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BiggerPockets Real Estate 1071 - The Macro Analysis is Clear: Why We Are Reallocating (Away From Stocks) to Real Estate in 2025

J's BiggerPockets Profile

Grab J’s Book, “Recession-Proof Real Estate Investing”

Jump to topic:

(00:00) Intro

(01:32) J’s Investment Portfolio

(04:14) Don’t Buy Real Estate?

(05:56) The 2025 “Asset Bubble”

(09:46) Why J is Selling

(17:31) Timing the Market, Worth It?

(18:38) 2025 Buying Opportunities

(27:06) Buy in Cash OR Hoard Cash?

(33:10) Put MORE Money Down

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Rising Rates: Wait to Buy, Invest Now, or Start Selling? Feb 13, 2025

Show notes

Interest rates are still rising even three years after the first rate hikes. So what should you do: wait to buy when rates are lower, sell the underperforming properties you have while prices are high, or keep buying in hopes you can refinance? We’re explaining what each of us is doing with our money during this seven-percent rate era, plus how to score a lower rate loan on rental properties most investors overlook.

How is James planning on doubling his money even with high rates? By bringing back a once-popular investing strategy, James is creating a win-win no matter what direction rates go. You can repeat this, too, if you know his plan. Kathy shares how you can lock in a lower mortgage rate by buying new construction, freeing up cash flow all while having close-to-zero maintenance costs.

Henry shares some advice on why now is a solid time to think about selling the properties you don’t love and why high home prices can work in your favor whether you’re flipping, BRRRR-ing, or buy-and-holding.

In This Episode We Cover

How to still invest in real estate during high interest rates (plus our exact 2025 strategies)

Why now may be the perfect time to sell the properties you’re tired of holding

Better buying opportunities for new builds and how to score a low interest rate on a new property

James’ plan to double his money (and create cash flow) with a refreshed type of BRRRR strategy

The type of loan that has BETTER rates than residential financing (but can be used for rentals!)

And So Much More!

Links from the Show

Join the Future of Real Estate Investing with Fundrise

Henry's BiggerPockets Profile

James' BiggerPockets Profile

Kathy's BiggerPockets Profile

BiggerPockets Daily 1263 - Investors: Stop Worrying About Interest Rates—Here’s Why Right Now Is the Time to Buy

Pick Your 2025 Investing Strategy with Dave’s Book, “Start with Strategy”

Jump to topic:

(00:00) Intro

(03:02) Cash Flow Down, Prices Up

(07:58) Better Opportunity to Buy?

(12:26) Double Your Money with BRRRR

(21:24) Lower Rate Loans/Strategies

(26:23) “Debt Swap” Financing

Check out more resources from this show on BiggerPockets.com and https://www.biggerpockets.com/blog/on-the-market-295

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Could the Midwest "Startup Surge" Fuel Price Growth in These Cities? Feb 10, 2025

Show notes

A startup surge is coming, bringing lots of money, jobs, and housing demand with it. But this time, it isn’t Silicon Valley, Seattle, or Miami bringing in the angel investors and seed funding rounds…it’s the Midwest! This is no surprise—with lower home prices, higher affordability, favorable tax environments, and plenty of top universities, the Midwest could become a booming tech economy, but which cities will benefit most?

Austin Wolff is back on the show, bringing the data with him, and he brought Chicago-based investor and agent Dan Nelson to share which cities are the best bet for real estate investors.

We’re tackling the top five Midwest housing markets for startups, going through home prices, job growth, population growth, tax environment, and universities that could produce the educated employees startups rely on. Which markets could see killer appreciation (and cash flow) once this startup boom solidifies? We’re giving you the full list in this episode!

In This Episode We Cover

How the Midwest slowly became a haven for startups and tech companies

What makes a market “startup-friendly” and will lead to bigger business growth

The number one market with affordable home prices and great universities—but there’s one downside to watch out for

Midwest cities where you can still find high appreciation

Is this soon-to-be chip manufacturing city already overhyped by real estate investors?

The three markets we would buy rental properties in

And So Much More!

Links from the Show

Join the Future of Real Estate Investing with Fundrise

5 Reasons the Midwest is Hands Down the Best Place to Invest

Austin's BiggerPockets Profile

Midweststartups.com

Dan's BiggerPockets Profile

Grab Dave’s New Book, “Start with Strategy”

Check out more resources from this show on BiggerPockets.com and https://www.biggerpockets.com/blog/on-the-market-294

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New Tariffs Mean Much More for Mortgage Rates Than You Think Feb 06, 2025

Show notes

Tariffs and trade wars could affect mortgage rates much more than most Americans think. You’ve heard on the news that tariffs on Canada mean higher gas prices, tariffs on Mexico mean a bigger grocery bill, and tariffs on China lead to electronics and appliances becoming even more expensive. However, as a real estate investor or homeowner waiting to refinance, the key number to watch for the impact of tariffs is interest rates.

