Optimal Finance Daily &#8211; Financial Independence and Money Advice

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296: The Cost of Gadget Envy by Chris Reining Apr 17, 2017

Show notes

Chris Reining talks about the cost of gadget envy and what you can do about it.

Episode 296: The Cost of Gadget Envy by Chris Reining (Save Thousands & Retire Early).

Chris Reining is a thirty-something guy who provides resources to help manage your money and career to become financially free. His own path to financial freedom has had ups and downs, which is what he writes about on his site. He's been featured in the New York Times, on the Today Show, CNN, CBS, Business Insider, LifeHacker, and more.

The original post is located here: https://chrisreining.com/cheapest-iphone-plan

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295: Get Rich With: Good Old-Fashioned Hard Work - Part 2 by Mr. Money Mustache Apr 14, 2017

Show notes

Sometimes financial independence blogs can make it sound like laziness works. Mr. Money Mustache addresses this issue. This is Part 2 of 2.

Episode 295: Get Rich With: Good Old-Fashioned Hard Work - Part 2 by Mr. Money Mustache (Investing Success).

Mr. Money Mustache is a thirty-something retiree who now writes about how we can all live a frugal, yet awesome, life of leisure.
He and his wife studied engineering and computer science in Canada, then worked in standard tech-industry cubicle jobs in various locations throughout the late ’90s and early 2000s.
Then they retired from real work way back in 2005 in order to start a family. This was achieved not through luck or amazing skill, but simply by living a lifestyle about 50% less expensive than most of their peers and investing the surplus in very boring conservative Vanguard index funds and a rental house or two.

The original post is located here: http://www.mrmoneymustache.com/2012/02/27/get-rich-with-good-old-fashioned-hard-work

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294: Get Rich With: Good Old-Fashioned Hard Work - Part 1 by Mr. Money Mustache Apr 13, 2017

Show notes

Sometimes financial independence blogs can make it sound like laziness works. Mr. Money Mustache addresses this issue. This is Part 1 of 2.

Episode 294: Get Rich With: Good Old-Fashioned Hard Work - Part 1 by Mr. Money Mustache (FIRE).

The original post is located here: http://www.mrmoneymustache.com/2012/02/27/get-rich-with-good-old-fashioned-hard-work

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293: Why Earn More vs. Save More is the Wrong Debate by Paula Pant of Afford Anything Apr 12, 2017

Show notes

Hear Paula Pant take on the Earn More vs. Save More debate and how simple it is to retire early.

Episode 293: Why Earn More vs. Save More is the Wrong Debate by Paula Pant of Afford Anything (How to Retire Early).

Paula Pant is the founder of the award-winning website AffordAnything.com and a writer and speaker specializing in money, business, and real estate investing. She is a real estate investor, as the owner of seven rental property units in metropolitan Atlanta. She holds a real estate license in Georgia. She's also the host of the Afford Anything podcast.

The original post is located here: http://affordanything.com/2016/06/30/financial-independence

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292: Should I Ask Someone for Their Credit Score Before Getting Into a Serious Relationship by Sam Dogen of Financial Samurai Apr 11, 2017

Show notes

Sam of Financial Samurai wonders: should I ask someone for their credit score during courtship?

Episode 292: Should I Ask Someone for Their Credit Score Before Getting Into a Serious Relationship by Sam Dogen of Financial Samurai.

Sam Dogen's net worth took a beating in 2009 as the world was falling apart. He thought it would be a good idea to start a personal finance site to help himself and others make sense of chaos. After all, he had spent 10 years working in the finance industry, got his MBA from Cal, invested and saved aggressively, and still got financially rocked! Since then, more than 20 million visitors have stopped by FinancialSamurai.com.

The original post is located here: http://www.financialsamurai.com/should-i-ask-someone-for-their-credit-score-before-getting-into-serious-relationship

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291: Could You Come Up with $2,000 in an Emergency by J. Money of Budgets Are Sexy Apr 10, 2017

Show notes

J. Money found some depressing statistics, but has some important takeaways that you should consider.

Episode 291: Could You Come Up with $2,000 in an Emergency by J. Money of Budgets Are Sexy (Personal Finance Blogs Read to You).

J. Money is a 6’1, hyperactive, rock a ‘hawk who loves drinking beer, blaring hip-hop, talking about money, and now playing with his two adorable baby boys.
He tracked his expenses for 3 months, made a budget, read some books, and stumbled into personal finance blogging and idea sharing, randomly turning BudgetsAreSexy.com into his full time “real job” a few short years later--14 million views later!

The original post is located here: http://www.budgetsaresexy.com/2017/03/could-you-come-up-with-2000-in-an-emergency

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290: All About Stocks and Bonds by Ramit Sethi of I Will Teach You To Be Rich Apr 07, 2017

Show notes

Ramit Sethi breaks down stocks vs. bonds--who should invest in what and why!

Episode 290: All About Stocks and Bonds by Ramit Sethi of I Will Teach You To Be Rich (Index Fund Investing).

Instead of saying “no” to spending on everything, Ramit wants to use money to say YES. He knew there was a better way to live a rich life—if we could use psychology to focus on what actually works. Not just for personal finance, but all aspects of life: money, careers, relationships, business, fitness and more.
Since then, he's been testing and sharing his findings with the world via I Will Teach You To Be Rich.
He's also written a New York Times bestselling book, been profiled in a 6-page Fortune article and pictured next to Warren Buffett Forbes Magazine, and have been featured by a long list of media, including the Wall Street Journal, ABC News, NPR, Fox Business, PBS, CNBC and more. He also has tons of documented success stories—more than 20,000.

The original post is located here: http://www.iwillteachyoutoberich.com/blog/all-about-stocks-and-bonds

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289: Enjoy Life Now, And Save for Later; or, Why Delayed Gratification is a False Dichotomy by Leo Babauta of Zen Habits Apr 06, 2017

Show notes

Can you enjoy life now but still prepare for the future? Leo Babauta of Zen Habits says yes!

Episode 289: Enjoy Life Now, And Save for Later; or, Why Delayed Gratification is a False Dichotomy by Leo Babauta of Zen Habits (Cash).

Leo Babauta created Zen Habits, which is about finding simplicity and mindfulness in the daily chaos of our lives. It’s about clearing the clutter so we can focus on what’s important, create something amazing, find happiness.

The original post is located here: https://zenhabits.net/enjoy-life-now-and-save-for-later-or-why-delayed-gratification-is-a-false-dichotomy

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288: Developing Financial Resilience by J.D. Roth of Money Boss Apr 05, 2017

Show notes

J.D. Roth shares what it takes and the fundamentals to keep your financial ship resilient.

Episode 288: Developing Financial Resilience by J.D. Roth of Money Boss (Personal Finance Habits).

J.D. Roth has been reading and writing about personal finance for a decade. Today he’s financially independent, but ten years ago, his money life was a disaster, with over $35,000 in consumer debt. He started turning everything around in 2004. By being the boss of your own life, you, too, can be the master of your own financial fate.

The original post is located here: http://moneyboss.com/financial-resilience