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    Investing

    Grow Your Business and Grow Your Wealth

    The Grow Your Business and Grow Your Wealth Podcast with Gary Heldt is the go-to place to help plan for your future. Whether you’re a business owner looking to maximize your tax profit, a parent planning for college, or an individual looking to improve your life, Gary is the expert for you.Guests on the podcast will chat with Gary and share their secrets to build a better financial foundation for your business and your life. Tune in for informative conversation about keeping your finances organized and not wasting your well-earned money.

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    Latest Episodes:
    EP 023 Eric Steiner, Esquire at Steiner Law Group Dec 23, 2020
    Show notes

    Eric S. Steiner has helped business and consumer clients throughout Maryland discharge millions of dollars of debt. His practice focuses on representing those in financial distress – as both debtors and debtors-in-possession – in pre-bankruptcy and bankruptcy planning, transactions with bankruptcy estates, bankruptcy litigation and bankruptcy fraud, automatic stay and discharge injunction violations. He also advises clients on commercial loan and lease workouts and Article 9 litigation, as well as financing, insurance and contract disputes. Mr. Steiner takes pride in counseling clients with compassion, empathy and understanding, while acting as a zealous advocate for them during times of difficulty.

    A sought-after speaker and writer, he regularly educates audiences on all facets of bankruptcy – presenting to such audiences as the Maryland Society of Accounting & Tax Professionals, Exit Planning Exchange, the Maryland Association for Justice, the Maryland LGBTQ Chamber of Commerce and the Collaborative Professionals of Baltimore. In his spare time, Mr. Steiner plays piano in a local wedding band and enjoys skiing, traveling and spending time with family and friends.

    Listen to this informative Grow Your Business and Grow Your Wealth podcast episode with Eric Steiner about filing for bankruptcy.

    Here are some of the beneficial topics covered on this week’s show:

    ● Why using effective communication with clients is so important.

    ● How bankruptcy doesn’t have to be the last resort people turn to.

    ● Why bankruptcy is more reputable than credit repair or debt consolidation.

    ● How child support and alimony cannot be discharged with bankruptcy.

    ● Why people shouldn’t risk filing for bankruptcy by themselves.


    Connect with Eric:

    Links Mentioned:

    steinerlawgroup.com

    Guest Contact Info:

    Twitter

    @LawSteiner

    Facebook

    facebook.com/SteinerLawGroupLLC

    LinkedIn

    linkedin.com/company/Steiner-law-group

    Connect with Gary:

    Website

    sbadvisors.cc/

    Facebook

    facebook.com/SmallBusinessAdvisors

    LinkedIn

    linkedin.com/in/gary-d-heldt-jr-388a051/

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    EP 022 Steven J. Sless, CLTC®: Reverse Mortgage Expert at The Steven J. Sless Group Dec 16, 2020
    Show notes

    Bringing nearly 20 years of mortgage industry experience, Steven J. Sless runs PRMI’s first consumer-direct retail branch dealing exclusively with reverse mortgages (located in Owings Mills, Md.) He also coaches traditional loan originators working at PRMI’s 270 branches nationwide about reverse mortgages. A powerful speaker and communicator, Steven regularly present seminars and learning workshops for senior home owners, their family and trusted advisors. His passion, expertise and dynamic personality electrify audiences and inspire people to act.

    Steven educates on how the strategic use of home wealth with a reverse mortgage, can protect and preserve a retirement portfolio to ensure so seniors don’t outlive their money. His goal is to dispel myths and common misperceptions about reverse mortgages, and show seniors how to achieve peace of mind by helping them to secure the retirement they deserve. In 2019, Steven earned the CLTC®: Certified Long-Term Care professional designation, demonstrating that he also has acquired the critical tools necessary to discuss the subject of longevity and its acute consequences on a client's family – financially, physically and emotionally – years down the road.

    Listen to this informative Grow Your Business and Grow Your Wealth podcast episode with Steven Sless about reverse mortgages.

    Here are some of the beneficial topics covered on this week’s show:

    ● How reverse mortgages are really great, well-rounded financial planning.

    ● Why you must maintain your taxes and your insurance with a reverse mortgage.

    ● How the biggest misconception of a reverse mortgage is you can lose the home.

    ● How the reverse mortgage can be used as a pool of equity when needed.

    ● How a reverse mortgage allows people to get equity while keeping their home.


