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The Clark Howard Podcast — Business
The Clark Howard Podcast

Save more and spend less is more than just a motto for money expert Clark Howard; it’s a way of life. Clark and his crew — Team Clark — are on a mission to empower people to take control of their personal finances by providing money-saving tips, consumer advice, hot deals and economic news to help everyone achieve financial freedom. Clark is a nationally syndicated radio talk show host and a consumer reporter for television stations around the country. His podcast, The Clark Howard Show, receives more than one million downloads each month and is a hub for listeners to get valuable advice on-demand any time. Clark answers questions on the most popular business and consumer topics including; how to buy a cars, financing a home, retirement planning, shopping for insurance and getting the most out of your savings. Join the conversation and submit your question to www.clark.com/askclark . Clark spearheads two free resources — Clark.com and ClarkDeals.com — to encourage consumers to save more, spend less and avoid ripoffs.

Copyright: Copyright © 2023 Clark Howard Inc. All rights reserved.

Latest Episodes:

11.13.26 Clark Answers His Critics on Clark Stinks / 2 for 1 Membership Deal Nov 13, 2026

Show notes

Clark Stinks & Why Clark Loves the New Walmart/Sam’s Club Bundle

Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks.

Also, Walmart and Sam's Club just launched a game-changing joint membership deal that could save your wallet a bundle just in time for the holidays, and Clark says it is one of the best delivery bargains he’s seen yet. Find out exactly how this new bundle works, what minimums and free delivery perks you need to know about, and how existing members can take advantage of these massive savings today.

All this and more on the November 13, 2026, episode of The Clark Howard Show. Submit your opinions or questions: Ask Clark.

Mentioned on the show:

Clark.com resources:

Episode transcripts
Community.Clark.com / Ask Clark
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275

Learn more about your ad choices. Visit megaphone.fm/adchoices

11.11.26 Social Media Does Finance: Pros & Cons / Scam Warning For Veterans Nov 11, 2026

Show notes

Social Media Debt Trends vs. Fake ‘Finfluencers’ & A New Scam Targeting Veterans

Clark examines the double-edged sword that is social media personal finance, highlighting how young people sharing their debt-payoff journeys online is creating a powerful force for accountability, while a shocking 98% of popular "finfluencers" lack any formal qualifications to give financial advice. Clark breaks down how to navigate online advice safely, points you toward truly trustworthy resources, and reveals why peer motivation can be a great tool if paired with the right guidance.

Also, today we honor those who have served and call out the criminals who prey on them. Clark sounds the alarm on a deceptive postcard scam targeting veterans.

Plus, Christa shares your #AskClark questions and Clark gives his take. All this and more on the November 11, 2026, episode of The Clark Howard Show. Submit your questions: Ask Clark.

Closer To FINfluencers: Segment 1
Ask Clark: Segment 2
Veterans Day Scam Alert: Segment 3
Ask Clark: Segment 4

Mentioned on the show:

Clark.com resources:

Episode transcripts
Community.Clark.com / Ask Clark
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275

Learn more about your ad choices. Visit megaphone.fm/adchoices

11.10.26 Ask An Advisor With Wes Moss Nov 10, 2026

Show notes

Is the Bull Market Running Out of Time? & The ‘Friendship Recession’ Threatening Retirement

Is the current bull market nearing the end of its run simply because the calendar says it's getting old? Wes Moss examines why investors might be looking at the wrong clock when assessing market cycles — and why zooming out to historical expansions since WWII reveals a much bigger picture.

Then, Wes explores a different kind of downturn that poses an even greater risk to a successful retirement: the bear market on socialization. With close friendships down and isolation on the rise, staying socially connected takes intentional effort. Discover why being a "joiner" is a non-negotiable pillar of the Retire Sooner strategy.

Mentioned on the show:

All this and more on the November 10, 2026, Ask an Advisor episode of the Clark Howard podcast. Submit your questions: WesMoss.com/ask

Discover the research-backed path to a happier retirement – order The Retire Sooner Method by Wes Moss today at retiresoonermethod.com

We hope you enjoy our weekly Ask An Advisor episodes. Let us know what you think in the comments!

