Money Guy Show

Latest Episodes:

Home Prices Are FALLING, Mortgage Rates Are RISING Sep 23, 2026

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Home prices are falling in parts of the U.S. housing market, but does that mean 2026 is finally a good time to buy a house? We break down falling home prices, mortgage rates, housing inventory, first-time homebuyer affordability, and why new construction can now cost less than existing homes. You’ll also learn what today’s changing real estate market means for buyers and sellers, how to know how much house you can afford, and why our 3/5/25 home-buying rule can help keep housing from squeezing the rest of your financial life.

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Bring confidence to your wealth building with simplified strategies from The Money Guy. Learn how to apply financial tactics that go beyond common sense and help you reach your money goals faster. Make your assets do the heavy lifting so you can quit worrying and start living a more fulfilled life.

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Financial Advisors React to UNBELIEVABLE Money Clips Sep 21, 2026

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Brian and Bo react to some of the most unbelievable personal finance advice, money mistakes, and investing decisions on the internet. From inflation and future home prices to buying too much house, spending while in debt, retirement withdrawal strategies, sequence of returns risk, and extreme frugality, they break down what smart money management actually looks like. Whether you’re trying to build wealth, save for retirement, get out of debt, buy a home, or reach financial independence, these real-world examples reveal why creating margin, investing consistently, and following the Financial Order of Operations can matter more than flashy financial shortcuts.

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Here’s Where Wealthy People Put Their Money Sep 18, 2026

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Where do wealthy people put their money, and what money habits can you copy to build wealth yourself? Brian and Bo break down what the top 10% and millionaires actually own—from stocks, 401(k)s, real estate, businesses, and homes to the surprising ways wealthy people spend on time, health, and cars. You’ll learn how consistent investing, low-cost index funds, tax-advantaged retirement accounts, HSAs, smart homeownership, and responsible spending fit into long-term wealth building. If you’ve wondered how rich people invest, what millionaires do with their money, or how to build wealth without looking rich, this episode breaks down the data.

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Are You Doing Better Than the Average American? Sep 16, 2026

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Are you doing better financially than the average American in 2026? We want to find out - and see how Financial Mutants compare. In this episode, we break down median financial asset data by age and share how you can take the Financial Mutant Survey at moneyguy.com/survey to anonymously share where you are on your financial journey. We’ll use the results to explore financial assets by age, savings, investing, retirement progress, net worth benchmarks, and how serious money optimizers stack up against their peers.

Whether you feel ahead, behind, or unsure if you’re on track for retirement and financial independence, your experience can help shape future Money Guy episodes. The survey closes September 30, so make your voice count!

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Was His $120,000 College Degree a Huge Mistake? Sep 14, 2026

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At 28, Joe has gone from roughly $120,000 in student loan debt to a positive $70,000 net worth—but now he faces a major personal finance decision: should he aggressively pay off student loans or keep investing for retirement? Brian and Bo break down his budget, Roth IRA, HSA, Bitcoin, side hustle income, savings rate, debt avalanche strategy, and Coast FIRE goals to build a financial plan for his 30s. If you’re wondering how to pay off student loan debt, whether to invest while paying off debt, or how much you should save in your 20s, Joe’s financial journey shows just how powerful intentional money decisions can become.⁠⁠⁠⁠

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Retirement at $1M, $2M, $3M, and $5M Sep 11, 2026

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How much money do you really need to retire, and what does a $1 million, $2 million, $3 million, or $5 million retirement actually look like? Brian and Bo break down retirement income, the 4% rule, Social Security benefits, monthly retirement spending, and the lifestyle each portfolio could support. Plus, see how much you may need to invest each month to reach these retirement savings milestones by age 65. From sequence-of-returns risk and healthcare costs to inflation, RMDs, tax planning, and estate planning, this is a practical look at building wealth, finding your retirement number, and planning for financial independence. ⁠⁠⁠⁠

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How To Actually Make Money Sports Betting (Here’s the Math) Sep 09, 2026

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⁠⁠⁠⁠Sports betting has exploded in America—but can you actually make money betting on sports, or is it quietly hurting your ability to build wealth? We look at the rise of online sports gambling, why Gen Z and young investors are increasingly drawn to betting, how sportsbooks make money, and what the numbers reveal about long-term sports betting profits. Then we compare gambling with investing, retirement savings, Roth IRAs, 401(k)s, index funds, and the opportunity cost of losing money while you’re young. If sports betting is part of your entertainment budget, here’s how to think about it without sacrificing your financial future.

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Financial Advisors Debunk TikTok Money Advice Sep 07, 2026

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Start a free trial, and get 50% off your first year of Monarch Core Tier with code MONEYGUY at https://bit.ly/monarch-moneyguy Is TikTok money advice actually helping you build wealth—or encouraging costly investing mistakes? Financial advisors Brian and Bo react to viral personal finance advice about saving money, emergency funds, Roth IRAs, index funds, stock picking, taxes, entrepreneurship, and financial independence. From investing $50 a week to claims of turning $2,500 into $100,000, they separate useful financial principles from risky shortcuts. If you’re wondering how to start investing, how much to save, whether the S&P 500 can build wealth, or whether you need to own a business to become wealthy, this breakdown reveals what smart long-term investing actually looks like.

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How To Be Wealthy By Age Sep 04, 2026

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How much money should you have saved by your 20s, 30s, 40s, and 50s? Brian and Bo break down net worth by age, retirement savings benchmarks, investing goals, and wealth-building strategies for your 20s, 30s, 40s, and 50s. See how your finances compare, what net worth targets to aim for, and how priorities like emergency savings, investing 25%, buying a home, tax optimization, catch-up contributions, and retirement planning change over time. Whether you’re wondering how much should I have saved by 30, 40, or 50, trying to become a millionaire, or building toward financial independence, this is your decade-by-decade roadmap to building wealth.

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The Rules of Retirement Have Changed (Here’s How To Prepare) Sep 02, 2026

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⁠⁠⁠⁠Retirement planning may need a major rethink as longer lifespans and earlier retirement stretch what was once a standard 30-year retirement into 40 years or more. Rebie and Bo explain how longevity risk, inflation, bear markets, healthcare expenses, required minimum distributions, Social Security taxes, Medicare IRMAA surcharges, and the widow’s tax can affect your retirement income. Plus, learn how tax diversification, the three-bucket strategy, HSA investing, and strategic Roth conversions can help create a more resilient retirement plan. If you’re wondering how much you need to retire, when to retire, or how to make retirement savings last, this is where to start.

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