Optimal Finance Daily &#8211; Financial Independence and Money Advice

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206: How Refund Policies Encourage Spending (and Reduce Returning) by Joshua Becker of Becoming Minimalist Dec 12, 2016

Show notes

Joshua Becker shares how return policies actually help stores, not the consumer.

Episode 206: How Refund Policies Encourage Spending (and Reduce Returning) by Joshua Becker of Becoming Minimalist (Money).

Joshua Becker and his family decided to live with fewer possessions after a conversation with his neighbor in 2008. As a result, they found a better way to live, centered on more important pursuits.
Their story has been seen on the CBS Evening News, NPR, the Boston Globe, the Wall Street Journal and countless media interviews around the world. Their books have sold in the tens of thousands.
BecomingMinimalist.com is about their journey towards a rational approach to minimalism. It is about the joys and the struggles. It is about the lessons they have learned. It has inspired millions around the world. It is written to inspire you to intentionally live with less, and find more life because of it.

The original post is located here: https://www.becomingminimalist.com/return

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205: How to Negotiate Lower Car Insurance by Ramit Sethi of I Will Teach You To Be Rich Dec 09, 2016

Show notes

Ramit Sethi shares actionable steps to take to negotiate lower car insurance.

Episode 205: How to Negotiate Lower Car Insurance by Ramit Sethi of I Will Teach You To Be Rich (Car Debt).

Instead of saying “no” to spending on everything, Ramit wants to use money to say YES. He knew there was a better way to live a rich life—if we could use psychology to focus on what actually works. Not just for personal finance, but all aspects of life: money, careers, relationships, business, fitness and more.
Since then, he's been testing and sharing his findings with the world via I Will Teach You To Be Rich.
He's also written a New York Times bestselling book, been profiled in a 6-page Fortune article and pictured next to Warren Buffett Forbes Magazine, and have been featured by a long list of media, including the Wall Street Journal, ABC News, NPR, Fox Business, PBS, CNBC and more. He also has tons of documented success stories—more than 20,000.

The original post is located here: http://www.iwillteachyoutoberich.com/blog/tip-13-negotiate-your-car-insurance

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204: 10 Creative Ways to Save Money for a Vacation by Amber Clark with Money Mini Blog Dec 08, 2016

Show notes

A guest author on MoneyMiniBlog shares some creative ways to save money for a vacation.

Episode 204: 10 Creative Ways to Save Money for a Vacation by Amber Clark with Money Mini Blog (Travel Money).

Kalen Bruce is the founder of MoneyMiniBlog. His story is simple… he and his wife were $24,000 in debt and became a student of finances to get out. They are now debt-free and building wealth. Kalen shares everything he has learned on his blog, writing informative, entertaining, mini blogs to help you with your finances. Finances can be intimidating, so he keeps his posts short, sweet, and simple.

The original post is located here: http://moneyminiblog.com/save-money/creative-ways-save-money-vacation

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203: Why Buffering is Crucial to Your Finances by Kristin Wong Dec 07, 2016

Show notes

Kristin Wong shares a financial principle we should all consider.

Episode 203: Why Buffering is Crucial to Your Finances by Kristin Wong (Budgeting & Debt).

Kristin Wong of TheWildWong.com was laid off in 2013. She took on some freelancing gigs to earn extra cash while she searched for a new, full-time job and over time, her freelancing gigs increased. She started writing for sites that she loved reading and produced videos for new clients. Her side gigs began to bring in more income than any potential full-time jobs. She launched a blog all about frugal living and created The Wild Wong to share more about her career, her finances, and all the adventures in between.

The original post is located here: http://www.thewildwong.com/why-buffering-is-crucial-to-your-finances

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202: Why I Plan to Track My Spending During 2017 by J.D. Roth of Money Boss Dec 06, 2016

Show notes

J.D. Roth will be tracking every single expense in 2017 and shares why he's doing it. Are you up for the challenge?

Episode 202: Why I Plan to Track My Spending During 2017 by J.D. Roth of Money Boss (Budgeting & Debt).

J.D. Roth has been reading and writing about personal finance for a decade. Today he’s financially independent, but ten years ago, his money life was a disaster, with over $35,000 in consumer debt. He started turning everything around in 2004. By being the boss of your own life, you, too, can be the master of your own financial fate.

The original post is located here: http://moneyboss.com/why-i-plan-to-track-my-spending-during-2017

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201: Holiday Shopping. We Can Do Better by Joshua Becker of Becoming Minimalist Dec 05, 2016

Show notes

Joshua Becker shares a minimalist view of holiday shopping & gifts this time of year.

Episode 201: Holiday Shopping. We Can Do Better by Joshua Becker of Becoming Minimalist (Saving Money).

The original post is located here: https://www.becomingminimalist.com/even-better-than-shopping

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200: A Minimalist's Thoughts on Money by Joshua Fields Millburn of The Minimalists Dec 02, 2016

Show notes

Joshua Fields Millburn of The Minimalists shares his perspective of finances in the world of minimalism.

Episode 200: A Minimalist's Thoughts on Money by Joshua Fields Millburn of The Minimalists (Financial Freedom).

Joshua Fields Millburn & Ryan Nicodemus write about living a meaningful life with less stuff for 4 million readers. As featured on: ABC, CBS, NBC, BBC, TODAY, NPR, TIME, Forbes, The Atlantic, New York Times, Wall Street Journal, USA Today, and National Post. They live in Missoula, Montana.

The Minimalists' Book "Essential" can be found here: http://www.theminimalists.com/books

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199: What's Your Retirement Wealth Number by Sam Dogen of FinancialSamurai.com Dec 01, 2016

Show notes

Sam of Financial Samurai shares some wealth statistics and encourages you to check your retirement wealth number.

Episode 199: What's Your Retirement Wealth Number by Sam Dogen of FinancialSamurai.com (Plus a Free Easy Retirement Calculator).

Sam Dogen's net worth took a beating in 2009 as the world was falling apart. He thought it would be a good idea to start a personal finance site to help himself and others make sense of chaos. After all, he had spent 10 years working in the finance industry, got his MBA from Cal, invested and saved aggressively, and still got financially rocked! Since then, more than 20 million visitors have stopped by FinancialSamurai.com.

The original post is located here: http://www.financialsamurai.com/whats-your-retirement-wealth-number

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198: 10 Lessons to Teach Your Kids About Money - Part 2 by Leo Babauta of Zen Habits Nov 30, 2016

Show notes

Leo Babauta of Zen Habits shares his tips for teaching kids about money. This is Part 2 of 2.

Episode 198: 10 Lessons to Teach Your Kids About Money - Part 2 by Leo Babauta of Zen Habits (Family Investing).

Leo Babauta created Zen Habits, which is about finding simplicity and mindfulness in the daily chaos of our lives. It’s about clearing the clutter so we can focus on what’s important, create something amazing, find happiness.

The original post is located here: https://zenhabits.net/10-lessons-to-teach-your-kids-about-money