Invest in You

Latest Episodes:

Navigating Generational Agendas: Insights from Darius Ross on Business Negotiation Jun 24, 2025

Show notes

In this episode, Fredrik and Darius Ross explore the complexities of generational business dynamics, negotiation strategies, and the current landscape of mergers and acquisitions. Darius shares insights from his extensive experience in real estate and business transactions, emphasising the importance of understanding diverse seller motivations, such as family dynamics and financial freedom. Darius also highlights the impending wealth transfer as baby boomers retire, presenting a unique opportunity for acquisition entrepreneurs.

KEY TAKEAWAYS

Generational Dynamics in Business: Understanding the differing agendas and motivations of various generations (Baby Boomers, Generation X, Generation Z, and their descendants) is crucial when negotiating and structuring business deals, especially in family-owned businesses.

Negotiation Essentials: Successful negotiation requires a win-win mindset, where both parties feel satisfied with the terms. This often involves flexibility in price and terms, such as using seller notes or deferred consideration to facilitate transactions.

Seller Motivations: Common reasons for selling a business include divorce, family disputes, and the desire for cash from second or third-generation owners. Recognising these motivations can help in structuring deals that meet the seller's needs.

Preparing a Business for Sale: To make a company more attractive to buyers, it’s essential to ensure that it can operate independently of the owner. This includes assessing financial health, staff capabilities, and market positioning, as well as considering employee ownership models to enhance commitment.

Investment Opportunities in Emerging Markets: With a significant wealth transfer expected as Baby Boomers retire, there is a unique opportunity for acquisition entrepreneurs. Additionally, emerging markets, particularly in Africa, are poised for growth, presenting new investment opportunities as traditional markets face challenges.

BEST MOMENTS

"One of the craziest ones was a family that was trying to get out of the business and they were not prepared to actually separate the holdings." - Darius Ross

"Everybody has to win. That's number one. Sometimes it's their price, your terms. Sometimes it's their terms, your price." - Darius Ross

"The biggest one is divorce. The most expensive one is divorce." - Darius Ross

"This is the beginning of the gold rush of opportunity." - Host

"If you give an employee a stake in a business, they will be vested for the long term because they see the future." - Darius Ross

RESOURCES

https://www.linkedin.com/in/darius-ross-0316626/

ABOUT THE HOSTS

Serial entrepreneurs Fredrik, Charlie and Ivan Sandvall love sharing ideas and interviewing world-class entrepreneurs and influences. Invest In You is about investments, entrepreneurs, personal development and doing fun things. They hope to ensure you to take action, helping others and yourself, plus enjoying the journey we call life.

CONTACT METHOD

Fredrik Sandvall

www.linkedin.com/in/sandvall/

https://www.facebook.com/FredrikinLondon/

Charlie Sandvall

LI: https://www.linkedin.com/in/csandvall/

Youtube Channel: https://youtube.com/c/Sandvall

Ivan Sandvall

Instagram @ivansandvall

Life by Design: Crafting Your Entrepreneurial Journey May 07, 2025

Show notes

Fredrik shares insights from his personal notes, focusing on the theme of "life by design" and the importance of self-investment. He emphasizes the need for entrepreneurs to balance work and personal life, questioning whether they would sacrifice money for family time. Key takeaways include the significance of selling oneself and one's vision to attract team members, investors, and customers. Fredrik highlights the value of investing in wisdom over mere knowledge, advocating for skill stacking in areas like sales, marketing, and hiring. He also discusses the importance of choosing the right business partners and having clear agreements to navigate challenges. Ultimately, he encourages listeners to prioritise their goals and manage expectations to create a fulfilling life by design, underscoring that small changes can lead to significant long-term transformations.

KEY TAKEAWAYS

Life by Design: Entrepreneurs should strive to create a life that balances work and personal time. This involves making conscious choices about priorities, such as sacrificing money for family time or personal relationships.
Invest in Wisdom, Not Just Knowledge: It's important to focus on gaining wisdom through real experiences rather than just consuming content. Practical application and execution are key to truly understanding and utilising knowledge.
Hiring for Efficiency: To maximise productivity and buy time, consider hiring an executive assistant first, followed by an analyst for detailed work. This approach helps streamline operations and allows for better focus on strategic goals.
Skill Stacking: Entrepreneurs should develop essential skills such as sales, marketing, organisation, and hiring. These skills are crucial for business success and can be complemented by hiring partners or team members with different strengths.
Managing Expectations: Engaging family, colleagues, and business partners in planning can help manage expectations and reduce disappointments. Saying no to unnecessary commitments allows for more focus on what truly matters, leading to a more fulfilling life by design.

