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    Business

    Fintech Insider Podcast by 11:FS

    Where the best minds in financial services and banking talk all things fintech. Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services. Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Techcrunch, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry. Our weekly news show drops every Monday and tackles the biggest news stories, from acquisitions and launches, to regulatory changes and innovation. Then, every Friday our Insights show dives deeper into the hottest topics shaping the industry like web3 and BNPL. Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.

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    Latest Episodes:
    397. News: Is N26 challenging the US banks? Feb 03, 2020
    Show notes

    Ross Gallagher and Adam Davis are in the hosting seat this week and are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include:

    • Ian Fuller, CTO and Co-Founder of Freetrade
    • Jonathan Lister Parsons, CTO at Pensionbee
    • Roisin Levine, Head of Banks at Flux

    We cover the following stories from the fintech and financial services space:

    • N26 nabs 250,000 US customers in six months (02:53)
    • FCA questions new overdraft rates (10:24)
    • OakNorth brings former Chancellor onto advisory board (18:19)
    • Community banks inject $9.5 million into Neocova (25:26)
    • RBS CEO to fund women-led businesses (31:24)
    • Goldman to deny IPOs to companies with non-diverse boards (37:20)
    • New York City to ban cashless stores (42:59)

    This episode is brought to you by FinovateEurope in Berlin on 11th – 13th February. Built around live, 7-minute demos of the latest fintech innovations, FinovateEurope is the continent’s premier fintech event. Network with more than 1200 senior-level attendees – with more than 50% from financial institutions. And gain insights from 150 expert speakers, who will be sharing their insights on the future of finance. For more information visit finovateeurope.com, and quote VIP Code 11FS for a 20% discount on your registration.

    Love fintech? Then sign up for our newsletter, Fintech in Five. A snack-sized selection of the week's biggest stories, longer reads, soundbites and more. Just visit this link to sign up! 11fs.com/newsletter

    Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates, Leda Glyptis and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.

    If you enjoyed this episode, don't forget to subscribe and please leave a review

    Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!

    Special Guests: Ian Fuller, Jonathan Lister Parsons, and Roisin Levine .

    Links:

    • N26 nabs 250,000 US customers in six months
    • FCA questions new overdraft rates
    • OakNorth brings former Chancellor onto advisory board
    • Community banks inject $9.5 million into Neocova
    • RBS CEO to fund women-led businesses
    • Goldman to deny IPOs to companies with non-diverse boards
    • New York City to ban cashless stores

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    396. Insights: Do consumers care about Open Banking? Jan 31, 2020
    Show notes

    In today's Insights show, Sarah Kocianski is joined by a fantastic panel of guests to discuss the past 2 years of Open Banking. This week's guests include:

    • Shefali Roy - COO and CCO at Truelayer
    • Olly Betts - CEO and Chief Product Officer at OpenWrks
    • Simon Vans Colina - CTO at Fronted
    • Kieran McHugh - Open Banking Lead at Monzo

    It's been two years since Open Banking first arrived in the UK and in today’s Insights show we discuss the past, present and future of Open Banking. Starting with the basics, we ask how far has Open Banking come and how is it continuing to grow in the UK? Our panel of guests are all already putting Open Banking to use, but are customers aware of it yet and are they embracing the possibilities? Third-party service providers certainly have been and are driving innovation in this sector, however the same cannot be said for incumbent banks.

    So, what can banks do to better take advantage of Open Banking, when will we see it being embraced in other parts of the world, and will 2020 be the year of Open Banking?

    All this and much more on this week's Fintech Insider Insights show!

    This episode is brought to you by FinovateEurope in Berlin on 11th – 13th February. Built around live, 7-minute demos of the latest fintech innovations, FinovateEurope is the continent’s premier fintech event. Network with more than 1200 senior-level attendees – with more than 50% from financial institutions. And gain insights from 150 expert speakers, who will be sharing their insights on the future of finance. For more information visit finovateeurope.com, and quote VIP Code 11FS for a 20% discount on your registration.

    Love fintech? Then sign up for our newsletter, Fintech in Five. A snack-sized selection of the week's biggest stories, longer reads, soundbites and more. Just visit this link to sign up! 11fs.com/newsletter

    Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates, Leda Glyptis and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.

    If you enjoyed this episode, don't forget to subscribe and please leave a review

    Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!

    Special Guests: Kieran McHugh, Olly Betts, Shefali Roy, and Simon Vans-Colina.

