Optimal Finance Daily &#8211; Financial Independence and Money Advice

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286: What Debts Should You Pay Off First When You Get Extra Money by Philip Taylor of PT Money Apr 03, 2017

Show notes

Philip Taylor of PTMoney answers the common question: what debts should I pay off first?

Episode 286: What Debts Should You Pay Off First When You Get Extra Money by Philip Taylor of PT Money (How to Get Rid of Your Debt).

PTMoney.com is about helping you make extra money, save more money, and spend your money wisely--all in an effort to help you fix your finances so you can build the life you want. It was started by Philip Taylor, a CPA, entrepreneur, and blogger who started the site in 2007. He also created FinCon, the popular conference for financial nerds.

The original post is located here: https://ptmoney.com/what-debts-should-you-pay-off-first-when-you-get-extra-money

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285: Where Should I Invest My Short-Term 'Stash by Mr. Money Mustache Mar 31, 2017

Show notes

Mr. Money Mustache shares his opinions and strategies for investing short-term cash.

Episode 285: Where Should I Invest My Short-Term 'Stash by Mr. Money Mustache (Portfolio Investing).

Mr. Money Mustache is a thirty-something retiree who now writes about how we can all live a frugal, yet awesome, life of leisure.
He and his wife studied engineering and computer science in Canada, then worked in standard tech-industry cubicle jobs in various locations throughout the late ’90s and early 2000s.
Then they retired from real work way back in 2005 in order to start a family. This was achieved not through luck or amazing skill, but simply by living a lifestyle about 50% less expensive than most of their peers and investing the surplus in very boring conservative Vanguard index funds and a rental house or two.

The original post is located here: http://www.mrmoneymustache.com/2011/06/07/where-should-i-invest-my-short-term-stash

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284: Dude, Where's My 7% Investment Return by Mr. Money Mustache Mar 30, 2017

Show notes

Mr. Money Mustache investigates historical returns of the stock market and gives some practical advice.

Episode 284: Dude, Where's My 7% Investment Return by Mr. Money Mustache (Historical Stock Market Investing & S&P 500 Information).

Mr. Money Mustache is a thirty-something retiree who now writes about how we can all live a frugal, yet awesome, life of leisure.

He and his wife studied engineering and computer science in Canada, then worked in standard tech-industry cubicle jobs in various locations throughout the late ’90s and early 2000s.

Then they retired from real work way back in 2005 in order to start a family. This was achieved not through luck or amazing skill, but simply by living a lifestyle about 50% less expensive than most of their peers and investing the surplus in very boring conservative Vanguard index funds and a rental house or two.

The original post is located here: http://www.mrmoneymustache.com/2011/06/06/dude-wheres-my-7-investment-return

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283: The Most Crucial Money Lesson, in Three Words: Mind the Gap by Paula Pant of Afford Anything Mar 29, 2017

Show notes

Hear Paula Pant's most crucial money lesson in three words.

Episode 283: The Most Crucial Money Lesson, in Three Words: Mind the Gap by Paula Pant of Afford Anything (How to Retire Early).

Paula Pant is the founder of the award-winning website AffordAnything.com and a writer and speaker specializing in money, business, and real estate investing. She is a real estate investor, as the owner of seven rental property units in metropolitan Atlanta. She holds a real estate license in Georgia. She's also the host of the Afford Anything podcast.

The original post is located here: http://affordanything.com/2014/06/02/the-most-crucial-money-lesson-in-three-words-mind-the-gap

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282: My Car is Dying, What To Do by Sam Dogen of Financial Samurai Mar 28, 2017

Show notes

What do you do when your car is dying? Fix or buy a new car? Hear Sam's take.

Episode 282: My Car is Dying, What To Do by Sam Dogen of Financial Samurai (Car Insurance & Debt).

Sam Dogen's net worth took a beating in 2009 as the world was falling apart. He thought it would be a good idea to start a personal finance site to help himself and others make sense of chaos. After all, he had spent 10 years working in the finance industry, got his MBA from Cal, invested and saved aggressively, and still got financially rocked! Since then, more than 20 million visitors have stopped by FinancialSamurai.com.

The original post is located here: http://www.financialsamurai.com/my-car-is-dying-what-to-do

http://www.budgetsaresexy.com/2016/03/how-to-be-minimalist-with-money

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281: 8 Ways to More Minimalist Money And A Minimalist and Money by J. Money of Budgets Are Sexy Mar 27, 2017

Show notes

2 posts from J. Money of Budgets Are Sexy--both relating to minimalism and money.

Episode 281: 8 Ways to More Minimalist Money And A Minimalist and Money by J. Money of Budgets Are Sexy (A Minimalism Poem).

J. Money is a 6’1, hyperactive, rock a ‘hawk who loves drinking beer, blaring hip-hop, talking about money, and now playing with his two adorable baby boys.
He tracked his expenses for 3 months, made a budget, read some books, and stumbled into personal finance blogging and idea sharing, randomly turning BudgetsAreSexy.com into his full time “real job” a few short years later--14 million views later!

The original posts are located here:

http://www.budgetsaresexy.com/2012/02/a-minimalist-and-money

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280: 2006 Makeover, Step 3: Thinking About Investing by Ramit Sethi of I Will Teach You to be Rich Mar 24, 2017

Show notes

Hear Part 3 of Ramit Sethi's financial makeover series - exact steps to invest properly!

Episode 280: 2006 Makeover, Step 3: Thinking About Investing by Ramit Sethi of I Will Teach You to be Rich (FIRE).

Instead of saying “no” to spending on everything, Ramit wants to use money to say YES. He knew there was a better way to live a rich life—if we could use psychology to focus on what actually works. Not just for personal finance, but all aspects of life: money, careers, relationships, business, fitness and more.
Since then, he's been testing and sharing his findings with the world via I Will Teach You To Be Rich.
He's also written a New York Times bestselling book, been profiled in a 6-page Fortune article and pictured next to Warren Buffett Forbes Magazine, and have been featured by a long list of media, including the Wall Street Journal, ABC News, NPR, Fox Business, PBS, CNBC and more. He also has tons of documented success stories—more than 20,000.

The original post is located here: http://www.iwillteachyoutoberich.com/blog/2006-makeover-step-3-thinking-about-investing

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279: Your Financial Makeover, Step 2: Budgeting & Saving by Ramit Sethi of I Will Teach You To Be Rich Mar 23, 2017

Show notes

Hear Part 2 of Ramit Sethi's financial makeover series - exact steps to budget and save properly!

Episode 279: Your Financial Makeover, Step 2: Budgeting & Saving by Ramit Sethi of I Will Teach You To Be Rich (Investing).

Since then, he's been testing and sharing his findings with the world via I Will Teach You To Be Rich.

He's also written a New York Times bestselling book, been profiled in a 6-page Fortune article and pictured next to Warren Buffett Forbes Magazine, and have been featured by a long list of media, including the Wall Street Journal, ABC News, NPR, Fox Business, PBS, CNBC and more. He also has tons of documented success stories—more than 20,000.

The original post is located here: http://www.iwillteachyoutoberich.com/blog/2006-makeover-step-2-budgeting-and-saving

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278: 2006 Makeover, Step 1: Get Your Accounts in Order by Ramit Sethi of I Will Teach You To Be Rich Mar 22, 2017

Show notes

Hear Part 1 of Ramit Sethi's financial makeover series - exact steps to get your accounts in order!

Episode 278: 2006 Makeover, Step 1: Get Your Accounts in Order by Ramit Sethi of I Will Teach You To Be Rich (Improve Habits).

The original post is located here: http://www.iwillteachyoutoberich.com/blog/2006-makeover-step-1-get-your-accounts-in-order