Optimal Finance Daily &#8211; Financial Independence and Money Advice

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276: How to Stop Living Paycheck to Paycheck by Leo Babauta of Zen Habits Mar 20, 2017

Show notes

Leo Babauta of Zen Habits shares the exact steps to stop living paycheck to paycheck.

Episode 276: How to Stop Living Paycheck to Paycheck by Leo Babauta of Zen Habits (Save Money & Financial Freedom).

Leo Babauta created Zen Habits, which is about finding simplicity and mindfulness in the daily chaos of our lives. It’s about clearing the clutter so we can focus on what’s important, create something amazing, find happiness.

The original post is located here: https://zenhabits.net/how-to-stop-living-paycheck-to-paycheck

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275: The Difference Between Frugality & Minimalism by J.D. Roth of Money Boss Mar 17, 2017

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J.D. Roth shares an excellent point: minimalism and frugality don't overlap perfectly.

Episode 275: The Difference Between Frugality & Minimalism by J.D. Roth of Money Boss (Financial Freedom).

J.D. Roth has been reading and writing about personal finance for a decade. Today he’s financially independent, but ten years ago, his money life was a disaster, with over $35,000 in consumer debt. He started turning everything around in 2004. By being the boss of your own life, you, too, can be the master of your own financial fate.

The original post is located here: http://moneyboss.com/frugality-and-minimalism

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274: 6 Things I Learned by Not Spending Money for 30 Days by Kalen Bruce of Money Mini Blog Mar 16, 2017

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Kalen Bruce of Money Mini Blog didn't spend any money for 30 days... hear what happened!

Episode 274: 6 Things I Learned by Not Spending Money for 30 Days by Kalen Bruce of Money Mini Blog (Finance Habits).

Kalen Bruce is the founder of MoneyMiniBlog. His story is simple… he and his wife were $24,000 in debt and became a student of finances to get out. They are now debt-free and building wealth. Kalen shares everything he has learned on his blog, writing informative, entertaining, mini blogs to help you with your finances. Finances can be intimidating, so he keeps his posts short, sweet, and simple.

The original post is located here: http://moneyminiblog.com/save-money/not-spending-money-30-days

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273: 6 Ways to Give Memorable Gifts (Without Going Into Debt) by Carrie Smith with PT Money Mar 15, 2017

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Carrie Smith with PTMoney shares 6 ways to give memorable gifts without going into debt.

Episode 273: 6 Ways to Give Memorable Gifts (Without Going Into Debt) by Carrie Smith with PT Money (Spending Wisely).

PTMoney.com is about helping you make extra money, save more money, and spend your money wisely--all in an effort to help you fix your finances so you can build the life you want. It was started by Philip Taylor, a CPA, entrepreneur, and blogger who started the site in 2007. He also created FinCon, the popular conference for financial nerds.

The original post is located here: https://ptmoney.com/memorable-gifts

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272: The One Tiny Habit That Leads to Wealth by Chris Reining Mar 14, 2017

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Chris Reining, a brand new author to the show, shares the one tiny habit that leads to wealth.

Episode 272: The One Tiny Habit That Leads to Wealth by Chris Reining (Investing Success & Index Funds).

Chris Reining is a thirty-something guy who provides resources to help manage your money and career to become financially free. His own path to financial freedom has had ups and downs, which is what he writes about on his site. He's been featured in the New York Times, on the Today Show, CNN, CBS, Business Insider, LifeHacker, and more.

The original post is located here: https://chrisreining.com/tiny-habit

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271: The Power of Quitting by The Mad Fientist Mar 13, 2017

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The Mad Fientist shares how the power of quitting can affect your finances.

Episode 271: The Power of Quitting by The Mad Fientist (Personal Finance Advice).

The Mad Fientist analyzes the tax code and looks at personal finance through the lens of early financial independence to develop strategies and tactics to help you retire even earlier.
Most personal finance advice is geared towards people retiring in their 60s or later and doesn’t apply to those of us pursuing early financial independence. The Mad Fientist is focused on providing advice and innovative tax-avoidance methods specifically for people wanting to break away from full-time employment very early in life. He also hosts the Financial Independence Podcast.

The original post is located here: http://www.madfientist.com/power-quitting

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270: Do Rich People Try Harder by Sam of Financial Samurai Mar 10, 2017

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Sam of Financial Samurai answers the question - do rich people try harder?

Episode 270: Do Rich People Try Harder by Sam of Financial Samurai (Personal Finance Habits).

Sam Dogen's net worth took a beating in 2009 as the world was falling apart. He thought it would be a good idea to start a personal finance site to help himself and others make sense of chaos. After all, he had spent 10 years working in the finance industry, got his MBA from Cal, invested and saved aggressively, and still got financially rocked! Since then, more than 20 million visitors have stopped by FinancialSamurai.com.

The original post is located here: http://www.financialsamurai.com/do-rich-people-try-harder

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269: What If Everyone Became Frugal by Mr. Money Mustache of MrMoneyMustache.com Mar 09, 2017

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Mr. Money Mustache takes on the argument that everyone being frugal would crash the economy.

Episode 269: What If Everyone Became Frugal by Mr. Money Mustache of MrMoneyMustache.com (Does Minimalism Hurt the Economy).

Mr. Money Mustache is a thirty-something retiree who now writes about how we can all live a frugal, yet awesome, life of leisure.

He and his wife studied engineering and computer science in Canada, then worked in standard tech-industry cubicle jobs in various locations throughout the late ’90s and early 2000s.

Then they retired from real work way back in 2005 in order to start a family. This was achieved not through luck or amazing skill, but simply by living a lifestyle about 50% less expensive than most of their peers and investing the surplus in very boring conservative Vanguard index funds and a rental house or two.

The original post is located here: http://www.mrmoneymustache.com/2012/04/09/what-if-everyone-became-frugal

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268: Say Hello to the New Essentialist by J. Money of Budgets Are Sexy Mar 08, 2017

Show notes

J. Money of Budgets Are Sexy reviews the book Essentialism by Greg McKeown.

Episode 268: Say Hello to the New Essentialist by J. Money of Budgets Are Sexy (Personalfinance).

J. Money is a 6’1, hyperactive, rock a ‘hawk who loves drinking beer, blaring hip-hop, talking about money, and now playing with his two adorable baby boys.
He tracked his expenses for 3 months, made a budget, read some books, and stumbled into personal finance blogging and idea sharing, randomly turning BudgetsAreSexy.com into his full time “real job” a few short years later--14 million views later!

The original post is located here: http://www.budgetsaresexy.com/2017/02/essentialism-book-review-life-changer