Optimal Finance Daily &#8211; Financial Independence and Money Advice

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196: Don't Buy Stuff You Don't Need by Joshua Becker of Becoming Minimalist Nov 28, 2016

Show notes

Joshua Becker shares some advice for not only Cyber Monday, but every day of the year.

Episode 196: Don't Buy Stuff You Don't Need by Joshua Becker of Becoming Minimalist (Consumerism & Shopping).

Joshua Becker and his family decided to live with fewer possessions after a conversation with his neighbor in 2008. As a result, they found a better way to live, centered on more important pursuits.
Their story has been seen on the CBS Evening News, NPR, the Boston Globe, the Wall Street Journal and countless media interviews around the world. Their books have sold in the tens of thousands.
BecomingMinimalist.com is about their journey towards a rational approach to minimalism. It is about the joys and the struggles. It is about the lessons they have learned. It has inspired millions around the world. It is written to inspire you to intentionally live with less, and find more life because of it.

The original post is located here: http://www.becomingminimalist.com/marriage-hacks

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195: The Offical List of Allowed Purchases This Black Friday by J. Money of Budgets Are Sexy Nov 25, 2016

Show notes

J. Money of Budgets Are Sexy shares what we really should be allowed to buy on Black Friday.

Episode 195: The Offical List of Allowed Purchases This Black Friday by J. Money of Budgets Are Sexy (Saving Money).

J. Money is a 6’1, hyperactive, rock a ‘hawk who loves drinking beer, blaring hip-hop, talking about money, and now playing with his two adorable baby boys.
He tracked his expenses for 3 months, made a budget, read some books, and stumbled into personal finance blogging and idea sharing, randomly turning BudgetsAreSexy.com into his full time “real job” a few short years later--14 million views later!

The original post is located here: http://www.budgetsaresexy.com/2014/11/black-friday-official-list-purchases

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194: Happy Thanksgiving - And Buy Nothing Day (And Month?) by Mr. Money Mustache Nov 24, 2016

Show notes

Mr. Money Mustache shares his opinion about Black Friday and the holiday shopping season.

Episode 194: Happy Thanksgiving - And Buy Nothing Day (And Month?) by Mr. Money Mustache (Black Friday).

Mr. Money Mustache is a thirty-something retiree who now writes about how we can all live a frugal, yet awesome, life of leisure.
He and his wife studied engineering and computer science in Canada, then worked in standard tech-industry cubicle jobs in various locations throughout the late ’90s and early 2000s.
Then they retired from real work way back in 2005 in order to start a family. This was achieved not through luck or amazing skill, but simply by living a lifestyle about 50% less expensive than most of their peers and investing the surplus in very boring conservative Vanguard index funds and a rental house or two.

The original post is located here: http://www.mrmoneymustache.com/2011/11/24/happy-thanksgiving-and-buy-nothing-day-and-month

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193: What is the Best Way to Make More Money from I Will Teach You to be Rich Nov 23, 2016

Show notes

A guest blogger on Ramit's I Will Teach You to be Rich discusses financial decision-making.

Episode 193: What is the Best Way to Make More Money from I Will Teach You to be Rich (Online Businesses).

Instead of saying “no” to spending on everything, Ramit wants to use money to say YES. He knew there was a better way to live a rich life—if we could use psychology to focus on what actually works. Not just for personal finance, but all aspects of life: money, careers, relationships, business, fitness and more.
Since then, he's been testing and sharing his findings with the world via I Will Teach You To Be Rich.
He's also written a New York Times bestselling book, been profiled in a 6-page Fortune article and pictured next to Warren Buffett Forbes Magazine, and have been featured by a long list of media, including the Wall Street Journal, ABC News, NPR, Fox Business, PBS, CNBC and more. He also has tons of documented success stories—more than 20,000.

The original post is located here: http://www.iwillteachyoutoberich.com/blog/what-is-the-best-way-to-make-more-money

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192: The Case for Cash vs. The Case for Credit Cards by Kalen Bruce of Money Mini Blog Nov 22, 2016

Show notes

Money Mini Blog's Kalen Bruce shares his perspective on credit cards vs. cash.

Episode 192: The Case for Cash vs. The Case for Credit Cards by Kalen Bruce of Money Mini Blog (Fix Money Problems).

Kalen Bruce is the founder of MoneyMiniBlog. His story is simple… he and his wife were $24,000 in debt and became a student of finances to get out. They are now debt-free and building wealth. Kalen shares everything he has learned on his blog, writing informative, entertaining, mini blogs to help you with your finances. Finances can be intimidating, so he keeps his posts short, sweet, and simple.

The original post is located here: http://moneyminiblog.com/credit-cards/the-case-for-cash-vs-credit-cards

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191: No Credit Cards No Matter What by Courtney Carver of Be More With Less Nov 21, 2016

Show notes

Courtney Carver of Be More With Less shares tips to survive Black Friday and holiday spending.

Episode 191: No Credit Cards No Matter What by Courtney Carver of Be More With Less (Debt & Budgeting).

After decades of debt, discontent, and trying to do it all and have it all, a scary MS diagnosis stopped Courtney Carver in her tracks. She had to slow down, prioritize her health, and figure out what was really important in her life. She discovered what mattered most by getting rid of everything that didn’t matter at all. In the end it all came down to love and health.
She went from a busy, overwhelmed advertising director to spending 2-3 hours every morning taking care of herself, loving her work, and being present and engaged with the people she loves. Her family changed, too. They moved from wanting bigger closets, nicer furniture, and more stuff to downsizing into a 750 sq. ft apartment with no storage.
Courtney has written books, courses, and hundreds of articles to help you simplify your life and work so you can focus on what really matters.

The original post is located here: http://bemorewithless.com/no-credit-cards-no-matter-what

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190: Disadvantages of the ROTH IRA: Not All is What It Seems - Part 2 by Sam Dogen of Financial Samurai Nov 18, 2016

Show notes

Sam of Financial Samurai has a controversial take on the Roth IRA. This is Part 2 of 2.

Episode 190: Disadvantages of the ROTH IRA: Not All is What It Seems - Part 2 by Sam Dogen of Financial Samurai (Investing).

Sam Dogen's net worth took a beating in 2009 as the world was falling apart. He thought it would be a good idea to start a personal finance site to help himself and others make sense of chaos. After all, he had spent 10 years working in the finance industry, got his MBA from Cal, invested and saved aggressively, and still got financially rocked! Since then, more than 20 million visitors have stopped by FinancialSamurai.com.

The original post is located here: http://www.financialsamurai.com/disadvantages-of-the-roth-ira-not-all-is-what-it-seems

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189: Disadvantages of the ROTH IRA: Not All is What It Seems - Part 1 by Sam Dogen of Financial Samurai Nov 17, 2016

Show notes

Sam of Financial Samurai has a controversial take on the Roth IRA. This is Part 1 of 2.

Episode 189: Disadvantages of the ROTH IRA: Not All is What It Seems - Part 1 by Sam Dogen of Financial Samurai (401k).

The original post is located here: http://www.financialsamurai.com/disadvantages-of-the-roth-ira-not-all-is-what-it-seems