BEST MOMENTS

"You need to sell yourself in your own mind. You need to sell others on your plan, on your vision to get them into your world."

"Invest in your wisdom, not knowledge. It’s so easy to get stuck consuming content and feel productive without truly learning."

"A millionaire is the new broke. If you think about getting sick or sued, that can equate to a lot of money very quickly."

"You can actually stack your skills on top of each other. Some of the most valuable skills as an entrepreneur include sales and marketing."

"It will be a better life by design if you engage your spouse and your children. Manage expectations to make less people disappointed."

ABOUT THE HOSTS

CONTACT METHOD

Fredrik Sandvall

www.linkedin.com/in/sandvall/

https://www.facebook.com/FredrikinLondon/

Charlie Sandvall

LI: https://www.linkedin.com/in/csandvall/

Youtube Channel: https://youtube.com/c/Sandvall

Ivan Sandvall

Instagram @ivansandvall

Trump, Tariffs & Trillions - Trillion Dollar Dealmaking Apr 30, 2025

Show notes

Fredrik, Ivan, and Charlie delve into the complex dynamics of Trump's tariffs and their impact on the global economy. They discuss the staggering financial losses attributed to these tariffs, including an estimated $4 trillion loss in the U.S. market, and how this translates to increased costs for American families. The conversation highlights the negotiation tactics employed by Trump, suggesting that tariffs serve as tools for leverage rather than straightforward economic strategies.

KEY TAKEAWAYS

Impact of Tariffs on the Market: The introduction of tariffs has led to significant financial losses in the market, with estimates suggesting that the U.S. lost around $4 trillion, which is approximately 10% of the global GDP.
Consumer Costs: Tariffs are effectively a tax on consumers, leading to increased prices for goods. An average American family could face an additional cost of around $4,000 due to these tariffs, affecting their purchasing power.
Negotiation Tactics: The tariffs are viewed as a negotiation tool rather than a long-term economic strategy. The discussion suggests that the intention behind imposing tariffs may be to leverage negotiations with other countries rather than to generate revenue.
Global Economic Dynamics: The conversation highlights the interconnectedness of global economies, emphasising that while tariffs may aim to bring manufacturing back to the U.S., many industries, particularly in technology, rely heavily on imports from countries like China.
Attention and Market Influence: The episode discusses how media attention can shift focus away from other significant global issues, with Trump’s actions dominating headlines. This influence can affect market perceptions and consumer behaviour, illustrating the power of attention in shaping economic narratives.

BEST MOMENTS

"So this is not criticising Trump. It is not doing any of those things. We are trying to understand what is happening and how it fits together.

"So help us count how many zeros might there be in 1 trillion? You're the finance guy, engineering. How many again?"

"I mean, contextualise those numbers. What does it actually mean that that 4 trillion is being lost in, for example, the US markets?

"To some extent. Some things can shift back, but many things, it will be very hard for it to happen."

"I would argue that, in a way, he is maybe the first real trillion dollar deal maker."

RESOURCES

eFunding.pro

ABOUT THE HOSTS

CONTACT METHOD

Fredrik Sandvall

www.linkedin.com/in/sandvall/

https://www.facebook.com/FredrikinLondon/

Charlie Sandvall

LI: https://www.linkedin.com/in/csandvall/

Youtube Channel: https://youtube.com/c/Sandvall

Ivan Sandvall

Instagram @ivansandvall

Navigating Risks: How to Protect Your Wealth in a Digital Age with Richard C. Wilson Apr 16, 2025

Show notes

Richard C. Wilson discusses the intricacies of family offices and wealth management with a focus on the ultra-wealthy. Key takeaways include the importance of understanding how to add value to investors rather than merely promising high returns. Wilson emphasises the need for trust and transparency in financial dealings, especially for family offices that prioritise capital preservation over aggressive growth. He shares insights from his journey in building a successful investor club and highlights the role of artificial intelligence in enhancing investment strategies. Additionally, Wilson discusses the significance of self-investment in health and mindset, advocating for a life designed around personal values. The episode concludes with practical advice for those looking to establish their own family office, stressing the importance of hiring skilled professionals to manage the complexities of wealth.

