Fintech Insider Podcast by 11:FS

Latest Episodes:

407. News: Robinhood’s major outage; BCR backlash builds Mar 09, 2020

Show notes

In this week's episode, Ross Gallagher and Sarah Kocianski are on hosting duties and are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include:

Farhana Draine - Head of Legal and ComplianceFlux
Husayn Kassai - CEO, Onfido
Edward Berks - Global EGM of Financial Partnerships, Xero

We cover the following stories from the fintech and financial services space:

Robinhood faces outage as the Dow surges (02:15)
BCR backlash mounts over Metro Bank and Nationwide (10:29)
Thought Machine plans US expansion after $83-million raise (20:24)
World Health Organisation calls for contactless amidst Coronavirus (28:21)
Klarna posts first-ever deficit as buy now pay later grows (36:51)
Greenpeace blockades Barclays branches (46:56)
Payments boss pays his entire staff a $70k minimum salary (53:08)

This podcast is brought to you by Stake, the digital brokerage app bringing you unrivalled access to the US market. Invest in over 3,500 US stocks and ETFs, including game-changing companies like Google, Amazon and Tesla. Trading is instant, direct and commission-free, and with a fully digitised sign-up, you’ll be in the market in minutes. Visit hellostake.com or search ‘Stake Trade’ to seize the US market’s 31 trillion dollars-worth of opportunity today.

Love fintech? Then sign up for our newsletter, Fintech in Five. A snack-sized selection of the week's biggest stories, longer reads, soundbites and more. Just visit this link to sign up! 11fs.com/newsletter

Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates, Leda Glyptis and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!

Special Guests: Edward Berks, Farhana Draine, and Husayn Kassai.

Sponsored By:

Hello Stake

Links:

Learn more about your ad choices. Visit megaphone.fm/adchoices

406. Interviews: From Google to Fintech Unicorns: Sunil Chandra, OakNorth Platform CEO Mar 06, 2020

Show notes

In today's episode, OakNorth platform CEO Sunil Chandra joins David Brear in London at 11:FS HQ. To kick things off the pair talk about Sunil's time at Google and the importance of talent and company culture when scaling. After 12 years in San Fransico, Sunil joined UK fintech OakNorth as chief executive for its technology platform. In this Interviews episode, we hear about London as a fintech hub, the challenges of a high-growth startup and how OakNorth is helping mid-sized companies grow with the help of AI and machine learning.

Tune in for industry insights, a wealth of experience and much much more!

If you enjoyed this episode, don't forget to subscribe and please leave a review

Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!

Special Guest: Sunil Chandra.

Sponsored By:

Hello Stake

Learn more about your ad choices. Visit megaphone.fm/adchoices

405. News: Is the fintech M&A bubble about to burst? Mar 02, 2020

Show notes

Will White is in New York and joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include:

Jon Zanoff - Managing Director, TechStars
Adam Granoff - Senior Vice President of Digital Payments, Mastercard
Hayden Field - Associate Editor, Entrepreneur Magazine
Edwina Johnson - Chief Operating Officer, Alloy

We cover the following stories from the fintech and financial services space:

Intuit to buy Credit Karma for $7.1 billion (01:36)
JPMorgan in talks for UK digital bank (09:48)
Monzo introduces new credit score tool (18:21)
Morgan Stanley to buy E-Trade (23:54)
Grab raises money amid Gojek merger rumours (30:59)
Revolut achieves $5.5 billion valuation (35:33)
From hole-in-the-wall to hotspot (44:48)

If you enjoyed this episode, don't forget to subscribe and please leave a review

Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!

Special Guests: Adam Granoff , Edwina Johnson , Hayden Field, and Jon Zanoff.

Sponsored By:

Hello Stake

Links:

Learn more about your ad choices. Visit megaphone.fm/adchoices

404. Insights: Bank earnings: is the competitive tide turning? Feb 28, 2020

Show notes

Simon Taylor and Adam Davis host this week's episode of Fintech Insider Insights and are joined by guests to talk all about the latest earning reports and see how the big banks have fared over the past year.

