Optimal Finance Daily &#8211; Financial Independence and Money Advice

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186: How to Start Saving for the Holidays by Courtney Carver of Be More With Less Nov 14, 2016

Show notes

Courtney Carver of Be More With Less shares ideas on saving for the holiday season.

Episode 186: How to Start Saving for the Holidays by Courtney Carver of Be More With Less (Overspending & Debt).

After decades of debt, discontent, and trying to do it all and have it all, a scary MS diagnosis stopped Courtney Carver in her tracks. She had to slow down, prioritize her health, and figure out what was really important in her life. She discovered what mattered most by getting rid of everything that didn’t matter at all. In the end it all came down to love and health.
She went from a busy, overwhelmed advertising director to spending 2-3 hours every morning taking care of herself, loving her work, and being present and engaged with the people she loves. Her family changed, too. They moved from wanting bigger closets, nicer furniture, and more stuff to downsizing into a 750 sq. ft apartment with no storage.
Courtney has written books, courses, and hundreds of articles to help you simplify your life and work so you can focus on what really matters.

The original post is located here: http://bemorewithless.com/how-to-start-saving-for-the-holidays

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185: How to Tip from Scarcity to Abundance - Part 3 by Steve Pavlina Nov 11, 2016

Show notes

Steve Pavlina shares how to move from scarcity to abundance. This is Part 3 of 3.

Episode 185: How to Tip from Scarcity to Abundance - Part 3 by Steve Pavlina (Financial Happiness).

Steve Pavlina is widely recognized as one of the most successful personal development bloggers on the Internet, with his work attracting more than 100 million visits to his website, StevePavlina.com. He has written more than 1300 articles and recorded many audio programs on a broad range of self-help topics, including productivity, relationships, and spirituality. Steve has been quoted as an expert by the New York Times, USA Today, U.S. News & World Report, the Los Angeles Daily News, Self Magazine, The Guardian, and countless other publications. He's also a frequent guest on popular podcasts and radio shows.

The original post is located here: http://www.stevepavlina.com/blog/2016/07/how-to-tip-scarcity-abundance

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184: How to Tip from Scarcity to Abundance - Part 2 by Steve Pavlina Nov 10, 2016

Show notes

Steve Pavlina shares how to move from scarcity to abundance. This is Part 2 of 3.

Episode 184: How to Tip from Scarcity to Abundance - Part 2 by Steve Pavlina (Money Basics for Young Adults).

The original post is located here: http://www.stevepavlina.com/blog/2016/07/how-to-tip-scarcity-abundance

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183: How to Tip from Scarcity to Abundance - Part 1 by Steve Pavlina Nov 09, 2016

Show notes

Steve Pavlina shares how to move from scarcity to abundance. This is Part 1 of 3.

Episode 183: How to Tip from Scarcity to Abundance - Part 1 by Steve Pavlina (How to Manage your Money).

The original post is located here: http://www.stevepavlina.com/blog/2016/07/how-to-tip-scarcity-abundance

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182: Mr. Money Mustache vs. Dave Ramsey Nov 08, 2016

Show notes

Mr. Money Mustache reviews Dave Ramsey's book and philosophy.

Episode 182: Mr. Money Mustache vs. Dave Ramsey (Financial Independence Retire Early & Debt).

Mr. Money Mustache is a thirty-something retiree who now writes about how we can all live a frugal, yet awesome, life of leisure.
He and his wife studied engineering and computer science in Canada, then worked in standard tech-industry cubicle jobs in various locations throughout the late ’90s and early 2000s.
Then they retired from real work way back in 2005 in order to start a family. This was achieved not through luck or amazing skill, but simply by living a lifestyle about 50% less expensive than most of their peers and investing the surplus in very boring conservative Vanguard index funds and a rental house or two.

The original post is located here: http://www.mrmoneymustache.com/2011/05/19/mr-money-mustache-vs-dave-ramsey

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181: Dream As If You'll Live Forever, Live As If You'll Die Today by J. Money of Budgets Are Sexy Nov 07, 2016

Show notes

J. Money of Budgets Are Sexy shares a reader's comment that he found to be both funny and full of wisdom.

Episode 181: Dream As If You'll Live Forever, Live As If You'll Die Today by J. Money of Budgets Are Sexy (Financial Planning).

J. Money is a 6’1, hyperactive, rock a ‘hawk who loves drinking beer, blaring hip-hop, talking about money, and now playing with his two adorable baby boys.
He tracked his expenses for 3 months, made a budget, read some books, and stumbled into personal finance blogging and idea sharing, randomly turning BudgetsAreSexy.com into his full time “real job” a few short years later--14 million views later!

The original post is located here: http://www.budgetsaresexy.com/2011/07/financial-planning-needs-balance

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180: Why Do We Assume That Higher House Prices = Good by Ramit Sethi Nov 04, 2016

Show notes

Ramit Sethi questions one of America's biggest real estate assumptions.

Episode 180: Why Do We Assume That Higher House Prices = Good by Ramit Sethi (Mortgage Debt & Real Estate Investing).

Instead of saying “no” to spending on everything, Ramit wants to use money to say YES. He knew there was a better way to live a rich life—if we could use psychology to focus on what actually works. Not just for personal finance, but all aspects of life: money, careers, relationships, business, fitness and more.
Since then, he's been testing and sharing his findings with the world via I Will Teach You To Be Rich.
He's also written a New York Times bestselling book, been profiled in a 6-page Fortune article and pictured next to Warren Buffett Forbes Magazine, and have been featured by a long list of media, including the Wall Street Journal, ABC News, NPR, Fox Business, PBS, CNBC and more. He also has tons of documented success stories—more than 20,000.

The original post is located here: http://www.iwillteachyoutoberich.com/blog/housing-prices-cultural-assumptio

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179: Insurance Inflation: Why You Need to Pay Attention by Kalen Bruce of Money Mini Blog Nov 03, 2016

Show notes

Money Mini Blog's Kalen Bruce shares what insurance inflation is and how to stop it.

Episode 179: Insurance Inflation: Why You Need to Pay Attention by Kalen Bruce of Money Mini Blog (Car Insurance & Debt).

Kalen Bruce is the founder of MoneyMiniBlog. His story is simple… he and his wife were $24,000 in debt and became a student of finances to get out. They are now debt-free and building wealth. Kalen shares everything he has learned on his blog, writing informative, entertaining, mini blogs to help you with your finances. Finances can be intimidating, so he keeps his posts short, sweet, and simple.

The original post is located here: http://moneyminiblog.com/insurance/insurance-inflation

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178: The Dark Side of Early Retirement - Part 2 by Sam Dogen of Financial Samurai Nov 02, 2016

Show notes

Sam of Financial Samurai looks at early retirement from another angle. This is Part 2 of 2.

Episode 178: The Dark Side of Early Retirement - Part 2 by Sam Dogen of Financial Samurai (FIRE).

Sam Dogen's net worth took a beating in 2009 as the world was falling apart. He thought it would be a good idea to start a personal finance site to help himself and others make sense of chaos. After all, he had spent 10 years working in the finance industry, got his MBA from Cal, invested and saved aggressively, and still got financially rocked! Since then, more than 20 million visitors have stopped by FinancialSamurai.com.

The original post is located here: http://www.financialsamurai.com/the-dark-side-of-early-retirement-risks-dangers