Learn more about Wes:

Learn more about your ad choices. Visit megaphone.fm/adchoices

11.09.26 SPEND LESS - Buy Used / The Dash Cam Difference Nov 09, 2026

Show notes

Why Secondhand Shopping Is Skyrocketing & $20 Device Every Driver Needs in Their Car

Clark digs into two essential ways you can keep more money in your pocket today: the booming world of secondhand shopping and the ultimate tool to protect yourself on the road. With household costs rising, buying "pre-loved" items — from Facebook Marketplace furniture to luxury goods—has become a top strategy for 81% of Americans to save cash and cut down on waste. Also, Clark explains why every driver needs a dash cam, even if it's just a $20 model.

Plus, Christa shares your #AskClark questions and Clark gives his take. All this and more on the November 9, 2026, episode of The Clark Howard Show. Submit your questions: Ask Clark.

Secondhand - Hands Down!: Segment 1
Ask Clark: Segment 2
Dash Cams: Segment 3
Ask Clark: Segment 4

Mentioned on the show:

Clark.com resources:

Episode transcripts
Community.Clark.com / Ask Clark
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275

Learn more about your ad choices. Visit megaphone.fm/adchoices

11.06.26 Clark Answers His Critics on Clark Stinks / Retail Finance Trap- NO Nov 06, 2026

Show notes

Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks.

Also today, what seems like a great financial deal comes with a catch. Retailers love to lure shoppers in with "No interest, no down payment, no payments for months" promotions, but these enticing deals are actually one of the most dangerous traps in modern retail finance. Clark breaks down how these psychological traps work, why falling for them is like playing with financial fire, and the exact rules you need to follow to protect your wallet and save your hard-earned money.

All this and more on the November 6, 2026, episode of The Clark Howard Show. Submit your opinions or questions: Ask Clark.

Clark Stinks: Segments 1 & 2
No No No Plans: Segment 3
Ask Clark: Segment 4

Mentioned on the show:

Clark.com resources:

Episode transcripts
Community.Clark.com / Ask Clark
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275

Learn more about your ad choices. Visit megaphone.fm/adchoices

11.04.26 Mindful Shopping / RECALL: Vehicular Spontaneous Combustion Nov 04, 2026

Show notes

Avoid Holiday Shopping Traps & The Dangerous Car Recall You Can’t Ignore

In this episode, Clark shares his simple, battle-tested trick to stop impulse spending during peak holiday shopping season – including his hands-only shopping cart rule that will save you money both online and in stores.

Also, have you heard about how some cars are bursting into flames? And do you know how to check if your vehicle has any sort of recall? With over 3.5 million vehicles currently under critical "park outside" fire risk recalls, Clark breaks down why driver response rates are dangerously low, why gas vehicles (not just EVs) are catching fire, and how ignoring this warning could cost you your home.

Plus, Christa shares your #AskClark questions and Clark gives his take. All this and more on the November 4, 2026, episode of The Clark Howard Show. Submit your questions: Ask Clark.

Mindful Shopping: Segment 1
Ask Clark: Segment 2
Wheels On Fire: Segment 3
Ask Clark: Segment 4

Mentioned on the show:

Clark.com resources:

Episode transcripts
Community.Clark.com / Ask Clark
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275

Learn more about your ad choices. Visit megaphone.fm/adchoices

11.03.26 Ask An Advisor With Wes Moss Nov 03, 2026

Show notes

The Real Cost of Owning a Car & Can You Actually Retire on $500,000?Wes breaks down the cold, hard numbers on two major financial questions that could completely change your path to financial independence. First, Wes dives into "car math," looking past the monthly payment to reveal the true total cost of ownership — including depreciation, fuel, maintenance, and insurance — across popular vehicles. He breaks down the 20-year math behind buying new versus used, keeping cars for 10 years versus cycling every three to five, and even whether ridesharing is the better move for low-mileage drivers, illustrating how holding onto your ride for a decade can pocket you an extra $100,000 in compound growth.