    Connect with Steven:

    Links Mentioned:

    thestevenjslessgroup.com

    reversebaltimore.com

    Guest Contact Info:

    Twitter

    @morewithsless

    Instagram

    @morewithsless

    Facebook

    facebook.com/morewithsless

    LinkedIn

    linkedin.com/company/reversemortgage

    Connect with Gary:

    Website

    sbadvisors.cc/

    Facebook

    facebook.com/SmallBusinessAdvisors

    LinkedIn

    linkedin.com/in/gary-d-heldt-jr-388a051/

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    EP 021 Jerry Truman: Senior Vice President & Financial Advisor at RBC Wealth Management Dec 09, 2020
    Show notes

    Jerry Truman has been advising high-net-worth clients for more than 20 years, working closely with them to develop comprehensive and cohesive paths to meet their financial and life goals. The one-on-one time and individual attention he dedicates to each client often leads to them calling him their trusted advisor. Jerry’s passion for helping others is evident in his work both with clients and with the community.

    An avid philanthropist, Jerry has been a member of the Lido Civic Club of Washington, D.C., for over 15 years and has served as the civic chairman since 2010. Jerry has also been a member of Metro Bethesda Rotary since 2013. In 2009, Jerry co-founded Truman Charities—a local group that hosts unique and exclusive dinners and events to raise funds for various local and national charities. Since its inception, Truman Charities has raised more than $950,000 to local and national charities.

    Jerry has been a Washingtonian his entire life. He graduated from Dematha Catholic High School in 1990 and received a bachelor’s degree in political science from the University of Maryland in 1995. Jerry currently lives in Bethesda, Maryland, with his wife, Jamie, and their boys, Zachary and Dominic.

    Listen to this informative Grow Your Business and Grow Your Wealth podcast episode with Jerry Truman about smart financial planning.

    Here are some of the beneficial topics covered on this week’s show:

    ● How listening to people and asking the right questions is very important.

    ● Why financial planners should know the clients’ plans for their business.

    ● How one size doesn’t fit all for people’s financial planning and businesses.

    ● Why having more contact with your client’s will give them a better service.

    ● How important it is to have a financial plan in place during these uncertain times.


    Connect with Jerry:

    Links Mentioned:

    us.rbcwealthmanagement.com/trumanwmgroup

    LinkedIn

    linkedin.com/in/jerry-truman-46031852

    Connect with Gary:

    Website

    sbadvisors.cc/

    Facebook

    facebook.com/SmallBusinessAdvisors

    LinkedIn

    linkedin.com/in/gary-d-heldt-jr-388a051/

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    EP 20 Jamie Barwin: Senior Counsel at Strobl & Sharp PLLC Dec 02, 2020
    Show notes

    Jamie Barwin is an attorney and a CPA devoted to helping clients achieve their goals. Jamie is part of Strobl and Sharp's Trust and Estate Practice Group and she serves a wide range of clients from middle-class individuals through ultra-high net worth families and is able to provide all of her clients with a unique perspective given her diverse background in accounting, taxation and law. Jamie counsels clients regarding their life-time and post-mortem estate planning, including trust planning and charitable planning, as well as advises on probate and estate administration. Jamie also works on family law-related planning, including antenuptial and postnuptial agreements.

    Listen to this informative Grow Your Business and Grow Your Wealth podcast episode with Jamie Barwin about being a trust attorney and CPA.

    Here are some of the beneficial topics covered on this week’s show:

    ● How family law and estate planning overlap on the administrative side.

    ● Why it’s a myth that people need to be wealthy to do estate planning.

    ● How clients need to ask what happens after they establish their estate plan.

    ● Why people should reach out to their estate planner when they have a life event.

    ● How clients don’t like to talk about estate planning because they fear death.


    Connect with Jamie:

    Guest Contact Info:

    LinkedIn

    linkedin.com/company/stroblsharppllc

    Connect with Gary:

    Website

    sbadvisors.cc/

    Facebook

    facebook.com/SmallBusinessAdvisors

    LinkedIn

    linkedin.com/in/gary-d-heldt-jr-388a051/

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    EP 19 Kristen Herwitz: Attorney at Herwitz Law Nov 25, 2020
    Show notes

    Kristen Herwitz is a business attorney committed to helping women entrepreneurs make great money while protecting their ideas and work as their business grows. Previously, she worked as general counsel of BlogHer, a venture-backed startup that grew to become the largest women-focused digital platform on the internet, paying out $36MM to network members between 2009 and 2015. She built her law practice on paying it forward 6 years ago, reinvesting at least 10% of profits in organizations supporting gender, racial, and environmental justice, and she now offers an accessibly-priced DIY contract template shop in addition to her flat-rate, transparent pricing for strategic legal and business advisor services.

