Grow Your Business and Grow Your Wealth

Latest Episodes:

EP 043 Dan Nguyen, Attorney, Author May 12, 2021

Show notes

Dan Nguyen is an attorney who helps entrepreneurs in the areas of LLC/Corporations, trademarks, franchising, and estate planning. He is also the author of two best-selling books, Making Your Mark, a trademark book for entrepreneurs and Don’t Sue Me, on employment law.

Dan is the host of the Intentional Entrepreneur Podcast, and has appeared on US News and World Report, American Express OPEN Forum, Fundera, and Legal Zoom.

Because of Dan’s experience in working with a wide variety of industries, he can share that knowledge to benefit his clients. In our conversation, we discussed:

· Picking the correct entities or franchise entities-LLC, LLP, Inc.

· Creating the correct articles of organization.

· Operating agreements and their importance.

· Forming the right team for your small business or corporation.

· Trademarks.

· Consider franchising to expand your business profile.

Enjoy the show!

Connect with Dan:

Website: www.dxnguyen.com

LinkedIn: https://www.linkedin.com/in/dxnguyen

Twitter: https://twitter.com/danxnguyenESQ

Instagram: https://twitter.com/danxnguyenESQ

YouTube: https://www.youtube.com/channel/UC0UZ2aixGQG5oXQR5suv3dw?view_as=subscriber

Connect with Gary:

Website: sbadvisors.cc/

Facebook: facebook.com/SmallBusinessAdvisors

LinkedIn: linkedin.com/in/gary-d-heldt-jr-388a051/

Learn more about your ad choices. Visit megaphone.fm/adchoices

EP 042 Randy Kurtz CFP, RIA with Upper Left Wealth May 05, 2021

Show notes

Randy Kurtz, CFP, RIA is a nationally recognized expert on risk. He went from being a great stock picker at Bear Stearns to starting his own company and picking stocks for wealthy clients.

Randy felt he was doing a disservice for his clients by not looking at their long-term financial goals. There was a need to help them create diversified financial plans.

Using his stock picking knowledge and love for Excel sheets, Randy developed his Data Driven Advisor program to transform an advisors’ business with super diversified portfolios. The Data Driven Process aims to lower volatility and reduce a portfolio’s range of outcomes. Lower risk does not mean lower returns, but it means less fluctuation, meaning the advisor can better address the client’s concerns.

In our conversation, Randy explains his Data Driven Advisor program and other topics including:

· The fears of clients-building assets for retirement and then questioning, “Is it enough?”

· Randy’s game of risk and how to control it.

· The three buckets of investments.

· The advice of a professional for understanding outcomes of financial plans.

· Retirement-financial and life plans.

· Roth conversions.

Enjoy the show!

Connect with Randy:

Website: www.upperleftwealth.com

LinkedIn: https://www.linkedin.com/in/mrdiversification

Twitter: @MrUpperLeft

Connect with Gary:

Website: sbadvisors.cc/

Facebook: facebook.com/SmallBusinessAdvisors

LinkedIn: linkedin.com/in/gary-d-heldt-jr-388a051/

Learn more about your ad choices. Visit megaphone.fm/adchoices

EP 041 Ray Prospero, Partner Advisor with Advice Period Apr 28, 2021

Show notes

Raymond Prospero, ChFC®, is a Partner Advisor with Advice Period. Ray helps clients develop realistic financial goals, designing wealth management strategies to help preserve wealth for future generations.

Ray launched his financial services career when he joined Merrill Lynch in 2010 after a legal career, where he was admitted to the United States Tax Court. While at Merrill Lynch, Ray was a Senior Vice President and a member of their Circle of Excellence recognition club, reserved for top-performing advisors nationwide. He holds a Juris Doctorate degree from the University of La Verne College of Law and earned the Chartered Financial Consultant® (ChFC®) designation from The American College of Financial Services.

In our conversation, we discussed:

· People need, but often neglect estate planning.

· Using Right Capital, a cash flow and financial planning program that’s data driven.

· A relationship approach is more satisfying than old-school transactional work.

· Market awareness with the new administration.

· Being proactive for clients.

· The difference between a Registered Investment Advisor (RIA) and a broker-dealer.

Enjoy the show!

Connect with Ray:

Website:https://www.adviceperiod.com/?team=ray-prospero-2

LinkedIn: https://www.linkedin.com/in/rcprospero

Connect with Gary:

Website: sbadvisors.cc/

Facebook: facebook.com/SmallBusinessAdvisors

LinkedIn: linkedin.com/in/gary-d-heldt-jr-388a051/

Learn more about your ad choices. Visit megaphone.fm/adchoices

EP 040 Olivia Summerhill, Founder & CEO Summerhill Wealth Management Apr 21, 2021

Show notes

Olivia Summerhill works only with affluent women, protecting their lifestyle throughout the divorce process. She works closely with her clients’ divorce attorneys, mediators, and wealth managers to negotiate the most helpful financial settlements. Olivia is one of few financial professionals to hold Certified Financial Planner, Certified Divorce Financial Analyst, and Behavioral Financial Advising credentials.