This week's guests are:

Lianna Brinded, Head of Yahoo Finance UK
Sharon Kimathi, Editor at Fintech Futures and Banking Technology

Earnings reports come out on a quarterly and annual basis, and in today's Insights show, we look at how banks from both sides of the Atlantic performed in 2019. In the UK the cost/income ratios for Barclays, Lloyds and RBS all decreased and many banks were hit hard by fines and payouts for PPI claims. Despite this, all the big banks in the UK made a profit. Across the pond, however, US incumbents suffered as Citi Bank saw a net loss of $132 million and Wells Fargo incurred negative growth in consumer banking operations.

But what are the reasons behind these numbers? Is this the consequence of Brexit? Are we seeing the financial implications of coronavirus? Could it be that challenger banks are impacting big banks' bottom lines?

Tune in to this week's Insights show to find out more as we dig into the good, the bad and the ugly of the big banks' earnings reports.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!

Special Guests: Lianna Brinded and Sharon Kimathi.

Sponsored By:

Hello Stake

Learn more about your ad choices. Visit megaphone.fm/adchoices

403. News: JPMorgan's open banking rules for US fintechs Feb 24, 2020

Show notes

Hopping over from across the pond, this week Sam Maule, Managing Partner North America for 11:FS, hosts alongside David Brear. Our expert hosts are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include:

Valentina Kristensen - Director of Growth & Communications at OakNorth
Carl Hazeley - VP of Content at Finimize
Joanne Dewar - CEO at Global Processing Services

We cover the following stories from the fintech and financial services space:

JPMorgan gives fintechs data access deadline (2:56)
New survey suggests big things for Marcus checking accounts (10:52)
RBS to rebrand itself and bring Bo under new leadership (18:08)
LendingClub acquires bank to secure charter (28:57)
HSBC to cut 35,000 jobs over three years (38:56)
Monzo, Starling and Monese benefit from N26’s exit (45:13)
Nova Credit brings celebs into fintech (53:33)

If you enjoyed this episode, don't forget to subscribe and please leave a review

Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!

Special Guests: Carl Hazeley, Joanne Dewar, and Valentina Kristensen.

Sponsored By:

Hello Stake

Links:

Learn more about your ad choices. Visit megaphone.fm/adchoices

402. Interviews: Making cross-border payments seamless with GoCardless and TransferWise Feb 21, 2020

Show notes

In today's episode, we bring you an interview with Taavet Hinrikus, co-founder and chairman at TransferWise and Hiroki Takeuchi, CEO at GoCardless. In November 2019 it was announced that GoCardless and TransferWise would be joining forces to enable better cross-border global payments. In this episode of Fintech Insider Interviews, Jason Bates caught up with the pair to discuss payments, partnerships and future plans.

Tune in for industry insights, a wealth of experience and much much more!

If you enjoyed this episode, don't forget to subscribe and please leave a review

Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!

Special Guests: Hiroki Takeuchi and Taavet Hinrikus.

Sponsored By:

Hello Stake

Learn more about your ad choices. Visit megaphone.fm/adchoices

401. News: N26 closes UK accounts, blaming Brexit Feb 17, 2020

Show notes

Your hosts Simon Taylor and Adam Davis are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include:

Matt Collinge, Chief Technology Officer of Curve
Alexandra Frean, Head of Corporate Affairs at Starling Bank
Ali Paterson, Editor in Chief at Fintech Finance

We cover the following stories from the fintech and financial services space:

N26 to close all UK accounts (01:44)
Starling Bank nabs £60 million in additional funding (12:17)
Revolut rolls out Open Banking feature (22:56)
Visa to make biggest interchange adjustment in decades (29:40)
Varo Money receives FDIC approval (35:00)
Chinese investment in Silicon Valley slows (41:29)
Credit Suisse boss removed after spying scandal (44:19)

This podcast is brought to you by Stake, the digital brokerage app bringing you unrivalled access to the US market. Invest in over 3,500 US stocks and ETFs, including game-changing companies like Google, Amazon and Tesla. Trading is instant, direct and commission-free, and with a fully digitised sign-up, you’ll be in the market in minutes. Visit hellostake.com or search ‘Stake Trade’ to seize the US market’s 31 trillion dollars-worth of opportunity today.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!

Special Guests: Alexandra Frean, Ali Paterson, and Matt Collinge.