KEY TAKEAWAYS

Understanding Family Offices: A family office is a wealth management approach tailored for ultra-wealthy individuals, typically those with a net worth of $50 million or more. It addresses the complexities of managing significant wealth compared to lower net worth individuals.
Value of Networking: Building a strong network is crucial in the family office space. Engaging with other family offices and investors can provide valuable insights, deal flow, and connections that are essential for success in wealth management.
Trust Over Promises: When seeking investment from family offices, it's more important to demonstrate how you add value and build trust rather than simply promising high returns. Investors are often sceptical of unrealistic promises and prioritise understanding the value proposition.
Importance of Health and Mindset: Investing in personal health and maintaining a positive mindset are seen as critical components for success. A healthy lifestyle can enhance productivity and focus, which are essential for achieving both personal and financial goals.
Utilizing AI in Investment: The integration of artificial intelligence tools can significantly enhance investment processes, allowing for quicker due diligence, better deal analysis, and more efficient capital raising. Those who leverage AI will likely have a competitive advantage in the investment landscape.

BEST MOMENTS

"What really matters is do they understand how you add value? Because otherwise it's meaningless to say, oh, we're gonna 4X your money or 10X your money."

"When I started, I didn't have enough money in my bank account to pay the rent... Now, we've built a good healthy business and lots of investments out there."

"Most of them are voracious learners and readers and are always taking more information in, because I know that gives them an edge."

"I really like the approach that many family offices have got, because they are focused and careful. It's more about not losing the money than to get super high returns."

"You just have to be more and more cautious. It seems every year, you know."

EPISODE RESOURCES

Richard C. Wilson

https://www.linkedin.com/in/singlefamilyoffice/

ABOUT THE HOSTS

CONTACT METHOD

Fredrik Sandvall

www.linkedin.com/in/sandvall/

https://www.facebook.com/FredrikinLondon/

Charlie Sandvall

LI: https://www.linkedin.com/in/csandvall/

Youtube Channel: https://youtube.com/c/Sandvall

Ivan Sandvall

Instagram @ivansandvall

From Burnout to Balance: A Guide to Sustainable Executive Wellness with Dr Pat Boulogne Apr 09, 2025

Show notes

In this episode, health expert Dr. Pat shares insights on elevating health and wellness for high-performing executives. Dr. Pat discusses the importance of maintaining a balance between work and personal life, emphasising the need for boundaries to prevent burnout. Key takeaways include the significance of hydration, proper nutrition, and the role of the sympathetic and parasympathetic nervous systems in overall health. Dr. Pat also highlights the necessity of self-coaching and the value of investing in oneself, both physically and mentally. The episode concludes with a powerful reminder to prioritise health and well-being, as well as the importance of helping others along the journey.

KEY TAKEAWAYS

Importance of Health for High Performers: Maintaining physical and mental health is crucial for executives and high performers to avoid burnout and enhance their productivity. A strong foundation in health allows individuals to focus better and sustain their energy for both personal and professional commitments.
Setting Boundaries: Establishing clear boundaries is essential for managing workload and preventing burnout. High achievers often struggle to say no, which can lead to overcommitment. Learning to prioritise and set limits can help maintain balance and well-being.
Self-Advocacy in Healthcare: Being proactive and asking the right questions in medical situations is vital. Individuals should advocate for themselves by seeking clarity and understanding in their health care, ensuring they receive the best possible information and treatment.
Self-Coaching Techniques: For those who may not have a coach, self-coaching can be effective. This involves seeking diverse perspectives, asking critical questions about decisions, and being open to learning from various sources to enhance personal growth and decision making.
Positive Mindset and Nutrition: Starting the day with positive affirmations and maintaining a healthy diet are key strategies for mental and physical well being. A positive mindset can influence overall health, while proper nutrition supports bodily functions and reduces inflammation, contributing to optimal performance.

BEST MOMENTS

"I take that knowledge and I help executives elevate their health so that they can focus and sustain their health to avoid burnout, which a lot of people, I mean, the statistic on that is way too high."

"You can't go run a marathon like the Kenyan runners... they need to think better, feel better and move better physically, emotionally, spiritually, and socially."

"If you don't let your body have the opportunity to reset, you can't excel."

"There are so many ways now with social media that you can get pigeonholed by your clicking and search patterns."

"Invest in yourself... it means to go in 150%, do whatever it takes to achieve the goal result that you want to have."