Olivia has worked in the financial industry throughout her career, but made the pivot to work with this specialized market during this past year. The transition came easily, given her past work and the desire to help this group of women.

In our conversation, Olivia speaks about how she helps women during the divorce process, including:

· The big question- “Can I keep the house and my lifestyle?”

· The time to do a financial checkup.

· Finance 101 and budgeting.

· Reviewing the paperwork from life insurance, tax returns and credit card points.

Olivia also gives advice on balancing time and setting boundaries. She needs to practice what she preaches as she prepares for an Ironman!

Enjoy the show!

Connect with Olivia:

Website: www.summerhillwealth.com

LinkedIn: www.linkedin.com/in/oliviasummerhill

Podcast: https://podcasts.apple.com/us/podcast/divorce-for-wealthy-women/id1546130936?i=1000503911523

Connect with Gary:

Website: sbadvisors.cc/

Facebook: facebook.com/SmallBusinessAdvisors

LinkedIn: linkedin.com/in/gary-d-heldt-jr-388a051/

Learn more about your ad choices. Visit megaphone.fm/adchoices

EP 039 Sundance Brennan, Branch VP of Training and Sales for American Financial Apr 14, 2021

Show notes

Sundance Brennan is the Branch VP of Training & Sales for American Financial Network, Inc. Sundance has made a 20-year career of helping people, making the American dream of owning a home a little easier.

Sundance has a three-step plan to help borrowers uncover their financial goals and making sure mortgage, debt, and credit planning are included.

Also, to his credit, Sundance is a professional sales coach and Amazon best-selling author of The Art of SalesFu: 10 Steps to Selling Anything over the Phone.

In our conversation we discussed:

· What questions to consider when refinancing.

· The undeserved bad rap of the mortgage industry.

· Finding the right credit repair professional.

· Coaching others to become better sales professionals.

· Mortgage trends to watch.

Let us know how much you enjoyed this episode.

Connect with Sundance:

Website: www.thesalesnerds.com

LinkedIn: www.linkedin.com/in/sundancebrennan/

Connect with Gary:

Website: sbadvisors.cc/

Facebook: facebook.com/SmallBusinessAdvisors

LinkedIn: linkedin.com/in/gary-d-heldt-jr-388a051/

Learn more about your ad choices. Visit megaphone.fm/adchoices

EP 038 Simon Popple, Managing Director at Brookville Capital Apr 07, 2021

Show notes

Simon Popple is the Managing Director of Brookville Capital. The company provides Simon with daily contact to institutions such as pension funds, sovereign wealth funds, private banks and family offices seeking to deploy capital in commodities.

Rather than investing in actual commodities, Simon specializes in researching and finding the right commodity companies to invest in. You can learn more in his weekly, Brookville Capital Intelligence Report.

In our conversation, Simon gives insights on how to invest and advice on what it takes to be a smart investor including:

· How to invest in commodities.

· Providing research and insights into a sector.

· Look at difference currency through commodities.

· Common commodity investment mistakes.

· Cautions to investors.

Let us know if you enjoyed this episode.

Connect with Simon:

Website: www.brookvillecapital.com

Connect with Gary:

Website: sbadvisors.cc/

Facebook: facebook.com/SmallBusinessAdvisors

LinkedIn: linkedin.com/in/gary-d-heldt-jr-388a051/

Learn more about your ad choices. Visit megaphone.fm/adchoices

EP 037 Brian Carney, CFP, AIF, ChFC, CDFA and Co-Founder of RiversEdge Advisors, LLC Mar 31, 2021

Show notes

Brian Carney is the co-founder of RiversEdge Advisors, LLC. Two weeks after starting his career as a financial advisor, 911 happened. Brian persevered and along the way he started a financial planning firm with his two best friends. He made the leap to starting his own firm, because of his desire to help clients understand their personal finances and reduce financial anxiety.

In our conversation we discussed:

· The difference between a financial planner and investment manager.

· Helping clients to stay organized and focused on financial goals.

· Eliminating the emotions out of financial decisions.

· Creating your team for a successful financial plan.

Brian and his team work to keep clients on track with the goal of building net worth. He also helps business owners through his podcast, Happy Half Hour with an Entrepreneur.

