Money Guy Show

Latest Episodes:

Are You Richer Than Your Friends? (New 2026 Data) Nov 13, 2026

Show notes

This episode brought to you by Abound Wealth. Take the relationship to the next level and become a client: https://moneyguy.com/become-a-client/ Are you richer than most Americans your age? New financial data reveals how household income, net worth, and savings habits compare across Americans in their 20s, 30s, 40s, and 50s. Brian and Bo compare average Americans, Financial Mutants, and Abound Wealth clients to uncover what separates everyday savers from wealthy households. Discover how much you should have invested at your age, why some people build wealth faster, and how credit card debt, car purchases, emergency funds, and investing habits affect financial independence. Are you ahead of the curve, behind, or right on track for retirement? Let's find out.

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Bring confidence to your wealth building with simplified strategies from The Money Guy. Learn how to apply financial tactics that go beyond common sense and help you reach your money goals faster. Make your assets do the heavy lifting so you can quit worrying and start living a more fulfilled life.

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The Millionaire Playbook Just Got an Upgrade + Live Q&A Nov 11, 2026

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Millionaire Mission’s updated paperback is here! Order your copy here: https://moneyguy.com/millionairemission/ Join Brian and Bo for a look at updated retirement contribution limits, revised case studies, additional insights into Brian’s own money decisions, and new content on stewarding your resources well. The Financial Order of Operations remains the foundation: a practical framework for deciding what to do with your next dollar. Whether you’re saving through a 401(k), Roth IRA, or HSA, discover what’s new in this edition, then stick around for live personal finance questions about saving, investing, retirement planning, and building toward financial independence.

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When Is It Finally Okay To Enjoy Your Money? Nov 09, 2026

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Jacob and Elyssa have a $523,000 net worth, nearly $300,000 in retirement savings, and a household income of roughly $117,000—but everyday spending still feels tight. After leaving accounting to become an electrician, Jacob is rebuilding his career while they raise two young children. On this episode of Making a Millionaire, Brian and Bo examine their budget, mortgage payoff plans, and hopes for a bigger home and future business. Can they pause retirement contributions without losing sight of financial independence? Discover why their plan starts with more breathing room—and permission to enjoy the life they’re working so hard to build.

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We Had 5 Minutes To Help These Strangers With Money Nov 06, 2026

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Huge shout out to JC Rodriquez for collaborating with us on this episode! You can check out his content here: https://www.youtube.com/channel/UCYGNye47yLUpBAcveC8gyww Can financial advisors help solve real money problems in just 5 minutes? With the help of JC, we asked strangers about their biggest financial struggles, then challenged Brian and Bo to give each person practical financial advice. From paying off $70,000 in student loans and catching up on retirement savings to buying a first home, investing in rental properties, and escaping credit card debt, these are real financial decisions facing everyday Americans. Watch as Brian and Bo break down debt payoff strategies, retirement investing, 401(k) matches, home buying, and the Financial Order of Operations to show how they'd approach each situation.

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BREAKING: New Fed Data Reveals How Your Money Compare To Others Your Age Nov 04, 2026

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⁠⁠⁠⁠How does your income, net worth, and retirement savings compare to other Americans—and are you still middle class? Brian and Bo break down the Federal Reserve’s Survey of Consumer Finances figures discussed in this episode, covering family income, retirement account balances by age, cash savings, homeownership, and debt. Discover why higher incomes and growing investment accounts can coexist with financial strain, what the middle-income range means, and where comparisons can mislead you. Whether you’re building an emergency fund, paying off credit cards, or investing for retirement, use these numbers for perspective as you work toward your own financial goals.

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Financial Advisors React to Outrageous Money Clips Nov 02, 2026

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Start a free trial, and get 50% off your first year of Monarch Core Tier with code MONEYGUY at https://bit.ly/monarch-moneyguy

Financial advisors react to outrageous money advice from Dave Ramsey, viral finance influencers, and the internet's wildest money clips! Brian and Bo break down expensive car payments, AI investment advice, hidden wealth, costly tax mistakes, and the financial decisions that could derail your future. Should you always pay cash for a car? Can AI really help lower investment fees? And why do some people look rich while actually being broke? From the 20/3/8 car-buying rule to smart investing and emergency fund strategies, discover which viral money tips are worth following—and which deserve a second look.

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We Asked 20K Americans How They Manage Money. Oct 30, 2026

Show notes

This episode brought to you by Abound Wealth. Take the relationship to the next level and become a client: https://moneyguy.com/become-a-client/ Building wealth, saving for retirement, and managing debt look different when you see the actual numbers. More than 20,000 Money Guy viewers shared their financial lives, and some results surprised even us. Brian and Bo break down net worth by age, household income, savings rates, car ownership, housing costs, credit cards, and emergency funds. How much are our viewers investing—and what spending habits stand out? Whether you’re in your 20s, navigating the messy middle, or getting serious about money after 35, explore what this audience survey reveals about financial independence, everyday choices, and turning income into wealth.

⁠⁠⁠⁠Jump start your journey with our FREE financial resources⁠⁠⁠⁠⁠⁠⁠

⁠⁠⁠⁠⁠⁠⁠Reach your goals faster with our products⁠⁠⁠⁠⁠⁠⁠

⁠⁠⁠⁠⁠⁠⁠Take the relationship to the next level: become a client⁠⁠⁠⁠⁠⁠⁠

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Do You Actually Need Private Equity to Become Wealthy? Oct 28, 2026

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Private equity is becoming more accessible to everyday investors—and it could eventually show up inside your 401(k) and target-date funds. But how does private equity actually work, and does it deserve a place in your investment portfolio? We break down private equity vs. the stock market, historical returns, illiquidity, leverage, the “2 and 20” fee structure, diversification, and the risks investors need to understand. Plus, we explain where alternative investments could fit within the Financial Order of Operations, why low-cost index funds remain the foundation for most investors, and what to research before putting retirement money into private markets.

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The Truth About Starting a New Career in Your 30s Oct 26, 2026

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Should you keep investing during a career change, or build your emergency fund first? Brad and Haylee are in their 30s with three kids, a $173,000 net worth, retirement savings, and suddenly much less predictable household income. Brian and Bo break down how to manage money during a career transition, when to prioritize cash savings over Roth IRA and 401(k) contributions, why the employer match still matters, and how much emergency savings a family may need with variable income. They also explore financial advisor careers, retirement planning, family finances, cash flow, home-buying goals, and setting a realistic timeline for a career change.

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Average Debt By Age (2026 Edition) Oct 23, 2026

Show notes

Start a free trial, and get 50% off your first year of Monarch Core Tier with code MONEYGUY at https://bit.ly/monarch-moneyguy

Americans are carrying staggering amounts of debt by age, but how does your debt compare? Brian and Bo break down the average debt for Gen Z, Millennials, and Gen X, including credit card debt, student loans, car loans, and mortgages. More importantly, they explain which debts could derail your investing, retirement savings, emergency fund, and path to financial independence. Whether you're wondering how much debt is normal for your age, when to pay off debt vs. invest, how much car you can afford, or whether you should pay off your mortgage early, this episode gives you a framework for making smarter money decisions.

⁠⁠⁠⁠Jump start your journey with our FREE financial resources⁠⁠⁠⁠⁠⁠⁠

⁠⁠⁠⁠⁠⁠⁠Reach your goals faster with our products⁠⁠⁠⁠⁠⁠⁠

⁠⁠⁠⁠⁠⁠⁠Take the relationship to the next level: become a client⁠⁠⁠⁠⁠⁠⁠

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