EPISODE RESOURCES

Dr Pat Boulogne

healthteamnetwork.com

https://www.linkedin.com/in/drpatboulogne/

ABOUT THE HOSTS

CONTACT METHOD

Fredrik Sandvall

www.linkedin.com/in/sandvall/

https://www.facebook.com/FredrikinLondon/

Charlie Sandvall

LI: https://www.linkedin.com/in/csandvall/

Youtube Channel: https://youtube.com/c/Sandvall

Ivan Sandvall

Instagram @ivansandvall

The Realities of Selling Your Business with Christine Nicholson Apr 02, 2025

Show notes

Christine Nicholson, an exit and succession expert, shares insights on the emotional and practical aspects of business ownership and exit planning. Key takeaways include the importance of understanding your business's value and the risks associated with being overly attached to it. Nicholson emphasises that 80% of businesses are unsellable due to their reliance on the owner, highlighting the need for effective delegation and team empowerment. She discusses the significance of planning for an exit from the start and maintaining a balance between wealth, health, and mental well-being. The conversation also touches on the realities of earnouts in acquisitions and the necessity of reading legal documents carefully. Ultimately, Nicholson encourages listeners to invest in themselves by prioritszing personal fulfillment and purpose beyond their businesses.

KEY TAKEAWAYS

Emotional Attachment to Business: Many business owners struggle to detach their identity from their business, which can hinder their ability to sell it effectively. Recognising this emotional connection is crucial for a successful exit strategy.
Key Man Risk: A significant portion of businesses are unsellable because they rely too heavily on the owner. To mitigate key man risk, business owners should empower their teams and distribute responsibilities, allowing the business to operate independently of any single individual.
Importance of Exit Planning: The best time to start planning for an exit is during the initial stages of business development. Business owners should consider their exit strategy from the outset to ensure they are prepared for future transitions.
Understanding Business Value: Knowing the true value of a business is essential for planning a successful exit. If a business cannot survive without its owner, it is likely worth very little. Business owners should seek professional help to assess their business's value accurately.
Balancing Wealth, Health, and Well-being: Achieving a balance between wealth, health, and mental well-being is vital for business owners. Prioritising these aspects can lead to a more fulfilling life and better decision-making in both personal and professional realms.

BEST MOMENTS

"About 80% of businesses are unsellable because they rely too much on the business owner. This is a universal thing because it's really down to the human ego."

"The hardest part of the journey is the seven inches between your ears."

"If your business can't survive without you, it is worth big fat zero."

"The more your business needs you, the less it is worth."

"You have the business that you deserve. So go and give yourself the time freedom that you promised yourself."

ABOUT THE GUEST

https://www.linkedin.com/in/christine-nicholson/

christinenicholson.co.uk

www.getexitready.co.uk

ABOUT THE HOSTS

CONTACT METHOD

Fredrik Sandvall

www.linkedin.com/in/sandvall/

https://www.facebook.com/FredrikinLondon/

Charlie Sandvall

LI: https://www.linkedin.com/in/csandvall/

Youtube Channel: https://youtube.com/c/Sandvall

Ivan Sandvall

Instagram @ivansandvall

8 Things to Consider when you Buy your First Company | First Time Acqusitions Mar 28, 2025

Show notes

Ivan interviews Fredrik about mergers and acquisitions, focusing primarily on the acquisition process. Key takeaways include the importance of understanding deal structures, the value of cash flow over sentimental value, and the potential benefits of avoiding brokers to find deals directly. The discussion emphasises the significance of being prepared financially, including the use of SBA loans and seller financing, while cautioning against personal guarantees. Listeners learn that starting before feeling fully ready can lead to valuable experience, and that understanding what is important to the seller can create better negotiation outcomes. The episode also highlights the potential for acquiring businesses in industries with high demand, such as electricians and forestry and encourages leveraging social media for marketing and visibility. Overall, the episode provides practical insights for aspiring acquisition entrepreneurs.