Next, Wes examines the Federal Reserve's latest net worth data and tackles a crucial retirement question: can the average American really retire on $500,000? While it is challenging, Wes maps out how the math genuinely works if you leverage three critical variables.

Mentioned on the show:

All this and more on the November 3, 2026, Ask an Advisor episode of the Clark Howard podcast. Submit your questions: WesMoss.com/ask

Discover the research-backed path to a happier retirement – order The Retire Sooner Method by Wes Moss today at retiresoonermethod.com

We hope you enjoy our weekly Ask An Advisor episodes. Let us know what you think in the comments!

Learn more about Wes:

Learn more about your ad choices. Visit megaphone.fm/adchoices

11.02.26 Holiday Shopping BOTchas! / AI Driving Up Medical Costs Nov 02, 2026

Show notes

Are AI Chatbots Secretly Tricking Holiday Shoppers? & Why You MUST Ask for an Itemized Hospital Bill

With the holiday shopping season in full swing, millions of consumers are turning to AI shopping assistants like Meta’s Muse for the very first time to hunt down the best deals. While these chatbots speak with total authority, Clark warns against taking their recommendations as absolute fact. Beyond the retail aisles, artificial intelligence is also driving up costs in healthcare as hospital systems and health insurance providers deploy AI against one another in payment disputes. Hospitals are increasingly using AI to flag additional billable charges, leaving patients stuck with inflated balance bills when insurers refuse to cover the extra costs. To avoid paying more than you legitimately owe, Clark stresses the importance of becoming an active consumer.

Plus, Christa shares your #AskClark questions and Clark gives his take. All this and more on the November 2, 2026, episode of The Clark Howard Show. Submit your questions: Ask Clark.

Holiday Shopping: Segment 1
Ask Clark: Segment 2
AI & Healthcare Costs : Segment 3
Ask Clark: Segment 4

Mentioned on the show:

Clark.com resources:

Episode transcripts
Community.Clark.com / Ask Clark
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275

Learn more about your ad choices. Visit megaphone.fm/adchoices

10.30.26 Clark Answers His Critics on Clark Stinks / Buying A TV Oct 30, 2026

Show notes

Clark Stinks & #1 TV Brand People Keep the Longest

Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks.

Also today, are there TV brands worth paying extra money for? Just in time for Black Friday, new data from CNET readers reveals the TV brand people actually keep the longest – and it’s not the most expensive one on the wall.
All this and more on the October 30, 2026, episode of The Clark Howard Show. Submit your opinions or questions: Ask Clark.

Clark Stinks: Segments 1 & 2
TV Purchase: Segment 3
Ask Clark: Segment 4

Mentioned on the show:

Clark.com resources:

Episode transcripts
Community.Clark.com / Ask Clark
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275

Learn more about your ad choices. Visit megaphone.fm/adchoices

10.29.26 Ask An Advisor With Wes Moss Oct 29, 2026

Show notes

Rapid Fire Q&A: Financial Advisor Fees, Direct Indexing Traps, & 30-Year Treasury Yields

Welcome to another Rapid Fire Thursday edition of Ask an Advisor with Wes Moss! Today, Wes opens up the listener mailbag to answer several direct questions on wealth management, investment strategies, and retirement planning. Wes covers everything from when financial advisor AUM fees should taper down to the hidden tax traps of Direct Indexing, utilizing 30-year Treasuries, and understanding a major loop-hole in the Rule of 55!

Mentioned on the show: ⁠

All this and more on the October 29, 2026, Ask an Advisor “Rapid Fire” episode of the Clark Howard podcast. Submit your questions: WesMoss.com/ask

Discover the research-backed path to a happier retirement – order The Retire Sooner Method by Wes Moss today at retiresoonermethod.com

We hope you enjoy our weekly Ask An Advisor episodes. Let us know what you think in the comments!

Learn more about Wes:

Learn more about your ad choices. Visit megaphone.fm/adchoices

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