Get Creative with Pace Morby

The Pace Morby Show: https://www.youtube.com/@thepacemorbyshow

The Due-On-Sale Clause Almost Killed This Deal—Here’s How She Won Feb 03, 2026

Show notes

What happens when a lender enforces the due-on-sale clause—and how do you survive it without losing the deal?

In this episode of the Get Creative Podcast, host Justin Tuminowski sits down with seasoned creative investor Iva Norris, who shares a real-life wrap deal that produced $800/month in cash flow—even after the due-on-sale clause was triggered.

📲 Connect with Iva
Instagram | Facebook

➡️RSVP for a FREE RV training with Pace (LIVE): https://subto.sjv.io/RGJebg

➡️ Meet Pace on the Creative Nation Tour: https://bit.ly/GetCreativeNationTour

➡️ Download the Free SubTo A-Z e-book: https://subto.sjv.io/qzd0Vb

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Turning Non-Deals to Profit: Creative Restructuring Techniques Jan 27, 2026

Show notes

Welcome to a new episode of the Get Creative podcast! Today, host Ingryd Hernandez is joined by real estate experts Wes Thompson from Washington, D.C., and Marcelo Tostes from San Antonio. This episode dives deep into the world of real estate investing, focusing on creative finance strategies and success stories. Whether you're a seasoned investor or just starting, you'll find actionable insights to help you secure your first or next deal in the competitive real estate market.

Highlights:

"Creative finance has opened doors to real estate investments that I never thought possible."

"The best deals come from understanding the nuances of each transaction and the human element behind them."

"Every deal teaches something new, that’s the beauty of real estate investing."

"It's not just about closing deals, but building relationships that last and create continuous opportunities."

Timestamps:

01:04 - Meet the Guests: Wes Thompson and Marcelo Tostes

02:08 - Wes’s Journey to His Second Creative Deal

03:29 - Leveraging Community for Real Estate Success

07:18 - Strategy: Turning a Non-Deal into an Opportunity

12:11 - Negotiating and Restructuring Deals

14:08 - Personal Funding vs. Private Money

18:03 - Tax Benefits and Deal Structuring

22:47 - Overcoming Challenges in Deal Execution

25:54 - Preparing a Property for Rental Market

28:44 - Closing Remarks and Where to Connect

➡️ Meet Pace on the Creative Nation Tour: https://bit.ly/GetCreativeNationTour

➡️ Download the Free SubTo A-Z e-book: https://subto.sjv.io/qzd0Vb

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Micro-Multifamily Investing: Justin’s “Creative Burrito” Strategy Explained Jan 20, 2026

Show notes

What if you could combine BRRRR + creative finance and turn one ugly single-family home into three cash-flowing rental units—without needing the seller to accept a traditional discount?

In this episode of the Get Creative Podcast, host Keola Keala interviews Justin Tuminowski (aka @realestatejustin) — Sub2 leader, Owners Club member, and New England micro-multifamily operator — as he breaks down a real deal he calls the “Creative BRRRR Burrito.”

Justin shares how a simple direct mail relationship (plus consistent follow-up and a $5 Dunkin’ gift card at the perfect time) led to a motivated seller giving him first right of refusal on a highly visible, distressed property in Southern New Hampshire.

Connect with Justin: https://www.instagram.com/real.estate.justin/

Connect with Keola: https://www.instagram.com/keola_keala/
➡️RSVP for a FREE Section 8 training with Pace (LIVE): https://subto.sjv.io/JK9LYE

➡️ Meet Pace on the Creative Nation Tour: https://bit.ly/GetCreativeNationTour

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How to Buy Turnkey Rentals with Little Money Down: Morby Method Lending Case Study Jan 13, 2026

Show notes

In this episode of the Get Creative Podcast, host Keola Keala sits down with Adam Levine — Sub2, Gator, and Owners Club member with 10+ years in hard money lending — to break down a real-world Morby Method (aka “Stack Method”) transaction that helped an investor buy rental properties with as little as 5% out of pocket.

Adam explains how he solved a complex portfolio-buying problem by combining:

A DSCR loan (long-term rental financing based on cash flow, not tax returns)
A seller carry / seller finance second
private money placed into escrow to “stack” the down payment
The right title company + transaction coordination to keep everything moving

Connect with Adam: https://www.facebook.com/adam.levine.928518

➡️ RSVP for a FREE Section 8 training with Pace (LIVE): https://subto.sjv.io/JK9LYE

➡️ Meet Pace on the Creative Nation Tour: https://bit.ly/GetCreativeNationTour

➡️ Download the Free SubTo A-Z e-book: https://subto.sjv.io/qzd0Vb

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Direct-to-Seller Multifamily: Cold Door Knock → Seller Financing → Cash-Out Refi Jan 06, 2026

Show notes

What if your next multifamily deal didn’t come from a broker… or a mailing campaign… but from knocking on the owner’s front door?