KEY TAKEAWAYS

Understanding Mergers and Acquisitions: Mergers involve combining two entities for various reasons, while acquisitions focus on the process of buying a company. It's essential to recognise that not all mergers and acquisitions are successful.
Importance of Preparation: When approaching brokers or sellers, being well prepared is crucial. Buyers should have their financials in order and understand their deal criteria to avoid being sidelined by more experienced buyers.
Financial Considerations: Buyers should be cautious about how much money they commit upfront. Utilising options like SBA loans can be beneficial, but personal guarantees can pose significant risks, especially for those with limited financial resources.
Deal Structure and Valuation: It's vital to assess what a company is genuinely worth based on cash flow, income, and expenses rather than just the seller's asking price. Understanding the financial health of a business can lead to better negotiation outcomes.
Seller Motivation: Knowing what is important to the seller—such as legacy, staff retention, or financial needs—can help buyers tailor their offers and build stronger relationships, potentially leading to more favourable deal terms.

BEST MOMENTS

"A merge is taking two things and putting them together for different reasons and that is sometimes a great idea, and sometimes it's a bad idea."

"If you go to a broker and look unprepared, what will you say, Ivan, as a broker?"

"Don't overcommit. Try to stay away from personal guarantees if you can."

"You have to dare to do the deal, otherwise you won’t get the learning."

"Finding out what is important for the seller can be anything from keeping the staff to protecting their legacy."

ABOUT THE HOSTS

CONTACT METHOD

Fredrik Sandvall

www.linkedin.com/in/sandvall/

https://www.facebook.com/FredrikinLondon/

Charlie Sandvall

LI: https://www.linkedin.com/in/csandvall/

Youtube Channel: https://youtube.com/c/Sandvall

Ivan Sandvall

Instagram @ivansandvall

The Wealth Transfer: How Baby Boomers are Shaping the Future of Business Ownership with Adam Coffey Mar 26, 2025

Show notes

Adam Coffey shares his extensive experience in business acquisitions and entrepreneurship. He discusses his journey from military service to becoming a successful CEO and best-selling author. Coffey emphasiSes the current opportunity for aspiring entrepreneurs to acquire businesses from retiring baby boomers, highlighting the reduced risk compared to startups. He also addresses the importance of understanding financing options, including seller financing and rollover equity, to structure successful deals. Ultimately, Coffey encourages listeners to invest in themselves through continuous learning and taking calculated risks to achieve business success.

KEY TAKEAWAYS

Successful Business Ownership: Business ownership is highlighted as a key to wealth generation, with a focus on acquiring existing businesses rather than starting new ones. This approach reduces startup risks and leverages established revenue streams.
Needs vs. Wants: When considering business opportunities, it's important to differentiate between needs based and wants based businesses. Needs based businesses tend to be more stable during economic downturns, while wants based businesses are more cyclical and vulnerable.
Revenue Models: The discussion emphasises the advantages of recurring revenue models over project-based revenue. Recurring revenue provides stability and predictability, making it easier for businesses to manage cash flow and growth.
Financing Strategies: Effective capital raising involves being generous with equity and understanding the needs of investors. Structuring deals with elements like seller financing and rollover equity can make opportunities more attractive to potential investors.
Continuous Learning and Adaptation: Investing in oneself through education, mentorship, and practical experience is crucial for success in business. Embracing calculated risks and learning from others can significantly enhance an entrepreneur's chances of success.

BEST MOMENTS

"Most business people write a book, and those books are never really commercially successful. But in my case, my books have been commercially successful."

"I want to generate wealth for my family, for future generations. Business ownership is really the key to building wealth."

"If I start a business, there's a very high probability of failure. But if I buy a pre-existing business, it has a history of revenue."

"Time kills all deals. The longer it takes us to get financing or to deal with diligence, time kills all deals."

"Investing in yourself means investing in reading books and learning from others in taking calculated risks in order to get ahead."

ABOUT THE GUEST

Adam Coffey

https://www.linkedin.com/in/adamecoffey/

https://becometop1.com/exitwealthy-adam

ABOUT THE HOSTS

CONTACT METHOD

Fredrik Sandvall

www.linkedin.com/in/sandvall/

https://www.facebook.com/FredrikinLondon/

Charlie Sandvall

LI: https://www.linkedin.com/in/csandvall/

Youtube Channel: https://youtube.com/c/Sandvall

Ivan Sandvall

Instagram @ivansandvall

The Gold Standard: Why Entrepreneurs Are the True Treasure in Venture Capital with Alex Chompff Mar 21, 2025

Show notes

Fredrik engages with venture capital expert Alex Chompff, who shares insights from his 25 years in the industry. They discuss the essence of venture capital as a high-risk, high-reward investment strategy primarily focused on early-stage startups. Alex emphasises that entrepreneurs should view themselves as the gold that investors seek, highlighting the significance of building relationships with potential investors before needing funds. The conversation also touches on the power of ethical capitalism and the role of innovation over invention in achieving success.