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    395. News: Has Open Banking failed? Jan 27, 2020
    Show notes

    Our expert hosts, David Brear and Sarah Kocianski, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include:

    • Megan Caywood - Managing Director, Barclays
    • Zihao Xu - Investment Manager, Octopus Ventures
    • Olivia Vinden - Head of Innovation UK, Alpha FMC

    We cover the following stories from the fintech and financial services space:

    • Open Banking surpasses one million customers (04:17)
    • Bo chief executive to step down (16:04)
    • Revolut announces new savings account (27:15)
    • UK SMEs chasing £50 billion in late payments (39:23)
    • Ministers detail financial wellbeing plan (46:58)
    • Tink raises an additional €90 million (53:46)
    • BlackRock to shift away from fossil fuels (1:01:00)

    This episode is brought to you by FinovateEurope in Berlin on 11th – 13th February. Built around live, 7-minute demos of the latest fintech innovations, FinovateEurope is the continent’s premier fintech event. Network with more than 1200 senior-level attendees – with more than 50% from financial institutions. And gain insights from 150 expert speakers, who will be sharing their insights on the future of finance. For more information visit finovateeurope.com, and quote VIP Code 11FS for a 20% discount on your registration.

    Love fintech? Then sign up for our newsletter, Fintech in Five. A snack-sized selection of the week's biggest stories, longer reads, soundbites and more. Just visit this link to sign up! 11fs.com/newsletter

    Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates, Leda Glyptis and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.

    If you enjoyed this episode, don't forget to subscribe and please leave a review

    Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!

    Special Guests: Megan Cooper, Olivia Vinden, and Zihao Xu.

    Links:

    • Open Banking surpasses one million customers -
    • Bo chief executive to step down
    • Revolut announces new savings account
    • UK SMEs chasing £50 billion in late payments
    • Ministers detail financial wellbeing plan
    • Tink raises an additional €90 million
    • BlackRock to shift away from fossil fuels

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    394. Insights: The future of investing Jan 24, 2020
    Show notes

    In today's Insights show, Adam is joined by a fantastic panel of guests to discuss the future of retail investing. This week's guests include:

    • Viktor Nebehaj - CMO & Co-Founder at Freetrade
    • Joe Parkin - Head of Banks & Digital at Blackrock UK
    • Adam French - Founder at Scalable Capital

    Following on from our last wealth show the conversation starts with the democratisation of investing: is it moral and is it for everyone? The investment landscape has changed dramatically over the years, and the group explores how disruptive products in this space has opened the doors to younger investors and allowed for social impact to become a greater factor in investment decisions. Newer investment platforms have been crucial to these changes but could incumbents catch up to the fintechs in the future?

    All this and much more on this week's Fintech Insider Insights show!

    This episode is brought to you by FinovateEurope in Berlin on 11th – 13th February. Built around live, 7-minute demos of the latest fintech innovations, FinovateEurope is the continent’s premier fintech event. Network with more than 1200 senior-level attendees – with more than 50% from financial institutions. And gain insights from 150 expert speakers, who will be sharing their insights on the future of finance. For more information visit finovateeurope.com, and quote VIP Code 11FS for a 20% discount on your registration.

    Love fintech? Then sign up for our newsletter, Fintech in Five. A snack-sized selection of the week's biggest stories, longer reads, soundbites and more. Just visit this link to sign up! 11fs.com/newsletter

    Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates, Leda Glyptis and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive in subject matters such as APIs, AI or digital banking.

    If you enjoyed this episode, don't forget to subscribe and please leave a review

    Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!

    Special Guests: Adam French, Joe Parkin, and Viktor Nebehaj.

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    393. News: Visa buys Plaid - the first megadeal of 2020 Jan 20, 2020
    Show notes

    The podcast is back in the Big Apple with hosts Will White and Sam Maule! This week they are joined by some of fintech's finest to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include:

    • Monica Murthy - Business Development at Alloy & Co-Founder at #HowSheWorks
    • Sabrina Lamb - Founder & CEO at WorldofMoney, Founder & CEO at Wekeza Inc.
    • Andres Garcia-Amaya, CEO at Zoe Financial

    We cover the following stories from the fintech and financial services space:

    • Visa acquires Plaid for $5.3 billion (03:06)
    • Banks announces fourth-quarter earnings (13:20)
    • Amazon tells users to uninstall Honey (22:30)
    • Goldman finally gets a Marcus app (27:18)
    • Hong Kong’s first digital bank offers killer rate (34: 52)
    • German savings fintech plans US launch (39:15)
    • Challenger bank vies for the over 60 set (47:55)

    This episode is brought to you by FinovateEurope in Berlin on 11th – 13th February. Built around live, 7-minute demos of the latest fintech innovations, FinovateEurope is the continent’s premier fintech event. Network with more than 1200 senior-level attendees – with more than 50% from financial institutions. And gain insights from 150 expert speakers, who will be sharing their insights on the future of finance. For more information visit finovateeurope.com, and quote VIP Code 11FS for a 20% discount on your registration.