Connect with Brian:

Website: https://riversedgeadvisors.com/

Instagram: https://www.instagram.com/riversedgeadvisors_llc/

Twitter: https://twitter.com/RiversEdge_LLC

Linkedin: https://www.linkedin.com/company/riversedgeadvisors/

Youtube: https://www.youtube.com/channel/UC12-pT6ZGV7Wukj1mCxcFPA?reload=9&view_as=subscriber

Podcast website: https://www.happyhalfhourwithanentrepreneur.com/

Connect with Gary:

Website: sbadvisors.cc/

Facebook: facebook.com/SmallBusinessAdvisors

LinkedIn: linkedin.com/in/gary-d-heldt-jr-388a051/

Learn more about your ad choices. Visit megaphone.fm/adchoices

EP 36 Sarah Carlson CFP®, CLU, CHFC, Owner-Fulcrum Financial Group Mar 24, 2021

Show notes

Sarah Carlson is the owner of Fulcrum Financial Group based in Spokane, Washington. Sarah has a system to help people navigate the many complexities that money can bring to life. She works to help simplify the process, whatever the dream may be, from early retirement or traveling the world, to leaving a legacy for future generations, or something else.

Sarah’s credentials include being a graduate of Yale University, a Certified Financial Planner™, Chartered Life Underwriter®, and Chartered Financial Consultant®. Her areas of experience include securities, trust, wills, investments, and retirement planning.

In our conversation, Sarah talks about her system and other topics including:

· Find the proper financial people with right tools to help you.

· The difference choices available for retirement planning.

· Understanding a client’s tolerance to investment risk.

· Elder abuse–when parents do too much for their adult children.

· Using her systematic process (software) to integrate with all your investments.

Sarah’s process is a bullet proof plan to help clients understand and meet their individual investment needs.

Get ready to take notes. Enjoy the show!

Connect with Sarah:

Website:http://www.fulcrumfinancialgroup.com

Facebook: https://www.facebook.com/FulcrumFinancialGroup

LinkedIn: https://www.linkedin.com/in/sarah-carlson-cfp%C2%AE-chfc-clu/

Connect with Gary:

Website: sbadvisors.cc/

Facebook: facebook.com/SmallBusinessAdvisors

LinkedIn: linkedin.com/in/gary-d-heldt-jr-388a051/

Learn more about your ad choices. Visit megaphone.fm/adchoices

EP 035 Steven Goodman, CPA, MBA, President and CEO SHG Planning Mar 17, 2021

Show notes

Steven Goodman, President and CEO of SHG Planning, specializes in business succession planning, which is helping business owners deal with the succession to their families, partners, and key employees. Steven also works in estate planning and gets involved in the sophisticated design of people’s retirement plans.

Steven is a skilled CPA with a multidisciplinary background. He has the expertise of an attorney, investment, pension, and insurance person, which is extremely beneficial for his clients.

He currently services hundreds of clients focusing on the needs of owners of closely held businesses and high net worth individuals.

In our conversation, Steven talks about:

· The obstacles people run into with business succession planning.

· The importance of business owners dedicating time to planning.

· The benefit of using trusts and why.

· Critical conversations for exit planning with partners, spouses, and children.

Take advantage of Steven’s free book and the informative articles on his website!

Connect with Steven:

Website:https://www.shgplanning.com/

LinkedIn: www.linkedin.com/in/stevegoodmanshg/

Free Book:stevengoodman.biz

Connect with Gary:

Website: sbadvisors.cc/

Facebook: facebook.com/SmallBusinessAdvisors

LinkedIn: linkedin.com/in/gary-d-heldt-jr-388a051/

Learn more about your ad choices. Visit megaphone.fm/adchoices

EP 034 Jeff Link-Investment Advisor, Founder Blue Line Investing Process Mar 10, 2021

Show notes

Jeff Link is an Investment Advisor Representative at Guardian Wealth Advisors, LLC and the founder of the BLUE LINE INVESTING® process. Jeff’s investment philosophy and strategy changed shortly after the stock market downturn of 2008–2009. After suffering significant losses in the stock market for the second time within a decade, Jeff decided enough was enough. His personal research into analyzing stock market trends led to a strategy to manage risk that set him apart from traditional financial advisors. Today, Jeff puts his research and knowledge to work helping his clients grow and preserve their wealth in a risk-managed and tax-efficient way.

Jeff discusses how his research into the history of the stock market led to his BLUE LINE INVESTING® process. Jeff also talks about:

· The financial industry doesn’t teach what makes markets rise and fall.

· Being proactive to minimize financial losses.

· Three questions to ask your investment professional.

· What is the specialty of your investment professional?

· Understanding the difference between wealth and risk management.

Be sure to check out Jeff’s new book, Protecting the Pig: How the Stock Market Trends Reveal the Way to Grow and Preserve Your Wealth.

Connect with Jeff:

Website:http://protectingthepig.com/

Website:bluelineinvesting.com

LinkedIn: https://www.linkedin.com/in/bluelineinvestingjefflink/

Connect with Gary: