else that stinks? Finding rats in a hotel room! Clark explains why the name on the building is no longer a guarantee when it comes to hotel chains - and how you should approach booking.

Clark Stinks: Segments 1 & 2
Devalued Hotel Brands: Segment 3
Ask Clark: Segment 4

Mentioned on the show:

Clark.com resources:

Episode transcripts
Community.Clark.com / Ask Clark
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275

Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

09.17.25 A Homebuyer’s Budget Reckoning / First Hand Knowledge Of Second Hand Stores Sep 17, 2025

Show notes

A stressful, burdensome price pressure squeeze play - this describes housing costs today. So potential homebuyers have much to consider. Clark talks through how to think realistically about the real cost of home ownership. Also today, the first way to stretch a dollar is to shop second hand. A simple reminder to explore a wider area of where to buy used near you!

True Cost Of Home Ownership: Segment 1
Ask Clark: Segment 2
Thrifting Is Brilliant: Segment 3
Ask Clark: Segment 4

Mentioned on the show:

Clark.com resources:

Episode transcripts
Community.Clark.com / Ask Clark
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275

Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

09.16.25 Ask An Advisor With Wes Moss Sep 16, 2025

Show notes

5 Pillars of Investing (Good Times and Bad) and How To Pay 0% on Capital Gains

Investing in today's world can feel complicated, but it doesn't have to be. Fiduciary financial advisor Wes Moss breaks down the "5 Pillars of Investing" for both good times and bad. Also, he shares a powerful strategy to potentially pay 0% on your long-term capital gains, based on new tax law changes.

Mentioned on the show:

Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the September 16, 2025, Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask.

We hope you enjoy our weekly Ask An Advisor episodes, in which Christa and Wes discuss investing and retirement savings in depth. Let us know what you think in the comments!

Learn more about Wes:

Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

09.15.25 High Alert: Protect Your Accounts / Employment: Forward Thinking Sep 15, 2025

Show notes

In today’s show, crooks are finding new, sophisticated ways to get into your accounts. There are risks with voice ID, 2 factor authentication, spoofing, pretexting and more. Clark shares ways to protect yourself. Also, how do you “futureproof” your career with so many changes coming from AI, robotics and more? Clark discusses the value of looking ahead, enhancing your skillset, and asking “what’s next” jobwise.

Guard Your Accounts: Segment 1
Ask Clark: Segment 2
Futureproof employment: Segment 3
Ask Clark: Segment 4

Mentioned on the show:

Clark.com resources:

Episode transcripts
Community.Clark.com / Ask Clark
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275

Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

09.12.25 Clark Answers His Critics on Clark Stinks / Our New Car Cost Calculator Sep 12, 2025

Show notes

Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today, Empowerment in Action: Our team has developed a new tool to help you make one of life’s largest purchase decisions - exclusively at Clark.com

Clark Stinks: Segments 1 & 2
Car Cost Calculator: Segment 3
Ask Clark: Segment 4

Mentioned on the show:

Clark.com resources

Episode transcripts
Community.Clark.com / Ask Clark
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275

Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

09.10.25 WARNING: Avoid This Credit & Debit Card Scam / Balcony Solar Power Sep 10, 2025

Show notes

In this episode - a Federal sweep has revealed how transactional crime rings have engineered a common scam that is emptying accounts. Clark shares the warning and tells you how to avoid having your credit or debit card information stolen. Also, electricity rates are skyrocketing, but we are not sitting ducks. A breakthrough in self-install solar is becoming more mainstream.

Avoid Skimmer Scams: Segment 1
Ask Clark: Segment 2
Self-Install “Balcony” Solar: Segment 3
Ask Clark: Segment 4

Mentioned on the show:

Clark.com resources:

Episode transcripts
Community.Clark.com / Ask Clark
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275

Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

09.09.25 Ask An Advisor With Wes Moss Sep 09, 2025

Show notes

What Really Drives the Stock Market and Why Even Perfect Estate Plans Fail

Have you ever wondered why the stock market seems to be doing great while the economy feels just... okay? In this episode, fiduciary financial advisor Wes Moss explains why the stock market often tunes out economic "noise" like geopolitical events and rising unemployment. He reveals the number one thing that drives stock performance -- and it's not what you think. Also, you've done all the right things: created a will, set up a trust, and made your wishes clear. So why do so many estate plans -- even those of celebrities like Jimmy Buffett -- end up in messy family feuds and court battles? Wes has the answer.

Mentioned on the show:

Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the September 9, 2025, Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask.

We hope you enjoy our weekly Ask An Advisor episodes, in which Christa and Wes discuss investing and retirement savings in depth. Let us know what you think in the comments!

Learn more about Wes:

Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

09.08.25 Your Retirement Plan On Auto Pilot / Subscription Creep Sep 08, 2025

Show notes

New data shows the value of automatic savings into retirement plans - and the consequence of not having a plan. So if you don’t have access through work, start one yourself. Your map to retirement - Clark says let’s get on it! Your future self will surely thank you. Plus, a simple audit of your checking and credit card accounts is in order. Clark has something specific for you to look out for.

Retirement-Automatic Is KEY: Segment 1
Ask Clark: Segment 2
Subscription Fees: Segment 3
Ask Clark: Segment 4

Mentioned on the show:

Clark.com resources:

Episode transcripts
Community.Clark.com / Ask Clark
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275

Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

09.05.25 A New Generation Gets Ripped Off / WARNING: Booking Travel Sep 05, 2025

Show notes

Today Clark addresses meme stocks and crypto schemes appearing on social media. An old scam in a new era is ripping people off big time, with the lure of finding a shortcut to wealth. Also - Booking travel at a time of instability in the industry means you could get ripped off. Clark tells you how it goes down, and has expert advice to help protect your money when booking.

The Pump & Dump Con: Segment 1
Ask Clark: Segment 2
Safe Travel Booking: Segment 3
Ask Clark: Segment 4

Mentioned on the show:

Clark.com resources:

Episode transcripts
Community.Clark.com / Ask Clark
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275

Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

09.03.25 Clark’s Streaming Service Update / A Senior Facility Payment Warning Sep 03, 2025

Show notes

Today - How Clark saved money solving his streaming dilemma just in time for football season. Also, paying for skilled nursing, assisted living, memory care and long-term care facilities only gets more costly & complicated. Clark has a warning for those trying to navigate the system.

Streaming Update: Segment 1
Ask Clark: Segment 2
Senior Facility Payment Warning: Segment 3
Ask Clark: Segment 4

Mentioned on the show:

Clark.com resources

Episode transcripts
Community.Clark.com / Ask Clark
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275

Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

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