    Love fintech? Then sign up for our newsletter, Fintech in Five. A snack-sized selection of the week's biggest stories, longer reads, soundbites and more. Just visit this link to sign up! 11fs.com/newsletter

    Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates, Leda Glyptis and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive in subject matters such as APIs, AI or digital banking.

    If you enjoyed this episode, don't forget to subscribe and please leave a review

    Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!

    Special Guests: Andres Garcia-Amaya, Monica Murthy, and Sabrina Lamb.

    Links:

    • Visa acquires Plaid for $5.3 billion
    • Banks announces fourth quarter earnings
    • Amazon tells users to uninstall Honey
    • Goldman finally gets a Marcus app
    • Hong Kong’s first digital bank offers killer rate
    • German savings fintech plans US launch
    • Challenger bank vies for the over 60 set

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    392. Insights: VC Roundtable: What makes a good fintech investment? Jan 17, 2020
    Show notes

    In this week's insights show our host extraordinaire, Simon Taylor, is joined by some great guests to discuss the future of fintech VC investment. Joining Simon to talk about one of the industry's hottest topics is:

    • Nick Sando - Fintech Investor at Octopus Ventures
    • Yann Ranchere - Partner at Anthemis
    • Vinoth Jayakumar - Principal and Investment Director at Draper Esprit

    Simon starts from the very beginning: where did fintech come from? What made it so attractive to investors? And why does it continue to be so popular? The guys rattle through these basic questions before taking a deep dive into investment thesis, talent, new opportunities and the changing investment space.

    Our guests have a wealth of experience in this subject area and spend the episode dissecting where fintech VC investment has been in the past and where it's going in the future.

    This episode is brought to you by FinovateEurope in Berlin on 11th – 13th February. Built around live, 7-minute demos of the latest fintech innovations, FinovateEurope is the continent’s premier fintech event. Network with more than 1200 senior-level attendees – with more than 50% from financial institutions. And gain insights from 150 expert speakers, who will be sharing their insights on the future of finance. For more information visit finovateeurope.com, and quote VIP Code 11FS for a 20% discount on your registration.

    Love fintech? Then sign up for our newsletter, Fintech in Five. A snack-sized selection of the week's biggest stories, longer reads, soundbites and more. Just visit this link to sign up! 11fs.com/newsletter

    Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates, Leda Glyptis and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive in subject matters such as APIs, AI or digital banking.

    If you enjoyed this episode, don't forget to subscribe and please leave a review.

    Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!

    Special Guests: Nick Sando, Vinoth Jayakumar, and Yann Ranchere.

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    391. News: Singapore's big tech banking battlefield Jan 13, 2020
    Show notes

    Our expert hosts, David Brear and Simon Taylor, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include:

    • Tram Anh Nguyen - Co-Founder of the Centre for Finance Technology and Entrepreneurship
    • Shafali Gupta - VP Strategy & Ops at Fluidly
    • Nathalie Oestmann - COO of Curve

    We cover the following stories from the fintech and financial services space:

    • The bids are in for Singapore’s digital banking licence (03:01)
    • Banking errors open the new year (16:35)
    • Hackers hold Travelex to ransom (27:11)
    • UK regulators at work on digital data strategies (31:20)
    • Monzo allegedly meeting with large investors to raise between £50 and £100 million in early 2020 (40:23)
    • Australian Prudential Regulation Authority begins full investigation into Westpac over earlier child exploitation allegations (40:45)
    • Citi starts recruitment drive to hire 2,500 coders from around the world (41:26)
    • PayPal will acquire shopping rewards company Honey for £4 billion (42:20)
    • Australia pauses Open Banking over security concerns (43:46)
    • Tandem causes “Tandemonium” with £6 monthly fee (48:13)
    • Influencers Bó it for the ‘Gram (57:50)

    This episode is brought to you by FinovateEurope in Berlin on 11th – 13th February. Built around live, 7-minute demos of the latest fintech innovations, FinovateEurope is the continent’s premier fintech event. Network with more than 1200 senior-level attendees – with more than 50% from financial institutions. And gain insights from 150 expert speakers, who will be sharing their insights on the future of finance. For more information visit finovateeurope.com, and quote VIP Code 11FS for a 20% discount on your registration.

    Love fintech? Then sign up for our newsletter, Fintech in Five. A snack-sized selection of the week's biggest stories, longer reads, soundbites and more. Just visit this link to sign up! 11fs.com/newsletter

    Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates, Leda Glyptis and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive in subject matters such as APIs, AI or digital banking.

    If you enjoyed don't forget to subscribe and please leave a review

    Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!

    Special Guests: Nathalie Oestmann, Shafali Gupta, and Tram Anh Nguyen.

    Links:

    • The bids are in for Singapore’s digital banking licences
    • Banking errors open the new year
    • Hackers hold Travelex to ransom
    • UK regulators at work on digital data strategies
    • Monzo allegedly meeting with large investors to raise between £50 and £100 million in early 2020
    • Australian Prudential Regulation Authority begins full investigation into Westpac over earlier child exploitation allegations
    • Citi starts recruitment drive to hire 2,500 coders from around the world
    • PayPal will acquire shopping rewards company Honey for £4 billion
    • Australia pauses Open Banking over security concerns
    • Tandem causes a “Tandemonium” with £6 monthly fee
    • Influencers Bo it for the ‘Gram

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    390. Interviews: Marta Krupinska, Head of Google for Startups UK Jan 10, 2020
    Show notes

    Our expert host Sarah Kocianski is at Fintech Connect 2019 where she is joined by Marta Krupinska, Head of Google for Startups UK. Together they talk about how Google for Startups came about, what role it plays in the industry and what opportunities a company like this can offer to marginalised fintech founders!

    This episode is brought to you by FinovateEurope in Berlin on 11th – 13th February. Built around live, 7-minute demos of the latest fintech innovations, FinovateEurope is the continent’s premier fintech event. Network with more than 1200 senior-level attendees – with more than 50% from financial institutions. And gain insights from 150 expert speakers, who will be sharing their insights on the future of finance. For more information visit finovateeurope.com, and quote VIP Code 11FS for a 20% discount on your registration.

    Love fintech? Then sign up for our newsletter, Fintech in Five. A snack-sized selection of the week's biggest stories, longer reads, soundbites and more. Just visit this link to sign up! 11fs.com/newsletter

    Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates, Leda Glyptis and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive in subject matters such as APIs, AI or digital banking.

    If you enjoyed don't forget to subscribe and please leave a review

    Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!

    Special Guest: Marta Krupinska.

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    389. Interviews: Kosta Peric, Financial Services for the Poor, Gates Foundation Jan 06, 2020
    Show notes

    In today's episode, we bring you an interview with Kosta Peric, Deputy Director of Financial Services for the Poor at the Bill & Melinda Gates Foundation. Laura Watkins caught up with Kosta at Fintech Connect 2019 and the pair discuss the foundation, its open-source banking code project, and the growth of fintech to help underserved communities.

    Tune in for industry insights, a wealth of experience and much much more!

    Love fintech? Then sign up for our newsletter, Fintech in Five. A snack-sized selection of the week's biggest stories, longer reads, soundbites and more. Just visit this link to sign up! 11fs.com/newsletter

    Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates, Leda Glyptis and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive in subject matters such as APIs, AI or digital banking.

    If you enjoyed don't forget to subscribe and please leave a review

    Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!

    Special Guest: Kosta Peric.

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    388. 2020 Predictions Jan 03, 2020
    Show notes

    In this Fintech Insider show Sarah Kocianski and Adam Davis are joined by some returning guests to look into their crystal balls and discuss their fintech predictions for the new year. Joining Adam and Sarah are:

    • Melanie Palmer - Chief Marketing Officer at Nucoro
    • Ed Maslaveckas - Chief Executive Officer at Bud
    • Simon Vans-Colina - Co-founder at Fronted

    Will challenger banks become a present threat? Will open banking become the default?
    And will we see the widgetization of financial services?

    No one knows for certain, but there's all this and so much more on this week's episode of Fintech Insider!

    Love fintech? Then sign up for our newsletter, Fintech in Five. A snack-sized selection of the week's biggest stories, longer reads, soundbites and more. Just visit this link to sign up! 11fs.com/newsletter

    Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates, Leda Glyptis and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive in subject matters such as APIs, AI or digital banking.

    If you enjoyed don't forget to subscribe and please leave a review

    Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!

    Special Guests: Ed Maslaveckas, Mel Palmer, and Simon Vans-Colina.

    Learn more about your ad choices. Visit megaphone.fm/adchoices


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