Sponsored By:

Hello Stake

Links:

Learn more about your ad choices. Visit megaphone.fm/adchoices

400. Insights: Love and partnerships in fintech Feb 14, 2020

Show notes

Love is in the air at 11:FS HQ. In our 400th instalment of Fintech Insider, your hosts Leda Glyptis, David Brear, and Jason Bates get together to talk about their favourite industry partnerships. Whether that's big banks merging, fintech team-ups or collaborations between fintechs and incumbents, we spend this episode digging into the best relationships in this industry and our hosts' personal favourites. Plus, for the first time on Fintech Insider, we open up the phone lines and invite some guests to share their favourite partnerships too. Joining us over the airwaves are:

Caroline Plumb - Founder & CEO at Fluidly
Ali Paterson - Editor in Chief at Fintech Finance
Dave Cunningham - Director of Business Development at Trūata

We discuss Monzo and IFTTT, Barclays and Flux, Apple and Goldman Sachs and much much more. Did your favourite fintech partnership make our list? Tune in to find out!

This podcast is brought to you by Stake, the digital brokerage app bringing you unrivalled access to the US market. Invest in over 3,500 US stocks and ETFs, including game-changing companies like Google, Amazon and Tesla. Trading is instant, direct and commission-free, and with a fully digitised sign-up, you’ll be in the market in minutes. Visit hellostake.com or search ‘Stake Trade’ to seize the US market’s 31 trillion dollars-worth of opportunity today.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!

Special Guests: Ali Paterson, Caroline Plumb, and Dave Cunningham.

Sponsored By:

Hello Stake

Learn more about your ad choices. Visit megaphone.fm/adchoices

399. News: Will Goldman Sachs and Amazon conquer the SMB space? Feb 10, 2020

Show notes

Our expert hosts, Leda Glyptis and David Brear, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include:

David Rosa, Co-Founder at Neat
Lois Ollerenshaw, Ventures at Nationwide
Sam Lathey, Co-Founder and CEO of Bippit

We cover the following stories from the fintech and financial services space:

Goldman Sachs in talks with Amazon about small business loans (05:16)
Worldline to buy Ingenico for $8.6 billion (13:09)
Revolut moves European payments to Ireland and Lithuanian (20:10)
Remitly starts US banking service aimed at immigrants (33:44)
Australian fintechs split on screen scraping ban (43:05)
Texas Capital Bank reveals account that pays air miles (54:17)
Trader suspended for allegedly stealing sandwiches (56:54)

FinovateSpring is happening in San Francisco on May 27th to 29th. Built around live, 7-minute demos of the latest fintech innovations, FinovateSpring is the West Coast’s premier fintech event. Network with more than 1200 senior-level attendees – with more than 50% from financial institutions - from the Midwest and Western United States, Latin America, APAC, Canada, Australia, and beyond. And gain insights from more than 120 expert speakers on the future of finance. For more information visit finovatespring.com, and don’t forget that the code 11FS will get you a 20% discount on your registration.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!

Special Guests: David Rosa, Lois Ollerenshaw, and Sam Lathey.

Links:

Learn more about your ad choices. Visit megaphone.fm/adchoices

398. Insights: Will Brexit break UK fintech? Feb 07, 2020

Show notes

In today's Insights show, we reflect on the past 4 years of Brexit and discuss the future of fintech in post-Brexit Britain. This week's guests include:

Emily Nicolle - Technology Editor at City AM
James Hurley - Enterprise Editor at The Times

Before diving into it, we revisit our very first episode of Fintech Insider. That show was a Brexit special, where David Brear, Jason Bates, Simon Taylor and Chris Skinner talked about their predictions for the implications of Brexit. Almost four years on, how do they hold up? Are fintechs fleeing the UK for greener pastures in the E.U.? Conversely, is Brexit attracting more fintech talent to the UK? Startup life is full of uncertainty and Brexit has been much the same.

So, what can fintech companies do to protect themselves now that Brexit is upon us and how will the industry shift in the coming months and years?

All this and much more on this week's Fintech Insider Insights show!

If you enjoyed this episode, don't forget to subscribe and please leave a review

Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!

Special Guests: Emily Nicolle and James Hurley.

Links:

Learn more about your ad choices. Visit megaphone.fm/adchoices