Today, we’re breaking down how the tariffs will affect you, which prices will rise, which real estate investments will become even more costly, and how interest rates have been held hostage by tariff threats. If tariffs are contributing to the current high mortgage rates, could tariff concessions lead to lower rates? If President Trump can work out deals with trade partners, would this mean a cheaper mortgage payment?

We’re breaking down tariffs, trade wars, rising prices, and how they’ll affect your real estate investments.

In This Episode We Cover

New tariff update: which countries have reached a deal and which are currently tariffed

Why mortgage rates are surprisingly affected by tariffs and trade wars

Who pays the tariffs once they’re in place (most Americans have this WRONG)

A post-tariff inflation prediction and whether we’ll bump back to pandemic inflation levels

Trump’s two primary goals for imposing tariffs on Canada, Mexico, and China

And So Much More!

Links from the Show

Join the Future of Real Estate Investing with Fundrise

On The Market 290 - Redfin: Tariff Fears Drive Up Mortgage Rates, Throwing 2025 Off-Track

Know the Numbers BEFORE You Invest with “Real Estate by the Numbers”

Jump to topic:

(00:00) Intro

(03:21) Tariffs Imposed, Now Paused

(05:26) Trump’s Tariff Goal

(07:48) Who Pays the Tariff?

(12:17) Inflation Prediction

(13:19) Which Prices Will Rise?

(16:49) Cars Could Cost Much More

(19:04) China's 10% Tariff Starts Now

(20:24) Big Mortgage Rate Effects

Check out more resources from this show on BiggerPockets.com and https://www.biggerpockets.com/blog/on-the-market-293

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Can America Resist a Global Recession? w/Moody’s Mark Zandi Feb 03, 2025

Show notes

With evidence of a global recession piling up, Americans have just one question—will we be affected? So far, everything is going well for the US. Job growth continues, unemployment is low, and asset prices are high, but with the global economy becoming increasingly interlinked, could a crash in Europe or Asia pull us down with them? Mark Zandi, Chief Economist of Moody's Analytics, has a contrarian viewpoint that defies the masses.

But Mark has bigger worries than a global recession taking down the US economy. We could be our own worst enemy as “tinder” for an interest rate fire begins to pile up, and the bond market may be more than ready to light it. Even with President Trump’s push for lower interest rates and the Fed pausing rate cuts, could we see mortgage rates fly up higher, defying the system meant to keep them in check?

Plus, what does DeepSeek’s entry into the AI race mean for the US economy? Could this cheaper, sleeker AI bring serious competition not only to the US AI market but also to chip manufacturers whose stock prices have been carrying the market to record highs? It’s a lot to unpack, but Mark does a phenomenal job laying it all out.

In This Episode We Cover

Whether the US’s strong economy could falter during the next global recession

DeepSeek’s threat to the US tech market and whether we’re facing another “dot-com bubble” scenario

Why interest rates are scarily close to rising again as the bond market gets increasingly frustrated

The catalyst for home prices to drop with so many “locked-in” homeowners

Are stocks way too overvalued with price-to-earnings ratios at record highs?

And So Much More!

Links from the Show

Join the Future of Real Estate Investing with Fundrise

On the Market 285 - Bond “Vigilantes” Hold Interest Rates Hostage as Rate Cut Hopes Shrink

Mark’s X/Twitter

Grab the Book, “Recession-Proof Real Estate Investing”

Jump to topic:

(00:00) Intro

(00:44) An “Exceptional” Economy, But…

(04:53) Tariffs Could Cost Us

(08:13) Why America is Winning

(10:46) Global Recession?

(12:44) Massive Interest Rate Risk

(20:23) Could Home Prices Fall?

(23:30) DeepSeek Changes AI Race

Check out more resources from this show on BiggerPockets.com and https://www.biggerpockets.com/blog/on-the-market-292

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3 Housing Market Trends That Will Shape 2025 Jan 30, 2025

Show notes

Which real estate trends could make you wealthier in 2025? Every year, it’s something new. A few years ago, it was short-term rentals, then mid-term rentals and multifamily investing took over. Now, the housing market has changed once again, and those same real estate investing trends aren’t so hot. So, what can you invest in NOW that gives you the highest return on the market before other investors realize it?