    Listen to this informative Grow Your Business and Grow Your Wealth podcast episode with Kristen Herwitz about helping small business owners streamline their business.

    Here are some of the beneficial topics covered on this week’s show:

    ● Why business owners should use a more holistic approach for their business.

    ● How service providers should require a non-refundable deposit with new clients.

    ● Why it’s so important for business owners to plan and strategize ahead of time.

    ● What could happen when business partners get into a dispute with each other.

    ● Why business owners must build legal fees into their budget.

    Connect with Kristen:

    Links Mentioned:

    kristenherwitz.com

    Guest Contact Info:

    Instagram

    @herwitzlaw

    Facebook

    facebook.com/HerwitzLaw

    LinkedIn

    linkedin.com/in/kristenherwitz

    Connect with Gary:

    Website

    sbadvisors.cc/

    Facebook

    facebook.com/SmallBusinessAdvisors

    LinkedIn

    linkedin.com/in/gary-d-heldt-jr-388a051/

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    EP 018 Alina Mardesich: Senior Vice President at George Smith Partners Nov 18, 2020
    Show notes

    Alina Mardesich joined the George Smith Partners family in 2017 with over 25 years’ experience in commercial real estate in the areas of new business development, asset management, loan workouts and most notably loan originations. Alina’s well rounded experience includes funding over $2.5 billion at Fremont Investment & Loan, working with Oaktree Capital Management’s Real Estate Debt Fund and managing a $300 million portfolio of distressed loans at US Bank during the downturn for the Archon Group.

    Alina boasts a stellar track record in originating highly structured complex real estate transactions with an expertise in ground up development in all asset classes including retail, office, industrial, multifamily, hospitality, student housing, master-planned community and urban mixed-use. Alina is most notably recognized for pioneering the financing of the adaptive re-use/artist loft conversion movement early in the last cycle with over $500 million funded in the Downtown Los Angeles Arts District. Alina saw the opportunity in DTLA long before the large institutional and foreign investors came in.

    Alina also funded over $350 million in master-planned community infrastructure development loans in Southern California that despite the economic downturn, performed through the down cycle due to her diligent underwriting and structuring. At George Smith Partners, Alina’s 25+ years of relationships and strong brand in the real estate community will allow her to bring best-in-class sponsors, middle market and up and coming developer/operators together with capital sources covering the full capital stack.

    Listen to this informative Grow Your Business and Grow Your Wealth podcast episode with Alina Mardesich about working as a commercial real estate mortgage broker.

    Here are some of the beneficial topics covered on this week’s show:

    ● How COVID-19 has affected the commercial real estate market.

    ● Why developers in commercial real estate are used to pivoting with the market.

    ● Why lenders aren’t looking to lend to retail stores during the pandemic.

    ● How money is still out there, and deals are still happening.

    ● How the commercial real estate business is all about relationships.


    Connect with Alina:

    Links Mentioned:

    GSPartners.com

    Guest Contact Info:

    LinkedIn

    linkedin.com/company/george-smith-partners

    Connect with Gary:

    Website

    sbadvisors.cc/

    Facebook

    facebook.com/SmallBusinessAdvisors

    LinkedIn

    linkedin.com/in/gary-d-heldt-jr-388a051/

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    EP 017 Eido Walny: Founder at the Walny Legal Group Nov 11, 2020
    Show notes

    Eido M. Walny received his J.D. from the Boston University School of Law in 2001, where he was the Executive Articles Editor of Boston University International Law Journal. He earned a Bachelor of Arts degree in Political Science, with honors, from The University of Chicago. Eido’s practice focuses on estate planning, asset protection, business succession, probate, trust administration, and he is also experienced in business, tax, and real estate law. He is a noted national speaker, author, and commentator on issues effecting estate planning, charitable giving methods, and topical business issues.

    Eido founded the Walny Legal Group in 2011 with an eye towards providing clients with high level legal care, but an equally high level of customer service. He provides counseling to protect multi-generational family wealth, including drafting wills, revocable trusts, and irrevocable trusts designed to mitigate the effect of taxes, leverage wealth, and minimize the risk of creditors’ claims. His experience also includes structuring family and business succession plans, non-probate transfers, trust and probate administration, and preparation of guardianships. In addition, he commonly utilizes will alternatives, advances charitable giving, and does planning for families with special needs children.