In this episode of the Get Creative Podcast, host Justin Tuminowski sits down with Casey Roloff (Yuma, Arizona) — Army veteran, former Border Patrol agent, and Subto/Owners Club member — to break down a real-world seller financing deal on an 11-unit apartment complex that started with a cold door knock and turned into a wealth-building home run.

Connect with Casey: https://www.facebook.com/casey.roloff/

➡️ Meet Pace on the Creative Nation Tour: https://bit.ly/GetCreativeNationTour

➡️ Download the Free SubTo A-Z e-book: https://subto.sjv.io/qzd0Vb

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How to Flip a $1.2M Luxury Home with Creative Finance (Subto + Novation Strategy Explained) Dec 30, 2025

Show notes

What happens when a luxury flip goes over budget, over timeline, and still makes six figures?

In this episode of the Get Creative Podcast, host Jordan Whittenburg sits down with real estate investor Adam Colburn to break down a real-world creative finance luxury flip in Chapel Hill, North Carolina.

Adam walks through how he used a Subto + novation-style structure to acquire a dated home in a prestigious neighborhood, renovate it with minimal capital out of pocket, and still walk away with nearly $100,000 in profit — despite unexpected rehab overruns and a 14-month timeline.

Connect with Adam: https://www.instagram.com/theadamcolburn/

➡️ Meet Pace on the Creative Nation Tour: https://bit.ly/GetCreativeNationTour

➡️ Download the Free SubTo A-Z e-book: https://subto.sjv.io/qzd0Vb

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The Impossible SubTo Deal: How Robert’s Perseverance Turned a Hard ‘No’ Into a Win Dec 23, 2025

Show notes

California architect and longtime creative finance investor Robert Larivee joins host Keola Keala to share how he turned a Zillow listing that said “No Sub2” into a fully negotiated creative finance deal using skill, patience, and the power of his SubTo team. With decades of experience in architecture, construction, and seller-financed deals—even before joining Pace Morby’s community—Robert explains why teamwork, relationship-building, and perseverance dramatically shorten the path from lead to closing. He reveals how joining SubTo accelerated his deal flow, how his team handles acquisitions, closings, and dispo, and why community support is essential for anyone wanting to succeed in creative real estate. Packed with wisdom from a lifetime of creative problem-solving, this episode is a blueprint for new and seasoned investors alike.

➡️ Meet Pace on the Creative Nation Tour: https://bit.ly/GetCreativeNationTour

➡️ Download the Free SubTo A-Z e-book: https://subto.sjv.io/qzd0Vb

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Flight Attendant Lands $1M Connector Deal all with Creative Finance Dec 16, 2025

Show notes

Las Vegas–based connector and Southwest Airlines employee Hanna Pine shares how she built a thriving Gator lending business—leading to her first $1M golf course connector deal in Florida—while offering fast, reliable transactional funding for SubTo members. Hanna breaks down how cold-calling, community, and strong partnerships helped her scale quickly, and how she now collaborates with wholesalers, connectors, and creative closers to fund double closes and Morby Method deals with capital that stays safely in escrow. A must-listen for anyone wanting to take action, build confidence, and create win-win partnerships in creative finance.
📲 Connect with Hanna
Instagram | Facebook

➡️ RSVP For A FREE Co-Living Training With Me (Live): https://subto.sjv.io/o41boW
➡️ Meet Pace on the Creative Nation Tour: https://bit.ly/GetCreativeNationTour

➡️ Download the Free SubTo A-Z e-book: https://subto.sjv.io/qzd0Vb

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The PadSplit Queen: How a Single Mom Built a $45K/Month Co-Living Empire Using Creative Finance Dec 09, 2025

Show notes

Join host Keola Keala as he sits down with Macarena Garcia—CDC epidemiologist, professor, single mom, and powerhouse real estate investor known as the “PadSplit Queen”—who scaled from one traditional rental to 10 high-cash-flow co-living properties in just 18 months while generating over $45K/month in revenue. Macarena shares how she discovered co-living by accident, leveraged SubTo creative finance to secure deals like an 8-bedroom lakefront PadSplit with only a $13K entry fee, and built systems that allow her to thrive while working a full-time career. She dives into the importance of community, taking action, failing forward, and empowering women to build wealth through purpose-driven affordable housing, offering a blueprint anyone can follow to begin their own creative real estate journey.
📲 Connect with Macarena Garcia on Facebook: https://www.facebook.com/macarena.c.garcia

➡️ Split your Pad with the Co-Living Model: http://padsplit.com/pacemorby
➡️ RSVP For A FREE Co-Living Training With Me (Live): https://subto.sjv.io/o41boW
➡️ Meet Pace on the Creative Nation Tour: https://bit.ly/GetCreativeNationTour

➡️ Download the Free SubTo A-Z e-book: https://subto.sjv.io/qzd0Vb

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