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    Business

    The Clark Howard Podcast

    Save more and spend less is more than just a motto for money expert Clark Howard; it’s a way of life. Clark and his crew — Team Clark — are on a mission to empower people to take control of their personal finances by providing money-saving tips, consumer advice, hot deals and economic news to help everyone achieve financial freedom. Clark is a nationally syndicated radio talk show host and a consumer reporter for television stations around the country. His podcast, The Clark Howard Show, receives more than one million downloads each month and is a hub for listeners to get valuable advice on-demand any time. Clark answers questions on the most popular business and consumer topics including; how to buy a cars, financing a home, retirement planning, shopping for insurance and getting the most out of your savings. Join the conversation and submit your question to www.clark.com/askclark . Clark spearheads two free resources — Clark.com and ClarkDeals.com — to encourage consumers to save more, spend less and avoid ripoffs.

    Advertise

    Copyright: Copyright © 2023 Clark Howard Inc. All rights reserved.

    • Apple Podcasts
    • Google Play
    • Spotify

    Latest Episodes:
    10.06.25 Calculating Retirement / Housing Innovations Oct 06, 2025
    Show notes

    In today’s show - a recent Tik Tok video claimed to show young people how to set themselves up to have $4 million at retirement - with some help from their parents in early adulthood. But how can you actually tell how much you’re going to have in retirement? We have a new tool that can help. Also today - There ARE answers to the housing shortage. The technology is there. Clark has always been interested in innovative ways to modernize the way we build housing in the U.S. and shares some promising developments.

    • Calculated Retirement Saving: Segment 1
    • Ask Clark: Segment 2
    • Innovative Affordable Housing: Segment 3
    • Ask Clark: Segment 4

    Mentioned on the show:

    • Investment Growth Calculator - Clark.com
    • How To Retire a Millionaire With a 401(k) Plan in 19 Years
    • How To Use an IRA To Become a Millionaire / How To Open a Roth IRA
    • 5 Vacation Scams To Avoid This Travel Season
    • Why Clark Says Everyone Should Have a Dash Cam
    • This Brooklyn apartment complex was built like a Lego set
    • Why Clark Says Prefabricated Housing Is The Future
    • These former Amazon robotics executives just landed $20 million to tackle the housing crisis ⁠/ ⁠Axios:Sweaty paint⁠
    • To spur construction of affordable, resilient homes, the future is concrete
    • Target Date Funds: Clark's Favorite Retirement Investment
    • Invest & Retire / Fidelity Investments Review: Pros & Cons
    • Best 529 College Savings Plans By State

    Clark.com resources:

    • Episode transcripts
    • Community.Clark.com / Ask Clark
    • Clark.com daily money newsletter
    • Consumer Action Center Free Helpline: 636-492-5275

    Learn more about your ad choices: megaphone.fm/adchoices

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    10.03.25 Clark Answers His Critics on Clark Stinks / Travel Warning: The Luggage Tag Scam Oct 03, 2025
    Show notes

    Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today, Clark goes pass wild with Frontier - and shares an important warning for air travelers who do something Clark will not do - check a bag.

    • Clark Stinks: Segments 1 & 2
    • The Bag Tag Scam: Segment 3
    • Ask Clark: Segment 4

    Mentioned on the show:

    • What Is Umbrella Insurance and Do You Need It?
    • 3 Reasons You Should Never Book a Nonrefundable Hotel Room⁠
    • Travel Insurance Checklist: 5 Types of Coverage To Consider
    • Scam Alert: Never Throw This Away in an Airport
    • Airport Worker Reveals Growing Luggage Tag Scam Targeting Travelers
    • Should I Buy an AirTag for My Checked Airport Luggage?
    • How To Pack a Carry-On the Right Way
    • 4 Things You Should Always Pack in Your Carry-On
    • Chase Sapphire Preferred® Travel Card Review
    • Capital One Venture X Rewards Credit Card: 6 Things To Know in 2025
    • Clark's Updated Way To Shop for Car Rental Deals


    Clark.com resources:

    • Episode transcripts
    • Community.Clark.com / Ask Clark
    • Clark.com daily money newsletter
    • Consumer Action Center Free Helpline: 636-492-5275


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    Learn more about your ad choices. Visit megaphone.fm/adchoices


    10.02.25 SPECIAL EDITION: A tribute To Financial Mentor Jonathan Clements Oct 02, 2025
    Show notes

    Today, we reprise Clark’s interview with beloved colleague Jonathan Clements from October 8, 2024. He had, and still has much to teach us all.

    An Honest Conversation About Death and Finance With Jonathan Clements

    Special Edition - Clark welcomes longtime friend and colleague, Jonathan Clements. A London born Cambridge University graduate, financial writer Jonathan Clements is the founder and editor of HumbleDollar.com and author of "From Here to Financial Happiness," "How to Think About Money" and seven other books. His vast experience and contributions include serving as financial education director and teacher in various capacities, and as the personal finance columnist for The Wall Street Journal.

    Mentioned on the show:

    • Jonathan Clements, Longtime WSJ Columnist, Dies at 62

    • Saying Goodbye to the WSJ's Jonathan Clements

    • Five Pearls of Wisdom From a Legend of Financial Writing

    • HumbleDollar: Home / Humble Dollar - The C Word

    • NY Times - A Money Guru Bet Big on a Very Long Life. Then He Got Cancer.

    • Washington Post - Opinion Living was easy. Dying is harder.

    • The WSJ’s Jonathan Clements Wants to Leave a Living Legacy

    • Living Will and Durable Power of Attorney: Frequently Asked Questions

    • Wills & Funerals Archives - Clark Howard

    • Have a Kid in College? You Need These Legal Documents in Place

    Clark.com resources:

    • Episode transcripts
    • Community.Clark.com / Ask Clark
    • Clark.com daily money newsletter
    • Consumer Action Center Free Helpline: 636-492-5275


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    10.01.25 Warning: Sports Gambling / Assignment: Your Credit Report Oct 01, 2025
    Show notes

    In this episode, football is in full swing, and so is something very troubling. People are losing enormous amounts of money on electronic gambling. Clark discusses how the nature of modern gambling can increase the risk of gambling addiction, and steps to take if this is a concern. Also - How accurate are credit reports by the 3 credit bureaus? What you don’t know about your credit report can hurt you. A Clark assignment.

    • Sports Gambling: Segment 1
    • Ask Clark: Segment 2
    • Credit Report Accuracy: Segment 3
    • Ask Clark: Segment 4

    Mentioned on the show:

    • Resource: Pause Before You Play
    • Best Online Banks: Free Checking and High-Interest Savings Accounts
    • How To Buy a Used Car
    • How To Get a Free Credit Report
    • Credit Karma Review: Free Credit Score and More at Your Fingertips
    • How To Freeze and Unfreeze Your Credit With Experian, Equifax and TransUnion
    • Why Clark Howard Wants You to Set Up a 'Financial Chromebook'
    • How To Bring an Old Laptop Back to Life for Free

    Clark.com resources:

    • Episode transcripts
    • Community.Clark.com / Ask Clark
    • Clark.com daily money newsletter
    • Consumer Action Center Free Helpline: 636-492-5275


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    09.30.25 Ask An Advisor With Wes Moss Sep 30, 2025
    Show notes

    The Crucial Financial Conversation Everyone Needs To Have NOW and Brand New Money Rule

    When was the last time you talked to a family member or loved one about your finances? Wes shares an important financial conversation warning that stems from a tragic and immediate crisis. Wes explains how a simple, 30-minute conversation could have prevented weeks of crippling anxiety – and what you need to do ASAP to prepare yourself and your family. Also, there’s a brand new money rule of thumb: The 0.01% Rule. Clark's listeners are famous for their frugality, but Wes argues there's a tipping point where we spend too much energy worrying about small expenses. This mathematical rule helps you decide when to open your wallet without regret.

    Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the September 30, 2025, Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask.

    We hope you enjoy our weekly Ask An Advisor episodes, in which Christa and Wes discuss investing and retirement savings in depth. Let us know what you think in the comments!


    Learn more about Wes:

    • BOOKS BY WES MOSS
    • Wes Moss, CFP®
    • Wes Moss - Clark.com

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    Learn more about your ad choices. Visit megaphone.fm/adchoices


    09.29.25 This Open Enrollment Is Different / A Good Climb: CD Ladders Sep 29, 2025
    Show notes

    It’s almost time to choose health insurance for 2026 and there are some significant changes coming with medical care. Clark has important info you need to know ahead of making your elections for open enrollment. Also, interest rates are up in the air right now. Is now a good time to open a CD and/or CD ladder with predicted interest rate cuts? Clark offers a defensive strategy for the money you save.

    • Attention: Open Enrollment Changes: Segment 1
    • Ask Clark: Segment 2
    • CD Laddering : Segment 3
    • Ask Clark: Segment 4

    Mentioned on the show:

    • NYTimes: Health Care Costs for Workers Begin to Climb
    • Spot Health Insurance Scams | Consumer Advice
    • Is it health insurance or a medical discount plan?
    • More employers adopting ICHRAs, giving workers money to buy their own health insurance
    • Why Clark Howard Switched His Cell Phone Service After 18 Years With T-Mobile
    • Internet Price War: Why Now Is a Good Time To Threaten To Cancel
    • Wirecutter: How to Avoid a Huge Customs Bill on a Cheap Online Order
    • What Is a CD Ladder and When Is It a Good Idea?
    • CD Ladder Calculator - Clark.com
    • 17 New Cell Phone Deals in September
    • SIM Card Swapping: The Dangerous Cell Phone Scam
    • Why You Need To Lock Your Phone Number Today

    Clark.com resources:

    • Episode transcripts
    • Community.Clark.com / Ask Clark
    • Clark.com daily money newsletter
    • Consumer Action Center Free Helpline: 636-492-5275


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    09.26.25 Clark Answers His Critics on Clark Stinks / Amazon Prime Family Shipping Sep 26, 2025
    Show notes

    Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today, has Prime membership reached its peak? Clark discusses Amazon Prime, including why & how they’re ending a family sharing program.

    • Clark Stinks: Segments 1 & 2
    • Amazon Prime Change: Segment 3
    • Ask Clark: Segment 4

    Mentioned on the show:

    • How Much It Will Cost To Watch Every NFL Game in 2025
    • 4 Things To Know Before You Buy a TV Antenna
    • What Is a 403(b) and How Does It Work?
    • Why You Should Never Use Roadside Assistance
    • What Is an HSA Account and How Does It Work?
    • Report: Automakers With the Most and Fewest Recalls
    • The Verge: Amazon ends shared Prime free shipping outside your home
    • Is Amazon Prime Worth It?
    • STREAMING TV - Clark.com
    • 3 Financial Documents Everyone Should Have by Age 18
    • Why You Need To Talk to Your Family About Your Estate Before You Die
    • How To Make Your Online Accounts Accessible When You Die
    • Wills & Funerals Archives - Clark Howard


    Clark.com resources:

    • Episode transcripts
    • Community.Clark.com / Ask Clark
    • Clark.com daily money newsletter
    • Consumer Action Center Free Helpline: 636-492-5275


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    09.24.25 The Geography Of Retirement / Fast Food Value Wars Sep 24, 2025
    Show notes

    How much do you really need to retire? That is the golden question, and of course the true answer is “it depends.” If you’re worried you haven’t saved enough, new data shows the state you reside in can be a big factor in determining your goal. Also today - We’ve seen so much inflation in the restaurant industry, but now there’s good news for consumers. Fast food restaurants are in a heated battle to offer more deals, and Clark tells you the best way to pay less.

    • State Of Retirement: Segment 1
    • Ask Clark: Segment 2
    • Fast Food Discounts Return : Segment 3
    • Ask Clark: Segment 4

    Mentioned on the show:

    • Report: The Best and Worst States for Retirement
    • The Minimum Savings You Need To Retire in All 50 States
    • Why You Should Never Mail a Check
    • 10 Best Free Checking Accounts in 2025
    • Why You Should Never Use Roadside Assistance
    • What Is a C.L.U.E Report and Its Impact on Your Insurance
    • How to Dispute Your C.L.U.E. Report
    • A wave of significant menu changes is reshaping fast food
    • What Is Umbrella Insurance and Do You Need It?
    • Who Should Consider Setting Up a Trust?

    Clark.com resources:

    • Episode transcripts
    • Community.Clark.com / Ask Clark
    • Clark.com daily money newsletter
    • Consumer Action Center Free Helpline: 636-492-5275


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    09-23-25 Ask An Advisor With Wes Moss Sep 23, 2025
    Show notes

    What a Fed Rate Cut Means for Your Money and #1 Financial Fear (and How To Beat It)
    The Fed just cut rates. What does this mean for your money? Wes breaks down what the latest Fed rate cut means for your personal finances. He discusses how a drop in rates impacts everything from mortgage rates and the housing market to your investment portfolio. Plus, Wes shares his insights on the biggest financial fear for many Americans and offers a simple solution to gain clarity and peace of mind.

    Mentioned on the show: Rule 72(t): Secret Rule To Access Your IRA Early

    Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the September 23, 2025, Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask.

    We hope you enjoy our weekly Ask An Advisor episodes, in which Christa and Wes discuss investing and retirement savings in depth. Let us know what you think in the comments!


    Learn more about Wes: BOOKS BY WES MOSS

    Wes Moss, CFP® / Wes Moss - Clark.com


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    Learn more about your ad choices. Visit megaphone.fm/adchoices


    09-22-25 Investing With Robinhood / Price Concessions At The Movies Sep 22, 2025
    Show notes

    Today Clark talks about the new Robinhood experience. A pioneer of free stock trading, Robinhood is looking to build real relationships with investors. Clark discusses how Robinhood Gold works, with incentives aligned to savings. Later in this episode - when was the last time you went to a movie theater? The world’s largest movie chain is doing membership off-peak pricing on certain weekdays. Just be aware of the price perils within the theater!

    • Robinhood Investing: Segment 1
    • Ask Clark: Segment 2
    • At The Movies: Segment 3
    • Ask Clark: Segment 4

    Mentioned on the show:

    • Is Robinhood Gold Worth It?
    • UGMA/UTMA 529 Plan: Definition, Pros & Cons vs. Traditional 529
    • Best 529 College Savings Plans By State
    • My Neighbor’s Dead Tree Is About To Fall on My House. What Do I Do?
    • AMC’s 50% discounts are here. Will it help revive the movie industry?
    • When Should You Pay Off Your Mortgage Instead of Investing?
    • Early Mortgage Payoff Calculator
    • Vanguard Personal Advisor Review

    Clark.com resources:

    • Episode transcripts
    • Community.Clark.com / Ask Clark
    • Clark.com daily money newsletter
    • Consumer Action Center Free Helpline: 636-492-5275


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    Previous 1 20 21 22 23 24 237 Next

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