    Mr. Walny was named one of the Best Lawyers in America for 2021. In 2014, he was selected as one of five national “Advisors with Heart” by Trusts & Estates Magazine. Eido was recognized for his contributions to the legal professional as a 2013 “Leader in the Law” by the Wisconsin Law Journal, and named as a Fellow to the Wisconsin Law Foundation’s class of 2013. He has been recognized as a “Leading Lawyer” in the area of estate planning by M Magazine. In 2012, he was named a “Forty Under 40” honoree by the Milwaukee Business Journal, and a Financial Advisor magazine 2012 Private Wealth All-Star Team nominee. Eido is certified as an Accredited Estate Planner (AEP) and an Estate Planning Law Specialist (EPLS), the latter of which is the highest designation for an estate planning attorney that is currently recognized by the American Bar Association. Fewer than 100 attorneys in the nation have attained the EPLS designation. He has also been awarded the international TEP designation from the Society of Trust and Estate Practitioners.

    In addition to numerous professional positions, Eido is the President for the Village of Bayside, Wisconsin, and serves on several subcommittees, and county-wide committees. He is the Past-President of the Wisconsin Association of Mediators. He also serves on the Planned Giving Counsel of the Zoological Society of Milwaukee, is a member of the President’s Advisory Council of the Froedtert Hospital Foundation, and has been honored as a charter member by the Greater Milwaukee Foundation Mueller Society in recognition of the advancement of philanthropy.

    Listen to this informative Grow Your Business and Grow Your Wealth podcast episode with Eido Walny about estate planning, asset protection, business succession, probate, and trust administration.

    Here are some of the beneficial topics covered on this week’s show:

    ● How, “I need a will,” is code for, “I need estate planning help.”

    ● Why single people with no children do not have the easiest estates.

    ● Why there are different powers of attorney and how they are used.

    ● How the state government issues one will that doesn’t fit everyone.

    ● Why people need a professional to help them with estate planning.

    Connect with Eido:

    Links Mentioned:

    walnylegal.com

    Twitter

    @WalnyLegalGroup

    LinkedIn

    linkedin.com/company/wanly-legal-group-llc

    Connect with Gary:

    Website

    sbadvisors.cc/

    Facebook

    facebook.com/SmallBusinessAdvisors

    LinkedIn

    linkedin.com/in/gary-d-heldt-jr-388a051/

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    Ep 16 John Strohmeyer: Proprietor of Strohmeyer Law PLLC Nov 04, 2020
    Show notes

    John Strohmeyer is the proprietor of Strohmeyer Law PLLC in Houston where he assists individuals and their business with cross-border tax planning, estate planning, and estate administrations. John is board certified in both Tax Law and Estate Planning and Probate Law by the Texas Board of Legal Specialization.

    John is the Chair of the International Tax Committee of the State Bar of Texas Tax Section, was named Rookie of the Year by the Tax Section of the State Bar of Texas, was a 2015-2017 Fellow of the American Bar Association Section of Real Property, Trust and Estate Law, and was a Young Leader of the American College of Trusts and Estates Counsel.

    After earning a BS in Zoology from the University of Texas at Austin, he spent four years working for the Four Seasons Hotel in Austin, primarily as the Night Manager, before heading to law school.

    When he's not practicing law, he spends his time with his wife Emily and their rescued mutts Griswold, Molly, and Billy; runs marathons (43 as of March 1, 2020); homebrews beer; and writes about client service issues for professionals.

    Listen to this informative Grow Your Business and Grow Your Wealth podcast episode with John Strohmeyer about cross border tax planning, estate planning, and estate administration.

    Here are some of the beneficial topics covered on this week’s show:

    ● Why it’s better to let someone else take on your risk as a new lawyer.

    ● How estate plans need regular care and maintenance to best serve you.

    ● Why people need estate planners to help protect their assets.

    ● How people should always be thinking about tax planning.

    ● How you can minimize your estate taxes each year.

    Connect with John:

    Links Mentioned:

    strohmeyerlaw.com

    Twitter

    @johnthelawyer

    Instagram

    @strohmeyerlawpllc

    Facebook

    facebook.com/strohmeyerlaw

    LinkedIn

    linkedin.com/in/johnthelawyer

    Connect with Gary:

    Website

    sbadvisors.cc/

    Facebook

    facebook.com/SmallBusinessAdvisors

    LinkedIn

    linkedin.com/in/gary-d-heldt-jr-388a051/


    Learn more about your ad choices. Visit megaphone.fm/adchoices


    EP 15 Jodie Buchman: Partner at Silverman Thompson Slutkin White Oct 21, 2020
    Show notes

    Jodie Buchman maintains a diverse and complex commercial, real estate, bankruptcy and finance practice which is primarily litigation oriented. She regularly represents title insurance companies and their insureds, hotels, property owners and landlords, vendors, suppliers, utility companies, and various other business entities in a variety of complex commercial disputes in and out of litigation including commercial disputes, real estate disputes, and all aspects of workout, restructuring, and bankruptcy manners on behalf of the creditor or prospective purchaser.

    Prior to joining Silverman Thompson, Jodie was Of Counsel at DLA Piper LLP and a partner at Gebhardt & Smith LLP.

    Listen to this informative Grow Your Business and Grow Your Wealth podcast episode with Jodie Buchman about business litigation, bankruptcy, and real estate litigation.

    Here are some of the beneficial topics covered on this week’s show:

    ● How a pre-law major can be whatever you want it to be.

    ● Why using LegalZoom for your business can lead to issues later.

    ● How rushing into a real estate investment is never a good idea.

    ● Why filing bankruptcy to avoid tax problems doesn’t always work.

    ● How the courts have been impacted by COVID-19.

    Connect with Jodie:

    Guest Contact Info:

    Twitter

    @jodbuch

    LinkedIn

    linkedin.com/in/jodie-buchma-6778902

    Connect with Gary:

    Website

    sbadvisors.cc/

    Facebook

    facebook.com/SmallBusinessAdvisors

    LinkedIn

    linkedin.com/in/gary-d-heldt-jr-388a051/

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    EP 14 Peter Riebling, Principal at Riebling Law Oct 14, 2020
    Show notes

    Peter J. Riebling devotes his practice to trademark, copyright, unfair competition and advertising issues, with a focus on global strategy, counseling, disputes, litigation and licensing. For more than 25 years, he has managed and directed teams for some of the world's most respected brands, and is consistently recognized as one of Washington, DC's top trademark lawyers.

    Peter works closely with clients as a collaborative team focused on achieving a common goal. He manages and directs trademark and copyright enforcements, online and social media take-down actions, foreign anticounterfeiting actions, domain name arbitration proceedings, large global trademark portfolios, licensing, and due diligence. He has obtained injunctive relief against client competitors in trademark infringement litigation, and obtained injunctive relief in trade secret and breach of contract litigation.

    Peter routinely negotiates copyright, software, technology and trademark licensing agreements, and advises companies on advertising regulatory compliance and rights of publicity. He represents numerous pro bono clients, and is a frequent lecturer on intellectual property at the American University Kogod School of Business.

    Peter personally negotiated the sale of a now-famous trademark to Apple in face-to-face negotiations with Steve Jobs, and co-authored a US Supreme Court amicus brief filed by Dr Pepper/Seven Up, Inc. in Qualitex Corp. v. Jacobson Products Co. on the successful issue of whether color may be subject to trademark protection. In addition, Peter provided written testimony to the Chairman of the House Subcommittee on Courts and Intellectual Property prior to passage of the Federal Trademark Dilution Act and has been a featured speaker for the District of Columbia Bar on trade secret litigation strategies.

    Peter is an acknowledged leader in the intellectual property community, with consecutive peer recognition rankings in the World Trademark Review's WTR 1000 (2011–present).

    Prior to founding Riebling IP, Peter was a partner for 13+ years at Katten Muchin Rosenman LLP, and prior to that he was an equity partner at Arter & Hadden LLP, where he was the partner in charge of associates in Washington, DC. Before practicing law, Peter worked at the White House Office of National Service and served as campaign manager for a US Senate election.

    Listen to this informative Grow Your Business and Grow Your Wealth podcast episode with Peter Riebling about the difference between a copyright and trademark.

    Here are some of the beneficial topics covered on this week’s show:

    ● How colors can be trademarked for brand recognition.

    ● How there are four types of intellectual property.

    ● Why trademarks and copyrights in the US aren’t enforced internationally.

    ● Why two distinct different products can have the same name.

    ● Why you need to do your research before settling on a name or logo.

    Connect with Peter:

    Links Mentioned:

    rieblinglaw.com


    Guest Contact Info:

    Twitter

    @rieblinglaw

    Facebook

    facebook.com/rieblinglaw

    LinkedIn

    linkedin.com/in/peter-riebling-18b222

    Connect with Gary:

    Website

    sbadvisors.cc/

    Facebook

    facebook.com/SmallBusinessAdvisors

    LinkedIn

    linkedin.com/in/gary-d-heldt-jr-388a051/

    Learn more about your ad choices. Visit megaphone.fm/adchoices


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