Today, we’re touching on three housing market trends that will skyrocket in 2025. Two of these are investing strategies that are making savvy investors serious money, and one is something EVERY single investor (and homeowner) must be aware of, or you could be stuck with a property bleeding money.

We’ll talk about the increase in “density” investing exploding demand for one often-overlooked type of asset, what to do when your cash flow is low in the wake of rising expenses, and why the silver tsunami may become the cash flow tsunami for one specific property.

In This Episode We Cover

The one investment property that can make you $10,000 - $15,000 per MONTH in cash flow (it’s way smaller than you think)

Why local governments are pushing investors to build “dense” housing units

Is cash flow dead as expenses rise and rents stay stagnant?

Why smart investors are selling some of their properties that don’t meet THIS criteria

When James says to NOT build an ADU (or DADU) on your property

And So Much More!

Links from the Show

Join the Future of Real Estate Investing with Fundrise

Henry's BiggerPockets Profile

James' BiggerPockets Profile

Kathy's BiggerPockets Profile

BiggerPockets Daily 1334 - A Wave of Zoning Law Changes Could Have Huge Impacts for Investors and Housing—Here’s What You Need to Know

Grab Dave’s Book “Start with Strategy”

Jump to topic:

(00:00) Intro

(00:38) "Density" Investing with DADUs

(10:54) Is Cash Flow Dead?

(19:08) Assisted Living Demand Explodes

Check out more resources from this show on BiggerPockets.com and https://www.biggerpockets.com/blog/on-the-market-291

Interested in learning more about today’s sponsors or becoming a BiggerPockets partner yourself? Email advertise@biggerpockets.com.

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Redfin: Tariff Fears Drive Up Mortgage Rates, Throwing 2025 Off-Track Jan 27, 2025

Show notes

Could Trump’s proposed tariffs be the reason for the recent rise in mortgage rates? Could this slow the housing market and cause affordability to get worse? What happens if rates stay higher for longer and more homebuyers get kicked out of the market? We’re talking to Redfin’s Chen Zhao about how tariffs will affect you and the surprising findings from a new homeowner survey foreshadowing something none of us wanted to see about housing inventory.

Tariffs could change many things: they could increase construction costs for houses, lead to higher inflation and higher mortgage rates, or put jobs back into American communities. Does the market believe the Trump administration will go forward with their flat tariff for most countries? Or will they pick and choose specific exporters within specific countries to tack a tariff onto?

Plus, why are sixty percent of homeowners planning NOT to sell their homes in the near future or…ever? If higher mortgage rates remain, will all those homeowners with low mortgage rates stay put without downsizing or moving, locking up housing inventory tighter than it currently is? It’s possible, potentially leading to long-term declines in real estate prices. But don’t worry, Chen breaks down the entire timeline.

In This Episode We Cover

Trump’s tariffs and the effect they’re having on mortgage rates

Redfin’s shocking new homeowner survey that points to more locked-up inventory

Is a real estate price correction coming? Why prices could slump after rising

Whether or not the market thinks Trump will go forward with vast tariff proposals

Why interest rates could stay higher for longer than many of us expected

And So Much More!

Links from the Show

Join the Future of Real Estate Investing with Fundrise

BiggerPockets Daily Podcast 1263 - Investors: Stop Worrying About Interest Rates—Here’s Why Right Now Is the Time to Buy

Redfin: More Than One-Third of Homeowners Say They’ll Never Sell

Grab Dave’s Book, “Real Estate by the Numbers”

Check out more resources from this show on BiggerPockets.com and https://www.biggerpockets.com/blog/on-the-market-290

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Deals Are HERE for These “Thawing” Real Estate Markets Jan 23, 2025

Show notes

The housing market is changing. Some once-hot markets are showing signs of becoming buyer's markets, giving you a better opportunity to snag your next real estate deal. With days-on-market growing but underlying fundamentals looking strong, this could be one of the best times to buy houses in cities that have phenomenal long-term potential but haven't heated up again to become seller's markets.

Why not skip the competition and buy in great markets beginning to cool? Today, we share some of the best markets to buy in, with the biggest investment opportunities. Data scientist Austin Wolff is back to talk about the "coldest" markets that have the best buying potential and some affordable cities that still have below-average home prices but well above-average housing market metrics.

We're talking about why these buyer's markets are suddenly emerging, Dave's favorite "cold" market with serious potential, Kathy's famous money-making market seeing massive job growth, and what to look for when buying in these (temporarily) chilled housing markets.

In This Episode We Cover

The new buyer's markets that boast solid housing market fundamentals

Why some of the nation's top markets are seeing days-on-market rise

Have homeowners finally accepted this new normal and are ready to sell?

Kathy's number one tip when buying and rehabbing older homes

The neighborhoods Dave's looking to buy in (long-term rent growth potential)

And So Much More!

Links from the Show

Join the Future of Real Estate Investing with Fundrise

Grab the Housing Market Data from Today’s Show

Kathy's BiggerPockets Profile

Austin's BiggerPockets Profile

Know the Numbers Before You Buy with “Real Estate By the Numbers”

Jump to topic:

(00:00) Intro

(02:15) Why Housing is “Thawing”

(05:24) Signs Your Market is Slowing

(11:00) Buyer’s Markets Emerge

(15:19) New Buyer’s Markets

(21:10) Dave's Favorite “Cold” Market

(23:40) Do This Before Buying

Check out more resources from this show on BiggerPockets.com and https://www.biggerpockets.com/blog/on-the-market-289

Interested in learning more about today’s sponsors or becoming a BiggerPockets partner yourself? Email advertise@biggerpockets.com.

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Investor Sentiment Quickly Turns as Home Sales Bottom, Inventory Rebounds Jan 20, 2025

Show notes

We’ve got great news for investors, agents, lenders, and first-time homebuyers: housing inventory is about to rise…big time. After years of limited inventory, with homebuyers fighting tooth and nail to get into just about any home, the tide is finally turning. Rick Sharga from CJ Patrick Company brings new data and insight to the show, sharing why we could return to pre-pandemic housing inventory levels by the end of 2025.

Why is that good news for so many of us? Because home prices could slow, if not drop, in some markets as buyers get a better selection of houses to choose from. Those “locked-in” owners with rock-bottom interest rates have waited long enough to sell, and 2025 could be the time they put their homes on the market. But if a new wave of inventory hits the housing market, are we at risk of a home price correction or a crash?

Rick shares what the data shows and why investors are so pessimistic about the current housing market, even with the inventory forecasts looking so good. Will foreclosures rise again as consumer debt hits an all-time high? Could more off-market deals be in the pipeline in 2025? We’re asking Rick and getting answers to all those questions in today’s show.

In This Episode We Cover

A historic housing inventory rebound and why this is great news for buyers, agents, and lenders

Whether home prices will grow, stabilize, or crash with so much new inventory coming online

The new Investor Sentiment Survey and why optimism fell off a cliff in Q4 2024

The single-biggest worry for rental property investors in 2025 and why it may get worse

How to still find motivated sellers even with foreclosures at low levels

And So Much More!

Links from the Show

Join the Future of Real Estate Investing with Fundrise

BiggerPockets Real Estate Podcast 1065 - It’s About to Get Good! (2025 Housing Market Predictions)

CJ Patrick Company

Investor Sentiment Survey

Grab Dave’s New Book, “Start with Strategy”

Jump to topic:

(00:00) Intro

(01:15) Housing Inventory to Rebound in 2025

(06:27) Home Price Growth to Slow

(08:45) Could Home Prices Crash?

(15:43) Investor Sentiment Falls

(21:53) Top Rising Cost for Rentals

(27:27) Foreclosure Deals?

Check out more resources from this show on BiggerPockets.com and https://www.biggerpockets.com/blog/on-the-market-288

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Will These Be the 5 Best Real Estate Markets of 2025? Jan 16, 2025

Show notes

Will these cities become the best real estate markets of 2025? Norada Real Estate Investments, a turnkey real estate provider, thinks so. So today, we brought back data analyst Austin Wolff and short-term rental expert Garrett Brown to give their takes on the markets Norada is calling some of the hottest for this year. Some make complete sense to us, but we’re a bit cautious of others. That being said, the number one market on the list is one we can ALL agree with.

Austin and Garrett are on today to give both a long-term and short-term rental perspective. Some of these cities show tremendous economic growth, but will that be enough for an Airbnb to succeed in the area? Could stricter short-term regulations make long-term rentals a better option in these cities? We’re diving into each of the top five cities and giving our thoughts on which investments will work, which won’t, and whether we’d buy there.

Plus, the number one market on the list is getting us all very excited. With massive economic upside and fundamentals that make it great for long- and short-term rentals, this is one market every investor should watch closely—or even consider buying in.

In This Episode We Cover

Norada’s top real estate markets of 2025 (and whether we agree with them)

2025’s number-one real estate investing city that we are all extremely bullish on

Criteria you can use to judge any real estate investing area (economy, housing supply, etc.)

Why some of the top cities do NOT make good short-term rental markets

One city that is currently struggling but has tremendous future potential

And So Much More!

Links from the Show

Join the Future of Real Estate Investing with Fundrise

Read Dave’s “2025 State of Real Estate Investing Report”