KEY TAKEAWAYS

Investing in Relationships: The highest return on investment can come from personal relationships, particularly with family and children. Building strong connections can provide immediate emotional rewards.
Understanding Venture Capital: Venture capital is a specific type of funding that focuses on equity investments in early-stage startups. It is often expensive and should be considered a last resort for entrepreneurs.
Run to Revenue: Startups should prioritise generating revenue from customers rather than focusing solely on raising funds. Revenue provides flexibility and options, while investment capital often comes with constraints.
Market Validation Before Product Development: Entrepreneurs should validate their market before developing a product. Utilising methodologies like lean startup principles can help ensure that there is genuine interest in the product or service being offered.
The Importance of Community and Networking: Building a network within the entrepreneurial and investment community is crucial. Engaging with others in the field can lead to valuable opportunities and insights, making it easier to navigate the venture capital landscape.

BEST MOMENTS

"The best investment that I ever made was into my portfolio of children, which has been absolutely my highest ROI, without a doubt."

"Raising money is often seen as a meritorious task. I do not think that in fact it is meritorious. I think it's a necessary evil."

"Most companies, by far the vast majority, never use venture capital as a source of capital."

"If you're an entrepreneur and you're looking for funding, it can very often feel like you're panning for gold. What I'd really like you to understand is that you, the entrepreneur, are actually the gold."

"The real joy comes in being there at the front and learning and meeting and greeting and supporting the people who are creating the world of tomorrow."

ABOUT THE HOSTS

ABOUT THE GUEST

Alex Chompff

https://www.linkedin.com/in/alexchompff/

evolutionacceleration.com

CONTACT METHOD

Fredrik Sandvall

www.linkedin.com/in/sandvall/

https://www.facebook.com/FredrikinLondon/

Charlie Sandvall

LI: https://www.linkedin.com/in/csandvall/

Youtube Channel: https://youtube.com/c/Sandvall

Ivan Sandvall

Instagram @ivansandvall

Navigating Economic Turbulence: Insights on Inflation, Interest Rates, and Market Dynamics Mar 19, 2025

Show notes

The Return of Invest In You podcast has, Fredrik Sandvall and Ivan Sandvall discuss various topics, from the current economic climate and the implications of rising interest rates to Ivan's journey in forestry studies at the Swedish University of Agricultural Sciences. Fredrik & Ivan explore the value of university education, the importance of practical experience, and the role of mentorship, particularly Ivan's relationship with his grandfather in forestry. Additionally, they delve into health and fitness, with Ivan sharing his recent training experiences, including a successful skiing race and his approach to weight management through fasting.

KEY TAKEAWAYS

Current Economic Climate: The discussion highlights concerns about the overvaluation of markets, particularly in the U.S., and the impact of increased government spending and national debt.
Education and Learning: One participant shares insights from their experience in university, emphasizing the structured learning environment and the value of having knowledgeable instructors.
Fasting and Health: The benefits of fasting are discussed, with one participant sharing their positive experiences with intermittent fasting and longer fasts.
Forestry and Sustainability: One participant is pursuing a degree in forestry, focusing on the economic aspects of timber production and the importance of sustainable practices.
Personal Development and Training: The conversation touches on physical training, including experiences in taekwondo and skiing.

BEST MOMENTS

"The main goal with the forest, the most expensive thing you can sell from it is timber. You have timber and then you have wood that you can turn into paper, basically."

"The root of the problem is obviously the new money being created. But the Fed and all the other central banks are just trying to solve it by jacking up interest rates instead of making everyone poorer."

"There's a very big alternative cost to not being able to work particularly much for those three years. That's my main issue with it."

"I think the concerns on losing muscle are probably a bit overblown. As long as your daily and weekly intake is only a little bit below what you actually need, it's really good for you."

"It seems like the money supply has increased by somewhere around 40% I believe since before the pandemic, right?"

ABOUT THE HOSTS

CONTACT METHOD

Fredrik Sandvall

www.linkedin.com/in/sandvall/

https://www.facebook.com/FredrikinLondon/

Charlie Sandvall

LI: https://www.linkedin.com/in/csandvall/

Youtube Channel: https://youtube.com/c/Sandvall

Ivan Sandvall

Instagram @ivansandvall